Denver Real Estate

Boulder Real Estate, Denver Real Estate, Boulder County Real Estate, Ed Schultz, Relocation, Denver Relocation, COlorado relocation, Denver investment property, Investment property Homecard, house finder, colorado listings, House Hunt, househunt colorado, relocation, california relocation, colorado relocation Welcome to my Web Site! This website is here to provide you an online tool to begin the search for your next move in real estate. Real Estate is more than a job for me - It is a lifestyle and full time endeavor . I am an active investor, builder and real estate professional and approach each transaction with the same energy as if it were my own. Whether you're an experienced investor or a first time home buyer, I'll work with you to find the "right" property, structure an offer, negotiate and put together the best financing package. All the while, I will help you to understand the complexities involved in making an informed real estate decision. Feel free to browse through this site to explore the great communities of the Colorado Front Range. This web site is here to provide you an online tool to begin the search for your next move in real estate. Please note I focus on the Boulder/Denver area and specialize in the communities of Denver, Boulder, Louisville and Broomfield. . Join my mailing list to receive great real estate updates. Your email: Ed Schultz Cell: (720) 495-3889 Fax: (720) 472-4410 email: Homes@edschultz.com RE/MAX Horizons Group 11001 W. 120th Ave. Ste. 240 Broomfield, CO 80021 View rates and Mortgages on Home Loans Web Site Design and Hosting Provided By: Advanced Access © 1998-2005

Denver Real Estate

Denver Real Estate - Find Homes in Denver at REALTOR.com Denver Real Estate Find Homes For Sale In Greater Denver, Colorado 4487 Listings in this area Select an area of Denver Select from the list below to search for homes and real estate in Greater Denver DCW-Douglas County West JFS-Jefferson County South JFW-Jefferson County West (Golden) JSC-Jefferson County South Central MCC-Clear Creek County MCP-Mountain Conifer Pine MEN-Mountain Evergreen North MES-Mountain Evergreen South MJC-Central Jefferson County Mtn MJS-South Jefferson County Mtn MPC-Mountain Park County MPE-Mountain Evergreen East Other Areas To select two or more, hold down control key (command key on a Macintosh) while clicking mouse. or... Enter the MLS # Search in popular metros: Atlanta | Austin | Boston | Chicago | Dallas | Denver | Houston | Las Vegas | Long Island | Los Angeles | Memphis | Miami | New York City | Orange County | Palm Beach | Phoenix | Sacramento | San Diego | Seattle Site Map | Corporate News & Info | Contact Us | Advertise With Us | Join our staff Terms of Use and PrivacyPolicy . 1995- NATIONAL ASSOCIATION OF REALTORS and Homestore, Inc. All rights reserved. Equal Housing Opportunity REALTOR.com is the official site of the National Association of REALTORS and is operated by Homestore, Inc. REALTOR -- A Registered collective membership mark that identifies a real estate professional who is a member of the National Association of REALTORS and subscribes to its strict Code of Ethics. Inquiries regarding the Code of Ethics should be directed to the board in which a REALTOR holds membership.

Real Estate Loan

Refinance Your California Mortgage Loan Looking to refinance a California Mortgage Loan? You've come to the right place - Apply Online or Call Us Today at 1-888-835-0761 Apply Online Now Or Call Us Today 1-888-835-0761 Refinance Home Purchases Debt Consolidation Loan Home Equity Loan Bad Credit Mortgage Mortgage Calculator Privacy Policy "Take Command Of Your Home Financing..." Call Us Today Or Fill OutOur Online Application To Get Started CALL TOLL FREE! 1-888-835-0761 Do You Really Need 4 Mortgage Offers - or Just The Best Offer? We don't sell your information to multiple brokerages and call it 'competition' One low offer that best suits your California mortgage needs Experienced loan officers with complete knowledge of mortgage financing No hassles or obligations - just great service! Refinance? Purchasing? Home Equity Loan? Fill out the online application below and'Take Command of Your Home Financing!' Personal First Name: Last Name: Address: City: State: Select One AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY Zip Code: Phone Number: Email Address: Best Contact Time: Select One Morning Afternoon Evening Weekends Anytime We don't sell, lease, trade, rent, or otherwise disclose your information.For details see our Privacy Policy For any of your real estate home values visit USFreeAppraisals...as well, here's another California Mortgage Loan page...Visit JoelRealEstate at Orange County Real Estate . As well, be sure to visit our Los Angeles Real Estate resource for more Southern California Real Estate info. We recommend 123Refi for all of your mortgage prequalification and California Mortgage Loan needs.This is our Utah Mortgage Loan resource and this is our Nevada Mortgage Loan online resource. You can also visit this site for any of your Colorado Mortgage Loan inquiries. If you are interested in purchasing an auto dialer then click to this page. Loan Information Property Value: Occupancy: Select One Primary Residence 2nd Home Investment Property Property Type: Select One Single Family Residence Condo Townhome/PUD Duplex or Multi-Unit Will You Have A Co-Borrower? Yes No Monthly Debt: Your Credit: Select One Excellent Good Fair to Good Fair to Below Average Bad Bad with Bankruptcy Monthly Income: I can verify this income through either past 2 years W-2's, past 2 years Tax Returns, or past 12 months Bank Statements. I choose not to verify this income and prefer a 'Stated Income' option. For Refinance and Home Equity Loans Current Loan Amount: Current Interest Rate: Fixed Rate or Adjustable? Any Cash Out? Is this strictly a 2nd mortgage? For Purchases and Prequalification Amount Available for Downpayment: If you prefer a 'Zero Down' option, what is the amount of your total liquid assets (savings, 401k, stocks, etc): If this is a Prequalification, what is your maximum desired monthly payment? Area Interested in Purchasing: Are you working with a Realtor? Yes No Find Out How To Beat The Banks -Read Below For Details... "The service was great and so was my rate!There weren't any hassles at all - they listenedto my concerns, answered all of my questions,plus I got a better rate than I expected." Thanks