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Costa Rica Real Estate for rent: apartments, houses and vacation rentals in Costa Rica Quick Finder Exclusive Properties Gated Communities Luxury Rentals Beachfront Properties Ocean View Properties ------------- Beach Properties Farms and Mountain Homes for Sale Investment Opportunities Condos for Sale Vacation Rentals Long Term Rentals ------------- Hotels for Sale Land Development Bars & Restaurants Other Investments ------------- Conversion Table Contact Us Call us 1-888-607-6772 Costa Rica Apartment & House Rentals Contact Us Christmas and new year rental in Costa Rica available call now 1-888-607-6772 or in Costa Rica 844-54-31 click here! Below you will find a small selection of our Costa Rica rental homes, condominiums for rent and our special selection of Costa Rica vacation rentals. Each of our real estate rental listings of Costa Rica includes a brief description and a picture. You will also find in this section a variety of Costa Rica beach vacation rentals! Costa Rica's Central Valley is still the most popular place to live, for both Ticos and foreign residents in Costa Rica. Our rentals of residential real estate listings include Costa Rica homes for rent and condominiums for rent in the Central Valley. We combine desirable locations in West and East San Jose such as Escazu, Santa Ana, Rohrmoser, Sabana, San Antonio de Belen, Sabanilla, Montes de Oca and Moravia among others. You will also find attractive house and condominium rentals in the provinces of Heredia and Alajuela, where locations such as la Garita and la Guacima are very appealing because of their wonderful weather, nearby facilities, very nice neighborhoods and homes. If you are looking for relaxation and a good vacation in Costa Rica, we have beautiful beach houses and beach condominiums for short term rentals in Costa Rica. Our listing of vacation rentals in Costa Rica include desirable locations such as Guanacaste in amazing beaches like Famingo, Tamarindo, Playa Grande¸ El Coco, Ocotal, Playa Hermosa, Papagayo and others. Along the Pacific or West Coast of Costa Rica¸ we offer beach homes and beach condos for rent in places like Puntarenas, Manuel Antonio, Dominical, Jaco and more? If you prefer the exotic Caribbean or East Coast of Costa Rica, ask for our vacation houses and bungalows rentals in Puerto Viejo, Cahuita, Punta Uva, Cocles and others. Don't wait until the last moment to make your reservations... Contact us Price: US$450/Day US$1900/Week US$5000/month Enjoy your stay in San Jose in style: Deluxe House in Escazu Comfortable house with easy access to Escazu's finest shopping centers and restaurants More Information... Contact Us Outstanding 3 bedroom 2 baths in Los Suenos Golf Resort and Marina A perfect place under the sun! Impeccable 3 bedroom 2 baths unit (200m2 or 2,100sq feet) in the most outstanding vacation place of Costa Rica: Los Suenos Golf Resort and Marina.... Luxury home in a natural resort setting overlooking Los Suenos Golf Course and surrounding mountains in Herradura Bay area. Enjoy the privacy and peacefulness of beautifully landscaped grounds, swimming pool, gym and entertainment area just outside the door... More Information... Contact Us Weekly Rate $3,800 US per week or $600 US nightly (3 night minimum). Semana Santa (Holy Week) $6,500. Flamingo Beach House Rental This magnificent, five-bedroom home, that sleeps up to 10 people, has all the luxuries. Excellent, breathtaking, Pacific Ocean views and views of Flamingo Beach, a private swimming pool, jacuzzi, close to beach access, modern kitchen, and much more. There are granite countertops throughout kitchen and baths. More Information... Contact Us Size: 1400 m2 lot with 400m2 construction area Rent: US$2,500 per month Beautiful Escazu house for rent only 2 minutes from Multiplaza Mall Situated on the trendy side of Guachipelin, with nearby coffee shops and bistros and only 2 minutes from Multiplaza Mall, this spacious house has 3 bedrooms, with masterroom with Jacuzzi and walking closet, 2.5 bathrooms and maid's quarters with full bathroom. The living area and kitchen are very elegant, and a terrace with great view of the nearby Escazu mountains. The swimming pool and the ranch make it perfect for a nice Sunday Barbecue. The garage has space for at least 6 cars. More Information... Leased! Looking for similar properties? Contact Us Size: 325 m2 or 3,500 sq feet. Rent: US$3,500 fully furnished and equipped / US$3,000 unfurnished. Maintenance fee included. Luxury Condo for rent in heart of Escazu Tastefully decorated condominium in the heart of Escazu, walking distance to everything, fully furnished and equipped. 