Colorado Real Estate -


Colorado HomeFinder | Brighton Real Estate, Search Brighton Homes for Sale in the MLS Call 800.231.9153 | Contact Us If you already have an account, sign in here Brighton Colorado Real Estate - find out first about the newest Brighton real estate listings! You learn about Brighton homes for sale the day they hit the market - before other buyers. Automated HomeAlert emails you new listings that fit your personal home search criteria and gives you access to all the Brighton Colorado real estate listings. It's easy - Just submit your email address and home search criteria. Your email is not shared or sold to anyone. You incur no obligation or cost for this free Brighton real estate service. Our Privacy Policy: We respect your privacy. All information provided is strictly confidential and you can unsubscribe at any time. Colorado HomeFinder will never sell or share your information with any outside parties. Click here to review our Privacy Policy . Your Automated HomeAlert Search Criteria * Required information Property Type: * Please select... Single Family Condominium or Townhome Any Property Price Range: * From Price.. 75,000 100,000 125,000 150,000 160,000 170,000 180,000 190,000 200,000 210,000 220,000 230,000 240,000 250,000 275,000 300,000 325,000 350,000 375,000 400,000 425,000 450,000 475,000 500,000 525,000 550,000 575,000 600,000 625,000 650,000 675,000 700,000 750,000 800,000 850,000 900,000 950,000 1,000,000 2,000,000 5,000,000 - To Price.. 100,000 125,000 150,000 175,000 200,000 225,000 250,000 260,000 270,000 280,000 290,000 300,000 310,000 320,000 330,000 340,000 350,000 375,000 400,000 425,000 450,000 475,000 500,000 525,000 550,000 575,000 600,000 625,000 650,000 675,000 700,000 750,000 800,000 850,000 900,000 950,000 1,000,000 2,000,000 5,000,000 10,000,000 Min Bedrooms: 1 2 3 4 5 Min Bathrooms: 1 2 3 4 Min Square Feet: No Preference 500 600 700 800 900 1,000 1,100 1,200 1,300 1,400 1,500 1,600 1,700 1,800 1,900 2,000 2,100 2,200 2,300 2,400 2,500 2,600 2,700 2,800 2,900 3,000 3,250 3,500 3,750 4,000 4,500 5,000 6,000 Age of Home: No Age Preference New Construction Only 5 years or less 10 years or less 20 years or less Older than 50 years City Preferences: * Brighton Select at least one city... Arvada Aurora Berthoud Boulder Broomfield Castle Rock Denver Englewood Erie Estes Park Evans Evergreen Firestone Fort Collins Fort Lupton Fort Morgan Frederick Golden Highlands Ranch Johnstown Lakewood Lafayette Littleton Longmont Louisville Loveland Lyons Nederland Niwot Parker Severance Superior Thornton Wellington Westminster Windsor Please select if necessary Arvada Aurora Berthoud Boulder Broomfield Castle Rock Denver Englewood Erie Estes Park Evans Evergreen Firestone Fort Collins Fort Lupton Fort Morgan Frederick Golden Highlands Ranch Johnstown Lakewood Lafayette Littleton Longmont Louisville Loveland Lyons Nederland Niwot Parker Severance Superior Thornton Wellington Westminster Windsor Please select if necessary Arvada Aurora Berthoud Boulder Broomfield Castle Rock Denver Englewood Erie Estes Park Evans Evergreen Firestone Fort Collins Fort Lupton Fort Morgan Frederick Golden Highlands Ranch Johnstown Lakewood Lafayette Littleton Longmont Louisville Loveland Lyons Nederland Niwot Parker Severance Superior Thornton Wellington Westminster Windsor Contact Information Name: * First Name: Last Name: E-mail: * (Valid email address is required to receive listings) Re-enter E-mail: * Phone Contact: * Home Phone: Work Phone: Information that will help us serve you better Your level of Interest: * I have a HIGH interest in buying a home and am ready to start visiting homes now. (Please provide your phone number) I have a MEDIUM interest in buying a home, but I just started my search and need to become more familiar with the market. I do not have any definite plans to move at this time. I am just curious about the listings that are currently on the market. I currently: * live in Colorado plan to move to Colorado Your Comments Any additional information that will help us better understand your needs I agree with Colorado HomeFinder Terms & Conditions Just getting familiar with Brighton Colorado real estate? Or, do you know the exact street where you want to live? No matter what stage you are in your Brighton home search, Automated HomeAlert is for you! The latest technology makes finding Brighton homes for sale easier than ever ! Automatic email notification of new listings and access to all the Brighton real estate listings from all the brokerages saves you time - and makes