Home Loan
Home Equity Scams: Borrowers Beware! Home Equity Loans : Borrowers Beware! D o you own your home? If so, it's likely to be your greatest single asset. Unfortunately, if you agree to a loan that's based on the equity you have in your home, you may be putting your most valuable asset at risk. Homeowners-particularly elderly, minority and those with low incomes or poor credit-should be careful when borrowing money based on their home equity. Why? Certain abusive or exploitative lenders target these borrowers, who unwittingly may be putting their home on the line. Abusive lending practices range from equity stripping and loan flipping to hiding loan terms and packing a loan with extra charges. The Federal Trade Commission urges you to be aware of these loan practices to avoid losing your home. The Practices Equity Stripping You need money. You don't have much income coming in each month. You have built up equity in your home. A lender tells you that you could get a loan, even though you know your income is just not enough to keep up with the monthly payments. The lender encourages you to "pad" your income on your application form to help get the loan approved. This lender may be out to steal the equity you have built up in your home. The lender doesn't care if you can't keep up with the monthly payments. As soon as you don't, the lender will foreclose-taking your home and stripping you of the equity you have spent years building. If you take out a loan but don't have enough income to make the monthly payments, you are being set up. You probably will lose your home. Hidden Loan Terms: The Balloon Payment You've fallen behind in your mortgage payments and may face foreclosure. Another lender offers to save you from foreclosure by refinancing your mortgage and lowering your monthly payments. Look carefully at the loan terms. The payments may be lower because the lender is offering a loan on which you repay only the interest each month. At the end of the loan term, the principal-that is, the entire amount that you borrowed-is due in one lump sum called a balloon payment. If you can't make the balloon payment or refinance, you face foreclosure and the loss of your home. Loan Flipping Suppose you've had your mortgage for years. The interest rate is low and the monthly payments fit nicely into your budget, but you could use some extra money. A lender calls to talk about refinancing, and using the availability of extra cash as bait, claims it's time the equity in your home started "working" for you. You agree to refinance your loan. After you've made a few payments on the loan, the lender calls to offer you a bigger loan for, say, a vacation. If you accept the offer, the lender refinances your original loan and then lends you additional money. In this practice-often called "flipping"-the lender charges you high points and fees each time you refinance, and may increase your interest rate as well. If the loan has a prepayment penalty, you will have to pay that penalty each time you take out a new loan. You now have some extra money and a lot more debt, stretched out over a longer time. The extra cash you receive may be less than the additional costs and fees you were charged for the refinancing. And what's worse, you are now paying interest on those extra fees charged in each refinancing. Long story short? With each refinancing, you've increased your debt and probably are paying a very high price for some extra cash. After a while, if you get in over your head and can't pay, you could lose your home. The "Home Improvement" Loan A contractor calls or knocks on your door and offers to install a new roof or remodel your kitchen at a price that sounds reasonable. You tell him you're interested, but can't afford it. He tells you it's no problem-he can arrange financing through a lender he knows. You agree to the project, and the contractor begins work. At some point after the contractor begins, you are asked to sign a lot of papers. The papers may be blank or the lender may rush you to sign before you have time to read what you've been given. The contractor threatens to leave the work on your house unfinished if you don't sign. You sign the papers. Only later, you realize that the papers you signed are a home equity loan. The interest rate, points and fees seem very high. To make matters worse, the work on your home isn't done right or hasn't been completed, and the contractor, who may have been paid by the lender, has little