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Home Mortgage Loan - Forbes.com - Home Loan Mortgage Company U.S. | EUROPE | ASIA Jump Select Section Home Investment Newsletters Polls & Discussions Premium Tools Special Reports Video & Audio Watchlist IT Research Library IT Product & Service Search Business -Manufacturing -Technology -Commerce -Services -Energy -Healthcare -Small Business Technology -E-Business -Enterprise Tech -Infoimaging -Personal Tech -Science & Medicine -Wireless Markets -Equities -Economy -Commodities -Bonds -Emerging Markets -Currencies Work -Careers -Compensation -Entrepreneurs -Management Lists -Companies --Forbes 500s --Forbes Global 500 --200 Best Small Cos. --400 Best Big Cos. --Largest Private Cos. -People --World's Richest People --100 Top Celebrities --400 Richest Americans --Best Paid CEOs -Places --Best Places Personal Finance -Estate Planning -Funds -Philanthropy -Retirement -Strategies -Taxes Lifestyle -Collecting -Health -Real Estate -Sport -Travel -Vehicles -Wine & Food Columnists Magazines -Forbes Magazine -Forbes Global -Forbes FYI -Forbes ASAP -Best of the Web -Archives -Subscriptions Tools About Us Contact Us Help Reprints/Permissions Sitemap Advertising Conferences Forbes Collection Forbes Mobile Special Advertising Search Quote HOME PAGE FOR THE WORLD'S BUSINESS LEADERS Home Special Advertising Section Tell Us About Your Loan Needs What Type of Loan do You Need? * Refinance Purchase Home Debt Consolidation Home Equity Estimated Home Value * $ Select One 75,000 - 80,000 80,001 - 85,000 85,001 - 90,000 90,001 - 95,000 95,001 - 100,000 100,001 - 105,000 105,001 - 110,000 110,001 - 115,000 115,001 - 120,000 120,001 - 125,000 125,001 - 130,000 130,001 - 135,000 135,001 - 140,000 140,001 - 145,000 145,001 - 150,000 150,001 - 155,000 155,001 - 160,000 160,001 - 165,000 165,001 - 170,000 170,001 - 175,000 175,001 - 180,000 180,001 - 185,000 185,001 - 190,000 190,001 - 195,000 195,001 - 200,000 200,001 - 210,000 210,001 - 220,000 220,001 - 230,000 230,001 - 240,000 240,001 - 250,000 250,001 - 260,000 260,001 - 270,000 270,001 - 280,000 280,001 - 290,000 290,001 - 300,000 300,001 - 310,000 310,001 - 320,000 320,001 - 330,000 330,001 - 340,000 340,001 - 350,000 350,001 - 360,000 360,001 - 370,000 370,001 - 380,000 380,001 - 390,000 390,001 - 400,000 400,001 - 420,000 420,001 - 440,000 440,001 - 460,000 460,001 - 480,000 480,001 - 500,000 500,001 - 520,000 520,001 - 540,000 540,001 - 560,000 560,001 - 580,000 580,001 - 600,000 600,001 - 620,000 620,001 - 640,000 640,001 - 660,000 660,001 - 680,000 680,001 - 700,000 700,001 - 720,000 720,001 - 740,000 740,001 - 760,000 760,001 - 780,000 780,001 - 800,000 800,001 - 820,000 820,001 - 840,000 840,001 - 860,000 860,001 - 880,000 880,001 - 900,000 900,001 - 920,000 920,001 - 940,000 940,001 - 960,000 960,001 - 980,000 980,001 - 1,000,000 1,000,000+ 1,500,000+ 2,000,000+ Where is the property located? * Select One Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Missouri Mississippi Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Home Description * Single Family Multi Family Town House Condo Tell Us About Your Current Loan Your Mortgage Balance * $ Select One 0 1 - 5,000 5,001 - 10,000 10,001 - 15,000 15,001 - 20,000 20,001 - 25,000 25,001 - 30,000 30,001 - 35,000 35,001 - 40,000 40,001 - 45,000 45,001 - 50,000 50,001 - 55,000 55,001 - 60,000 60,001 - 65,000 65,001 - 70,000 70,001 - 75,000 75,001 - 80,000 80,001 - 85,000 85,001 - 90,000 90,001 - 95,000 95,001 - 100,000 100,001 - 105,000 105,001 - 110,000 110,001 - 115,000 115,001 - 120,000 120,001 - 125,000 125,001 - 130,000 130,001 - 135,000 135,001 - 140,000 140,001 - 145,000 145,001 - 150,000 150,001 - 155,000 155,001 - 160,000 160,001 - 165,000 165,001 - 170,000 170,001 - 175,000 175,001 - 180,000 180,001 - 185,000 185,001 - 190,000 190,001 - 195,000 195,001 - 200,000 200,001 - 210,000 210,001 - 220,000 220,001 - 230,000 230,001 - 240,000 240,001 - 250,000 250,001 - 260,000 260,001 - 270,000 270,001 - 280,000 280,001 - 290,000 290,001 - 300,000 300,001 - 310,000 310,001 - 320,000 320,001 - 330,000 330,001 - 340,000 340,001 - 350,000 350,001 - 360,000 360,001 - 370,000 370,001 - 380,000 380,001 - 390,000 390,001 - 400,000 400,001 - 420,000 420,001 - 440,000 