Sell House

How To Sell a House and Other Real Estate - Home Selling Advice  You are here: About > Home & Garden > Home Buying / Selling > How To Sell a House Home & Garden Home Buying / Selling Essentials 10 Things Home Buyers Shouldn't Do Best Tips for First Time Home Buyers "Must-Do" Tasks Before You Sell How to Buy a Home, Step by Step For Sale by Owner Advice Articles & Resources How To Buy a Home How To Sell a House Celebrity & Historic Credit Reports & Scores Design & Remodel Home Maintenance Inspections & Appraisals Investing & Foreclosures Modular & Manufactured Mold, Radon, Lead, etc. Mortgage Advice Moving & Relocation Real Estate Careers Real Estate For Sale Vacation Homes Buyer's Guide Before You Buy Top Picks Home Buying Books Foreclosure Books Mortgage Books Product Reviews Forums Help FREE Newsletter Sign Up Now for the Home Buying / Selling newsletter! See Online Courses   Search Home Buying / Selling > How To Sell a House How To Sell a House and Other Real Estate Tips and tutorials to help you sell a home or other real estate. Home selling advice that helps you sell your house faster and for the best price. This information is for home sellers who choose to employ a real estate agency as well as for sellers who prefer to sell by owner. Subtopics Choose a Listing Agent (4) Market Value (4) Escrow and Closing @ Offers and Contracts @ Facts About Surveys and Deeds @ Property Disclosure (6) Getting it Ready to Sell (5) Real Estate Forms (5) Articles & Resources Sort By : Guide Picks | Alphabetical | Recent 10 Steps You Should Take Before You Sell Your Home Are you planning to sell your house? Be sure to take these important steps before you list the home with an agent or market it yourself. You can make your real estate transaction go more smoothly if you pay attention to these home selling essentials. 10 Ways to Make Home Buyers Hate Your House There's a common thread that runs among nearly everyone who is buying a home--most home buyers will quickly turn around and walk out your door if they detect one of these problems. Make sure your house is free and clear of these hot spots before you put it on the market. Home Selling Advice for For Sale By Owner Sellers Home sellers, are you going the for sale by owner route? You'll have lots to contend with during the real estate transaction, but these tips help you take actions to protect your interests and have a trouble free closing. Passing Your Home Inspection Nearly all home buyers will hire a professional home inspector to inspect your home before they go to closing. Is your home ready? Here are several hot-spots that worry buyers the most. Showing Your House to Potential Home Buyers You've completed all of your home selling tasks and now it's time for buyers to come and take a look. Do you know how to handle showings? Many of the basic showing how tos are the same, no matter whether you are selling the home by owner or using a real estate agent. What if Your House Needs Repairs? Do you really understand every clause within the contract you just signed? I've found that repair issues are one of the least understood parts of a home sales contract. It's a misunderstanding that can cause you lots of headaches--and money. Get the facts before you sign. How To Measure Residential Square Footage Each year, lawsuits are filed by home buyers who discover that their new home's square footage is not the figure stated in advertising. Real estate agents and for sale by owner sellers can reduce their risks of lawsuit by knowing how to accurately calculate residential square footage. Top Reasons Why Good Houses Don't Sell Don't let your house sit on the market because it falls into one of these categories. eCourse - How To Sell a House This eCourse takes you step-by-step through the process of selling a house. Sign up and you'll receive a newsletter once each week until all materials are covered, giving you plenty of time between lessons to make decisions and sort out your home selling options. Should You Allow the Buyer to Move in Before Closing? During the home selling process sellers are sometimes asked to agree to give the buyers possession of the home before closing. Learn the pros and cons of a buyer possession before closing agreement.        Topic Index | Email to a Friend Our Story | Be a Guide | Advertising Info | Work at About | Site Map | Icons | Help User Agreement | Ethics Policy | Patent Info. | Privacy Policy | Kids' Privacy Policy ©2005 About, Inc., A part of the New York Times Company . All rights reserved. Around About Oprah's Life Vacation Ideas Shop Safely Online VIDEO: Craft Rooms VIDEO: Christmas Traditions What's Hot Coping with Unethical People How To Buy Land Real Estate Appraisal Before You Buy a Log Home Package Home Buying / Selling - GuideReviews Headlines Getting Ready to Sell Your House Guests and lots of activities make it difficult to show... Before You Buy Gas Logs Gas logs are growing in popularity every year, so manufacturers... Pros and Cons of Becoming a Real Estate Agent You've decided you want to become a real estate agent,... Step-by-Step Directions Help You Measure Square Footage Each year, home owners discover that their new home's square...

