Texas Land Title Association
Advanced Solutions International | Texas Land Title Association Advanced Solutions International | Texas Land Title Association Membership Associations Unions Clubs YMCA Museums Association Management General Membership Fundraising Event Management Media Commercial Government Products > Industry Solutions > Membership Ten Years Later, the Texas Land Title Association Continues to Benefit and Grow With Its iMIS System “ iMIS has continued to be a useful software tool for us over the last 10 years because ASI has focused on understanding the specific needs of associations,” stated Leslie Midgley, Executive Vice President at the Texas Land Title Association (TLTA), ASI’s first iMIS customer. TLTA feels that the needs of associations have changed and as technology has advanced, ASI has responded to those changes and advancements with enhancements and new products. “They (ASI) have made it their business to respond to user feedback by updating the software to better serve the needs of their users,” added Midgely. In fact, TLTA has received more than 12 upgrades of iMIS and have upgraded from iMIS LAN to the Microsoft SQL version in the last decade. The TLTA is a non-profit state trade association that represents over 600 Texas title insurance companies, abstract companies and title insurance agents that are engaged in the transference of title to real property. “With iMIS , they have been able to capture an overwhelming majority of the market share for Title companies in Texas through education, advocacy, and other valued services,” stated Mark Jones, President of enSYNC Corporation, the TLTA authorized iMIS Solution Provider. The Flexibility to Handle Growing and Changing Needs iMIS has been particularly useful to the TLTA in managing their meetings and educational programs. “ iMIS allows us to plan a meeting from start to finish without using a lot of different software programs,” stated Midgley. In the area of membership, iMIS has allowed them to keep better track of information about their members. “Over the years, we have determined that we need to store more and more data, and iMIS has allowed us the flexibility to expand and change.” Authorized iMIS Solution Provider, enSYNC Corporation, provides support to TLTA for their iMIS system. They have been an integral part of TLTA’s satisfaction and success with the product. “Both Mark Jones and Clark Jones are great to work with and are always there to help us solve a problem or overcome a challenge. Currently, they are working with us to increase our skills with report writing using Access and Crystal and to help us utilize more of the features that iMIS offers,” commented Midgley. “ iMIS is still meeting the business needs of the organization after 10 years, that really says something about the greatness of the product,” summed up Jones. Terms of Use | Privacy Policy © 2005 ASI, Inc. Site designed and developed by ASI Web Services Group , managed by iMIS Content Manager.
Real Estate Investments AreSafe,
Alberta Real Estate Investment Network - Alberta Real Estate, Canada Real Estate and Real Estate Courses [ Last Update: Dec. 29, 2005 ] Main Press Room Upcoming Events Free Insiders' Reports Receive Free Newsletter Top 10 Towns To Invest In Free Statistics -- Map of Alberta Photos - REIN™ in action Who We Are Success Stories Contact Us Classifieds Site Map -- Email This Page Membership Details Members Only Section Home Poll User Poll : Success Stories Book Would you Like Your Story Included In The Upcoming Success Stories Book? No Yes -- #1018, 105 - 150 Crowfoot Cres NW Calgary, AB T3G 3T2 Tel (403) 208-2722 Toll Free: 1-888-824-7346 Fax (403) 241-6685 [ Remove Scroller ] Visitors to Albertarein.com Receive Proven Real Estate Strategies and Insights From A Team of Experts That Have A Collective 88 Years Of Investment Real Estate Experience. Enjoy and Experience Any Of The Areas Below: Click Here To Read A Free Research Report! Discover The Just Released Insiders Report! -- How Would You Like To: 1. Know Which Cities & Towns To Invest In... And Which Ones To Avoid At All Costs! 6. Buy Edmonton Real Estate At Bargain Prices! 2. Discover Why Now Is THE Best Time InDecades To Buy Calgary Real Estate! 7. Submit "Killer" Offers That Get Accepted... Even When They Contain Outrageous Clauses! 3. Know EXACTLY For How Long You Can Profit From This Alberta Real Estate Boom! 8. Make All Property Management ProblemsDisappear! 4. Make Sure Your Real Estate Investments AreSafe, Secure And Profitable! 9. Turn Almost Any Negative Cash Flow PropertyInto A Cash Producing Gold Mine! 5. Get The Bank To Say 'YES!' To Your FinancialRequests! 10. Keep Your Revenue Properties 100% OccupiedNo Matter What The Market! -- How To Profit From The Coming Alberta Real Estate Boom (2001 to 2012)... Click here For Just Released "Insiders" Research Book. Click Here To Read A Free Research Report! Click Here to E-mail this page to a Friend! Congratulations to Don R Campbell ... his new Book Real Estate Investing in Canada has Reached #1 in Canada. For more information and receive your 4 FREE gifts . http://www.realestateinvestingincanada.com/ Special Banker Bonus ( PDF ) ( DOC ) ( Click Here ) -- pages Links
