Real estate agents usually

Real estate brokers and sales agents Skip Navigation Links Latest Numbers U.S. Department of Labor Bureau of Labor Statistics Occupational Outlook Handbook www.bls.gov Search the Handbook BLS Home | OOH Home | Frequently Asked Questions | A-Z Index | Contact Us Printer-friendly version ( HTML ) -- PDF ) -- Real Estate Brokers and Sales Agents Nature of the Work Working Conditions Training, Other Qualifications, and Advancement Employment Job Outlook Earnings Related Occupations Sources of Additional Information Significant Points Real estate brokers and sales agents often work evenings and weekends and usually are on call to suit the needs of clients. A license is required in every State and the District of Columbia. Although gaining a job may be relatively easy, beginning workers may face competition fromwell-established, more experienced agents and brokers in obtaining listings and in closing an adequate number of sales. Employment is sensitive to swings in the economy, especially interest rates; during periodsof declining economic activity and increasing interest rates, the volume of sales and the resultingdemand for sales workers fall. Nature of the Work [ About this section ] Back to Top One of the most complex and significant financial events in peoples lives is the purchase or sale of a home or investment property. Because of this complexity and significance, people typically seek the help of real estate brokers and sales agents when buying or selling real estate. Real estate brokers and sales agents have a thorough knowledge of the real estate market in their communities. They know which neighborhoods will best fit clients needs and budgets. They are familiar with local zoning and tax laws and know where to obtain financing. Agents and brokers also act as intermediaries in price negotiations between buyers and sellers. Real estate agents usually are independent sales workers who provide their services to a licensed real estate broker on a contract basis. In return, the broker pays the agent a portion of the commission earned from the agents sale of the property. Brokers are independent businesspeople who sell real estate owned by others; they also may rent or manage properties for a fee. When selling real estate, brokers arrange for title searches and for meetings between buyers and sellers during which the details of the transactions are agreed upon and the new owners take possession of the property. A broker may help to arrange favorable financing from a lender for the prospective buyer; often, this makes the difference between success and failure in closing a sale. In some cases, brokers and agents assume primary responsibility for closing sales; in others, lawyers or lenders do. Brokers supervise agents who may have many of the same job duties. Brokers also supervise their own offices, advertise properties, and handle other business matters. Some combine other types of work, such as selling insurance or practicing law, with their real estate business. Besides making sales, agents and brokers must have properties to sell. Consequently, they spend a significant amount of time obtaining listings—agreements by owners to place properties for sale with the firm. When listing a property for sale, agents and brokers compare the listed property with similar properties that recently sold, in order to determine a competitive market price for the property. Once the property is sold, both the agent who sold it and the agent who obtained the listing receive a portion of the commission. Thus, agents who sell a property that they themselves have listed can increase their commission. Most real estate brokers and sales agents sell residential property. A small number—usually employed in large or specialized firms—sell commercial, industrial, agricultural, or other types of real estate. Every specialty requires knowledge of that particular type of property and clientele. Selling or leasing business property requires an understanding of leasing practices, business trends, and the location of the property. Agents who sell or lease industrial properties must know about the regions transportation, utilities, and labor supply. Whatever the type of property, the agent or broker must know how to meet the clients particular requirements. Before showing residential properties to potential buyers, agents meet with them to get a feeling for the type of home the buyers would like. In this prequalifying phase, the agent determines how much the buyers can afford to spend. In addition, the agent and the buyer usually sign a loyalty contract which states that the agent will be the only one to show houses to buyers. An agent or broker then generates lists of properties for sale, their location and description, and available sources of financing. In some cases, agents and brokers use computers to give buyers a virtual tour of properties in which they are interested. With a computer, buyers can view interior and exterior images or floor plans without leaving the real estate office. Agents may meet several times with prospective buyers to discuss and visit available properties. Agents identify and emphasize the most pertinent selling points. To a young family looking for a house, they may emphasize the convenient floor plan, the areas low crime rate, and the proximity to schools and shopping centers. To a potential investor, they may point out the tax advantages of owning a rental property and the ease of finding a renter. If bargaining over price becomes necessary, agents must follow their clients instructions carefully and may have to present counteroffers in order to get the best possible price. Once both parties have signed the contract, the real estate broker or agent must make sure that all special terms of the contract are met before the closing date. For example, the agent must make sure that the mandated and agreed-upon inspections, including that of the home and termite and radon inspections, take place. Also, if the seller agrees to any repairs, the broker or agent must see that they are made. Increasingly, brokers and agents are handling environmental problems as well, by making sure that the properties they sell meet environmental regulations. For example, they may be responsible for dealing with lead paint on the walls. While loan officers, attorneys, or other persons handle many details, the agent must ensure that they are carried out. Working Conditions [ About this section ] Back to Top Advances in telecommunications and the ability to retrieve data about properties over the Internet allow many real estate brokers and sales agents to work out of their homes instead of real estate offices. Even with this convenience, much of the time of these workers is spent away from their desks—showing properties to customers, analyzing properties for sale, meeting with prospective clients, or researching the state of the market. Agents and brokers often work more than a standard 40-hour week. They usually work evenings and weekends and are always on call to suit the needs of clients. Although the hours are long and frequently irregular, most agents and brokers have the freedom to determine their own schedule. Consequently, they