Real Estate

Livingchoices.com: Real Estate - New Homes, Homes for Sale, Apartment Rentals Welcome to Real Estate Book.com, providing you a comprehensive selection of homes for sale, new home communities, and local information from hundreds of cities across the United States and Canada. Choose a state Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virgin Islands Virginia Washington West Virginia Wisconsin Wyoming Choose a province Alberta British Columbia Manitoba New Brunswick Newfoundland Nova Scotia Ontario Prince Edward Island Click to order the books from your area LivingChoices features homes for sale, apartments and new home communities in over 500 markets, like: Albuquerque, NM Flagstaff, AZ Philadelphia, PA Atlanta, GA Hartford, CT Phoenix, AZ Austin, TX Houston, TX Portland, OR Birmingham, AL Las Vegas, NV Raleigh, NC Boise, ID Little Rock, AR Sacramento, CA Boston, MA Los Angeles, CA San Francisco, CA Charleston, SC Louisville, KY Savannah, GA Charlotte, NC Manchester, NH Seattle, WA Cleveland, OH Miami, FL Spokane, WA Coeur d'Alene, ID Minneapolis, MN St. Louis, MO Colorado Springs, CO Mobile, AL Tampa, FL Dallas, TX Nashville, TN Toronto, ON Denver, CO New York City, NY Tulsa, OK Des Moines, IA Orlando, FL Vancouver, BC Advertisers corner . How to advertise . Distributorships available . Partners . Site Index . About LivingChoices . Privacy Policy Information deemed reliable but not guaranteed. All measurements are approximate. © 2005 Network Communications, Inc. All rights reserved. Equal Housing Opportunity

Property Listing

Real Estate Listings: Home Sales Real Estate Listings Find real estate agents, houses, land for sale, home listings or check the latest mortgage rates and apply for a loan Real Estate Listings by State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington Washington DC West Virginia Wisconsin Wyoming International Canada Real Estate Law Link to Us Mortgage Interest Rates Mortgage Calculator First Mortgage Home Equity Loans Refinancing Second Mortgage Home Mortgage Interest Rates Links Bad Credit Loans Credit Cards Unsecured Unsecured Loans Bad Credit Auto Loans Homeowners Insurance Real Estate Foreclosures Let REALTORS compete for your business! - Whether you're buying or selling, find the right REALTOR and the right price for you. First Time Home Buyer Program - First time home loans offering low rates, fast approval, and no hassles. All types of home loans, A+ to bad credit. Reply.com - Find Your New Home Search MLS Listings Buying or Selling your Home? Get your Free Home Valuation - Get your free home valuation today! If you are buying or selling a home - or need to refinance - Easy Home Valuation can get you the facts in 60 seconds. You need to know the facts before you buy, sell or refinance - and we have the information. Multiple buying & selling options, all types of homes, any location, no obligation. Request your home value today!!! LowCostLending.com - Great Rates with No Hassle? Click Here! Win a $50,000 Dream Home Make Over - Dreaming of a new home? Dont wait any longerturn your dreams to reality when you enter to win * FORECLOSED HOMES: NO MONEY DOWN! * - Try a FREE search in your area. 650,000 foreclosed homes, starting at $25,000 with NO MONEY DOWN! Get 1% Cash Back on Your New Home Purchase - iNest Realty, Inc provides an easy way to view and compare new homes from leading home builders and get 1% cash back following purchase ($2,000 on the purchase of a $200,000 home). Click here to save up to 80% on lodging! Lower My Bills - Get the Lowest Rate on Your New Home Loan FREE Home Seller Evaluation Kit Netquote.com - Offers residence insurance quotes: homeowners, renters, condo/townhome Find out how much your home is worth ChristianMortgageUSA.com - Homeowners! Your credit score doesn't matter! A quick NO Obligation Quote from USA Christian Mortgages is the answer. Selling Your Home? - Let REALTORS Compete For Your Business! Find great deals on real estate at eBay - Residential (existing homes, new homes, foreclosed homes); vacation homes; timeshares; office commercial; land and more Apartments.com - Find apartments with Apartments.com. View photos, floor plans, take a virtual tour and more! Homes101 has a real estate agent waiting to help you find a home right now! Get the best price for your home MotorHome Magazine - subscribe today and get one issue Free! ReliableRemodeler.com - Find Custom Home Builders Get Your Home's Value! -Receive a free comparative market analysis plus neighborhood comps! Nationwide Insurance Quotes - Click here to get a free home insurance quote. Get your Garden started today with FREE SEEDS - FREE SEEDS are being offered for a limited time, so HURRY and get your FREE seeds today. Click here Kitchen appliance giveaway - Get a FREE name brand Kitchen Appliance: refrigerator, dishwasher, oven - worth $1700 by participating in our program. Start by submitting your email address. Click Yes to Sign up Today!