Investment Property for a
How to Sell an Investment Property for a Loss - eHow.com Clear Instructions on How To Do (just about) Everything Web eHow.com Home Finance & Business Center Real Estate How to Sell an Investment Property for a Loss Selling an investment property for a loss will give you a tax write-off directly against your income. Steps: 1. Calculate your "basis;" this is the base variable used to calculate the gain or loss on the sale of a property. Your original basis is comprised of the property's purchase price plus the buying expenses (non-recurring escrow costs such as title insurance, escrow fees, recording fees, transfer taxes, commission, tax service, deed preparation, credit report, appraisal fee and termite inspection) upon acquisition. 2. Calculate your adjusted basis. The adjusted basis is the original basis plus improvements made to the property while you've owned it. 3. Sell the property. With an all-cash transaction the tax event occurs in the year the property is sold. 4. Calculate depreciation. (According to the I.R.S., every asset has a useable life, and the amount of depreciation is calculated according to the life of a certain asset. Consult with the I.R.S. or an accountant/C.P.A. to determine the correct amount of depreciation you should use.) Use the total amount of depreciation taken on tax returns for the total time the property has been held. 5. Calculate the expenses of the sale. Expenses include real estate agent commission (if any) and any other expenses directly associated with the sale of the property. 6. Add the expenses of the sale to the adjusted cost basis. This is your new adjusted basis. 7. Add the total depreciation to the sales price, and subtract from the new adjusted basis. This is the amount of your loss. 8. Assure yourself of a loss by calculating that the adjusted cost basis of the property plus the expense of sale will be greater than the gross sales price plus all depreciation. 9. File I.R.S. form 4797, Sale of Business Property. Tips: Points are not deducted as a buying expense, but are amortized over the life of the loan. Properties held for investment must have been used for personal use less than 14 days throughout the year. There are other ways to sell investment property, such as through an installment sale or an exchange. Consult a C.P.A or exchange facilitator for assistance. These selling options are complicated and require the assistance of a trained professional. Sometimes a seller will agree to pay a certain number of the borrower's points for obtaining a loan. When a seller pays points for a loan, they are considered to be selling expenses (just like a commission) and can be added to the adjusted cost basis. Warnings: In order to include certain selling costs, such as repairs required to sell the property, these costs have to occur within a specific period of time before the sale to qualify. Check with your accountant or C.P.A. Please Share Your Tips with Us More Resources: Contribute to eHow: Write an eHow Article Suggest a Topic Give Us Feedback on This Article Related eHows: Choose a Real Estate Agent to Sell a House Pay Taxes on Your Rental Home Get Tax-Free Profit From Your Rental Home Sell Mineral Rights Do a Tax-Deferred Exchange on Investment Property Things You'll Need: calculators tax consultants Project Details: Skill Advisory: Moderately Easy New! -- Related eHows: Choose a Real Estate Agent to Sell a House Pay Taxes on Your Rental Home Get Tax-Free Profit From Your Rental Home Sell Mineral Rights Do a Tax-Deferred Exchange on Investment Property Check out Thousands of How-To Solutions in eHow's Centers Automotive Careers & Education Computers & Home Electronics Family & Relationships Finance & Business Food & Entertaining Health Hobbies & Games Holidays & Traditions Home & Garden Personal Care & Style Pets Sports & Fitness Travel How to: --? Web eHow.com Home | Site Map | About Us | How To Books | Link to eHow Subscribe to the eHow of the Day Mailing List : Have the eHow of the Day appear on your My Yahoo! Page: Add the eHow of the Day to your RSS reader: © 1999-2005 eHow, Inc. How things get done. Use of this web site constitutes acceptance of the eHow Terms of Use and Privacy .
