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TREC - Salesperson Application Information -- Licensee Info Search Quick Links -- To Popular Pages -- Licensee Info Search R. E. Contract Forms Renew or Apply Online Salesperson Application Real Estate License Forms Education Providers Core R.E. Course List Freq. Asked Questions Real Estate License Act TREC Rules Data File Downloads License Information Licensing Main Page MCE Requirements FAQs Timeshare Registration Residential Service Company Program Licensed Residential Service Companies Fee Schedule Applications, Requirements Applications & Other License Forms Real Estate Salesperson Requirements Real Estate Broker Requirements R.E. Broker (Corporation & LLC) Requirements Candidate Info. Brochure Reciprocity Information Inspector Applications Renew Your License Renewing a Salesperson License Renewing a Broker License Online Renewal (Brokers, 2yr Salespersons) Duplicate of License Renewal Notice Inspector Renewals KEY To Symbols =Page is in area (folder tab) of this color = Adobe PDF file format = Web site external to TREC Applying to Become a Real Estate Salesperson (PLEASE READ ALL INFORMATION CAREFULLY) To be eligible to apply for a real estate Salesperson License, an individual must be a citizen of the United States or a lawfully admitted alien, eighteen (18) years of age or older and a legal resident of Texas. This next requirement depends on the date of your planned application For Those Applying Prior to January 1, 2006 To be eligible to apply for a real estate Salesperson License, an individual must furnish the Commission satisfactory evidence of successfully completing the following education: Principles of Real Estate core real estate course [60 classroom hours] Law of Agency core real estate course (30 classroom hours) Law of Contracts core real estate course (30 classroom hours) An additional four semester (60 classroom) hours in core courses or in related courses acceptable to the Commission. Evidence of successful completion shall be presented via credit transcript or certificate prior to filing a Salesperson License Application form. DO NOT submit original transcripts and/or course completion certificates. Keep the originals for your personal files and send photocopies to the Commission. For Those Applying On or After January 1, 2006 To be eligible to apply for a real estate Salesperson License, an individual must furnish the Commission satisfactory evidence of successfully completing the following education: Principles of Real Estate core real estate course [60 classroom hours] Law of Agency core real estate course (30 classroom hours) Law of Contracts core real estate course (30 classroom hours) An additional core real estate course (30 classroom hours) Another four semester (60 classroom) hours in core courses or in related courses acceptable to the Commission. Evidence of successful completion shall be presented via credit transcript or certificate prior to filing a Salesperson License Application form. DO NOT submit original transcripts and/or course completion certificates. Keep the originals for your personal files and send photocopies to the Commission. To be eligible to apply for a real estate Salesperson License you must first obtain a letter from the Commission attesting to satisfaction of all education requirements. THE EVALUATION OF EDUCATION DOCUMENTS MUST BE PERFORMED BEFORE THE APPLICATION CAN BE FILED. To obtain an evaluation of your education documents submit the form, Request for Evaluation of Education Documents . A fee of $20.00 is required for the evaluation of education documents for the purpose of determining if education requirements have been satisfied. This fee is good for one year. Please submit copies of your transcripts or course certificates with your request for evaluation. DO NOT submit original documents. The following required fees must be submitted at the time of filing an application. AN