Home Mortgage Disclosure Act

FFIEC Home Mortgage Disclosure Act --- ABOUT HMDA: HOW TO FILE: PUBLIC DATA: REPORTING RESOURCES: SEARCH SITE INDEX PDF HELP CONTACT US PRIVACY POLICY QUICK LINKS Rate Spread Calc Geocoding System FAQs Data Order Form Aggregate Report Disclosure Report National Aggregate Census Reports CRA Suppl Reg C Amend. Welcome to the FFIEC's Home Mortgage Disclosure Act (HMDA) web site. Information is organized into four categories: About HMDA Learn about the history and regulation behind HMDA How to File Find file specifications, software and various resources for reporting HMDA data Public Data Access on-line reports and ordering information for HMDA public data Reporting Resources Quick reference to reporting resources and assistance. WHAT'S NEW The 2006 HMDA Data Entry Software is available. Asset threshold increase for CY2006. FAQs updated with Type of Purchaser. FFIEC issues additional guidance on HMDA reporting . FAQs updated with Temporary Financing. 2006 Edits and File Specs are available. Corrections for 2004 HMDA Aggregrate and Disclosure data are available. Press Release announces the availability of 2004 HMDA data. -MUST READ. Data Collection Procedure Change -MUST READ. 2005 Census Data Geocoding System is now updated with 2005 census information. The 2000 CRA/HMDA Reporter is now available. This newsletter provides information on various topics to assist in the collection and reporting of CRA and HMDA data. It's a MUST READ! -- An August 8, 2000 Press Release announces the availablility of data about 1999 mortgage lending activity, National Aggregates , MSA Aggregate and Disclosure Reports . --

Real Estate Investment

REALTOR.com: Real estate listings & homes for sale Welcome, Visitor! Sign Up to: Save Searches Save Listings Sign Up Now! Already a member? Sign In Homebuying Tools Find a Lender Find a Mover Market Conditions Neighborhood Tour Real Estate 101 Buyers Sellers For REALTORS® Resource Center News REALTOR.org Search the Web Select a Top Search: Bad Credit Contractors Homeowner's Insurance Debt Consolidation Interior Design Mortgage Rates Loan Types Rates Points 30-yr fixed 5.74% 0.37 15-yr fixed 5.38% 0.28 ARM 3/1, 30Yrs 4.87% 0.26 Updated: 12/29/2005 11:27:14 AM Check Local Rates Search our national directory of mortgage brokers and lenders. Find a Home Over 2.5 million listings for sale! State/Province AB AK AL AR AZ BC CA CO CT DC DE FL GA GU HI IA ID IL IN KS KY LA MA MB MD ME MI MO MN MS MT NC ND NE NH NJ NM NV NY OH OK ON OR PA PR RI SC SD TN TX UT VI VT VA WA WI WV WY - OR - Minimum Price $0 $500 $1,000 $1,400 $2,000 $5,000 $10,000 $20,000 $30,000 $40,000 $45,000 $50,000 $55,000 $60,000 $70,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $400,000 $450,000 $500,000 $550,000 $600,000 $650,000 $700,000 $750,000 $800,000 $850,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,500,000 $4,000,000 $4,500,000 $5,000,000 $6,000,000 $8,000,000 $10,000,000 to Maximum Price $1,000 $1,400 $2,000 $5,000 $10,000 $20,000 $30,000 $40,000 $45,000 $50,000 $55,000 $60,000 $70,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $400,000 $450,000 $500,000 $550,000 $600,000 $650,000 $700,000 $750,000 $800,000 $850,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,500,000 $4,000,000 $4,500,000 $5,000,000 $6,000,000 $8,000,000 $10,000,000 no maximum Beds 1+ Beds 2+ Beds 3+ Beds 4+ Beds 5+ Beds Baths 1+ Baths 1.5+ Baths 2+ Baths 2.5+ Baths 3+ Baths 3.5+ Baths 4+ Baths More Search Options Map Search Hurricane Relief Find or offer immediately available temporary housing to assist Hurricane victims: HurricaneHousing.net Relief.WelcomeWagon.com -- Find a REALTOR State/Province Alabama Alaska Alberta Arizona Arkansas British Columbia California Colorado Connecticut Delaware District Of Columbia Florida Georgia Guam Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Manitoba Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Ontario Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virgin Islands Virginia Washington West Virginia Wisconsin Wyoming From the National Association of REALTORS ® Join REALTORS® in supporting hurricane victims Why Use a REALTOR® With a GRI? Make the most of every moment with FamilyTime, an interactive DVD celebrating the family. Visit REALTOR® Magazine Online Read current NAR Press Releases For REALTORS ® REALTORS Relief Effort exceeds $5.2 million for Hurricane victims, donate now... Enter the Business Success Zone at REALTOR.org! Find out how REALTOR.com can help you secure more listings, sell homes for more and promote yourself and your brand NEW name for NAR member benefits offeringsthe REALTOR Benefits(sm) Program. Learn about the practical, everyday solutions for your professional and personal life! Reach new levels of success with NAR partner, The Pacific Institute! About the National Association of REALTORS ® Representing Home Owners State & Local Associations Real Estate Specialty Organizations Find an Appraiser Find a Commercial Property International Real Estate Search in popular metros: Atlanta | Austin | Boston | Chicago | Dallas | Denver | Houston | Las Vegas | Long Island | Los Angeles | Memphis | Miami | New York City | Orange County | Palm Beach | Phoenix | Sacramento | San Diego | Seattle Site Map | Corporate News & Info | Contact Us | Advertise With Us | Join our staff Terms of Use and PrivacyPolicy . 1995- NATIONAL ASSOCIATION OF REALTORS and Homestore, Inc. All rights reserved. Equal Housing Opportunity REALTOR.com is the official site of the National Association of REALTORS and is operated by Homestore, Inc. REALTOR -- A Registered collective membership mark that identifies a real estate professional who is a member of the National Association of REALTORS and subscribes to its strict Code of Ethics. Inquiries regarding the Code of Ethics should be directed to the board in which a REALTOR holds membership.