again, G. Frederickson POINTS EXPLAINED What are points and when,if ever, does it make senseto pay them? FEES EXPLAINED What are the 'real' costs ofmy California Mortgage? This will help explainexactly where your money is going - and where it shouldn't be going... Mortgage Programs Explained... Fixed Rate Mortgage What does the term 'Fixed Rate' specifically mean and what are the benefits of having a Fixed Rate Mortgage? Balloon Mortgage What is a Balloon Mortgage? When would it make sense for you? Adjustable Rate Mortgage Also known as ARM's or Variable Rate Mortgage. Explains advantages, common terms; what is a Negative Amortization Mortgage (Neg-Am); includes an 'Index Table' that explains Prime Rate, CODI, COFI, CMT, MTA, and LIBOR. Home Equity Loan - 2nd Mortgage Explains the difference between a Home Equity Loan (Home Equity Line of Credit or 'HELOC') and a 2nd Mortgage, as well as which may be best for you. FHA - VA Mortgage Covers government sponsored programs and their benefits. Includes FHA, VA, Cal Vet, as well as other state specific and local programs. Documentation Options What are the differences between Full Documentation (full doc), Limited Documentation (Limited Doc or 'Lite Doc'), Stated Income and 'No Income No Asset' (NINA) programs? How Can We Help You 'Beat The Banks'? It's simple: click on any of the banks listed to the right andwe will package your California Mortgage Loan with that bank according to theloan program of your choice - but we'll beat their published rate by .25% and won't charge you any more than the fees that particular bank normally charges. Click here for details or click on the bank of your choice to get started. Mortgage Calculators Mortgage Payment Compare Current Mortgageto New Mortgage Offer Compare Up To 4 Mortgage Programs Call Today For A FREE QUOTE 1-888-835-0761 Beat The Banks!!! Bank of America Washington Mutual Countrywide Wells Fargo Greenpoint Chase New Century GMAC National City © 2005 123Refi.net

Property Listings , Golf

Crystal Mountain Michigan - Northern Michigan real estate listings, Northern Michigan property, Northern Michigan properties, Midwest real estate, Traverse City real estate listing, Traverse City real estate listings, Benzie County real estate listings Midwest and Northern Michigan Real Estate Listings and Properties at Crystal Mountain New Projects Vision 2010 Crystal Quarters Homes & Building Sites Condominiums View Current Listings RCI Vacation Exchange About Benzie County Construction Photos Looking for the perfect northern Michigan resort property? Located in Benzie County, not far from Traverse City, Michigan, Crystal Mountain has a number of northern Michigan real estate listings ranging from hotel rooms and condominiums to resort homes and northern Michigan building sites to suit your needs. Below is a list, by category, of all northern Michigan real estate properties currently available through Crystal Mountain Realty. For more information, contact us by e-mailing us at properties@crystalmountain.com , or by calling us at (800) 968-2911. Hotel Suites Condominiums Townhomes Cottages Homes Building Sites Hotel Suites Offered At: $109,900.00 COLONYSTUDIO #160 : Popular studio unit at the base of the slopes adjacent to Kinlochen Lodge. First floor unit on slopeside, whirlpool tub, fully furnished. Excellent rental history makes this an affordable four-season retreat. click for larger/additional photos Offered At: $112,900.00 COLONY STUDIO #256 : Popular studio unit at the base of the slopes adjacent to Kinlochen Lodge. Second floor on slopeside, whirlpool tub, 2 queen beds, fully furnished. Excellent rental history makes this an affordable four-season retreat. Completely remodeled in 2004 with lodge-style dcor. click for larger/additional photos Offered At: $121,900.00 HAMLET STUDIO #144 : Popular Hamlet studio unit enjoys first floor convenience and is just steps away from the slopes, pools, golf pro-shop, restaurants and future village center at Crystal Mountain. Fully furnished and completely renovated in 2002. Double whirlpool, 2 queen beds, convenient kitchenette, small outside deck and excellent rental history are but a few of its outstanding features. click for larger/additional photos Offered At: $129,900.00 HAMLET STUDIO #174 : At the base of the slopes, this popular studio offers easy access to all resort amenities and has recently had extensive interior renovation. Kitchenette, whirlpool, fully furnished and an attractive rental history. Adjacent to future village center. click for larger/additional photos Offered At: $129,900.00 HAMLET STUDIO #248 : Central location makes this suite a favorite accommodation of resort guests year round. Excellent rentals, fully furnished & completely remodeled. Double whirlpool, two queen beds, kitchenette and heat/ac unit. click for larger/additional photos Offered At: $132,900.00 HAMLET STUDIO #249 : In the center of everything! This popular studio unit offers wonderful ski slope views and and is just steps away from the slopes, pools, golf pro-shop, restaurants and future village center. Fully furnished, double whirlpool, two queen beds, convenient kitchenette, small outside deck and an excellent rental history. Sale also includes initiation fee into Four Seasons Club at the basic level. click for larger/additional photos Offered At: $132,900.00 HAMLET STUDIO #349 : Popular Hamlet studio unit enjoys first floor convenience and is just steps away from the slopes, pools, golf pro-shop, restaurants and future village center at Crystal Mountain. Fully furnished and completely renovated in 2002. Double whirlpool, 2 queen beds, convenient kitchenette, small outside deck and excellent rental history are but a few of its outstanding features. click for larger/additional photos Offered At: $137,500.00 HAMLET STUDIO #343 : This suite enjoys one of the best ski slope views and and is just steps away from the slopes, pools, golf pro-shop, restaurants and future village center. Fully furnished, double whirlpool, two queen beds, convenient kitchenette, small outside deck and an excellent rental history. click for larger/additional photos Offered At: $139,900.00 COLONY STUDIO #159 : The perfect getaway for two. This self-contained suite has a full kitchen, queen bed & queen Murphy bed, timbered mantle fireplace, sitting area, and a private bath. The Colony offers maximum convenience due to its location at the base of the slopes and adjacent to Kinlochen which houses Crystals Nordic/golf pro shop and the popular Thistle Pub & Grille. Year round rental appeal. click for larger/additional photos return to top Condominiums Offered At: $112,900.00 KINLOCHEN #340C - 1 BR/1 BA : The most peaceful corner of legendary Kinlochen-Skibo 340C. Very spacious kitchen/living area at the base of the slopes and overlooking Betsie Valleys #18 golf hole! Fireplace, whirlpool, sleeps six. Tuck away to your private, one-bedroom quarter ownership just steps away from Crystal Mountains new water park, the golf course, and the ski slopes-fun for every season. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $112,900.00 PINEHURST STUDIO #453 : The perfect weekend getaway spot. Studio unit on the 18th fairway. Near the slopes, pools and restaurants. Vaulted ceiling, kitchenette, double whirlpool, and all nicely redecorated in 2003. Excellent rental unit. click for larger/additional photos Offered At: $122,900.00 KINLOCHEN #237D - 1 BR/1 BA : Kellie Castle offers an exciting location for all seasons with its expansive ski slope view and large deck for lounging in the sun. This one-bedroom quarter ownership unit sleeps 6 and features a full kitchen, cut stone fireplace, whirlpool tub, owner's ski locker and is tastefully decorated. Luxurious accommodations and a vacation ownership property that really makes sense. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $142,900.00 KINLOCHEN #240A - 2 BR/2 BA : Luxurious quarter ownership unit with over 1,250 square feet of living space. This unit features a large great room with radius windows in the living area and a gas fireplace, well-equipped kitchen, private balcony off the master suite and spacious guest bedroom. A premier location in an elegant lodge at the base of the slopes. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $154,900.00 KINLOCHEN #236A - 3 BR/2 BA : Beautifully furnished quarter ownership condo with a delightful view of the #1 Betsie Valley tee and ski slopes. At the base of the slopes just steps away from pools and resort amenities. Private owner storage, popular rental & RCI property. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $169,900.00 KINLOCHEN #239C - 3 BR/2 BA : Premier location! This unit enjoys a commanding view of the ski slopes from the living area, bedrooms and balcony. Elegant lodge feeling with features including a full kitchen, fireplace, whirlpool tub and a floor plan for active families. With CQ ownership you can enjoy a week every month forever and this sale includes 2 years of unlimited skiing for your family through the Four Seasons Club. click for larger/additional photos Offered At: $174,900.00 INN AT THE MOUNTAIN #205 - 1 BR/1 BA : This one-bedroom suite is in a great location at the base of the slopes and adjacent to the pools, conference center and main lodge. All units share a cozy fireplace lounge on the main level and laundry on second level. Unit features a private bedroom, wall bed in living room, double whirlpool, kitchenette, fully furnished and redecorated in 2003. Excellent rental history. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $176,900.00 INN AT THE MOUNTAIN #102 - 1 BR/1 BA : An ideal location in the heart of the resort. This attractive suite is larger than most, handicap accessible, and features a private bedroom, comfortable living room with seating area and a queen Murphy bed, spacious bathroom, kitchenette, and a private balcony. Just steps from the indoor pool, outdoor water pool & playground, dining and the ski slopes. Sunny southern exposure with views towards the future Crystal Village. Excellent rental history. click for larger/additional photos Offered At: $184,900.00 PINEHURST #452 - 1 BR/1 BA : Spacious condo on 18th fairway near the slopes and Kinlochen. Upper unit privacy with vaulted ceilings, fieldstone fireplace, double whirlpool tub and attractive rental history. click for larger/additional photos Offered At: $198,500.00 WINTERGREEN #501 - 2 BR/1 BA : Attractive 1st floor overlooking the Betsie Valley #1 tee. Enjoy maximum convenience to Kinlochen. Conveniently located near the ski slopes & XC trailhead and adjacent to the Waters Edge complex. Double whirlpool, complete kitchen, nicely appointed living area w/ walkout deck, fully furnished & attractive year-round rental history. click for larger/additional photos Offered At: $224,900.00 WINTERGREEN #530 - 2 BR/2 BA : Attractive upper end unit in a very private location adjacent to a wooded setting with views of the pond and fairway of Betsie Valley #10. Fully upgraded in 2002. click for larger/additional photos Offered At: $225,900.00 WINTERGREEN #503 - 2 BR/2 BA : Right across from Kinlochen, the base of the Buck lift, and overlooking the #10 tee of the Betsie Valley course. Fully furnished featuring vaulted ceilings, gas fireplace and a complete kitchen. Come summer, you're located steps from the new Water's Edge pool & park complex. click for larger/additional photos Offered At: $226,900.00 WINTERGREEN #517 - 2 BR/2 BA : Conveniently located w/ an upper sun deck. Complete kitchen & master suite with king bed, double whirlpool & private bath. Guest bedroom w/ queen bed, living room w/ natural fireplace and queen sofa-sleeper. Golf course and XC ski trail views, easy access to the Peak indoor pool and fitness center, Water's Edge outdoor pool & park, and downhill ski lifts. Fully furnished, popular rental. click for larger/additional photos Offered At: $234,900.00 WINTERGREEN #538 - 2 BR/2 BA : Special location overlooks the #12 Betsie Valley green and the Water's Edge entry pond & park area. Private and wooded, yet just steps from the resort center. Enjoy views of the slopes from the master suite and sun deck. Newly remodeled, beautifully finished interior and excellent rental potential. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $238,900.00 WINTERGREEN #529 - 2 BR/2 BA : Spacious condo overlooking the Betsie Valley #10 fairway & green. South facing, with pond & lighted XC views. Steps from the new Water's Edge pool & park complex and resort center. Fireplace, fully furnished & excellent rental. click for larger/additional photos Offered At: $239,900.00 PINEHURST #422/423 - 2 BR/2 BA : Spacious, overlooking the #18 fairway of the Betsie Valley golf course and steps from Kinlochen, Peak pool/fitness center & the new Waters Edge water playground. Flexible floor plan enables occupancy as 2 separate units studio & 1-BR OR 2-BR. Fieldstone fireplace, full kitchen, dining room w/ bay window and generous living room w/ walkout deck. Master suite with private bath & entry. Fully furnished & excellent rental history. click for larger/additional photos Offered At: $242,900.00 WINTERGREEN #534 - 2 BR/2 BA : Well-maintained and updated unit in a nicely wooded location with a view of the 12th green. Adjacent to the Park & Pool at Waters Edge, this upper end unit has an enclosed loft for privacy and a washer/dryer for convenience. Enjoy full ownership of this wonderful property with an option to exchange it worldwide through RCI. click for larger/additional photos Offered At: $287,900.00 PINEHURST #454/455 - 2 BR/2 BA : The warmth of an up-north cabin uniquely designed as a carefree vacation home. This 2-bedroom, 2-bath Pinehurst condominium enjoys upper end unit privacy with views of the 18th fairway just steps from the Kinlochen Lodge and base of the slopes. Full kitchen, fieldstone gas-log fireplace, vaulted ceilings with skylight, whirlpool tubs and a lock-off studio feature that makes this a popular rental property and wonderful vacation retreat. click for larger/additional photos Offered At: $289,900.00 PINEHURST #444/445 - 2 BR/2 BA : Spacious 1st floor condo w/ private deck overlooking the 18th fairway of the Betsie Valley golf course & lighted XC trails. Steps from the Buck ski lift & Kinlochen. Rich color palette, stone fireplace, vaulted ceilings. Double whirlpools & showers in both baths, master suite w/ kitchenette, king bed & private entrance. Excellent rental history. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $374,900.00 PINEHURST GREEN #460 - 4 BR/3 BA : This spacious whole-ownership townhome is located right in the heart of the resort, just steps from the slopes, pools, golf/Nordic pro shop and restaurants. Features include living and family rooms both with fireplaces, a game room, full kitchen, first-floor laundry and master suite with oversized whirlpool, sauna, wet bar, ample owner storage and a sun deck overlooking the #18 fairway of the Betsie Valley course. Year-round rental potential. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos return to top Townhomes Offered At: $394,900.00 MOUNTAINSIDE #615 - 4 BR/3 BA : Prime location overlooking the Betsie Valley Golf Course #9 hole and near ski-in/out trail. This newly refurbished and fully furnished townhome has a large south-facing deck overlooking the fairway and a spacious living room with vaulted ceiling and cozy fireplace. Master suite with double whirlpool & dressing vanity, fully equipped kitchen, and a 1-car garage for owner storage or use. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $424,500.00 MOUNTAINSIDE #601 - 5 BR/4 BA : Exceptional townhome overlooking the 18th green of the Mountain Ridge course. Recently renovated and fully furnished. Features a loft, 2 fireplaces, large family room, 2-car garage and large deck. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $434,900.00 MOUNTAINTOP #727 - 3 BR/3 BA : Just steps from the peak of the mountain w/ inspiring westerly views overlooking the Betsie River valley. Tiled entryway, fireplace, whirlpool, washer/dryer, tastefully decorated and fully furnished. Attractive rental and RCI exchange property. New private outdoor pool & grilling area. Sale includes 2 years ski membership in Four Seasons Club for 2 adults & 2 juniors. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $439,900.00 MOUNTAINTOP #726 - 3 BR/3 BA : Downhill skiing just steps from your door, and a new, private pool & picnic pavilion in your front yard. Couple this with long southwestern views over the beautiful Betsie River Valley, and you realize that MountainTop living is hard to beat! This gracious townhome features a private master suite with full bath & whirlpool, tiled entry & baths, main level fireplace, private deck, washer/dryer, ample owner storage, and a lower level outfitted for fun, including foosball and a game table. The home is fully furnished, qualified for RCI vacation exchanges, and has excellent rental potential. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $445,900.00 MOUNTAINSIDE #614 - 5 BR/4 BA : Wonderful 5-bedroom/4-bath townhome. New lower level finish and furnishings in 2003 with two fieldstone fireplaces and a large family room. Fully furnished and good rental history. Total renovation on main and upper floors in December 2004. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos return to top Cottages Offered At: $146,900.00 WATER'S EDGE #309D - 2 BR/2 BA : Adjacent to the Pool & Park at Waters Edge, and only steps from the ski slopes, dining and indoor pool & fitness center. This spacious 1/4 ownership cottage has a master suite with private bath, guest bedroom with 2 queen beds and an adjoining bath, full kitchen, laundry, screened porch, sun deck, and a vaulted great room with a cozy stove and a window seat overlooking the creek. Simple & clean this is a place for retreat. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos return to top Homes Offered At: $169,900.00 CRYSTAL MOUNTAIN CLUB #84 : Surrounded by pines, this cedar-sided 2-bedroom, 2-bath cabin enjoys westerly views of the golf course and sunsets, and is conveniently located near all the amenities at Crystal Mountain. Spacious 2+ car garage, large backyard with fire pit, paved driveway, fully furnished and ready for year 'round family fun. click for larger/additional photos Offered At: $245,900.00 CRYSTAL MOUNTAIN CLUB #29 : Attractive home on a nicely landscaped lot. Uniquely designed living space with high vaulted ceilings, natural wood fireplace, custom kitchen with breakfast bar and an abundance of windows surrounded by a wrap-around deck. Large master suite with a private balcony and whirlpool. 2-car garage, workshop and main floor laundry provide great spaces for projects and storage. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $280,000.00 CRYSTAL MOUNTAIN VILLAGE #23 : Quality 3BR/2BA cedar home nestled amongst the pines on a nicely landscaped lot near the Betsie Valley course. Open great room w/ fireplace, vaulted ceilings, high windows and spindled loft above. Large garage, full basement, spacious deck and paved circular drive. click for larger/additional photos Offered At: $349,900.00 CRYSTAL MOUNTAIN CLUB #26 : Within easy walking distance of the slopes and village center at Crystal Mountain. This new 3-bedroom, 2-bath home features high vaulted pine ceilings in the great room, custom interior doors & trim, spacious screened-in porch, gas-log fireplace, central air, main floor laundry and custom kitchen with island. Built with SIP panel technology, this home is energy efficient and easy to care for with its low maintenance exterior. Appliances and most furnishings are included so it's ready for instant fun! click for larger/additional photos Offered At: $369,900.00 CRYSTAL MOUNTAIN VILLAGE #21 : Custom 5BR/3BA home. Large tiled entry for ski equipment, great room w/ fieldstone fireplace & vaulted ceilings, two master suites-each with private whirlpool tub, 400 sq. ft. deck, western red cedar siding. Andersen windows and quality finishes throughout. Fully furnished. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $469,900.00 MOUNTAINWOODS #10 : Custom 3-BR/2-BA home in master-planned ski & golf course community. Vaulted ceilings and ample windows create light, bright living spaces, while the stone fireplace, maple cabinetry and ash flooring lend warmth to the home's interior. Features include a spacious lower-level family room, a 2+ car garage and a generous sun deck with a sunny southwestern orientation. Fully furnished and ready for immediate occupancy. PREMIUM MEMBERSHIP PROPERTY: Includes an ULTIMATE family ski/golf membership. click for larger/additional photos return to top Building Sites Offered At: $24,400.00 SCENIC NORTH VILLAGE LOTS : From $24,400 - $44,400. Phase II lots now available. Complimentary Crystal Mountain memberships included with sales. Generous homesites, both wooded & meadow, underground utilities, paved, private road, thoughtful restrictions. Secluded & quiet, yet adjacent to Crystal's skiing, golf, dining and pools. click for larger/additional photos Offered At: $78,900.00 MOUNTAINWOODS LOT 28 : Excellent building site offers a variety of home and driveway locations to fit your needs. Large hardwood trees and a private setting in an area of very attractive homes. click for larger/additional photos Offered At: $85,900.00 MOUNTAINWOODS LOT 25 : Premium lot with an elevated building site and ideal terrain for a walkout. Southwestern lot orientation provides plenty of sunlight. Covered in mature hardwoods, overlooks Mountain Ridge #3 tee. Underground utilities and thoughtful restrictions. click for larger/additional photos Offered At: $104,900.00 CRYSTAL MOUNTAIN VILLAGE #29-30 : Double lot totaling approximately 0.7 acres, level with red pines & scattered white birch trees. Building site overlooks the Betsie Valley Golf Course #16 tee & fairway, and has a view toward the #15 green and the newly reconfigured Betsie Valley #15 fairway. Underground utilities & thoughtful restrictions. Ready access to the cross-country & snowshoe trails. Private, yet not far from the pools & fitness center, ski slopes, tennis courts, biking trails, shopping & restaurants. An area of fine homes. click for larger/additional photos return to top Crystal Quick Links: Home , Hotel/Resort Reservations , Vacation Packages , Hotel/Resort info , Hotel/Resort Specials , Real Estate Info , Real Estate/Property Listings , Golf Info , Golf Vacation Packages , Golf Courses , Golf Lessons and Schools , Winter Info , Skiing , Cross Country Skiing , Snowboarding , Park Report , #1 Midwest Ski Resort , Meetings and Conference Info , Crystal Center , Art Park , Water Park Last Updated: 12/29/2005 12500 Crystal Mountain Dr - Thompsonville, MI 49683 Crystal Mtn. Realty: (800) 968-2911 - Crystal Mtn. Reservations: (800) 968-7686 tag---

Real Estate Broker License

Real Estate Licensing Real Estate Licensing Home / Licensing /Real Estate Licensing HOW TO OBTAIN A UTAH REAL ESTATE LICENSE A real estate license is required of any person who, for another and forvaluable consideration, negotiates or consummates the sale, lease, exchangeor purchase of real estate. The Utah Real Estate Commission determines the qualifications and therequirements of all applicants for a Utah real estate license. Each applicantis required to provide evidence of honesty, integrity, truthfulness, reputationand competency. Each applicant must pass an examination covering the fundamentalsof the English language, arithmetic, bookkeeping, real estate principalsand practices, the Rules established by the Real Estate Commission and anyother aspect of Utah Real Estate License Law considered appropriate. Please take time to go over the screening questionnaire. Your responses tothese questions could have an impact upon whether or not you are able toobtain a Utah Real Estate license. Additional information and requirements are outlined throughout the followingpages. Screening Questionnaire Sales Agent License Associate Broker License Principal Broker License Opening Own Business Property Management License Branch Offices Non-Resident License ApplicantsLicensed in Other States Reciprocity (between Utah and: Wyoming, Colorado, Idaho, Montana, and Alberta, Canada) Examination Procedure ChangeCard SCREENING QUESTIONNAIRE 1. Do you now hold or have you ever held a real estate license in a state otherthan the state of Utah or in another country? 2. Have you ever had a license to practice in the real estate profession,or any other profession or occupation, denied, restricted, suspended, orrevoked? 3. Have you ever been permitted to resign or surrender your real estate licenseor any other professional license,or have you ever allowed a license to expire while you wereunder investigation, or while action was pending against you by any realestate licensing or other agency? 4. Is any disciplinary action now pending against you by any real estatelicensing or other agency? 5. Are you CURRENTLY under investigation for, or charged with, or have you everbeen convicted of, or pled guilty or no contest to, a felonyor misdemeanor? (If you have had only one misdemeanor conviction or plea and thecase was closed over five years ago, you do not have to answer yes. Caution: DUI's and other alcohol-related traffic offenses may bemisdemeanors. Non-alcohol-related traffic offenses do not need to bedisclosed.) 6. Have you been placed on probation or ordered to pay a fine in connection withany criminal offenseor a licensing action? If you answer YES to this question you will beasked at the time of application for licensure to provide proof of completion ofyour probation and payment of all fines. 