Las Vegas Real Estate
Las Vegas Real Estate, Henderson Real Estate, Summerlin Homes Las Vegas Real Estate - Las Vegas Homes Henderson Real Estate • Summerlin Real Estate Green Valley Real Estate • Boulder City Real Estate View Las Vegas Homes for sale, plus Henderson Homes , Boulder City homes , Green Valley Homes , Blue Diamond, North Las Vegas Real Estate and Summerlin Homes as well as these Las Vegas, Nevada communities: Queensridge , Rancho Las Brisas , Siena , Aliante , Rancho Las Palmas , The Promenade , Los Prados , The Lakes , Mountain's Edge , Rhodes Ranch , Southern Highlands , Silverado Ranch , and Nevada Trails . For those who prefer high rise living, there are many different high rise condos in Las Vegas to choose from: Metropolis , Turnberry Place , Panorama Towers , Sky Las Vegas , Park Avenue , Vegas Grand Condos and Residences at the MGM . Henderson communities : Roma Hills , Anthem Country Club , Lake Las Vegas , Seven Hills , MacDonald Highlands , Sun City Anthem , Solera , Sun City MacDonald Ranch . Boulder City communities : Lake Mountain Estates. You'll also find extensive real estate information, Las Vegas community information , free real estate reports , Las Vegas mortgage rates , answers to frequently asked real estate questions and more, you'll find everything about Las Vegas valley real estate here. Las Vegas Hot Buys Featured Properties: Looking for your Las Vegas, Henderson or Summerlin dream house? Las Vegas Buyer-Seller Tips: Information on buying or selling Las Vegas real estate! You can also receive automatic daily e-mail notification as new Las Vegas homes for sale come on the market! Or you can request information about specific Las Vegas properties that you are interested in, including photos, by e-mail as well. Just tell me what you are looking for in a Las Vegas property and I'll do the rest! More than just neon lights. The Las Vegas valley is a wonderful place to live. Residents enjoy no state income tax, beautiful neighborhoods, low unemployment, great parks and recreation. Las Vegas is known as the entertainment capital of the world for good reason. Some of the world's largest resorts are in Las Vegas, featuring world class entertainment, restaurants and shopping. Currently more than 5,000 people a month move to the Las Vegas valley, which includes the cities of Las Vegas , Henderson , Boulder City , North Las Vegas and the master planned communities of Summerlin in Las Vegas and Green Valley in Henderson. For those who prefer a country club atmosphere, Las Vegas, North Las Vegas and Henderson offer several country club and master planned communities . Many active adults are calling Las Vegas home in one of the many Las Vegas retirement communities or Henderson age restricted communities . If you are buying Las Vegas Real Estate , this comprehensive real estate tool gives you direct access to the latest homes for sale in Las Vegas , Henderson, Boulder City, North Las Vegas, Summerlin and Green Valley. Whether its one of the Las Vegas High Rise condos dotting the Las Vegas strip , your first family home or a golf course home , let me be your Prudential Las Vegas real estate guide to finding the Las Vegas real estate , Henderson real estate or new home of your dreams. What is your Home's Value? Allow me figure out how much your Las Vegas home, townhouse or condo is