NEW HOMES BUSINESS IMPROVEMENT

News Room : ENERGY STAR What is ENERGY STAR? | Newsroom Search History Partners News Archive Awards Media Resources PRODUCTS HOME IMPROVEMENT NEW HOMES BUSINESS IMPROVEMENT PARTNER RESOURCES -- Home > News Room -- -- News Room ENERGY STAR in the News What's New: Program Highlights Half of the States Join ENERGY STAR Challenge (December 2005) Half of the states across the nation are joining with the EPA to address critical energy issues in our communities in conjunction with EPA's ENERGY STAR Challenge. Through the ENERGY STAR Challenge, state governments will offer a variety of programs to help building owners assess how much energy their buildings use now, establish efficiency improvement goals of 10 percent or greater portfolio-wide, and make efficiency improvements wherever cost effective. EPA Press Release List of Participating States (87KB) More Information Businesses: Save on Energy Bills this Winter (November 2005) American businesses are experiencing higher than ever energy prices, which are expected to continue this winter. EPA has advice almost any business can take to save 10% or more on their energy bills this winter. The advice shares lessons learned from EPA's ENERGY STAR partners who have saved through simple steps and adopted longer term energy management strategies with even greater savings. If every business in the US saved 10% on their energy bills, Americans would save about $10 billion and reduce greenhouse gas emissions equivalent to those from 15 million vehicles. EPA Press Release Advice for Saving Energy EPA Recognizes 18 Leading Organizations for Efforts to Cut Energy Bills (October 2005) On October 26, EPA Administrator Stephen Johnson recognized 18 organizations as ENERGY STAR Leaders for achieving significant energy savings and leading their industries in responding to EPA's ENERGY STAR Building Challenge. The ENERGY STAR Commercial Building Challenge, launched in Spring 2005, encourages building owners and managers to make their buildings at least 10% more efficient. EPA Press Release Fact Sheet (66KB) Leader Profiles (36KB) More Information on the ENERGY STAR Challenge Save Energy this Winter with help from ENERGY STAR (October 2005) In the face of higher energy bills this winter, the EPA encourages everyone to take action in their home to be more energy efficient. The average American household spends $1,500 annually on energy bills — a number that may go up as much as 50 percent this year. EPA offers five places to look and practical advice for home energy savings. EPA Press Release Home Energy Quiz (240KB) More Information K-12 Schools take the ENERGY STAR Challenge (October 2005) Ten leading associations representing state school boards, superintendents, principals, facility planners, parents, and teachers are joining with the EPA to address critical energy issues in our nation's K-12 schools. Currently, the nation's more than 17,000 K-12 schools spend $5 billion on energy bills each year. However, school districts can save up to 30 percent on their energy bills through cost-effective energy efficiency improvements. Through the ENERGY STAR Challenge, school decision-makers assess how much energy school districts use now, establish efficiency improvement goals of 10 percent or greater district-wide, and make efficiency improvements wherever cost effective. EPA Press Release Fact Sheet (82KB) Participants List (62KB) More Information EPA and DOE Announce ENERGY STAR Change a Light Day (October 2005) EPA and DOE, together with more than half of US Governors, declared October 5th ENERGY STAR Change a Light Day, and encouraged every American to change a light in their home to one that is more energy efficient. Lighting accounts for 20 percent of a home's electricity costs. ENERGY STAR qualified bulbs reduce household energy bills because they use one-third the energy of traditional lighting and last up to 10 times longer. This small step can make a big difference for our nation's energy resources and environment. EPA Press Release Campaign Fast Facts (98KB) Governors Declaring ENERGY STAR Change a Light Day (307KB) 250+ Participating Organizations (628KB) Take the Pledge EPA Raises the Bar for New Homes to Earn ENERGY STAR Label (September 2005) Builders of new homes in the United States will have to significantly increase the energy efficiency of their homes to meet the new ENERGY STAR requirements which take effect July 1, 2006. To qualify under the revised ENERGY STAR specifications, new homes must have higher levels of insulation inspected for proper installation; complete framing and air barrier assemblies that enable insulation to perform at its full rated value; windows that meet or exceed ENERGY STAR requirements; high-efficiency and properly sized heating and cooling equipment appropriate to the