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Mortgage Calculators and Mortgage Tools - Quicken Loans America's Home Loan Experts SM GO My Quicken Loans Login Great Rates. Expert Advice. Fast Process. Call 800-251-9080 To Get Your Rate   Refinance Refinance Center Learn About Refinancing Refinance Calculators Refinance Loan Options Contact a Refinance Expert Home Purchase Home Purchase Center Learn About Buying a Home Home Purchase Calculators Home Purchase Loan Options Contact a Purchase Expert Home Equity Home Equity Center Learn About Home Equity Home Equity Calculators Home Equity Loan Options Calculators Calculators Refinance Calculators Home Purchase Calculators Home Equity Calculators Contact a Loan Expert Loan Options Loan Options Refinance Loan Options Purchase Loan Options Home Equity Loan Options Contact a Loan Expert Bad Credit Rates   Refinance Calculators Home Purchase Calculators Home Equity Loan Calculators Contact a Loan Expert   Mortgage Calculators Our Quick & Easy process made us the nation's largest online lender. What To Expect With Quicken Loans: Apply Online or over the phone 800-251-9080 Choose a home loan option with expert advice Get your application documents online securely, sign online, or fax back to us We process your loan in as little as 15 days! Close at your home or office IT'S THAT SIMPLE with Quicken Loans , America's Home Loan Experts Mortgage Calculators from Quicken Loans Get Your Rate Now! Select Loan Purpose Refinance Purchase Desired Loan Amount Current Monthly Payment Expected Purchase Price Expected Down Payment Choose A State Alabama Alaska Arizona Arkansas California Colorado Connecticut District of Columbia Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Most Popular Calculator: Our Mortgage Rate and Payment calculator gives you quick access to loan options and the difference they can make in your monthly mortgage payment. Refinance Calculators Use these mortgage calculators to find out if refinancing can help you lower your mortgage payment, consolidate and pay down debt, or shorten your mortgage term. Home Purchase Calculators Explore the tax advantages of owning a home, calculate how much home you can afford, the advantages and disadvantages of adjustable and fixed-rate mortgages, and more with our home mortgage calculators. Home Equity Calculators These mortgage calculators help you determine your best options for using your home equity to consolidate debt, make home improvements or finance major purchases. Other Popular Mortgage Calculators: Should You Refinance Your Mortgage? Mortgage Payment Calculator Home Value Calculator How Much Home Can I Afford? Refinancing | Home Loans | Home Equity Loans | My Quicken Loans Login Mortgage News | Mortgage Rates | Mortgage Calculators | Apply Online About Us | Careers | Contact Us | Feedback | Site Map | Help | Search Security and Privacy | Disclosures and Licenses | Terms of Use © 2000 - 2005 Quicken Loans Inc., All rights reserved. Lending services provided by Quicken Loans Inc., a subsidiary of Rock Holdings Inc. “Quicken Loans” is a registered service mark of Intuit Inc., used under license. Build 2741 2005-10-25 09:50:43

Home Equity Loans Home

Home Equity Loans, HELOC, Home Improvement Loan - HomeLoanCenter.com Home Home Equity Mortgage Refinance Home Equity Loans Home Purchase Credit Concerns Debt Consolidation Check Loan Status Loan Calculators Rate Quote Rate Watch FAQs Find the Right Loan 5 Reasons To Refinance Home Buying Tips Mortgage Terms Glossary Besides the tax benefits you’ll receive, there are many reasons to get a home equity loan and even more reasons to get one with HomeLoanCenter.com. Less paperwork No appraisal required Cash in 10 days No closing fee options Perfect credit not required No application fee Learn More: What is a home equity loan? What is a home equity line of credit? What is the process of getting a home equity loan? Schedule a FREE loan consultation today Start here! Finish in 3 minutes. Get a decision on your loan in as little as 30 seconds. Required Field Borrower Information: First Name: Last Name: M. Initial Suffix -Choose One- Jr Sr II III IV Home Phone: Work Phone: Will there be a co-borrower? Yes No *$208.33 payment is based on $40,000 loan amount for a 25-year Home Equity Line of Credit with a 3 month introductory rate of 6.25% and 7.00% Annual Percentage Rate. Rate is variable and subject to change. Offer is for new applicants only. To qualify for this payment borrower credit score must be 720 or greater and loan-to-value must not exceed 70%. The interest rate and payment for your line will vary based on your credit qualifications and loan to value ratios and will range from Prime -0.25% (currently 6.75% APR) to Prime +2.75% (currently 9.75% APR). Prime is the Wall Street Journal Prime Rate and is currently 7.00%. Changes to Prime may change your payment amount and APR. Maximum APR will not exceed 18%. An annual fee of $75 will be charged after the first year. Rate and terms offered may vary depending on your credit history and other qualifications, amount of equity in the property, location, and type of property, and other factors. Not available in all states. Rates are subject to change without notice. Site Map | About Us | Contact Us | Business Hours | Careers | Privacy Policy | Our Guarantees | Licensing | Legal Information Loan Payment Calculator | Mortgage Refinance | Home Equity Loan | Home Purchase | Adjustable Rate Mortgages | Second Mortgage Tools & Resources | Mortgage Interest Rates | Home Loan | Equity Loan | Debt Consolidation © 2005 Home Loan Center, Inc. All rights reserved. Loan programs are offered by Home Loan Center, Inc.

