DENVER REAL ESTATE |

Highlands Ranch, Littleton, and Denver Colorado real estatelistings, home buying, selling and relocation information -NUMBER1EXPERT(tm) Highlands Ranch real estate, Littleton real estate, and Denver realestate and homes for sale in Douglas County Colorado - Wayne Herman,REALTOR® - NUMBER1EXPERT™ Pop-Up Window" WIDTH="89" HEIGHT="14" All agents are NOT alike! Find out why! Call me direct at 303-850-1866, or on my cell phone at 720-271-0790. Buyers Want Your Home for as Little as Possible. Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Find Out More > View All Offers > "He puts his energy into it 100%" "... a hands-on guy who will make it work for his clients" Mrs. Lee T. Johnson,Aurora Read Quote > View All Quotes > Compare three mortgages at one time. Download TripleCalc now. It's free. Find Out More > Download Now > Wayne Herman is one of The Top Selling Real Estate Experts™ Find Out More > Welcome! This is your ONE-STOP site for information about Denver area Real Estate and Relocation! The Internet and Real Estate have finally come together to help YOU. You may have already been to dozens of Real Estate websites. THIS IS THE LAST ONE YOU'LL EVER NEED TO VISIT! If you're looking for homes for sale in Highlands Ranch or homes for sale in Littleton and other communities in the southern counties of Metro Denver, you're in the right place. Here's why! Information on EVERY HOME LISTED IN THE DENVER METROPOLITAN AREA is now available right here... on WayneHerman.com. Just click on the "Find Homes" button above and go to "Search All Local Listings." The Internet has changed the way Real Estate professionals do business. What used to be "secret" information prior to beginning a transaction is now available to YOU online... if you know where to find it. In the past, information about listings, mortgages, home inspections, sales trends and relocation packages was held tightly by Realtors. No more! Now YOU know where to find all this information and much more. Right here at WayneHerman.com. Fortunately, for you, the Internet will never replace the need for professionals during what has become a more complex Real Estate transaction. A few clicks will not replace knowledge when it comes to the transaction itself. So, what does all this mean to you? It means that a lot of information is available to you before you ever have to call a Real Estate Broker. When you're ready, I'll be here to answer your questions and guide you through your sale or purchase, or both... and far beyond, too. My business philosophy is "relationship" oriented. That means that when I gain your trust as a client, I want your business forever. I describe my job as "helping people make a major decision they must make - when they're ready to make it." Please, sit back and relax! Enjoy WayneHerman.com in the privacy of your home or office. When you have questions, I'm just an email or phone call away. Wayne Herman "A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation Colorado Public, Private and Charter Schools : Compare them using these top-rated, comprehensive reports. Schools in Highlands Ranch, Littleton, and Denver Financing Your Home When Interest Rates Rise Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates. One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement. If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage. See All Tips In The "Financing Your Home" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories > Q What has been described as the world's most beautiful building? A The white marble Taj Mahal in India was built by the Mogul emperor Shah Jahan (1631-53) to enshrine his favorite wife. See More Real Estate Trivia > Se hablaEspañol FEATURED PROPERTY Lone Tree Executive home! Beautiful Executive Home with Grand Entry in Lone Tree! Location: 7866 Witney Place Price: $739,900 VIEW THIS PROPERTY VIEW ALL PROPERTIES See the Nation's Top Rated: School Reports - Public, Private & Charter > Get My Latest Listings Before Anyone Else! As soon as I list another home for sale, I'll email you. You'll know first. Name: Email: Find Out More > America's Mortgage Working with a Certified Mortgage Lender means you receive the expertise and service of a dedicated professional. Find Out More > View