searching for homes fun. You are in control! Colorado HomeFinder lets you search for Brighton real estate at your own pace. If you are just thinking about a buying a home, no problem...the Automated HomeAlert System is a great way to get familiar with the Brighton Colorado real estate market. If you are ready to start seeing Brighton homes in person, just let us know. Our local, licensed Brighton REALTORs can show you any property on the market. Get matched with a great Brighton REALTOR When you're ready for the assistance of a Brighton REALTOR, we will match you with the Colorado HomeFinder REALTOR that knows your target market best. Colorado HomeFinder agents are hand-picked REMAX professionals that average over 15 years of experience. We're a Colorado company, not a national referral service with a "list of agents." Our REALTORs are some of the best in the business and are true Brighton Colorado real estate market experts! Colorado HomeFinder, RE/MAX Alliance 4770 Baseline Road, Suite 200 Boulder, CO 80303 Brighton HomeFinder | Buy a Brighton Home | Sell a Brighton Home | Brighton Homes for Sale | Browse Brighton Listings | Brighton Realtors | Brighton Mortgage | Brighton Relocation Call toll free (800) 231-9153 or local (303) 543-3083 to be connected with a local expert Brighton RE/MAX REALTOR. New listing emails: Brighton Colorado Real Estate Denver Real Estate | Boulder Real Estate | Fort Collins Real Estate | Colorado Real Estate Broomfield Real Estate | Castle Rock Real Estate | Evergreen Real Estate | Highlands Ranch Real Estate | Littleton Real Estate We're a Colorado company with a network of hand picked RE/MAX REALTORS in 17 local offices across the state. 2005, Colorado HomeFinder , all rights reserved. Each office independently owned and operated. Privacy Policy | Terms of Use



Las Vegas Real Estate

Las Vegas Real Estate, Henderson, Summerlin, Green Valley, Las Vegas, Anthem, Rhodes Ranch, Mac Donald Ranch, Seven Hills, Las Vegas Residential Real Estate Listings For Las Vegas Real Estate Call Dana at (702)300-SOLD or (702)300-7653 * SEARCH the MLS for HOMES FOR SALE in Las Vegas and Henderson * DANA ANDERSON- WHITTAKER, REALTOR (702) 300-SOLD (765 3) *2004 CENTURION TEAM TOP PRODUCER AWARD *2003 CENTURION TEAM TOP PRODUCER AWARD *CENDANT MOBILITY AFFINITY SPECIALIST *CLARK COUNTY READS VOLUNTEER *PERSONAL COACH *SDSU GRADUATE Like anything you see? Contact Us and we'll be happy to send you an automatic e-mail update of homes just coming onto the market matching your specific Search Criteria. Las Vegas and Clark County Real Estate Including Luxurious Masterplanned Communities and The New High Rises: Las Vegas | Henderson | Summerlin | Green Valley | Green Valley Ranch | Anthem | Aliante | Bellacre | Canyon Gate | Coronado Ranch | Desert Shores | Dragon Ridge | Lake Las Vegas | The Lakes | Mac Donald Highlands | Mac Donald Ranch | Metropolis | MGM Grand Residences | Mountain's Edge | Panorama Towers | Park Towers | Peccole Ranch | Platinum | Queensridge | Red Rock | Rhodes Ranch | Seven Hills | Siena | Soho Lofts | Southern Highlands | Spanish Trails | Sun City Anthem | Sun City at Mac Donald Ranch | Sun City Summerlin | Tournament Players Club | Turnberry Place | Vegas Grand Research Community Profiles by Zip Code Featured Homes Looking for just the right property? Check here first! Buyer/Seller Tips: Read through helpful tips of information on buying or selling your home! What is your Home's Value? Let us figure out how much your home is worth in today's market in Clark County! Local Schools: Identify the best school district for your family with our free schools reports. Local Weather: Get up-to-date information on weather in the surrounding communities. Map & Driving Directions Need a map to our office or anywhere else? For All Your Real Estate Needs including Buying & Selling in Las Vegas and Henderson. In the hunt to Buy or Sell Las Vegas or Clark County area Real Estate in Nevada? Dana Anderson-Whittaker is long time resident of Las Vegas, and specializes in the Las Vegas Real Estate market for Buyers and Sellers, even if you are out of state or out of the country. She is a full-time, dedicated REALTOR, and has an outstanding reputation for getting results for both Buyers and Sellers in the Las Vegas Real Estate market. Her genuine, caring attitudes has helped many families, just like yours, make an exciting and smooth transition when buying or selling their homes in the Las Vegas and Henderson areas of Clark County. Dana's proven Team approach to business and family values has