House Rent

Renting a House RENTING A HOUSE If you rent a house, rather than an apartment, you'll have some additionalconcerns: Lawn care and snow removal will probably be your responsibility. City codes require that lawns be mowed. If you think the landlord is providing either of these services, make sure your lease says so. Garbage hauling is not a municipal service in Champaign-Urbana. Unless your lease says that the landlord provides and pays for hauling, you'll have to call a private hauler and arrange service. Look in the yellow pages under "garbage." (Note: references in your lease to sanitary fees are for the sewer system, not for garbage hauling). Don't assume the garage comes with the house; make sure the lease says you are renting the "house and garage." If the house has no garage but you plan to park in the driveway, make sure the lease says Lessee may park in the driveway at no extra cost. Be sure the lease states the number of bedrooms in the house, especially if any bedrooms are in the basement or attic. If any area containing bedrooms becomes unfit for habitation while the rest of the house is still habitable, you'll be in a better bargaining position with your landlord if you can prove that the uninhabitable space was leased to you for living and sleeping purposes. Zoning laws prohibit more than four unrelated adults from living together in a single family home. The tenants, as well as the landlords, can be held liable by the city for violating the law. Enforcement is complaint-driven. If you live in Urbana near the U of I campus, or if you live anywhere and annoy your neighbors with noise or illegally parking cars on the lawn, you are a likely target for enforcement. See section of this handbook on " Zoning ." Be especially careful about including in your lease a list of all appliances that the landlord will "provide and maintain." Don't assume the washer and dryer in the basement will be repaired by the landlord if one breaks down. They may have just been left in the house by previous tenants. Protecting your deposit is a bigger job with a house. Many tenants report being charged at the end of the lease for leaving trash in the yard, damage to a porch, lawn care, cleaning out the basement, etc. Both when you move in and when you move out, you should take photographs of the basement, attic, front and back yards and the porch , in addition to photographs of walls, floors, insides of oven, fridge and cabinets and all fixtures. Damage deposit refund law does not cover houses (except in the City of Urbana). If the house is in Champaign, Savoy or anyplace other than Urbana, be sure your lease states the time period for refund of the deposit and requires the landlord to provide you with an itemized statement of damages within a certain time period. A sample clause appears in the section of this handbook on signing a lease. Return to Home Page Return to Table of Contents

Real Estate Investment Software

Real Estate Investment Software - AnalyzeToWin Real Estate Software AnalyzeToWin Real Estate Software Real Estate Software Products: Real Estate Analyzer Professional Real Estate Analyzer Deluxe Investment Property Analyzer Lite Vacation Home Investment Evaluator Personal Home ROI & Cashflow Calculator Contact Us About Us Privacy Terms&Conditions Articles Links Site Map Advertisement Section The Lake of the Ozark's Home Rental Other Rentals Real Estate Software for the Informed Investor Real Estate Investment Software Maximize your return on investment with our real estate software for residential or commercial income properties. Our real estate analysis tools are easy-to-use and let you quickly create reports about return-on-investment (ROI), cash flow, future sales price and more. If real estate is part of your wealth-building strategy, our real estate investment software can help you: minimize surprises (or risk) by guiding you through typical expense categories and showing you the cash flows base your investment decisions on numbers (ROI) and take some of the emotions out of the decision-making process spend only minutes instead of hours on the analysis focus on finding the right properties using scenario analysis Choose the right Real Estate Software for your needs: Real Estate Analyzer Pro : Real Estate Investment Software for residential or commercial real estate investment analysis. Includes detailed tax treatment for active investors and real estate professionals. Investment Analyzer Lite : Software Version for less complex real estate investment analysis requirements. Real Estate Analyzer Deluxe : analyze either your personal residence , an income generating residential rental property or a vacation home . The Real Estate Analyzer Deluxe is a standalone real estate analysis program for Microsoft Windows (no spreadsheet) while our other programs require Microsoft Excel. Unlike the Investment Property Analyzer or the Real Estate Analyzer Pro, the Deluxe focuses on different property types but without the detailed tax benefit analysis required by most professional investors. Vacation Home Investment Evaluator or Personal Home ROI & Cashflow Calculator : for your personal real estate purchases. See our Real Estate Software Feature Comparison Table All of our user-friendly programs are designed to save you time in calculating the return on investment and evaluating potential future cash flows for your income property. Know the potential return and cash flows of your real estate investment! Our Guarantee: All our software products have a 10-day money back guarantee! Real Estate Analysis Software Programs for successful Real Estate Investors. All Rights Reserved Option Analysis LLC