can arrange their work so that they can have time off when they want it. Business usually is slower during the winter season. Training, Other Qualifications, and Advancement [ About this section ] Back to Top In every State and the District of Columbia, real estate brokers and sales agents must be licensed. Prospective agents must be high school graduates, be at least 18 years old, and pass a written test. The examination—more comprehensive for brokers than for agents—includes questions on basic real estate transactions and laws affecting the sale of property. Most States require candidates for the general sales license to complete between 30 and 90 hours of classroom instruction. Those seeking a brokers license need between 60 and 90 hours of formal training and a specific amount of experience selling real estate, usually 1 to 3 years. Some States waive the experience requirements for the brokers license for applicants who have a bachelors degree in real estate. State licenses typically must be renewed every 1 or 2 years; usually, no examination needs to be taken. However, many States require continuing education for license renewals. Prospective agents and brokers should contact the real estate licensing commission of the State in which they wish to work in order to verify the exact licensing requirements. As real estate transactions have become more legally complex, many firms have turned to college graduates to fill positions. A large number of agents and brokers have some college training. College courses in real estate, finance, business administration, statistics, economics, law, and English are helpful. For those who intend to start their own company, business courses such as marketing and accounting are as significant as courses in real estate or finance. Personality traits are equally as important as ones academic background. Brokers look for applicants who possess a pleasant personality, are honest, and present a neat appearance. Maturity, good judgment, trustworthiness, and enthusiasm for the job are required in order to encourage prospective customers in this highly competitive field. Agents should be well organized, be detail oriented, and have a good memory for names, faces, and business particulars. Those interested in jobs as real estate agents often begin in their own communities. Their knowledge of local neighborhoods is a clear advantage. Under the direction of an experienced agent, beginners learn the practical aspects of the job, including the use of computers to locate or list available properties and identify sources of financing. Many firms offer formal training programs for both beginners and experienced agents. Larger firms usually offer more extensive programs than smaller firms. More than a thousand universities, colleges, and junior colleges offer courses in real estate. At some, a student can earn an associates or bachelors degree with a major in real estate; several offer advanced degrees. Many local real estate associations that are members of the National Association of Realtors sponsor courses covering the fundamentals and legal aspects of the field. Advanced courses in mortgage financing, property development and management, and other subjects also are available. Advancement opportunities for agents may take the form of higher rates of commission. As agents gain knowledge and expertise, they become more efficient in closing a greater number of transactions and increase their earnings. In many large firms, experienced agents can advance to sales manager or general manager. Persons who have received their brokers license may open their own offices. Others with experience and training in estimating property value may become real estate appraisers, and people familiar with operating and maintaining rental properties may become property managers. (See the Handbook statements on property, real estate, and community association managers ; and appraisers and assessors of real estate . ) Experienced agents and brokers with a thorough knowledge of business conditions and property values in their localities may enter mortgage financing or real estate investment counseling. Employment [ About this section ] Back to Top In 2004, real estate brokers and sales agents held about 460,000 jobs; real estate sales agents held approximately 24 percent of these jobs. Many worked part time, combining their real estate activities with other careers. About 6 out of 10 real estate agents and brokers were self-employed. Real estate is sold in all areas, but employment is concentrated in large urban areas and in rapidly growing communities. Most real estate firms are relatively small; indeed, some are one-person businesses. By contrast, some large real estate firms have several hundred agents operating out of numerous branch offices. Many brokers have franchise agreements with national or regional real estate organizations. Under this type of arrangement, the broker pays a fee in exchange for the privilege of using the more widely known name of the parent organization. Although franchised brokers often receive help in training sales staff and running their offices, they bear the ultimate responsibility for the success or failure of their firms. Real estate brokers and sales agents are older, on average, than most other workers. Historically, many homemakers and retired persons were attracted to real estate sales by the flexible and part-time work schedules characteristic of the field. These individuals could enter, leave, and later return to the occupation, depending on the strength of the real estate market, their family responsibilities, or other personal circumstances. Recently, however, the attractiveness of part-time real estate work has declined, as increasingly complex legal and technological requirements are raising startup costs associated with becoming an agent. Job Outlook [ About this section ] Back to Top Employment of real estate brokers and sales agents is expected to grow about as fast as average for all occupations through the year 2014, because of the increasing housing needs of a growing population, as well as the perception that real estate is a good investment. Relatively low interest rates should continue to stimulate sales of real estate, resulting in the need for more agents and brokers. In addition, a large number of job openings will arise each year from the need to replace workers who transfer to other occupations or leave the labor force. However, job growth will be somewhat limited by the increasing use of technology, which is improving the productivity of agents and brokers. For example, prospective customers often can perform their own searches for properties that meet their criteria by accessing real estate information on the Internet. The increasing use of technology is likely to be more detrimental to part-time or temporary real estate agents than to full-time agents, because part-time agents generally are not able to compete with full-time agents who have invested in new technology. Changing legal requirements, such as disclosure laws, also may dissuade some who are not serious about practicing full time from continuing to work part time. This occupation is relatively easy to enter