Land Loans for Residential

Construction Lot Loans Construction Loans for Custom Residential Properties | 4 Contact Us | 4 About Us | 4 Disclosures | 4 Privacy | 4 Media Kit | 4 Site Map | Tips On Choosing a Contractor Stated Income Program Time Line NEW LOAN Prime Minus One Today's Rate 6.00% * *During Construction Land Loans for Residential Construction Our Lot loan program is one of our more popular products. T hese land loans are designed as purchase money loans for those borrowers who aren’t ready to begin construction at this time, and as such are not ready to obtain a construction loan, but will be ready in the near future. T he lot must be normal for the area and at least one utility must be available from the street. (Septic tanks, propane tanks, are acceptable if these features are normal for the neighborhood.) J ust like in construction loans we can fund this loan both as a Full or Alternate Doc and as a Reduced Doc (Stated income) loan. For Fully Documented Loans we offer 80% LTV/CLTV to a maximum loan amount of $500,000 for credit scores of 620, with 6 months PIT reserves and a maximum back-end debt ratio of 42%. 90% LTV/CLTV to a maximum loan amount of $300,000, for credit scores of 700, with 24 months PIT reserves and a maximum back-end ratio of 42%. 85% LTV/CLTV to a maximum loan amount of $300,000, for credit scores of 700, with 24 months PIT reserves and a maximum back-end debt ratio of 42%. For Reduced Documentation (stated Income, verified assets) loans we offer: 75% LTV/CLTV to a maximum loan amount of $300,000, for credit scores of 680, with 6 months PIT reserves. 70% LTV/CLTV to a maximum loan amount of $500,000 for credit scores of 680+/- with 6 months PIT reserves and maximum back-end debt ratio of 42%. 85% LTV/CLTV to a maximum loan amount of $300,000. for credit scores of 700+ with 24 months PIT reserves and a maximum back-end debt ratio of 42% We offer two repayment options; A 30/2 fixed rate laon. This is amortized over 30 years and all due and payable in two years. A 30/5 adjustable rate loan. This program is amortized over 30 years and all due and payable in five years. We offer two index plans for the 30/5. A 12 MAT product with a start rate that is fixed for the first 3 months and then adjusts monthly; and a 6 month LIBOR with a start rate that is fixed for the first 6 months and then adjusts every 6 months thereafter. We will lend on parcels up to 50 acres at the following LTVs; 0-20- The above guidelines apply. 20.01 – 30 –75% LTV maximum 30.01 – 40- 70% LTV maximum 40.01 – 50 – 65% LTV maximum We do not currently offer a refinance option on lot loans so pick the term that best fits your needs. In fact most lenders do not offer a refinance option and it goes without saying that if you don’t choose the loan carefully you will end up having to refinance using a very expensive loan or rush into a construction loan. Questions? Call us at 1-800-246-2468 , we Love talking construction loans. Or send an email , for a prompt reply. More Information ABOUT Home Equity Line of Credit You can borrow against the equity in your present property and use the proceeds to use for the down payment of your new homes construction loan. We offer home equity lines of credit for up to 100% of the value of your property, including both documented and stated income programs. House Plans B uilder ready house plans or architects. Search sources for professionally designed house plans from the smallest family house to the largest mansion designed by some of North Americas best architects. No Doc Construction Loans W e offer a whole range of no income documentation construction loans . Programs include stated income, limited doc, no doc and no income. Our consultants will help you pick the right one for you. Thinking of building a Modular Home and take advantage of the time saving features of this type of construction? Our construction loans will accommodate up front deposits required. Modular Homes. [ Home | Site Map | Construction | Remodeling | Lot Loans | Equity Based | Spec Loans | Application | Contact Us | Documentation ] [ Mortgage Calculator | Rates & Fees | Let 'em Know | Let Us Know | F.A.Q. | Resources | Prime Construction Loan | About Us ] [ Privacy Policy | Disclosures ] [ Contact Us | Home Plans | Media Kit | Home Equity Line | Construction Loans FAQ Home Page ] 1999-2005, Construction Loans Center at Mark 1 Mortgage. All Rights Reserved. Mark 1 Mortgage Is a California Corporation, Licensed By The Federal Housing Commissioner, and The California Department of Real Estate. For Details Please Go to the About Us Page

