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Bert Rodgers Schools -- Florida Real Estate School -- A Florida Tradition Thursday, December 29, 2005 About Us Privacy Policy Contact Information What's New Law and Rule Updates Contact Information Privacy Policy About Bert Rogers -- Bert Rodgers Schools of Real Estate, Inc. A Florida Tradition Since 1958! Real Estate Online Courses Florida Sales Associate Pre-License Does your busy life keep you from attending class? Consider the Sales Associate Pre-License course online. You don't need to be a Florida resident to get your Florida real estate license. Take your real estate pre-license course and state licensing exam from anywhere in the United States! Florida Broker Pre-License Looking to enhance your real estate sales career? Your real estate sales experience ( from anywhere in the U.S. ) allows you to obtain a broker or broker associate license using our exclusive pre-license course! Also online...State Exam Preps, Post-License, and Continuing Education Real Estate Classroom Courses Florida Sales Associate Pre-License & State Exam Prep We have been providing excellence in Florida real estate license education for more than 45 years. From Tampa to Naples, join the Bert Rodgerstradition of quality classroom real estate education. Florida Real Estate Schools Florida Real Estate Schools Florida Real Estate Schools Florida Real Estate Schools Florida Real Estate Schools Florida Real Estate SchoolsFlorida Real Estate Schools Florida Real Estate Schools Florida Real Estate Schools Florida Real Estate Schools Florida Real Estate Schools Florida Real Estate License Florida Real Estate License Florida Real Estate LicenseFlorida Real Estate License Florida Real Estate License Florida Real Estate License Florida Real Estate License Florida Real Estate License Contact Information Toll Free: (800) 432-0320 (941) 378-2900 Fax: (941) 378-3883 Headquarters: 1855 Porter Lake Drive Sarasota, FL 34240 Bert Rodgers Schools of Real Estate, Inc is a proprietary school in Florida that provides high-quality education to licensed professionals and to consumers seeking to become licensed professionals. Students may choose from a variety of learning formats traditional classroom, correspondence, and Internet-based. Permissions Policy l Privacy Policy Real Estate l Appraisal l Mortgage Brokering l Healthcare l
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Property investment UK - property market for home and business - Interactive Investor Skip navigation Site Shares Thursday 29 December 2005 Home / Property Register | My Account | About Us | Site Map | Glossary | Help | T&Cs | Logout Home Investing News Markets Portfolio Share Dealing Level 2 / Tools CFD Trading Spread Betting ISAs Funds Property Community Personal Finance Planning Mortgages 1st Time Buyers Remortgaging Buy to Let Buying Abroad Calculators Credit Cards Loans Savings Banking Pensions Insurance Life Insurance Tax Cut Your Bills UK property investment information UK property investment information. Find property in the UK or abroad or value your home. Investment property news and property market guides. Search for residential or business property in UK or abroad. Mortgages, conveyancing, plot search and more. Property investment UK - search for and buy property Property UK Property How £1,000 can transform your home With fewer active buyers in the market, if you want to sell your home you need to make it stand out from the rest. Here are our tips for sprucing up your property without breaking the bank more Property Investment Courses UK and overseas property investment education from Inside Track Seminars. Book your free 2 hour workshop Date / Location 02/01/2006 , Kettering 02/01/2006 , Southampton 03/01/2006 , Heathrow 03/01/2006 , Hinckley 04/01/2006 , Nottingham 04/01/2006 , Watford 07/01/2006 , Gatwick 08/01/2006 , Gatwick 09/01/2006 , Newcastle 09/01/2006 , Worcester 10/01/2006 , Newcastle Upon Tyne 10/01/2006 , Shrewsbury 11/01/2006 , Sunderland 11/01/2006 , Walsall 12/01/2006 , Guisborough 14/01/2006 , Manchester 15/01/2006 , Manchester 16/01/2006 , Basildon 16/01/2006 , Bournemouth 16/01/2006 , Middlesbrough 17/01/2006 , Durham 17/01/2006 , St. Albans 17/01/2006 , Winchester 18/01/2006 , Ascot 18/01/2006 , Gosforth Park 18/01/2006 , Milton Keynes 19/01/2006 , Oxford 21/01/2006 , Birmingham 22/01/2006 , Birmingham 23/01/2006 , London Course Time Seats Required 1 2 3 4 Find a UK Property Maximum price No maximum £10,000 £20,000 £40,000 £30,000 £50,000 £60,000 £70,000 £80,000 £90,000 £100,000 £125,000 £150,000 £175,000 £200,000 £225,000 £250,000 £300,000 £350,000 £400,000 £450,000 £500,000 £600,000 £700,000 £800,000 £900,000 £1,000,000 £1,250,000 £1,500,000 £1,750,000 £2,000,000 £2,250,000 £2,500,000 £2,750,000 £3,000,000 No maximum Minimum bedrooms No minimum (incl. studio) 1 2 3 4 5 6 Area or postcode (e.g. York, Yorkshire or YO1) Business Property Finder Find a Business Property Property type: All Commercial Property Catering Empty/Vacant Premises Industrial Site/Unit Investment Properties Land/Development Sites Large Corporate Companies Leisure,Pubs and Hotels Motor Related Office Space Retail Showrooms Warehouses Other Property location: Spain Rest of Europe USA Rest of the World Republic of Ireland Northern Ireland Channel Islands Scotland UK - Nationwide All Locations Bedfordshire Berkshire Bristol Buckinghamshire Cambridgeshire Cheshire Cleveland Cornwall County Down Cumbria Derbyshire Devon Dorset Durham East Sussex East Yorkshire Essex Gloucestershire Greater Manchester Hampshire Herefordshire Hertfordshire Humberside Isle of Man Isle of Wight Kent Lancashire Leicestershire Lincolnshire London Merseyside Norfolk North Wales North Yorkshire Northamptonshire Northumberland Nottinghamshire Oxfordshire Pembrokeshire Shropshire Somerset South Wales South Yorkshire Staffordshire Suffolk Surrey Tayside Tyne and Wear Warwickshire West Midlands West Sussex West Yorkshire Wiltshire Worcestershire Tenure (Freehold, Leasehold): All Leasehold Freehold Property as Your Pension Should you bet your future on a house? Acres have been written on the benefits of SIPPs, but in practice there are complications. more Buying Property Abroad Find a Property Abroad Daltons property search worldwide Findyourproperty.com French-property.com French-property.eu.com Lighthouse - Properties in Spain Overseashomesearch.co.uk The safe way to buy in Spain Guiding you to your Spanish home: 10,000 properties, strict Code of Ethics, accredited agents more Buy to Let Housing associations Letting your investment property through a housing association saves landlords hassle and provides a guaranteed income. more Best Mortgage Rate 4.84% Go Value Your Home Enter Postcode: Free area report Detailed report Promotion Request FREE brochures on investing in properties abroad. More... Property Investment Newsletter Sign up here: Go Manage? | Register? Promotion A new auction website to help you find Spanish property bargains. More... Conveyancing Purchase Amount: Freehold/Leasehold: Freehold Leasehold ADVERTISEMENT / ;zone= ; ;pos=bottom;sz=468x60; dcopt=ist; tile=1;ord=123456789?" target="_blank"; / ;zone= ; ;pos=bottom;sz=468x60; dcopt=ist; tile=1;ord=123456789?" width="468"; height="60" border="0" alt="" / Legal terms Risk warning Privacy Security Mobile Blog Contact us 0845 88 00 267 Interactive Investor Trading Limited, trading as "Interactive Investor", is authorised and regulated by the Financial Services Authority. Registered Office: Dashwood House, 69 Old Broad Street, London EC2M 1QS, telephone 0845 88 00 267 . Registered in England with Company Registration number 3699618.Group VAT registration number 832 6732 26. We may record and/or monitor telephone calls or intercept other telecommunications between us. This is to protect both of us and for training purposes.
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Bulgaria property portal, buying property in bulgaria, buy bulgarian properties, bulgarian properties - imoti.net Property in Bulgaria Bulgarian Regions About Bulgaria Buying information bg Bulgaria 's biggest property portal - Search for any real estate for sale or for rent ( imoti = real estate in bulgarian) Sales Rents Off plan property Agents Home Agent login Articles Real estate forums Search for sale for rent investment email alert saved list email alert Get ads that match your criteria sent straight to your inbox. Create email alert Agencies Find a Real Estate agent News Real estate news Expo and forums Tourism Region info Sites international properties Buying information Having in mind that in two years Bulgaria will be joining the European Union, the Bulgarian property market presents very good possibilities for potential investments which can be quite profitable in the long-term. There are diverse offers on the market which can meet different requirements and have considerably better value for money than in other European destinations. Most of the people looking for property in Bulgaria usually want to find holiday home but the number of investors who buy property in order to profit in the long term is also increasing. If you start to consider buying a property in Bulgaria you have to take into consideration the following points: 1. First of all, you have to identify a property which corresponds to your requirements. 2. If you want to buy land as well, take into consideration that you’ll have to register a company as the law still doesn’t allow the purchase of land by foreigners. 