Investment Property Consumer Focus:

FCIC - Consumer Focus -- SITE SEARCH: Books Resources 1-888-8 PUEBLO (1-888-878-3256) Home Consumer Focus Archive Owning a Second Home or Investment Property Consumer Focus: Owning a Second Home or Investment Property Owning a Second Home or Investment Property For various reasons, the idea of owning a second home or investing in property is on many people's minds nowadays. Some dream of having a second home in a more moderate climate. Others, wishing to diversify their investments, are considering real estate because of continued record low mortgage interest rates. If you're interested in the idea, but not sure how to get started, we've assembled some helpful information. Second Home or Investment Property? Criteria Looking Around The Transaction Additional Responsibilities Financing Other Resources E-mail this Information to A Friend Other Topics in the Consumer Focus Archive Top Second Home or Investment Property? The process will be simpler and smoother if you can make some decisions about your lifestyle, needs, and plans for the property at the beginning. Generally, if you're looking for a place to spend the winters for several months at a time or to take frequent weekend getaways, then you're most likely considering the purchase of a second home. However, if you're looking to generate income or diversify your investments, then you're looking to purchase investment property. Check our web site later this month for more information regarding investment property and how to be a landlord. The information below pertains primarily to buying a second home. In either case, you're entitled to different types of tax deductions depending on how you treat the property. Criteria The criteria defining a second home are fairly loose. A second home doesn't necessarily mean a "house." It could be a condominium, a recreational vehicle , or even a boat. Basically, for your second property to be considered a second home by the IRS, it needs to have sleeping accommodations and cooking and toilet facilities. A second home qualifies for the home mortgage interest deduction, just like your primary residence, because you're using the home for personal purposes during the year. Many folks have second homes that are part rental. The catch is that your personal use needs to exceed 14 days or 10 percent of the time it was rented, whichever time length is greater. In addition, if you rent your home for fewer than 15 days a year, and personally use it for more than 15 days a year, you do not need to declare any rental income. Everyone's circumstances are unique. Consult a tax professional regarding deductibility. Top Looking Around Do you want to buy a second home in your favorite vacation area , or a weekend spot not more than a few hours' drive away, but don't know what the market's like? You might want to do some research on the web using Realtor.com or visiting the web sites of the individual real estate companies in the area where you wish to purchase a property. Some real estate-related web sites allow you to tailor your search you select such as price, number of bedrooms/baths, type of home, or location sorted by zip code. If you're considering this home to be your future retirement home, then you also should consider additional factors such as the annual climate. Weather.com allows you to view monthly climatic averages for cities around the country. You also might look for information and articles discussing cost of living or " best places to live for retirees" from groups such as the AARP. The Transaction You'll probably want to work with a local realtor to help with the transaction, especially if you're considering an out-of-state purchase. A knowledgeable realtor should be aware of important factors that could affect your decision. For instance, if the locale you're considering has development restrictions, like those involved with historic districts where strict design, remodeling, or building codes may be enforced. In addition, the agent will do much of the legwork for you and ensure that all the bases are covered during the transaction. Just as you did when you purchased your primary residence, you should still have the property inspected. Take the effort to know your rights . Top Additional Responsibilities Remember, owning a second home is just that-with all the associated responsibilities and