Real Estate Loan

Mortgage Web site design & Real Estate agent website design, hosting and marketing. Mortgage Originators Over 1 Million online apps generated Over 5,000 mortgage originators choose Myers Leading clients generate over 50% of their business online Real Estate Agents & Offices Customizable, easy to use web sites Award winning lead generation tools Showcase your listings Products: :: Mortgage Originators :: Real Estate Agents & Offices :: Company: :: About Us :: Contact Us :: Employment :: Partners :: Why Choose Myers? Myers Internet has been a leader in mortgage website design since 1995. Myers pioneered mortgage web site design and is known for its mortgage banker websites, mortgage broker web sites and mortgage loan officer websites. A mortgage banker, mortgage broker or mortgage loan officer can get a Myers mortgage web site "off the shelf" or a mortgage website made to order. Mortgage bankers, mortgage brokers and mortgage loan officers can make their own changes to a Myers mortgage website, or hire a mortgage website design specialist to give their mortgage website design a unique look. A mortgage banker, mortgage broker or mortgage loan officer can choose from many mortgage web site design styles and mortgage websites products. Whether you're a mortgage banker, mortgage broker or mortgage loan officer, there is a mortgage web site design to suit your budget. What are some of the benefits you can expect with a Myers mortgage website? What are some of the benefits you can expect with a Myers mortgage website? A Myers mortgage website can take online mortgage applications 24/7. A Myers mortgage web site has mortgage calculators which other mortgage websites don't. Consumers visit Myers mortgage web sites to learn about the loan process. Potential borrowers use the mortgage web site to notify a mortgage broker about their desired mortgage interest rate. People go to a Myers website to see if they could benefit with a refinance mortgage A Myers mortgage website can help sell the mortgage broker or loan officer A Myers mortgage web site has important loan program information. A Myers mortgage website can help a consumer determine the mortgage loan they can afford. A mortgage broker or loan officer can display their interest rates on their Myers mortgage web sites A consumer can get confidential mortgage loan details at a Myers mortgage website. Consumers can enter the mortgage payment sweepstakes at a Myers mortgage web site. A mortgage broker or loan officer can create referral business at their mortgage website. Borrowers can get answers to frequently asked questions at a Myers mortgage web site. Consumers can find out about a bi-weekly mortgage at a Myers mortgage website. Myers is also a leader in real estate website design. Myers offers real estate agent web sites, real estate broker websites, REALTOR® websites and real estate office web sites. Real estate agents, real estate brokers and REALTORS® understand the importance of a real estate website which includes cutting edge real estate web site design. A real estate web site is a real estate agent's online real estate office. The benefits of a Myers real estate web site are numerous: A Myers real estate agent website, real estate broker web site, REALTOR® website, or real estate office website can all be personalized to suit the needs of the client. Our real estate web sites can include customized content. Custom web site content helps the real estate website be optimally indexed by search engines. A Myers real estate website can help convert visitors into prospects. The real estate agent website, real estate broker web site, REALTOR® website, and real estate office website all offer numerous lead-capturing tools. You can get a real estate agent website, real estate broker web site, REALTOR® website, or real estate office website which can display your and others' listings. You can get an advanced real estate website design which allows clients to save their property searches. A real estate agent website, real estate broker web site, REALTOR® website, or real estate office website can each have a Flash introduction. A good real estate web site design includes rich content. We have real estate website designs which come with over seventy-five pages of content featuring tips and information for home buyers and sellers. Myers real estate websites include practically everything a real estate agent or broker will ever need.