3. If you do not want to acquire the land, then you directly move to the next step, i.e. negotiate the price of the property. 4. Then you can sign a preliminary contract and the property will be removed from the market. 5. The next step is to carefully check the title deed documents, licences and permissions, debts on the title and terms of contract. 6. From there you proceed to signing of the contract of purchase and confirming in front of a notary public the buying of the property. 7. If you have completed all the previous steps, it means that you are already an owner of property in Bulgaria. 8. Do not forget to insure you property after the purchase. 9. Remember to register your new property with the local authorities within 60 days following completion of the deal. What can be found on the market? The prices for a villa close to the sea are about £30,000 and for the ones in rural areas they can be even around £5,000. In many cases though, you will have to make some refirbishments in order to have the usual standards of living. In all cases, it is advisable to personally visit the property and not to buy it after judging only the photos. You can also consider the purchase of a new development under construction, which is now wide spread practice, especially in the capital, in ski resorts and on the coast. Properties may be purchased 'off plan' either directly from the developer or via brokers. Law on foreigners owning property in Bulgaria According to the Bulgarian Constitution, foreign individuals can buy buildings but not land. Therefore, the most common method for foreigners buying property in Bulgaria where they also wish to own the land is to set up a company which then owns the land and the buildings. The law is expected to change on this within the short to medium term with the expected entry of Bulgaria into the European Union (2007). This historic restriction is one of the reasons why property in Bulgaria is so competitively priced compared to Western and Central Europe. Current amendments to the constitution will allow citizens of countries with which Bulgaria has agreements on land sales to buy land in 2007 when the amendments would come into effect, while EU citizens will have the right to buy land in 2014. In the meantime a company is still required for land ownership. If your purchase includes land a Limited Liability Company (OOD) will need to be formed. Who can form a Limited Liability Company & how? A foreign or Bulgarian person (judicial or physical). The company owners will be liable for the company's obligations to the value of his/hers share in the company's registered capital. Articles of Incorporation are prepared & signed by all shareholders. A company bank account is opened to collect all share capital. The minimum share capital required is 5,000 leva. Shareholders at time of registration must have paid up at least one third of their respective shares. It is required that at least 70% (3,500 leva) of the capital is raised at time of registration. The company exists from the moment it is added to the Commercial Register of the district court of where the company will be based. The entry is made upon issue of a district court decision for the incorporation. The following documents must be available at the time of the submission of the application to the district court: 1. Articles of incorporation; 2. Memorandum for appointment of Directors; 3. Proof that each shareholder has paid at least one third of its interest, but not less than 10 leva; 4. Proof that at least 70 per cent of the registered capital has been paid. The Bulgarian State Gazette is the official paper within which all Bulgarian legislation is published. Publication of the company entry in the Commercial Register does not complete your company formation, it announces to the general public the act of formation. The process of forming your company can take anywhere between a few days to a few weeks. Finally, your new company will need to register immediately with the National Tax Register Authority. The costs involved are: 3,500 leva = 70% share capital. Administrative costs (payable to the state & registration court) are 250 leva (just over £70). This is the minimum capital that you need to raise for registration. Once the entire share capital has been paid up these funds can be accessed and withdrawn. Allow betwen EUR 500 - 700 for charges relating to the formation and registration of your company. Real Estate Tax According to the Bulgarian tax legislation the buyer has to pay notary and municipal fees. The notary fees are paid on the higher of the market price or the book value of the property at varying rates, with the maximum