All Affiliates > Get the Latest Real Estate News, Hot Off the Presses! If you are buying or selling a home, you need my eNewsletter. Name: Email: Why Sign Up? > Go To eNewsletter > See Today's News > Wayne Herman RE/MAX Alliance 10375 Park Meadows Drive, Suite 100 Lone Tree, CO 80124 Direct: 303-850-1866 Cell: 720-271-0790 Fax: 303-683-2696 WayneHerman@NUMBER1EXPERT.com Wayne is a Denver native whose family has been involved in Real Estate and Mortgage lending for over 30 years. Wayne first practiced his profession in California where he handled family investments. He then returned home to raise his family and serve the communities he knows best... Denver, Littleton and Highlands Ranch. www.WayneHerman.com is brought to you byWayne Herman NUMBER1EXPERT ™ forHighlands Ranch CO real estate homes, Littleton CO real estate homes, and Denver CO real estate homes in Douglas County Colorado Read My Privacy Guarantee , Terms of Service ,and Free & Without Obligation Pledge Colorado Real Estate Agents - Homes - NUMBER1EXPERT™ Listings Some real estate agents outsell others 10 to 1. NUMBER1EXPERTS average a staggering 73 properties sold per year. How good is YOUR real estate agent? © Best Image Marketing and/or its clients. All rights reserved. All information deemed reliable but not guaranteed. JUMP TO: WELCOME DENVER REAL ESTATE | FIND DENVER HOMES | FOR DENVER BUYERS | FORDENVER SELLERS | LOCAL DENVER AREA INFO | DENVER REAL ESTATE RESOURCES | ABOUTWAYNE HERMAN DOUGLAS COUNTY REAL ESTATE AGENT WELCOME: DEVER HOMES AND REAL ESTATE FOR SALE Welcome: Home page for Denver, Highlands Ranch and Littleton reel estate. ABOUT WAYNEHERMAN: DENVER REAL ESTATE AGENT Who Am I?: Who is Wayne Herman of Highlands Ranch, Littleton, and Denver, Colorado? Testimonials: What Wayne Herman's clients are saying about this top Realtors real estate marketing Quick Response Guarantee: Wayne Herman guarantees a quick response to your email request for more Colorado home buying & property selling information Privacy Guarantee: Wayne Herman guarantees this Highlands Ranch, Littleton, and Denver real estate web site will respect your privacy No Obligation Guarantee: Wayne Herman's real estate help by email is free & without obligation for Highlands Ranch, Littleton, and Denver home owners in Colorado For Realtors: Let Wayne Herman help you with your professional real estate broker and agent needs in the Highlands Ranch, Littleton, and Denver area About NUMBER1EXPERTS: NUMBER1EXPERTS are top real estate professionals, find out more Contact Information: How to contact Wayne Herman, Highlands Ranch, Littleton, and Denver real estate agent FIND HIGHLANDS RANCH, LITTLETON, ANDDENVER HOMES: Feature Denver Homes: Homes, properties, & other real estate in Highlands Ranch, Littleton, and Denver and Colorado with virtual tours, photos, and more Search All Local Denver Listings: Homes, properties, & other real estate in Highlands Ranch, Littleton, and Denver and Colorado with virtual tours, photos, and more National Listings Databases: Homes for sale in national American USA web site listings databases of properties Denver New Construction: New homes for sale, new construction and newly built properties and real estate subdivisions Unique & Luxury Homes: Home buyers, find luxury homes, real estate, beach front properties, mansions, & acreage/land for sale on these top national & international listings web sites International Properties: Find international homes for sale on these international/global real estate web sites from Canada, Europe, France, Germany, UK, Great Britain, Spain, Italy, Asia, Africa, and beyond Search ALL the Experts' Homes: Search the best local homes for sale from all the real estate experts, agents, Realtors, and brokers HIGHLANDS RANCH, LITTLETON, ANDDENVER INFO: About Highlands Ranch, Littleton, and Denver: Moving to Highlands Ranch, Littleton, and Denver, Colorado? Get info here... Relocating?: Free real estate information & relocation package if you're relocating to Highlands Ranch, Littleton, and Denver, CO School Information: Highlands Ranch, Littleton, and Denver schools and the education system in Colorado: kindergarten, elementary, high schools, colleges & universities Local Maps & Links: Highlands Ranch, Littleton, and