earned her the respect of clients and colleagues alike. Call Dana direct at (702)300-SOLD (7653) Enthusiastic about life, work, and people, Dana's clients know they can rely on her to be caring, compassionate and results-oriented. If you are looking for a home in Las Vegas, her knowledge of the local housing market and networking efforts within the REALTOR community will enable her to find you the right home, townhome, high-rise, investment oppurtunity, or land in a short period of time. If you are selling in Las Vegas, Dana has the knowledge, experience, and resources to professionally market your home and get you the price you are looking for in the time frame you need. Deciding to Relocate to our Fabulous City? She won't stop looking until you are in your Dreamhome. Dana Anderson is highly knowledgeable and experienced in the entire Las Vegas Valley Real Estate market including greater Las Vegas and Henderson and the communities of Aliante , Anthem , Canyon Gate , Coronado Ranch , Desert Shores , Green Valley , Green Valley Ranch , Lake Las Vegas , The Lakes , MacDonald Ranch , Peccole Ranch , Queensridge , Red Rock , Rhodes Ranch , Seven Hills , Siena , Southern Highlands , Spanish Trails , Summerlin , Sun City Anthem , Sun City at MacDonald Ranch , and Sun City Summerlin , just to name a few! She is also well schooled in the "Manhattan-ization" of the Las Vegas Valley and is available to show you any of the new "High Rises" such as Turnberry Place, Metropolis, Panorama Towers, MGM Grand Residences, Park Towers, Platinum, Vegas Grand, or the Soho Lofts, with more to follow! Dana Anderson : your connection to Las Vegas Real Estate . Dana also handles many other Real Estate services such as relocation for the Las Vegas area if you will be moving here from out of state or out of the country or if you are selling from out of state. She can handle most all of the paperwork via fax and e-mail. She will provide you with all the information you need about schools , shopping, and local communities . If you are selling Real Estate in the Las Vegas area - Dana will make your selling experience as smooth as possible by developing the best strategies and negotiating the highest value for your property, with the least amount of frustration and stress to you. There has never been a better time to enter the Las Vegas Real Estate market. The Las Vegas area is seeing property values increase at an enormous rate, and experts predict that Real Estate values in this area will double in the next six years. If you are thinking about buying in the Las Vegas area - the time to act is now! Dana Anderson-Whittaker CENTURY 21 MoneyWorld 8020 W. Sahara Ave. #100 Las Vegas, NV 89117 (702)300-SOLD (7653) Las Vegas Real Estate, Henderson Real Estate for Sale Each Office is Independently Owned and Operated Internet marketing VKI Studios Cendant Mobility Affinity Specialist 582,211thDon't Forget To Bookmark This Page As Your Las Vegas Real Estate Resource Guide Web Site Design and Hosting Provided By: Advanced Access © 1998-2005



Buy property in France

Guide to Buying a House Abroad Guide in UK Net Guide: Homes & Property Home Business Money & Finance Jobs & Education TV Guide News & Weather Arts & Entertainment Homes & Property Lifestyle & Dating Sports & Leisure Health & Fitness Travel & Holidays Shopping & Gifts Motoring Homes & Property Property Gardening Furniture DIY Rate This Guide Not Rated -- Web Search GO Local Business Finder GO Sorry, you need inline frames to see this poll. Home >> Homes & Property >> Guides >> Guide Homes & Property Guide to Buying a House Abroad More than two million Britons own a home abroad, and more and more of us dream of jumping on the same bandwagon. But whats involved? How do I find a home abroad? Most people spot something while they are on holiday. Otherwise, several magazines list foreign properties for sale, including Exchange & Mart, Homes Overseas and Foreign Property News, and there are hundreds of websites offering overseas sales. Im really keen to proceed Its time for a reality check. Half drunk on sun and sangria and on a break from the office, almost anywhere can seem appealing. Ask yourself these questions: What is this house like in winter? What happens to the local area in the off season? Do I want to go to the same place every year? Are you prepared to spend your holidays organising foreign builders, roping in friends and doing the hard graft yourself? Have you considered the cost of getting to your holiday home? Cheap flights have opened up large parts of Europe to British