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Buying Guides - Real Estate Guides - Massachusetts Home Builder - New Home Construction - Boston.com Buying Renting Recent Sales Place an ad Luxury Living Community data Mortgage Commercial Moving Guides Buying Guides - Real Estate Guides - Massachusetts Home Builder - New Home Construction Boston.com Check out the Buying Guides - Real Estate Guides - Massachusetts Home Builder - New Home Construction Section on Boston.com. December 29, 2005 -- Search homes for sale Luxury living Classic starter home styles Real Estate section Saying yes to housing A new law is aimed at doing something about the number one competitive issue facing Massachusetts -- the high cost of housing. (Boston Globe, 11/23/05) Open house etiquette Remember, open houses are not held for your entertainment. They are business events for buyers. Hunting and gathering: Open houses 10 tips for... Selling on your own Hiring a broker Moving guide Follow this step-by-step guide to walk you through everything from changing your address to printing box labels to tips on packing. (Boston.com) Step-by-step moving guide How to pack like a professional Print box labels Self storage how-to What are your moving tips? Your complete buying guide If you are new to the real estate game or are just looking for a few tips, this in-depth guide covers everything from making a budget to the closing process. (Mass Housing) What can I afford? How to find an affordable home Home buyer counseling Making an offer Applying for a mortgage The home inspection The closing process It doesn't hurt to ask for extras Welcome to the world of the extra, that twilight zone of property negotiation that goes beyond the selling price and everything that’s not nailed down. (Boston Globe) Ten things you must do when buying a home Need a mortgage? Try family, friends The basics of Condos and Co-ops The single-family detached home with a yard isn't everyone's American Dream. In high-priced markets with space at a premium, the only affordable solutions for some buyers are condominiums, townhouses or co-op apartments. (Inman News) Tips on negotiating to buy a home Latest articles: Real estate transactions ( Boston Globe, 12/29/05 ) A term every home buyer, real estate agent, homeowner should know (Inman, 6:06 a.m.) Dry rot leaves home buyer in the gutter (Inman, 6:06 a.m.) Home sellers beware: Undisclosed info comes back to bite (Inman, 6:06 a.m.) In bankruptcy sale, must co-owner pay 50 percent of expenses? (Inman, 6:06 a.m.) ENeighborhoods exec. has roots in real estate technology (Inman, 12/28/05) Visions of gold entice a tin city (Boston Globe, 12/28/05) Government requirements for disclosure fail to make the grade (Inman, 6:06 a.m.) Electrical panel requires upgrading (Inman, 6:06 a.m.) Should landlords rent to section 8 subsidized tenants? (Inman, 6:06 a.m.) 'House Poor' a profitable read for home buyers (Inman, 6:06 a.m.) Inside capital gains tax law for real estate (Inman, 6:06 a.m.) Ensuring home's proper ventilation (Inman, 6:06 a.m.) America closes doors to architectural expression (Inman, 6:06 a.m.) 5 negotiation tactics for real estate deals (Inman, 6:06 a.m.) HOME OF THE WEEK: Old styles inside, bustling outside (Boston Globe, 12/25/05) ON LOCATION: Historic cottage escaped demolition, now it's a gem for sale (Boston Globe, 12/25/05) BUSINESS LETTERS: Home prices are falling, but why? (Boston Globe, 12/25/05) Brockton builds on factory legacy (Boston Globe, 12/25/05) COMMUNITY SNAPSHOT: Holbrook (Boston Globe, 12/25/05) feedback form | help | site index | globe archives | rss © 20 The New York Times Company

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15-Year Fixed Rate Land Loan Thursday, December 29, 2005 Serving our 'Fire Family' since 1935 ©2005 Los Angeles Firemen's Credit Union 15-Year Fixed Rate Land Loan With a fifteen year term, you'll have a shorter loan life and pay less in interest than a thirty year term. And, if a low payment is not a priority, then you'll receive a greater savings benefit from a lower rate. Features: No fees 15-year fixed rate loan 50% loan to value $359,650 loan limit 45 Day Rate Lock from date of completed application Only two (2) land loans permitted per household Available in all states that the Credit Union currently lends in, subject to verification of all applicable State laws > Apply Now > Check Rates This loan is a 15-year fixed rate loan, 50% loan to value with a limit of $359,650 (secondary market conforming loan limit.) Loans may not be used for business purposes and may not be located in a commercial or manufacturing area. Rates are subject to change daily. A one-point fee, if applicable, is based on the loan amount. Year-end rebates may apply at the discretion of the LAFCU Board of Directors. Participation in this program will not be confirmed until the completed application has been submitted to the Real Estate Department. All requests will be processed and must meet LAFCU's underwriting guidelines. Funding of these loans is subject to credit approval and verification of employment, equity, and all other related file documentation necessary to qualify applicant(s). The principal and interest payments for a 15-Year Fixed Trust Deed Land Loan in the amount of $180,000 at 7.75% results in monthly payments of $1,694.66. Mortgage Loans > Check Mortgage Rates > First Trust Deeds > Second Trust Deeds > Home Equity Lines > 7/23 > 15 Year Fixed > 15 Year Fixed Land Loan > 20 Year Fixed > 30 Year Fixed > Construction Loans > Non-owner occupied properties > Vacation / 2nd Home > Rental / Investments

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