Texas landscapes of our

American Farmland Trust Texas region Texas Special Report Going, Going, Gone: The impact of land fragmentation on Texas agriculture and wildlife The Texas of legend, and of our memories, is a land of vast, wide open spaces. The reality, however, is that over the last 30 years, the average size of land ownership—the average acreage of land holdings—in Texas has been shrinking dramatically. A March, 2003 report from Texas Cooperative Extension of the Texas A&M University System and American Farmland Trust, entitled Texas Rural Lands: Trends and Conservation Implications for the 21st Century [ More ] , assesses the extent of land fragmentation in Texas and identifies predictors that warn of areas around the state most at risk for fragmentation. The report also examines how effective a purchase of development rights program may be in stemming the tide of land fragmentation in Texas. ( More information on PDR in Texas) Going, Going, Gone: The Impact of Land Fragmentation on Texas Agriculture and Wildlife summarizes some of the findings of that report, by discussing the effect of land fragmentation on our citizens, wildlife, farming, ranching and water supplies. This 12-page study also outlines recommendations made by American Farmland Trust with an eye toward conserving family lands and the Texas landscapes of our memory. To accommodate new landowners, the vast farms and famous Texas ranches are being rapidly splintered into smaller and smaller pieces. Each year since 1970, about 1,000 new farms and ranches have been established in Texas. At the same time, the total area devoted to agricultural uses declined by almost 3 million acres. That's 33,000 more farms and ranches on 3 million fewer acres. This process is part of a trend known as land fragmentation. ( Look at a map of Texas' most fragmented counties) Those new "ranchettes" are typically too small for traditional farming, ranching or forestry. But that's fine with most new landowners who have limited interest in working the land. Instead, they want a place where they can escape the crowds and noise of urban life. They want to do a little hunting, explore the countryside, own a few cattle and reconnect with the spirit of the old West. One recent survey of new landowners by the Texas A&M University's Real Estate Center found that 80 percent of buyers said that finding land for non-agricultural uses, like hunting, fishing and other recreation were "very important" motives for their purchase. Sadly, this rush to embrace the land may be ruining it. Thousands of new "ranchettes" are gobbling up open space and degrading wildlife habitat, while at the same time depleting and polluting scarce water resources. The most vivid examples of this phenomenon can be found in the more populous eastern half of the state and on the outskirts of just about any major city. From 1992 to 2001, over half a million acres of farm and ranchland in twenty-five Texas counties were converted to land uses other than agriculture. While this loss due to "urban sprawl" was primarily confined to the fringes of our major metropolitan areas, the fragmentation of agricultural lands into smaller ownerships has occurred in areas that have not been affected by urban sprawl. Fragmentation is starting to eat away at large ownerships even in areas such as the Trans Pecos and South Texas, which seem the very definition of "wide open spaces." This fragmentation is likely to continue in some of the most rural areas of the state where natural amenities such as recreation potential and scenic beauty are in high demand. Texas Rural Lands: Trends and Conservation Implications for the 21st Century examined the issue of land fragmentation and its impact on land uses across the state and found that this phenomenon is rapidly transforming Texas. The changes often go unnoticed by the average Texan, but those close to the land see the consequences. Things are changing. Follow the links below to view the rest of the report. Or download a PDF of the full report here . Look at the Texas Land Trends interactive report here . For more information on both reports, contact: Bob Wagner American Farmland Trust 1 Short Street Northampton, MA 01060 413-586-4593 Texas Regional home page AFT's Press Release on Going, Going, Gone Fragmentation study overview New Breed of Landowners Ranches and Wildlife Water Worries A PDR program for Texas Recommendations Charts and Graphs 1200 18th Street, NW, Suite 800 Washington, DC 20036 info@farmland.org 202-331-7300 202-659-8339 (f) [ << AFT Home ]