Denver maps & local/Colorado web site links for news & media, TV stations, radio stations, daily Highlands Ranch, Littleton, and Denver newspapers, transportation, airports & bus terminals, Colorado & local government, and more Local Weather: Weather in Highlands Ranch, Littleton, and Denver, Colorado: spring, summer, winter, and fall climate changes Highlands Ranch, Littleton, and Denver Photo Gallery: Tour Colorado in pictures DENVER REAL ESTATERESOURCES: Special Offers: Special offers for Highlands Ranch, Littleton, and Denver homeowners from Wayne Herman, top Realtor Affiliates: Wayne Herman's real estate web site affiliates eNewsletter: Wayne Herman's Highlands Ranch, Littleton, and Denver newsletter email will send you the latest real estate information Today's Denver Real Estate News: Daily real estate news for this neighborhood, Colorado, and United States Denver Market Conditions Report: Market conditions report for this area, Colorado, and United States Monthly Payments & Schedule: Monthly loan payments java mortgage calculator How Much Can You Afford?: Calculate how much home you can afford with this financial calculator Determine Tax Savings: Calculate how much your monthly Highlands Ranch, Littleton, and Denver Colorado mortgage payments save you on your taxes because of loan interest Should You Rent or Buy a Denver home?: Is it better to rent a home in Colorado or buy your own Highlands Ranch, Littleton, and Denver house, ranch, luxury property, condominium, acreage, or other real estate? Denver Adjustable Rate Mortgages: Adjustable rate Highlands Ranch, Littleton, and Denver mortgages information and interest rate java calculator What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage. Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers. 15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms. How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out. What's Your Maximum Mortgage?: This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount. Will Buying Points Save You Money?: This calculator helps you determine if you should pay for points, or use the money to increase your down payment. Experts: Real estate, homes for sale, and other properties: links in Colorado, United States and Canada TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Colorado real estate Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more Direct Links: Direct real estate links to web sites mentioned in this Highlands Ranch, Littleton, and Denver, Colorado site Ask Anything: Ask Wayne Herman anything real estate NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale Real Estate Tips: Wayne Herman's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers Real Estate Trivia: Wayne Herman's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Highlands Ranch, Littleton, and Denver property in Colorado, including legal terms definitions, and more FOR DENVER HOMEBUYERS: Why Buyers Choose Me: Why homebuyers in the Highlands Ranch, Littleton, and Denver area choose Wayne Herman as their Realtor Latest Denver Listings: Get Wayne Herman's latest Highlands Ranch, Littleton, and Denver listings of homes for sale first! Find Your Perfect Denver Home: Wayne Herman will search for your ideal home and email you the newest Highlands Ranch, Littleton, and Denver MLS listings of properties First Time Denver Homebuyers: Are you a first time homebuyer in Highlands Ranch, Littleton, and Denver, CO? As a top Realtor, Wayne Herman can guide your home buying search Denver Mortgage Prequalification: Pre-qualify for a mortgage or loan for your Highlands Ranch, Littleton, and Denver house or other real estate or property FOR DENVER HOMESELLERS: Why Sellers Choose Wayne Herman: Why home sellers in Highlands Ranch, Littleton, and Denver choose Wayne Herman Free Presentation: Free in-home listings presentation on marketing your Highlands Ranch, Littleton, and Denver, Colorado property Denver Property Valuation: How much is your Highlands Ranch, Littleton, and Denver home worth? What Did That Denver Home Sell For?: What did that Highlands Ranch, Littleton, and Denver, Colorado property or other real estate sell for? Denver real estate FSBO: Selling your Highlands Ranch, Littleton, and Denver real estate on your own? Return to Top >

