Real Estate Broker License

California Department of Real Estate: Real Estate Broker License California Home DRE Home What's new About DRE Careers at DRE DRE Records Consumers Escrow Violations Examinees Licensees Subdivisions Real Estate Law Regulations Publications Forms FAQs Links Index Department of Real Estate My CA Real Estate Broker License indicates an item is in Portable Document Format (PDF). You will need Adobe Reader (or an Adobe Acrobat product) to view it. Click on the icon below to download a free copy of Adobe Reader. Click here for information about using Adobe Reader. Minimum Requirements to Apply for the Broker Exam and License To obtain a real estate broker license, you must first qualify for and pass a written examination. Those who pass the examination are provided a license application which must be submitted to and approved by the DRE. For complete statutory requirements and qualification patterns, see Instructions to License Applicants . Age : To apply for a license, you must be 18 years of age or older. Residence : License applicants must provide Proof of Legal Presence in the U.S. If not a California resident, see Out-of-State Applicants . Honesty : License applicants must be honest and truthful. Conviction of a crime may result in the denial of a license. Failure to disclose any criminal violation or disciplinary action in an applicant's entire history may also result in the denial of a license. For further information, see Help Avoid Denial of Your License Application and Application Eligibility Information (RE 222) . Experience : A minimum of two years full-time licensed salesperson experience within the last five years or the equivalent is required. For further information, see Documenting Experience Requirements for the Broker Examination . Education : Applicants for a real estate broker license examination must have successfully completed the following eight statutorily required college-level courses: Real Estate Practice Legal Aspects of Real Estate Real Estate Finance Real Estate Appraisal Real Estate Economics or Accounting And three* courses from the following group: Real Estate Principles Business Law Property Management Escrows Real Estate Office Administration Mortgage Loan Brokering and Lending Advanced Legal Aspects of Real Estate Advanced Real Estate Finance Advanced Real Estate Appraisal Computer Applications in Real Estate Common Interest Developments * If both Real Estate Economics and Accounting are taken, only two courses from the above group are required. Continuing education offerings do not satisfy the college-level course requirements for this examination. Each college-level course must be a minimum of three semester-units or four quarter-units. The courses must be completed prior to being scheduled for an examination. Copies of official transcripts are generally acceptable evidence of completed courses. Transcripts of other courses, submitted as an equivalent course of study in lieu of the statutory courses, must be accompanied by an official course or catalog description in order to be evaluated. Broker qualification courses must be completed at an institution of higher learning accredited by the Western Association of Schools and Colleges or by a comparable regional accrediting agency recognized by the United States Department of Education, or by a private real estate school which has had its courses approved by the California Real Estate Commissioner. Courses completed through foreign institutions of higher learning must be evaluated by a foreign credentials evaluation service approved by the Department of Real Estate. See Examination Applicant Foreign Education Information (RE 223) . NOTE: Applicants who have completed the eight college-level courses statutorily required for the broker examination and license are eligible to take the salesperson examination without providing further evidence of education or experience. Back to Top of Page Conditions of Use | Privacy Policy | Tech Problems 2003 State of California This page last modified on Wednesday, November 02, 2005