APPLICATION RECEIVED WITHOUT THE APPROPRIATE FEES WILL BE REJECTED AND RETURNED. The following fees should be submitted in ONE CHECK OR MONEY ORDER payable to the Texas Real Estate Commission. ALL FEES LISTED BELOW ARE NONREFUNDABLE. Fees Required with Real Estate Salesperson License Application Fee Amount Comment Original Application $69.50 Required for all applicants Recovery Trust Account (formerly Recovery Fund) $10.00 Required for all applicants unlesspreviously paid File your Salesperson Application and Pay for it Online! License examinations are administered by PSI, a testing service company. Once your application has been received, processed and accepted, you will receive notification that you may obtain a copy of the Candidate Information Brochure (CIB) to register for the exam. The CIB will provide instructions on how to make reservations to take the examination and contains study material and instructions about licensing. A copy of the CIB can be downloaded from the PSI web site at http://www.psiexams.com . Please DO NOT attempt to register for the exam without first receiving notification from our office. The filing of an application authorizes an investigation of the applicant's background. Information revealed in an investigation may be cause for disapproval of an application eventhough other requirements for a license are met. If an investigation is necessary, it may not be conducted until the applicant has passed the examination. State law prohibits issuing more than one license once a licensee has defaulted on astudent loan guaranteed by the Texas Guaranteed Student Loan Corporation (TGSLC) unless the licensee has entered into a repayment agreement with TGSLC. YOU SHOULD CONTACT TGSLC BEFORE FILING THIS APPLICATION if you have defaulted on a student loan. An application or renewal may be rejected if this agency has received information from TGSLC that the applicant has defaulted on a student loan. The Texas Guaranteed Student Loan Corporation can be contacted at: Texas Guaranteed Student Loan Corporation P.O. Box 15996 Austin, Texas 78761-5996 Telephone: 1-800-222-6297 Before you can practice as a licensed salesperson you must arrange for a Texas real estate broker holding an active license to sponsor you as a salesperson. Applicants and inactive salespersons are not authorized to act as real estate agents. While you are not required to have a sponsoring broker to file an application for a license, a sponsorship request form is included with the application materials. If you wish, you may file the sponsorship request along with the application. Once all licensing requirements have been satisfied, TREC will send an active salesperson license to the broker, and you may act for the broker on receipt of the license. You may also file the application and arrange for sponsorship after TREC notifies you that you have been issued an inactive license. Once a broker holding an active license has mailed a request to TREC to act as your sponsor, you may begin to act for the broker as a salesperson. The time involved in processing an application depends on work volume. Inquiry as to thestatus of an application delays processing work. Inquiry should not be made unless there isreason to believe that information submitted to the Commission has not been received. An incomplete application will not be returned for completion. A letter will be mailed requesting the incomplete information. The examination must be passed within six months from the date the application is filed with the commission office. You are not authorized to perform any act for which a real estate license is required until an ACTIVE Texas Real Estate Commission license is in the possession of your sponsoring broker. Submit Documents And Applications On Plain Paper. Do Not Send "Thermal" Type Paper. Page last modified: 11/21/2005 Site Map Privacy & Security Policy Open Records Accessibility Texas Online Statewide Search TX Homeland Security