worth in today's fast paced market! Las Vegas Schools : Find the best Las Vegas, Green Valley, Henderson or Summerlin school for your family with my free schools reports. Regardless if you are a first time home buyer or an experienced Las Vegas real estate investor , you'll find useful information about how to select the "right" property for you, making an offer to purchase and everything involved in making an informed real estate decision in the rapidly changing Las Vegas housing market . If you currently own Las Vegas or Henderson real estate and are thinking of placing it for sale, this site contains information about preparing your Las Vegas home for sale, pricing your home or condo appropriately, marketing it effectively, going through the home inspection processes and receiving a comparative market analysis. Explore the Las Vegas valley: Las Vegas Henderson Boulder City North Las Vegas Masterplanned communities: Summerlin Green Valley Las Vegas High Rise Condos: Metropolis Turnberry Place Park Avenue Vegas Grand Condos Park Towers Residences at the MGM The Platinum Panorama Towers Manhattan Turnberry Towers Cielo Vista Soho Las Vegas Lofts 17th and Vine One Las Vegas Boca Raton Sandhurst Allure The Cosmopolitan Summit Liberty Tower Vantage Lofts Urban Village Icon Las Vegas Central The Curve Stanhi Palms Place Hard Rock C2 Lofts Las Ramblas Opus Las Vegas Prime Pinnacle One Juhl French Quarter Trump Parkline Hue Lofts One Queensridge Place Spanish View Towers Las Vegas Golf course homes: Rhodes Ranch Queensridge Canyon Gate Southern Highlands Los Prados Red Rock Country Club Spanish Trail Aliante Silverstone Ranch Henderson Golf course homes: Anthem MacDonald Highlands Lake Las Vegas Las Vegas Condos: Viera Mantova Rhodes Ranch Bella Vita Laguna Palms Luna Di Lusso Terra Bella Garden Terrace Coronado Mira Villa SoldByDesign.com * Internet Real Estate The Las Vegas real estate market is booming. Appreciation in some housing markets is over 30% for 2004! Las Vegas real estate is still in high demand. If you are selling Las Vegas Real Estate , I will suggest the best strategy for preparing your Las Vegas home or condo for sale. My marketing plan includes traditional real estate marketing as well as the latest high tech options, including web marketing on this award winning site and several others, for maximum exposure. Investment in Las Vegas real estate and Henderson real estate has increased significantly as more investors realize the value of owning residential real estate or commercial real estate in Las Vegas or Henderson . Prudential Las Vegas Real Estate - Jacqulyn Richey, your Las Vegas realtor ® selling homes and condos in the entire Las Vegas Valley. Please bookmark this Las Vegas real estate site for future reference! Thanks for visiting my Las Vegas real estate resource. Henderson Nevada Real Estate Here are some of the best net savvy real estate agents available : New Hampshire and Maine Real Estate San Clemente - Orange County Real Estate Charlotte, NC Real Estate Ocala Real Estate Marlton, Willingboro Real Estate Southern New Hampshire Real Estate, Homes Oklahoma - Tulsa Real Estate Naples Real Estate Orlando Real Estate & Homes Milwaukee Real Estate & Realtor Prescott Arizona Real Estate Homes for Sale in Portland Oregon Real Estate in Los Angeles Real Estate Agents Directory Las Vegas Real