Foreclosure Property

Foreclosure Listings Online: Important real estate information. -- Updated 12/27/05 11:53 AM The #1 Web Site for Real Estate Foreclosure Information FORECLOSURE LISTING SERVICE - SERVING THE FORECLOSURE, REAL ESTATE, FINANCIAL & INVESTMENT COMMUNITY SINCE 1963 CLICK HERE FOR Information on our Educational $eminars --- Login ID: Password : Forgot your login name or password? Call our office at 972-250-0993 OR 866/301-1FLS TEXAS PROPERTY CODE A bout Foreclosures in Texas !!!!! U pdated Monthly, Foreclosure Listing Service, Inc provides you with convenient access to over 3,500 foreclosure postings via the Internet. We cover the Dallas/Ft Worth Metroplex as well as the Austin Metro area U se our time-saving Search Engine to filter through hundreds of foreclosure properties in our database. Over 20 different ways to specify your parameters. You control how specific or general your search is. O ur Foreclosure Report has detailed information about the properties up for the auction. The report is sub-divided by city, then sorted in alphabetical order by street. Buy from the bank - we produce a report that tells you what the banks are taking back, and for what price. Purchase properties direct from lending institutions. We have a lot of information about Dallas foreclosures . A nother product is our Sheriff Sale List , it contains detailed information regarding properties up for sale because of unpaid (delinquent) taxes. Guaranteed 25%-50% on your investment.... ---- Real Estate Links - here are a few sites we think might be useful in your pursuit to purchase foreclosure properties. SubscribeToday ...and receive complete access to the property reports available on each property listed in our database. Each month 1,300 different properties are schedule to be auctioned. Don't Delay !!! C heck here for our Current Month Corrections . All of these documents are available in MSWord/PDF format. Agreement to Sell Real Estate - Here is a great starting point if you are looking for a selling agreement. Exhibit "A" - This is a conditional document meant to be attached and used with the agreement to sell above. Authorization for Personal Information - If you need to have an authorization for someone to access personal information. This form is for you. Notice to Vacate the Premise - It is very important to have strong documentation when working with eviction, etc. Be sure to take a look at our notice to vacate document. Warranty Deed - A simple warranty deed. Quit Claim Deed - For the consideration Grantor quitclaims to Grantee all of Grantor's right, title and interest in and to the property, to have and hold it to Grantee, Grantee's heirs, executors, administrators, successors or assigns forever..... Letter of Intent - Purchase offer letter of intent. Eviction Process - If you need to know more about the eviction process, and how it works. Be sure to read this document. Lease Purchase - Lease purchases can be a great opportunity for some people. Here is a residential lease agreement with the option to purchase. Title Workshop Research Form ------ FORECLOSURE LISTING SERVICE, INC 4851 KELLER SPRINGS RD SUITE 219 ADDISON, TEXAS 75001 972/250-0993 CLICK HERE FOR MAP FastCounterby LinkExchange