interest in completing the work to your satisfaction. Credit Insurance Packing You've just agreed to a mortgage on terms you think you can afford. At closing, the lender gives you papers to sign that include charges for credit insurance or other "benefits" that you did not ask for and do not want. The lender hopes you don't notice this, and that you just sign the loan papers where you are asked to sign. The lender doesn't explain exactly how much extra money this will cost you each month on your loan. If you do notice, you're afraid that if you ask questions or object, you might not get the loan. The lender may tell you that this insurance comes with the loan, making you think that it comes at no additional cost. Or, if you object, the lender may even tell you that if you want the loan without the insurance, the loan papers will have to be rewritten, that it could take several days, and that the manager may reconsider the loan altogether. If you agree to buy the insurance, you really are paying extra for the loan by buying a product you may not want or need. Mortgage Servicing Abuses After you get a mortgage, you receive a letter from your lender saying that your monthly payments will be higher than you expected. The lender says that your payments include escrow for taxes and insurance even though you arranged to pay those items yourself with the lender's okay. Later, a message from the lender says you are being charged late fees. But you know your payments were on time. Or, you may receive a message saying that you failed to maintain required property insurance and the lender is buying more costly insurance at your expense. Other charges that you don't understand-like legal fees-are added to the amount you owe, increasing your monthly payments or the amount you owe at the end of the loan term. The lender doesn't provide you with an accurate or complete account of these charges. You ask for a payoff statement to refinance with another lender and receive a statement that's inaccurate or incomplete. The lender's actions make it almost impossible to determine how much you've paid or how much you owe. You may pay more than you owe. Signing Over Your Deed If you are having trouble paying your mortgage and the lender has threatened to foreclose and take your home, you may feel desperate. Another "lender" may contact you with an offer to help you find new financing. Before he can help you, he asks you to deed your property to him, claiming that it's a temporary measure to prevent foreclosure. The promised refinancing that would let you save your home never comes through. Once the lender has the deed to your property, he starts to treat it as his own. He may borrow against it (for his benefit, not yours) or even sell it to someone else. Because you don't own the home any more, you won't get any money when the property is sold. The lender will treat you as a tenant and your mortgage payments as rent. If your "rent" payments are late, you can be evicted from your home. Protecting Yourself You can protect yourself against losing your home to inappropriate lending practices. Here's how: Don't: Agree to a home equity loan if you don't have enough income to make the monthly payments. Sign any document you haven't read or any document that has blank spaces to be filled in after you sign. Let anyone pressure you into signing any document. Agree to a loan that includes credit insurance or extra products you don't want. Let the promise of extra cash or lower monthly payments get in the way of your good judgment about whether the cost you will pay for the loan is really worth it. Deed your property to anyone. First consult an attorney, a knowledgeable family member, or someone else you trust. Do: Ask specifically if credit insurance is required as a condition of the loan. If it isn't, and a charge is included in your loan and you don't want the insurance, ask that the charge be removed from the loan documents. If you want the added security of credit insurance, shop around for the best rates. Keep careful records of what you've paid, including billing statements and canceled checks. Challenge any charge you think is inaccurate. Check contractors' references when it is time to have work done in your home. Get more than one estimate. Read all items carefully. If you need an explanation of any terms or conditions, talk to someone you can trust, such as a knowledgeable family member or an attorney. Consider all the costs of financing before you agree to a loan. For More Information The FTC works for the consumer to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. To file a complaint or to get free information on consumer issues , visit www.ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters Internet, telemarketing, identity theft and other fraud-related complaints into Consumer Sentinel , a secure, online database available to hundreds of civil and criminal law enforcement agencies in the U.S. and abroad. FEDERAL TRADE COMMISSION FOR THE CONSUMER 1-877-FTC-HELP www.ftc.gov April 1998