foreclosure property Oregon Foreclosure

Oregon Foreclosure Listings Information at Business.com Advertiser Center · Help Web News People Jobs Search the Business Internet ® Oregon Foreclosure Listings Databases and listings of residential, government and bank-owned foreclosures in Oregon. Home > Real Estate & Construction > Property Listings > Foreclosure > US States > Oregon Sponsored Links Oregon Foreclosure Search 500,000 National Foreclosure Reos, Auctions & Trustee Sales Free www.bankhomesdirect.com Pre- foreclosure Leads Freshest lists available Az, Ca, Fl, Mi, Nm, Wa www.defaultresearch.com Foreclosure Listings Find Homes - Up to 50% Below Market! Search Now for Free. www.foreclosure.com Free Foreclosure Service No Money Down Homes Search Foreclosure Listings Free iForeclosures.com Foreclosure Listings $170,000 Loan Under $560/month Rates at Historic Lows. Save Now! mortgages.nextag.com Foreclosure Listings Free Service lets you Discover Foreclosed Real Estate in Your Area Free-List-of-Foreclosures.com Popular Searches Forclosure property listings in Oregon foreclosure homes in Oregon foreclosure listings in Oregon homes foreclosed in Oregon Oregon foreclose home Oregon foreclosure home Oregon foreclosure house Oregon foreclosure list Oregon foreclosure listing « more more popular searches [x] Oregon Foreclosure Listings Oregon foreclosure properties Oregon foreclosure property Oregon Foreclosure property listing Oregon foreclosure real estate Oregon foreclosures Oregon home foreclosure Oregon house foreclosure Oregon real estate foreclosures Featured Listings RealtyStore: Oregon Foreclosure Listings Save 20 - 50% on Foreclosure and HUD real estate. Ideal for investors, bargain hunters and first timers. Free trial membership (Credit Card required). www.realtystore.com RealtyTrac: Foreclosed Property Listings in Oregon Provides foreclosure search engine for Oregon with daily data updates, tax roll information, and photographs. Free 7-day trial. www.realtytrac.com Sponsored Links Foreclosure listings Homes for Half Price. 500,000 pre- foreclosure listings . Try it Free! www.RealtyTrac.com I'm Paying Cash For Homes Any Price, Condition, Or Location Sell Your Home Quickly & Easily www.webuyhomesaz.com We Buy Homes Fast We will buy your house directly from you. No Fees AllHousesAZ.com Fresh Bankruptcy Lists Custom lists. Phone #, address, etc Accurate. Daily Updates. High ROI. www.ClickData.com Listings Absolute Foreclosures: Oregon Provides a daily index of property foreclosure listings throughout the US. Search by state, county, city or zip code. www.absoluteforeclosures.com FederalHomes.com: Oregon Offers state-specific foreclosure listings for residential properties. Includes local mortgage and realtor resources. www.foreclosurenet.org ForeclosureFreeSearch.com: Oregon Free online resource offers foreclosure property listings by state. Includes links to mortgage and real estate information resources. www.foreclosurefreesearch.com ForeclosureNet.net: Oregon Foreclosure Listings Offers bank foreclosure and government foreclosured property listings in Oregon and across the US. Homes, rental properties, and commercial. Free Trial. Free Trial | Search Listings | Foreclosure Info. | Testimonials www.foreclosurenet.net RealtyStore: Oregon Foreclosure Listings Save 20 - 50% on Foreclosure and HUD real estate. Ideal for investors, bargain hunters and first timers. Free trial membership (Credit Card required). www.realtystore.com RealtyTrac: Foreclosed Property Listings in Oregon Provides foreclosure search engine for Oregon with daily data updates, tax roll information, and photographs. Free 7-day trial. www.realtytrac.com Registry Line: Oregon Offers a daily feed of foreclosure property listings in Oregon. Become a member to access complete listing details. www.registryline.com Search the Business Internet ® Advertiser Center | Account Login | About Us | Careers at Business.com | Featured Listings Privacy | Terms Of Use | 2000-2005 Business.com, Inc. All Rights Reserved