Real Estate Broker and

NYS DOS, Real Estate Professional Page NYS Department of State Division of Licensing Services F requently A sked Q uestions Applicants for Real Estate Broker and Salesperson Licensure Do I need to be licensed? Generally, Article 12-A of the Real Property Law provides that anyone who, on behalf of another and for a fee, 1) negotiates a sale, exchange or rental of real property, 2) collects rent, or 3) negotiates a commercial loan secured by a mortgage must be licensed as a real estate broker. What is the difference between a real estate broker and a real estate salesperson? A real estate broker is responsible for the supervision and conduct of the real estate brokerage business. He or she applies for and holds the license on behalf of the brokerage. This person is known as the "representative broker." A real estate salesperson works for and is supervised by the representative broker. The salesperson acts as the representative broker's agent. All listings, although perhaps negotiated by a salesperson, are accepted by the representative broker. How do I become a real estate salesperson or broker? In order to qualify for licensure as a real estate salesperson, an applicant must have satisfactorily completed a 45 hour salesperson qualifying education course in real estate approved by the Secretary of State, and have passed a qualifying examination administered by the Department. In order to qualify for licensure as a real estate broker, an applicant must have at least one year of experience as a licensed real estate salesperson or at least two years of experience in the general real estate field (e.g., buying and selling your own property, managing property owned by your employer), have satisfactorily completed both the qualifying salesperson course of 45 hours and an additional 45 hour real estate broker course as approved by the Secretary of State, and have passed a qualifying examination administered by the Department. Who licenses mortgage brokers? Anyone who negotiates or attempts to negotiate any mortgage loan other than a mortgage loan on residential property, in the state of New York, is required to be licensed as real estate broker, or as a salesperson associated with a real estate broker. This license is issued by the NYS Department of State. To negotiate a mortgage loan on residential property (one to four family building) registration with the New York State Banking Department is required. If I am a real estate management company, do I need a real estate broker's license? That depends on what services you provide. If you collect rent or place tenants in vacant spaces on behalf of your landlord client, the answer is yes. If, on the other hand, your services are strictly maintenance, the answer is no. you are not acting as a fiduciary (not handling another person's money). Whom do I call if I am not sure whether I completed my 22.5 hours of continuing education during my license term? Contact the school(s) you attended. Schools are required by law to maintain course completion records for three years. You may request duplicate certificates from the school(s) in the event you are audited. In order to renew my salesperson license, I completed the 45-hour broker qualifying course. Can I apply the extra 22.5 hours to my next license term? No. The law clearly states that continuing education must be completed within each license term. I could not complete the continuing education, but I wish to renew my license anyway. Can I apply for an extension? Please refer to §177.6 in the real estate law booklet. Extensions will only be granted in bona fide hardship cases. You must submit the following, preferably prior to your license expiration: a written request for the extension, completed renewal form, fee, and original documentation demonstrating your hardship; i.e. , medical documentation. I think I might be exempt, but I am not sure when I originally became licensed. Can you tell me when I was first licensed? No. The Department of State only maintains seven years of real estate records. You may possibly determine your original date of licensure if you know when you completed the salesperson course and how long it took you after completing the course to apply for your license. What happens if I do not complete my continuing education and don't renew my license? If you do not renew your license, you cannot conduct any real estate activities that require a New York State real estate license in accordance with Article 12-A of the Real Property Law. There are no grace periods that allow you to continue working while not licensed. You have two years from the date your license expires to renew your license. If you fail to renew within that period, you will be required to pass the state written examination. No continuing education will be required to repeat the licensing process again. When you submit your new salesperson application, you must include the following: your new examination results, application fee, and a copy of your expired license/pocket card or ORIGINAL proof of completing the salesperson course. If possible, it is better to submit original proof of your salesperson course. If you do not have an original certificate, then call the school where you took the course to request another certificate. If you are applying for your broker's license, you must submit ORIGINAL proof of your 45-hour salesperson course and 45-hour broker course, or a copy of your expired broker's license. How do I obtain a waiver from the 45-hour salesperson or 90-hour broker course requirement? You must submit a written request stating the waiver you are applying for along with ORIGINAL proof of course completion, a detailed outline listing topics and hours, and a course description. We only review prelicensing courses from other states that were completed in a classroom setting. (No home-study/correspondence courses.) The prelicensing salesperson's course must be at least 45 hours of classroom instruction and the broker's course, 90 hours. In addition, if you have graduated with a Master's Degree with a concentration in real estate, you may qualify for a 90-hour waiver of the qualifying courses. Please submit an official transcript with your waiver request. If you are granted a waiver, you will receive the waiver letter, the license application, real estate law booklet, and examination schedules. When you are ready to apply for your license, please submit the ORIGINAL waiver letter with your application, fee, passed examination results, and any other required documents. I have been a real estate licensee for many years. Am I exempt from the continuing education requirements? Article 12A statutorily requires all real estate brokers and salespeople to complete 22½ hours of Department of State approved education within their two-year license period prior to the date of expiration. The law does provide for an exemption from this requirement for a real estate broker who has 15 consecutive years of combined licensure as a salesperson and a broker and who is actively engaged in the real estate business as a real estate broker at the time of renewal, or an admitted NYS attorney. Where do I get more detailed information? You may access pertinent law and regulations, applications and exam schedules from this website. You may also request this or other information by calling a Division of Licensing Services customer service representative at (518) 474-4429 or by writing to: New York State Department of State Division of Licensing Services 84 Holland Avenue Albany, New York 12208-3490 [ NYS Department of State Home Page ] [ Licensing Services Menu ] [ Real Estate Professionals Page ]