Real Estate Agent By
BuyMyself - Canale, IRED Attitude & News Home Directories Int'l Realty US Realty BuyMyself Choosing A Real Estate Agent By Stephen M. Canale, Ann Arbor, Michigan, USA There's a common saying in the real estate industry regarding the vast number of agents in the business: "If you don't have any friends who are agents, then you probably don't have any friends at all." With so many agent out there, how can you make an intelligent decision? Do you choose a friend, neighbor or coworker? Should you work with an agent at a large firm, a small firm, a franchise or an independent? While there's an exception to every rule, and every marketplace has its own nuances, here are some solid rules to apply when you want the best representation to protect your interests. Demand Experience The real estate profession is plagued by high turnover. This creates a workforce that is made up of many newcomers. While there are brand new agents with good intentions, why trust one of the largest investment you'll ever buy or sell to someone without experience? Always look for an agent with at least two years of experience. Anyone still in the business after two years has probably learned at least the fundamentals of real estate. Look for Commitment Another problem we have in the industry is a large number of part time and recreational salespeople. These folks have either retired from some other career, work in real estate seasonally or are earning a second income for the family and honestly don't need to work full time. No matter how long they have been in real estate, their lack of full-time commitment makes it impossible for them to keep up with the vast changes in law, marketing and business practices that are occurring in the profession today. If an agent isn't working at least thirty hours a week, fifty weeks a year, look for someone else. Consider Education In the majority of states, the requirements for real estate licensing are substantially less than those for cutting hair. In Michigan, for example, all that is required is a forty-hour class and a multiple choice test. You cannot rely on licensing to indicate competence. And, unfortunately, many agent's real estate education ends with their pre-license education. While there are numerous advanced real estate education courses available, the only technical and competence based program available nationwide is the Graduate, REALTORS® Institute (GRI) series, which is administered under the direction of the National Association of REALTORS®. A REALTOR® who completes the fifteen eight-hour modules, and passes examinations, may then use the designation of GRI. While only 15%-20% of agents have earned this accreditation, it should not be too difficult finding a GRI in your marketplace as they will commonly print the designation behind their name in advertising as well as on letterhead and business cards. Conduct Interviews Before you hire an agent to help you buy or sell a home, you should interview at least three agents in person. In order to do this, first get recommendations from friends, family and neighbors. Then look on the web, in homes magazines and the local newspaper to see what kind of marketing the various companies are doing in your area and call a few that impress you. Then make brief fact-finding calls to determine which of the agents on your list are full time, experienced and either hold the GRI designation or are at least working aggressively toward it. You will probably need to call ten to fifteen agents in order to find three that are worth interviewing. The interview itself need not be a formal one. It is simply an opportunity for you to meet the candidate and explain your needs; and to determine whether you would be comfortable working with them. Ask whatever questions you like, or simply explain your goals and listen carefully to what they propose to do for you in meeting your needs. The decision If you follow the suggestions above, you will find that there are excellent agents working for firms both large and small; both franchised and independent. Thus, the real decision must be made based on the competency of the individual agent you will be working with on a day-to-day basis. Stephen M. Canale is President, Broker/Instructor of Acclaim Residential Marketing Ann Arbor, Michigan | IRED Home | Search IRED | © 1995-2005 IRED.Com, Inc All Rights Reserved