440,001 - 460,000 460,001 - 480,000 480,001 - 500,000 500,001 - 520,000 520,001 - 540,000 540,001 - 560,000 560,001 - 580,000 580,001 - 600,000 600,001 - 620,000 620,001 - 640,000 640,001 - 660,000 660,001 - 680,000 680,001 - 700,000 700,001 - 720,000 720,001 - 740,000 740,001 - 760,000 760,001 - 780,000 780,001 - 800,000 800,001 - 820,000 820,001 - 840,000 840,001 - 860,000 860,001 - 880,000 880,001 - 900,000 900,001 - 920,000 920,001 - 940,000 940,001 - 960,000 960,001 - 980,000 980,001 - 1,000,000 1,000,000+ 1,500,000+ 2,000,000+ Current Interest Rate * Select 3.00 3.25 3.50 3.75 4.00 4.25 4.50 4.75 5.00 5.25 5.50 5.75 6.00 6.25 6.50 6.75 7.00 7.25 7.50 7.75 8.00 8.25 8.50 8.75 9.00 9.25 9.50 9.75 10.00 10.25 10.50 10.75 11+ % Existing Rate Type * Fixed Adjustable Fixed/Adj Do You Have a Second Mortgage Balance? None 5,001 - 10,000 10,001 - 15,000 15,001 - 20,000 20,001 - 25,000 25,001 - 30,000 30,001 - 35,000 35,001 - 40,000 40,001 - 45,000 45,001 - 50,000 50,001 - 55,000 55,001 - 60,000 60,001 - 65,000 65,001 - 70,000 70,001 - 75,000 75,001 - 80,000 80,001 - 85,000 85,001 - 90,000 90,001 - 95,000 95,001 - 100,000 100,001 - 105,000 105,001 - 110,000 110,001 - 115,000 115,001 - 120,000 120,001 - 125,000 125,001 - 130,000 130,001 - 135,000 135,001 - 140,000 140,001 - 145,000 145,001 - 150,000 150,001 - 155,000 155,001 - 160,000 160,001 - 165,000 165,001 - 170,000 170,001 - 175,000 175,001 - 180,000 180,001 - 185,000 185,001 - 190,000 190,001 - 195,000 195,001 - 200,000 200,001 - 210,000 210,001 - 220,000 220,001 - 230,000 230,001 - 240,000 240,001 - 250,000 250,001 - 260,000 260,001 - 270,000 270,001 - 280,000 280,001 - 290,000 290,001 - 300,000 300,001 - 310,000 310,001 - 320,000 320,001 - 330,000 330,001 - 340,000 340,001 - 350,000 350,001 - 360,000 360,001 - 370,000 370,001 - 380,000 380,001 - 390,000 390,001 - 400,000 400,001 - 420,000 420,001 - 440,000 440,001 - 460,000 460,001 - 480,000 480,001 - 500,000 500,001 - 520,000 520,001 - 540,000 540,001 - 560,000 560,001 - 580,000 580,001 - 600,000 600,001 - 620,000 620,001 - 640,000 640,001 - 660,000 660,001 - 680,000 680,001 - 700,000 700,001 - 720,000 720,001 - 740,000 740,001 - 760,000 760,001 - 780,000 780,001 - 800,000 800,001 - 820,000 820,001 - 840,000 840,001 - 860,000 860,001 - 880,000 880,001 - 900,000 900,001 - 920,000 920,001 - 940,000 940,001 - 960,000 960,001 - 980,000 980,001 - 1,000,000 1,000,000+ 1,500,000+ 2,000,000+ How Much Additional Cash do You Wish to Borrow? $ Tell Us About Your Home Purchase Is there a Specific Home You Want to Buy? * Yes No Purpose of Property * Primary Secondary Investment Vacation How Much do You Want to Put Down? * Select One 0 1 - 5,000 5,001 - 10,000 10,001 - 15,000 15,001 - 20,000 20,001 - 25,000 25,001 - 30,000 30,001 - 35,000 35,001 - 40,000 40,001 - 45,000 45,001 - 50,000 50,001 - 55,000 55,001 - 60,000 60,001 - 65,000 65,001 - 70,000 70,001 - 75,000 75,001 - 80,000 80,001 - 85,000 85,001 - 90,000 90,001 - 95,000 95,001 - 100,000 100,001 - 105,000 105,001 - 110,000 110,001 - 115,000 115,001 - 120,000 120,001 - 125,000 125,001 - 130,000 130,001 - 135,000 135,001 - 140,000 140,001 - 145,000 145,001 - 150,000 150,001 - 155,000 155,001 - 160,000 160,001 - 165,000 165,001 - 170,000 170,001 - 175,000 175,001 - 180,000 180,001 - 185,000 185,001 - 190,000 190,001 - 195,000 195,001 - 200,000 200,001 - 210,000 210,001 - 220,000 220,001 - 230,000 230,001 - 240,000 240,001 - 250,000 250,001 - 260,000 260,001 - 270,000 270,001 - 280,000 280,001 - 290,000 290,001 - 300,000 300,001 - 310,000 310,001 - 320,000 320,001 - 330,000 330,001 - 340,000 340,001 - 350,000 350,001 - 360,000 360,001 - 370,000 370,001 - 380,000 380,001 - 390,000 390,001 - 400,000 400,001 - 420,000 420,001 - 440,000 440,001 - 460,000 460,001 - 480,000 480,001 - 500,000 500,001 - 520,000 520,001 - 540,000 540,001 - 560,000 560,001 - 580,000 580,001 - 600,000 600,001 - 620,000 620,001 - 640,000 640,001 - 660,000 660,001 - 680,000 680,001 - 700,000 700,001 - 720,000 720,001 - 740,000 740,001 - 760,000 760,001 - 780,000 780,001 - 800,000 800,001 - 820,000 820,001 - 840,000 840,001 - 860,000 860,001 - 880,000 880,001 - 900,000 900,001 - 920,000 920,001 - 940,000 940,001 - 960,000 960,001 - 980,000 980,001 - 1,000,000 Over 1,000,000 Are you