Rental Property

Scotsman.com Property - News - Overseas workforce homes in on rental properties Please note: Either your browser does not comply with current Web Standards or it has been unable to load the stylesheet that accompanies this page. [ Accessibility statement ] [ Skip past navigation ] Websites Scotsman.com websites News Sport Business The Scotsman Scotland on Sunday Edinburgh Evening News Dating Jobs Motors Property Travel Business Finder Member Centre Web Feeds Media Pack Site Help Digital Archive 1817-1950 Photo Gallery Reader Holidays Scotsman Calendar Money Fantasy Golf Haggis Hunt Edinburgh Festivals Entertainment Heritage & Culture Leisure Weather Webcams Search | Site map Jobs | Property | Motors | Dating | Money Log in Register now - free! Member Centre Navigation menu Home For Sale For Rent News Advertise Help Clippings Saved Searches Property News Tue 13 Dec 2005 Printer friendly Send to friend Overseas workforce homes in on rental properties JOANNA VALLELY YOUNG professionals from abroad are fuelling a huge boom in the number of people looking for homes to rent in the Capital. Some landlords claim they expect to let out as many as 44 per cent more properties by the end of 2005 due to the growing number of Antipodean and Eastern European professionals coming to live in Edinburgh. And they say that the Capital's attractions are leading many of the newcomers to readily accept longer leases than before as they choose to stay in the city for longer periods or even permanently. Property experts claim the unexpectedly high demand for rented housing this year is due to the rising international popularity of Edinburgh as a place to live and work. Steven Currie of property management company DJ Alexander, attributed the high demand for rental flats to Edinburgh's vibrant atmosphere. He said: "I've lost count of the number of clients who say this city offers an atmosphere like no other in Britain, or indeed in Europe, and is driving their desire to live here. "While demand for accommodation from overseas clients is nothing new, I have never known it to be on the scale that it is today." Mr Currie said the firm was on target to let at least 1300 housing units in 2005, whereas the average for recent years was closer to 900. He described the typical tenant as a young professional in their 20s or 30s, drawn here by Edinburgh's international reputation. "It is the city, first and foremost, that has drawn them here - they have come to Edinburgh to live and work rather than come here to work and live," he said. Mr Currie said that while a typical tenant initially planned to live in the Capital for six months to a year, many then decided to stay on for longer, with some settling for good. "I know that from the number of people I meet in the course of the job who, having initially rented from us, go on to buy a home in Edinburgh," he added. He said that average rent on a two-bed property in the Capital had risen about £50 from last year to around £600 to £800 a month. Neil Thompson, property manager at Edinburgh Property Management, agreed rental properties were shifting very quickly. He said: "Things are going very quickly, which is surprising as historically this is a poor time of year." Mr Thompson said the firm had taken on 80 or 90 new rentals this year, compared to 50 or 60 last year. "I've noticed an increase in Eastern Europeans and particularly Polish people. People are less likely to balk at a contract of at least six months, which shows they do intend to stick around." Simon Fairclough, property expert at Edinburgh Solicitors Property Centre, said rented accommodation was much sought after. "There's a healthy demand for rental properties," he said. The Scottish Executive said it had received 7240 enquiries about its Fresh Talent scheme, which aims to tackle declining population by attracting people to live and work in Scotland, since the scheme went live in October 2004. Ben Carter, VisitScotland's area director for Edinburgh, said: "Edinburgh is consistently voted one of the top European destinations. It has so many unique attractions for people visiting on a short holiday, as well as those who want to extend their stay. "Edinburgh is highlighted in many of VisitScotland's international marketing campaigns, including a new £1 million European city break campaign. We also work with the Scottish Executive on their Fresh Talent initiative through joint promotions, such as our presence at New York's Tartan Week last year." 1500 families in the Lothians are homeless NEARLY 1500 families with children in Edinburgh and the Lothians were assessed as homeless last year. New figures show that, in the Capital alone, 875 families - 1.89 per cent of all households with children in the city - were homeless, 26 more than the year before. Across Scotland, the number of homeless families rose to 9395, representing nearly 16,000 