Estate Sitemap • Las Vegas Real Estate Sitemap 2 • Sitemap 3 Jacqulyn Richey Prudential Americana Group Realtors ® 871 Coronado Center #100 Henderson, Nevada 89052 Business: (702) 493-8033 Fax: (702) 433-2893 Las Vegas Realtor ® Las Vegas Real Estate - Henderson Real Estate - Prudential Real Estate Real Estate information contained in this site deemed reliable but not guaranteed for Las Vegas, Henderson, Summerlin, Green Valley, North Las Vegas, Boulder City ~ Las Vegas Real Estate . This covers MLS Las Vegas commercial real estate or residential homes in Las Vegas, Henderson, Summerlin, North Las Vegas and Green Valley NV. Jacqulyn Richey, a Realtor for Prudential Americana Group Realtors, serves real estate clients looking for homes, condos, lofts, investment properties and high rise condos in Las Vegas, Henderson, Summerlin, Green Valley, North Las Vegas and Boulder City NV. Floor plans and prices for new high rise condos, Las Vegas homes and lofts are subject to change. Las Vegas MLS multiple listing service data is provided by the Greater Las Vegas Association of Realtors and includes Henderson, Summerlin, Green Valley and North Las Vegas. Jacqulyn Richey your Las Vegas Real Estate, Henderson NV Real Estate and Prudential real estate expert. Real Estate Las Vegas You are the 725,424th to my Las Vegas Real Estate website. Web Site Design and Hosting Provided By: Advanced Access © 1998-2005
Home Mortgage Loan The
Home Mortgage Loan - Forbes.com - Home Loan Mortgage Company U.S. | EUROPE | ASIA Jump Select Section Home Investment Newsletters Polls & Discussions Premium Tools Special Reports Video & Audio Watchlist IT Research Library IT Product & Service Search Business -Manufacturing -Technology -Commerce -Services -Energy -Healthcare -Small Business Technology -E-Business -Enterprise Tech -Infoimaging -Personal Tech -Science & Medicine -Wireless Markets -Equities -Economy -Commodities -Bonds -Emerging Markets -Currencies Work -Careers -Compensation -Entrepreneurs -Management Lists -Companies --Forbes 500s --Forbes Global 500 --200 Best Small Cos. --400 Best Big Cos. --Largest Private Cos. -People --World's Richest People --100 Top Celebrities --400 Richest Americans --Best Paid CEOs -Places --Best Places Personal Finance -Estate Planning -Funds -Philanthropy -Retirement -Strategies -Taxes Lifestyle -Collecting -Health -Real Estate -Sport -Travel -Vehicles -Wine & Food Columnists Magazines -Forbes Magazine -Forbes Global -Forbes FYI -Forbes ASAP -Best of the Web -Archives -Subscriptions Tools About Us Contact Us Help Reprints/Permissions Sitemap Advertising Conferences Forbes Collection Forbes Mobile Special Advertising Search Quote HOME PAGE FOR THE WORLD'S BUSINESS LEADERS Home Special Advertising Section Tell Us About Your Loan Needs What Type of Loan do You Need? * Refinance Purchase Home Debt Consolidation Home Equity Estimated Home Value * $ Select One 75,000 - 80,000 80,001 - 85,000 85,001 - 90,000 90,001 - 95,000 95,001 - 100,000 100,001 - 105,000 105,001 - 110,000 110,001 - 115,000 115,001 - 120,000 120,001 - 125,000 125,001 - 130,000 130,001 - 135,000 135,001 - 140,000 140,001 - 145,000 145,001 - 150,000 150,001 - 155,000 155,001 - 160,000 160,001 - 165,000 165,001 - 170,000 170,001 - 175,000 175,001 - 180,000 180,001 - 185,000 185,001 - 190,000 190,001 - 195,000 195,001 - 200,000 200,001 - 