3 bedrooms, 3,5 baths, maids room, 2 terraces, 2 car covered parking spaces More Information... Leased! Looking for similar properties? Contact Us Costa Rica's Premier Destination Colina 2 bedroom condo, Los Suenos Luxury Rentals Colina 2 bedrooms luxury golf view condo in Colina, Los Suenos. Short walking distance to the beach, full access to beach club in Los Suenos, Marriott Hotel, Marina, Shops, Bars & restaurants. Maids service. Arrival and departure gifts. Unlimited concierge services. More information... Contact Us Los Sueños Luxury Rental Ocean View House Enjoy a private paradise while vacationing in this exotic luxury villa. Located on a mountainside within the beautiful Los Suenos Resort and overlooking Herradura Bay, you will enjoy absolute privacy while having the benefit of all resort amenities and security. More information... Contact Us Mansion for rent Los Sueños Luxury Mansion Rental Luxury beach mansion for rent at Los Sueños Resort Community near Playa Jaco. Luxury and sophistication define this beautiful house, a real tropical palace Spanish Mediterranean style, located in Los Suenos, just 1 mile from the world class sport fishing marina and casino. More information... More Information... Beach house rental Manuel Antonio Beach house rental This beautiful and unique house sits on a cliff overlooking Punta Quepos, the sea, and Manuel Antonio National Park. It was designed to provide stunning views from every window and terrace. The house is small and cozy (approx. 100 sq. meters or 1,000 square feet) and thus is suitable for no more than four adults. More Information... Contact Us Price: US$346,500 Area: 4,500 sq. feet const (418 m2) 10,205 sq. feet of land (948 m2) Chalé Style House in Rohrmoser Leased! Looking for similar properties? Contact Us Beautiful and spacious 3 level Swiss Chalé located in an exclusive peaceful residential area of West San Jose. Ample gardens make this home an absolutely private haven. This gorgeous home for sale or rent consists of tall coffered ceilings, large windows and two balconies. A beautiful park is located just crossing the street. This house for rent in Costa Rica: US$2,250/month (a minimum one year contract)7 More Info... Luxury Golf Condo Valle del Sol 3Bdrm 3.5 Bathroom Located in San Jose's most exclusive gated community with a world class golf course. Valle del Sol is close to shopping, downtown, dining and 5 minutes from Forum Business Center. Ideal for corporate managers, families and couples that want privacy, security and beautiful surroundings. More Information... Contact Us San Jose Mountain City Long Term Rental Villas / Vacation Rental Located in one of the most beautiful small cities, Heredia (known as the City of Flowers). Exclusive neighborhoods with amazing views of the Central Valley below and the mountains above, natural forest, country clubs and close to shopping and the airport. Villas Roma are perfect for your stay in Costa Rica whether for business or for travel, alone or with your family. More Information... Contact Us Condominium to rent in lovely San Antonio de Belen This condominium has three bedrooms, two bathrooms, nice living area with a spacious backyard. Garage for two cars and security 24 hours. More Information... Contact Us Find: Gated Communities Luxury Rentals Beachfront Properties Only Ocean View Properties Golf Residences Top Exclusive Properties - - - - - - - - - Vacation Rentals Long Term Rentals - - - - - - - - - Beach Properties Farms and Mountain Home for Sale Investment Opportunities Condos for Sale Conversion Table Contact Us Beach Properties | Farms and Mountain | Homes for Sale Investment Opportunities | Condos for Sale | Vacation Rentals | Rentals Top Exclusive Properties | Gated Communities | Luxury Rentals | Beachfront Properties Only Ocean View Properties | Golf Residences | Costa Rica Office Space Our Company | Listings | Info Request | Articles | San Jose Attractions | Faqs | Photo Gallery | Contact Us List your properties with us | Costa Rica Real Estate | Costa Rica Vacation Rentals CONTACT: Properties in Costa Rica www.propertiesincostarica.com info@propertiesincostarica.com Toll free USA and CANADA: 1-888-607-6772 USA: 1 (516) 869-4565 Costa Rica: + (506) 844-5431 * Fax: + (506) 289-0969 * * from the US & Canada dial 011 first Escazu, Centro Comercial El Cruce, 2nd floor, Suite 25 Across the street from ScotiaBank and next to Pops Postal Address: #SJO 72013, 1601 NW 97th Ave. Doral, Fl 33172-2853 Member of Costa Rica Real Estate Brokers Board Member of Fiabci Member of Costa Rica Chamber of Tourism Member of National Association of Realtors All photographs and texts in this site property of PCR Propiedades de Costa Rica SA (PCR) unless otherwise noted. Copying, reproduction or sending to third parties is allowed only with written consent of PCR Request travel information about Costa Rica Design, marketing and hosting by Amerisol Top Exclusive Properties Gated Communities Luxury Rentals Beachfront Properties Only Ocean View Properties Golf Residences Residential Lots Escazu and West Valley Real Estate Buying property in Costa Rica

Home Equity Lending Contract