Home Loans Attractive interest

ICICI Bank Online Login | Home Deposits Loans Cards Investments Demat NRI Services Private Banking Go to --> Web enable A/cs Anywhere Banking -- Internet Banking -- Phone Banking -- Mobile Banking -- ATM -- Bank Branch Deposits -- Savings A/c -- Special Savings A/c -- Senior Citizen Services -- Fixed Deposit -- Easy FD -- Value Added Savings A/c -- -- Recurring Deposits -- Private Banking -- Roaming Current A/c -- Young Stars -- Bank@Campus -- Salary A/c -- Womens A/c -- EEFC A/c -- RFCD A/c -- Privilege Banking -- No Frills A/c Cards -- Credit Cards -- Debit cum ATM Card -- Travel Cards Demat Loans -- Home -- Personal -- Commercial Vehicle -- Car -- Two-Wheeler -- Consumer Durable -- -- Loans against Securities -- Farm Equipment -- Construction Equipment -- Personal Computer -- -- Office Equipment -- Medical Equipment Investments -- ICICI Bank Bonds -- GOI Bonds -- Mutual Funds -- IPO -- ICICI Bank Pure Gold -- Foreign Ex. Services -- SCSS, 2004 Insurance -- Life Insurance -- General Insurance -- Tax Saver -- Health Insurance -- Home Insurance -- Motor Insurance -- Travel Insurance NRI Services Online Services -- Bill Payment -- Shopping -- Ticket Booking -- Card-2-Card FT -- Prepaid Mobile Recharge -- Share Trading -- Charity Customer Service Send a Query Eligibility Loan Amount Sanctioning Disbursement Rates and Fees How to Repay Application Process Apply Online Wish to contact us ? NRIs click here Tools you can use FAQs Select a Product Personal Car Two Wheeler Commercial Vehicle Loan against Securities Farm Equipment Construction Equipment Office Equipment Medical Equipment Internet Banking Login Retail Users Corporate Users Money2India Young Stars New User - Register Now Internet Banking Demo Online Security Channels Branches Internet Banking Mobile Banking ATM Phone Banking Home Loans Attractive interest rates Door-step service from enquiry stage till final disbursement Can transfer your existing high-interest rate loan Free personal accidental insurance Special 100% funding for select properties Taking a loan Tax benefits of a Home Loan Reasons why you must consider an ICICI Bank Home Loan Buying a home Things to note before you buy a home Grasping the area concept When the home is yours Scouting for an interior designer

Buy Home

Freddie Mac: Freddie Mac Corporate Homepage Search [ En Español ] Doing Business With Freddie Mac Single-Family Multifamily Debt Securities Mortgage Securities Vendors and Suppliers About Freddie Mac About Us Public Policy News and Information Investor Relations Careers Buying and Owning a Home Preparing for Homeownership All About Mortgages Purchasing a Home Owning and Keeping a Home Calculators and Tools Properties for Sale 30 year 15 year Average Rate Fees / Points Next rate update: Current Weekly Survey Compilation of Weekly Surveys America Builds on the National Mall Special Relief Information and Resources Freddie Mac's mission is to provide liquidity, stability and affordability to the housing market. Learn how . Go to LoanProspector.com , our online suite of mortgage underwriting and processing tools. Freddie Mac Helps Revitalize Historical Neighborhood In Gainesville Senator Martinez and Representative Stearns applaud a new effort to rebuild a historical neighborhood near downtown Gainesville. Freddie Mac, the Gainesville Community Redevelopment Agency, and mortgage lender Taylor, Bean & Whitaker plan to revive the neighborhood by building new homes; rehabilitating empty homes; offering low-down payment mortgages; homeownership workshops and counseling; and up to $7,000 in assistance to qualified, mainly first-time, low-to moderate-income homebuyers. Freddie Mac Report Looks at Asian Homebuyers in the U.S. Many Asians in the U.S. state that their lack of knowledge about the homebuying process could delay or prevent them from purchasing a home, and that they need to feel financially ready, stable and secure before they can consider buying a home, according to focus group participants. Freddie Mac compiled the focus group results into a new report, Homeward Bound: An In-depth Look at Asian Homebuyers in the United States. Dec 29 Weekly Primary Mortgage Market Survey Released Dec 22 One-Stop Execution Offered for Multifamily High-Leverage Loans Dec 22 Freddie Mac's November 2005 Monthly Volume Summary Now Available Dec 20 Groups Work to Revitalize Neighborhood Near Downtown Gainesville View All News Releases © 2005 Freddie Mac Terms and Conditions | Privacy Policy | Contact Us | Sitemap

