Colorado Real Estate Quick
Breckenridge, Keystone, and all Summit County ColoradoReal Estate Summit County Real Estate Home Summit County MLS Summit County Real Estate Sales Summit County Real Estate Showcase New Construction Selling Buying 1031 Exchange Office Locations Breckenridge Resort Help Wanted Summit County Colorado Real Estate Quick Real Estate Search Area: Breckenridge Keystone Copper Mountain Dillon / Summit Cove Frisco Silverthorne / Wildernest Park County Leadville Other Type: Residential Price: 000 to 000 Min Beds Ignore 1 2 3 4 5 Min Baths: Ignore 1 2 3 4 5 Min Square Feet: Contact | Advanced Search | Home Summit County Colorado Real Estate This is the index page for the Summit County Colorado real estate site of Ted Amenta , RE/MAX Properties of the Summit - Breckenridge real estate agent. Contact Ted for information on any real estate in Summit County Colorado including Breckenridge, Keystone, Dillon, Frisco, Silverthorne, Wildernest, Blue River, and Copper Mountain . Personal Summit County Real Estate Search Account This FREE service will allow you to search real estate listing details for all of the property listings in the Summit County Multiple Listing System (MLS). You can save specific real estate search results and specific properties to come back and view at any time. You will be able to view complete property photos, map out property locations, track price changes, arrange for automatic email notification of new listings, email listing details to others, set up showings, and much more! ( This link will open in a new window ) Click here for other search options Featured Summit County Real Estate : This area has complete real estate listing information and property photos for Ted's personal Summit County real estate listings. Buying Summit County Real Estate : For those planning to invest in Summit County real estate. Selling Summit County Real Estate : For those who have Summit County real estate which they would like to sell. 1031 Exchange Information : For both buyers and sellers of Summit County real estate. Summit County Real Estate Sales : Summit County real estate sales data dating back to Jan 01, 2000. Contact Information : How to contact Summit County real estate agent, Ted Amenta. Office Location : Ted's Breckenridge real estate office locations. Summit County Real Estate Links : This page provides links to other sites which may be of interest to anyone considering the purchase or sale of Summit County real estate. Breckenridge Tourism Guide : Another web site provided by Ted with information on Breckenridge lodging, dining, nightlife, shopping, history, maps, etc. Click here to contact Ted Realtor Ted Amenta is an Associate Broker with RE/MAX Properties of the Summit Each office Independently Owned and Operated Site Map 1 2 3 4 Summit County Gas Prices
Home Equity Fraud How
Dont Lose Your Home. Home Equity Fraud Home Equity Fraud Consumers Union West Coast Regional Office Dont Lose Your Home. Home Equity Fraud How To Protect Yourself From Home Equity Lending Fraud DO Get free pre-loan counseling before you sign on the dotted line. Shop around for the best home equity loan for your financial situation. Read every word on any loan document before you sign. Avoid loans with one large "balloon payment" at the end. Protect your friends and neighbors by reporting home equity fraud immediately. DONT Dont fall for a loan from a door-to-door salesman or home improvement contractor who comes to your home. Dont decide whether you can afford a loan by the monthly payments alone. Dont sign anything that has blank spaces. Dont take out a loan on your property for anyone else unless you can afford to lose that money forever. What Is Home Equity Fraud? Sometimes, taking out a loan against your homes equity can be a good idea. Home equity borrowing should not be a problem as long as the loan is a fair one and you have the ability to repay the loan. Home equity lending fraud is different: Lenders seek you out and trick you into taking out a loan against your home which you cannot afford to repay. Most times, these loans have very high interest rates and steep fees. When you fall behind on your payments, the lender can take your home and all your equity through a legal process called foreclosure. The lender then owns your home. Once the damage is done, it is very hard to undo. Most people never get their homes back