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Buy Property - Shopping and Price Comparison on Kelkoo - Search all categories Books Cars & Accessories Christmas Gifts Computers & Software Digital Cameras DVD & Video Electronics Fashion & Lingerie Games, Consoles & Toys Gifts & Gadgets Health & Beauty Home & Garden Household Appliances January Sales Kelkoo For Business Mobiles, Phones & Faxes Money & Bills Music Sport & Fitness Travel Wine & Spirits Home > Home & Garden > Property > Buy Property Buy Properties, Homes for Sale, House for Sale, Buy Apartments, Buy a Home, Purchasing Villas from the best UK property buying shops online. Just browse the links below to compare prices on vacation homes, holiday homes you're looking for. next line is added by LLA-- Find by Property Type House (111,608) Flat (37,603) Find by Price £1100 - £127520 (25,011) £127520 - £165080 (24,890) £165080 - £210070 (25,474) £210070 - £269990 (24,348) £269990 - £379990 (24,669) £379990 - £25156510 (24,819) Find by No. of Rooms 1 Bedroom (14,326) 2 Bedrooms (38,685) 3 Bedrooms (53,446) 4 Bedrooms (27,558) 5 Bedrooms (9,805) List all Find by Town or City Weston Super Mare (74) Hayle (61) Chepstow (80) Southgate (85) Chorley (158) List all Also find by... Bathrooms Agent Featured products Properties to Buy 3 Bedroom House Located in Cockermouth, CA13 9PA £180,000.00 (P&P: Check Site) From: Property Finder Write a review! Similar products Properties to Buy 3 Bedroom Flat Located in Southampton, SO16 5NY £92,500.00 (P&P: Check Site) From: Property Finder Write a review! Similar products Properties to Buy 2 Bedroom House Located in , M27 8HW £80,000.00 (P&P: Check Site) From: Property Finder Write a review! Similar products Properties to Buy 5 Bedroom House Located in North Shields, NE29 9LA £325,000.00 (P&P: Check Site) From: Property Finder Write a review! Similar products Properties to Buy 4 Bedroom House Located in Redditch, B98 7SZ £259,000.00 (P&P: Check Site) From: Property Finder Write a review! Similar products Properties to Buy 3 Bedroom House Located in , DA12 4QZ £195,000.00 (P&P: Check Site) From: Property Finder Write a review! Similar products Properties to Buy 4 Bedroom House Located in London, SE4 2NH £345,000.00 (P&P: Check Site) From: Property Finder Write a review! Similar products Properties to Buy 3 Bedroom House Located in , OX4 £275,000.00 (P&P: Check Site) From: Property Finder Write a review! Similar products Related content Other related searches for sale house,property to buy,homes for sale,house for sale in france,buy properties,house for sale in netherlands,buy property,sale house denmark Kelkoo Special Offers Shop Department Product Offer Ends Price inc. P&P Graphics Direct Graphics Direct Info Home & Garden Foam Board - White, 5mm (White, 5mm A1 (10shts)) 73 days 91.90 38.95 (save:58%) Graphics Direct Graphics Direct Info Home & Garden Challenge Ferndown A2 Drawing Board 73 days 86.79 70.42 (save:19%) Graphics Direct Graphics Direct Info Home & Garden XL2000 Airbrush (0.4mm) 73 days 129.19 99.33 (save:23%) Graphics Direct Graphics Direct Info Home & Garden Tria Collection - Interiors (24 pen set) 73 days 124.99 64.94 (save:48%) Graphics Direct Graphics Direct Info Home & Garden A2 Simair Gloo Booth 73 days 573.40 448.50 (save:22%) We have another 5 special offers for you Home > Home & Garden > Property > Buy Property > About us Contact Tutorial Bookmark this page! Shopping guides Kelkoo Toolbar Shopping in Europe: Denmark / Sweden / Belgium (FR) / Belgium (NL) / France / Germany / Italy / Netherlands / Norway / Spain Yahoo! Shopping Generated : 29-12-2005 21:43:20