Rental Property

Rentamatic 10,000+ Letting Agents 76957 homes for rent from over 10,000 letting agents and 13,000 private landlords - 29, December 2005 find homes... find agents... tell agents... resources forums advertise members Find a Home or Room to Rent Search for Homes/Houses/Flats/Rooms to rent in the UK 1. Choose number of bedrooms All Room Studio 1 2 3 4 5 6 7+ 2. Choose Type of Advertiser : All Letting Agents Only Landlords Only 3. Type in an area, or the first part of postcode Rentamatic.co.uk was the first "free to list" property rental website in the UK in 1999 and has grown to become the largest dedicated property rental website in the UK. We carry some 60,000 to 70,000 current adverts of properties to rent all across the UK from over 10,000 letting agents and over 13,000 private landlords , with more than 150,000 people using this website every week to look for a new property to rent somewhere in the UK. If you're connected to renting property then this is the one website you really do need! SIPPs : Self Invested Pension Plans SIPPs UPDATE Gordon Brown made an amazing U-Turn on Tuesday, announcing in his Pre-Budget report that you would now NOT be able to put residential property into a pension after all. SIPPs will still happen already from April next year, and Rentamatic will keep you up to date on all the significant changes between now and 'A' Day, 6 April 2006. WE WILL STILL BE HOLDING RENTAMATIC SPONSORED SIPPs SEMINARS, ADVISING ON ALL THE BENEFITS AND OPTIONS STILL AVAILABLE TO INVESTORS IN PROPERTY Just click below for dates and locations of our Seminar Programme as it develops Click here for more information Moneyextra: Personal Loans Hot Picks Moneyextra: Credit Card Hot Picks site map | terms of use | about us | help | useful links | © rentamatic.co.uk 1999-2005 | [developed by ZambeziMedia ] Network of Property Renting Websites in the UK : Rentamatic.co.uk | Looking2Rent.co.uk | UKHomes4Rent.co.uk | UKHomes4Rent.com | Rent-Rent-Rent.com