Land Loans Home Equity

Delta Community Credit Union :: Mortgages :: Lot/Land Rates New Page 1 | Technical Support | Contact Us | Apply Online | DECU Service Locator | Signup Reset Access Code Tab Menu Bar Loan Center Mortgages Online Banking Account Services Join DECU Home > Mortgages > Lot/Land Rates 1st Morgages Mortgage Products Online Application Rate Tracker 1st Mortgage Rates Purchase Money 2nd Rates Mortgage Calculators Home Equity Loans Home Equity Products Interest Only Lot/Land Loans Home Equity LOC Rates Home Equity Fixed Rates Lot/Land Loan Rates Lot/Land Rates Effective Date: 12/01/05 Loan Program Term Interest Rate Annual Percentage Rate APR*** Other Requirements 5 Yr. Fixed Rate 5 6.875% 6.875% Maximum LTV* 80% 7 Yr. Fixed Rate 7 7.000% 7.000% Maximum LTV* 80% 10 Yr. Fixed Rate 10 7.250% 7.250% Maximum LTV* 80% 5 Yr Balloon** 5 7.500% 7.500% Maximum LTV* 80% 5 Yr. Fixed Rate 5 7.125 % 7.125% Maximum LTV* 100% Loan amounts up to $75,000 7 Yr. Fixed Rate 7 7.250 % 7.250% Maximum LTV* 100% Loan amounts up to $75,000 10 Yr. Fixed Rate 10 7.500% 7.500% Maximum LTV* 100% Loan amounts up to $75,000 5 Yr Balloon** 5 7.750% 7.750% Maximum LTV* 100% Loan amounts up to $75,000 Automatic Loan Payment Withdrawals: Your loan payment can be payroll deducted or automatically transferred from your DECU checking or savings account or an outside institution. The payment frequency can be semi-monthly or monthly. Rates are subject to change without notice. The above loan product information is applicable as of the effective date shown. * LTV - The relationship between the amount of the mortgage loan and the value of the real property expressed as a percentage. The LTV is calculated by dividing the amount that you owe on the property by the value of the property. ** Lot/Land Balloon loans are amortized over a 20-year term. *** APRs are based on a $25,000.00 loan amount. Search www.decu.org Terms & Conditions of Use | Privacy Statement | Browser Compatibility | Legend | Other DECU Sites |