Looking for a Fixed or an Adjustable Loan? * Fixed Adjustable Fixed/Adj Tell Us About Yourself Select Your Credit Profile * Excellent Good Fair Poor Annual Income $ What is Your Occupational Status Employed Self Employed Retired Unemployed Monthly Debt Payments $ Select 0-249 250-499 500-749 750-1,000 Over 1,000 Have You Declared Bankruptcy * No Not in the last 7 years 1-2 years 2-5 years Your Contact Information First Name * Last Name * Email * Street Address * City * State * Select One Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Missouri Mississippi Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Zip * Primary Phone * Secondary Phone Best Contact Time * Morning on Primary Morning on Secondary Afternoon on Primary Afternoon on Secondary Evening on Primary Evening on Secondary * REQUIRED FIELDS Service and Data Privacy provided by Secure Rights Note: Secure Rights is responsible for the collection and transfer of information on this page for the purpose of completing your request. By submitting your request you agree to be contacted in accordance with Secure Rights Privacy Policy . View Secure Rights licenses . Paid Advertisement Article Make Dreams a Reality with a Home Mortgage Loan The decision to buy a home is one of the most important commitments you’ll make in your life. If you’re thinking about making the transition from renting to owning, or even buying a new house and selling an old one, many factors come into play. For most Americans looking to buy a house, financial considerations can be daunting. Home mortgage loans are available to most, but deciding which option makes most sense for your personal situation can seem a difficult task, since there are many varieties of home mortgage loans, each with its own advantages and disadvantages, and numerous companies offering advice. Submit the form above to acquire your own home mortgage loan consultant to help you get started with the mortgage process and explain which type of loan is best. Obtaining a Home Mortgage Loan Isn't So Bad When seeking home mortgage loan advice, you should know that there are essentially two types: fixed-rate loans and adjustable-rate loans (ARMs). Fixed-rated loans are very predictable – when the contract is made, the rate of interest to be paid on the loan is calculated and locked in. The interest paid on adjustable-rate loans over the years changes with the interest rate, so when rates are low, you pay less each month, but when rates are high, you will pay more accordingly. Within the two main types, there are variations to suit the specific needs of individuals, which your home mortgage loan company consultant will be happy to discuss with you in greater detail. Your consultant will also explain the fees involved in buying a house, for such necessary tasks as appraisal, closing and settlement. Most home mortgage lenders charge a “loan origination fee,” usually defined as one percent of the amount you’ve borrowed. If you haven’t got the cash to pay these fees up front, they can usually be “rolled” into your loan and paid over time. Buying a house is challenging, but it need not be overwhelming. We’re always on call to help you make the best choices for today, and for the future. Fill out the form on the very top of this page to get the ball rolling. ^ Paid Advertisement Article ^ Ad Information        Forbes.com Wireless        Reprints / Permissions        Subscriber Services        ©2004 Forbes.com™      All Rights Reserved       Privacy Statement        Terms, Conditions and Notice Search Engine Marketing by 360i, Inc.

Real Estate Investing Depot

Commercial Real Estate Directory Commercial Real EstateLinks of Interest Vandema Vandema Commercial Real Estate Home U.S. | Canada | Mexico | International Real Estate Marketing - Search engine marketing solutions. Referwork - A directory of contractors for home improvement projects. RealCash4Notes - Buyer of annuities, structured settlements, mortgage notes, business notes and commercial notes. Weekend Millionaire - A book on how to become wealthy in your spare time. Landlord's Cash Flow Analyzer - Real estate investment software to evaluate a rental property by determining cash flow, rate of return, profitability, and more. Rent Manager Property Management Software - Property management software with full accounting, work orders and utility billing features. Landlord's Source Centre - Provides legal resources, online courses, legal forms, books, eviction and collection service, advice to landlords throughout Canada, the U.S. and Europe. 