7. Have you been ordered to pay restitution in connection with any criminaloffense or licensing action? If you answer YES to this question you willbe asked at the time of application for licensure to provide proof that you havefully complied with the restitution order. 8. Have you had a civil judgment entered against you based on fraud,misrepresentation, or deceit? If you answer YES to this question you will be asked at the time of application for licensure to provide proof that the judgment has been fully satisfied. 9. Are you under 18 years of age? WARNING: IF YOU PASS THE EXAMINATION, YOUR FINGERPRINTS WILL BE TAKEN ANDSUBMITTED FOR A CRIMINAL BACKGROUND CHECK. FAILURE TO ACCURATELY DISCLOSEYOUR CRIMINAL HISTORY WILL RESULT IN IMMEDIATE AND AUTOMATIC REVOCATION OF YOURLICENSE. SALES AGENT LICENSE License Requirements - The applicant for a sales agent license must be at least 18 years ofage. Education Requirements - An applicant for a sales agent license must complete an approved educationalprogram of 90 classroom hours. The subject matter of the course will consistof Real Estate Principals and Practices and Utah Real Estate License Law. All courses must be completed at a Division approved real estateschool . Membership in the Utah State Bar will satisfy this education requirement. Experience will not satisfy the education requirement. Licensing Procedure - Within 90 days after the successful completion of the examination, theapplicant must return the following to the Division: Score Report/License Application - The applicant will provide a score report/license application receivedfrom Promissor ( the professional testing service) which indicates that both the nationaland state portions of the examination have been passed. The passing score report/license application must besigned by the principal broker with whom the applicant will be affiliating.No such signature is required of the applicant who desires inactive status. Education Documentation - The applicant will provide documentation of the successfulcompletion of 90 hours of classroom education taken within the previous year.Documentation will consist of the signed and stamped education certificatelocated in the examination Candidate Handbook, and/or an education waiverissued by the Division. Fees - The fee will include the license fee, the fee for the Recovery Fund, and the fingerprint processing fee. Currently, this totals $151.00. ASSOCIATE BROKER and/or PRINCIPAL BROKER LICENSE License Requirements - The applicant for an associate broker/principal broker license must beat least 18 years of age. The applicant must have a minimum of three years real estate experience and a total of at least 60 points accumulated within the five years prior to licensing. A minimum of two years (24 months) and at least 45 points will be accumulated from Tables I and/or II. The remaining 15 points may be accumulated from tables I, II, or III. The Principal Broker may accumulate additional experience points by having participated in real estate related activities as outlined in Experience Points Table III. Education Requirements - An applicant for an associate broker or principal broker license mustcomplete an approved educational program of 120 hours. The subject matterof the course will consist of 12 classroom hours in Brokerage Management, 24 classroom hours in Advanced Appraisal,24 classroom hours in AdvancedFinance, 24 classroom hours in Property Management, 24 classroom hours in Advanced Real Estate Law, and 12 hours in Utah License Law. All courses mustbe completed at a Division approved real estateschool . The Division may waive all or part of the education requirement by virtueof equivalent education. Education waivers may be granted only by the Division.To obtain an education waiver, the applicant must provide to the Divisionvalid documentation of his/her equivalent education. Experience will not satisfy the education requirement. Licensing Procedure - Please refer to the following information and forms (Broker Application Packet) Application for a Broker License Procedures Checklist Requirements for Obtaining a Real Estate Broker License Experience Points Tables (Rule 162-2.2.5) Documentation of Full Time Experience Real Estate Sales/Leasing Transaction Log Real Estate Property Management Transaction Log Brokerage Verification Form OPENING OWN BUSINESS If the applicant wishes to open his/her own business, the following isalso required: Business Name Approval - The principal broker applicant must submit evidence that the name underwhich he/she will be doing business has been registered and is approved bythe Division of Corporations, Utah Department of Commerce. The Division ofReal Estate will not accept a proposed company name that may mislead thepublic into thinking they are not dealing with a real estate brokerage orproperty management company. Company Registration - The principal broker applicant must submit a Company Application on theform required by the Division. Evidence of Trust Account - The principal broker applicant shall submit documentation from a financialinstitution that is less than 30 days old verifying the applicant's trustaccount. Change Cards - A Change Card must be submitted for each agent who will be affiliatingwith the principal broker. Fees - Appropriate fees for company registration mustbe submitted. Currently this fee is $25.00. PROPERTY MANAGEMENT LICENSE License Requirement - All persons who, for another and for valuable consideration, engage inproperty management must hold a current Utah real estate license to functionas a property manager. Property management is defined as providing the followingservices which may include, but are not limited to: Advertising real estate for lease or rent. Procuring prospective tenants or lessees. Negotiating lease or rental terms. Executing lease or rental agreements. This requirement does not apply to: An owner who manages his/her own property. A regular salaried employee of the owner of real estate who manages property owned by the employer. Apartment managers who manage the apartments at which they reside in exchange for free or reduced rent on their apartments. A full time salaried employee of a homeowners association who manages units subject to the declaration of condominium, which established the homeowners association. Individuals who, as employees of a licensed property management company, provide prospective tenants with access to vacant apartments, provide