Real Estate Loan

Lowest Mortgage Rates, Refinance, Home Equity Loans, Second Mortage Loan, Mortgage Interest Rate Mortgage By State California Mortgage Rates Florida Mortgage Rates North Carolina Mortgage Rates Texas Mortgage Rates Washington Mortgage Rates Rates Second mortgage rates Interest only mortgage rates Mortgage refinance rates Fixed mortgage rates Adjustable mortgage rates New Information Negative amortization mortgage Balloon mortgages Jumbo mortgages Residential mortgage VA mortgage FHA mortgage Bad Credit mortgage Prequalify for a mortgage Commercial mortgage Early Payoff Calculator Mortgage Refinance Home Equity Mortgage Rates Calculators Brokers & Lenders By State -- Free Quotes Sitemap Home mortgage Second mortgage Interest only mortgage Reverse mortgage More Categories Mortgage Home mortgage Second mortgage Interest only mortgage Prequalify for a mortgage Negative amortization mortgage Balloon mortgages Jumbo mortgages Reverse mortgage Free mortgage quotes FHA mortgages VA mortgages Commercial Mortgage Bad credit mortgage Residential mortgages Refinance mortgage Mortgage refinance rates Home equity loans Home equity line of credit Consolidate loans Home improvement loan Home equity cash out Mortgage calculator Monthly mortgage payment calculator Interest only mortgage calculator Mortgage amortization calculator Early Payoff Calculator Mortgage Payment & APR Calculator Mortgage rates Home equity loan rates Fixed mortgage rates Adjustable mortgage rates Second mortgage rates Interest only mortgage rates Mortgage Glossary Quotes Mortgage Rates Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Loans Debt consolidation Home improvement Calculators Interest only Mortgage rate Mortgage amortization -- Home Since 1995, Mortgageloan.com has served consumers who search for the best mortgage loans, refinancing and home equity loans across the nation. We know that lenders compete for your home loan. Get the lowest rates! Refinance at the lowest rates available Get the Lowest Rates! Service and Data Privacy provided by SecureRights Type of Loan Refinance Purchase Home Debt Consolidation Home Equity Property State Select One Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Missouri Mississippi Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Home Description Single Family Multi Family Town House Condo Credit Profile Select One Excellent, Never any issues Good, No recent issues Fair, Recent issues Poor, Major issues You may also search for today's mortgage rates by state and city in our mortgage broker directory. You will find current 30 year fixed mortgage rates as well as interest rates for most other loan programs. Find the lowest mortgage rates for you home loan in California, Florida, Texas, New York or any other state. Or, you can get free quotes for low home refinancing rates, second mortgage rates (home equity loans and line of credit), first time home-buyer loan and debt consolidation loan. By comparing interest rate quotes you can save thousands of dollars. Home Refinance Cash-Out Refinance Home Equity Loan HELOC Debt Consolidation First Time Home Buyer Fill in your present mortgage loan conditions and see if you can save! It's free and you have nothing to loose... >> MortgageLoan.com continuously follows the real estate and home mortgage market to keep you up to date. We provide you with guides and insights in the loan process as well as useful tools such as mortgage calculators. Daily Mortgage Rates Conforming Avg. 7d avg. 7d chg. 30 Year Fixed 5.71% 5.74% 0.03% 1/1 Adjustable 4.62% 4.47% -0.15% Jumbo Avg. 7d avg. 7d chg. 30 Year Fixed 5.98% 6.02% 0.04% 1/1 Adjustable 4.41% 3.89% -0.52% Mortgage Refinance Is your interest rate too high? Refinance could be an option. Are you in need of some extra cash? You probably want to reduce your interest rate... >> Debt Consolidation Everyone can get into financial trouble. Maybe you are behind on your bills and need help? Our debt consolidation lenders respond to your specific needs. They help you find a loan solution that fits your circumstances... >> Home Purchase Have you found your dream home? A home purchase includes finding the best possible home loan. Our brokers and lenders will guide you along the way... >> Home Equity Loans Do not look any further for your home equity loan or equity line of credit. Fill out our form and get started... >> Commercial mortgages Do you have commercial loan questions, or need to find the lowest commercial mortgage rate? You will find more information here... >> Calculators and Tools Mortgage Payment: Calculate a monthly mortgage payment using this calculator. Interest Only Mortgages: Calculator for interest only mortgages, find out your interest only mortgage payments and compare with your standard monthly payments. Mortgage Payment & APR Calculator: Calculate Annual Percentage Rate (APR). Mortgage Amortization Calculator: Calculate your amortizations By State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming All Rights Reserved 1995-2005 MortgageLoan.com About MortgageLoan | Privacy | Contact | Legal | Advertise | Broker Sign Up | Glossary