Home Mortgage

Refinance your Home Mortgage Loan or Home Purchase Loan for Debt Consolidation Ameriquest offers home purchase and mortgage refinanceloans. Refinance today to consolidate debt, lower your monthly paymentsand get cash out. Call for a Loan Today: 1-888-436-7571 Search Loan Purpose Refinance Consolidate debt Cash out Improve my home Purchase a home Other State AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY Ameriquest Racing Ameriquest announces its primary sponsorship of Roush Racing® in the 2006 NASCAR® Busch Series . >> Learn More RollingStones A Bigger Bang Get tour dates and other info about their 2005 North America tour . >> LearnMore Ameriquest In Your Community Making a Difference Where We Live! We support numerous community initiatives and encourage employees to participate in a range of worthy causes. >> Learn More Hurricane Katrina/Rita Assistance Ameriquest is committed to helping those affected by the hurricanes. Customers: If you have an Ameriquest loan and you have been impacted by the hurricanes, please call (800) 430-5262. >> Read More Associates: We are concerned about the well-being of our associates and we’re standing by to assist. If we haven’t been in contact with you since the disaster, please contact us at (800) 640-5262. Ameriquest has partnered with HomeAid. Join us in contributing to the Gulf Coast Rebuilding Fund. Use Our Online Calculators To: CONSOLIDATE YOUR DEBT PAY OFF YOUR MORTGAGE BY RETIREMENT REFINANCE AND GET CASH BACK LEARN WHAT YOUR CREDIT CARDS ARE COSTING YOU Find a Local Branch We have more than 150 locations nationwide. Zip Code AsSeen in Money Magazine Mortgages 101: A Pocket Guide to Netting the Mortgage That's Right for You >> DownloadNow Best Practices Ameriquest is leadingthe industry with their Best Practices Policy. >> ReadMore Ameriquest Mortgage Company is an Equal Housing Lender. Licensing | Legal © 2005 Ameriquest Mortgage Company. Trade/servicemarks are the property of Ameriquest Mortgage Company and/or its subsidiaries. All rights reserved. Ameriquest Mortgage Company, 1100 Town & Country Rd. Suite 1100, Orange, California 92868. (714) 541-9960. Refinance with Ameriquest Mortgage Company Ameriquest Mortgage Company specializes in refinance loans, homemortgage loans, and new home purchases. Ameriquest Mortgage can help you consolidate your debt and lower your monthly payments , evenif you have less than perfect credit or bad credit . Ameriquest Mortgage gives you everything you need to get the loan that's right for you – including your own Personal Mortgage Specialist . Fill out our easy loan request form and a local Mortgage Specialist will contact you about your loan options .They'll help you fill out all your paperwork, even your loan application . Refinance Now Refinance now while mortgage rates are still low. Getthe cash you need to make home improvements and consolidatedebt . Your overall monthly payments will be reduced and mayeven be tax deductible . Compare our interest rates with other top mortgage lenders such as ING Direct , eLoan , Countrywide , New Century , Full Spectrum , Ditech.com , and IndyMac Bank . Ameriquest Mortgage is a sponsor of Major League Baseball(MLB) including these teams: Padres, Angels, Dodgers, A's, Mariners,Twins, Orioles, Nationals, Mets, Astons, Rangers, Marlins and the DevilRays. Ameriquest Mortgage is a sponsor of the New York Jets National Football League (NFL) team. Ameriquest Mortgage is the sponsor of the Miller Lite / Ameriquestdragster, driven by Larry Dixon and owned by Don "the Snake"Prudhomme for the NHRA . Ameriquest Mortgage is the title sponsor of the Ameriquest300 NASCAR Busch Series race (September 3, 2006 at California Speedway.) Ameriquest Mortgage Company is proud to present the RollingStones A Bigger Bang Tour. The tour will visit more than 25 citiesin North America and kicked off August 21 in Boston's Fenway Park. Enterour sweepstakes for a chance to win a trip for two to see RollingStones live in concert. The LuisMiguel Mexico En La Piel Tour is presented by Ameriquest MortgageCompany . As seen in Money Magazine . Download ourMortgages 101 booklet. This pocket guide will help you find the mortgagethat's right for you. At Ameriquest , we support numerous nonprofit initiatives includingHabitat for Humanity, Big Brothers Big Sisters and the Fulfillment Fund.Ameriquest also has 2 airships (blimps), AmeriquestAirship 'Freedom' and AmeriquestSoaring Dreams Airship . You may have also seen our Do the Math Infomercial with Chuck Woolery where the benefits of Refinancing are easy as 1, 2, 3. Calculate how much you can lower your monthlypayments by refinancing – and hear from real people who'vedone it themselves. Ameriquest Mortgage offers other consumer tools including a MortgageDictionary , and various mortgage calculators . Find AmeriquestMortgage.com and Ameriquest.com on themajor search engines and sites such as Google , Yahoo , MSN , AOL , Ask Jeeves , and Ebay . Ameriquest has over 150 local branches nationwide andoffers local branch listings includingdirections served by MapQuest . To request a loan , you canvisit one of our local branches , call us toll free at 888-436-7571or click here .