buyers, but dont assume that those routes will be there forever of or that prices will stay low. Dont assume your house will rise in value. This is a peculiar British obsession. If you are buying thinking you can sell at a profit later, you could be disappointed. It may make more financial sense to rent. How do I raise the money? If you can buy with cash, do it. You will own the property outright without increasing your mortgage debt. This will mean fewer bills. If you don't have the cash, there are two ways to pay for a foreign home. You can extend your main mortgage, or you can get a new mortgage for the property. Extending your mortgage is presently a cheap way of raising cash, but you may not be able to get a remortgage for more than 75% of the property's price. But remember, you risk losing both homes if you cannot keep up payments. The other option is to take out a second mortgage on your holiday home. Several High Street companies offer mortgages overseas, including Abbey National and Barclays. Conti Financial services in East Sussex is one of many companies that can arrange mortgages for homes abroad. You often have to have at least 10% of the price in cash. Can I get a mortgage in the local currency? Yes, but you need to be aware of all the risks. Taking out a foreign currency mortgage could be dangerous. You are exposed to currency fluctuations: the pound can move against the euro or the dollar - if it weakens, your payments will increase. On the other hand if you are buying property in another country your home will be valued in that currency so it could make more sense to borrow in that currency. How long will it take to complete? It depends on the country you are buying in. Buy property in France and it could take up to 20 weeks to complete the transaction. In Spain, Italy, Greece and Portugal it will average between 12 to 18 weeks. Be aware the longer it takes to complete the transaction the more at risk you are from rate fluctuations, which could add thousands to the real cost of the property in the time it takes to complete. I don't speak the language You will need a reputable solicitor and valuer who is local. Your bank or mortgage lender should be able to help you find these professionals who also speak English. The Federation of Overseas Property Developers, Agents and Consultants has a list of lawyers who specialise in buying abroad. Beware that in some countries lawyers act for you and the seller, so make sure you're getting independent advice. Talk to a British lawyer before you sign anything, and remember, you often cannot pull out of an agreed offer as you can in England and Wales. Are there any hidden costs? Almost certainly. Britain has some of the cheapest home-buying costs in Europe. For example, French legal fees are high - ranging between 10% and 18% of the house price. There is also a regional tax and an occupancy tax if you live there more than eight months a year. In Spain, valuation costs 100, and loans must be signed by the public notary. This costs 580 on a 45,000 mortgage. Taxes and legal fees will normally amount to at least 10% of the property value. What about day to day running costs? The buying process is the not the end of the expense. Check carefully what local taxes you must pay, and be aware that in many blocks of flats you have to pay a service charge. You'll need to open a local bank account, as services such as water and electricity may only connect you if you sign a direct debit. Local bills must be paid in local currency - this costs money to buy and in some cases foreign banks charge extra for transactions. Are there tax implications? Yes. If you rent out your property abroad income will have to be declared to the British taxman. Check out the tax laws of the country you're buying in. There may be implications if you rent or sell the house. Many countries have reciprocal tax agreements with the UK so that you don't end up paying tax twice. You also need to make a will, as local inheritance tax laws may also come into play. Most of Europe is governed by Napoleonic law, which means that your children and spouse will be entitled to a share of your estate. This can create inheritance tax problems in the UK, where only assets left to a spouse are exempt from IHT. Get good advice. How do I insure my home? Ask your own home insurer if they offer a deal to insure a property abroad. Average User Rating: Not Rated -- Sponsored Links Buying in the Sun? Barclays' European mortgages and bank accounts - in France, Spain, Portugal and Italy. Guide to Moving Abroad Thinking