Land Loan Tools  

Indymac Bank Construction Lending Indymac Bank home   |   about us   |   contact us   |   privacy   |   ID notice   |   security   |   careers    1-800-HCL-LOAN (425-5626)   HCL for Individuals   Main Page   Get To Know Us   Get Started Now!   My Project Application   My Loan Information Loan Products   ·   Construction-to-Permanent Loan   ·   Remodeler Loan   ·   Bridge Loan ·   Lot/Land Loan Tools   ·   Line Item Budget Calculator Find A Builder --   ·   Cost To Build Calculator -- Event Calendar -- Help   ·   FAQs   ·   Glossary Customer Service --   ·   Contact Us Lot/Land Loan Found the perfect location to build your dream home ...and now you need the perfect loan? Our Lot Loan is the right loan if you're looking to purchase a residential lot to build your primary residence or second home. Once you have purchased your land, you will have time to design your new home and choose a contractor. Best of all, Indymac Bank will fund your Construction-to-Permanent Loan once you're ready to build. · Loans to $500,000. -- Frequently Asked Questions Check to view all answers. Q. How do I know where I should build my home? A. Location may be one of the most important factors to consider. Although many people have a geographic location in mind, some are open to alternatives. It's important to consider your lifestyle (and those you'll be living with) as well as the cost. If you're planning a family, schools will be important. If not, you may want to consider other factors such as proximity to work, or accessibility to the beach, the mountains or leisure activities. Q. What is a "finished lot"? A. A "finished lot" refers to a portion of land that already has road access and utilities in place to the lot boundary. Additionally, it has been approved by the city or county as a separate parcel of land on a parcel map. Q. Can I buy a piece of land that is not a finished lot and save some money? A. While it may be possible to purchase an unfinished lot, generally this is not advisable for an individual building their own home. The costs of bringing roads and utilities to the first lot in a new area are usually very high. Typically, the first person to build pays for others who will build later. There are land developers who specialize in preparing lots for building (this may include zoning and/or soils issues, as well as bringing roads and utilities to the site, and creating a building pad). Often, these lots are in a planned community. Q. What do you mean by "planned community"? Aren't all communities planned? A. No, many older communities were not planned; they evolved. Certainly, as a city has grown, plans have taken shape. But in many cases the nucleus of a community was started many years before the community or city planning existed. In many instances, it is this unplanned characteristic that gives a community its charm. A planned community, in contrast, generally offers a specific style and certain amenities at a package price. Depending on the size and location of the community, these amenities may include greenbelts, landscaping, biking trials, swimming pools, even schools and shopping centers. Some amenities, such as the community pool and greenbelts, are paid for through a homeowners' association. Others are paid through taxes or mello roos. Still others are design enhancements intended to encourage potential buyers to purchase in an area or to attract more commercial business. Many of the more costly amenities included in a planned community may not be affordable for a homeowner on an individual basis. However, some of these amenities may not be important to you. After all, priorities, like lifestyle, vary. If you select a home in a planned community, you'll generally have a more structured community where decisions are made jointly rather than by the individual homeowner. These community decisions include individual home design and landscaping. While some homeowners may consider this an acceptable trade-off to ensure an attractive environment, others may consider it an infringement on their rights. It's important that you know how you feel before selecting the type of lot you want. Q. Can tax bases differ within the same community? A. Yes, they can. While some cities already have parks, schools, and streets, newer communities built within the same city may have special assessments that cover the costs to develop or maintain new or existing parks, schools, streets, etc. These assessments may be for a prescribed period of time or may continue indefinitely. A little research goes a long way. Here again, a good real estate agent or title company officer can often provide you with this information. Q. I've found the perfect location, but I'm not ready to build my dream home. Can I obtain financing for the land only? A. Yes, you can obtain a Lot Loan. Typically, this is short-term financing for the purchase of a residential lot suited for future construction. This loan allows you time to select an architect, builder, and design your dream home. IndyMac Bank's Lot Loan program allows you to finance up to 50 acres. And when you're ready to build, we offer a one-time close Construction-to-Permanent Loan. ^ back to top Still have questions? Call toll-free 1-800-HCL-LOAN (425-5626) to speak with a construction loan specialist, or downloada copy of our booklet (pdf) that answers the most frequently asked questions about building your own home. Information Center · Glossary · FAQs -- FAQs · Get To Know Us · Building Your Dream Home Magazine (pdf) · Owner Builder Guide (pdf) Consumer Guide to Construction Financing (pdf) Did You Know A Construction Loan Is A Reimbursement Loan? (pdf) subscribe now -- Get Started Now! Apply online 24 hours a day, 7 days a week, and get a loan approval in minutes! get started -- e-mail/mail us | 1-800-HCL-LOAN (425-5626) Licensing | Terms of Use | Site Feedback -- Licensing | Terms of Use | Site Feedback Licensing | Terms of Use | Site Feedback -- Licensing | Terms of Use | Site Feedback -- ©2005 IndyMac Bank, F.S.B. Registered trade/service marks are the property of IndyMac Bank, F.S.B. and/or its subsidiaries.