Purchase Property

Foreign currency for buying property abroad | Currency for Property purchase overseas | Cheap currency rates Forex Brokers Treasury Services Foreign exchange Bureau de change Currency Exchange for purchasing proerty overseas, buying currency at the correct exchange rate can save you lots of money when exchanging money for buying a property abroad. Real time exchange rates convert Sterling to Euro for buying a house in Spain or purchasing property in Ireland. Purchase Foreign Currency for buying Property abroad. Foreign currency exchange rate to convert UK pounds Sterling to US Dollars for buying property in American. Exchange currency for any country that you wish to buy a house abroad in, check out our no commission cheap exchange rates. Sterling - Euro exchange rate for property in Europe and Sterling to US Dollar exchange for property in America. No commission exchange rate and cheap currency rate for buying property abroad. Foreign currrency for purchasing Overseas Property Get a currency quote for a foreign property and see how much you can save! Freephone 0800 953 1384 or Click here to request a currency quote An increasing number of UK residents buy properties abroad , either as a holiday home or as a retirement home. All sorts of houses are purchased abroad from Villa's in Spain - for the sun, Chalet's in the Alps, Gite's in France , Italian farmhouses, second homes in Cyprus to West Indian beach houses. Buying property overseas has become easier and the proposition of cheaper airline flights has made accessing an overseas property more affordable. As well as purchasing properties in France, buying properties in Spain and buying properties in Italy, people are now widening the net buying properties all over the World. People fund the purchase of a foreign property in many different ways. People retiring abroad usually sell their home in the UK to fund their dream retirement home in the sun. Some people have funds available to make an outright purchase of a property abroad. Others use a mortgage to buy an overseas property. However more and more people are finding that their UK home has lots of equity in it. It is straightforward to remortgage in the UK and so many people are buying a property overseas by releasing cash from the equity of their home. When buying a property abroad the period of completion may be over a period of months and a Fixed Term Forward Contract or a Forward Time Option Contract may be helpful to protect against the vagaries of the foreign currency markets. A small deposit will secure a fixed rate for a period of time and hedge against any changes in the currency exchange rate. A small change in the foreign currency rate could have a dramatic effect on the cost of the purchase of a property abroad. The Xchange Business can help you buy your property overseas by offering competitive cheap exchange rates. The Vendor will have to be paid in local currency and the Xchange Business will be happy to provide a quotation for your foreign currency needs. We can help private individuals purchasing their overseas property and we can help agencies by providing their clients an excellent service and competitive Foreign Exchange rates. FREEPHONE 0800 95301384 or email: Foreign currency for property purchase and we will send you a quote. Remember: We don't charge fees for transactions over 5000. Our rates for currency exchange are cheap - they compare favourably against high street banks and other sources. We offer you total security for all receipts and payments of currency. Foreign Currency for buying Property abroad. Buy property in Spain and change Sterling - Euros. Purchasing property in Florida or throughout America, exchange Sterling to Dollars. Funding property in France may require a Euro transfer form Sterling to Euro for French currency. The A-Z of buying a property Abroad There are many things to be considered and planned for before you can buy your dream home abroad. Whether you are buying a retirement home an investment property or a much deserved holiday home in the sun. Many people are lucky enough to have capital to release for buying a property abroad, others finance the project with some form of loan or mortgage. Now is a good time to buy property in Spain as European interest rates are low and there is a wide selection of property options available, from developed plots, farmhouses and village locations, through to villas, townhouses and new apartment developments. However and wherever you purchase your property there are some underlying principles to help you make the right decision. We have outlined some of them below and we have also listed some country specific advice for buying a property in Spain, buying property in Florida and buying property in France. Many other countries are becoming more popular and we see people buying properties in Estonia, purchasing properties in Bulgaria and buying properties in Italy. Location, location, location. This well worn maxim is as important when buying a property abroad as it is when buying at home. Research, research, research should also be a watchword. It is easy to get carried away with yourselves on your annual holiday. You're enjoying the resort so much you want to buy into it. Before making a life changing decision consider all your options and make a plan of action. Take a Holiday A holiday in the area under consideration will tell you a lot about the area where you want to buy a property. Be careful not to view it all with rose tinted glasses and try and picture the area on a quiet day off season. Are the facilities that you require on hand ? Do the shops suit your needs? These and many other questions will be answered later. A good way of getting an inside line is to ask those that have done it before. Many popular areas have a large ex-pat community to ask about the area. Estate Agents When buying a property abroad the advice of an estate agent may prove to be invaluable. Find an established company that will offer advice and not a hard sell. The whole process of buying a property abroad can be burdened with rules and regulations Make sure you have a good lawyer with an excellent command of English . For instance did you know that if you're buying in Spain you'll need to make out a will in Spanish before buying, or that you can inherit debts from a previous vendor? If you are buying a property in USA take a look at our guide to exchange Sterling to Dollars for property purchase in America.If you are purchasing a property in Australia, it will be our Australian Dollar exchange and transfer service that you will require.For property purchase in Canada, the Sterling to Canandian dollar transfer rate is crutial, and our currency brokers are on hand to over their expertise and advise.Remaining in Europe and buying a house? Spain is particularily popular at the moment and Sterling to Euro exchange rate applies to transfers to Spain. Get a quote and see how much you can save! Contact Email: Xchange Business Contact Telephone: FREEPHONE 0800 953 1384 Contact us | Why us? | FAQ? | Testimonials Currency for buying a property abroad at www.exchange-currency.co.uk Disclaimer Exchange Currency © 2005

