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Wisconsin Department of Veterans Affairs Primary Mortgage Loan Page | Home | About WDVA | Current Events | Forms & Brochures | News & Publications | Federal Veterans Benefits | State Veterans Benefits | Eligibility | Education Programs | Emergency Grants | Employment Assistance | Help for the Homeless | I Owe You Program | Job Retraining Grants | Loans | Military Funeral Honors | Transportation to VA Medical Appointments | Veterans Cemeteries | Veterans Homes | Veterans Memorials | Veterans Museum | Veterans Service Offices | Women Veterans | Veterans Links | Site Map | Contact WDVA | Wisconsin Department of Veterans Affairs "Making a difference in the lives of Wisconsin Veterans" > Home > State Veterans Benefits > Loans > Primary Mortgage Loan Home Loan How to Apply | Requirements | Eligibility Current Interest Rate 5.99% Don't miss out on the ADVANTAGES of a WDVA Primary Mortgage Loan! Finance up to 95% of the purchase price of an existing home or cost to construct a new home. Refinance the balance due on mortgage loans. 30-year Fixed Rate -Lower monthly principal and interest payments that will never increase. Low down payment (5% down). Low closing costs, no points . No prepayment penalty. WDVA pays the loan origination fees of veterans with 30% or more service conected disabilities. No private mortgage insurance (PMI). Lenders require PMI for loans with less than a 20% down payment. Wisconsin offers a state veterans home loan program, entitled the Primary Mortgage Loan (PML), that is different from the USDVA Home Loan Guaranty Program. The state veterans home loan may be used for: Purchase or purchase and improvement of a single family home or condominium. Construction of a new single family home. Purchase of certain existing 2 to 4-unit owner occupied residence. (Must be occupied as borrower's principal residence.) Refinance of the balance due on existing mortgage loans used for purchase, construction, or improvement of a residence. COMPARE MONTHLY PAYMENTS for a $250,000, 30 year, 5% down Conventional WDVA Savings Rate 5.85% 5.99% P&I $1,475 $1,497 PMI $163 $0 Payment $1,638 $1,497 $141 SAVE $1,692 ANNUALLY Requirements The state veterans home loan is available to: Eligible Wisconsin veterans. Members and former members of the National Guard and Reserve who have completed 6 years of continuous service under honorable conditions. Unremarried spouses and dependent children of eligible deceased veterans. Eligibility Before you can apply for a loan you must establish eligibility for Wisconsin veterans benefits and then obtain a Certificate of Eligibility. Contact your County Veterans Service Office for assistance. If you have had past benefits with WDVA, you can obtain your Certificate of Eligibility on our Web site. How To Apply Bring your WDVA Certificate of Eligibility to a participating lender when you apply for your state veterans home loan. Local banks, savings and loans, credit unions, and mortgage brokers participate in our home loan program. For More Information For loan-specific questions, call 1-800-WIS-VETS (947-8387), or email the Loan Section . For eligibility and application process questions, contact your County Veterans Service Office . The information above regarding WDVA loans is not all-inclusive and may change without notice. WARNING: The WDVA receives a statewide support lien docket listing all individuals who have a delinquent child-support obligation in Wisconsin. According to state law, the WDVA may not approve a Primary Mortgage Loan or a Home Improvement Loan for any applicant on the docket unless the applicant provides one of the following items: Provides a statement signed by the Wisconsin Department of Workforce Development or its designee showing that all delinquent obligations have been paid. A copy of a child-support repayment agreement that has been kept current for the six month period before the date the WDVA receives the application as long as no lien exists. Wisconsin Department of Veterans Affairs 30 W. Mifflin Street • Madison, WI 53703 (608) 266-1311 or toll-free 1-800-WIS-VETS (947-8387) Legal Notices and Disclaimers Email: Webmaster