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house garden book of essential addresses - Buy at the best price on Kelkoo Search all categories Books Cars & Accessories Christmas Gifts Computers & Software Digital Cameras DVD & Video Electronics Fashion & Lingerie Games, Consoles & Toys Gifts & Gadgets Health & Beauty Home & Garden Household Appliances January Sales Kelkoo For Business Mobiles, Phones & Faxes Money & Bills Music Sport & Fitness Travel Wine & Spirits Home > Searched for "house garden book of essential addresses" : Showing 1-20 of 977,794 results (from 725 shops) About the results There were no specific results matching all your keywords. Below you will find results containing at least one of your keywords. Narrow results by category Badminton (1) Books (767,485) Garden & Leisure (8,790) Garden Furniture (514) Garden Power Tools (595) Home & Garden (4,710) House Accessories (15,382) House Telephones (1,362) UMDs (6) More categories Adult DVDs (5) All-In-Ones (1) Baby Accessories (94) Baby Clothes (2) Bakeware (1) Barbecue Accessories (15) Barbecues (9) Barebones (1) Basketball (2) Bathrooms (24) Beds (3) Blank Media (2) Blenders (5) Boxing (2) Breadmakers (1) Buy Property (116,302) CDs (1,284) CPUs (1) Cables (71) City Breaks (208) Computer Accessories (34) Computer Cases (1) Computers (desktops) (4) Console Accessories (1) Cookers (2) Cookware (3) Cosmetics (48) Crockery (2) Cycling (107) DVD (1,777) Decorations (1) Digital Camera Accessories (1) Digital Cameras (9) Dishwashers (29) Electronics (43) Fashion & Lingerie (79) Fishing (38) Fitness Equipment (19) Flooring (25) Flowers (19) Food (56) Food Processors (3) Football (25) Freezers (4) Fridges (5) Furniture Accessories (18) GPS (43) Gadgets & Toys (507) Gifts & Gadgets (27) Girls' Clothes (3) Glassware (1) Golf (3) Haircare Products (40) Hand Tools (8) Hard Drives (9) Health (4) Health & Beauty (25) Heating & Cooling (3) HiFi Speakers (9) Hobs (1) Hockey (6) Holidays (36,978) Home Security (9) Home Telephone Accessories (8) Hotels (323) Household Appliances (21) Hubs & Switches (1) Ice Cream Makers (2) In-Car Entertainment (2) Juicers (1) Keyboards (2) Kitchen - Other (2) Kitchen Accessories (51) Kitchen Sinks and Taps (16) Lawn Mowers (35) Lighting (43) Lingerie (39) Luggage (18) Memory (20) Men's Accessories (11) Men's Clothing (3) Men's Outerwear (1) Men's Tops (41) Men's Trousers (3) Men's Underwear (3) Men's Watches (1) Miscellaneous (4,021) Miscellaneous (14) Miscellaneous (986) Mobile Phone Accessories (32) Monitors (4) Music Downloads Beta (489) Musical Instruments (15) Network cables (3) Networking (9) New & Used Cars (56) Office Supplies (154) Outdoor Adventure (16) PDA Accessories (55) Painting & Decorating (22) Pay Monthly/Contract Phones (2) Perfumes & Aftershaves (190) Pets (42) Portable MP3 Player Accessories (4) Portable MP3s (1) Portable Radios (3) Power Tools (14) Prepay Mobile Phones (1) Pressure Washers (13) Printer Consumables (2) Printers (4) Radar Detectors (1) Remote Controls (1) Rent Property (12,317) Retro Games (5) Simfree/Handset Only Phones (2) Skiing (170) Skincare (400) Software (76) Sound Cards (1) Sport & Fitness (260) Storage (2) Table Tennis (1) Tables (3) Television Accessories (4) Toys (408) Trampolines (14) Tumble Dryers (2) UPS (2) Vacuum Cleaners (2) Video Conferencing (1) Video Games (30) Videos (153) Vitamins & Supplements (56) Washing Machines/ Washer Dryers (53) Water Sports (10) Weight Training (2) Wine (37) Winter Sports (1) Wireless Routers (6) Women's Accessories (29) Women's Dresses & Skirts (2) Women's Footwear (3) Women's Jewellery (2) Women's Outerwear (3) Women's Sportswear (3) Women's Swimwear (17) Women's Tops (6) Women's Trousers (1) Women's Watches (2) ESSENTIAL GOLDEN RETRIEVER Author: BOOK HOUSE HOWELL Format: Paperback Delivery Cost:1.50-Department: Books £4.61 FromThe Book Pl@ce ESSENTIAL ROTTWEILER Author: BOOK HOUSE HOWELL Format: Paperback Delivery Cost:1.50-Department: Books £5.06 FromThe Book Pl@ce ESSENTIAL PARAKEET Author: BOOK HOUSE HOWELL Format: Paperback Delivery Cost:1.50-Department: Books £4.64 FromThe Book Pl@ce ESSENTIAL PUPPY Author: BOOK HOUSE HOWELL Format: Paperback Delivery Cost:1.50-Department: Books £5.06 FromThe Book Pl@ce ESSENTIAL RABBIT Author: BOOK HOUSE HOWELL Format: Paperback Delivery Cost:1.50-Department: Books £3.49 FromThe Book Pl@ce House and Garden Book of Kitchens and Dining Rooms Author: Leonie Highton Format: Hardback Delivery Cost:Free-Department: Books £18.99 FromPlay.com - Books ESSENTIAL HOUSE BOOK Author: TERENCE CONRAN Format: Paperback Delivery Cost:1.50-Department: Books £19.38 FromThe Book Pl@ce House and Garden Book of Drawing Rooms and Sitting Rooms Author: Robert Harling Format: Hardback Delivery Cost:2.74-Department: Books £18.75 FromTesco Books House and Garden Book of Drawing Rooms and Sitting Rooms Author: Robert Harling Format: Hardback Delivery Cost:Free-Department: Books £18.99 FromPlay.com - Books House and Garden Book of Kitchens and Dining Rooms Author: Leonie Highton Format: Hardback Delivery Cost:2.74-Department: Books £18.75 FromTesco Books House and Garden Book of Bedrooms and Bathrooms Author: Leonie Highton Format: Hardback Delivery Cost:Free-Department: Books £18.99 FromPlay.com - Books House and Garden Book of Classic Rooms Author: R. Harling ; Leonie Highton ; John Bridges Format: Hardback Delivery Cost:Free-Department: Books £22.99 FromPlay.com - Books House and Garden Book of Classic Rooms Author: R. Harling Format: Hardback Delivery Cost:2.74-Department: Books £22.50 FromTesco Books ESSENTIAL GARDEN BOOK Format: Paperback Delivery Cost:1.50-Department: Books £22.50 FromThe Book Pl@ce House and Garden Book of Bedrooms and Bathrooms Author: Leonie Highton Format: Hardback Delivery Cost:2.74-Department: Books £18.75 FromTesco Books The Essential Garden Book Author: Terence Conran Format: Paperback Delivery Cost:2.74-Department: Books £18.75 FromTesco Books 'HOUSE AND GARDEN' BOOK OF CLASSIC ROOMS Author: R. HARLING, LEONIE HIGHTON, JOHN BRIDGES Format: Hardback Delivery Cost:1.50-Department: Books £23.25 FromThe Book Pl@ce The Essential Garden Book Author: Terence Conran ; Dan Pearson Format: Paperback Delivery Cost:Free-Department: Books £18.99 FromPlay.com - Books GARDEN HOUSE Author: BONNIE TRUST DAHAN Format: Hardback Delivery Cost:1.50-Department: Books £13.94 FromThe Book Pl@ce The Essential Aloe Vera When Mr Shirley first read this book he was almost dumb struck that this plant he knew so well had such healing capability. This book is written by Doctor Peter ... Delivery Cost:Free-Department: Garden & Leisure £6.95 FromVictoriana Nursery Gardens [ 1 2 3 4 5 6 ] Next page >> Couldn't find what you wanted? Try again: Search all categories Books Cars & Accessories Christmas Gifts Computers & Software Digital Cameras DVD & Video Electronics Fashion & Lingerie Games, Consoles & Toys Gifts & Gadgets Health & Beauty Home & Garden Household Appliances January Sales Kelkoo For Business Mobiles, Phones & Faxes Money & Bills Music Sport & Fitness Travel Wine & Spirits People who searched for "house garden book of essential addresses" also searched for : The house book , Covent garden soup book , Garden house hotel cambridge uk , Garden house hotel Browse categories Adult DVDs Flooring Kitchen Accessories Remote Controls All-In-Ones Flowers Kitchen Sinks and Taps Rent Property Baby Accessories Food Lawn Mowers Retro Games Baby Clothes Food Processors Lighting Simfree/Handset Only Phones Badminton Football Lingerie Skiing Bakeware Freezers Luggage Skincare Barbecue Accessories Fridges Memory Software Barbecues Furniture Accessories Men's Accessories Sound Cards Barebones GPS Men's Clothing Sport & Fitness Basketball Gadgets & Toys Men's Outerwear Storage Bathrooms Garden & Leisure