Foreclosure Property Listings •

Tax Administration Durham County Government Advanced Search Terrorist Threat Level Home Services Departments News Jobs Public Records Where Can I Find...? Calendar Links Feedback Durham Neighborhood College "Enlightening and empowering citizens to build a better Durham" UPDATED: December 15, 2005 > Tax Administration : Foreclosure Auction New Office Hours to 8:30AM - 5:00PM effective February 2, 2004 Durham County Tax Office to accept electronic check payments Department Home General Information • About the Tax Administrator • About the Tax Office • Frequently Asked Questions • Tax Valuation Appeal Process • Tax Rates Public Information • Record Searches • On-line Business Listing System • On-line Tax Payments • Tax Foreclosure Property Listings • GIS Maps • Property Tax Forms and Publications • Impact Fee Information Information For... • Owners of Real Estate • Business Personal Property Owner • Business Privilege License/ Beer/Wine License • Motor Vehicle & Personal Property Taxation • Revaluation 2008 • Revaluación 2008 Property Tax Foreclosure Auction The tax information provided here is for informational purposes only, does not constitute any certification of taxes and should not be relied upon for actual payment or collection of taxes. The information, pictures, maps, or any other data contained on this website contains no warranties or guarantees. Anyone interested in participating in the bidding process should conduct his or her own research for each individual property. The Durham County Tax Collector, at the direction of the Durham County Commissioners and the Durham City Council, is aggressively pursuing the collection of delinquent real and personal property taxes. One of the collection tools used by the Tax Collector is the employment of private attorneys to commence formal foreclosure proceedings under North Carolina General Statutes 105-374 against real property on which there are delinquent unpaid property taxes. IMPORTANT INFORMATION Frequently Asked Questions (FAQ) about the tax foreclosure process in Durham and in North Carolina AuctionContent PropertyTax Foreclosure Sale Date: December 13, 2005 Location: Durham County Judicial Bldg.(lobby area) Time: 12:00 noon [All Parcel Listings for Auctions are in PDF Format] Parcel Listing for Auction Last Updated Parcel113326 for December 13, 2005 Sale (Sold for $10,500.00) December 13, 2005 Parcel132661 for December 13, 2005 Sale (Redeemed) December 13, 2005 Parcel161494 for December 13, 2005 Sale (Redeemed) December 8, 2005 Parcel114945 for December 13, 2005 Sale (Sold for $5,725.00) December 13, 2005 All Durham County foreclosure sales are made subject to all outstanding City and County taxes and all local improvement assessments against the properties offered for sale that are not included in the judgment of each entitled cause herewith. A deposit of ten percent (10%) of the successful bid will be required the day of the sale. Minimum bid sheets and general foreclosure sale information is located at the Customer Service Counter. Adobe's free PDF Reader is required to view documents in PDF format. DOWNLOAD ADOBE PDF READER HERE! The tax information provided here is for informational purposes only, does not constitute any certification of taxes and should not be relied upon for actual payment or collection of taxes. The information, pictures, maps, or any other data contained on this website contains no warranties or guarantees. Anyone interested in participating in the bidding process should conduct his or her own research for each individual property. top of page Last updated: September 9, 2004 © 2005, Durham County Government, North Carolina. All rights reserved. 200 E Main Street, Durham, NC 27701 webmaster@durhamcountync.gov Website Disclaimer & Policies

Real Estate Prices

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