Denver Real Estate Site

Colorado buyer broker specializing in Denver metro real estate Relocation buyers need extra help, learning about the area, schools, drive times and finding the best neighborhood to suit your lifestyle isn't easy. I can assist you with a relocation package tailored to your needs. [ Click Here for More ] Personalize your search and have results delivered to your inbox daily. This HomeFinder service is the most popular of all. [ Click Here for More ] Select featured homes offering a virtual tour, so you can enjoy a tour from the comforts of your home anytime, day or night. [ Click Here for More ] only search Denver Real Estate Site Buyer Broker When you begin your hunt for a home, it's a good idea to have a professional on your side. Instead of "going it alone" you can hire a "buyer representative" to help guide you through the process. A buyer representative will ad value to the transaction as a counselor, communicator, analyst and advocate, providing the knowledge and skill to interpret information and coordinate the process. A buyer representative, also known as a buyer's agent or buyer's broker can save you time and money by helping you focus on properties that fit your criteria. When the right home is found, the buyer representative will know how to package your offer so you get the house you want. In most circumstances the buyer's agent does not cost the buyer, as the seller's agent shares in their compensation. So after considering this, why not hire your own buyer's representative and have some one on YOUR side? How do I determine if my agent will make a good buyer's agent? Agency disclosure: an agent should disclose "how" they can represent you and give you a choice. A good agent should listen to your needs and respect them. A good agent will ask questions, get to know you , your lifestyle and help evaluate those needs to locate the best property for you. A good agent will familiarize you with the market, prices, locations, conditions so you will feel confident that you are doing the right thing when it comes time to purchase. Look for the designation ABR. This means the agent has taken special training, provided a list of successfully closed transactions and has kept up - to - date on changes in the business of representing the buyer to a higher level. That's a skill you need. ABR stands for Accredited Buyer Representative. What will a buyer's agent do for me? A buyer's agent can show you homes that are currently on the market, homes for sale by owner, new construction homes offered by builders and homes that may not be on the market yet. A buyer's agent will provide market data to help you establish an offering price. A buyer's agent can help you structure your offer, not by price alone, but by other factors, terms and conditions A buyer's agent will negotiate on your behalf. A buyer's representative will structure strategy to create a winning scenario. (It may not by about price, it could be getting the house when you are competing with other bidders!) Much happens between writing an offer and closing, a buyer's agent will attend to the details in a timely manner. Making sure the transaction GETS to closing. Review the Colorado Buyer Broker Agreement To be legal all real estate agreements must be in writing. If you are interested in reading the Colorado Buyer Agency agreement, you can download it here . Your computer will need to have Adobe Reader installed. Ifyou do not have Adobe Reader installed on your computer, you can click here to download it for free . Do you have more questions? Please call my toll free number... You are welcome to call me to discuss the Buyer Agency agreement or any other question you may have about Colorado Real Estate or Denver real estate for Denver and the metro area. I only ask that you are inquiring about Colorado and not states where I am not licensed. I cannot help you with real estate questions not relating to Colorado! Continue to Financing Your Home . [ Click Here for More ] Home Buying Directory Buyer Broker Down Payment How to Qualify for a Mortgage Loan Application Locking in Interest Rate Earnest Money Loan Application Checklist Fico Scores Moving List Moving Pets What is PMI? Finance Glossary Financing Your Home Reverse Mortage Home Buying Process Closing Costs Kristal Kraft , ABR, CIPS, CRS Licensed real estate broker selling Colorado Since 1984 The Berkshire Group Realtors, Inc. 3801 E. Florida Ave, Suite 502, Denver, Colorado U.S.A. 80210 800-319-7738 toll free | 303-589-2022 direct | 720-554-7961 fax E-mail: Kristal Kraft, Realtor 1998-2005, © Reflective Motion Inc. | Privacy Policy | Site Credits | Disclaimer | Site Map ~2 ~3 ~4 Denver Relocation | Buy a Home In Denver | Sell a Home in Denver | Denver Map | Denver Neighborhood Profiles | Denver Sales Statistics | International Real Estate | A Bio | My Favorite Places | Real Estate Resources Denver Loft Homes | The Berkshire Group | Buy and Sell Denver | We Sell Denver | Denver Colorado Real Estate | Denver Blog