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Rentals South Carolina vacation rental - condo / house - Hilton Head Island South Carolina Myrtle Beach South Carolina North Myrtle Beach South Carolina vacation condo or house rental Home Page = USA Vacation Rentals = South Carolina Vacation Rentals Rentals in South Carolina Vacation Rental Properties A new window will open for each individual rental property clicked on. (#) - pictures - availability calendar Vacation Property for rent in South Carolina include: (cities are added as listings become available) 2005-12-29 Hilton Head Island Myrtle Beach North Myrtle Beach Hilton Head Island South Carolina vacation rental return to top of South Carolina page or return to state list of USA vacation rentals Hilton Head Island South Carolina vacation rental Oceanfront Breakers #222 Great Location - Coligny Circle (3) Listing #144 Hilton Head Island Accom: 1 Bedroom 1 Full Bath Condo Sleeps up to 4: Weekly Rate (USA Dollars): $500 - $850 Hilton Head Island South Carolina vacation rentals New Tile & Appliances! 2 Pools S. End of Island near Coligny (3) Listing #9 Hilton Head Island Accom: 1 Bedroom 1 Full Bath Villa Sleeps up to 4: Weekly Rate (USA Dollars): 300 - 750 Hilton Head Island South Carolina vacation rental Picturesque PD Resort Villas Close to Beach, Golf & Tennis (3) Listing #15 Hilton Head Island Accom: 2 Bedrooms 2 Full Baths Villa Sleeps up to 8: Weekly Rate (USA Dollars): 625 - 1075 Hilton Head Island South Carolina vacation rentals Lowest Rates - Outdoor Pool S. End of Island near Coligny (3) Listing #327 Hilton Head Island Accom: 2 Bedrooms 1 Full Bath Villa Sleeps up to 6: Weekly Rate (USA Dollars): $300 - $700 Hilton Head Island South Carolina vacation rental Hilton Head Resort #1110 Ocean, Marsh and Lagoon Views! (3) Listing #148 Hilton Head Island Accom: 2 Bedrooms 2 Full Baths Villa Sleeps up to 6: Weekly Rate (USA Dollars): 450 - 700 Hilton Head Island South Carolina vacation rentals Hilton Head Beach and Tennis Resort (2) Listing #430 Hilton Head Island Accom: 1 Bedroom 1 Full Bath Villa Sleeps up to 6: Daily Rate (USA Dollars): $100 - $100 Hilton Head Island South Carolina vacation rental Sea Pines 1BR Near Harbor Town Pool, Tennis, Bike to Beach (3) Listing #257 Hilton Head Island Accom: 1 Bedroom 1 Full Bath Villa Sleeps up to 4: Weekly Rate (USA Dollars): $600 - 900 Hilton Head Island vacation rentals TRUE DIRECT OCEANFRONT VIEW Totally Remodeled+Luxurious! (6) Listing #75 Hilton Head Island Accom: 1 Bedroom 1 Full Bath Villa Sleeps up to 4: Weekly Rate (USA Dollars): $550/wk - $795/wk Hilton Head Island South Carolina rental French Villa @ Shipyard 3 Bdrm, 3 Bath - Golf, Lagoon (2) Listing #267 Hilton Head Island Accom: 3 Bedrooms 3 Full Baths 1 Half Bath Villa Sleeps up to 11: Weekly Rate (USA Dollars): 650 - 1450 Hilton Head Island South Carolina rentals BREAKERS #240 FANTASTIC VIEW TRUE DIRECT OCEANFRONT ENDUNIT (3) Listing #22 Hilton Head Island Accom: 1 Bedroom 1 Full Bath Condo Sleeps up to 4: Weekly Rate (USA Dollars): 400 - 925 Hilton Head Island South Carolina vacation rental Hilton Head Ocean Villa Condo Gold Rated HHB&T Ocean View (3) Listing #72 Hilton Head Island Accom: 1 Bedroom 1 Full Bath Condo Sleeps up to 6: Weekly Rate (USA Dollars): 495 - 750 Hilton Head Island South Carolina vacation rentals HILTON HEAD 2 BD OCEAN VILLA OCEAN FUN THAT'S AFFORDABLE (3) Listing #296 Hilton Head Island Accom: 2 Bedrooms 2 Full Baths Villa Sleeps up to 6: Weekly Rate (USA Dollars): $650.00* - $850.00* Hilton Head Island South Carolina vacation rental Quiet Colonnade, Walk to Beach Shipyard-on Beach Path (3) Listing #10 Hilton Head Island Accom: 2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): 560 - 895 Hilton Head Island South Carolina vacation rentals Island Club of Hilton Head Oceanfront Condo (3) Listing #41 Hilton Head Island Accom: 2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): 900 - 1199 Hilton Head Island South Carolina vacation rental Hilton Head Resort #2203 Fabulous Oceanview (3) Listing #274 Hilton Head Island Accom: 2 Bedrooms 2 Full Baths Condo Sleeps up to 5: Weekly Rate (USA Dollars): $500.00 - $750.00 Hilton Head Island South Carolina vacation rentals HILTON HEAD CONDO WITH BEAUTIFUL OCEAN VIEW (3) Listing #25 Hilton Head Island Accom: 2 Bedrooms 2 Full Baths Condo Sleeps up to 4: Weekly Rate (USA Dollars): $550/week - $950/week Hilton Head Island vacation rental Brand New 3 Bedroom Villa Terrific Golf Views (3) Listing #31 Hilton Head Island Accom: 3 Bedrooms 3 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): 837 - 1395 Hilton Head Island South Carolina vacation rentals Economy Oceanside Rental Private Ocean Access (3) Listing #273 Hilton Head Island Accom: 2 Bedrooms 2 Full Baths Villa Sleeps up to 6: Weekly Rate (USA Dollars): 450 - 700 Hilton Head Island South Carolina vacation rental