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Real Estate Promo . com - Resources for real estate investors, including information on local investment clubs, realtors and mortgage brokers, reports and newsletter. Personal-Website.com - Offering custom designed websites, including domain name, web hosting, e-mail and an online web editor. Real Estate Investment Analysis Software - Commercial and residential income property analysis software for the investor and the real estate professional. Web Site Builder for Real Estate Agents - Beetown My Listings is a full-featured, fully hosted and self-managed web site builder designed for real estate agents. Land Partners - Provides land development and management services to private enterprises and government agencies, for right-of-way and site-specific projects. Propoco Inc. - Delivers value-added re-sourcing services to clients through asset management, capital planning, equipment procurement, and technology management programs. 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Lending Affiliates - Websites can earn revenues by offering mortgage sources, credit repair options, and free mortgage calculators. PowerHomeBiz.com - Small business resources to help you start, manage and grow your home business. Realhound.com - Commercial real estate tracking & analysis software. IP Ware - Investment analysis software for commercial real estate and residential investment property. SAPROP - A reference directory to assist the commercial property and industrial property owner, tenant, or manager, to locate associated services. Annuity & Insurance Gateway - Insurance Information Gateway Health, life, burial, disability, medicare supplement and long term care insurance. Lawguru.com - Legal questions, answers and research. Home & Garden Directory Page First Choice Resorts and Investments - Commercial real estate services for both buyers and sellers. Secure Commercial Real Estate - An in-depth guide to secure the physical aspects (construction details, investment grade, operations and environmental issues) of an investment opportunity. Lasertech Floorplans, BOMA for commercial realestate - LASERTECH uses advanced laser measurement and CAD technology to service the US Commercial Real Estate Industry. GoLeads: Unlimited access to over 12 million US businesses Institutional Real Estate, Inc. The Real Estate Web - Free real estate related clipart, web design help, and learning links, for those who wish to create and maintain their own Real Estate Related Website. APT Funding - Commercial Real Estate Loans. Abacus Real Estate Foreclosures - Search for real estate foreclosures in your area and get property details, photos and contact information. The RuralEstate Network Professional Education Associates - Environmental, real estate and land use publications, consulting and education seminars. Bertram and Meade International - Mortgage loans, real estate loans, commercial mortgage loans, and mortgage financing. The Paper Source - Resources for sellers, investors and brokers of private mortgages and other receivables. InvestorLinks, Comprehensive Financial Resource Website The Real Estate Pro's Internet Edge IncomeMax.com - Your Source for Making Money on the Web. Lease2Purchase.com - A lease purchase lease options creative real estate resource center. Lile Office Moving and Industrial Relocation Real Estate Cyberspace Society MyRealEstateOffice.Com - Real Estate Software & Directory Manufacturers' News, Inc. - Industrial Directory Compiler with sales Leads in Print, on Disk, and On-line. Custom Mailing Lists and Databases. RainMaker Financial Affiliates - A network of commercial mortgage brokers and lenders. Loan Masters, Inc. The Real Estate Consultant - The largest real estate resource on the Internet. Free contracts and forms, brochures, home search wizards and more. 