and is attractive because of its flexible working conditions; the high interest in, and familiarity with, local real estate markets that entrants often have; and the potential for high earnings. Therefore, although gaining a job as a real estate agent or broker may be relatively easy, beginning agents and brokers may face competition from their well-established, more experienced counterparts in obtaining listings and in closing an adequate number of sales. Well-trained, ambitious people who enjoy selling—particularly those with extensive social and business connections in their communities—should have the best chance for success. Employment of real estate brokers and sales agents often is sensitive to swings in the economy, especially interest rates. During periods of declining economic activity and increasing interest rates, the volume of sales and the resulting demand for sales workers falls. As a result, the earnings of agents and brokers decline, and many work fewer hours or leave the occupation altogether. Earnings [ About this section ] Back to Top The median annual earnings of salaried real estate sales agents, including commissions, were $35,670 in May 2004.The middle 50 percent earned between $23,500 and $58,110 a year.The lowest 10 percent earned less than $17,600, and the highest 10 percent earned more than $92,770.Median hourly earnings in the industries employing the largest number of real estate sales agents in May 2004 were as follows: Residential building construction $54,770 Offices of real estate agents and brokers 37,970 Activities related to real estate 32,460 Lessors of real estate 25,840 Median annual earnings of salaried real estate brokers, including commission, were $58,720in May 2004. The middle 50 percent earned between $33,480 and $99,820 a year.Median annual earning of real estate brokers were $61,550 in offices of real estateagents and brokers and $44,920 in activities related to real estate. Commissions on sales are the main source of earnings of real estate agents and brokers.The rate of commission varies according to whatever the agent and broker agree on, the typeof property, and its value. The percentage paid on the sale of farm and commercialproperties or unimproved land is typically higher than the percentage paid for selling a home. Commissions may be divided among several agents and brokers. When the property issold, the broker or agent who obtained the listing usually shares the commission with thebroker or agent who made the sale and with the firm that employs each of them. Although anagents share varies greatly from one firm to another, often it is about half of the totalamount received by the firm. Agents who both list and sell a property maximize their commission. Income usually increases as an agent gains experience, but individual motivation,economic conditions, and the type and location of the property also affect earnings.Sales workers who are active in community organizations and in local real estate associationscan broaden their contacts and increase their earnings. A beginners earnings often areirregular, because a few weeks or even months may go by without a sale. Although some brokersallow an agent to draw against future earnings from a special account, the practice is notcommon with new employees. The beginner, therefore, should have enough money to live forabout 6 months or until commissions increase. Related Occupations [ About this section ] Back to Top Selling expensive items such as homes requires maturity, tact, and a sense of responsibility.Other sales workers who find these character traits important in their workinclude insurance sales agents ; retail salespersons ; sales representatives, wholesale and manufacturing ; and securities, commodities, and financial services sales agents .Although not involving sales, the work of property, real estate, and community association managers ,as well as appraisers and assessors of real estate, requires an understanding of real estate. Sources of Additional Information [ About this section ] Back to Top Disclaimer: Links to non-BLS Internet sites are provided for your convenience and do not constitute an endorsement. Information on licensing requirements for real estate brokers and sales agents is available from most local real estate organizations or from the State real estate commission or board. More information about opportunities in real estate is available on the Internet site of the following organization: National Association of Realtors. Internet: http://www.realtor.org OOH ONET Codes [ About this section ] Back to Top 41-9021.00, 41-9022.00 Suggested citation: Bureau of Labor Statistics, U.S. Department of Labor, Occupational Outlook Handbook , 2006-07 Edition , Real Estate Brokers and Sales Agents , on the Internet at http://www.bls.gov/oco/ ocos120.htm (visited December 29, 2005 ). 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(3) Listing #318 Destin Accom:  1 Bedroom 1 Full Bath Condo Sleeps up to 6: Weekly Rate (USA Dollars): 395 - 925 Destin Florida vacation rental Maravill Ground Floor #2110 Gulf Front View - Open Aug. 13 (3) Listing #185 Destin Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 7: Weekly Rate (USA Dollars): $600 - $1300 Flagler Beach Florida vacation rental return to top of Florida page or return to state list of USA vacation rentals Flagler Beach Florida vacation rentals Ocean Beach Club II Oceanfront (3) Listing #349 Flagler Beach Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 4: Weekly Rate (USA Dollars): 700 - 750 Fort Lauderdale Florida vacation rentals return to top of Florida page or return to state list of USA vacation rentals Fort Lauderdale Florida vacation rental Luxury 2/2 Condo Direct Beach! Gorgeous 1800 sqft. 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Beautifully Renovated Studios (2) Listing #203 Fort Lauderdale Accom:  1 Full Bath Condo Sleeps up to 4: Weekly Rate (USA Dollars): $400 - $1000 Fort Myers Florida vacation rental return to top of Florida page or return to state list of USA vacation rentals Fort Myers Florida vacation rental Sanibel Harbour Corner Unit (3) Listing #70 Fort Myers Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): $940 - $2250 Fort Myers Florida vacation rentals The Landings 4612 Flagship Dr. (3) Listing #368 Fort Myers Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 4: Monthly Rate (USA Dollars): 1400.00 - 3900.00 Fort Myers Beach Florida vacation rentals return to top of Florida page or return to state list of USA vacation rentals Fort Myers Beach Florida vacation rental Condo on the Beach Beautiful Beach Retreat (3) Listing #248 Fort Myers Beach Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): 650.00 - 1200.00 Fort Myers Beach Florida vacation rentals Water Luxury Views of Gulf & Estero Bay (3) Listing #80 Fort Myers Beach Accom:  3 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): 900 - 1500 Fort Walton Beach Florida vacation rental return to top of Florida page or return to state list of USA vacation rentals Fort Walton Beach rental Gulf Front Penthouse Best View 7th Floor (3) Listing #127 Fort Walton Beach Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 8: Weekly Rate (USA Dollars): 500 - 1200 Fort Walton Beach Florida rentals Rex & Penny's Beach Retreat Florida Condo Vacation Rental (3) Listing #11 Fort Walton Beach Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 8: Weekly Rate (USA Dollars): 550 - 1250 Fort Walton Beach Florida vacation rental 5th Floor View - Awesome! 