climate; and more energy-efficient water heating, lighting and appliances. EPA Press Release More information ENERGY STAR Annual Report Released (September 2005) EPA recently released its annual report summarizing the success of ENERGY STAR and other voluntary climate protection programs. The report summarizes the accomplishments of these programs for 2004. For example, Americans, with the help of the ENERGY STAR, avoided greenhouse gas emissions equivalent to those from 20 million automobiles – up from 18 million in 2003 – while saving $10 billion on their energy bills. EPA Press Release 2004 Annual Report (1.27MB) New Partnerships for Home Energy Efficiency Announced (July 2005) On July 11 the EPA, DOE and HUD announced a new multi-agency effort, the Partnerships for Home Energy Efficiency, to bring greater energy efficiency to the U.S. housing market to save 10 percent or more on home energy bills over the next decade. A 10 percent savings would total almost $20 billion a year, help increase the affordability and comfort of homes, reduce demand for natural gas by more than 1 quad, avoid the need for 40 power plants and avoid the greenhouse gas emissions equivalent to those from more than 25 million vehicles. Home Performance with ENERGY STAR plays a large role in delivering these savings to consumers. EPA/HUD/DOE Press Release Report: Partnerships for Home Energy Efficiency (3.00MB) Overview Fact Sheet: Partnerships for Home Energy Efficiency (247KB) Home Performance with ENERGY STAR (141KB) ENERGY STAR Products for American Homes (186KB) Quality Installation for Air Conditioning Equipment (109KB) Case Studies: Home Performance with ENERGY STAR Aurora, CO (137KB) Austin, TX (131KB) Fresno, CA (214KB) Ithaca, NY (216KB) Manlius, NY (88KB) St. Louis, MO (146KB) Suwanee, GA (108KB) EPA Announces Energy Performance Indicator for Auto Assembly Plants (June 2005) The energy efficiency of automobile assembly plants can now be rated on a national basis. EPA has recently made available a tool to help the automobile industry evaluate the energy performance of its assembly plants. This tool, the first of its kind for a manufacturing facility, compares the energy efficiency of any assembly plant producing passenger cars, light duty trucks, sport utility vehicles, and vans in the U.S. to that of the entire industry. EPA Press Release Auto Assembly Plant Energy Performance Indicator EPA Offers Smart Ways to Stay Cool this Summer (June 2005) Energy use escalates when hot summer days set in across the nation. EPA's ENERGY STAR program is offering advice this summer on how to save money, remain cool and comfortable and help reduce the risks of global warming – all at the same time. Advice includes keeping your air conditioner maintained, using a programmable thermostat, sealing up gaps and cracks in the home envelope, and replacing old equipment with products that have earned the government's ENERGY STAR for energy efficiency. EPA Press Release EPA's Guide to Energy Efficient Heating and Cooling (663KB) Cool Your World Fast Facts (English) (150KB) Cool Your World Simple Steps (English) (44KB) Cool Your World Fast Facts (Spanish) (68KB) Cool Your World Simple Steps (Spanish) (49KB) New Water and Wastewater Industry Focus Announced (May 2005) EPA is launching a new initiative to increase the energy efficiency of U.S. drinking water and wastewater systems, with participation from more than 20 leading organizations. The new ENERGY STAR Water and Wastewater Industry Focus will work over the next year to develop an energy performance rating system, a guide to assessing energy efficiency opportunities, strategies for superior energy management, and innovative approaches to financing energy efficiency projects for each of the two industries. This new ENERGY STAR focus is part of a series of efforts to improve the energy efficiency of selected industries. EPA Press Release Fact Sheet (55KB) EPA announces ENERGY STAR Building Challenge (March 2005) EPA joined with more than 20 leading associations, States, and businesses to announce a national challenge for the owners of commercial and institutional buildings across the country. The ENERGY STAR Challenge encourages building owners to improve the efficiency of their buildings by 10 percent or more and to capitalize on the environmental benefits and cost savings that will result. EPA Press Release List of organizations partnering with EPA More information 2005 ENERGY STAR Awards (March 2005) EPA and DOE are recognizing 50 organizations as winners of the 2005 ENERGY STAR Partner of the Year Awards. These organizations have made outstanding contributions to reducing greenhouse gas emissions through energy efficiency. EPA and DOE sponsor these awards annually to recognize energy efficiency investments made by ENERGY STAR partners that saved