210,000 210,001 - 220,000 220,001 - 230,000 230,001 - 240,000 240,001 - 250,000 250,001 - 260,000 260,001 - 270,000 270,001 - 280,000 280,001 - 290,000 290,001 - 300,000 300,001 - 310,000 310,001 - 320,000 320,001 - 330,000 330,001 - 340,000 340,001 - 350,000 350,001 - 360,000 360,001 - 370,000 370,001 - 380,000 380,001 - 390,000 390,001 - 400,000 400,001 - 420,000 420,001 - 440,000 440,001 - 460,000 460,001 - 480,000 480,001 - 500,000 500,001 - 520,000 520,001 - 540,000 540,001 - 560,000 560,001 - 580,000 580,001 - 600,000 600,001 - 620,000 620,001 - 640,000 640,001 - 660,000 660,001 - 680,000 680,001 - 700,000 700,001 - 720,000 720,001 - 740,000 740,001 - 760,000 760,001 - 780,000 780,001 - 800,000 800,001 - 820,000 820,001 - 840,000 840,001 - 860,000 860,001 - 880,000 880,001 - 900,000 900,001 - 920,000 920,001 - 940,000 940,001 - 960,000 960,001 - 980,000 980,001 - 1,000,000 1,000,000+ 1,500,000+ 2,000,000+ Where is the property located? * Select One Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Missouri Mississippi Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Home Description * Single Family Multi Family Town House Condo Tell Us About Your Current Loan Your Mortgage Balance * $ Select One 0 1 - 5,000 5,001 - 10,000 10,001 - 15,000 15,001 - 20,000 20,001 - 25,000 25,001 - 30,000 30,001 - 35,000 35,001 - 40,000 40,001 - 45,000 45,001 - 50,000 50,001 - 55,000 55,001 - 60,000 60,001 - 65,000 65,001 - 70,000 70,001 - 75,000 75,001 - 80,000 80,001 - 85,000 85,001 - 90,000 90,001 - 95,000 95,001 - 100,000 100,001 - 105,000 105,001 - 110,000 110,001 - 115,000 115,001 - 120,000 120,001 - 125,000 125,001 - 130,000 130,001 - 135,000 135,001 - 140,000 140,001 - 145,000 145,001 - 150,000 150,001 - 155,000 155,001 - 160,000 160,001 - 165,000 165,001 - 170,000 170,001 - 175,000 175,001 - 180,000 180,001 - 185,000 185,001 - 190,000 190,001 - 195,000 195,001 - 200,000 200,001 - 210,000 210,001 - 220,000 220,001 - 230,000 230,001 - 240,000 240,001 - 250,000 250,001 - 260,000 260,001 - 270,000 270,001 - 280,000 280,001 - 290,000 290,001 - 300,000 300,001 - 310,000 310,001 - 320,000 320,001 - 330,000 330,001 - 340,000 340,001 - 350,000 350,001 - 360,000 360,001 - 370,000 370,001 - 380,000 380,001 - 390,000 390,001 - 400,000 400,001 - 420,000 420,001 - 440,000 440,001 - 460,000 460,001 - 480,000 480,001 - 500,000 500,001 - 520,000 520,001 - 540,000 540,001 - 560,000 560,001 - 580,000 580,001 - 600,000 600,001 - 620,000 620,001 - 640,000 640,001 - 660,000 660,001 - 680,000 680,001 - 700,000 700,001 - 720,000 720,001 - 740,000 740,001 - 760,000 760,001 - 780,000 780,001 - 800,000 800,001 - 820,000 820,001 - 840,000 840,001 - 860,000 860,001 - 880,000 880,001 - 900,000 900,001 - 920,000 920,001 - 940,000 940,001 - 960,000 960,001 - 980,000 980,001 - 1,000,000 1,000,000+ 1,500,000+ 2,000,000+ Current Interest Rate * Select 3.00 3.25 3.50 3.75 4.00 4.25 4.50 4.75 5.00 5.25 5.50 5.75 6.00 6.25 6.50 6.75 7.00 7.25 7.50 7.75 8.00 8.25 8.50 8.75 9.00 9.25 9.50 9.75 10.00 10.25 10.50 10.75 11+ % Existing Rate Type * Fixed Adjustable Fixed/Adj Do You Have a Second Mortgage Balance? None 5,001 - 10,000 10,001 - 15,000 15,001 - 20,000 20,001 - 25,000 25,001 - 30,000 30,001 - 35,000 35,001 - 40,000 40,001 - 45,000 45,001 - 50,000 50,001 - 55,000 55,001 - 60,000 60,001 - 65,000 65,001 - 70,000 70,001 - 75,000 75,001 - 80,000 