1 Bedroom with Bunks (3) Listing #105 Fort Walton Beach Accom:  1 Bedroom 1 Full Bath 2 Half Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): 500 - 1200 Hollywood Florida vacation rentals return to top of Florida page or return to state list of USA vacation rentals Hollywood Florida vacation rentals Beach Vacation Rentals Caribbean Resort Apartments (3) Listing #414 Hollywood Accom:  1 Bedroom 1 Full Bath Villa Sleeps up to 4: Weekly Rate (USA Dollars): $450+tax - $600+tax Indian Rocks Beach Florida vacation rental return to top of Florida page or return to state list of USA vacation rentals Indian Rocks Beach Florida vacation rental HAS IT ALL - Beach Front Tennis & Pool (3) Listing #128 Indian Rocks Beach Accom:  3 Bedrooms 2 Full Baths Condo Sleeps up to 8: Weekly Rate (USA Dollars): $760 - $1450 Indian Rocks Beach Florida vacation rentals Beachfront Corner - Reef Club Jan 21st 2006. $595 per week (3) Listing #74 Indian Rocks Beach Accom:  3 Bedrooms 2 Full Baths Condo Sleeps up to 8: Weekly Rate (USA Dollars): $595 - $1450 Indian Rocks Beach Florida vacation rental Luxury Beachfront Penthouse Popular Reef Club (#504) (3) Listing #91 Indian Rocks Beach Accom:  3 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): $700.00 - $1600.00 Indian Rocks Beach Florida vacation rentals Deja-View Pool Is Right on the Beach (3) Listing #78 Indian Rocks Beach Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 4: Weekly Rate (USA Dollars): $800.00 - $1100.00 Indian Rocks Beach Florida vacation rental Sand Castle North on the BEACH Pool/Jacuzzi White Sand Beach (3) Listing #43 Indian Rocks Beach Accom:  3 Bedrooms 2 Full Baths Condo Sleeps up to 7: Weekly Rate (USA Dollars): 800 - 1100 Indian Rocks Beach vacation rentals Fantastic Gulf View Located on the Beach Listing #129 Indian Rocks Beach Accom:  3 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): 900 - 1200 Indian Shores Florida vacation rentals return to top of Florida page or return to state list of USA vacation rentals Indian Shores Florida vacation rental Dramatically Upgraded Gulf Front Condo at Sea Gate! (3) Listing #417 Indian Shores Accom:  3 Bedrooms 2 Full Baths Condo Sleeps up to 8: Weekly Rate (USA Dollars): $950 - $1475 Indian Shores Florida rentals My Indian Shores Beach Condo Family Resort Condo on Beach (6) Listing #277 Indian Shores Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 7: Weekly Rate (USA Dollars): 665 - 1100 Indian Shores Florida rental $550/wk TOTAL! Huge, Beach Condo, Pool, New (3) Listing #378 Indian Shores Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 8: Weekly Rate (USA Dollars): $550 - $625 Total Islamorada Florida vacation rental return to top of Florida page or return to state list of USA vacation rentals Islamorada Florida vacation rentals Islamorada Vacation Condo Gorgeous! Prime Location! (3) Listing #109 Islamorada Accom:  2 Bedrooms 1 Full Bath 1 Half Bath Condo Sleeps up to 6: Weekly Rate (USA Dollars): $700 - $800 Islamorada Florida vacation rental Islamorada, Florida Keys Ocean View Condo (3) Listing #57 Islamorada Accom:  3 Bedrooms 2 Full Baths Condo Sleeps up to 5: Weekly Rate (USA Dollars): 1000 $ - 1200 $ Key Largo Florida vacation rentals return to top of Florida page or return to state list of USA vacation rentals Key Largo Florida vacation rentals Gorgeous Key Largo Townhouse Beautiful Views and Spacious (3) Listing #104 Key Largo Accom:  2 Bedrooms 2 Full Baths Townhouse Sleeps up to 6: Weekly Rate (USA Dollars): $700 - $800 Key West vacation rental return to top of Florida page or return to state list of USA vacation rentals Key West Florida vacation rental Ocean View Private Estate 2 Acres with Lush Tropical (3) Listing #133 Key West Accom:  5 Bedrooms 3 Full Baths House Sleeps up to 14: Weekly Rate (USA Dollars): $1250 - $3750 Key West Florida vacation rentals The Gallup Arms Tropical Living with Pool (3) Listing #61 Key West Accom:  3 Bedrooms 2 Full Baths 1 Half Bath Townhouse Sleeps up to 6: Weekly Rate (USA Dollars): 1500 - 2000 Key West vacation rental Henry's Piece Of Paradise On The Ocean In Key West (3) Listing #89 Key West Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 5: Weekly Rate (USA Dollars): 1400 - 2800 Kissimmee vacation rentals return to top of Florida page or return to state list of USA vacation rentals Kissimmee Florida vacation rentals Grand Palms 3 Bed 2 Bath Condo 5 miles to Disney, from $75 (3) Listing #207 Kissimmee Accom:  3 Bedrooms 2 Full Baths Condo Sleeps up to 8: Weekly Rate (USA Dollars): US$500 - US$750 Kissimmee Florida vacation rental Fabulous Condo Near Disney, FL Windsor Palms Resort (3) Listing #17 Kissimmee Accom:  3 Bedrooms 2 Full Baths Condo Sleeps up to 8: Daily Rate (USA Dollars): 65 - 100 Kissimmee Florida vacation rentals Spectacular South-facing POOL HOME - 4 miles to DisneyWorld (3) Listing #343 Kissimmee Accom:  3 Bedrooms 2 Full Baths House Sleeps up to 8: Daily Rate (USA Dollars): 99.00 - 140.00 Kissimmee Florida rental 3 Bdr 2 Bath Condo near Disney Low Season Rate -$70 per night (3) Listing #385 Kissimmee Accom:  3 Bedrooms 2 Full Baths Condo Sleeps up to 8: Weekly Rate (USA Dollars): $490 - $725 Kissimmee Florida rentals IT'S NEW, GORGEOUS AND UPSCALE **5 MIN'S DISNEY** $99/NIGHT** (3) Listing #140 Kissimmee Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Daily Rate (USA Dollars): $99 All Year!..... - $129 Christmas Kissimmee Florida vacation rental Orlando/Disney Vacation Villa Emerald Island 3 mi to Disney (3) Listing #147 Kissimmee Accom:  4 Bedrooms 3 Full Baths 1 Half Bath Townhouse Sleeps up to 10: Weekly Rate (USA Dollars): $100/nt - $700/wk Kissimmee Florida vacation rentals Disney Area Condo Pool Side Unit (3) Listing #12 Kissimmee Accom:  3 Bedrooms 2 Full Baths Condo Sleeps up to 8: Weekly Rate (USA Dollars): $560.00 - $630.00 Kissimmee Florida vacation rental NEW! THRILLING 3 B/R CONDO!! TWO KING SIZE MSTR B/R SUITES! (3) Listing #297 Kissimmee Accom:  3 Bedrooms 3 Full Baths Condo Sleeps up to 8: Daily Rate (USA Dollars): $109 - $139 Kissimmee vacation rentals "POOLSIDE" TOWNHOUSE Pool View (3) Listing #218 Kissimmee Accom:  4 Bedrooms 3 Full Baths 1 Half Bath Townhouse Sleeps up to 10: Weekly Rate (USA Dollars): $650 - $750/$850 Kissimmee Florida vacation rental **BRAND NEW! ** DISNEY CONDO** JAW-DROPPING BEAUTIFUL (3) Listing #197 Kissimmee Accom:  3 Bedrooms 3 Full Baths Condo Sleeps up to 8: Weekly Rate (USA Dollars): 623 - 693 Kissimmee Florida vacation rentals Beautiful Vacation Home 8 miles from Disney gates (6) Listing #426 Kissimmee Accom:  3 Bedrooms 2 Full Baths Villa Sleeps up to 8: Daily Rate (USA Dollars): 80 - 110 Kissimmee Florida vacation rental Luxurious Condo 5 Minutes to Disney (3) Listing #256 Kissimmee Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 8: Weekly Rate (USA Dollars): 525.00 - 970.00 Kissimmee Florida vacation rentals +++Best Value Vacation Villa 5 Miles from Disney World (3) Listing #341 Kissimmee Accom:  