consumers money while helping the environment. The Partners of the Year are selected from the over 7,000 ENERGY STAR partners based on their efforts to utilize energy-efficient technologies, communicate the benefits of energy savings to consumers and businesses, and encourage others to partner with ENERGY STAR. This year's award winners include Lowes Companies Inc., Food Lion, Pardee Homes, USAA Real Estate and 3M. EPA Press Release List of 50 award winners (15KB) More on Awards EPA's Public Service Announcement (PSA): 2005 ENERGY STAR Awards (2.84MB) International Power Supply Design Competition Winners Announced at Applied Power Electronics Conference and Exposition (APEC), Austin, TX, March 6-10, 2005 (March 2005) On March 7, 2005 at APEC's plenary session, the U.S. Environmental Protection Agency (EPA) and the California Energy Commission announced the winners of Efficiency Challenge 2004, an international design competition for power supply efficiency. Twelve winners were selected, including two Grand Champions: Power Integrations in the Market Ready Category and Hong Kong Polytechnic University in the Open Category. All the winning entries are more energy efficient, and in many cases radically smaller than typical power supplies on the market today, demonstrating what is possible in future consumer electronics products. Efficiency Challenge APEC Presentation (62KB) Andrew Fanara, EPA, Andy Williams, ON Semiconductor, and Peter Schwartz, representing the California Energy Commission Andrew Fanara, EPA, Balu Balakrishnan, Power Integrations, and Peter Schwartz, representing the California Energy Commission Andrew Fanara, EPA, Speaking at APEC 2005 Product Picture, Power Integrations, Winner of Best in Class A1, Market Ready Grand Champion EPA Efficiency Challenge Press Release (62KB) Judging Criteria Fact Sheet (55KB) Efficiency Challenge 2004 Judge Bios (33KB) Efficiency Challenge Winner Fact Sheets (162KB) ENERGY STAR Qualified Homes Near 10 Percent of Housing Starts Nationwide (March 2005) Nearly 10 percent of all homes built in 2004 earned the ENERGY STAR label. According to a recently released report, A Decade of Change in Home Building with ENERGY STAR (2.36MB), since 1995 over 360,000 of the Nation's new homes have earned the ENERGY STAR, saving homeowners an estimated $200 million and eliminating approximately 4 billion pounds of greenhouse gas emissions. EPA Press Advisory Report: A Decade of Change in Home Building with ENERGY STAR (2.36MB) More information on ENERGY STAR Qualified New Homes Almost 2,000 Buildings Have Earned EPA's ENERGY STAR (January 2005) As of January 1, 2005, almost 2,000 of the nation's most energy efficient buildings, representing almost 400 million square feet, have earned EPA's ENERGY STAR designation for superior energy performance. The buildings qualifying as ENERGY STAR use about 40 percent less energy than average buildings without compromising comfort or services. Press Release List of buildings (2.14MB) More information ENERGY STAR Awareness Climbs to Over 60 Percent (February 2005) Public awareness of ENERGY STAR has jumped to 64 percent of U.S. households, according to a recent nationwide survey. In many major markets where local utilities and other organizations use ENERGY STAR to promote energy efficiency to their customers, public awareness of ENERGY STAR is even higher, averaging 74 percent. EPA Press Advisory (14KB) Survey Report (1.58MB) Energy-Efficient External Power Adapters Can Now Earn the ENERGY STAR (January 2005) On January 6, 2005 EPA announced that the ENERGY STAR is now available for qualifying external power adapters. Power adapters, also known as external power supplies, are used to power many electronic products such as cell phones, PDAs, digital cameras, camcorders, MP3 players, routers and other electronics and appliances. As many as 1.5 billion power adapters are in use in the U.S. – which is about five for every person. The new guidelines for power adapters will help reduce greenhouse gas emissions; in the U.S., more efficient adapters have the potential to save over 5 billion kilowatt hours (kWh) of energy and prevent the release of more than 4 million tons of greenhouse gas emissions the equivalent to taking 800,000 cars off the road. Press Release More on Power Adapters Photos: CES Show , EPS Booth New ENERGY STAR Monitor Specification (January 2005) Beginning January 2005, computer monitors must meet more energy-efficient requirements to qualify for the ENERGY STAR label. For the first time, the specification addresses energy consumption while monitors are in use, as well as while they are idle. Many models on the market already meet EPA's new specifications. By 2010, EPA estimates that the new requirements will result in carbon emission savings of almost 5 million metric tonnes (carbon equivalent), or the equivalent of taking more than 3 million cars off the road. The previous computer monitor requirements called for only a "sleep mode" energy-saving function. Press Release More Information News Archives Press Contact: Maria T. Vargas, (202) 343-9451 Consumer Contact Information: energystar@optimuscorp.com 1-888-STAR-YES Products | Home Improvement | New Homes | Business Improvement | Partner Resources Newsroom | Privacy | Contact Us | Site Index EPA Home EPA Search DOE Home DOE Search