Home equity loan resources Office of Consumer Credit Commissioner Home Equity Loan Resources Resources for Consumers Home Equity Lending Contract Disclosure : Home equity lenders must provide copies of this consumer rights notice to loan applicants. Aviso Sobre El Crédito Que Se Concede : Spanish version of the home equity lending contract disclosure FTC Guide to Finding the Best Mortgage : This page on the Federal Trade Commission's Web site includes some practical tips on selecting a mortgage and a worksheet to help you compare mortgage loan products. ( La información en el español ) FTC's Home Equity Alert : This brochure from the Federal Trade Commission includes descriptions of potentially problematic loans and practical tips to protect your intersts. ( La información en español ) Statutes and Regulatory Commentary Home Equity Commentary : In 1997, the Texas legislature passed a constitutional amendment allowing for home equity loans. In response to this new type of loan, a group of Texas state agencies got together and developed the Home Equity Commentary. This document expresses the enforcement positions adopted by the Office of Consumer Credit Commissioner, Department of Banking, Savings and Loan Department, and the Credit Union Department. Updated: In response to the constitutional amendment allowing home equity lines of credit (voted in by Texans on September 13, 2003), the OCCC worked with the other Finance Commission agencies (Department of Banking and Savings & Loan Department) and with the Credit Union Commission to develop additional administrative interpretations . Article 16, Section 50 : This 1997 amendment to the Texas Constitution established home equity regulations. Section 50 was further amended in September 2003 to allow for home equity-based lines of credit. Chapter 342.G of Texas Finance Code : This chapter sets forth the regulations concerning interest and other charges on secondary mortgages and home improvement loans. Home Equity Modification Interpretation Letter : This letter was issued jointly by the Finance Commission of Texas agencies in response to a request for interpretation. Development of Home Equity Lending : The OCCC's governing board, the Finance Commission of Texas, provides this account of regulatory issues that arose within the first two years of home equity lending. State of Texas / TRAIL (Texas Records and Information Locator) Texas Finance Commission / Department of Information Resources Sunset Advisory Commission / Privacy Policy Open Records Requests En Español

Foreclosure Property

Homepage of the California Department of Real Estate (DRE) California Home DRE Home Contact Us What's new About DRE Careers at DRE DRE Records Consumers Escrow Violations eLicensing Examinees Licensees Subdivisions Real Estate Law Regulations Publications Forms FAQs Links Index Department of Real Estate START Examinees and Licensees: Use eLicensing for expedited processing of: Examination services Mailing address changes License renewals Salesperson additions/changes of employing broker Broker certification of salesperson employment Broker discontinuation of salesperson employment Duplicate license requests Additional services Learn to use eLicensing It's easy, paperless and interactive! Resources Key Announcements Brokers Must Report Commission Payments on 1099s Real estate brokers are required to report commission payments of $600 or more to brokers and salespersons on Form 1099-MISC, Box 7 - Nonemployee Compensation. For more information, see 1099 Reporting for Real Estate Brokers published by the Franchise Tax Board. Combination examination and license applications are now available: Broker Examination/License Sales Examination/License Expanded Services: Use eLicensing to apply for the salesperson exam Important Information About: Application Processing Timeframes Satellite Exam Sites for Salespersons and Brokers Can't find what you're looking for? Try the Index Featured Items Topics of Interest: Gulf Coast Hurricanes CalHFA First Time Homeownership Program Instructions to License Applicants Help Avoid DENIAL of Your License Application Guides for First Time Home Buyers and Renters Information for Homebuyers Apply Online for a CalVet Home Loan Predatory Lending Prevention Investigate Before You Invest Small Business and DVBE Opportunities Workers' Compensation Coverage Flex Your Power - Be Energy Efficient! Find out how you can save money, save energy, and save natural resources.   more My CA Customer Survey Course & Instructor Evaluation Back to Top of Page Conditions of Use | Privacy Policy | Tech Problems 2003 State of California This page last modified on Wednesday, December 28, 2005

real estate investing isnt