Property Listings Property listings

Real Estate Property Listings Information at Business.com Advertiser Center · Help Web News People Jobs Search the Business Internet ® Real Estate Property Listings Property listings and databases of real estate for sale and lease. Home > Real Estate & Construction > Property Listings Sub-Categories Agricultural Commercial Foreclosure Residential -- -- Featured Listings Leading Residences of the World: Property Listings Luxury Destination Club offering its members access to million-dollar homes world-wide for the price of a down payment. Beach, Ski, Spa and Urban. www.lrwclub.com Furnished Quarters: Furnished Property Listings Offers New York City furnished apartment rentals, beginning from three nights to three years. Units include high-rises, studios, and brownstones. www.furnishedquarters.com Foreclosures.com: Foreclosure Property Listings Provides buyers of foreclosures with premium training on foreclosures, current listings of foreclosures, and reference information. www.foreclosures.com Sponsored Links View Real Estate Listings Register to Search MLS for Free. Compare Homes and Find an Agent. Multiple-Listing-Search.net Houses Search Phoenix homes for sale. 20% cash back. See 1.4M photos-Easy MLS www.ZipRealty.com Real estate listings Free real estate listings search. View properties in your area. www.house-real-estate.com More Featured Listings ForSaleByOwner.com: Real Estate Property Listings The official for-sale-by-owner site, don't be fooled by imitators. Put your home in front of millions of potential buyers and save thousands! www.forsalebyowner.com Corporate Suites: Property Listings Full service business centers in midtown NYC with fully furnished office suites, equipped conference rooms, virtual office, and reception services. www.corporatesuitesllc.com RealtyTrac: Foreclosed Property Search Provides foreclosure search engine for the U.S. with daily data updates, tax roll information, and photographs. Free 7-day trial. www.realtytrac.com Sponsored Links Homes Listings HouseValues' free service helps you determine the value of your home. www.housevalues.com Real Estate Specialists Tucson, Marana, Vail, Green Valley Oro Valley, Pima, Pinal & More! www.prudentialaegisrealty.com MLS Listings Online Search MLS Listings Online. Research schools and neighborhoods www.MLSonline.com Real Estate by Owner View 50,000 Homes For Sale By Owner Save thousands in commissions! www.Owners.com Real Estate Specialists MLS Search & Online Tours For Chino Valley, Prescott & Prescott Valley! www.theredmans.com Real Estate Listings View homes for sale, mls listings , real estate agents & foreclosures www.real-estate.com Popular Searches construction and real estate land listings leasing property listing properties multiple listing service multiple listing services open listing properties for lease properties for rent « more more popular searches [x] properties for sale property for sale property listing companies property listing services Property Listings property lists property search real estate Real Estate and Construction real estate companies real estate industry real estate listing real estate properties real estate property listing real estate property listings real estate sale real estate services realestate realestate companies realestate services renting properties Listings Corporate Suites: Property Listings Full service business centers in midtown NYC with fully furnished office suites, equipped conference rooms, virtual office, and reception services. www.corporatesuitesllc.com Foreclosures.com: Foreclosure Property Listings Provides buyers of foreclosures with premium training on foreclosures, current listings of foreclosures, and reference information. www.foreclosures.com ForSaleByOwner.com: Real Estate Property Listings The official for-sale-by-owner site, don't be fooled by imitators. Put your home in front of millions of potential buyers and save thousands! www.forsalebyowner.com Furnished