Men's Tops Table Tennis Beds Garden Furniture Men's Trousers Tables Blank Media Garden Power Tools Men's Underwear Television Accessories Blenders Gifts & Gadgets Men's Watches Toys Books Girls' Clothes Miscellaneous Trampolines Boxing Glassware Miscellaneous Tumble Dryers Breadmakers Golf Miscellaneous UMDs Buy Property Haircare Products Mobile Phone Accessories UPS CDs Hand Tools Monitors Vacuum Cleaners CPUs Hard Drives Music Downloads Beta Video Conferencing Cables Health Musical Instruments Video Games City Breaks Health & Beauty Network cables Videos Computer Accessories Heating & Cooling Networking Vitamins & Supplements Computer Cases HiFi Speakers New & Used Cars Washing Machines/ Washer Dryers Computers (desktops) Hobs Office Supplies Water Sports Console Accessories Hockey Outdoor Adventure Weight Training Cookers Holidays PDA Accessories Wine Cookware Home & Garden Painting & Decorating Winter Sports Cosmetics Home Security Pay Monthly/Contract Phones Wireless Routers Crockery Home Telephone Accessories Perfumes & Aftershaves Women's Accessories Cycling Hotels Pets Women's Dresses & Skirts DVD House Accessories Portable MP3 Player Accessories Women's Footwear Decorations House Telephones Portable MP3s Women's Jewellery Digital Camera Accessories Household Appliances Portable Radios Women's Outerwear Digital Cameras Hubs & Switches Power Tools Women's Sportswear Dishwashers Ice Cream Makers Prepay Mobile Phones Women's Swimwear Electronics In-Car Entertainment Pressure Washers Women's Tops Fashion & Lingerie Juicers Printer Consumables Women's Trousers Fishing Keyboards Printers Women's Watches Fitness Equipment Kitchen - Other Radar Detectors Stores: Click here to feature your products on Kelkoo! Home >Search results About us Contact Tutorial Bookmark this page! Shopping guides Kelkoo Toolbar Shopping in Europe: Denmark / Sweden / Belgium (FR) / Belgium (NL) / France / Germany / Italy / Netherlands / Norway / Spain Generated : 29-12-2005 21:33:51

Real estate investing Capitalizing

MSN Money - Real estate investing MSN Home Hotmail My MSN Sign In Money S earch MSN Money: Help Home News Banking Investing Planning Taxes My Money Portfolio Loans Insurance Investing Home Portfolio Markets Stocks Funds ETFs Commentary Brokers CNBC TV MSN Money Insight Jubak's Journal SuperModels Start Investing Strategy Lab Company Focus Mutual Funds Street Patrol Other Views Contrarian Chronicles TheStreet.com Resources Commentary Index Decision Centers Start Investing Mutual Funds Find Hot Stocks Simple Strategies Power Tools Investing For Income Real Estate Related Links Expert Picks Market Dispatches CNBC Stock Picks Message Boards Decision Center Real estate investing Capitalizing on great opportunities in real estate Top Story When you -- and the IRS -- flip a condo It's the flipper's dream. You buy a condo, put in lots of hard work and sell it for a big profit. If you're not careful, though, most of the gain could go to your Uncle Sam. Featured tool Portfolio Manager Follow your investments on MSN Money Other tools Top performers Best funds for real estate and other categories Find an adviser Financial help is only a few clicks away Research Wizard Scope out performance of individual REITs Also on MSN Shop for personal finance resources Find books, software and more at MSN Shopping The Basics Do you have what it takes to be a landlord? Ground your retirement fund with real estate How to find good investment property The real risks of investing in real estate More on MSN Money The safest ways to buy foreclosures Real estate clubs ride the housing boom 3 ways you can go broke in real estate More on this topic... Question & Answers What are income properties? What is an equity REIT? What is the gross rent multiplier? What are limited partnerships? Special offers Download Microsoft Money Trial 2005 Free auto insurance quotes Find the right home equity loan advertisement Community Share portfolio resources and investment strategies on Start Investing message board advertisement MSN Money Search MSN Money | Message Boards | Site Status | Site Map © 2005 Microsoft MSN Privacy Legal Advertise Feedback Help