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SPSS, Data Mining, Statistical Analysis Software, Predictive Analysis, Predictive Analytics, Decision Support Systems [ Skip Global Navigation ] Search Home Software and Solutions Customers Training Services Store Support Partners News Events About SPSS Welcome to SPSS.com. Click here to login or register on SPSS.com. Regional Web Sites Argentina Australia Austria Belgium Brazil Canada Czech Republic China Denmark Finland France Germany Greece Hungary Ireland Israel Italy Japan Lithuania Mexico Netherlands Norway Poland Portugal Russia Slovenia South Africa Spain Sweden Switzerland Turkey United Kingdom United States Enabling the Predictive Enterprise Is your organization a Predictive Enterprise? Companies that use predictive analytics experience a significant return on their investment. Learn more about the ROI that SPSS predictive analytics solutions deliver. Find out why SPSS is uniquely qualified to help your organization become a Predictive Enterprise. After modeling with Predictive Marketing, we were able to reduce our costs by 30 percent. View other customer success stories . Business Solutions Marketing Effectiveness Fraud Detection and Prevention Risk Management Operational Improvement -- Market Research Public Health and Safety Administration and Institutional Research Scientific Research Technologies Business Intelligence for the iSeries Data Mining Predictive Analytics Statistics Structural Equation Modeling (SEM) Survey Research Text Mining Web Analytics Solutions for Your Industry Education Financial Services Government Insurance Market Research Retail Telecommunications All products Papers and Demos Evaluate SPSS for Windows statistical analysis software More papers and demos News Australia's Direct Mail Provider Virid Achieves 200 Percent Campaign Profitability with SPSS Software Read More | Press Releases | News Room | Press Contacts Events Online Seminar: ShowCase Virtual User Group: "Microsoft Excel Add-ins for Essbase", January 26, U.S. Register today | More Events New! SPSS 14.0 Discover the powerful new features of the most recent version of SPSS. Learn more! SPSS Directions User Event Now on two continents! Get more information about Directions 2006 ! New! ShowCase Suite 7.0 New ways to manage your business using flexible analytics and information delivery ! Investor Relations | Worldwide Offices | Site Map | Contact Us | Terms and Conditions | Privacy Policy © 2005 SPSS Inc. All rights reserved. SPSS Inc. Headquarters, 233 S. Wacker Drive, 11th floor Chicago, Illinois 60606

Texas Land Added to

Texas, Land Added to Endangered Bird Haven (TX): The Trust for Public Land - Select State - Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Col... Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Home View by Region Central Chicago Michigan Minnesota Ohio Oklahoma St. Louis Texas Wisconsin Mid-Atlantic New England Northwest & Rockies Southeast West About TPL Support TPL City Parks Research Conservation Services Initiatives Federal Programs Local Programs Newsroom Publications Activities Jobs TPL Store HOME View by Region Central Texas Land Added to Endangered Bird Haven (TX) Contact: Benjamin Larkin, (512) 478-4644; Deborah Holle, (512) 339-9432 Hill Country Views Photo by: AUSTIN, Texas, 3/26/04: The Trust for Public Land (TPL) announced today it has preserved 96 acres of Hill Country terrain, completing the protection of the 457-acre McKeever property. Located about 30 miles northwest of Austin, the property will be included in the Balcones Canyonlands National Wildlife Refuge. TPL transferred the property from the McKeever family to the United States Fish and Wildlife Service (FWS) for permanent protection and management. The latest tract is a top FWS priority because the land provides ideal habitat for two federally protected songbirds—the golden-cheeked warbler and black-capped vireo. The primary purpose of the refuge is to conserve the nesting habitat for these endangered songbirds and other bird species which visit the area during the annual migration from breeding grounds in the United States and Canada to wintering grounds in Mexico, Central and South America. The property was purchased by FWS with funds from the federal Land and Water Conservation Fund (LWCF), which was secured by Senator Kay Bailey Hutchison, R-Texas. "We