children. The figures were condemned by SNP deputy health spokesman Stewart Maxwell, who claimed the Scottish Executive was failing in its pledge to end homelessness. He said: "These figures confirm what many of us feared. Instead of seeing the decline and eradication of homelessness in Scotland, we are seeing a year-on-year rise. "The reality for many thousands of children across Scotland this year is that they will have a homeless Christmas, rather than a happy Christmas." The figures show a total of 1491 families with children assessed as homeless in Edinburgh and the Lothians, up from 1471 the previous year. In East Lothian, the number was up from 133 to 137; in Midlothian, the increase was from 137 to 173; while in West Lothian, there was a fall - from 352 to 306. The number of children affected fell slightly in Edinburgh, from 1460 to 1421. But it rose in East Lothian from 202 to 221; and in Midlothian from 223 to 283; while in West Lothian, it fell dramatically from 626 to 525. This article: http://property.scotsman.com/news.cfm?id=2399612005 Last updated: 13-Dec-05 12:05 GMT Delivery formats for "News" [more info] RSS feed Add to my email News: page 2 House prices on the rise again, for the first time in 15 months One in ten capital residents 'can't afford the home they live in' 400 homes set for former mental home site Sellers' market for Scotland's estates What will the Executive do after Edinburgh's housing No vote? Landlord fined over fire safety Prize for all the family A canal runs through it Use a little holly to get the lolly Going, going ... ... almost gone Invite all the relatives - somewhere else Norcool Cool Giant Eco-friendly guidelines to develop city green houses Overseas workforce homes in on rental properties Lanarkshire town focus of £69m double deal Alba lettings go through roof as property rents surge Page 2 of 5 ©2005 Scotsman.com | contact

Real Estate Agent

DOL - Real Estate Real Estate WELCOME to the website for the Real Estate program of the Business and Professions Division of the Department of Licensing. The Real Estate program, in conjunction with the Washington Real Estate Commission, provides public protection in the real estate marketplace through the education and licensure of real estate brokers and salespersons. The Washington Real Estate Commission is appointed by the Governor to advise the Director regarding the rules and regulations governing the activities of real estate licensees. The commission is authorized to hold educational conferences and authorized to prepare and conduct examinations for licensure. WHAT'S NEW: Online Renewal Service Available Real Estate Licensees now have the option of renewing online. The online renewal process can be used to provide continuing education and renewal payment information using a Visa or MasterCard debit or credit card, along with a unique password, which will be shown on your Notice to Renew. When the Renewal process is complete, a confirmation screen will be displayed that you can print for your records. Your license will be sent to the address on file within 14 business days.This alternative approach to renewing will provide a convenient and efficient process that is currently in use by many other departments. If you have any questions, please contact Real Estate Licensing by calling (360) 664-6500 or via email at RealEstate@dol.wa.gov . New Real Estate Administrator Mr. Lee Malott has accepted the Real Estate Administrator position.Lee comes to us from the east side of the mountains from the great city of Walla Walla and brings a wealth of knowledge and experience with him from the private sector. Lee has 10 years experience as a real estate salesperson and has been a memberof the Washington Association of Realtors. His most recent years of his career have been spent successfully in the hospital administration arena--leading large groups of employees working in hospital/nursing home settings. Lee will join us on Monday, October 17th as Real Estate, Appraiser, Timeshareand Camp Resort Section Administrator. 18.85 RCW Revision Task Force Information Join our mailing list - If you are interested in becoming a subscriber, you can sign onto the DOL Real Estate Program LISTSERV® today. There is no cost to subscribe and you may delete your address at any time. Change in Real Estate Fees - Effective June 27, 2005, the Department of Licensing is suspending the collection of the $26.50 fee for name and address changes and transfer. (WAC 308-124A-460) As a reminder, requests for the above changes postmarked before June 27, 2005 must still submit the required fee. Questions? Call (360) 664-6500 or email realestate@dol.wa.gov. As part of the Department of Licensing's ongoing initiative to ensure that real estate licensees endeavoring to earn the broker's (or associate broker's) license are receiving appropriate pre-license training, the Washington