secretarial, bookkeeping, maintenance or rent-collecting services, quote predetermined rent and lease terms, and fill out preprinted lease or rental agreements, the terms of which are not negotiable by the person completing the form. Broker Supervision - All property management conducted by a sales agent or associate brokermust be supervised by the principal broker with whom the licensee isaffiliated. S EPARATE PROPERTY MANAGEMENT COMPANY A principal broker may be granted a license to operate a property managementcompany separate from an existing real estate brokerage upon compliance withthe following conditions: Application - The principal broker, as a single proprietor or a company, must obtainan additional broker's license by submitting an application on the form requiredby the Division together with the license fee plus the fee for the RecoveryFund. Business Name Approval - The applicant must submit evidence that the name of the new company hasbeen registered and is approved by the Division of Corporations, Utah Departmentof Commerce. The Division of Real Estate will not accept a proposed companyname that may mislead the public into thinking they are not dealing witha real estate brokerage or property management company. Company Registration - The principal broker applicant must submit a Company Application on theform required by the Division. Evidence of Trust Account - The principal broker applicant shall submit documentation from a financialinstitution that is less than 30 days old verifying the applicant's trustaccount. Affiliated Licensees - The principal broker must designate with which company each of the licenseesaffiliated with him/her will be located - either the real estate brokerageor the property management company. Property Management Company Only - No Brokerage - If a principal broker (an individual or company) wants to operate a propertymanagement company only AND does not operate a real estate brokerage, theprincipal broker may do so by the same procedure as for opening a real estatebrokerage. Fees - Appropriate fees for company registration mustbe submitted. Currently this fee is $25.00. BRANCH OFFICES A branch office is a real estate office affiliated with and operating underthe same name as a principal brokerage but located at a different address.A branch office must be registered with the Division of Real Estate priorto operation. Application - To register a branch office, the principal broker must submit to the Division,on the forms required by the Division, the location of the branch, the nameof the branch manager and the names of all associate brokers and sales agentsassigned to the branch. He/she must also submit trust account documentationthat is less than thirty days old of a valid trust account. This accountcan be the same trust account used by the main office. Branch Manager - Each branch office must have an associate broker as a branch manager whowill actively manage the office. Fees - Appropriate fees for company registration mustbe submitted. Currently this fee is $25.00. NON-RESIDENT LICENSE A person who is actively licensed and in good standing in anotherstate as a real estate principal broker, associate broker or sales agentmay be issued an equivalent license in Utah by successfully completing specificeducation hours required by the Division with the concurrence of the Commission,and by passing the state and, in some cases, the general portion of the Utahreal estate licensing examination. The general portion of the exam may notbe waived for licensees from California due to the way California administerstheir exam. If the license in another state is expired, the applicant will be required to comply with all of Utah'sprelicensing requirements. Education and examination waivers will not beprovided if the license has expired. The applicant must also comply with each of the following requirements: Application - The applicant must submit an application for examination and license inaccordance with the requirements of the state of Utah. License History - Proof of licensure and disciplinary action, if any, (a "history letter")from each state in which the applicant has been licensed. Education Documentation - A waiver toward the Utah education requirement may be granted for educationtaken in another state. The applicant must provide to the Division validdocumentation of any certified real estate education taken in another statethat correlates with the education requirement of the state of Utah. Validdocumentation shall show proof of completion of the subject matter, the dateof completion and the number of classroom hours of each course taken. The application will be required to take a minimum of 12 classroom hoursin Utah License Law and may be required to take additional real estate educationhours. The applicant will be notified by the Division of his/her specificeducation requirements in the form of a "waiver letter." WAIVER LETTER - Upon receipt of the "license history" and the documentation of previouslycompleted real estate education, the Division will determine how many hours,if any, of Utah's education requirement may be waived and how many hoursthe applicant will still be required to complete before he/she will be allowedto sit for the examination. The licensee will be notified of his/her educationrequirements in the form of a "waiver letter." If applicable, the "waiverletter" will also indicate whether the general (national) portion of thelicensing examination will be waived. The "waiver letter" must be presented: to the school to show the number of education hours required of the candidate, at the time of the examination, and at the time of application for licensure. EXAMINATION - If the applicant has been actively licensed in another state for the precedingtwo years, he/she will be required to take only the Utah state portion ofthe examination. If the applicant has been on an inactive status in anotherstate for any portion of the past two years, he/she will be required to takeboth the national and Utah state portions of the examination. The general portion of the exam may not be waived for licensees from California due to the way California administers their exam. TRUST ACCOUNT - If the applicant is a principal broker, he/she must establish a real estatetrust account in this state. CONSENT TO SERVICE - Upon applying for licensure, the applicant must submit to the Divisionan irrevocable written consent allowing