Texans are lovers of nature and the outdoors," Senator Hutchison said. "Protecting our natural habitats and wildlife is a desire we all share. I was proud to help secure these funds to enhance the Texas Hill Country and its wildlife. This effort will help protect the endangered species and unique environment of the Balcones for generations to come." "Protecting such a unique place so close to Austin, with this partnership, has been very special," said Jenny Parks, TPL project manager. "We deeply appreciate the leadership shown by Senator Hutchison, which has helped protect this special place. It is exciting that Texans now have another place where they can experience the fascinating wildlife that pass through this region." "We're thrilled to have added this ideal songbird habitat to the Balcones Canyonlands Refuge, rather than lose it to development," said Deborah Holle, refuge manager. "We value our partnership with the Trust for Public Land, and are hopeful that this relationship will continue to produce significant conservation achievements for Balcones, and allow us to provide more recreational opportunities for generations to come." The McKeever property—owned jointly by three brothers: Grant, Clark, and John, has been owned by the McKeever family for more than 50 years and has been used for ranching and family recreation. In 2002, after meeting with officials from the FWS, TPL crafted a deal with the brothers to convey shares of their property to the Balcones Refuge for permanent protection. "This has always been a special place for our family, and we're very happy that we can now share it with others," said John McKeever, part-owner of the property. "There's so much to explore out here and no other place quite like it in the state." The Balcones Canyonlands NWR was established in 1992. Currently, only 19,000 acres of the 46,000 acres needed to complete the Refuge have been preserved. Additional funds are being sought this year from the federal Land and Water Conservation Fund to purchase other significant bird habitat lands to be included in the refuge. The golden-cheeked warbler is a migratory bird that nests in only 33 counties in central Texas. Male warblers arrive in mid-March and establish territories of 3 to 6 acres. Females arrive a few days later and quickly select their mates. Male warblers sing loud and vigorously defend their territories in order to attract females. By the end of July, the warblers fly to the mountainous areas of southern Mexico and to the east-central Guatemala through Honduras to Nicaragua. During the winter, the Black-capped Vireo is found on the West Coast of Mexico. Often returning to the same area in subsequent years, male vireos arrive in Texas from late March to mid-April and set up territories that average 2 to 4 acres. Females chose mates as soon as possible after they arrive. Together, they build a single nest and participate in the incubation of the eggs. From August to September, the songbirds migrate back to Mexico for the winter. The Trust for Public Land is a national nonprofit land conservation organization that conserves land for people to enjoy as parks, gardens, and natural places, ensuring livable communities for generations to come. Since its founding in 1972, TPL has helped protect more than 1.9 million acres of land in 45 states. In Texas, TPL has protected more than 26,000 acres for communities, including areas in and around Austin, Dallas, Houston and San Antonio. The Trust for Public Land depends on the support and generosity of individuals, foundations, and businesses to achieve our land for people mission. Contact Us | Home | Donate Now | Site Map © 2005 The Trust for Public Land. All Rights Reserved. Privacy Policy

Real Estate Listing