Center for Real Estate Research (WCRER) is coordinating a curriculum review. The current contents of the Brokerage Management and Business Management courses were adopted in late 1995 or early 1996, and have not been substantially reviewed until now. If you have recently taken either or both of those courses and have suggestions for modification to their content or emphasis, please forward your suggestions to the WCRER at wcrer@wsu.edu. Prescribed Core Curriculum Requirement The Washington State Real Estate Commission and Department of Licensing have adopted new rules that will require the completion of 3 clock hours of prescribed core curriculum, beginning with renewal dates on or after June 1, 2004. Core CurriculumRequirement Scenarios Notice to all Active Real Estate Licensees and Real Estate Schools Recognition Agreements Check the statusof a professional license. - An Internet-based application designed to give you access to Professional Licensing data. You can navigate the system using full and partial name, license number and other search criteria to perform searches for professional licensing information. FEATURES: Audit Guidelines Real Estate Resources - ARELLO Publications available. Washington State Guidelines for Advertising and Procuring Prospects on the Internet - Adopted September 19, 2000 Guidelines for Using Unlicensed Assistants SERVICES PROVIDED: Washington Real Estate Salesperson's License. Washington Real Estate Broker's License. Information on Examination Locations and Times. Information on Education Services and Publications. Prescribed Core CurriculumRequirement The department has revised its course approval application toprovide for approved providers to designate a course as including theprescribed curriculum. (Word Document) Information on Washington Center for Real Estate Research. - (To be able to use this link, your browser will need to support frames.) PUBLICATIONS: Real Estate Course Catalog Real Estate License Disciplinary Guidelines Washington Real Estate Curriculums For Real Estate related questions please e-mail RealEstate@dol.wa.gov . For Real Estate Audit related questions please e-mail ReAudit@dol.wa.gov . Mailing Address: Department of Licensing Real Estate Audit Section PO Box 2445 Olympia, WA 98507-2445 Phone Number: (360) 664-6515 Fax Number: (360) 570-4941 Please view the right side of this website for the various Real Estate licensing section's telephone and fax numbers. What's New Fees Forms Services Features Publications Meetings & Minutes FAQs Professional Licensing Internet Query Brokers License Salespersons License Appraisers Main Page Real Estate Education Washington Real Estate Commission Real Estate Complaint Form Real Estate Licensing Program Disciplinary Actions Washington Real Estate Licensing Law: RCW 18.85 Real Estate Brokerage Relationships: RCW 18.86 General Provisions: WAC 308-124 Licensing & Exams WAC 308-124A Brokers Office WAC 308-124B Records WAC 308-124C Operational Procedures WAC 308-124D Trust Accounts WAC 308-124E Education WAC 308-124H URBP - RCW 18.235 Telephone: Salesperson & Brokers Licensing Section: (360) 664-6488 or (360) 664-6500 Fax: (360) 586-0998 Education Section: (360) 664-6505 Fax: (360) 570-4977 Real Estate Audit Section: (360) 664-6515 Fax: (360) 570-4941 Office Hours: 8:00 a.m. to 5:00 p.m. Fees Accepted: 8:30 a.m. to 4:30 p.m. Pacific Time Monday through Friday Write: Department of Licensing Real Estate Program PO Box 9015 Olympia, WA 98507-9015 Business Location: 2000 4th Avenue West, Olympia, WA 98502 E-Mail: RealEstate@dol.wa.gov ReAudit@dol.wa.gov

Property Listing

Colorado HomeFinder | ColoradoReal Estate, Search ColoradoHomes for Sale in the MLS Call 800.231.9153 | Contact Us If you already have an account, sign in here Colorado Real Estate - find out first about the newest real estate listings! You learn about homes for sale the day they hit the market - before other buyers. Automated HomeAlert emails you new listings that fit your personal home search criteria and gives you access to all the Colorado real estate listings. It's easy - Just submit your email address and home search criteria. Your email is not shared or sold to anyone. You incur no obligation or cost for this free real estate service. Our Privacy Policy: We respect your privacy. All information provided is strictly confidential and you can unsubscribe at any time. Colorado HomeFinder will never sell or share your information with any outside parties. Click here to review our Privacy Policy . Your Automated HomeAlert Search Criteria * Required information Property Type: * Please select... Single Family Condominium or Townhome Any Property Price Range: * From Price.. 75,000 100,000 125,000 150,000 160,000 170,000 180,000 190,000 200,000 210,000 220,000 230,000 240,000 250,000 275,000 300,000 325,000 350,000 375,000 400,000 425,000 450,000 475,000 500,000 525,000 550,000 575,000 600,000 625,000 650,000 675,000 700,000 750,000 800,000 850,000 900,000 950,000 1,000,000 2,000,000 5,000,000 - To Price.. 