Selling Home

Publication 523 (2005), Selling Your Home Home | Contact IRS | About IRS | Site Map | Español | Help Advanced Search Search Tips IRS Resources Compliance & Enforcement Contact My Local Office e-file Forms and Publications Frequently Asked Questions News Taxpayer Advocacy Where To File Publication 523 (2005), Selling Your Home For use in preparing 2005 Returns Table of Contents Publication 523 - Introductory Material What's New Reminders Introduction Tax questions. Ordering forms and publications. Useful Items - You may want to see: Publication 523 - Main Contents Main Home Vacant land. Factors used to determine main home. Figuring Gain or Loss Selling Price Amount Realized Adjusted Basis Amount of Gain or Loss Other Dispositions Determining Basis Cost As Basis Basis Other Than Cost Adjusted Basis Excluding the Gain Maximum Exclusion Ownership and Use Tests Reduced Maximum Exclusion More Than One Home Sold During 2-Year Period Business Use or Rental of Home Property Used Partly for Business or Rental Reporting the Sale Seller-financed mortgage. Individual taxpayer identification number (ITIN). More information. Comprehensive Examples Special Situations Exception for sales to related persons. Deducting Taxes in the Year of Sale Form 1099-S. More information. Recapturing (Paying Back) a Federal Mortgage Subsidy How To Get Tax Help Index Next More Online Publications Accessibility | FirstGov.gov | Freedom of Information Act | Important Links | IRS Privacy Policy | U.S. Treasury

Foreclosure property listings and

Bank Foreclosures Information at Business.com Advertiser Center · Help Web News People Jobs Search the Business Internet ® Bank Foreclosures Foreclosure property listings and information. Home > Real Estate & Construction > Property Listings > Foreclosure > Bank Owned Sponsored Links Better Than Foreclosures Buy houses pennies on the dollar without any mortgage payments. www.taxliensdirect.com Bank Repo Properties Details, Photos, Location Map and Contact Information, Updated Daily RealEstateForeclosures.net Bank Foreclosure Buy Foreclosures from price Search 600,000 listings for only $1 www.Bargain.com/Foreclosures Find Foreclosed Homes Search 400,000 Properties free. Join RealtyTrac and save big. www.RealtyTrac.com Free List Of Foreclosures Discover foreclosure homes for sale in your neighborhood. Free Service Free-List-of-Foreclosures.com Pre Foreclosure Listings Most up-to-date lists available Az, Ca, Fl, Mi, Nm, Nv, Wa www.defaultresearch.com Popular Searches bank foreclosure bank foreclosures bank homes bank owned bank owned forclosures bank owned foreclosures bank owned homes bank owned properties bank owned property « more more popular searches [x] Bank Owned Property Foreclosure bank-owned forclosures Bank-Owned Property Forclosure Featured Listings RealtyStore: Bank Foreclosures Save 20 - 50% on Foreclosure and HUD real estate. Ideal for investors, bargain hunters and first timers. Free trial membership (Credit Card required). www.realtystore.com Sponsored Links Bank Foreclosure Listings Find Current Bank and Government Foreclosures Nationwide Now. Free! www.BankHouses.com Stop Foreclosure Now 7 Programs That Stop Foreclosure. 20 Years Helping People Keep Homes. US-Loss-Mitigation-Advantage.com I'm Paying Cash For Homes Any Price, Condition, Or Location Sell Your Home Quickly & Easily www.webuyhomesaz.com Free Foreclosure Service No Money Down Homes Search Foreclosure Listings Free iForeclosures.com Bank Foreclosure Search 500,000 National Foreclosure Reos, Auctions & Trustee Sales Free www.bankhomesdirect.com Listings All Foreclosure Information Foreclosure information & database. all-foreclosure.com Bank of America Foreclosure Property Listings. www.bankofamerica.com Bates Foreclosure Report Subscription based service providing lists of real estate foreclosures. www.brucebates.com Fannie Mae-Owned Properties Single family homes available for sale. fanniemae.com Foreclose Foreclosure listings and resources. www.foreclose.com Foreclosure Databank Online foreclosure listings web site provides over 600,000 bank foreclosures listed in its database, making it a convenient marketplace for homeowners and real estate professionals. www.foreclosuredatabank.com Foreclosure Free Search Foreclosure listing service. foreclosurefreesearch.com ForeclosureNet.net: Listings for Bank Owned Foreclosures Offers bank foreclosure and government foreclosured property listings across the US. Includes homes, rental properties, retail, and commercial. Free Trial. Free Trial | Search Listings | Foreclosure Info. | Testimonials www.foreclosurenet.net Freddie Mac Home Steps Real Estate Searchable database of homes for sale-financing options. www.homesteps.com Green Point Financial Official website of Green Point Financial. www.greenpoint.com Intergrated Asset Services Providing nationwide valuation, management and marketing of Bank-owned real estate. www.iasreo.com Maryland HUD www.mdhud.com Pearson - Skaife Real Estate Professional Real Estate Services with John Skaife in Vacaville, California. pearson-skaife.com Premiere Asset Services Offers services to clients who seek professional servicing of REO's. www.premierereo.com RealtyStore: Bank Foreclosures Save 20 - 50% on Foreclosure and HUD real estate. Ideal for investors, bargain hunters and first timers. Free trial membership (Credit Card required). www.realtystore.com Sponsored Links Bank Foreclosure Listings Find Current Bank and Government Foreclosures Nationwide Now. Free! www.BankHouses.com Stop Foreclosure Now 7 Programs That Stop Foreclosure. 20 Years Helping People Keep Homes. US-Loss-Mitigation-Advantage.com I'm Paying Cash For Homes Any Price, Condition, Or Location Sell Your Home Quickly & Easily www.webuyhomesaz.com Free Foreclosure Service No Money Down Homes Search Foreclosure Listings Free iForeclosures.com Bank Foreclosure Search 500,000 National Foreclosure Reos, Auctions & Trustee Sales Free www.bankhomesdirect.com Search the Business Internet ® Advertiser Center | Account Login | About Us | Careers at Business.com | Featured Listings Privacy | Terms Of Use | 2000-2005 Business.com, Inc. All Rights Reserved