MSN Money - The real risks of investing in real estate MSN Home Hotmail My MSN Sign In Money S earch MSN Money: Help Home News Banking Investing Planning Taxes My Money Portfolio Loans Insurance Investing Home Portfolio Markets Stocks Funds ETFs Commentary Brokers CNBC TV MSN Money Insight Jubak's Journal SuperModels Start Investing Strategy Lab Company Focus Mutual Funds Street Patrol Other Views Contrarian Chronicles TheStreet.com Resources Commentary Index Decision Centers Start Investing Mutual Funds Find Hot Stocks Simple Strategies Power Tools Investing For Income Real Estate Related Links Expert Picks Market Dispatches CNBC Stock Picks Message Boards Print-friendly version Send this to a friend Research any REIT Find top-performing mutual funds Sortable database of SEC filings Find stock winners with our screener Personal finance bookshelf Find It! Article Index Finance Q&A Tools Index Site Map The Basics The real risks of investing in real estate advertisement With prices soaring, real estate looks tantalizing -- but the margin of error is shrinking. Forget the get-rich-quick plans. Pay attention to the numbers. By Kiplinger's Personal Finance Magazine For Derrik Dyka, the biggest obstacle to successful real estate investing isnt a meltdown in property values or tenants who wreck an apartment or dont pay their rent. "Its overconfidence," says Dyka, a 34-year-old Minneapolis investor who turns old apartments into new condominiums. If youre expecting to cash in on the 21st centurys first gold rush without breaking a sweat, it would be wise to take Dykas words to heart. The margin of error for making money in real estate is closing fast. Its not surprising that real estate tempts so many Americans today. Over the past five years, home prices have soared and rags-to-riches tales abound. But so much real estate has become so expensive that Real Estate Research Corp. in Chicago reports that many real estate pros say now is a better time to sell than buy. As San Diego real estate investor Chuck Wise observes about the area where he operates, todays buyers are like "lambs being shorn." Start investing with $100. Explore our new ETF center. Of course, that doesnt mean that all deals are doomed to fail. But it does mean that its time for would-be investors to pay more attention to the perils of owning property, not just the potential profits. Watch your cash flow The most common entree into real estate investing is the single-family house. Investors bought almost one-fourth of all homes sold in 2004, according to the National Association of Realtors. If youre one of those buyers and your income from that property (after taxes) exceeds your expenses by $100 or $200 a month, youre in good shape. But because prices and property taxes are so high in many areas, and theres so much competition for attractive rental properties, its increasingly difficult to find deals that generate enough income to more than cover your expenses -- whats called positive cash flow. In areas such as the leafy suburbs of New York City and Boston, where a modest three-bedroom house can easily cost $600,000, theres no way you can collect enough rent to cover the steep property taxes and payments on a $500,000 mortgage. Figure monthly out-of-pocket expenses of more than $3,000, if not $4,000. The pool of renters who will pay that much is small. Related news and commentary on MSN Money • Nothing quick about getting rich with real estate • Do you have what it takes to be a landlord? • Don't bite off too much house • How to find a good investment property • 7 creative ways to buy your first house • Decision Center: Home financing So be ready to set your sights lower and get your hands dirty. Instead of a well-located home in pristine condition, look for a fixer-upper off the beaten track for maybe $150,000 that you can rent for $1,000 a month. The numbers work if youre willing to spend weekends, say, painting the walls and, if youre capable, making repairs that would otherwise require professional help. The hidden profit from home improvements is why "ugly real estate often makes more money than the nice stuff," says Kelley Pace, head of Louisiana State Universitys real-estate research institute. Mind the cap You can quickly figure out whether a house or condo is likely to generate positive cash flow. For more complex properties, such as a small office building or retail space, check the cap rate, a single number that can tell you if youre overpaying. The cap rate -- cap is short for capitalization -- is a propertys net operating income as a percentage of its price. The figure is real estates version of a bond yield. If a property sells for $500,000 and generates net income of $50,000 (rents minus expenses), the cap rate is 50,000 divided by 500,000, or 10%. The lower the cap rate, the more you pay for each dollar of annual income. In 2000, the average cap rate on commercial property in the U.S. was 10%. Since then, because of relentless price appreciation, the average cap rate has sunk to 8%. That alone suggests that wringing further gains out of commercial property is unlikely. If you want to invest in a commercial