3 Bedrooms 2 Full Baths Condo Sleeps up to 8: Weekly Rate (USA Dollars): 400.00 - 756.00 Kissimmee Florida vacation rental Condo or Townhouse + Sundeck? Windsor Palms Resort nr Disney (3) Listing #354 Kissimmee Accom:  3 Bedrooms 3 Full Baths Townhouse Sleeps up to 6: Weekly Rate (USA Dollars): $650.00 - $900.00 Kissimmee Florida rentals Brand New Windsor Hills 3BR/2B 1 1/2 mile from Disney (3) Listing #381 Kissimmee Accom:  3 Bedrooms 2 Full Baths Condo Sleeps up to 8: Daily Rate (USA Dollars): 75.00 - 140.00 Kissimmee Florida rental My Kissimmee Condo Laguna Bay Villas Complex (3) Listing #235 Kissimmee Accom:  3 Bedrooms 2 Full Baths Condo Sleeps up to 8: Weekly Rate (USA Dollars): 650 - 1000 Lakeland vacation rental return to top of Florida page or return to state list of USA vacation rentals Lakeland Florida vacation rentals Lake Bonny Vacation Home Lake Front Home (3) Listing #251 Lakeland Accom:  3 Bedrooms 3 Full Baths House Sleeps up to 6: Weekly Rate (USA Dollars): 600.00 - 800.00 Madeira Beach vacation rentals return to top of Florida page or return to state list of USA vacation rentals Madeira Beach vacation rental Tip-Top Beachfront Condo Very Clean w/ X-Large Balcony (3) Listing #102 Madeira Beach Accom:  3 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): $900 - $1300 Madeira Beach Florida vacation rentals Ellie Ackley's Beach Place 3 Bedroom, Beachfront Condo (3) Listing #186 Madeira Beach Accom:  3 Bedrooms 2 Full Baths Condo Sleeps up to 8: Weekly Rate (USA Dollars): $850 - $1500 Madeira Beach Florida vacation rental Gorgeous Beach Front Rentals Privacy, Peace, and Quiet (3) Listing #112 Madeira Beach Accom:  2 Bedrooms 1 Full Bath Condo Sleeps up to 5: Weekly Rate (USA Dollars): $600 - $800 Madeira Beach Florida vacation rentals Gulf Front Great Sunset Views Listing #79 Madeira Beach Accom:  3 Bedrooms 2 Full Baths Condo Sleeps up to 8: Weekly Rate (USA Dollars): 665 - 1365 Madeira Beach Florida vacation rental Directly on Beach Gulf Front Balcony (3) Listing #60 Madeira Beach Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): 735 - 1250 Marco Island vacation rental return to top of Florida page or return to state list of USA vacation rentals Marco Island Florida vacation rentals Beachfront Beautiful 2+ Bedroom For Less Than A Hotel Room (3) Listing #132 Marco Island Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): 640 - 1570 Marco Island Florida vacation rental Marco 2 BA/2BA Condo Walking Distance to S. Beach (3) Listing #107 Marco Island Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): $500 - $1000 Marco Island Florida vacation rentals Directly on the Beach GREAT View of the Gulf (3) Listing #113 Marco Island Accom:  1 Bedroom 1 Full Bath Condo Sleeps up to 4: Weekly Rate (USA Dollars): $550 - $1200 Marco Island Florida rental Best Buy on Marco Southseas Towers Listing #425 Marco Island Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): 600 - 1500 Marco Island rentals Marco Island Condo Rental Direct Beachfront Sleeps 6 (3) Listing #35 Marco Island Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): $695 - $1450 Marco Island Florida vacation rental South Seas Club Beachfront Beauty (3) Listing #239 Marco Island Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 5: Weekly Rate (USA Dollars): $800 - $1975 Marco Island Florida vacation rentals Marco Island Waterfront Condo Waterfront View of Marco Bay (3) Listing #108 Marco Island Accom:  1 Bedroom 1 Full Bath Condo Sleeps up to 5: Weekly Rate (USA Dollars): 600 - 1500 Marco Island Florida vacation rental Marco Island Getaway Walk to Beach (3) Listing #77 Marco Island Accom:  2 Bedrooms 1 Full Bath Condo Sleeps up to 5: Monthly Rate (USA Dollars): 1800 - 2400 Marco Island Florida vacation rentals Beachfron Beauty II Views of the Beach (3) Listing #114 Marco Island Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 5: Weekly Rate (USA Dollars): $800 - $1975 Marco Island Florida vacation rental Gulf Front Condo Great View, Beautiful Beach (3) Listing #194 Marco Island Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): $665 - $1565 Naples vacation rentals return to top of Florida page or return to state list of USA vacation rentals Naples Florida vacation rentals NEWER CONDO - 5 MIN. TO BEACH -VIEW OF GOLF COURSE (3) Listing #110 Naples Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Monthly Rate (USA Dollars): $1500/mo - $3300/mo Naples Florida vacation rental Naples Area Vacation Condo Incredible Gulf Views! (3) Listing #95 Naples Accom:  3 Bedrooms 4 Full Baths Condo Sleeps up to 5: Monthly Rate (USA Dollars): $4000.00 - $8000.00 Navarre Beach vacation rental return to top of Florida page or return to state list of USA vacation rentals Navarre Beach Florida vacation rentals View of 30 Miles of Gulf Coast Wrap-around Windows (3) Listing #201 Navarre Beach Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): $700 - $1600 Navarre Beach vacation rental Gorgeous Gulf and Sound Views Sunrise and Sunsets Views (3) Listing #176 Navarre Beach Accom:  4 Bedrooms 3 Full Baths Townhouse Sleeps up to 10: Weekly Rate (USA Dollars): $880 - $1150 Navarre Beach Florida rentals 15th Floor Great Gulf View Summerwind West (3) Listing #171 Navarre Beach Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): $550 - $1600 New Smyrna Beach vacation rentals return to top of Florida page or return to state list of USA vacation rentals New Smyrna Beach Florida rental Castle Reef Oceanfront Condo New Smyrna Beach Florida (3) Listing #413 New Smyrna Beach Accom:  2 Bedrooms 2 Full Baths 6 Half Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): 500 - 800 New Smyrna Beach Florida vacation rentals Beautiful 3/2 Condo 1745 sqft ! Sleeps 6-8, 750/850 per week (3) Listing #214 New Smyrna Beach Accom:  3 Bedrooms 2 Full Baths Condo Sleeps up to 8: Weekly Rate (USA Dollars): 750.00 - 850.00 New Smyrna Beach Florida vacation rental Oceanfront Balcony Great View (3) Listing #301 New Smyrna Beach Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): $800 - $1200 New Smyrna Beach Florida vacation rentals New Luxury Condo, #4-201 The Beach and So Much More! (3) Listing #90 New Smyrna Beach Accom:  3 Bedrooms 2 Full Baths Condo Sleeps up to 9: Weekly Rate (USA Dollars): $800 - $1000 New Smyrna Beach Florida vacation rental Brand New Luxury Condo Oceanwalk (3) Listing #249 New Smyrna Beach Accom:  3 Bedrooms 2 Full Baths Condo Sleeps up to 8: Weekly Rate (USA Dollars): $895 - $1050 New Smyrna Beach Florida vacation rentals Oceanfront Condo on Non-Drive Sea Coast Gardens III (3) Listing #308 New Smyrna Beach Accom:  1 Bedroom 1 Full Bath Condo Sleeps up to 4: Weekly Rate (USA Dollars): 450 - 1000 New Smyrna Beach Florida vacation rental Ebb Tide Resort Style Condo Oceanfront on Non Driving NSB (3) Listing #209 New Smyrna Beach Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): 750 - 1750 New Smyrna Beach vacation rentals Beach Front Balcony Great View Listing #289 New Smyrna Beach Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): $750.00 - $850.00 Okaloosa Island vacation rental return to top of Florida page or return to state list of USA vacation rentals Okaloosa Island Florida vacation rental GulfFront Spring Openings (3) Listing #151 Okaloosa