real estate broker too

Feds probe real estate agents - Apr. 22, 2005 Web CNN/Money Buying & Selling Investment Property Home Improvement Million $ Life Financing Best Places SAVE | EMAIL | PRINT | SUBSCRIBE TO MONEY | Feds probe real estate agents Money magazine investigation shows Justice Dept. looking into anticompetitive practices. April 22, 2005: 5:27 PM EDT By Jon Birger, Money Magazine NEW YORK (CNN/Money) - Did you pay your real estate broker too much? The U.S. Department of Justice may be set to turn Tulsa, Okla. into a test-case for ending the stranglehold 6 percent commissions have over the real estate brokerage business. MONEY has learned that Justice's Antitrust Division is gathering information on the bully tactics that full-commission brokers in Tulsa allegedly use against their discount rivals to discourage commission-cutting. The probe follows other recent efforts to spur competition in the real estate industry. According to a copy of a Justice Department subpoena obtained by MONEY, federal investigators are seeking information on "possible anticompetitive conduct in the provision of real estate services in the Tulsa area" as well as "documents related to refusal to cooperate on real estate transactions." An Antitrust Division spokeswoman confirmed the existence of the investigation but declined to provide additional details. Al Unser, executive director of the Greater Tulsa Association of Realtors said: "We received a CID [civil investigative demand] from the Justice Dept. and we have responded." Economists who study real estate, such as the University of Cincinnati's Norm Miller, believe anti-competitive behavior is the primary explanation for the persistence of the 6 percent commission. J.D. Smith and Bob Meyer are two Tulsa discount real estate agents who say they were interviewed by federal investigators. They say the investigators wanted information on full-commission agents' alleged refusal to show home-buying clients properties listed by discount brokers -- a tactic known as boycotting. Boycotting exploits the one major weakness of the multiple listing service. The MLS's upside is that it centralizes all homes for sale in a single electronic marketplace that can be accessed by all agents -- and these days by Web-savvy consumers as well. The downside is that brokers must depend on one another to help sell their homes, and that discourages them from undercutting each other's commissions. While boycotting the listings of discounters is generally considered an antitrust violation -- if undisclosed, it's also a breach of fiduciary duty to clients -- industry insiders are well aware that boycotting goes on, even if they claim not to condone it. For Smith, the Feds' investigation comes a year or so too late. His realty business on the brink of ruin, Smith recently abandoned discount brokerage and went back to charging 6 percent. "In one week," Smith said, "I've had more showings and more offers from other realtors than I had in the previous two months." The Tulsa investigation is part of an ongoing Antitrust Division foray into the sharp-elbowed realty world. In March, the Antitrust Division sued the Kentucky Real Estate Commission over a state law that prohibits real estate brokers from offering commission rebates to consumers. More recently, Assistant Attorney General R. Hewitt Pate sent letters to lawmakers and regulators in Oklahoma and Texas, urging them to reject proposals that would effectively prohibit brokers from engaging in limited-service or fee-for-service realty -- such as listing a home for sale on the multiple listing service for a flat fee of $500. Bruce Hahn, chairman of the American Homeowners Grassroots Alliance, argues that state prohibitions on rebates and fee-for-service discourage competition and inflate commissions paid by consumers. "We've talked to Justice, and we think what they're doing is tremendous," he said. E-mail Jon Birger at jbirger@moneymail.com. The Hot List Most profitable renovations How risky is your 401(k)? Big new tax credits for hybrid cars More Real Estate How to buy and build on rural land Most overvalued housing markets When booms go bust... contact us | magazine customer service | site map | glossary | RSS | press room OTHER NEWS: CNN | SI | Fortune | Business2.0 = Money subscribers = Premium content -- * - Time reflects local markets trading time. † - Intraday data is at least 15-minutes delayed. Disclaimer © 2005 Cable News Network LP, LLLP. A Time Warner Company ALL RIGHTS RESERVED. Terms under which this service is provided to you. privacy policy Reprints of site stories are available. Top Stories Most overvalued housing markets Risks to the economy in 2006 Which was the worst ad of all in 2005? After the ride, a rest Hilton brands reunite after 40 years YOUR E-MAIL ALERTS Real Estate Antitrust Division Corporate Governance Oklahoma or Create your own Manage alerts | What is this?