Home Equity Account Services

Bank of America | Home | Personal Locations • Contact Us • Help • Sign In Search Online Banking Sign In View demo | Learn more | Enroll Enter Online ID Save this online ID Enter Passcode: Account in: the following geographical location Canada ---------- Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Dist. of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Forgot or need help with your ID? Reset passcode " width="190" height="28" border="0" / Sign In to Other Services Service My Mortgage Online Investing Future Scholar Military Bank Online Account Shortcuts Open an Account Checking Accounts Savings Accounts CDs Credit Cards Mortgages Home Equity Account Services Reorder Checks Set up direct deposit Request a Check Card Link accounts Change Address Change Phone Number ATMs & Banking Centers Address: City: State: Choose State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Dist. of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming or ZIP Code: Banking Centers ATMs More Location Search Options " / " / Online Services Online Banking with Bill Pay | Other Online Services Checking & Savings Overview | Checking Accounts | Savings Accounts | CDs | Keep the Change™ Cards Credit Cards | Check Cards | Gift Cards Loans & Home Buying Overview | Mortgages | Refinance | Home Equity | Auto Loans | Education & Other Loans | Movers Resource Center | Real Estate Center Investments & Wealth Management Investment Services | Premier Banking & Investments | The Private Bank | Family Wealth Advisors | IRAs | Columbia Funds | Trust Services | 529 College Savings Plans | Charitable Giving Program Specialized Banking & Additional Services Military Bank | Student Banking | Accessible Banking | Insurance | Foreign Currency / Travelers Cheques | SafeSend Money to Mexico Financial Education & Tools Overview | Savings & Budgeting | Home Purchase | Loans & Credit Cards | Credit Management | Investing | Retirement | Estates | Taxes | Education | Car Purchase En Espaol Your Security and Privacy Partner Learn how we're committed to your security Protect yourself against fraud Guard against scams with the free Bank of America Toolbar " border="0" hspace="5" vspace="5" / Online statements provide security you can bank on. Learn more " border="0" hspace="5" vspace="5" / A simple way to invest online. Now trade for as low as $7. Learn more " border="0" hspace="5" vspace="5" / Home Equity Line of Credit. No fees to get it, use it or keep it. Learn more Visa® Platinum 0% fixed introductory APR* and no annual fee. Learn more Shopping for competitive auto insurance? Get a convenient and free rate quote today. Learn more " border="0" / Service agreement Privacy & Security • Careers • Site Map Investment products provided by Banc of America Investment Services, Inc.®: Are Not FDIC Insured May Lose Value Are Not Bank Guaranteed Banc of America Investment Services, Inc is a registered broker-dealer, member NASD and SIPC and is a nonbank subsidary of Bank of America, N.A. Bank of America, N.A. Member FDIC. Equal Housing Lender © 2005 Bank of America Corporation. All rights reserved.