Home Mortgage

Refinance Mortgage, Home Loan, Home Equity, Home Purchase, Debt Consolidation - LowerMyBills Loans Home Refinance Loan Home Equity Loan Debt Consolidation Loan Home Purchase Loan Commercial Mortgage Automobile Loan Find a Real Estate Agent Debt DebtWizard Debt Consolidation Loan Online BillPay Login Take the Tour Insurance Automobile Insurance Life Insurance Health Insurance Homeowner's Insurance Renter's Insurance Credit Credit Cards Free Credit Report & Score Phone & Internet Cellular Phone Long Distance Service Internet Access Satellite Select One Home Refinance Home Purchase Home Equity Debt Consolidation Property State Select One Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Home Description Single Family Multi-Family Condominium Townhouse Mobile Home Manufactured Home Your Credit Profile Excellent Good Fair Needs Improvement Poor Enter Your Email Address & Receive Our FREE Newsletter Full of Savings Tips and Special Offers Tips & Advice Browse over 200 FREE financial tips . Definitions Expert Answers Financial Tools How-To Advice LowerMyBills in the Media Calculators Home Refinance Calculators Home Equity Calculators Debt Consolidation Calculators Home Purchase Calculators (WEB02-A) (Q-1) (T-1850) (P-1336) (S-1)

land loan submission checklist

Land Loan Financing Specializing in many types of financing programs, including working with a Non-recourse loan (Non recourse loan), Apartment mortgage loan, Joint venture real estate, Commercial equity loan, Commercial rehab loan, Structured financing, and Shopping center loan. Of course we're known for our experience in dealing with: land development loans, hard money loans, apartment loans, industrial building loans, and real estate equity. land financing programs > land loan submission checklist Land Loan Submission Checklist Typical documents to be submitted to obtain a Letter of Interest/Loan Quote with amount, terms and conditions: 1. Executive Summary or Outline describing the Project: Land Loan Executive Summary 2. Borrower's Resumes: Include experiences in the area of land development 3. Financial Information: Personal financial statement for the borrower(s) and/or guarantor(s) Proposed budget for the development List of construction cost estimates 4. Sources and Uses of the loan proceeds 5. Color Photos and Aerial Photo 6. Salient Exhibits: Market survey and demographic information Site plan and location maps Competitive property analysis Phase I environmental report Copy of the latest appraisal Engineering report Purchase contract, if an acquisition Title Report Land Entitlement Checklist Development Loan Checklist Rate and terms are subject to change without notice home | loan programs | GCG news | interest rates | mortgage financing tools | apartment loan | income property loan programs land development loan | land financing checklist | real estate equity & capital structures | mortgage purchases | credit tenant loans hard money loans | about us | contact us | apply online | linkresources | subscribe to financingnewsletter Other programs include: non-recourse loan | apartment mortgage loan | joint venture real estate commercial equity loan | commercial rehab loan | structured financing | shopping center loan Need to discuss a transaction? Please contact an Account Executive . © 2006 Grace Capital Group, Inc., Irvine, CA. Please read our Website Legal Disclaimer . Grace Capital Group is licensed by the California Department of Real Estate. Site design by Specialized MarketingAgency

Home Equity Loans and

Financial Services: Home Equity - Financial Services Loans Vehicle Home Equity RV, Camper, Boat & Motorcycle HomeVantage Financing Student Personal First-Time Borrower Program CreditDefender, GAP and more! Apply for a Loan Mortgages Checking & Check Cards Savings & Money Market Certificates & IRAs Health Savings Accounts Youth Program Gift Cards Credit Cards Preferred Member Recognition Search Ent Home Equity Loans and Lines of Credit Put your home to work for you. With a Home Equity Loan or Line of Credit from Ent, you'll have the power and flexibility to handle your financial needs, now and in the future. Plus, using your home's equity usually means you'll receive a lower interest rate than with personal loans or credit card finance charges. Home Equity Loan or Line of Credit advantages