Buy Home

Best Buy " ');}else {document.write('');}//-- Entire Site Electronics Cameras & Camcorders Computers Home Appliances Phones & Communications Office Products Music -Album Title -Artist -Song Movies -Title -Person Games Software Resources empty Digital Cameras MP3 Players Flat-Panel TVs Notebook Computers Satellite Radio Video Gaming Shopping Made Easy In-store Pickup Store Locator Pricing Guarantee Weekly Ad Gift Cards Safe and Secure Holiday Shipping Info Holiday Returns More Benefits En espaol » THIS WEEK This Week's Specials Free Shipping Events Weekly Ad Hot Deals Wednesday Outlet Store Gift Ideas Privacy Reminder Computers » Desktops Notebooks Printers Software Accessories » See all Music, Movies & Games » Movies Music Video Games Toys » See all Electronics » Televisions DVD Players MP3 Players Home Theater Systems » See all Cameras & Camcorders » Digital Cameras Camcorders Camera Media » See all Home & Appliances » Refrigerators Laundry Care Heaters Vacuums » See all Phones & Communications » Telephones Cellular Cell Phone Accessories Two-Way Radios » See all Office Products » Office Equipment Office Furniture Networking » See all Services Store » High-Speed Internet Music Downloads Satellite Radio » See all See all categories » Shop by Brand » Canon Sony Toshiba Pioneer Intel Samsung » See all Great Deals on Intel® Centrino™ Notebooks This week, save up to $400 on select notebooks featuring Intel® Centrino™ mobile technology — and with your purchase, get a notebook case and USB 2.0 mobile hub free, plus free shipping on all three items! Find out how. Online only offer. Free Insignia Portable DVD/CD/MP3 Player with Qualifying Refrigerator Purchase! Get a free Insignia™ 9" Widescreen Portable DVD/CD/MP3 Player with car adapter and remote with your purchase of any Refrigerator, $999 and up. Find out how. Online only offer. Xbox 360 Console, Games and Accessories HD output, amazing graphical power, wireless connectivity and DVD playback are just some of the features that make the Xbox 360 so much more than just a gaming platform. Check it out today. NEW at Best Buy: Magnolia™ Home Theater Inside select Best Buy stores, Magnolia Home Theater offers premier brands, expert consultants and state-of-the art demo rooms for an experience that exceeds your every expectation. Magnolia's in-home design and installation services make dreams real. Learn more . Get More with Best Buy From personal shopping assistants and Geek Squad to Magnolia Home Theater, Test Drive and Best Buy for Business, there's more going on at Best Buy. Computer Problems? Call in Geek Squad®! Bring in your PC for repair to a Geek Squad precinct in a Best Buy store or have a Geek Squad Agent come directly to your home or office. Plus, their Computer Support Task Force is available by phone 24/7. Learn more. Design It Online, Using Our New Kitchen & Laundry Design Center! Our online tools let you design your new kitchen, laundry room or wet bar, creating custom layouts that include your appliance selections, color scheme and floor plan. It's easy and it's free. 4" x 6" Prints Just 19 Each at Best Buy™ imagelab Having great digital prints is easy with Best Buy imagelab photo processing. 4" x 6" prints are only 19 each! Guide to Television Features Best Buy's Guide to Speakers 'Secrets' of the Audio Elite Shoot and Digitize Photos from Film 10 Virus Detection and Prevention Tips More topics About Us News Center Careers For Our Investors Business to Business Community Relations Store Pickup Returns & Exchanges Store Locator Weekly Ad Financing Offers Buy Gift Cards Check Gift Card Balance Best Buy Credit Card Affiliates Program Offer Sign-Up Rebates Warranties Service Plans PC Upgrades Repairs Replacement Parts Software End User License Agreement Car Home Entertainment Satellite Appliances Welcome . Please create an account or Sign in . Your Cart Contains 0 items Subtotal: $0.00 View Cart | Checkout Your Account Best Buy Credit Order Status Wish List Gift Cards TV, Home Theater & Audio Accessories Computer Accessories Camera & Camcorder Accessories Appliance Accessories Game Accessories Visit our Accessories Store Order Status Shipping Rates Returns Rebates Store Pickup Site Map Performance Plans Your California Privacy Rights Conditions of Use | Legal Policies | Privacy Policy Online prices and selection generally match our retail stores, but may vary. Prices and offers are subject to change. © 2003-2005 Best Buy. All rights reserved. Best Buy, BestBuy.com and the tag design are trademarks of Best Buy. For personal, noncommercial use only.

Selling Home Plans The

Software Solution - 3D Home Design Suite Professional 5 Shopping Home Technical Support Software Help Customer Service Software Updates Welcome 3D Home Design Suite Professional 5 Technical Note 3D Home Design Suite Professional 5 HomeStyles 1500 Best-Selling Home Plans The HomeStyles 1500 Best-Selling Home Plans is a separate program included with 3D Home Design Suite Profesional 5. The plans available in this program are designed for preview use only and will not open in 3D Home Architect 5.1. Additional information is provided in this technical note. You may preview the plans included with HomeStyles 1500 Best-Selling Home Plans for ideas when developing your own professional quality design plan. The plans in this package may also be available for purchase from HomeStyles. Technical support for HomeStyles 1500 Best-Selling Home Plans is provided by a company other than Broderbund. Support for this product can be reached by using the contact information below. FAX Support: Technical questions can be sent via fax to (651) 602-5002 . Be sure to include the following information: fax number, name, address, the computer system you have, and a detailed summary of the problem. This information will help to decrease the time it takes to respond. E-Mail Support: Technical questions can be sent via e-mail to support@homestyles.com . Technical Note ID: 37142 (Write down the Technical Note ID number for future reference. The ID numbermay be entered in theProduct Search field on the Welcome page to immediately access this technical note in the future.) Did this answer your question? Yes No Did not apply For printer friendly version, click here . Back Product Search Enter your software title or technical note number in thefield below and click Go. General Computer Advice W indows XP Troubleshooting Center Illegal Operation Error Messages More Have a Network Version? Many of our popular titles have versions designed for networks or schools. To get support for a network version, Click Here . -- About Us | Contact Us | Product Support | Our Guarantee | Privacy Policy | Affiliate Program | Terms & Conditions ©2004 Riverdeep Interactive Learning Limited, and its licensors. All rights reserved.