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Inman Real Estate News - Loss from real estate loan fraud soars to $1 billion FBI launches mortgage fraud-fighting initiative Loss+from+real+estate+loan+fraud+soars+to+%241+billion FBI+launches+mortgage+fraud-fighting+initiative %3ca+href%3d'http%3a%2f%2fwww.inman.com'+target%3d'_blank'%3eInman+News%3c%2fa%3e 2005-12-16T00%3a00%3a00.0000000-08%3a00 49246 HOME | NEWS | JOIN | PRODUCTS | CONFERENCES | ADVERTISE | ADVICE | ABOUT US | CONTACT US | SUBMIT A TIP Member Resources Members Home Search Inman News Content Warehouse Cartoon Database Weekly Newsletter Special Reports Audio Files Inman Blog Feedback Connect Registration Audio Conference LETTERS TO THE EDITOR There's no denying real estate bubble Re: ' Worst-case scenario for housing next year ' (Dec. 28) Dear Editor: I have been a real estate investor since I was 19. I am now 54. To deny a real estate bubble is to ignore the obvious market fundamentals. Obviously, there are different factors in different markets, but as a longtime investor/Realtor/broker there is no logical argument against real estate prices declining 10 percent to 30 percent in the "hot markets." The South Florida condo market will be a blood bath. The median income cannot buy the median house in most markets; interest rates will continue creeping up; speculators have driven prices to insane levels and when the going gets rough they will walk from a lot of residential properties. Most "hot" areas are becoming alarmingly overbuilt with residential inventories rising; lenders have ticking time bombs in their ARMs, negative equity and interest-only mortgages. Do your homework. Be wary of those whose opinions are tainted by the fact that they or their company have a stake in this insane market continuing. Michael H. Mosieur Mosieur Business Brokers Re: ' America closes doors to architectural expression ' (Dec. 26) Dear Editor: This is one of the most insightful articles I've read in a long time. We might add, "And what are we doing to our children as we worship at the altar of the mundane?" Years ago I read that about 1,000 children were tested for creativity just prior to entering kindergarten. Eighty-five percent of the children tested "creative." Twelve years later the same group was tested, and only 35 percent of the students tested "creative." What happened to the children along the scholastic way, and does the country even care? Where's the outcry? Isn't the creativity of our generations one of our most precious resources? It's been said that we're only one generation away from losing our freedom. Could it be that with escalating offshore competition in view, and stultifying U.S. scholastic models utilized, that the above advisory could also apply to our economic freedom? A. Bruce Belfield III Associate real estate broker Hurricane, W.V. FREE website content! Make Inman.com your homepage Get the Inman News Toolbar Link to Inman News Consumer News Commercial News Real Estate Articles from Inman News Already a Member? Log in below to view full story: User ID: Password: Lost Password? Loss from real estate loan fraud soars to $1 billion FBI launches mortgage fraud-fighting initiative Friday, December 16, 2005 Inman News To read this article, become a Member of Inman News now! JOIN NOW TO BECOME AN INMAN MEMBER 100% Satisfaction Guaranteed Group discounts available First Name: Last Name: E-mail: User Name: Call 1.800.775.4662 x128 8am - 5pm Pacific Time to order by phone or to get a discount group membership for your company or colleagues. View News Article Sample Hear Sample View Newsletter Sample Connect Info View Audio Conference Schedule Back Top © 2005 Inman News Home | Privacy | Editorial | Legal | Site Map