include: Interest may be tax-deductible* Very low closing costs Financing up to 100% of loan-to-value** Flexible term options Low minimum loan payments including interest-only payment options on lines of credit. No applications fees *Please consult your tax advisor about deductibility of interest. **Standard credit qualifications apply. Loans subject to final credit approval. Financing available on homes throughout Colorado. Apply online or by calling (719) 574-1100 or 800-525-9623. With a Home Equity Loan or Line of Credit from Ent, you can: Make Home Improvements Add or remodel a room, finish your basement, or replace your roof or driveway. Finance it all at once with a home equity loan, or one project at a time with a line of credit. Consolidate Debt Save money each month by combining your high-rate loans into one loan at a low interest rate. Buy a Vehicle Finance a new or used car, boat, RV, camper or travel trailer at a low rate. (Use the Auto Loan vs. Home Equity Loan calculator to see just how much money youll save.) Pay for Education Draw from a line of credit and pay tuition as it comes due...at a much lower cost than using a credit card. Create an Emergency Fund A line of credit makes extra cash immediately available in case of emergencies. Home Equity Loan or Line of Credit: Which option is best for you? Any financial institution can give you a home equity loan. But the online Loan Advisor will tell you why you should get one. Or why you should consider a home equity line of credit instead. Just answer a few short questions and the online advisor will help you choose the best loan and terms for your needs. Apply online or by calling (719) 574-1100 or 800-525-9623. Privacy Pledge | Important Account Information | Contact Us This credit union is federally insured by the National Credit Union Administration. Equal Opportunity Lender | Equal Housing Lender ©2005 Ent Federal Credit Union Membership Area & Benefits What's New Newsletter Profile Press Releases Community Support Employment Locations & Hours Contact Us Loans Mortgages Checking & Check Cards Savings & Money Market Certificates & IRAs Health Savings Accounts Youth Program Gift Cards Credit Cards Preferred Member Recognition Featured Rates Loan Rates Mortgage Rates Savings Rates Corporate Rates Online Banking & Bill Pay Online Loan Applications Auto Auction Reorder Checks Telephone Banking Direct Deposit Courtesy Pay Additional Member Services Investment Services Investing Insurance Dental Benefits Perspectives Newsletter Meet Your Registered Representative Trust Services Investing Glossary Education Center Advice Center Calculators Auto Buying Home Buying Retirement Planning Life Stages Money Management Taxes Identity Protection Financial Counseling Seminars

Buy Property in Bulgaria:

Amazon.co.uk: Buying a Property in Bulgaria: Books BOOK SEARCH BROWSE CATEGORIES SPECIAL OFFERS TOP SELLERS AUDIO BOOKS Paperbacks 3 for £12 NEW & USED TEXTBOOKS HARRY POTTER SELL YOUR BOOKS All Products -Books -Used Books -Collectable Books All Subjects -Art, Architecture & Photography -Audio Cassettes -Audio CDs -Biography -Business, Finance & Law -Children's Books -Comics & Graphic Novels -Computers & Internet -Crime, Thrillers & Mystery -Fiction -Food & Drink -Gay & Lesbian -Health, Family & Lifestyle -History -Home & Garden -Horror -Humour -Mind, Body & Spirit -Music, Stage & Screen -Poetry, Drama & Criticism -Reference & Languages -Religion & Spirituality -Romance -Science & Nature -Science Fiction & Fantasy -Scientific, Technical & Medical -Society, Politics & Philosophy -Sports, Hobbies & Games -Travel & Holiday -Young Adult All Subjects Art, Architecture & Photography Audio Cassettes Audio CDs Biography Business, Finance & Law Children's Books Comics & Graphic Novels Computers & Internet Crime, Thrillers & Mystery Education & Languages Fiction Food & Drink Gay & Lesbian Health, Family & Lifestyle History Home & Garden Horror Humour Mind, Body & Spirit Music, Stage & Screen Poetry, Drama & Criticism Reference Religion & Spirituality Romance Science & Nature Science Fiction & Fantasy Scientific, Technical & Medical Society, Politics & Philosophy Sports, Hobbies & Games Travel & Holiday Young Adult BOOKS INFO At A Glance Reviews Customer Reviews Table of Contents See more by this author E-mail a Friend About This Item Recommendations If you already own this, rate it and improve your recommendations , Not Rated Visit the Software shop Talk Now! Learn Bulgarian Find a huge selection of books at 30% off Become an Associate Join our Associates Programme and make money from your website! Buying a Property in Bulgaria Jonathan White Publisher: learn how customers can search inside this book. List Price: £14.99 Our Price: £10.49 & eligible for Free UK delivery on orders over £15 with Super Saver Delivery. See details & conditions . You Save: £4.50 (30%) Availability: usually dispatched within 24 hours. 