80,001 - 85,000 85,001 - 90,000 90,001 - 95,000 95,001 - 100,000 100,001 - 105,000 105,001 - 110,000 110,001 - 115,000 115,001 - 120,000 120,001 - 125,000 125,001 - 130,000 130,001 - 135,000 135,001 - 140,000 140,001 - 145,000 145,001 - 150,000 150,001 - 155,000 155,001 - 160,000 160,001 - 165,000 165,001 - 170,000 170,001 - 175,000 175,001 - 180,000 180,001 - 185,000 185,001 - 190,000 190,001 - 195,000 195,001 - 200,000 200,001 - 210,000 210,001 - 220,000 220,001 - 230,000 230,001 - 240,000 240,001 - 250,000 250,001 - 260,000 260,001 - 270,000 270,001 - 280,000 280,001 - 290,000 290,001 - 300,000 300,001 - 310,000 310,001 - 320,000 320,001 - 330,000 330,001 - 340,000 340,001 - 350,000 350,001 - 360,000 360,001 - 370,000 370,001 - 380,000 380,001 - 390,000 390,001 - 400,000 400,001 - 420,000 420,001 - 440,000 440,001 - 460,000 460,001 - 480,000 480,001 - 500,000 500,001 - 520,000 520,001 - 540,000 540,001 - 560,000 560,001 - 580,000 580,001 - 600,000 600,001 - 620,000 620,001 - 640,000 640,001 - 660,000 660,001 - 680,000 680,001 - 700,000 700,001 - 720,000 720,001 - 740,000 740,001 - 760,000 760,001 - 780,000 780,001 - 800,000 800,001 - 820,000 820,001 - 840,000 840,001 - 860,000 860,001 - 880,000 880,001 - 900,000 900,001 - 920,000 920,001 - 940,000 940,001 - 960,000 960,001 - 980,000 980,001 - 1,000,000 1,000,000+ 1,500,000+ 2,000,000+ How Much Additional Cash do You Wish to Borrow? $ Tell Us About Your Home Purchase Is there a Specific Home You Want to Buy? * Yes No Purpose of Property * Primary Secondary Investment Vacation How Much do You Want to Put Down? * Select One 0 1 - 5,000 5,001 - 10,000 10,001 - 15,000 15,001 - 20,000 20,001 - 25,000 25,001 - 30,000 30,001 - 35,000 35,001 - 40,000 40,001 - 45,000 45,001 - 50,000 50,001 - 55,000 55,001 - 60,000 60,001 - 65,000 65,001 - 70,000 70,001 - 75,000 75,001 - 80,000 80,001 - 85,000 85,001 - 90,000 90,001 - 95,000 95,001 - 100,000 100,001 - 105,000 105,001 - 110,000 110,001 - 115,000 115,001 - 120,000 120,001 - 125,000 125,001 - 130,000 130,001 - 135,000 135,001 - 140,000 140,001 - 145,000 145,001 - 150,000 150,001 - 155,000 155,001 - 160,000 160,001 - 165,000 165,001 - 170,000 170,001 - 175,000 175,001 - 180,000 180,001 - 185,000 185,001 - 190,000 190,001 - 195,000 195,001 - 200,000 200,001 - 210,000 210,001 - 220,000 220,001 - 230,000 230,001 - 240,000 240,001 - 250,000 250,001 - 260,000 260,001 - 270,000 270,001 - 280,000 280,001 - 290,000 290,001 - 300,000 300,001 - 310,000 310,001 - 320,000 320,001 - 330,000 330,001 - 340,000 340,001 - 350,000 350,001 - 360,000 360,001 - 370,000 370,001 - 380,000 380,001 - 390,000 390,001 - 400,000 400,001 - 420,000 420,001 - 440,000 440,001 - 460,000 460,001 - 480,000 480,001 - 500,000 500,001 - 520,000 520,001 - 540,000 540,001 - 560,000 560,001 - 580,000 580,001 - 600,000 600,001 - 620,000 620,001 - 640,000 640,001 - 660,000 660,001 - 680,000 680,001 - 700,000 700,001 - 720,000 720,001 - 740,000 740,001 - 760,000 760,001 - 780,000 780,001 - 800,000 800,001 - 820,000 820,001 - 840,000 840,001 - 860,000 860,001 - 880,000 880,001 - 900,000 900,001 - 920,000 920,001 - 940,000 940,001 - 960,000 960,001 - 980,000 980,001 - 1,000,000 Over 1,000,000 Are you Looking for a Fixed or an Adjustable Loan? * Fixed Adjustable Fixed/Adj Tell Us About Yourself Select Your Credit Profile * Excellent Good Fair Poor Annual Income $ What