expenses that it brings. Check individual state web sites for property taxes. How much maintenance are you willing to take on? If you're not willing to take on a lot of extra maintenance and yard work, consider buying a condo and hiring a property management company. Of course you'll need insurance. In some areas, you may be surprised by the rates you'll need to pay for homeowners insurance . Coastal areas usually have higher premiums due to hurricane risk, and you may need to buy a separate flood insurance policy as well. Financing Just as you did when you bought your primary residence, be sure to have your financial affairs in order before you even begin looking. Get a copy of your credit report and be sure there are no errors, which could delay or hurt your financing options. Also, be prepared to meet some stricter criteria to get the loan. This is because your finances will be stretched more thinly once you take on that second mortgage. Top Other Resources This is just a brief overview. For more information check out these resources: Read these publications online or order them from FCIC: FairCredit Reporting How toBuy a Home With a Low Down Payment How toBuy a Manufactured (Mobile) Home HUDHome Buying Guide Looking for the Best Mortgage-Shop, Compare, Negotiate Twelve Waysto Lower Your Homeowners Insurance Costs Publications available for orderingfrom the Housing Page Publications available for orderingfrom the Money Page Websites*: Department of Housing and UrbanDevelopment Federal Trade Commission Federal Reserve Board FirstGov.gov Public Broadcasting Service AARP Bankrate.com Insurance Information Institute Money.CNN.com NewRVer.com Prudential Realtor.com SmartMoney.com Tax Foundation Weather.com * Names of resources and organizations included in this online article are provided as examples only, and their inclusion does not mean that they are endorsed by the Federal Citizen Information Center or any other Government agency. Also, if a particular resource or organization is not mentioned, this does not mean or imply that it is unsatisfactory. *If you click on these links, you are leaving FCIC's website. Please bookmark us before you leave so you can return easily. FCIC is not responsible for the content of these websites. Top Enjoy this month's Focus? Share this information with a friendand spread the word! Enterrecipient's e-mail address: We will not retain or use this information for any other purpose. For more information on other popular consumer issues check out FCIC's Consumer Focus Archive . Top Import Notices - Site Map - Text Version This service isprovided by the Federal Citizen Information Center of the U.S. General Services Administration . If youhave a comment or question, e-mail us .

Real Estate Prices

Housing prices can go down. - Sep. 19, 2005 Web CNN/Money Home News Markets Technology Commentary Personal Finance Autos Real Estate Real Estate Buying & Selling SAVE | EMAIL | PRINT | SUBSCRIBE TO MONEY | Real estate: When booms go bust... Home prices can and do go down. Here's what declines have looked like in the past. September 19, 2005: 6:21 PM EDT By Les Christie, CNN/Money staff writer NEW YORK (CNN/Money) - Across America, real-estate prices continue to confound the skeptics. Many Americans have come to think of their homes as rock-solid investments with little downside. And why not: For the past 40 years, national home prices have surpassed inflation by a percentage point or two on average and there has never been a national real-estate bust. But are people ignoring the risks? "I think Americans are not well aware that many markets are risky," says Ingo Winzer, president of Local Market Monitor, which sells real-estate market analysis to corporate and consumer clients. Those investors should realize that price reversals do happen, even if only locally rather than nation-wide. A look at the not so distant past reveals numerous examples of cities that went through housing busts -- followed by years of falling prices. Some have never fully recovered. Once hot, then not Take Los Angeles, where real estate has been turbocharged for nearly 10 years. But the early 1990s were a different story; the average house price in L.A. dropped from $222,200 in 1990 to $176,300 in 1996, a loss of 20.7 percent. Furthermore, those are nominal prices, not real values. To calculate the loss more realistically you would