property, aim for a purchase price that results in a 10% cap rate. But remember that the cap rate also depends on how much you collect in rent. Ask the broker for details about the tenants leases, including how rents compare with those of other nearby properties and when the leases are up for renewal. The property should come with an information packet that is more like a stock prospectus than a real estate agents fact sheet on a single-family house. If necessary, hire a property inspector. Then take all the information to a lawyer who specializes in real estate. If you have any doubts about the property, walk away. Page 1 of 2 Story continues on next page Fund data provided by Morningstar, Inc. © 2005. All rights reserved. Quotes supplied by ComStock , an Interactive Data company. MSN Money's editorial goal is to provide a forum for personal finance and investment ideas. Our articles, columns, message board posts and other features should not be construed as investment advice, nor does their appearance imply an endorsement by Microsoft of any specific security or trading strategy. An investor's best course of action must be based on individual circumstances. © 2005 Microsoft MSN Privacy Legal Advertise Feedback Help

Real Estate prices in

Google Answers: Real Estate prices in San Francisco Bay Area - Los Altos, Cupertino, Saratoga .. Log in | Google Answers Home View Question Ask a Question Q: Real Estate prices in San Francisco Bay Area - Los Altos, Cupertino, Saratoga .. ( Answered , 4 Comments ) Question Subject: Real Estate prices in San Francisco Bay Area - Los Altos, Cupertino, Saratoga .. Category: Business and Money > Economics Asked by: realestatedoom-ga List Price: $10.00 Posted: 06 May 2002 14:46 PDT Expires: 05 Jun 2002 14:46 PDT Question ID: 13448 With everything in the economy setting new lows, the SF bay area realestate is growing up surprisingly. During the hey days of internetboom, the real estate hike was justified with the stock prices. Nowmost of those internet companies are bankrupted or trading at theirlows of a few pennies. Yet, the bay area real estate is HOT, sizzlingand I heard that the home prices are indeed going up. This has left meclueless as it defies all the gravity. I would like to know thereasons. Also, if the reasons indicate that there is a manipualtion ofthis market by vested parties, I would like some pointers as well. Andabove all, when does one see the real estate crash in this area andwhat could trigger the same. Thanks. Answer Subject: Re: Real Estate prices in San Francisco Bay Area - Los Altos, Cupertino, Saratoga .. Answered By: easterangel-ga on 19 May 2002 03:53 PDT Rated: Hi! Thanks for the question. I have collected the following assessments on why the Bay Area realestate market is being overpriced right now.According to these two articles by Broderick Perkins of the RealtyTimes he mentioned two underlying factors: (a and b).a. “The area's housing market is further influenced by the contractionof household wealth, largely due to the bust in the area'stechnology-based economy.”“When the market crashed, housing prices declined, and many newhomeowners, who found themselves with a mortgage they could no longerafford, put their homes on the market.”These statements are particularly trying to point out that a selectivefew are trying to squeeze the real estate market especially forhigh-end homes. http://realtytimes.com/rtnews/rtcpages/20020205_bayarea.htm b.) “The spotty-market syndrome” – “A record high "luxury" home price index that doesn't fully jibe withreports of lagging sales activity is a red flag indicating aspotty-market that warrants close scrutiny by both buyers and sellers.Spotty-Market syndrome or reporting is using data that does notadequately represent the targeted population in this case the sellersand buyers of homes in the Bay Area. ““Home shoppers may buy into bidding wars that don't exist and pay toomuch in a flat or depreciating market in a given neighborhood… couldbe trickling down to mid-priced homes which aren't appreciating asfast as even cheaper condos and townhomes.” http://realtytimes.com/rtnews/rtcpages/20010223_bayprices.htm Do these two statements subscribe to your suspicion as regards tosomeone or somebody trying to control the market? I think they do.c.) Supply and demand. There is such a demand for land/housing in theBay Area, and this drives the price of homes up. However, there areaffordable housing options. This was taken from Advantage Homeswebsite. This can be located at the lower part of the web page. http://216.239.33.100/search?q=cache:2eSmmIcxiNcC:www.bayarea.com/mld/bayarea/business/personal_finance/debt_management/mortgages/ask_expert_front.htm+%2BWhy+Bay+Area+homes+expensive&hl=en d.) The region's economy is so much more diverse than a decade ago.This reason is specifically a factor for the Sacramento area accordingto this article. http://www.sacbee.com/static/archive/home/realestate/2001/0520.html