Colorado Real Estate

State of Colorado-Department of Regulatory Agencies - Division of Real Estate Home Page Debbie Campagnola Director To promote a balanced and sensible approach to regulation that protects the public interest and supports economic growth. Information about Appraisers Information about Brokers Activities || Funding Sources || Trends Activities The Division of Real Estate regulates real estate appraisers, salespersons and brokers through licensure and discipline. Licensees must comply with established educational and experience requirements, and pass a test prior to licensure. Earnest money deposits and escrow and trust funds are regulated by the Division. The Division's objectives are to: Provide public protection to the citizens of the State of Colorado from incompetent and dishonest persons in the real estate and appraiser professions, and from unscrupulous or financially unsound subdivision developers. Mitigate financial loss to the public resulting from real estate fraud and theft. The objectives are met through the following activities: I. Licensing real estate brokers and appraisers and registering time share and raw land subdivision developers under the jurisdiction of the Real Estate Commission. II. Enforcing laws by investigating complaints, conducting investigative and routine financial audits, and administering disciplinary action. III. Administering a mandatory Errors and Omissions Insurance Program. IV. Communicating, to include anticipating and responding to the public need for effective information and assistance. The Division regulates time share projects sold in Colorado, and regulates developers of subdivisions consisting of 20 or more residential sites, tracts or lots that are not required to be approved by another state planning authority. A five-member Commission meets monthly to conduct rule making hearings, make policy decisions, consider licensing matters, review complaints and take disciplinary action against licensees. Commission members serve three-year terms, and members are appointed as follows: three real estate brokers, one person with expertise in subdivision development, and one public member. License verification can be found on line through the License Database. For information regarding disciplinary actions consult the online Disciplinary Documents . Persons wishing to file a complaint against a licensee should send a written complaint to the Division. See Complaint Process. The Division also regulates real estate appraisers pursuant to the requirements of the Federal Real Estate Appraisal Reform Amendments of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989. The Board of Real Estate appraisers consists of seven members appointed by the Governor: three licensed or certified appraisers, one of whom must have expertise in eminent domain, a county assessor, an officer or employee of a commercial bank experienced in real estate lending, and two public members. Board members serve three-year terms. Funding Sources The Division of Real Estate is cash funded from fees pursuant to Colorado statute. Fees are paid for licensure or registration in the real estate and appraiser professions. Fee amounts are established annually for the purpose of covering direct and indirect costs incurred by the Division for licensing and enforcement. Fiscal Year Revenue Expenditures FY 03 (Actual) $3,825,954 $3,953,316 FY 04 (Actual) $3,258,895 $3,798,301 FY 05 (Actual) $4,733,079 $4,116,100 FY 06 (Estimate) $3,162,421 $3,812,724 The following pie chart shows the estimated source of revenue for Fiscal Year 06. . The following pie chart shows the estimated expenditures for Fiscal Year 06. Trends The real estate market in Colorado will remain strong in the coming year, although activity will slow somewhat as a reflection of higher interest rates. Licensing by the Division of Real Estate should continue to increase in the current year, reflecting the continuing strong real estate market. The sale of raw land subdivisions and condominium/loft conversions remain strong and the Division is continuing increased enforcement activity in these areas. No major state or federal legislative initiatives affecting real estate are expected in the coming year. While one-stop shopping and affiliated business arrangements remain topics of great interest in Colorado and nationally, Congress's decision to again postpone a major review of the Real Estate Settlement Procedures Act leaves the states and industry without clear guidance in these areas. As real estate companies continue to consolidate and expand nationwide and the Internet provides consumers with instant access to properties on a vast scale, increased regulatory scrutiny is being focused on interstate operations. In Colorado, a reciprocal licensing program has facilitated the growth of interstate commerce. Another result of increasing real estate activity on the Internet is the heightened level of sophistication on the part of the general public regarding real estate transactions and real estate procedures in general. The public is coming to expect a higher level of performance on the part of real estate brokers, which