have to figure in the cost of inflation: $222,200 in 1990 would have been worth $266,700 in 1996 dollars, which means the actual loss for homeowners buying in 1990 and selling in 1996 was closer to 34 percent. Not exactly the Nasdaq meltdown for investors, but getting closer. But that's L.A., where the aerospace- and film and television production-based economy can be a bit volatile. What about cities in more traditional areas? How did things play out in Peoria, Ill. for instance? Not well, not in the early 1980s at least. Peoria experienced real-estate price drops amounting to more than 15 percent tied, in part, to strikes and lay-offs at Caterpillar, the city's biggest employer. In 1981, the average home there sold for $60,800. By 1985, that had dipped to $51,400. "Oil patch" cities, suffered even sharper declines. In Oklahoma City prices plummeted 26 percent from 1983 to 1988. It took 15 years for prices there to return to nominal 1983 levels. Houston home prices fell 22 percent from $111,000 to $86,800, and also took 15 years to rebound. Counting inflation, the average Houston home, which cost just $159,700 in 2004, is actually worth less now than it was 22 years ago. When, adjusted for inflation, a home cost about $219,000 in 1983. In Oklahoma City, the inflation-adjusted price in 1983 was $196,600. Today, it's just $135,100. The boom will end, but when? History seems to dictate that the current price boom is at risk. One factor is that real-estate investing has spiked, pressuring prices upward. In Phoenix, according to Bill Jilbert, president and COO of the Coldwell Banker brokerage there, investors from Nevada and California have invaded the Arizona market, and "affordable housing has been pushed to extremes." That story is echoed in many local markets. Low interest rates have also kept real estate bubbling. Cheap mortgages enable entry level buyers to get into the market and wealthier ones to afford more expensive houses. That means higher demand and higher prices at all market levels. Winzer says that low rates "have extended the cycle." Winzer assesses local market risk by taking into account economic and population growth, construction costs, vacancy rates, and, especially, income. He also considers such factors as density and access to open land. Prices in densely settled New York have always been higher than those of cities with lots of space for new housing. Winzer considers real estate "very risky right now." And because the price run up has been so high he expects the adjustment period where home prices stagnate as income catches up -- to take a very long time. Before they purchase a home, buyers better figure on scenario of many years of little or slow home-price appreciation. Counting on home price increases could be a big mistake. The boom has already gone on longer than Winzer thought it would. "Bubbles do tend to last longer than most people expect," he says, "and end quicker." _____________________________________________________________________________________ Think you're living in a bubble? Here are four strategies . Watch out: 5 crazy loans that could hurt you Hot markets have not slowed much yet. See that story by clicking here . For more articles on Real Estate, subscribe to MONEY Magazine . The Hot List Most profitable renovations How risky is your 401(k)? Big new tax credits for hybrid cars More Buying & Selling Least affordable rental markets Take this home market...and love it Double jeopardy for landlords contact us | magazine customer service | site map | glossary | RSS | press room OTHER NEWS: CNN | SI | Fortune | Business2.0 = Money subscribers = Premium content -- * - Time reflects local markets trading time. † - Intraday data is at least 15-minutes delayed. Disclaimer © 2005 Cable News Network LP, LLLP. A Time Warner Company ALL RIGHTS RESERVED. Terms under which this service is provided to you. privacy policy Reprints of site stories are available. Top Stories Most overvalued housing markets Risks to the economy in 2006 Which was the worst ad of all in 2005? After the ride, a rest Hilton brands reunite after 40 years YOUR E-MAIL ALERTS Follow the news that matters to you. 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Buy House