of buying abroad? Try this site for advice and ideas. Save Money when Buying Property Abroad Great exchange rates, expert guidance, no commission and fast transactions. Make your money go further with Moneycorp. Advertising | Disclaimer | Privacy Policy | Email Us | Add URL | FAQ © UK Net Guide 2000-2005. All Rights Reserved. Thousands of properties on Loot.com now! Tools & Search Property Search Auction Search Compare Utilities Flatshare Search Home Insurance Search Mortgage Search New Homes Search Repossessed Homes Other Useful Guides More Guides... Answerbank's Popular Threads How to get you intrested Powermax 155x boiler lock-out gardening leaking mixer tap cold water side central heating boiler Cold shower - HELP!!! Showers with Body jets Tip of the day Ask a Question More from Answerbank about us | make us your homepage | add to favourites switch to answerbank



Las Vegas Real Estate

Las Vegas Real Estate, Henderson, Summerlin, Green Valley, Las Vegas, Anthem, Rhodes Ranch, Mac Donald Ranch, Seven Hills, Las Vegas Residential Real Estate Listings For Las Vegas Real Estate Call Dana at (702)300-SOLD or (702)300-7653 * SEARCH the MLS for HOMES FOR SALE in Las Vegas and Henderson * DANA ANDERSON- WHITTAKER, REALTOR (702) 300-SOLD (765 3) *2004 CENTURION TEAM TOP PRODUCER AWARD *2003 CENTURION TEAM TOP PRODUCER AWARD *CENDANT MOBILITY AFFINITY SPECIALIST *CLARK COUNTY READS VOLUNTEER *PERSONAL COACH *SDSU GRADUATE Like anything you see? Contact Us and we'll be happy to send you an automatic e-mail update of homes just coming onto the market matching your specific Search Criteria. Las Vegas and Clark County Real Estate Including Luxurious Masterplanned Communities and The New High Rises: Las Vegas | Henderson | Summerlin | Green Valley | Green Valley Ranch | Anthem | Aliante | Bellacre | Canyon Gate | Coronado Ranch | Desert Shores | Dragon Ridge | Lake Las Vegas | The Lakes | Mac Donald Highlands | Mac Donald Ranch | Metropolis | MGM Grand Residences | Mountain's Edge | Panorama Towers | Park Towers | Peccole Ranch | Platinum | Queensridge | Red Rock | Rhodes Ranch | Seven Hills | Siena | Soho Lofts | Southern Highlands | Spanish Trails | Sun City Anthem | Sun City at Mac Donald Ranch | Sun City Summerlin | Tournament Players Club | Turnberry Place | Vegas Grand Research Community Profiles by Zip Code Featured Homes Looking for just the right property? Check here first! Buyer/Seller Tips: Read through helpful tips of information on buying or selling your home! What is your Home's Value? Let us figure out how much your home is worth in today's market in Clark County! Local Schools: Identify the best school district for your family with our free schools reports. Local Weather: Get up-to-date information on weather in the surrounding communities. Map & Driving Directions Need a map to our office or anywhere else? For All Your Real Estate Needs including Buying & Selling in Las Vegas and Henderson. In the hunt to Buy or Sell Las Vegas or Clark County area Real Estate in Nevada? Dana Anderson-Whittaker is long time resident of Las Vegas, and specializes in the Las Vegas Real Estate market for Buyers and Sellers, even if you are out of state or out of the country. She is a full-time, dedicated REALTOR, and has an outstanding reputation for getting results for both Buyers and Sellers in the Las Vegas Real Estate market. Her genuine, caring attitudes has helped many families, just like yours, make an exciting and smooth transition when buying or selling their homes in the Las Vegas and Henderson areas of Clark County. Dana's proven Team approach to business and family values has earned her the respect of clients and colleagues alike. Call Dana direct at (702)300-SOLD (7653) Enthusiastic about life, work, and people, Dana's clients know they can rely on her to be caring, compassionate and results-oriented. If you are looking for a home in Las Vegas, her knowledge of the local housing market and networking efforts within the REALTOR community will enable her to find you the right home, townhome, high-rise, investment oppurtunity, or land in a short period of time. If you are selling in Las Vegas, Dana has the knowledge, experience, and resources to professionally market your home and get you the price you are looking for in the time frame you need. Deciding to Relocate to our Fabulous City? She won't stop looking until you are in your Dreamhome. Dana Anderson is highly knowledgeable and experienced in the entire Las Vegas Valley Real Estate market including greater Las Vegas and Henderson and the communities