Real Estate Loan

Business Loan Finance Real Estate Loan Financing at GlobalBX - Business for Sale, Franchise for Sale, Business Brokers Log In | Site Map | Lite Edition | Home HOME BUSINESS EXCHANGE FRANCHISE DIRECTORY FOR INTERMEDIARIES RESOURCE CENTER Search Listings | Post A Listing | Listings By Email | Message Boards | Professionals Directory | Loans & Financing | Business & Mortgage Notes NEWSLETTER Sign up for Free Industry-Related News on Business and Franchise Opportunities BUSINESS AND COMMERCIAL LOANS AND FINANCING If you are looking for a Business Loan or need financing for Commercial Real Estate, GlobalBX can help you. We work with some of the top lenders in business and commercial real estate financing. If you are looking to finance a business purchase, franchise opportunity, commercial mortgage, or need a business loan for equipment or working capital, you have come to the right place! Over 300 business, commercial mortgage and construction lenders as well as private equity groups are waiting to help you. You can compare rates and submit your information to multiple lenders. Best of all, GlobalBX is free . Submitting your loan application is as easy as 1 - 2 - 3. 1) Register -> 2) Complete Loan Application -> 3) Find Lenders You must be a registered member to contact our lenders. Register below or click here to log in to submit a loan application. Click here if you are a lender or loan broker interested in joining our Financing Program. REQUEST MORE INFORMATION -- Login Information: -- Registration Information: Login ID * -- This is your Login ID for using our system. Please choose an ID that you can remember easily. Password (4 to 8 characters) * First Name * Last Name * Email Address * Confirm Email Address * Telephone * Format: (111) 222-2222 Fax Format: (111) 222-2222 Company Name This is a Required Field for Business Brokers / Agents. Mailing Address * City * Country * Select Country United States Canada Afghanistan Albania Algeria American Samoa Andorra Angola Anguilla Antarctica Antigua & Barbuda Argentina Armenia Aruba Australia Austria Azerbaijan Bahamas Bahrain Bangladesh Barbados Belarus Belgium Belize Benin Bermuda Bhutan Bolivia Bonaire Bosnia and Herzegovina Botswana Brazil British Indian Ocean Terr. British Virgin Islands Brunei Bulgaria Burkina Faso Burundi Cambodia Cameroon Canary Islands Cape Verde Cayman Islands Cent. African Rep. Chad Chile China Christmas Island Cocos (Keeling) Island Colombia Comoros Congo Cook Islands Costa Rica Cote d'Ivoire Croatia Cuba Curacao Cyprus Czech Republic Denmark Djibouti Dominica Dominican Rep. East Timor Ecuador Egypt El Salvador England Equatorial Guinea Eritrea Estonia Ethiopia Falkand Islands Faroe Islands Fiji Finland France French Guiana French Polynesia French South and Antartic Terr. Gabon Gambia Georgia Germany Ghana Gibraltar Greece Greenland Grenada Guadeloupe Guam Guatemala Guinea Guinea-Bissau Guyana Haiti Holy See Honduras Hong Kong Hungary Iceland India Indonesia Iran Iraq Ireland Isle of Man Israel Italy Ivory Coast Jamaica Japan Jordan Kazakhstan Kenya Kiribati Kuwait Kyrgyzstan Laos Latvia Lebanon Lesotho Liberia Libya Liechtenstein Lithuania Luxembourg Macao Macedonia Madagascar Malawi Malaysia Maldives Mali Malta Marshall Islands Martinique Mauritania Mauritius Mayotte Mexico Micronesia Moldova Monaco Mongolia Montserrat Morocco Mozambique Myanmar Namibia Nauru Nepal Netherlands Antilles Netherlands New Caledonia New Zealand Nicaragua Niger Nigeria Niue Norfolk Island North Korea Northern Ireland Northern Mariana Islands Norway Oman Pakistan Palau Panama Papua New Guinea Paraguay Peru Philippines Pitcairn Island Poland Portugal Puerto Rico Qatar Reunion Romania Russia Rwanda Saba Saint Eustatius Saint Helena Saint Kitts and Nevis Saint Lucia Saint Maarten Saint Pierre and Miquelon Saint Vincent and the Grenadines Samoa San Marino Sao Tome and Principe Saudi Arabia Scotland Senegal Seychelles Sierra Leone Singapore Slovakia Slovenia Solomon Islands Somalia South Africa South Korea Spain Sri Lanka Sudan Suriname Svalbard and Jan Mayen Swaziland Sweden Switzerland Syrian Arab Rep. Tahiti Taiwan Tajikstan Tanzania Tasmania Thailand Togo Tokelau Islands Tonga Trinidad and Tobago Tunisia Turkey Turkmenistan Turks & Ciacos Is. Tuvalu Uganda Ukraine United Arab Emirates United Kingdom United States Virgin Islands Uruguay Uzbekistan Vanuatu Vatican Venezuela Vietnam Wallis and Futuna Western Sahara Yemen Yugoslavia Zambia Zimbabwe Region / State / Province * Please Select ZIP / Postal Code * User Type: * Select User Type Business Buyer Business Seller Business Broker / Agent Select the User Type that Best fits your Role. Newsletter * I would like to receive Industry-Related News on Business and Franchise Opportunities. About GlobalBX | Terms | Privacy Policy | Customer Service | Refer Friends | Lite Edition | Site Map | FAQ | Listings | Links © 2001-05. All rights reserved. 12/29/2005, 12:27:00 PM --