Some housing bargains in the Bay Area are mentioned this article.Housing Bargains: http://beta.kpix.com/news/5reports/Housing_Bargains.shtml As to your question as to when it would end? The second article ofBroderick Perkins which I cited said this near the end."Buyers and sellers are cautioned to keep tabs on sales and prices ofall homes. As spring approaches with its seasonally more activemarket, a clearer picture of the spotty market should emerge -- forbetter or for worse."The article continued that small changes in the Bay Area economy willchange the balance of supply and demand bringing pressure for high-endhome prices to go down. http://realtytimes.com/rtnews/rtcpages/20010223_bayprices.htm I pray that right now this is the case. Search Terms Used:+Why Bay Area homes expensivespotty marketI hope this would be of help. Thanks for being a part of GoogleAnswers.Regards,Easterangel-ga realestatedoom-ga rated this answer: provides good insight. of course, i am still puzzled on who and howpeople can so easily afford 1+ million homes in the bay area assumingnot much money is flowing from stock options?. i am also a littlepuzzled that the "demand" has not waned out significantly due to fallout of "tech" economy here!. in any case, thanks for the answer. Comments Log in to add a comment Subject: Re: Real Estate prices in San Francisco Bay Area - Los Altos, Cupertino, Saratoga .. From: delphina-ga on 06 May 2002 15:33 PDT prices are indeed going up. houses are still selling quickly withmultiple bids. why? not everyone was wiped out in the dot-com crash.those that made it, made it, and those that didn't are already gone. basically, it won't crash unless there is an earthquake.everything you need to know is in carol lloyd's Surreal Estate columnin the San Francisco Chronicle.see here: http://www.sfgate.com/columnists/lloyd/archive/ Subject: Re: Real Estate prices in San Francisco Bay Area - Los Altos, Cupertino, Saratoga .. From: realestatedoom-ga on 06 May 2002 16:43 PDT so, how does an earthquake impact the prices given that this region iseqrthquake prone. why is the buying herd not factoring this?. readingthrough lloyd's article, there is a sense of desperation amongstbuyers (so there are still buyers at this price left:), wonder whythey don't choose other greener pastures where they do not have tosacrifice their entire life paying huge mortgages in an uncertain andimploding tech and job market!.) to own the realty in the bay area. isthat desperation out of a need to be in this area or pyramid formationwhere you buy and get out of this in a few years selling the home fora huge profit. a.k.a like buying internet stocks at hyped up priceswith an idea of selling them to a bigger fool at higher prices. aslong as the pyramid continues, it all looks great. didn't we seeenough of that with internet stock bubble?. if so, when does the realestate bubble/pyramid come crashing? Subject: Re: Real Estate prices in San Francisco Bay Area - Los Altos, Cupertino, Saratoga .. From: claudietta-ga on 17 Jun 2002 01:19 PDT I think there were plenty of people with high incomes waiting for thehousing market to adjust, prior to the bubble bursting. Since therecontinues to be a large portion of high income earners in SiliconValley, say >$100k/person/yr; a $200k household could easilty afford a$1m-home. These could be earned by a single CEO or two professionalswith that sort of total income. In the high-end districts, Los AltosHills, Saratoga, Woodside, this is precisely the profile of the homeowners. There are plenty CEOs and professionals (lawyers, engineers,managers) who make that amount of money.I've also heard of many who've lost their $5m-homes, and have had to'settle' for a $2m-home.The very high-end, >$2.5m is where the real housing crisis is inSilicon Valley.claudietta-ga Subject: Re: Real Estate prices in San Francisco Bay Area - Los Altos, Cupertino, Saratoga .. From: krup-ga on 30 Oct 2002 01:38 PST I am baffled that the effect of low interest rates has not yet beenmentioned- people are able to afford more, so they do. It's theAmerican way.Check out Fortune's recent cover article with a pic of an SF domicileentitled, "Is this House worth $1.2 Million?" It sums up thesituation perfectly.http://www.fortune.com/indexw.jhtml?channel=artcol.jhtml&doc_id=209840 Important Disclaimer: Answers and comments provided on Google Answers are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. Google does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments. Please read carefully the Google Answers Terms of Service . If you feel that you have found inappropriate content, please let us know by emailing us at answers-editors@google.com with the question ID listed above. Thank you. Search Google Answers for all questions answered questions unanswered questions Google Home - Answers Help & Tips - Answers FAQ - Terms of Service - Privacy Policy ©2005 Google