Colorado Real Estate -

Durango Colorado Real Estate with Prudential Triple S Realty Prudential Triple S Realty Home Contact Us Site Map Southwest Colorado Properties Search Our Listings Search Other SW CO Properties Exclusive Developments Short-Term Rentals Long-Term Rentals HOA Documents About Our Company Why Prudential Triple S Realty? Meet our Agents Community Involvement Office Locations Careers The Prudential Brand Regional Informaton Why Southwest Colorado? Durango Cortez Resort Area Glacier Club Pagosa Springs Maps My Prudential Triple S Register / Login Favorite Properties Saved Searches Mortgage Calculators E-Newsletter Durango Colorado Real Estate - Prudential Triple S Realty Welcome to beautiful Southwest Colorado, one of the most healthy and diverse places to live and play in the Rocky Mountains. Picture 14,000-foot summits, high desert mesas and access to 2 million acres of wilderness. Cultural and educational opportunities in the area range from orchestral concerts at Fort Lewis College to sightseeing from aboard the historic Durango Silverton Narrow Gauge Railroad while traveling through the beautiful Animas River Valley to exploring the world-renowned Anasazi cliff dwellings in Montezuma County. Recreational activities include world-class golf, gold-medal trout fishing, hot springs, skiing, hiking and the best mountain biking on the continent. Small town hospitality, unique galleries, fantastic dining and big-city amenities make Southwest Colorado perfect for relocation or a second home purchase. Durango's oldest, most respected and advanced real estate firm, Prudential Triple S Realty , stands ready to serve you in every aspect of real estate with the most knowledgable professionals and state-of-the-art tools on the Western Slope and the Four Corners area. Durango 700 Main Avenue Durango, CO 81301 (970) 247-3840 (800) 477-8346 Resort Area / Glacier Club 40290 Hwy. 550 North Durango, CO 81301 (970) 382-9809 (N. County) (970) 382-7800 (Glacier Club) Pagosa Springs 262 Pagosa St. Pagosa Springs, CO 81147 (970) 264-1771 Cortez 1740 E. Main St. Cortez, CO 81321 (970) 565-8988 (800) 665-0460 ©2004, An independently owned and operated member of The Prudential Real Estate Affiliates, Inc. Site Development by Electric Sage Designs, LLC.