the Division must address by increasing the competency level of licensees and maintaining a close watch on the pulse of the public. As with all government agencies, the public and real estate industry will expect higher levels of customer service from the Division. This will be particularly true in the areas of e-commerce and electronic communications. Last update 9/28/05 Privacy Statement | Disclaimer Technical Assistance: E-Mail Information Technology Section Revised November 7, 2005 Federal Home Page || State Home Page || Department Home Page Top of Page E-Mail the Division of Real Estate 1900 Grant Street, Suite 600 Denver, CO 80203 (303) 894-2166 or (303) 894-2185 - Phone (303) 894-2683 - Fax Relay Colorado (TTY (English & Spanish), Voice, VCO, ASCII, STS Assistance Numbers)

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Freddie Mac: Freddie Mac Corporate Homepage Search [ En Español ] Doing Business With Freddie Mac Single-Family Multifamily Debt Securities Mortgage Securities Vendors and Suppliers About Freddie Mac About Us Public Policy News and Information Investor Relations Careers Buying and Owning a Home Preparing for Homeownership All About Mortgages Purchasing a Home Owning and Keeping a Home Calculators and Tools Properties for Sale 30 year 15 year Average Rate Fees / Points Next rate update: Current Weekly Survey Compilation of Weekly Surveys America Builds on the National Mall Special Relief Information and Resources Freddie Mac's mission is to provide liquidity, stability and affordability to the housing market. Learn how . Go to LoanProspector.com , our online suite of mortgage underwriting and processing tools. Freddie Mac Helps Revitalize Historical Neighborhood In Gainesville Senator Martinez and Representative Stearns applaud a new effort to rebuild a historical neighborhood near downtown Gainesville. Freddie Mac, the Gainesville Community Redevelopment Agency, and mortgage lender Taylor, Bean & Whitaker plan to revive the neighborhood by building new homes; rehabilitating empty homes; offering low-down payment mortgages; homeownership workshops and counseling; and up to $7,000 in assistance to qualified, mainly first-time, low-to moderate-income homebuyers. Freddie Mac Report Looks at Asian Homebuyers in the U.S. Many Asians in the U.S. state that their lack of knowledge about the homebuying process could delay or prevent them from purchasing a home, and that they need to feel financially ready, stable and secure before they can consider buying a home, according to focus group participants. Freddie Mac compiled the focus group results into a new report, Homeward Bound: An In-depth Look at Asian Homebuyers in the United States. Dec 29 Weekly Primary Mortgage Market Survey Released Dec 22 One-Stop Execution Offered for Multifamily High-Leverage Loans Dec 22 Freddie Mac's November 2005 Monthly Volume Summary Now Available Dec 20 Groups Work to Revitalize Neighborhood Near Downtown Gainesville View All News Releases © 2005 Freddie Mac Terms and Conditions | Privacy Policy | Contact Us | Sitemap

Colorado Real Estate -

Colorado HomeFinder | ColoradoReal Estate, Search ColoradoHomes for Sale in the MLS Call 800.231.9153 | Contact Us If you already have an account, sign in here Colorado Real Estate - find out first about the newest real estate listings! You learn about homes for sale the day they hit the market - before other buyers. Automated HomeAlert emails you new listings that fit your personal home search criteria and gives you access to all the Colorado real estate listings. It's easy - Just submit your email address and home search criteria. Your email is not shared or sold to anyone. You incur no obligation or cost for this free real estate service. Our Privacy Policy: We respect your privacy. All information provided is strictly confidential and you can unsubscribe at any time. Colorado HomeFinder will never sell or share your information with any outside parties. Click here to review our Privacy Policy . 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Single Family Condominium or Townhome Any Property Price Range: * From Price.. 75,000 100,000 125,000 150,000 160,000 170,000 180,000 190,000 200,000 210,000 220,000 230,000 240,000 250,000 275,000 300,000 325,000 350,000 375,000 400,000 425,000 450,000 475,000 500,000 525,000 550,000 575,000 600,000 625,000 650,000 675,000 700,000 750,000 800,000 850,000 900,000 950,000 1,000,000 2,000,000 5,000,000 - To Price.. 