San Francisco Chronicle: Real Estate Thursday, December 29, 2005 Search By : County | City | Address Filter By : Chronicle Ads Open Homes County Select County ****Any County Alameda Contra Costa Marin Napa San Francisco San Mateo Santa Clara Solano Sonoma City Please select a county Min. Bedrooms Studio 1 Bedroom 2 Bedrooms 3 Bedrooms 4 Bedrooms 5+ Bedrooms Max. Price No Limit 50,000 100,000 150,000 200,000 250,000 300,000 350,000 400,000 450,000 500,000 550,000 600,000 650,000 700,000 750,000 800,000 850,000 900,000 950,000 1 Million 1.5 Million 2 Million 2.5 million 3 Million Advanced Search E-mail Alerts Saved Listings -- New Home Developments New Home Videos -- Out of Bay Area Open Homes Recent Home Sales Search By : County | City | Address Enter City or Neighborhood Advanced Search Search By : County | City | Address Enter Address You may enter a full or partial address. Advanced Search Click on the map for Bay Area home sales listings. How To Guide Information to help you select and buy goods and services. - Advertorial Find a contractor and get tips from great professionals with ImproveNet.com, America's Home Improvement Resource. Bay Area school scores and profiles at Great Schools.net . SF Gate's SF and East Bay neighborhood guides. Bay Area Maps Real Estate and Rental display ads from the Chronicle. See the Chronicle's New Homes Section. Save Searches, Listings, & Activate E-mail Alerts! View All Featured Properties Today's Rates Product Avg. Rate 30-yr Fixed 6.020 15-yr Fixed 5.394 30-yr Fixed Jumbo 6.146 5/1 ARM 5.525 Current Mortgage Rates Mortgage calculators Apply to online lenders Rates current as of 12/29/2005 powered by MortgageTrak Surreal Estate An overwrought home for the holidays Carol Lloyd Best of a bunch Real estate authors were prolific in 2005 Robert J. Bruss At the end of each year, it is my custom to select the 10 best real estate books out of the hundreds of published that year. This article takes 52 weeks to prepare because I read at least one real est... Clarification on home-sale tax exemption Robert Bruss Q: I am confused about your answer to a home seller who wants to add her mother to the title. You said the mother would be eligible for an Internal Revenue Code 121 principal residence sale tax exempt... Normal wear and tear covers reasonable use of unit Robert Griswold Answers are provided by Robert Griswold, a property manager certified by the Institute of Real Estate Management and author of "Property Management for Dummies"; and lawyers Steven R. Kellman, directo... Transbay planners see new landmark Dan Levy Transbay Terminal planners are viewing their controversial idea for a new San Francisco high-rise as nothing less than the signature building of our time -- much like the Transamerica Pyramid defined ... Holidays evoke true meaning of home Carol Lloyd "I just want to bake a Christmas ham," says my friend, a slight note of desperation rising in her voice. "Is that so much to ask?" She has just confided that because of her husband's 8-year-long, self... HOME SALES FOR 5 BUSINESS DAYS Alameda County Total sales as of Dec. 7 484 Median price $590,000 . Contra Costa County Total sales as of Dec. 7 489 Median price $576,500 . Marin County Total sales as of Nov. 22 81 Median price $808... Perry turns pretty profit on compound Actor buys condo after selling his Beverly Hills home Ruth Ryon Former "Friends" cast member Matthew Perry has racked up his second big deal of the year. The actor, 36, sold his Beverly Hills-area home for $6.1 million. He purchased it in 1999 for $3.2 million. Wh... Real reading -- best of a big bunch Robert J. Bruss "Reverse Mortgages for Dummies" By Sarah Glendon Lyons and John E. Lucas Wiley, $16.99, 249 pages This is the best of several excellent 2005 books about the pros and cons of tax-free reverse mortgage ... ARM indexes CHART: BC: . Last Previous Year Index week week ago 6-month CD 4.62 4.61 2.67 6-month T-bill 4.22 4.18 2.46 1-year TCMS(Y) 4.34 4.35 2.66 3-year TCMS(Y) 4.39 4.42 3.18 1-month LIBOR 4.38 4.37 2.41 6-m... Ignorance no excuse in avoiding foreclosure Kenneth Harney What would happen if you got sick or suffered a drastic loss of household income in 2006, and then fell seriously behind on your mortgage payments? Think about that, even for just a moment, because no... Solar power for the home a hot deal in 2006 Tax incentives can help cut energy bills Jennie L. Phipps If the thought of rising energy bills has you rushing out to buy insulation, hold off a week until after New Year's Day, when the recently enacted Energy Tax Incentives Act of 2005 kicks in. The act i... Real Estate: Neighborhood Homes Sold . Sunday, December 25, 2005 Back to... Help | Contact us | Privacy ™ ©2005 Hearst Communications Inc. --