being BGN 3,500. In addition, 2% of the market value of the property is paid to the municipality where the property is situated upon completion of the purchase. Local taxes and rates The owner of a building or land in Bulgaria has to pay a property tax. The tax is equal to 0.15% of the book value of the property. There are no local taxes for arable land. The owners also have to pay waste-collection fees which are determined when the ownership is registered with the municipality, which should be done within 60 days of completion. Value Added Tax Transactions with land and lease of property for residential purposes are exempt from VAT (Value Added Tax), all other real estate transactions are subject to VAT of 20% if the seller is VAT registered. The buyer is entitled to a VAT refund, provided that it is registered for VAT purposes. Real Estate Agencies The Real Estate Agencies have varying charges for their services - from 3% of the purchase price to about 10%! Some agencies can also set up a “minimum” commission which does not depend on purchase price. Some agents may also charge for the viewing of the properties. 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Find Real Estate, Rentals, New Houses, Real Estate Agents and Mortgages on Yahoo! Real Estate Find Real Estate, Rentals, New Houses, Real Estate Agents and Mortgages Choose Location Home Homes for Sale Apartments for Rent Home Loans Moving & Insurance Tools My Real Estate Hurricane Katrina Resources Features Classifieds Sell Your Home Rent Your Apartment Home Loans Mortgage Rates Online Rate Quotes Refinance Loans & Rates Home Equity Loans & Rates Free Credit Reports Resources Find & Compare REALTORS Find a Mover Insurance Homeowner's Insurance Renter's Insurance Tools What's My Home Worth? Research Neighborhoods Free School Reports Foreclosure Center Home Service Center Commercial Real Estate List Commercial Property National Mortgage Rates Thu Dec 29 Mtg Loan Rate APR 30-yr Fixed: 5.70% 5.88% 15-yr Fixed: 5.27% 5.57% 1-yr ARM: 4.53% 6.89% See Local Mortgage Rates Provided by Bankrate.com Neighborhood Profile Research neighborhoods nationwide! City, State, or Zip: Real Estate Listings Browse by City New! Home Loans Center - Find, Compare, & Graph Rates Find a Home Find a Rental City & State, or Zip: Price Range: $0 $30,000 $50,000 $80,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $350,000 $400,000 $450,000 $500,000 $550,000 $650,000 $750,000 $850,000 $1 million $1.25 million $1.5 million $1.75 million $2 million $2.25 million $2.75 million $3 million $3.5 million $4 million $4.5 million $5 million $6 million $8 million $10 million to No limit $30,000 $50,000 $80,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $350,000 $400,000 $450,000 $500,000 $550,000 $650,000 $750,000 $850,000 $1 million $1.25 million $1.5 million $1.75 million $2 million $2.25 million $2.75 million $3 million $3.5 million $4 million $4.5 million $5 million $6 million $8 million $10 million Beds: Any 1+ 2+ 3+ 4+ 5+ Baths: Any 1+ 1 1/2+ 2+ 3+ 4+ 5+ Search For: Existing Homes Yahoo! Classifieds New Homes Foreclosures Advanced Search Search Commercial Real Estate Mortgage Payments Calculate your biweekly & monthly payment for different loan amounts, interest rates and amortization terms. Loan Amount: $ Term (years): Interest Rate: % Show table?: Yes No See More Loan Calculators Sponsored Links New Homes and Home Builders - iNest iNest's guide to new homes and home builders in 19 states: AZ, CO, FL, GA, IL, IN, MD, MI, MN, NC, NM, NV, OH, SC, TN, TX, VA, UT and WI. Save 1% on your new home with a cash back coupon. www.inest.com What's Your Home Worth? Thinking of selling your home? Wonder how much it might be worth? You can find out with a free home or property valuation at HouseValues.com. Click here to get started. www.housevalues.com Micro Mosaic Home Decoration Decorate your home with ancient mosaic reproductions, free color and size customization. Choose among 4000 designs. www.mosaicmarble.com (Become a Sponsor) Partner Spotlight Featured Sponsor Find a Local REALTOR by HomeGain Find & Compare REALTORS Get Home Prices Featured Videos Dream Home Videos by Inman Stories Real Estate News Financing your first real estate investment Dec 29, 2005, Inman News Top Mistakes of Home Buyers and Sellers in 2005 Dec 29, 2005, Realty Times Housing Affordability Hits 14-Year Low Dec 22, 2005, RealEstateJournal.com Home loan applications fall to over 3-1/2-yr low Dec 28, 2005, Yahoo! Finance Weekly Home Mortgage Rates (AP) Dec 28, 2005, Yahoo! News Despite Decline, Housing Still Strong Dec 28, 2005, Quicken Loans more real estate news Homes For Sale - Apartments For Rent - Current Mortgage Rates - Real Estate Agents - Local - Yellow Pages