again. Why Should I Care? Nationally, home repair and home equity fraud have stripped the value from the homes of an estimated 100,000 people in 29 states. In the entire country, the San Francisco Bay Area is one of the areas hardest hit by home equity fraud. Real people, many of them senior citizens, have lost ownership of their homes and all their equity, with no hope of ever getting any of it back. Anyone with equity in a home is a potential target. You could be next. Your home equity is just like money. Protect it! If you are a homeowner or know someone who is, you should learn about home equity lending fraud. Knowing what to look for and how to protect yourself can keep you or a loved one from losing a home. Heres How To Protect Yourself From The Most Common Types Of Home Equity Fraud: Dont take out a loan from an uninvited door-to-door contractor who appears at your home. Instead: Many local government agencies have special programs to make it easy to repair housing. See if you qualify for one of these programs available in your area. See the Home Improvement Resource List, a separate Consumers Union publication. Find your own contractor; dont wait for one to come to you. Shop for your own financing. Youll probably get a better deal. Steer clear of door-to-door salespersons who want to fix your home after a disaster such as an earthquake or flood. Instead: Call the Federal Emergency Management Agency (FEMA) at 1(800)462-9029 for information about repairing and financing repairs to your home after a disaster. If you are in foreclosure because you couldnt pay your mortgage, someone you never heard of will offer you a new loan. Watch out. Instead: Think about selling your home and keeping your equity rather than taking out another loan. See a credit counselor to talk about all of your alternatives. Dont put your other debts "on the house" through a bill consolidation plan. When you consolidate credit card debt or your car loan, for example, into a home equity loan, you put your home on the line for that debt. Once you put that debt "on your house," you can lose your home if you dont make those payments. Instead: Talk to a credit counselor. You can get help to work with your creditors to make payments more manageable, possibly without putting debt "on your house." Look Out For These Danger Signs "No Credit? No Job? No Problem!" "Dont worry, you have plenty of equity in your home to qualify for a loan." Walk away from anyone who says any of these things to you. You may be dealing with someone who will treat you unfairly. They dont care if you can pay the loan. They know they can legally take your house through foreclosure if you dont pay. In their eyes, the one thing that "qualifies" you for a loan is your inability to pay it. Before you borrow against your home, ask yourself these two questions: Can I afford this loan? Just because a lender says you "qualify" doesnt mean you are getting an affordable or fair loan. If you cannot afford the loan, you will lose your home. What will I do if I lose my home? Most people have nowhere to go after they lose their homes. Remember that it is easier to learn how to protect your home now than it is to pick up the pieces after its gone. Take advantage of free, local loan counseling. See the Resources section at the end of this pamphlet. Dont Let Anyone Steal Your Home! Heres How: DO Get the "big picture" on a loan. Look at more than the monthly payments. Make sure that a loans interest rate and fees are competitive and fair. Shop around with different lenders to compare. Hang-up on unsolicited telephone callers. Toss-out mailers you receive from companies offering to arrange a home loan for you. Steer clear of high-pressure sales tactics, such as claims that an offer is good only for a limited time. Seek help from a trusted family member or friend who understands financial matters and can help you get free loan counseling. Avoid loans that are set up as "interest only, non-amortizing or partially amortizing loans." With this type of loan, you still owe the money you borrowed after you make all the payments. You must make one large, final payment, known as a balloon payment. If you cant make this payment, you may lose your home through foreclosure. You should avoid these loans at all cost. Beware of lenders or contractors who try to trick you into signing away your home. Make sure that a "Contract for Home Improvement Services" is only that. Dont give your house away by signing a "Deed of Trust" or a "Quitclaim Deed." Think twice about taking out a loan against your home to give money to anyone,even a friend or family member. Consider such a request only if you can afford lose that money forever. Otherwise, you may lose your house if the other person doesnt repay you in time. Act fast if you were pressured into signing for a loan you didnt really want or cannot afford. Federal law gives you three days to get out of a loan contract whenever your home is used as security for a home equity loan. You may cancel the loan for any reason, but only if you do it in writing within 3 days. This is known as the right of rescission. Contact an attorney immediately if you have any questions about whether your lender violated the law. DONT Dont sign anything related to a home loan without first obtaining independent, free advice from a nonprofit counseling agency. Check the Resources list below. Dont take the first loan offer that lands in your lap. Shop around! Some lenders charge more than others do. Dont trust door-to-door loan sellers. If you really need or want a home loan, you should make the first contact and carefully investigate all the possibilities before considering a loan. Dont take out a loan that is made solely on the value of your home, not on your ability to repay it. Your home equity alone does not give you the income you need to make the monthly payments. Dont borrow more money than you need. The bigger the loan, the more stake your lender will have in your home equity. Dont sign a form with incorrect information about yourself on it. Dont sign anything to do with your home that contains blank spaces. Once your signature is on a form, anyone can fill in those blank spaces with obligations that may be very different than the ones you have agreed to. Dont sign any forms written in a language you do not understand. You may be signing away your home without even realizing it! Its okay to say "I dont understand and I will not sign this." Remember: if the offer is good today, it should be good tomorrow If it sounds too good to be true, it probably is. Resources Before you take out a home equity loan, get pre-loan counseling for free: San Francisco Bar Association of San Francisco Equity Fraud Hotline and lawyer referral (415) 782-8903 Consumer Credit Counseling Service (415) 788-0288 or (800) 777-7526 Consumer Action (415) 777-9635 Alameda County ECHO Housing (510) 271-7931 Contra Costa County ECHO Housing (925) 679-8023 San Mateo County Consumer Credit Counseling Service (800) 200-6444 Legal Aid Society of San Mateo (650) 377-0158 East Palo Alto Law Collective (650) 853-1600 Santa Clara County Consumer Credit Counseling Service (800) 969-7526 If you feel you are the victim of home equity lending fraud, call one of the local agencies above. Then call the National Fraud Information Center. File a written complaint against the lender with the appropriate local law enforcement and state regulatory agencies. National Fraud Information Center (800) 876-7060 Fraud reports from consumers are sent within minutes to the appropriate law enforcement agency. Law Enforcement: San Francisco Office of the District Attorney: (415) 553-1814 Alameda County Office of the District Attorney: (510) 569-9281 Contra Costa County Office of the District Attorney: (925) 646-4500 San Mateo County Office of the District Attorney: (650) 363-4677 Santa Clara County Office of the District Attorney, Real Estate Fraud Division (408) 792-2880 State Regulatory Agencies: Call each agency to see if the lender you are complaining about is licensed by that agency. Sometimes lenders are licensed by both agencies. California Department of Real Estate 185 Berry Street, Room 3400 San Francisco, CA 94107 (415) 904-5925 California Department of Corporations 3700 Wilshire Blvd., Suite 600 Los Angeles, CA 90010 (800) 347-6995 (toll free) [ Health ] [ Finance ] [ Food ] [ Product ] [ Other ] [ About CU ] [ News ] [ Tips ] [ Home ] Please contact us at: http://www.consunion.org/contact.htm All information ©1998 Consumers Union