of Aliante , Anthem , Canyon Gate , Coronado Ranch , Desert Shores , Green Valley , Green Valley Ranch , Lake Las Vegas , The Lakes , MacDonald Ranch , Peccole Ranch , Queensridge , Red Rock , Rhodes Ranch , Seven Hills , Siena , Southern Highlands , Spanish Trails , Summerlin , Sun City Anthem , Sun City at MacDonald Ranch , and Sun City Summerlin , just to name a few! She is also well schooled in the "Manhattan-ization" of the Las Vegas Valley and is available to show you any of the new "High Rises" such as Turnberry Place, Metropolis, Panorama Towers, MGM Grand Residences, Park Towers, Platinum, Vegas Grand, or the Soho Lofts, with more to follow! Dana Anderson : your connection to Las Vegas Real Estate . Dana also handles many other Real Estate services such as relocation for the Las Vegas area if you will be moving here from out of state or out of the country or if you are selling from out of state. She can handle most all of the paperwork via fax and e-mail. She will provide you with all the information you need about schools , shopping, and local communities . If you are selling Real Estate in the Las Vegas area - Dana will make your selling experience as smooth as possible by developing the best strategies and negotiating the highest value for your property, with the least amount of frustration and stress to you. There has never been a better time to enter the Las Vegas Real Estate market. The Las Vegas area is seeing property values increase at an enormous rate, and experts predict that Real Estate values in this area will double in the next six years. If you are thinking about buying in the Las Vegas area - the time to act is now! Dana Anderson-Whittaker CENTURY 21 MoneyWorld 8020 W. Sahara Ave. #100 Las Vegas, NV 89117 (702)300-SOLD (7653) Las Vegas Real Estate, Henderson Real Estate for Sale Each Office is Independently Owned and Operated Internet marketing VKI Studios Cendant Mobility Affinity Specialist 582,211thDon't Forget To Bookmark This Page As Your Las Vegas Real Estate Resource Guide Web Site Design and Hosting Provided By: Advanced Access © 1998-2005



Buy property in France

Guide to Buying a House Abroad Guide in UK Net Guide: Homes & Property Home Business Money & Finance Jobs & Education TV Guide News & Weather Arts & Entertainment Homes & Property Lifestyle & Dating Sports & Leisure Health & Fitness Travel & Holidays Shopping & Gifts Motoring Homes & Property Property Gardening Furniture DIY Rate This Guide Not Rated -- Web Search GO Local Business Finder GO Sorry, you need inline frames to see this poll. Home >> Homes & Property >> Guides >> Guide Homes & Property Guide to Buying a House Abroad More than two million Britons own a home abroad, and more and more of us dream of jumping on the same bandwagon. But whats involved? How do I find a home abroad? Most people spot something while they are on holiday. Otherwise, several magazines list foreign properties for sale, including Exchange & Mart, Homes Overseas and Foreign Property News, and there are hundreds of websites offering overseas sales. Im really keen to proceed Its time for a reality check. Half drunk on sun and sangria and on a break from the office, almost anywhere can seem appealing. Ask yourself these questions: What is this house like in winter? What happens to the local area in the off season? Do I want to go to the same place every year? Are you prepared to spend your holidays organising foreign builders, roping in friends and doing the hard graft yourself? Have you considered the cost of getting to your holiday home? Cheap flights have opened up large parts of Europe to British buyers, but dont assume that those routes will be there forever of or that prices will stay low. Dont assume your house will rise in value. This is a peculiar British obsession. If you are buying thinking you can sell at a profit later, you could be disappointed. It may make more financial sense to rent. How do I raise the money? If you can buy with cash, do it. You will own the property outright without increasing your mortgage debt. This will mean fewer bills. If you don't have the cash, there are two ways to pay for a foreign home. You can extend your main mortgage, or you can get a new mortgage for the property. Extending your mortgage is presently a cheap way of raising cash, but you may not be able to get a remortgage for more than 75% of the property's price. But remember, you risk losing both homes if you cannot keep up payments. The other option is to take out a second mortgage on your holiday home. Several High Street