100,000 125,000 150,000 175,000 200,000 225,000 250,000 260,000 270,000 280,000 290,000 300,000 310,000 320,000 330,000 340,000 350,000 375,000 400,000 425,000 450,000 475,000 500,000 525,000 550,000 575,000 600,000 625,000 650,000 675,000 700,000 750,000 800,000 850,000 900,000 950,000 1,000,000 2,000,000 5,000,000 10,000,000 Min Bedrooms: 1 2 3 4 5 Min Bathrooms: 1 2 3 4 Min Square Feet: No Preference 500 600 700 800 900 1,000 1,100 1,200 1,300 1,400 1,500 1,600 1,700 1,800 1,900 2,000 2,100 2,200 2,300 2,400 2,500 2,600 2,700 2,800 2,900 3,000 3,250 3,500 3,750 4,000 4,500 5,000 6,000 Age of Home: No Age Preference New Construction Only 5 years or less 10 years or less 20 years or less Older than 50 years City Preferences: * Select at least one city... Arvada Aurora Berthoud Boulder Broomfield Castle Rock Denver Englewood Erie Estes Park Evans Evergreen Firestone Fort Collins Fort Lupton Fort Morgan Frederick Golden Highlands Ranch Johnstown Lakewood Lafayette Littleton Longmont Louisville Loveland Lyons Nederland Niwot Parker Severance Superior Thornton Wellington Westminster Windsor Please select if necessary Arvada Aurora Berthoud Boulder Broomfield Castle Rock Denver Englewood Erie Estes Park Evans Evergreen Firestone Fort Collins Fort Lupton Fort Morgan Frederick Golden Highlands Ranch Johnstown Lakewood Lafayette Littleton Longmont Louisville Loveland Lyons Nederland Niwot Parker Severance Superior Thornton Wellington Westminster Windsor Please select if necessary Arvada Aurora Berthoud Boulder Broomfield Castle Rock Denver Englewood Erie Estes Park Evans Evergreen Firestone Fort Collins Fort Lupton Fort Morgan Frederick Golden Highlands Ranch Johnstown Lakewood Lafayette Littleton Longmont Louisville Loveland Lyons Nederland Niwot Parker Severance Superior Thornton Wellington Westminster Windsor Contact Information Name: * First Name: Last Name: E-mail: * (Valid email address is required to receive listings) Re-enter E-mail: * Phone Contact: * Home Phone: Work Phone: Information that will help us serve you better Your level of Interest: * I have a HIGH interest in buying a home and am ready to start visiting homes now. (Please provide your phone number) I have a MEDIUM interest in buying a home, but I just started my search and need to become more familiar with the market. I do not have any definite plans to move at this time. I am just curious about the listings that are currently on the market. I currently: * live in Colorado plan to move to Colorado Your Comments Any additional information that will help us better understand your needs I agree with Colorado HomeFinder Terms & Conditions Just getting familiar with Colorado real estate? Or, do you know the exact street where you want to live? No matter what stage you are in your home search, Automated HomeAlert is for you! The latest technology makes finding homes for sale easier than ever ! Automatic email notification of new listings and access to all the real estate listings from all the brokerages saves you time - and makes searching for homes fun. You are in control! Colorado HomeFinder lets you search for real estate at your own pace. If you are just thinking about a buying a home, no problem...the Automated HomeAlert System is a great way to get familiar with the Colorado real estate market. If you are ready to start seeing homes in person, just let us know. Our local, licensed REALTORs can show you any property on the market. Get matched with a great REALTOR When you're ready for the assistance of a REALTOR, we will match you with the Colorado HomeFinder REALTOR that knows your target market best. Colorado HomeFinder agents are hand-picked REMAX professionals that average over 15 years of experience. We're a Colorado company, not a national referral service with a "list of agents." Our REALTORs are some of the best in the business and are true Colorado real estate market experts! Colorado HomeFinder, RE/MAX Alliance 4770 Baseline Road, Suite 200 Boulder, CO 80303 Colorado HomeFinder | Buy a Colorado Home | Sell a Colorado Home | Colorado Homes for Sale | Browse Colorado Listings | Colorado Realtors | Colorado Mortgage | Colorado Relocation Call toll free (800) 231-9153 or local (303) 543-3083 to be connected with a local expert Colorado RE/MAX REALTOR. New listing emails: Colorado Real Estate Denver Real Estate | Boulder Real Estate | Fort Collins Real Estate | Colorado Real Estate Broomfield Real Estate | Castle Rock Real Estate | Evergreen Real Estate | Highlands Ranch Real Estate | Littleton Real Estate We're a Colorado company with a network of hand picked RE/MAX REALTORS in 17 local offices across the state. 2005, Colorado HomeFinder , all rights reserved. Each office independently owned and operated. Privacy Policy | Terms of Use