Island Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): 630 - 1320 Okaloosa Island Florida vacation rentals New Ocean Front Penthouse Check our Fall Specials (3) Listing #399 Okaloosa Island Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 8: Weekly Rate (USA Dollars): $899 - $2,099 Orlando vacation rentals return to top of Florida page or return to state list of USA vacation rentals Orlando Florida rental Luxury Florida Villa Orlando Vacation Villa (3) Listing #412 Orlando Accom:  4 Bedrooms 2 Full Baths Villa Sleeps up to 8: Weekly Rate (USA Dollars): 750 - 1150 Orlando Florida rentals LUXURY VILLA CLOSE TO DISNEY GAMES ROOM SOLAR HEATED POOL (3) Listing #290 Orlando Accom:  4 Bedrooms 3 Full Baths Villa Sleeps up to 10: Weekly Rate (USA Dollars): $900 - $1170 Orlando Florida vacation rental Disney Universal 2 Bedrm Condo 1 Mile from Universal Studios (3) Listing #272 Orlando Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): 690.00 - 900.00 Orlando Florida vacation rentals LUXURY VACATION CONDO 2 BEDROOMS/2 BATHROOMS Listing #410 Orlando Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Daily Rate (USA Dollars): $65. per night - $80. per night Orlando Florida vacation rental Villa Ambiente Luxury Villa Pool, Spa, Southwest View (3) Listing #142 Orlando Accom:  5 Bedrooms 4 Full Baths Villa Sleeps up to 12: Weekly Rate (USA Dollars): $950 - $1400 Orlando Florida vacation rentals Villa By Disney Great View of Disney Fireworks (3) Listing #221 Orlando Accom:  4 Bedrooms 2 Full Baths Villa Sleeps up to 10: Weekly Rate (USA Dollars): 700 - 975 Panama City Beach vacation rental return to top of Florida page or return to state list of USA vacation rentals Panama City Beach vacation rental Panama City Beach Condos Rentals (3) Listing #99 Panama City Beach Accom:  2 Bedrooms 2 Full Baths 1 Half Bath Condo Sleeps up to 6: Weekly Rate (USA Dollars): $575 - $845 Panama City Beach Florida vacation rentals 1 & 2 Bedroom Oceanfront Condos Edgewater & Long Beach Resorts (3) Listing #250 Panama City Beach Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 8: Weekly Rate (USA Dollars): $700 - $1850 Panama City Beach Florida vacation rental Gulf Front Expansive Gulf Views Listing #67 Panama City Beach Accom:  3 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): $760 - $1530 Panama City Beach Florida vacation rentals Horizon South Family Resort Resort Across Street from Beach (3) Listing #258 Panama City Beach Accom:  1 Bedroom 1 Full Bath Condo Sleeps up to 6: Weekly Rate (USA Dollars): $400 - $850 Panama City Beach Florida vacation rental Beautiful 2-Br/2Bth-Gated Property Horizon South Resort (3) Listing #280 Panama City Beach Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 8: Weekly Rate (USA Dollars): 480.00 - 870.00 Panama City Beach Florida rentals Panama City Beach Condos Pelican Walk and Mariner East (3) Listing #306 Panama City Beach Accom:  1 Bedroom 2 Full Baths Condo Sleeps up to 4: Weekly Rate (USA Dollars): 540 - 1170 Panama City Beach Florida rental Beach Front Condo Edgewater Beach Resort Listing #157 Panama City Beach Accom:  3 Bedrooms 3 Full Baths Condo Sleeps up to 8: Weekly Rate (USA Dollars): 1500 - 3300 Panama City Beach Florida vacation rentals Wraparound Beachfront Balcony Awesome View-Great Amenities (3) Listing #205 Panama City Beach Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): 900 - 1680 Pompano Beach vacation rentals return to top of Florida page or return to state list of USA vacation rentals Pompano Beach Florida vacation rental Panoramic, Intracostal, Lighthouse Newly Renovated & Furnished (3) Listing #264 Pompano Beach Accom:  1 Bedroom 1 Full Bath Condo Sleeps up to 4: Weekly Rate (USA Dollars): $550 - $750 Ponce Inlet vacation rental return to top of Florida page or return to state list of USA vacation rentals Ponce Inlet vacation rentals New Luxury Condo The Beach, Golf, Tennis & More (3) Listing #236 Ponce Inlet Accom:  3 Bedrooms 3 Full Baths Condo Sleeps up to 8: Monthly Rate (USA Dollars): 2500 - 3000 Ponce Inlet Florida vacation rental Luxury Condo @ Harbour Village Coastal Living as it's Finest (3) Listing #416 Ponce Inlet Accom:  3 Bedrooms 3 Full Baths Condo Sleeps up to 6: Monthly Rate (USA Dollars): $2500 - $3000 Redington Shores vacation rentals return to top of Florida page or return to state list of USA vacation rentals Redington Shores Florida vacation rentals On the Gulf Balcony with Superb Views (3) Listing #66 Redington Shores Accom:  3 Bedrooms 3 Full Baths Condo Sleeps up to 10: Weekly Rate (USA Dollars): 850 - 1325 Redington Shores Florida vacation rental Redington "Shore to Please" Glorious Ocean and Beach View (3) Listing #229 Redington Shores Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): 630.00 - 980.00 Sanibel Island vacation rental return to top of Florida page or return to state list of USA vacation rentals Sanibel Island Florida vacation rentals Luxury Gulf Front Penthouse At fabulous Pointe Santo (3) Listing #401 Sanibel Island Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): 1300 - 3000 Sanibel Island Florida vacation rental Central Reservations Over 5000 options in Network (1) Listing #7 Sanibel Island Accom:  Condo: Weekly Rate (USA Dollars): $600 - $10000 Sanibel Island Florida vacation rentals 3BR/2BA Sanibel Condo Rental Free Internet, Gulf Front (3) Listing #139 Sanibel Island Accom:  3 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): 1550 - 3470 Sanibel Island Florida rental Sanibel Island Condo Coquina Beach (3) Listing #20 Sanibel Island Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): 730 - 1610 Sanibel Island Florida rentals "Sanibel Shore To Please" Sundial Beachfront Resort (3) Listing #189 Sanibel Island Accom:  1 Bedroom 1 Full Bath Condo Sleeps up to 4: Weekly Rate (USA Dollars): $725. - $1750. Sanibel Island vacation rental Pointe Santo 1st Floor Walkout Gulf Front - Tropical Setting (3) Listing #86 Sanibel Island Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): 1000 - 2300 Sarasota vacation rentals return to top of Florida page or return to state list of USA vacation rentals Sarasota Florida vacation rentals Prestancia PENTHOUSE TPC Golf Sunset Views, near Siesta Key (3) Listing #353 Sarasota Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): $630.00 - $840.00 St. Augustine Beach vacation rental return to top of Florida page or return to state list of USA vacation rentals St. Augustine Beach Florida vacation rental Beautiful Beachfront Townhomes 2 Pools, Amazing Beach (3) Listing #192 St. Augustine Beach Accom:  2 Bedrooms 2 Full Baths Townhouse Sleeps up to 6: Weekly Rate (USA Dollars): 600 - 1125 St. Pete Beach vacation rentals return to top of Florida page or return to state list of USA vacation rentals St. Pete Beach Florida vacation rentals Luxury Gulf Coast Condo Bay & Gulf View (3) Listing #64 St. Pete Beach Accom:  2 Bedrooms 1 Full Bath 1 Half Bath Condo Sleeps up to 4: Weekly Rate (USA Dollars): 630 - 980 St. Petersburg vacation rental return to top of Florida page or return to state list of USA vacation rentals St. Petersburg Florida vacation rental St. Petersburg FL Bermuda Bay Private Beach, Pools, Tennis.. (3) Listing #36 St. Petersburg Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): 