100,000 125,000 150,000 175,000 200,000 225,000 250,000 260,000 270,000 280,000 290,000 300,000 310,000 320,000 330,000 340,000 350,000 375,000 400,000 425,000 450,000 475,000 500,000 525,000 550,000 575,000 600,000 625,000 650,000 675,000 700,000 750,000 800,000 850,000 900,000 950,000 1,000,000 2,000,000 5,000,000 10,000,000 Min Bedrooms: 1 2 3 4 5 Min Bathrooms: 1 2 3 4 Min Square Feet: No Preference 500 600 700 800 900 1,000 1,100 1,200 1,300 1,400 1,500 1,600 1,700 1,800 1,900 2,000 2,100 2,200 2,300 2,400 2,500 2,600 2,700 2,800 2,900 3,000 3,250 3,500 3,750 4,000 4,500 5,000 6,000 Age of Home: No Age Preference New Construction Only 5 years or less 10 years or less 20 years or less Older than 50 years City Preferences: * Select at least one city... Arvada Aurora Berthoud Boulder Broomfield Castle Rock Denver Englewood Erie Estes Park Evans Evergreen Firestone Fort Collins Fort Lupton Fort Morgan Frederick Golden Highlands Ranch Johnstown Lakewood Lafayette Littleton Longmont Louisville Loveland Lyons Nederland Niwot Parker Severance Superior Thornton Wellington Westminster Windsor Please select if necessary Arvada Aurora Berthoud Boulder Broomfield Castle Rock Denver Englewood Erie Estes Park Evans Evergreen Firestone Fort Collins Fort Lupton Fort Morgan Frederick Golden Highlands Ranch Johnstown Lakewood Lafayette Littleton Longmont Louisville Loveland Lyons Nederland Niwot Parker Severance Superior Thornton Wellington Westminster Windsor Please select if necessary Arvada Aurora Berthoud Boulder Broomfield Castle Rock Denver Englewood Erie Estes Park Evans Evergreen Firestone Fort Collins Fort Lupton Fort Morgan Frederick Golden Highlands Ranch Johnstown Lakewood Lafayette Littleton Longmont Louisville Loveland Lyons Nederland Niwot Parker Severance Superior Thornton Wellington Westminster Windsor Contact Information Name: * First Name: Last Name: E-mail: * (Valid email address is required to receive listings) Re-enter E-mail: * Phone Contact: * Home Phone: Work Phone: Information that will help us serve you better Your level of Interest: * I have a HIGH interest in buying a home and am ready to start visiting homes now. 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Find Real Estate, Rentals, New Houses, Real Estate Agents and Mortgages on Yahoo! Real Estate Find Real Estate, Rentals, New Houses, Real Estate Agents and Mortgages Choose Location Home Homes for Sale Apartments for Rent Home Loans Moving & Insurance Tools My Real Estate Hurricane Katrina Resources Features Classifieds • Sell Your Home • Rent Your Apartment Home Loans • Mortgage Rates • Online Rate Quotes • Refinance Loans & Rates • Home Equity Loans & Rates • Free Credit Reports Resources • Find & Compare REALTORS • Find a Mover Insurance • Homeowner's Insurance • Renter's Insurance Tools • What's My Home Worth? • Research Neighborhoods • Free School Reports • Foreclosure Center • Home Service Center Commercial Real Estate • List Commercial Property National Mortgage Rates Thu Dec 29 Mtg Loan Rate APR 30-yr Fixed: 5.70% 5.88% 15-yr Fixed: 5.27% 5.57% 1-yr ARM: 4.53% 6.89% See Local Mortgage Rates Provided by Bankrate.com Neighborhood Profile Research neighborhoods nationwide! City, State, or Zip: Real Estate Listings Browse by City New! Home Loans Center - Find, Compare, & Graph Rates Find a Home Find a Rental City & State, or Zip: Price Range: $0 $30,000 $50,000 $80,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $350,000 $400,000 $450,000 $500,000 $550,000 $650,000 $750,000 $850,000 $1 million $1.25 million $1.5 million $1.75 million $2 million $2.25 million $2.75 million $3 million $3.5 million $4 million $4.5 million $5 million $6 million $8 million $10 million to No limit $30,000 $50,000 $80,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $350,000 $400,000 $450,000 $500,000 $550,000 $650,000 $750,000 $850,000 $1 million $1.25 million $1.5 million $1.75 million $2 million $2.25 million $2.75 million $3 million $3.5 million $4 million $4.5 million $5 million $6 million $8 million $10 million Beds: Any 1+ 2+ 3+ 4+ 5+ Baths: Any 1+ 1 1/2+ 2+ 3+ 4+ 5+ Search For: Existing Homes Yahoo! Classifieds New Homes Foreclosures Advanced Search Search Commercial Real Estate Mortgage Payments Calculate your biweekly & monthly payment for different loan amounts, interest rates and amortization terms. Loan Amount: $ Term (years): Interest Rate: % Show table?: Yes No See More Loan Calculators Sponsored Links New Homes and Home Builders - iNest iNest's guide to new homes and home builders in 19 states: AZ, CO, FL, GA, IL, IN, MD, MI, MN, NC, NM, NV, OH, SC, TN, TX, VA, UT and WI. Save 1% on your new home with a cash back coupon. www.inest.com What's Your Home Worth? Thinking of selling your home? Wonder how much it might be worth? You can find out with a free home or property valuation at HouseValues.com. Click here to get started. www.housevalues.com Micro Mosaic Home Decoration Decorate your home with ancient mosaic reproductions, free color and size customization. Choose among 4000 designs. www.mosaicmarble.com (Become a Sponsor) Partner Spotlight Featured Sponsor Find a Local REALTOR by HomeGain • Find & Compare REALTORS • Get Home Prices Featured Videos Dream Home Videos by Inman Stories Real Estate News Can separated couple sell two houses in one year? Dec 20, 2005, Inman News Realty Reality: HOA Members have Greater Access to Records Dec 20, 2005, Realty Times Demystifying Escrow For First-Time Home Buyers Dec 15, 2005, RealEstateJournal.com Housing starts rise, core inflation tame Dec 20, 2005, Yahoo! Finance Dubai firm in 26.6-billion-dollar Saudi project (AFP) Dec 20, 2005, Yahoo! News Number of New Homes Increase for a Strong Year Dec 20, 2005, Quicken Loans more real estate news Homes For Sale - Apartments For Rent - Current Mortgage Rates - Real Estate Agents - Local - Yellow Pages