Shipyard/Beachwalk Dream Villa Steps to Beach; 2 Bikes (3) Listing #4 Hilton Head Island Accom: 2 Bedrooms 2 Full Baths Villa Sleeps up to 6: Weekly Rate (USA Dollars): $575 - $850 Hilton Head Island South Carolina rentals #1 Family Oceanfront Resort Tennis Villa (3) Listing #1 Hilton Head Island Accom: 2 Bedrooms 2 Full Baths Villa Sleeps up to 6: Weekly Rate (USA Dollars): $600 - $975 Hilton Head Island South Carolina rental VIP 3 BD Villa Balcony Views Indoor Pool Balcony Views Also Listing #314 Hilton Head Island Accom: 3 Bedrooms 2 Full Baths Condo Sleeps up to 8: Weekly Rate (USA Dollars): 900 - 900 Hilton Head Island South Carolina vacation rentals Best Kept Secret in HH Family or Golf Vacation (3) Listing #259 Hilton Head Island Accom: 2 Bedrooms 2 Full Baths Villa Sleeps up to 6: Weekly Rate (USA Dollars): $375 - $775 Hilton Head Island South Carolina vacation rental Tennismaster Internet & Bikes Snowbird Rates (3) Listing #302 Hilton Head Island Accom: 3 Bedrooms 3 Full Baths 1 Half Bath Townhouse Sleeps up to 10: Weekly Rate (USA Dollars): 700 - 1395 Hilton Head Island South Carolina vacation rentals Spectacular Ocean Views and Affordable for You (3) Listing #51 Hilton Head Island Accom: 2 Bedrooms 2 Full Baths Villa Sleeps up to 6: Weekly Rate (USA Dollars): $500 - $750 Hilton Head Island South Carolina vacation rental Hilton Head Island Villa Near Beach - Fiddler's Cove (3) Listing #177 Hilton Head Island Accom: 2 Bedrooms 2 Full Baths Villa Sleeps up to 6: Weekly Rate (USA Dollars): 700 - 850 Hilton Head Island vacation rentals Recenly awarded "VIP" status!! Adjacent to Harbourtown Golf (6) Listing #106 Hilton Head Island Accom: 4 Bedrooms 4 Full Baths Townhouse Sleeps up to 10: Weekly Rate (USA Dollars): $1200/wk - $1700/wk Hilton Head Island South Carolina vacation rental #1 PARADISE VACATION GREAT FAMILY RESORT (3) Listing #270 Hilton Head Island Accom: 2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): $500.00 - $850.00 Hilton Head Island South Carolina vacation rentals HHI Beach & Tennis Club Beautiful Ocean View (6) Listing #232 Hilton Head Island Accom: 1 Bedroom 1 Full Bath Condo Sleeps up to 6: Weekly Rate (USA Dollars): $400 - $550 Hilton Head Island South Carolina vacation rental Fantastic Resort Villa Affordable Too (3) Listing #320 Hilton Head Island Accom: 2 Bedrooms 2 Full Baths Villa Sleeps up to 6: Weekly Rate (USA Dollars): 500 - 750 Hilton Head Island South Carolina vacation rentals Affordable and Family Oriented Just Steps to the Beach (3) Listing #76 Hilton Head Island Accom: 1 Bedroom 1 Full Bath Condo Sleeps up to 6: Weekly Rate (USA Dollars): $350/week - $600/week Hilton Head Island South Carolina rental Palmetto Dunes Villa Palmetto Dunes Villa (3) Listing #42 Hilton Head Island Accom: 4 Bedrooms 3 Full Baths Townhouse Sleeps up to 10: Weekly Rate (USA Dollars): 1000 - 2000 Myrtle Beach South Carolina vacation rentals return to top of South Carolina page or return to state list of USA vacation rentals Myrtle Beach South Carolina rentals Beautiful Shore Dr. Condo Oceanfront, Side View (3) Listing #159 Myrtle Beach Accom: 2 Bedrooms 1 Full Bath 1 Half Bath Condo Sleeps up to 6: Weekly Rate (USA Dollars): $400 - $975 Myrtle Beach South Carolina vacation rental Sun and Fun Beach Villa Rental On Beautiful Shore Drive (3) Listing #254 Myrtle Beach Accom: 2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): $600.00 - $950.00 Myrtle Beach South Carolina vacation rentals Lovely Myrtle Beach Resort Huge New Lazy River for 2005! (3) Listing #332 Myrtle Beach Accom: 2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): 359 - 999 Myrtle Beach vacation rental Kingston Plantation Oceanfront 3BR / 3BA, OF 3 Balconies (3) Listing #261 Myrtle Beach Accom: 3 Bedrooms 3 Full Baths Condo Sleeps up to 10: Weekly Rate (USA Dollars): 1500 - 3300 Myrtle Beach South Carolina vacation rentals Fabulous View - Ocean & Pool Ocean Forest Villas (3) Listing #40 Myrtle Beach Accom: 2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): $336 - $1064 Myrtle Beach South Carolina vacation rental Ocean Forest Villa Condo Oceanview Condo (3) Listing #3 Myrtle Beach Accom: 2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): $475 - $950 North Myrtle Beach South Carolina vacation rental return to top of South Carolina page or return to state list of USA vacation rentals North Myrtle Beach South Carolina vacation rentals Waterpointe I - On The Beach Spacious 3BR Condo (3) Listing #428 North Myrtle Beach Accom: 