house garden book of essential addresses - Buy at the best price on Kelkoo Search all categories Books Cars & Accessories Christmas Gifts Computers & Software Digital Cameras DVD & Video Electronics Fashion & Lingerie Games, Consoles & Toys Gifts & Gadgets Health & Beauty Home & Garden Household Appliances January Sales Kelkoo For Business Mobiles, Phones & Faxes Money & Bills Music Sport & Fitness Travel Wine & Spirits Home > Searched for "house garden book of essential addresses" : Showing 1-20 of 977,794 results (from 725 shops) About the results There were no specific results matching all your keywords. Below you will find results containing at least one of your keywords. Narrow results by category Badminton (1) Books (767,485) Garden & Leisure (8,790) Garden Furniture (514) Garden Power Tools (595) Home & Garden (4,710) House Accessories (15,382) House Telephones (1,362) UMDs (6) More categories Adult DVDs (5) All-In-Ones (1) Baby Accessories (94) Baby Clothes (2) Bakeware (1) Barbecue Accessories (15) Barbecues (9) Barebones (1) Basketball (2) Bathrooms (24) Beds (3) Blank Media (2) Blenders (5) Boxing (2) Breadmakers (1) Buy Property (116,302) CDs (1,284) CPUs (1) Cables (71) City Breaks (208) Computer Accessories (34) Computer Cases (1) Computers (desktops) (4) Console Accessories (1) Cookers (2) Cookware (3) Cosmetics (48) Crockery (2) Cycling (107) DVD (1,777) Decorations (1) Digital Camera Accessories (1) Digital Cameras (9) Dishwashers (29) Electronics (43) Fashion & Lingerie (79) Fishing (38) Fitness Equipment (19) Flooring (25) Flowers (19) Food (56) Food Processors (3) Football (25) Freezers (4) Fridges (5) Furniture Accessories (18) GPS (43) Gadgets & Toys (507) Gifts & Gadgets (27) Girls' Clothes (3) Glassware (1) Golf (3) Haircare Products (40) Hand Tools (8) Hard Drives (9) Health (4) Health & Beauty (25) Heating & Cooling (3) HiFi Speakers (9) Hobs (1) Hockey (6) Holidays (36,978) Home Security (9) Home Telephone Accessories (8) Hotels (323) Household Appliances (21) Hubs & Switches (1) Ice Cream Makers (2) In-Car Entertainment (2) Juicers (1) Keyboards (2) Kitchen - Other (2) Kitchen Accessories (51) Kitchen Sinks and Taps (16) Lawn Mowers (35) Lighting (43) Lingerie (39) Luggage (18) Memory (20) Men's Accessories (11) Men's Clothing (3) Men's Outerwear (1) Men's Tops (41) Men's Trousers (3) Men's Underwear (3) Men's Watches (1) Miscellaneous (4,021) Miscellaneous (14) Miscellaneous (986) Mobile Phone Accessories (32) Monitors (4) Music Downloads Beta (489) Musical Instruments (15) Network cables (3) Networking (9) New & Used Cars (56) Office Supplies (154) Outdoor Adventure (16) PDA Accessories (55) Painting & Decorating (22) Pay Monthly/Contract Phones (2) Perfumes & Aftershaves (190) Pets (42) Portable MP3 Player Accessories (4) Portable MP3s (1) Portable Radios (3) Power Tools (14) Prepay Mobile Phones (1) Pressure Washers (13) Printer Consumables (2) Printers (4) Radar Detectors (1) Remote Controls (1) Rent Property (12,317) Retro Games (5) Simfree/Handset Only Phones (2) Skiing (170) Skincare (400) Software (76) Sound Cards (1) Sport & Fitness (260) Storage (2) Table Tennis (1) Tables (3) Television Accessories (4) Toys (408) Trampolines (14) Tumble Dryers (2) UPS (2) Vacuum Cleaners (2) Video Conferencing (1) Video Games (30) Videos (153) Vitamins & Supplements (56) Washing Machines/ Washer Dryers (53) Water Sports (10) Weight Training (2) Wine (37) Winter Sports (1) Wireless Routers (6) Women's Accessories (29) Women's Dresses & Skirts (2) Women's Footwear (3) Women's Jewellery (2) Women's Outerwear (3) Women's Sportswear (3) Women's Swimwear (17) Women's Tops (6) Women's Trousers (1) Women's Watches (2) ESSENTIAL GOLDEN RETRIEVER Author: BOOK HOUSE HOWELL Format: Paperback Delivery Cost:1.50-Department: Books £4.61 FromThe Book Pl@ce ESSENTIAL ROTTWEILER Author: BOOK HOUSE HOWELL Format: Paperback Delivery Cost:1.50-Department: Books £5.06 FromThe Book Pl@ce ESSENTIAL PARAKEET Author: BOOK HOUSE HOWELL Format: Paperback Delivery Cost:1.50-Department: Books £4.64 FromThe Book Pl@ce ESSENTIAL PUPPY Author: BOOK HOUSE HOWELL Format: Paperback Delivery Cost:1.50-Department: Books £5.06 FromThe Book Pl@ce ESSENTIAL RABBIT Author: BOOK HOUSE HOWELL Format: Paperback Delivery Cost:1.50-Department: Books £3.49 FromThe Book Pl@ce House and Garden Book of Kitchens and Dining Rooms Author: Leonie Highton Format: Hardback Delivery Cost:Free-Department: Books £18.99 FromPlay.com - Books ESSENTIAL HOUSE BOOK Author: TERENCE CONRAN Format: Paperback Delivery