is Your Occupational Status Employed Self Employed Retired Unemployed Monthly Debt Payments $ Select 0-249 250-499 500-749 750-1,000 Over 1,000 Have You Declared Bankruptcy * No Not in the last 7 years 1-2 years 2-5 years Your Contact Information First Name * Last Name * Email * Street Address * City * State * Select One Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Missouri Mississippi Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Zip * Primary Phone * Secondary Phone Best Contact Time * Morning on Primary Morning on Secondary Afternoon on Primary Afternoon on Secondary Evening on Primary Evening on Secondary * REQUIRED FIELDS Service and Data Privacy provided by Secure Rights Note: Secure Rights is responsible for the collection and transfer of information on this page for the purpose of completing your request. By submitting your request you agree to be contacted in accordance with Secure Rights Privacy Policy . View Secure Rights licenses . Paid Advertisement Article Make Dreams a Reality with a Home Mortgage Loan The decision to buy a home is one of the most important commitments you’ll make in your life. If you’re thinking about making the transition from renting to owning, or even buying a new house and selling an old one, many factors come into play. For most Americans looking to buy a house, financial considerations can be daunting. Home mortgage loans are available to most, but deciding which option makes most sense for your personal situation can seem a difficult task, since there are many varieties of home mortgage loans, each with its own advantages and disadvantages, and numerous companies offering advice. Submit the form above to acquire your own home mortgage loan consultant to help you get started with the mortgage process and explain which type of loan is best. Obtaining a Home Mortgage Loan Isn't So Bad When seeking home mortgage loan advice, you should know that there are essentially two types: fixed-rate loans and adjustable-rate loans (ARMs). Fixed-rated loans are very predictable – when the contract is made, the rate of interest to be paid on the loan is calculated and locked in. The interest paid on adjustable-rate loans over the years changes with the interest rate, so when rates are low, you pay less each month, but when rates are high, you will pay more accordingly. Within the two main types, there are variations to suit the specific needs of individuals, which your home mortgage loan company consultant will be happy to discuss with you in greater detail. Your consultant will also explain the fees involved in buying a house, for such necessary tasks as appraisal, closing and settlement. Most home mortgage lenders charge a “loan origination fee,” usually defined as one percent of the amount you’ve borrowed. If you haven’t got the cash to pay these fees up front, they can usually be “rolled” into your loan and paid over time. Buying a house is challenging, but it need not be overwhelming. We’re always on call to help you make the best choices for today, and for the future. Fill out the form on the very top of this page to get the ball rolling. ^ Paid Advertisement Article ^ Ad Information Forbes.com Wireless Reprints / Permissions Subscriber Services ©2004 Forbes.com™ All Rights Reserved Privacy Statement Terms, Conditions and Notice Search Engine Marketing by 360i, Inc.