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USA REAL ESTATE DIRECTORY - INDEXED BY STATE Real Estate Services Indexed by State FIND NEW HOMES | FIND RENTAL APARTMENTS | REAL ESTATE FORECLOSURES Valuecom Real Estate GOLD providesa nationwide forum of Real Estate Agent Listings indexed by state. If you are looking for a real estate agent in your state or one in a state you wish to inquire about propertiesplease select a state below to browse the listing. If you are an agent and would like to sponsor a particular state please contact us by clicking here . Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming ADD LISTING | | SPONSOR A STATE FIND APARTMENTS IN MAJOR US CITIES This service provided by Valuecom © 1995 - 2005 Roger Bredow Find Moving Companies Atlanta Piano Tuning Search for Alabama Real Estate, home rentals, Real Estate , Alabama homes for rent, houses for rent, rental homes, and apartments in Alabama. Search for apartment rentals in AL, Alabama townhomes, or Real Estate in AL. 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Search for apartment rentals in RI, Rhode Island townhomes, or Real Estate in RI. Rhode Island Real Estate areas include Providence, in or about Rhode Island. Search for South Carolina Real Estate, home rentals, Real Estate , South Carolina homes for rent, houses for rent, rental homes, and apartments in South Carolina. Search for apartment rentals in SC, South Carolina townhomes, or Real Estate in SC. South Carolina Real Estate areas include Charleston, Columbia, Greenville, Myrtle Beach, Lancaster, Greenwood, Hilton Head Island, Georgetown, Florence, Sumter, Newberry, Orangeburg, Chester, Seneca, Spartanburg, Union, Anderson, Gaffney, Walterboro, in or about South Carolina. Search for South Dakota Real Estate, home rentals, Real Estate , South Dakota homes for rent, houses for rent, rental homes, and apartments in South Dakota. Search for apartment rentals in SD, South Dakota townhomes, or Real Estate in SD. South Dakota Real Estate areas include Sioux Falls, Rapid City, Aberdeen, Brookings, Huron, Mitchell, Pierre, Spearfish, Watertown, Vermillion-Yankton, in or about South Dakota. Search for Tennessee Real Estate, home rentals, Real Estate , Tennessee homes for rent, houses for rent, rental homes, and apartments in Tennessee. Search for apartment rentals in TN, Tennessee townhomes, or Real Estate in TN. Tennessee Real Estate areas include Nashville, Memphis, Knoxville, Chattanooga, Sevierville, Cookeville-Crossville, Athens, Clarksville, Cleveland, Columbia, Harriman, Jackson, Johnson City, Kingsport, Martin, Morristown, Paris, Tullahoma, in or about Tennessee. Search for Texas Real Estate, home rentals, Real Estate , Texas homes for rent, houses for rent, rental homes, and apartments in Texas. Search for apartment rentals in TX, Texas townhomes, or Real Estate in TX. 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Vermont Real Estate areas include Burlington, Montpelier, Rutland, St. Johnsbury-Newport, Brattleboro, Bennington, in or about Vermont. Search for Virginia Real Estate, home rentals, Real Estate , Virginia homes for rent, houses for rent, rental homes, and apartments in Virginia. Search for apartment rentals in VA, Virginia townhomes, or Real Estate in VA. Virginia Real Estate areas include Virginia Beach, Norfolk, Richmond, Newport News, Fredericksburg, Roanoke, Lynchburg, Charlottesville, Williamsburg, Blacksburg, Danville, Harrisonburg, Martinsville, Lexington, Staunton-Waynesboro, Winchester, in or about Virginia. Search for Washington Real Estate, home rentals, Real Estate , Washington homes for rent, houses for rent, rental homes, and apartments in Washington. Search for apartment rentals in WA, Washington townhomes, or Real Estate in WA. Washington Real Estate areas include Seattle, Spokane, Tacoma, Vancouver, Olympia, Yakima, Bellingham, Kennewick-Richland, Longview, Wenatchee, Bremerton-Silverdale, Walla Walla, Ellensburg, Moses Lake, Port Angeles, Pullman, Mount Vernon, Oak Harbor, Centralia, Aberdeen, Shelton, in or about Washington. Search for Washington DC Real Estate, home rentals, Real Estate , Washington DC homes for rent, houses for rent, rental homes, and apartments in Washington DC. Search for apartment rentals in DC, Washington DC townhomes, or Real Estate in DC. Washington DC Real Estate areas include in Washington DC. Search for West Virginia Real Estate, home rentals, Real Estate , West Virginia homes for rent, houses for rent, rental homes, and apartments in West Virginia. Search for apartment rentals in WV, West Virginia townhomes, or Real Estate in WV. West Virginia Real Estate areas include Huntington, Charleston, Morgantown, Parkersburg-Marietta, Weirton-Steubenville, Wheeling, Beckley, Bluefield, Clarksburg, Fairmont, Point Pleasant, in or about West Virginia. Search for Wisconsin Real Estate, home rentals, Real Estate , Wisconsin homes for rent, houses for rent, rental homes, and apartments in Wisconsin. Search for apartment rentals in WI, Wisconsin townhomes, or Real Estate in WI. Wisconsin Real Estate areas include Madison, Green Bay, Milwaukee, La Crosse, Appleton, Eau Claire, Janesville, Oshkosh-Neenah, Racine, Sheboygan, Wausau, Baraboo, Beaver Dam, Fond du Lac, Manitowoc, Marinette, Menomonie, Platteville, Stevens Point, Watertown-Fort Atkinson, Whitewater, Wisconsin Rapids-Marshfield, in or about Wisconsin. Search for Wyoming Real Estate, home rentals, Real Estate , Wyoming homes for rent, houses for rent, rental homes, and apartments in Wyoming. Search for apartment rentals in WY, Wyoming townhomes, or Real Estate in WY. 