3 Bedrooms 2 Full Baths Condo Sleeps up to 8: Weekly Rate (USA Dollars): 700 - 1700 North Myrtle Beach South Carolina vacation rental North Myrtle Beach Condo Direct Ocean Front (3) Listing #23 North Myrtle Beach Accom: 3 Bedrooms 3 Full Baths Condo Sleeps up to 11: Weekly Rate (USA Dollars): $600 - $1600 North Myrtle Beach South Carolina vacation rentals Windy Hills Beach Front Balco Oceanfront and Pool View (3) Listing #244 North Myrtle Beach Accom: 2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): $ 440.00 - $ 1100.00 North Myrtle Beach South Carolina vacation rental Ocean Front wt. Screen Porch Great View (3) Listing #265 North Myrtle Beach Accom: 2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): $750 - $995
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CNN/Money: Real Estate Web CNN/Money Home News Markets Technology Commentary Personal Finance Autos Real Estate Real Estate MONEY GALLERY Living la bonne vie Buying a home in the French countryside is a dream worth exploring. See 7 homes on the market now. ( more ) Video California housing market UCLA group predicts that real estate will slow, but state won't succumb to recession. CNN's Andy Serwer reports. ( more ) How to buy and build on rural land Dreaming of the perfect country getaway? Here's how to be sure you don't get taken. ( more ) Most overvalued housing markets Latest analysis of 299 markets: See how your hometown ranks. ( more ) When booms go bust... Home prices can and do go down. Here's what declines have looked like in the past. ( more ) Forecast: 100 markets Help with the loan hunt Most profitable renovations Some home improvements can recoup a lot, even all, of their costs. ( more ) MORTGAGE UPDATE 30-year mortgage: lowest in 2 months Dec 29: 11:14a Rates edge lower in the latest week but remain up considerably from a year earlier. ( more ) RATE SEARCH No points only 15 Year Fixed conforming - $165,000 15 Year Fixed jumbo - $385,000 30 Year Fixed conforming - $165,000 30 Year Fixed jumbo - $385,000 1 Year ARM conforming - $165,000 1 Year ARM jumbo - $385,000 3/1 Year ARM conforming - $165,000 3/1 Year ARM jumbo - $385,000 5/1 Year ARM conforming - $165,000 5/1 Year ARM jumbo - $385,000 7/1 Year ARM conforming - $165,000 7/1 Year ARM jumbo - $385,000 Select State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana North Carolina North Dakota Nebraska Nevada New Hampshire New Jersey New Mexico New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington Washington DC West Virginia Wisconsin Wyoming ESSENTIALS Money 101: Buying a home Top things to know The hunt Are you ready? Closing the deal Lining up cash For sellers only Picking a team Glossary MORE ESSENTIALS: Choosing the best mortgage Take a bite out of closing costs How to make your home sellable MONEY LIST Latest home prices: 147 markets tracked Third quarter numbers are in for nearly 147 markets. How does your home town stack up? ( more ) Market Growth 1. Phoenix, AZ 55.2% 2. Orlando, FL 44.8% 3. Fort Myers, FL 42.5% 4. Tuscon, AZ 34.7% 5. Daytona, FL 33.8% MORE LISTS: Million-dollar markets Most expensive markets CALCULATORS Renovation Wizard Compare cost of living How much house can you afford? Money Magazine -- Try an issue of MONEY FREE! Subscribe and SAVE! REAL ESTATE ARCHIVE Dec 29: 10:46a Home sales fall, inventories jump Dec 28: 7:22a Mortgage applications at 3-1/2 year low Dec 27: 2:04p 1 BR @ Plaza, no park view: $2M Dec 19: 11:59a Is it time to cash out? Dec 22: 12:37p Fastest-growing states Dec 19: 9:22a Neighbors behaving badly Dec 23: 11:58a New home sales tumble 11 percent Dec 21: 6:29a The boom that won't die Dec 20: 2:39p Feds fret over innovative mortgages Dec 14: 3:50p Least affordable rental markets Dec 19: 3:49p Protect your home in 2006 Dec 12: 2:47p Take this home market...and love it Dec 13: 11:15a Double jeopardy for landlords Dec 8: 2:01p There go 800,000 jobs out the door Dec 7: 1:13p Real estate investors bailing out? Dec 9: 3:02p Overvalued housing markets decline Dec 8: 4:37p 'Take this house and shove it' Dec 1: 4:02p Help with the loan hunt Dec 1: 12:34p Home prices rise but pace slows More »» CNN Money contact us | subscribe to Money magazine advertising -- | site map | glossary | RSS | press room OTHER NEWS: CNN | SI | Fortune | Business 2.0 | Time © 2005 Cable News Network LP, LLLP. A Time Warner Company ALL RIGHTS RESERVED. Terms under which this service is provided to you. privacy policy Reprints of site stories are available.