275 - 550 (equiv but only rents mont St. Petersburg Florida vacation rentals Magic Shangrila on the Beach View of Boca Ciega Bay (3) Listing #130 St. Petersburg Accom:  1 Bedroom 1 Full Bath Condo Sleeps up to 4: Weekly Rate (USA Dollars): $450 - 2400 - 30 days Treasure Island vacation rentals return to top of Florida page or return to state list of USA vacation rentals Treasure Island Florida vacation rental Land's End Condo Wonderful Beach/Pool Vacation (3) Listing #400 Treasure Island Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): 725 - 1200 Treasure Island Florida vacation rentals Heavenly Sunsets Perfect Family Getaway (3) Listing #269 Treasure Island Accom:  3 Bedrooms 2 Full Baths 1 Half Bath Condo Sleeps up to 8: Weekly Rate (USA Dollars): $750 - $1000 Treasure Island Florida vacation rental Lands End Beautiful Views (3) Listing #145 Treasure Island Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): $650 - $1275 Treasure Island rentals Gulf-front steps away from beach (3) Listing #135 Treasure Island Accom:  1 Bedroom 1 Full Bath Condo Sleeps up to 4: Weekly Rate (USA Dollars): 600 - 750 Treasure Island Florida rental ALMOST HEAVEN Beautiful Sunsets (3) Listing #125 Treasure Island Accom:  1 Bedroom 1 Full Bath Condo Sleeps up to 4: Weekly Rate (USA Dollars): $ 375 - $ 400 Treasure Island Florida vacation rentals A Home Away From Home Great Oceanview Balcony (3) Listing #137 Treasure Island Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): 750 - 1000 Venice vacation rental return to top of Florida page or return to state list of USA vacation rentals Venice Florida vacation rental Beachfront One & Two-Bedroom Condos on the Gulf of Mexico (3) Listing #427 Venice Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 6: Weekly Rate (USA Dollars): $580.00 - $995.00 Venice Florida vacation rentals Plantation Golf & Country Club Overlooks the Golf Course (9) Listing #59 Venice Accom:  2 Bedrooms 2 Full Baths Condo Sleeps up to 4: Weekly Rate (USA Dollars): $550 per week - $650 per week

home loans. Furthermore, we

VA Loans from the VA Mortgage Center 800-405-6682 Contact Why a VA Loan? Pre-Qualify VA Loan THE VA LOAN SPECIALISTS If you are among the 29 million veterans or active duty service personnel who are eligible for a Veteran Loan, the VA Mortgage Center can help provide you with the advice and resources needed to buy or refinance the home of your dreams, while ensuring you get the best rates on your loan. GET STARTED WITH YOUR VA LOAN Your State: Select... Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Unsure Loan Type: VA Home Purchase VA Refinance The VA Mortgage Center specializes in helping veterans with all of their mortgage lending needs. Loan Limits Increased - To $417,000! As of January 1, 2006, qualified Veterans and Active Duty military can obtain a loan of up to $417,000 or $625,500 in high cost areas- with no money down. Let one of our knowledgeable, courteous VA specialists help you maximize your VA benefits today. Prequalify now OUR PURPOSE The VA Mortgage Center is founded on 2 principles. First, we believe every military service member and veteran should be aware of their VA Benefits for home loans. Furthermore, we feel that any and all interested service members should be guided through the VA home loan process by a knowledgeable VA loan specialist. DO YOU KNOW IF YOU QUALIFY FOR A VA LOAN? Almost every veteran is eligible for Veterans Affair benefits like VA home loans. These loans are generally the best choice for veterans who are planning to make a home purchase or to refinance an existing home mortgage. YOUR VA BENEFITS The Department of Veteran Affairs, which originated in 1930, provides a variety of financial benefits for Veterans and their dependents. VA home loans are one of the prime VA benefits provided for by this Department. VA LOAN SPECIALISTS VA Mortgage Center's knowledgeable Veteran loan professionals are waiting to answer all of your questions and help you with the entire VA loan application process. You may contact one of our specialists using our simple online form or by calling a specialist at 800-405-6682. PRE-QUALIFY Apply online for a VA mortgage loan Whether you plan to Purchase a Home or Refinance an existing home loan for a better interest rate (or to take out cash), contact us to obtain your Certificate of Eligibility and get Pre-Qualified. Helpful VA specialists are standing by. Please call 800-405-6682 . EQUAL OPPORTUNITY LENDER " I was a bit nervous to make such a large purchase, but the VA Mortgage Center was there for me every step of the way. Kris, my loan officer, was extremely patient with me, and kept me informed daily as to the status of my loan. I love my new home! " - Paul St. Pierre E-7 Master Sergeant, McGuire AFB Read More Testimonials about the VA Mortgage Center VA Loan Information VA Loan FAQs VA Loan VA Loan Qualification Home Purchase VA Refinance Cash-Out Refinance Contact Us Privacy Policy The VA Mortgage Center is a private lender specializing in VA loans , we are NOT affiliated with any government agency . We originate loans in most states . In order for us to best serve our customers, the VA Mortgage Center may share customer information with trusted affiliates.

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MilitarybyOwner.com - Real Estate near U.S. Military Bases Forgot your password? Email: Password: 12/29/2005 2:30:31 PM -- Live Support Chat Live Chat Hours of Operation 9:00 AM - 9:00 PM EST M-F WELCOME Welcome to MilitarybyOwner.com, your one source for advertising your home For Sale by Owner or For Rent near our Military Installations. Use the power of your military network and the web to help you find, sell or rent your next home. HOME SEARCH State - Select - AL AK AZ AR AE AP CA CO CT DE DC FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY Military Base Select a state first City or Zipcode Price Range No Min $100,000 $150,000 $200,000 $250,000 $300,000 $350,000 $400,000 $450,000 $500,000 $550,000 $600,000 $650,000 $700,000 $750,000 $800,000 $850,000 $900,000 $950,000 to $100,000 $150,000 $200,000 $250,000 $300,000 $350,000 $400,000 $450,000 $500,000 $550,000 $600,000 $650,000 $700,000 $750,000 $800,000 $850,000 $900,000 $950,000 $1,000,000 No Max Bedrooms 1 or more 2 or more 3 or more 4 or more 5 or more Availability January February March April May June July August September October November December / / 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 AD Number -- THIS SITE IS AN INVALUABLE TOOL FOR SELLING YOUR HOUSE IN A MILITARY 'SELL BY OWNER' COMMUNITY. I COULDN'T KEEP UP WITH THE PHONE CALLS AND EMAIL HITS. PEOPLE STILL CONTACTED ME AFTER THE HOUSE WAS UNDER CONTRACT. CUSTOMER SERVICE IS EXCELLENT. A SMALL INVESTMENT FOR A HUGE PAYOFF. - TOM, FORT BRAGG, FAYETTEVILLE, NC MILITARY LOANS | 50 STATES | BUSINESS ADVERTISING | MOVING RESOURCES | TESTIMONIALS | FAQ | ABOUT US | CONTACT US