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Magazine subscriptions always ship free, and they help you qualify for FREE Super Saver Shipping on the rest of your order! See details . $10 Holiday Bonus Offer: For a limited time, order two or more subscriptions to RealSimple at Amazon.com and get a promotional certificate for $10off a future order. See details . Ready to Renew? Learnhow . Availability: The first issue should arrive in 6-10 weeks. Here's why See more product details Better Together Buy this magazine with In Style [Magazine Subscription] today! Total List Price : $101.88 Buy Together Today: $52.56 Product Details Format: Magazine Shipping: Currently, item can be shipped only within the U.S. Publisher: The Time Inc. Magazine Company ASIN: B00023J4H0 Average Customer Review: Based on 147 reviews. Write a review . Amazon.com Sales Rank: Today: #11 in Magazine Subscriptions Yesterday: #6 in Magazine Subscriptions For magazine orders, your name and mailing address will be shared with the appropriate publisher. This magazine subscription is provided by Synapse Services, Inc. Customers who bought this magazine also bought: O, The Oprah Magazine [Magazine Subscription] Martha Stewart Living [Magazine Subscription] Cooking Light [Magazine Subscription] Lucky [Magazine Subscription] Explore Similar Items : 19 in Magazine Subscriptions , 20 in Books , and 18 in DVD What similar items do customers ultimately buy after viewing this item? 15% buy this item(Real Simple [Magazine Subscription] 13% buy Domino [Magazine Subscription] 7% buy Metropolitan Home [Magazine Subscription] 7% buy House Beautiful [Magazine Subscription] 2% buy Home [Magazine Subscription] Explore Similar Items : 9 in Magazine Subscriptions , 9 in Books , and 5 in Tools & Hardware Editorial Reviews From the Publisher Real Simple is the new magazine for the way you want to live today. You'll find actionable solutions to streamline the ways you manage your life. Systems for reducing clutter, saving time, and reducing stress. Inspiring ideas about home, food, money, clothes, health, work, family, and holidays. Spotlight Reviews (What's this?) Write an online review and share your thoughts with other customers. 148 of 189 people found the following review helpful: You've got to be kidding. , February 6, 2003 Reviewer: Auliya "An Avid Reader" (Austin, TX USA)- See all my reviews Beautiful photography, but empty articles, and advertising, advertising, advertising. Every item, on every page, is an advertisement. Everything. Every sentence in every article, every caption, every line in the index. There are numerous special sections devoted to product endorsements, although they're phrased as "tips." They should give this magazine away for free, considering the money they must make off the advertising. Sure, while it's somewhat "handy" to know what's depicted and discussed (usually the URL and price are provided) it makes me a little uneasy. I feel suckered. I feel uncomfortable. Euugh. --This text refers to the edition Was this review helpful to you? ( Report this ) 159 of 186 people found the following review helpful: Real Simple is simply about buying stuff , June 23, 2003 Reviewer: A magazine reader (Austin, Texas) I subscribed to this magazine for a year and enjoyed my first few issues, but I soon noticed that all of the ideas for "leading a simpler life" involved purchasing expensive products. You might as well just flip through a Pottery Barn catalog. They both offer the same fantasy -- "What a stress-free, genteel life I could lead if only I had closet organizers and all-white furniture!" Eventually I simplified my life by letting my subscription run out. --This text refers to the edition Was this review helpful to you? ( Report this ) All Customer Reviews Average Customer Review: Write an online review and share your thoughts with other customers. 3 of 4 people found the following review helpful: My favorite magazine! , December 20, 2005 Reviewer: Starr Calooy "The Wordsmith" (San Antonio, Texas)- See all my reviews I have read the reviews and find several to be inaccurate and incomplete so I want to set the record straight! This magazine does have advertisements but they all compliment the subject matter of the copy. I am a business owner/mother/caregiver/author so I truly appreciate and use all of the great organizing articles. I also don't have time to track down where to buy the products they suggest so I find the information provided extremely helpful. This is the first magazine I have ever taken the time to read or even ordered! All the others are so similiar and boring, but Real Simple shows me step-by-step how to accomplish what I need to do for my home, what materials to buy(come on! -a coffee can to store Christmas light strings are not expensive!)and where to get them! I look so forward each month to my