Cost:1.50-Department: Books £19.38 FromThe Book Pl@ce House and Garden Book of Drawing Rooms and Sitting Rooms Author: Robert Harling Format: Hardback Delivery Cost:2.74-Department: Books £18.75 FromTesco Books House and Garden Book of Drawing Rooms and Sitting Rooms Author: Robert Harling Format: Hardback Delivery Cost:Free-Department: Books £18.99 FromPlay.com - Books House and Garden Book of Kitchens and Dining Rooms Author: Leonie Highton Format: Hardback Delivery Cost:2.74-Department: Books £18.75 FromTesco Books House and Garden Book of Bedrooms and Bathrooms Author: Leonie Highton Format: Hardback Delivery Cost:Free-Department: Books £18.99 FromPlay.com - Books House and Garden Book of Classic Rooms Author: R. 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HARLING, LEONIE HIGHTON, JOHN BRIDGES Format: Hardback Delivery Cost:1.50-Department: Books £23.25 FromThe Book Pl@ce The Essential Garden Book Author: Terence Conran ; Dan Pearson Format: Paperback Delivery Cost:Free-Department: Books £18.99 FromPlay.com - Books GARDEN HOUSE Author: BONNIE TRUST DAHAN Format: Hardback Delivery Cost:1.50-Department: Books £13.94 FromThe Book Pl@ce The Essential Aloe Vera When Mr Shirley first read this book he was almost dumb struck that this plant he knew so well had such healing capability. This book is written by Doctor Peter ... Delivery Cost:Free-Department: Garden & Leisure £6.95 FromVictoriana Nursery Gardens [ 1 2 3 4 5 6 ] Next page >> Couldn't find what you wanted? Try again: Search all categories Books Cars & Accessories Christmas Gifts Computers & Software Digital Cameras DVD & Video Electronics Fashion & Lingerie Games, Consoles & Toys Gifts & Gadgets Health & Beauty Home & Garden Household Appliances January Sales Kelkoo For Business Mobiles, Phones & Faxes Money & Bills Music Sport & Fitness Travel Wine & Spirits People who searched for "house garden book of essential addresses" also searched for : The house book , Covent garden soup book , Garden house hotel cambridge uk , Garden house hotel Browse categories Adult DVDs Flooring Kitchen Accessories Remote Controls All-In-Ones Flowers Kitchen Sinks and Taps Rent Property Baby Accessories Food Lawn Mowers Retro Games Baby Clothes Food Processors Lighting Simfree/Handset Only Phones Badminton Football Lingerie Skiing Bakeware Freezers Luggage Skincare Barbecue Accessories Fridges Memory Software Barbecues Furniture Accessories Men's Accessories Sound Cards Barebones GPS Men's Clothing Sport & Fitness Basketball Gadgets & Toys Men's Outerwear Storage Bathrooms Garden & Leisure Men's Tops Table Tennis Beds Garden Furniture Men's Trousers Tables Blank Media Garden Power Tools Men's Underwear Television Accessories Blenders Gifts & Gadgets Men's Watches Toys Books Girls' Clothes Miscellaneous Trampolines Boxing Glassware Miscellaneous Tumble Dryers Breadmakers Golf Miscellaneous UMDs Buy Property Haircare Products Mobile Phone Accessories UPS CDs Hand Tools Monitors Vacuum Cleaners CPUs Hard Drives Music Downloads Beta Video Conferencing Cables Health Musical Instruments Video Games City Breaks Health & Beauty Network cables Videos Computer Accessories Heating & Cooling Networking Vitamins & Supplements Computer Cases HiFi Speakers New & Used Cars Washing Machines/ Washer Dryers Computers (desktops) Hobs Office Supplies Water Sports Console Accessories Hockey Outdoor Adventure Weight Training Cookers Holidays PDA Accessories Wine Cookware Home & Garden Painting & Decorating Winter Sports Cosmetics Home Security Pay Monthly/Contract Phones Wireless Routers Crockery Home Telephone Accessories Perfumes & Aftershaves Women's Accessories Cycling Hotels Pets Women's Dresses & Skirts DVD House Accessories Portable MP3 Player Accessories Women's Footwear Decorations House Telephones Portable MP3s Women's Jewellery Digital Camera Accessories Household Appliances Portable Radios Women's Outerwear Digital Cameras Hubs & Switches Power Tools Women's Sportswear Dishwashers Ice Cream Makers Prepay Mobile Phones Women's Swimwear Electronics In-Car Entertainment Pressure Washers Women's Tops Fashion & Lingerie Juicers Printer Consumables Women's Trousers Fishing Keyboards Printers Women's Watches Fitness Equipment Kitchen - Other Radar Detectors Stores: Click here to feature your products on Kelkoo! 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purchase property for refurbishment.