Denver Real Estate -

Denver Colorado Real Estate Guide Welcome to Denver CityStar Marketplace! Contact CityStar ® for details on links and advertising . 24/7 online loan approval More Colorado Real Estate: Aurora | Boulder | Canon City | Castle Rock | Colorado Springs | Englewood | Fort Collins | Grand Junction | Highlands Ranch | Lakewood | Littleton | Longmont | Manitou Springs | Monument | Parker | Pueblo | Thornton | Westminster | Wheat Ridge | Woodland Park Found in Real Estate, Agents and Agencies in Denver CO Denver Colorado Real Estate Search online for Denver homes for sale, MLS listings, and real estate at Colorado HomeFinder. Denver Colorado Real Estate PAGE STATUS: 7.01 FIRST LISTED: 1/11/2005 Found in Real Estate, Agents and Agencies in Boulder CO Boulder Colorado Real Estate Search online for Boulder homes for sale, MLS listings, and real estate at Colorado HomeFinder. Boulder Colorado Real Estate PAGE STATUS: 7.00 FIRST LISTED: 1/11/2005 Found in Real Estate, Agents and Agencies in Denver CO Denver Real Estate - Shelley Forsyth Realtor Shelley shares the techniques she uses to sell your home for top dollar, and locate your dream home. Denver Real Estate - Shelley Forsyth Realtor PAGE STATUS: 7.00 FIRST LISTED: 8/30/2004 Found in Real Estate, Agents and Agencies in Denver CO Max Castillo, Broker Associate, RE/MAX Masters Inc. Someone to help you find the right house for YOU, a house that you can call a home. Max Castillo, Broker Associate, RE/MAX Masters Inc. PAGE STATUS: 6.91 FIRST LISTED: 10/7/2001 Found in Real Estate in Central City CO Prospector's Run Prospector's Run is a luxury mountain townhome community. PAGE STATUS: 6.90 FIRST LISTED: 10/21/2004 Found in Real Estate in Louisville CO Accurate Inspection Services, Inc. Inspections. 853 West Chestnut Cir. Louisville, CO 80027 (303) 661-9754 Accurate Inspection Services, Inc. PAGE STATUS: 6.80 FIRST LISTED: 10/15/2004 Found in Real Estate in Denver CO Advantage Team Home Inspection Co home inspection Home inspection. P.O. Box 44334 Denver, CO 80201 (720) 407-0756 Advantage Team Home Inspection Co PAGE STATUS: 6.80 FIRST LISTED: 10/15/2004 Found in Real Estate in Aurora CO Amber Homes - Shadow Creek 22495 E Plymouth Cr. Aurora, CO 80016 (303) 400-0695 Amber Homes - Shadow Creek PAGE STATUS: 6.80 FIRST LISTED: 10/15/2004 Found in Real Estate in Arvada CO Apex Real Estate Inspectors Inc Professional home inspections for residential homes, town houses, condominiums, commercial properties, real estate and more in Colorado. 12639 W 84th Dr. Arvada, CO 80005 (303) 840-2477 Apex Real Estate Inspectors Inc PAGE STATUS: 6.80 FIRST LISTED: 10/15/2004 Found in Real Estate in Denver CO Arnold Homes, Inc. 3650 S Yosemite St #410 Denver, CO 80237 (303) 771-6666 Arnold Homes, Inc. PAGE STATUS: 6.80 FIRST LISTED: 10/15/2004 Found in Real Estate in Castle Rock CO Assist 2 Sell 21 Wilcox St. Castle Rock, CO 80104 (303) 681-3080 Assist 2 Sell PAGE STATUS: 6.80 FIRST LISTED: 10/15/2004 Found in Real Estate in Denver CO Bells Home Inspection Service Gas leaks / Carbon monoxide, housing construction, framing, remodeling, industrial iron, interior inspection, Fences / Gates, Fuel system, Insulation / Attics. 226 S Hazel Ct. Denver, CO 80219 (303) 922-9164 Bells Home Inspection Service PAGE STATUS: 6.80 FIRST LISTED: 10/15/2004 Please_send_comments_&_suggestions_to: citystar_support search | site_map | add_your_site | about_us