Quarters: Furnished Property Listings Offers New York City furnished apartment rentals, beginning from three nights to three years. Units include high-rises, studios, and brownstones. www.furnishedquarters.com Home Popular Directory of home-related sites clasified by popularity. www.homepopular.com Homes & Houses.com A listing service for both residential and commercial real estate nationwide. www.homes-n-houses.com Homes-for-Sale-Center Real estate website provides local real estate listings from various multiple listing services, foreclosures, and homes for sale by owner. Homes for Sale | Free Home Values | Mortgages | Site Map www.homes-for-sale-center.com Leading Residences of the World: Property Listings Luxury Destination Club offering its members access to million-dollar homes world-wide for the price of a down payment. Beach, Ski, Spa and Urban. www.lrwclub.com New Homes and Condo Guide (Canada) Provides listings rental apartments, rental houses, condos, and basement apartments in Toronto and throughout Ontario. www.newhomesandcondos.com Real Estate Group: Worldwide Property Listings Provides sale and rental property lists from multiple real estate agencies. Free property ads for worldwide real estate agencies and property developers. www.relmeds.net RealtyTrac: Foreclosed Property Search Provides foreclosure search engine for the U.S. with daily data updates, tax roll information, and photographs. Free 7-day trial. www.realtytrac.com Renters News (Canada) Provides apartment, house, and condo listings. View photos and floorplans for thousands of listings in Toronto and throughout Canada. www.rentersnews.ca Rooney Real Estate, Inc. Boston realtor/broker handles commercial and residential real estate sales. Condos | Land | Commercial | Homes www.rooney-re.com VirtualHomes.com Network of real estate communities that provides panoramic virtual tours of towns, neighborhoods, properties and merchants. www.virtualhomes.com Sponsored Links View Real Estate Listings Register to Search MLS for Free. Compare Homes and Find an Agent. Multiple-Listing-Search.net Houses Search Phoenix homes for sale. 20% cash back. See 1.4M photos-Easy MLS www.ZipRealty.com Real estate listings Free real estate listings search. View properties in your area. www.house-real-estate.com Search the Business Internet ® Advertiser Center | Account Login | About Us | Careers at Business.com | Featured Listings Privacy | Terms Of Use | 2000-2005 Business.com, Inc. All Rights Reserved

Real Estate Broker

License Search Approved Schools Course Requirements Real Estate Course Search Real Estate Exams Instructor Resources Forms and Applications Education Menu Broker Salesperson Company Reciprocal Fees Certification of Licensure Licensing Menu Loading. . . Formal Complaints Enforcement Jurisdiction Gifts, Rebates & Kickbacks Unlicensed Assistants Risk Management 101: Office Audit Checklist Legal Menu License Search Type of License: All Types Company Licensee Company Or Last Name: License Number (nine digits) : Records to show at a time: 10 25 50 100 About License Status Search Renewed 2005-2006 Online license renewal information is updated every 24 to 48 hours depending on the time of renewal transaction. License Paid Date License information is updated every 24 hours. Please allow 3-10 days for licensing changes to appear on a record. License paid date will reflect the date of the most recent license record change(s); i.e., date of renewal, date of transfer, etc. If any record information is no longer current, please contact the Alabama Real Estate Commission immediately. CE Hours To comply with Continuing Education all active licensees subject to CE will complete three (3) hours in Risk Management and twelve (12) hours in approved electives. The CE credit earned by a licensee will be sent electronically to the Commission. Paper certificates obtained from courses during the 2003-04 license period should be maintained for audit. But after October 2006 it is no longer necessary to maintain paper certificates for proving CE credit. D. Philip Lasater Email Us Privacy Policy Alabama Real Estate Commission Montgomery, AL 36106-3674 Executive Director Email Webmaster © 2002 AREC Telephone (334) 242-5544, TTY (334) 396-0064, Fax (334)270-9118