Property Finance - Bank of Scotland Corporate Jump to page content Jump to main navigation Jump to sub navigation for this section Secondary Navigation Home Business Banking Personal Banking Group Sites Site Map Important Information News Releases Careers Sponsorship Business Introducers Interest Rates & Charges Contact Us A to Z of Site Contents A-Z Index Amsterdam Asset Finance Australia BACS Bank Holidays BoSDeal Branch Locator Small Business Banking Buy-outs Card Acceptance Facilities Cards Cash Services Cashflow Finance CHAPS Client Banking Community Banking Complaints Completed Deals Corporate Current Account Corporate Finance Mag Corporate Internet Banking Corporate Sponsorship Corporate Visa Currency Accounts Current Account Deposits Employee Share Plans Equity Euro Foreign Currency Frankfurt Fund Investments Glossary of Terms Hire Purchase Importing & Exporting Infrastructure Finance Insurance Insurance Premium Funding Integrated Finance International Banking International Payments Internet Banking Joint Ventures Leisure Finance Loans Madrid Major Assets & Products Marine Finance MBO Merchant Services Mezzanine Debt Moving Banks Natural Resources Offset Lending Online Banking Overseas Operations Paris Payment & Intl Trade Payment Processing Payroll & HR Solutions Pension Services Power Project Finance Property Lending Relationship Banking Safeguard Insurance Specialist Deposits Stakeholder Pensions Structured Finance Telecoms & Media Telephone Banking The Truth Travellers Cheques Treasury Services Vehicle Finance & Mgt Women in Business Search Site Main Navigation What's Different Products & Services Funding Solutions Corporate Finance International You are here: Home Funding Solutions Property Lending Property Finance Sub-Navigation Loans and Trading Finance Property Lending Commercial Mortgages Property Finance Marine Mortgage (opens new window) Offset Lending Asset Finance Vehicles Property Finance Specialist industry experience Residential property investment Commercial property investment Professional practices Health care Hotels and licensed trade Day nurseries and private schools Offices, industrial and retail Specialist advice A property specialist is on hand to assist you by phone, fax or face to face. Our teams have extensive experience of commercial property finance and offer a range of funding options. Whether you're building a portfolio, buying business premises, releasing equity and raising capital or looking to refinance existing property, our teams can help you save time and money on property deals. Enhancing tax efficiency To help make borrowings as tax efficient as possible, we can also consider vehicles to fund a commercial mortgage including: offshore companies, trusts and pension schemes. We consider virtually any type of commercial property (see below) and finance is also available for offshore companies investing in the UK commercial property market. Minimum lending amounts apply. Residential property investment We can help owner-occupiers or investors with all types of property – from single units to entire portfolios. We offer term loans to purchase, refinance or consolidate existing funding lines. We also offer credit lines to purchase property for refurbishment. Commercial property investment We cater for owner-occupiers or investors wanting to finance modern office premises, modern industrial units or single retail premises and portfolios. Professional practices Suitable for dentists, doctors and vets, this funding can be used for surgery purchase, property purchase, development, extension and refurbishment. We also offer partnership capital, refinancing of existing loans and equity release. In addition we offer a mortgage which offsets the notional interest earned on your current account against the interest charged on your mortgage. For more information go to smart finance for professionals . Health care Facilities are available to assist with the purchase, refinance, development and refurbishment of properties used for residential care and nursing homes, care or retirement villages, learning disability units and special needs units. Hotels and licensed trade Typically, we can assist with the finance of hotels (usually 3 star and above) and public houses with a good split of wet and dry trade. Facilities are available to assist with the purchase, refinance, development and refurbishment. Day nurseries and private schools We offer funding for the purchase, refinance, development and refurbishment of day nurseries and private schools. Offices, industrial and retail We offer funding for the purchase, refinance, development and refurbishment of offices, industrial units or warehouses and retail units. To speak to a specialist in any sector or to arrange a visit, simply call 0845 300 1122 †. Your property may be repossessed if you do not keep up repayments on your mortgage. Contact Us 0845 300 1122 † (Mon-Fri 9am-5pm) or email us