companies offer mortgages overseas, including Abbey National and Barclays. Conti Financial services in East Sussex is one of many companies that can arrange mortgages for homes abroad. You often have to have at least 10% of the price in cash. Can I get a mortgage in the local currency? Yes, but you need to be aware of all the risks. Taking out a foreign currency mortgage could be dangerous. You are exposed to currency fluctuations: the pound can move against the euro or the dollar - if it weakens, your payments will increase. On the other hand if you are buying property in another country your home will be valued in that currency so it could make more sense to borrow in that currency. How long will it take to complete? It depends on the country you are buying in. Buy property in France and it could take up to 20 weeks to complete the transaction. In Spain, Italy, Greece and Portugal it will average between 12 to 18 weeks. Be aware the longer it takes to complete the transaction the more at risk you are from rate fluctuations, which could add thousands to the real cost of the property in the time it takes to complete. I don't speak the language You will need a reputable solicitor and valuer who is local. Your bank or mortgage lender should be able to help you find these professionals who also speak English. The Federation of Overseas Property Developers, Agents and Consultants has a list of lawyers who specialise in buying abroad. Beware that in some countries lawyers act for you and the seller, so make sure you're getting independent advice. Talk to a British lawyer before you sign anything, and remember, you often cannot pull out of an agreed offer as you can in England and Wales. Are there any hidden costs? Almost certainly. Britain has some of the cheapest home-buying costs in Europe. For example, French legal fees are high - ranging between 10% and 18% of the house price. There is also a regional tax and an occupancy tax if you live there more than eight months a year. In Spain, valuation costs 100, and loans must be signed by the public notary. This costs 580 on a 45,000 mortgage. Taxes and legal fees will normally amount to at least 10% of the property value. What about day to day running costs? The buying process is the not the end of the expense. Check carefully what local taxes you must pay, and be aware that in many blocks of flats you have to pay a service charge. You'll need to open a local bank account, as services such as water and electricity may only connect you if you sign a direct debit. Local bills must be paid in local currency - this costs money to buy and in some cases foreign banks charge extra for transactions. Are there tax implications? Yes. If you rent out your property abroad income will have to be declared to the British taxman. Check out the tax laws of the country you're buying in. There may be implications if you rent or sell the house. Many countries have reciprocal tax agreements with the UK so that you don't end up paying tax twice. You also need to make a will, as local inheritance tax laws may also come into play. Most of Europe is governed by Napoleonic law, which means that your children and spouse will be entitled to a share of your estate. This can create inheritance tax problems in the UK, where only assets left to a spouse are exempt from IHT. Get good advice. How do I insure my home? Ask your own home insurer if they offer a deal to insure a property abroad. Average User Rating: Not Rated -- Sponsored Links Buying in the Sun? Barclays' European mortgages and bank accounts - in France, Spain, Portugal and Italy. Guide to Moving Abroad Thinking of buying abroad? Try this site for advice and ideas. Save Money when Buying Property Abroad Great exchange rates, expert guidance, no commission and fast transactions. Make your money go further with Moneycorp. Advertising | Disclaimer | Privacy Policy | Email Us | Add URL | FAQ © UK Net Guide 2000-2005. All Rights Reserved. Thousands of properties on Loot.com now! Tools & Search Property Search Auction Search Compare Utilities Flatshare Search Home Insurance Search Mortgage Search New Homes Search Repossessed Homes Other Useful Guides More Guides... Answerbank's Popular Threads How to get you intrested Powermax 155x boiler lock-out gardening leaking mixer tap cold water side central heating boiler Cold shower - HELP!!! Showers with Body jets Tip of the day Ask a Question More from Answerbank about us | make us your homepage | add to favourites switch to answerbank




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