new issue. I am buying a subscription for my best friend this Christmas. I also planned my entire Christmas dinner party two nights ago by their suggestions and it was a huge hit. The ads really are a plus- not a negative element! Congratulations on such a big success Real Simple! Was this review helpful to you? ( Report this ) 0 of 1 people found the following review helpful: i'm totally hooked.. , December 19, 2005 Reviewer: K. Santos (New York, NY)- See all my reviews i can't say that i read it every month, but when i do i devour it. i LOVE the ideas and the new product lines. the mag is so attuned to what i crave to see and buy and know. i feel like i've learned a lot from the mag and now i have a 3 yr subscription. i'm totally hooked on this mag. Was this review helpful to you? ( Report this ) 1 of 2 people found the following review helpful: good, mindless reading , December 17, 2005 Reviewer: Dee Dee (San Antonio)- See all my reviews This is a good magazine if you're looking for short, simple articles. The tips are useful, but try to focus on one or two per issue or else you'll be taking on too much. The product recommendations are right on. I have not bought anything recommended in this magazine that was not excellent. My only complaint is that there are, of course, too many ads. Was this review helpful to you? ( Report this ) 3 of 4 people found the following review helpful: Useful , December 15, 2005 Reviewer: Michael J Edelman (Huntington Woods, MI USA)- See all my reviews This is the sort of magazine I think I would have appreciated more back in my student apartment-living, bead-curtain, cinderblock-bookcase, cable-spool-as-table days. That's the design ethic portrayed. Some of the articles are rather clever, and the projects- making a switchplate from a beercan, or building a stylish garden building for $1500- are often novel and useful. They're not all winnners, of course; some project ideas are pretty awful. And as others have noted, much of the content is devoted to mindless fashion slavery and buying. But for the urban single or young couple looking for some cheap design ideas, it's pretty useful. Was this review helpful to you? ( Report this ) See all 147 customer reviews... So You'd Like To... Protecting Your Spines Natural Curves., :by Dr Adam Weiss , Doctor and Author Be Like Me? :by Rosemary , appreciator of the following items KNOW what to GROW this month :by LeRoy Armstrong , keep it simple gardener Listmania! Must Have Magazines for Chic Women :A list by Emily Randolph Jones , City Girl My Favorite Magazines :A list by Deanna , a magazine fanatic. My Favorite Magazines :A list by amc230 , Mid 30's Office Manager Look for similar magazines by subject: Browse for magazine subscriptions in: Subjects > Home & Garden > Design & Decoration I have read this magazine, and I want to review it. Is there a specific product you'd like us to sell? Tell us about it. Suggestion Box Your comments can help make our site better for everyone. If you've found something incorrect, broken, or frustrating on this page, let us know so that we can improve it. Please note that we are unable to respond directly to suggestions made via this form. 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Home Mortgage Disclosure Act
FFIEC Home Mortgage Disclosure Act --- ABOUT HMDA: HOW TO FILE: PUBLIC DATA: REPORTING RESOURCES: SEARCH SITE INDEX PDF HELP CONTACT US PRIVACY POLICY QUICK LINKS Rate Spread Calc Geocoding System FAQs Data Order Form Aggregate Report Disclosure Report National Aggregate Census Reports CRA Suppl Reg C Amend. Welcome to the FFIEC's Home Mortgage Disclosure Act (HMDA) web site. Information is organized into four categories: About HMDA Learn about the history and regulation behind HMDA How to File Find file specifications, software and various resources for reporting HMDA data Public Data Access on-line reports and ordering information for HMDA public data Reporting Resources Quick reference to reporting resources and assistance. WHAT'S NEW The 2006 HMDA Data Entry Software is available. Asset threshold increase for CY2006. FAQs updated with Type of Purchaser. FFIEC issues additional guidance on HMDA reporting . FAQs updated with Temporary Financing. 2006 Edits and File Specs are available. Corrections for 2004 HMDA Aggregrate and Disclosure data are available. Press Release announces the availability of 2004 HMDA data. -MUST READ. Data Collection Procedure Change -MUST READ. 2005 Census Data Geocoding System is now updated with 2005 census information. The 2000 CRA/HMDA Reporter is now available. This newsletter provides information on various topics to assist in the collection and reporting of CRA and HMDA data. It's a MUST READ! -- An August 8, 2000 Press Release announces the availablility of data about 1999 mortgage lending activity, National Aggregates , MSA Aggregate and Disclosure Reports . --