service of process on the Commissionor the Division. PRINCIPAL BROKER AFFILIATION - If the applicant is an associate broker or sales agent, the principalbroker with whom he/she is affiliated must hold an active Utah license. APPLICANTS LICENSED IN OTHER STATES A person who is licensed in another state as a real estate principalbroker, associate broker or sales agent may become licensed in Utah by successfully completing specific education hours requiredby the Division with the concurrence of the Commission, and by passing thestate and, in some cases, the general portion of the Utah real estate licensingexamination. The general portion of the exam may not be waived forlicensees from California due to the way California administers their exam. If the license in another state is expired, the applicant will be required to comply with all of Utah'sprelicensing requirements. Education and examination waivers will not beprovided. The applicant must also comply with each of the following requirements: Application - The applicant must submit an application for examination and license inaccordance with the requirements of the state of Utah. License History - The applicant must be or have been licensed as a principal broker, associatebroker or sales agent in another state. Proof of licensure (a "history letter")from the regulatory agency of each state of previous licensure must be providedto the Division of Real Estate. Education Documentation - A waiver toward the Utah education requirement may be granted for educationtaken in another state. The applicant must provide to the Division validdocumentation of any certified real estate education taken in another statethat correlates with the education requirement of the state of Utah. Validdocumentation shall show proof of completion of the subject matter, the dateof completion and the number of classroom hours of each course taken. The applicant will be required to take a minimum of 12 classroom hours inUtah License Law, and may be required to take additional real estate educationhours. The applicant will be notified by the Division of his/her specificeducation requirements in the form of a "waiver letter." WAIVER LETTER - Upon receipt of the "license history" and the documentation of previouslycompleted real estate education, the Division will determine how many hours,if any, of Utah's education requirement may be waived and how many hoursthe applicant will still be required to complete before he/she will be allowedto sit for the examination. The licensee will be notified of his/her educationrequirements in the form of a "waiver letter." If applicable, the "waiverletter" will also indicate whether the general (national) portion of thelicensing examination will be waived. The general portion of the exam may not be waived forlicensees from California due to the way California administers their exam. The "waiver letter" must be presented: to the school to show the number of education hours required of the candidate, at the time of the examination, and at the time of application for licensure. EXAMINATION - If the applicant has been actively licensed in another state for the precedingtwo years, he/she will be required to take only the Utah state portion ofthe examination. If the applicant has been on an inactive status in anotherstate for any portion of the past two years, he/she will be required to takeboth the national and Utah state portions of the examination. The general portion of the exam may not be waived for licensees from California due to the way California administers their exam. RECIPROCITY The State of Utah currently has signed reciprocity agreements with Wyoming, Colorado, Idaho, Montana, and Alberta, Canada. To apply for reciprocity, send us a written request for licensing through reciprocity, including what states you currently have and previously have had a license in, as well as your contact information. Have the state(s) send a certified license history to us (see contact information ). The reciprocal state MUST show that your license is on an active status. Once we receive your written request and the certified license history/histories, we will generate an application form for you. We will also send you: a questionnaire, the Consent To Service form and acknowledgement, which must be signed and notarized; 2 fingerprint cards; and the fingerprint waiver form (fingerprints required for sales agent applicants only - not for broker applicants). Fingerprints must be obtained by the applicant. The application and other relevant forms must be completed and submitted with the $100 licensing fee and $12 recovery fund fee for sales agents or $18 recovery fund fee for brokers (plus $39 fingerprint processing fee for sales agent applicants). If a broker applicant wishes to open his or her own company, additional paperwork and fees are required. See " Opening Own Business " information above. EXAMINATION PROCEDURE Education - Before an applicant will be allowed to sit for the examination, he/shemust have completely satisfied the appropriate educational requirement. Application - The candidate should obtain the Candidate Handbook from the pre-licensingschool. This handbook will outline the procedure for registering for andtaking the examination. Date/Location - The examination will be given twice daily (Tuesday thru Saturday) in theSalt Lake City area. The examination is also available at the testing centersin Provo, Ogden, Las Vegas, Nevada, and Grand Junction, Colorado. Waiver Letter - Any candidate who is granted a waiver of the general portion of theexamination must submit proof of such waiver from the Division at the timeof application. Questions - The test consists of 80 questions on the general portion of the examination,40 questions for sales agents and 50 questions for brokers on the state portionof the examination. Both the general and state portions of the examinationmust be passed within a six-month period of time. More Information - Please refer to the Candidate Handbook for complete details on takingthe examination. Special Services - The testing center complies with the provisions of the Americans withDisabilities Act (42 USCS Section 12101 et seq.). If the candidate has adisabling condition, he/she may request special testing services. The disabilitymust be verified by a professional who is qualified to diagnose and documentthe disability. 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