Real Estate Investing

Bob Bruss Real Estate Center An Audio Message from Bob Bruss Subscribe to Bob's Weekly e-mail update and get this Free Report: 2005 Realty Tax Tips: 8 Chapters of Tax Savings for Homeowners and Investors First Name: Primary E-mail Address: >> Order Bob’s Special Real Estate Reports only $4.95 each! >> Ask Bob a Real Estate Question >> Subscribe to Bob’s Newsletters NEW REPORT! “Foreclosure and Distress Property Profit Secrets” >> Order Why pay upwards of $300 per hour for real estate legal, tax or investment advice? Bob Bruss, America’s most trusted real estate expert, offers Special Reports on a wide range of real estate topics for less than $5.00 each! Bob’s columns appear in over 150 newspapers across the country, including the Washington Post, Chicago Tribune, Los Angeles Times and San Francisco Chronicle. Bob draws on more than 25 years of real estate writing, teaching and investing to bring you unbiased information that will help you make smart real estate decisions. Click above & get a free 6-month newsletter subscription! Bob's Notebook SIX KEY REAL ESTATE NEGOTIATION TIPS FOR BUYERS, SELLERS Determining other party's motivation paramount to success The year 2005 has been very good for most property owners and realty sales agents. Home sales prices appreciated handsomely in most communities and the sales volume of new and resale homes were near-record. But 2006 promises to be more "normal" as mortgage interest rates slowly rise, resulting in a modest new home construction volume decline with a corresponding residence market value appreciation and sales volume slowing. Having been through many real estate market ups and downs over almost four decades, both as an investor, sales broker, and realty writer, I've learned that success in a slowing real estate market requires paying greater attention to negotiation skills. NEGOTIATE WITH PEOPLE WHO WANT TO NEGOTIATE . As a lifelong student of real estate negotiation techniques, because there is always more to learn, I've discovered it usually is a waste of time to attempt to negotiate with people who are not highly motivated to make a change. Most experienced real estate agents hate the situation when a home seller lists their desirable property for sale with a top price but they really don't have a good motivation for selling. These sellers often have the attitude "If we can get our price, we'll sell. Otherwise, we won't sell." Their homes often take "forever" to sell. But in 2005, many homes sold for above their asking prices because buyers wanted to purchase more than sellers wanted to sell. A strong motivation for many buyers was to beat the long-predicted rise in home mortgage interest rates. The result was a "seller's market" in many communities with more qualified buyers than motivated sellers. However, as the number of residence listings for sale has risen recently and is expected to continue rising in early 2006, especially after the customary holiday 2005 year-end lull in home sales, many real estate economists are predicting a more normal balance of motivated sellers and buyers. The result should put a premium on negotiation skills for home buyers and sellers, as well as their realty agents, to conclude successful sales. HOW TO ACHIEVE A SUCCESSFUL NEGOTIATION . Whatever your role in a home sale, as buyer, seller or realty agent, you can't ask too many questions. Of course, the best negotiators inquire in a friendly manner interjected with compliments. Here are the six key questions to get answered for a successful home sale negotiation: 1. WHY IS THE SELLER SELLING THIS LOVELY HOME? One way or another, successful home buyers and their realty agents need the answer to this key question so the buyer can make a purchase offer which meets the seller's needs (of course, buyers should leave out the word "lovely" if the place is a dump!). As a long-time investor in rental houses, and my personal residences, I always try to tailor my purchase offers to meet the seller's needs (and mine too). For example, several years ago I bought a house from an elderly lady who was retiring. So I offered her 10 percent cash down payment and a 90 percent seller carryback mortgage to provide for her retirement income. When she saw my offer and how much she would receive from my payment each month, she accepted (although the listing agent previously told me she wouldn't carry back any mortgage financing). Another time a listing agent told me the retired sellers of an "el dumpo" house were living in a boarding house and needed cash. As a result, I figured they wanted an all-cash sale so I arranged 100 percent financing at a community bank. The sellers immediately accepted my low purchase price offer for cash. 2. WHAT WAS THE HOME SELLER'S PURCHASE PRICE? Buyers who don't find out the answer to this key question, either from the listing agent or their buyer's agent, are at a severe negotiation disadvantage. Here's why: If the seller purchased the home many years ago for a low purchase price compared to today's market value, that seller has lots of negotiation room. However, if the home seller bought within the last few years for a price not far from today's market value, there isn't much negotiation flexibility. Of course, if the seller has a high-motivation reason for selling, as disclosed by the answer to the first question, even a recent home buyer is often willing to sell in a quick sale for close to the seller's purchase price. Such a situation is an ideal candidate for the buyer to take over payments on the current mortgage with the lender's permission. 3. DOES THE OTHER PARTY HAVE A TIME DEADLINE? This is a question both home buyer and seller should ask of their realty agent. To illustrate, if one party has a job transfer, then purchase or sale of the home can be very important. But if the seller is moving to a retirement residence, time usually isn't so critical. However, if the seller already bought another home and needs to sell the current home to produce the down payment, then closing time is ultra-important. As experienced real estate agents know, the worst home buyers and sellers are those without any time deadlines. Those folks can take forever to make decisions. 4. HAS THE SELLER OBTAINED A PROFESSIONAL HOME INSPECTION REPORT? Today's smartest real estate agents suggest their sellers obtain a professional inspection report at the time of listing the home for sale. Then the seller is fully aware of most home defects and can either have the defect repaired or fully disclose it to prospective buyers, thus averting future lawsuits. Sharp home purchasers, and their buyer's agents, understand this trend. When a buyer is seriously interested in a house, always ask if the seller has already obtained a professional inspection the buyer can review before making a purchase offer. Even if the seller has obtained customary professional inspection reports, smart buyers should always include in their purchase offers a contingency clause for the buyer's approval of their own inspection report obtained at the buyer's expense. Most states now have some form of required seller disclosure statement revealing known home defects. However, many sellers are not aware of all their home's defects, or they might "forget" to disclose a defect. The old days of "caveat emptor" (let the buyer beware) have disappeared. Today, the new rule seems to be "let the home seller beware of the buyer and his lawyer." 5. WHAT IS THE BUYER'S MOTIVATION TO PURCHASE MY HOME? Just as home buyers need to know the seller's reason for selling, to create a harmonious negotiation situation, home sellers should ask why the buyer wants to purchase. Of course, there are many home purchase reasons. However, if the buyer has indicated a key reason why that particular house is under consideration, such as its great condition, outstanding school district, or need to move in quickly, the seller can use that information to enhance their negotiation position. 6. ASK AN OPEN-ENDED QUESTION, SUCH AS WHAT ADDITIONAL INFORMATION SHOULD I KNOW BEFORE MAKING A DECISION? There are many variations of this question home sellers and buyers can ask, especially of their real estate agents. To illustrate, a home buyer might ask their buyer's agent "What else should I know about this house?" Or the seller might ask their listing agent "If you were in my situation, would you accept or counteroffer the buyer's purchase offer?" SUMMARY : When negotiating a home sale, sellers and buyers can't ask too many questions to enhance their negotiation position. The prime reason is to determine how motivated the other party is to buy or sell. If there is weak motivation, you aren't in a strong negotiation situation. However, if the other party is highly motivated, then you are in a strong circumstance to negotiate your strongest price and terms. More details are in my special report, "How to Become a Super-Successful Real Estate Negotiator," available for $5 from Robert Bruss, 251 Park Road, Burlingame, CA 94010 or by credit card at 1-800-736-1736 or instant Internet PDF delivery at www.bobbruss.com . Back to top © 2005 Inman News Home | Real Estate Reports | Real Estate Newsletter | About Bob Bruss | Site Map

Real Estate Agent

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