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A Denver real estate agent specializes in relocation to the Denver Metro area Denver Real Estate Directory Relocation buyers need extra help, learning about the area, schools, drive times and finding the best neighborhood to suit your lifestyle isn't easy. I can assist you with a relocation package tailored to your needs. [ Click Here for More ] Personalize your search and have results delivered to your inbox daily. This HomeFinder service is the most popular of all. [ Click Here for More ] The home buying process is easy when you know the answers; learn how to finance your home, how much it will cost and more. [ Click Here for More ] Select featured homes offering a virtual tour, so you can enjoy a tour from the comforts of your home anytime, day or night. [ Click Here for More ] search Denver Real Estate Site Are you considering a move and want to purchase a new home? Are you wondering about the suburbs of Denver and what they look like? Do you have questions about the city and the suburbs? Are you currently just shopping for information about Denver homes? You have found the right spot! Gathering information is going to be easy now. You will find the answers to your questions here. OFFERING MANY CHOICES OF DENVER HOMES The metro area has an abundance of neighborhoods that might fit your needs. I pride myself in being able to discuss these areas with you. It's important to look at all the possibilities when relocating to a new area and I can help you do just that. Here are some of the areas in the Denver Metro area to consider: OBTAIN NEIGHBORHOOD INFORMATION - CLICK ON THE CITY OF YOUR CHOICE... Arvada Denver Littleton Aurora Denver Tech Center Lodo Brighton Erie Louisville Broomfield Evergreen Lone Tree Castle Rock Greenwood Village Morrison Centennial Golden Northglenn Cherry Hills Highlands Ranch Parker Conifer Ken Caryl Thornton Commerce City Lafayette Westminster Lakewood Research demographics , follow links to gain visual perspective, driving times to popular Denver area locations, taxation in Colorado , links to school accountability reports , private schools , higher education in Denver, American Dream Downpayment Program and other facts helpful to a inquiring Denver relocation prospect. DENVER HOME SALES STATISTICS The Berkshire Group follows the real estate market trends in the Denver metro area. We publish the current market trends in the Denver Real Estate Update and Denver Sales Statistics . Click on the link to review the latest information about Denver home values, Denver's average days on market, list to sale ratios, etc. Denver relocation services are not exclusive to out of state (or country) home buyers. If you are relocating from an area of the city to another, you are welcomed and encouraged to use my services. As a relocation specialist I know how important it is to be able to learn about all the areas that might fit your needs. I have made it my business to compile as complete a website as possible, offering you information that you want...now! If you have additional questions please feel free to contact me either by telephone or e-mail. I promise I will answer your questions honestly and promptly and without pressure. Selling homes in and around Denver is my specialty...how may I help you? HOME BUYING DIRECTORY Buyer Broker Down Payment How to Qualify for a Mortgage Loan Application Locking in Interest Rate Earnest Money Loan Application Checklist Fico Scores Moving List Moving Pets What is PMI? Finance Glossary Financing Your Home Reverse Mortage Home Buying Process Closing Costs © Homes for sale... Beautiful Executive Home In Greenwood Village $579,900 All Execellent Cherry Creek Schools! Curved Stairway and French Doors to mainfloor Den. 5 Bedrooms, 5 Baths, Fully finished walkout basement. Click Here for more info Property Brochure Available Here. Castle Rock Home in the Villages $220,000 Newly redone with fresh paint and new carpet, this lovely Richmond two story has a great custom deck. Located in an established neighborhood you will love the price. Why wait for new? Call Kristal Kraft at 800-319-7739. Property brochure available online. Beautiful Historic Building! True, authentic Loft! Denver Loft Property brochure available here. Enjoy living in a Denver landmark in downtown Denver! (MLS #265755 Visual Tour #57003) Where? At the Denver Dry Lofts, 2 bedrooms, 2 baths, 22 foot ceilings, hardwood floor, timber beams, lots of vertical interest. HUGE PRICE REDUCTION! $239,900! Additionally the seller is offering incentives to the buyer...$5,000 worth! For more information, call your broker or call Larry McGee at 303-513-1436 View the visual tour of The Denver Dry Loft here. Looking for Lofty Living? (Tour #58151 MLS #268538) $319,000 Wow! Historic, Authentic loft completely renovated in 2005 with easy access to Lodo, Coors Field, restaurants and coffee shops. Light & bright end unit with plenty of space. Huge kitchen island with slab granite, Italian cabinets, lots of exposed brick & wood beemas, sealed concrete floors, large full bath, oversized tub, high ceilings, 2 storage units and plenty of room for your workspace. To see it, Call your agent or call Susie Farrar 303-350-5838 Brochure on Walnut Street Loft Take a virtual tour of the Walnut Loft Bank Owned, Bring Offer! (Tour # 434459 MLS #266663) Boulder County Townhome w/Contemporary Styling, fully finished basement, 3 bedrooms plus a loft, fireplace, 2 car garage. Backs to a huge open space. Priced to sell at $282,900. For more information call your Realtor or call Kristal Kraft at 303-589-2022 Take the Virtual Tour here. Attractive townhome with a courtyard (Tour #430692, MLS #264811) The beautiful open floor plan in this townhome with large rooms is all updated and ready for you to move in. This end unit with a main level entry faces a greenbelt. You will enjoy your private patio with additional storage, and easy access to highways, restaurants, and shopping. Call Susie to see it today! 303-868-8399 Preview this Hallcraft Townhome in Aurora, Colorado Cute Contemporary Home for sale at Sloan's Lake (Tour #64076 MLS #262198 ) You will love this home and location, 1864 sq. ft. 3 bedroom 2 bath home within walking distance to Highland Square. For more information call Laurie Reed 303-906-9172 Preview the home on visual tour Property brochure 4521 W. Hayward Place, Denver, CO 80212 Having a hard time finding a tour? Some computers will block "pop ups" preventing your computer from connecting to the tour. If this happens, hold down the "Ctrl" key and click the link. Or you can locate a Visual Tour by inputting the Tour # in the box below. FOR REALTORS ONLY - CAREER OPPORTUNITY If you are a Denver Realtor looking for a good environment in which to learn and prosper, follow this link . Kristal Kraft , ABR, CIPS, CRS Licensed real estate broker selling Colorado Since 1984 The Berkshire Group Realtors, Inc. 3801 E. Florida Ave, Suite 502, Denver, Colorado U.S.A. 80210 800-319-7738 toll free | 303-589-2022 direct | 720-554-7961 fax E-mail: Kristal Kraft, Realtor 1998-2005, © Reflective Motion Inc. | Privacy Policy | Site Credits | Disclaimer | Site Map ~2 ~3 ~4 Denver Relocation | Buy a Home In Denver | Sell a Home in Denver | Denver Map | Denver Neighborhood Profiles | Denver Sales Statistics | International Real Estate | A Bio | My Favorite Places | Real Estate Resources Denver Loft Homes | The Berkshire Group | Buy and Sell Denver | We Sell Denver | Denver Colorado Real Estate | Denver Blog