Rental Property? Join the

..VRBO is Vacation Rentals by Owner Vacation Homes Rentals by Owner Millions of visitors here each month... List your Vacation Rental Home here! Beautiful USVI - US Virgin Islands Vacation Rentals 46,000 Vacation Rentals - Rental Homes by Owner Search by VRBO# City Search Enter complete or partial city name Text Search Yachts/Cruises Worldwide USA Vacation Rentals Canada Rentals Mexico Rentals Caribbean Rentals Europe Austria Belgium Bulgaria Croatia Cyprus Czech Republic England Denmark France Germany Greece Hungary Iceland Ireland Italy Macedonia Malta Monaco Netherlands Norway Poland Portugal Romania Russia Scotland Spain Sweden Switzerland Turkey Ukraine United Kingdom Africa Morocco Seychelles South Africa Central America Belize Costa Rica Guatemala Honduras Nicaragua Panama South America Argentina Brazil Chile Colombia Peru Uruguay Venezuela Asia China Cyprus Hong Kong India Indonesia Israel Japan Malaysia Mauritius Philippines Sri Lanka Thailand Turkey South Pacific Australia Fiji French Polynesia New Zealand Caribbean Yachts & Cruises Anguilla Antigua Aruba Bahamas Barbados Bay Islands Belize Bermuda Bonaire British Virgin Islands BVI Cayman Islands Curacao Dominica Dominican Republic Grenada Guadeloupe Isla de Margarita Jamaica Martinique Puerto Rico Roatan Saba Saint Martin (St Maarten) St. Barthelemy St. Eustatius St. Kitts & Nevis St. Lucia St. Vincent & the Grenadines Trinidad & Tobago Turks & Caicos US Virgin Islands USVI France vacation rentals Aspen vacation rentals Breckenridge vacation rentals Cabo San Lucas vacation rentals USVI US Virgin Islands Vacation Rentals Kauai vaction rentals Maui Vacation rentals California vacation rentals Florida Keys vacation rentals & homes Destin vacation rentals Orlando vacation rentals & condos Lake Tahoe vacation rentals Disney vacation Cabin rentals & Beach rentals Hilton Head rentals Vacation Rentals Hawaii all located on this huge site... Please read the DISCLAIMER before continuing... Join us... | Members Area | Testimonials | Advantages | Want Ads | Links | Blog | Contacts | Adventures of the VRBO Bear... | Ctrl D to Bookmark --- Click here for Hurricane Katrina Housing Offers --- USA Vacation Rentals - Carpe Vacationum "Seize the Vacation" Alabama Alaska Arizona Arkansas California Northern CA Lake Tahoe Central CA Southern CA Colorado Cities A-B Cities C-F Cities G-S Cities T-Z Connecticut Delaware District of Columbia Florida Destin Area Panama City Beach South Walton Rest of Panhandle Disney / Orlando Florida East Coast Upper Gulf Coast Central Gulf Coast South Gulf Coast Florida Keys Georgia Hawaii Big Island Kauai Lanai Maui Molokai Oahu Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina Hilton Head Myrtle Beach Rest of S. Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Save us in your bookmarks ( press Ctrl-D ) . Plan your next dream vacation right here. More Vacation Rentals in popular locations like these: Lake Tahoe Vacation Rentals - Breckenridge, Colorado Vacation Rentals - Paris, France Rentals - Puerto Vallarta area, Mexico - Florida Rentals: Clermont , Davenport , Destin , Kissimmee vacation Rentals , Seagrove Beach - Kaanapali, Maui Vacation Rentals Family Reunion or Large Group? Check out these Vacation Rentals Around the World that sleep 14 18 22 26 30+ guests Do you own a Vacation Rental Property? Join the group and advertise your rental to millions of visitors to this site each month. People are talking about us... see what our members have to say. We have many fine privately owned vacation rental homes available. Read about the advantages of private vacation home rental. We're the LARGEST and most FRIENDLY vacation rental site specializing in PRIVATE HOMES and BY OWNER vacation rentals. You will find tens of thousands of BY OWNER vacation rental properties listed here PLUS fine private homes, condos and apartments offered thru rental agencies and management companies. Please read the DISCLAIMER before continuing... Join us... | Members Area | Testimonials | Advantages | Want Ads | Links | Blog | Contacts | Adventures of the VRBO Bear... Ctrl D to Bookmark | visit Hotspot for Vacation Rental Sales Tax Compliance VRBO® is Vacation Rentals by Owner® - The largest and most popular vacation rental site. Specializing in BY OWNER vacation rentals, homes, condos, cabins, villas and apartments. ALSO privately owned properties offered thru rental agencies and management companies. To report any problems with this site, please contact webmaster@vrbo.com URL: http://www.vrbo.com/Default.htm ©1995-2005 by VRBO International LLC - all rights reserved