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Livingchoices.com: Real Estate - New Homes, Homes for Sale, Apartment Rentals Welcome to Real Estate Book.com, providing you a comprehensive selection of homes for sale, new home communities, and local information from hundreds of cities across the United States and Canada. Choose a state Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virgin Islands Virginia Washington West Virginia Wisconsin Wyoming Choose a province Alberta British Columbia Manitoba New Brunswick Newfoundland Nova Scotia Ontario Prince Edward Island Click to order the books from your area LivingChoices features homes for sale, apartments and new home communities in over 500 markets, like: Albuquerque, NM Flagstaff, AZ Philadelphia, PA Atlanta, GA Hartford, CT Phoenix, AZ Austin, TX Houston, TX Portland, OR Birmingham, AL Las Vegas, NV Raleigh, NC Boise, ID Little Rock, AR Sacramento, CA Boston, MA Los Angeles, CA San Francisco, CA Charleston, SC Louisville, KY Savannah, GA Charlotte, NC Manchester, NH Seattle, WA Cleveland, OH Miami, FL Spokane, WA Coeur d'Alene, ID Minneapolis, MN St. Louis, MO Colorado Springs, CO Mobile, AL Tampa, FL Dallas, TX Nashville, TN Toronto, ON Denver, CO New York City, NY Tulsa, OK Des Moines, IA Orlando, FL Vancouver, BC Advertisers corner . How to advertise . Distributorships available . Partners . Site Index . About LivingChoices . Privacy Policy Information deemed reliable but not guaranteed. All measurements are approximate. © 2005 Network Communications, Inc. All rights reserved. Equal Housing Opportunity
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Country Select Country Argentina Aruba Australia Austria Bahamas Barbados Belize Bermuda Brazil Bulgaria Canada Cayman Islands Chile Costa Rica Croatia Cyprus Czech Republic Dominican Republic Egypt France Greece Hungary Iceland India Indonesia Ireland Israel Italy Jamaica Kenya Lithuania Macao Malaysia Mauritius Mexico Morocco Netherlands Antilles New Zealand Norway Peru Poland Portugal Puerto Rico Saint Kitts and Nevis Saint Lucia South Africa Spain Switzerland Tanzania Trinidad and Tobago Turkey Turkmenistan United Arab Emirates United Kingdom United States United States Minor Outlying Islands Uruguay Venezuela Virgin Islands, British Virgin Islands, U.S. City State Arrival Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 2005 2006 Departure Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 2005 2006 Search within above dates. # in Group " sleeps " Advanced >> Direct Property Access - ID#: Vacation Destinations Angel Fire , New Mexico | Myrtle Beach , South Carolina | Ligonier , Pennsylvania | Harrison , Idaho | Dauphin Island , Alabama | Martha's Vineyard , Massachusetts | Asheville , North Carolina | Ellijay , Georgia Maine Vacations Deer Isle , Bethel , Mount Desert Island , Greenville , Walpole , Acton , Sargentville , Surry , Old Orchard Beach , Saco Colorado Vacations Dillon , Breckenridge , Estes Park , Aspen , Colorado Springs , Denver , Beaver Creek , Durango , Frisco , Telluride Utah Vacations Deer Valley , The Canyons , Park City , Midway , Salt Lake City , Heber , Snowbird Hawaii Vacations Kailua-kona , Hilo , Captain Cook , Kihei, Maui , Maui , Keaau , Pahoa , Princeville , Kapoho , Kauai New Jersey Vacations Point Pleasant Beach , Ocean City , Wildwood Crest , Seaside Park Florida Vacations Key West , Captiva Island , Destin , Cape Coral , Sanibel Island , Panama City Beach , Orlando , Cudjoe Key, Key West , Daytona Beach , Anna Maria Island Michigan Vacations Ludington , South Haven , Oscoda , Lake Ann , Frankfort , Saugatuck , Pentwater , Glen Arbor , Manistee , Maple City Wisconsin Vacations Drummond , Baileys Harbor , Turtle Lake , Fish Creek , Green Lake , Wisconsin Dells , Eagle River , Park Falls , Lake Geneva , Washington Island California Vacations Carmel , Mammoth Mountain , South Lake Tahoe , Monterey , Sebastopol , San Francisco , Carlsbad , Santa Cruz , Hollywood, Los Angeles , Yosemite Arizona Vacations Tucson , Scottsdale , Sedona , Lake Havasu City , Mesa Lodging and Vacation Rentals | SEARCH Vacation Rentals | Advertise your Vacation Rental | MY Vacation Rentals | CONTACT | IN THE PRESS Florida Vacation Rentals | Colorado Vacation Rentals | California Vacation Rentals Hawaii Vacation Rentals | Utah Vacation Rentals | Arizona Vacation Rentals Maine Vacation Rentals | Oregon Vacation Rentals | Massachusetts Vacation Rentals North Carolina Vacation Rentals | South Carolina Vacation Rentals Resources 1 2 RentalsExpress.com ® is a Trademarks of Global Rental Database, Ltd. 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