28 Used & New from £9.08 See larger photo Edition: Paperback More Product Details ~ See Table of Contents Perfect Partner Buy Buying a Property in Bulgaria with How to Buy Property in Bulgaria: Everything a Brit... today! Total List Price: £26.98 Buy Together Today: £21.48 Customers who bought this item also bought: Bulgaria (Euromap S.) ;Map~GeoCenter International Ltd The Rough Guide to Bulgaria (Rough Guide Travel Guides S.) ;Paperback~Jonathan Bousfield, Dan Richardson Teach Yourself Bulgarian Complete Course (Book + CD Pack) ;Paperback~Michael Holman, Mira Kovatcheva Bulgaria (Cartographia European Road Map S.) ;Map~Cartographia Bulgarian-English, English-Bulgarian Dictionary (Hippocrene Practical Dictionaries) ;Paperback~Ivan Tchomakov (Editor) Explore similar items ... Product Details: Paperback 224 pages(April 29, 2005) Publisher: How To Books Language: English ISBN: 1845280318 Category(ies): Home & Garden Average Customer Review: | Write a review Amazon.co.uk Sales Rank: 10,556 (Publishers and authors: improve your sales ) sign in to turn on 1-Click™ ordering. 23 New from 9.08 5 used from 9.40 Have one to sell? (We'll set one up for you) View my Wish List . Reviews A Place in the Sun Magazine, September 2005 "A godsend for holiday home buyers and property investors alike." Shelter Offshore.com, August 2005 "At last! A well written, up to date and completely all encompassing guide to buying property in Blugaria." See all reviews... Customer Reviews Avg. Customer Review: Write an online review and share your thoughts with other shoppers! Disappointing , December 27, 2005 Reviewer: John Roberts from Cardiff United Kingdom I bought this book with high hopes,currently being in the process of buying a property in Bulgaria. I was deeply disappointed. Much of the book contains bland generalisations and statements of the obvious. Much of it seemed to rely on the author's knowledge of Varna (a Black Sea coastal resort), which is no good to anyone buying a property in a ski resort, for example. There was also blatant advertising for a foreign exchange company. I can only assume that the company helped fund the book. I would estimate that less than 5% of the book is of any practical use, and much of that information can be obtained from a few internet searches. I am now nearing completion on my Bulgarian property purchase and this book has been of no assistance. Was this review helpful to you? 5 of 7 people found the following review helpful: Very Informative , September 13, 2005 Reviewer: D Smith from Bulgaria I bought a copy of this book in Golden sands from an estate agent known as Varna Property Sales. The book helped me decide what I should be looking out for, I returned to England and read the book thoroughly, the reading was very clear. I returned to Bulgaria armed with many questions for the estate agents, after which I bought a lovely detached house and have now retired to Bulgaria. If you are thinking of buying for investment or living, you should buy this book first. Was this review helpful to you? 3 of 4 people found the following review helpful: A book to buy if buying Bulgaria , August 23, 2005 Reviewer: Burns Family from England We found this book to be set out in clear, understandable information, and feel we have a better understanding of the processes to buying a property, and what pit falls to watch out for.If you want to buy in Bulgaria then you cannot go wrong in reading this book. The author as put a lot of time and efort into researing for this book and it shows.We will be taking this with us when we go to look for our new home in Bulgaria. Lets hope he will think of doing future books on living in Bulgaria as that will be our next step. Was this review helpful to you? 7 of 9 people found the following review helpful: Great read and very, very informative , May 11, 2005 Reviewer: Mr Parker from Leighton Buzzard, Beds United Kingdom At last - a coherent and informative guide to the real estate market in Bulgaria!!! It covered most aspects of property buying in great detail. Some sections, for example money transfer, give you step by step instructions to the best and cheapest options (e.g. an FX broker), including internet screenshots detailing how to fill in the forms etc. Many reference guide books send you to sleep after a few pages, but this book is written with a sense of humour and is a pleasure to read. We have already done some property deals in Bulgaria, but this book showed just how little we knew! Definite thumbs up! Was this review helpful to you? Customers who bought books by Jonathan White also bought books by these authors: Michael Holman Joanna Losack Paul Greenway Ivan Tchomakov Katy Pownall Look for similar books by subject: Browse for Books in: Subjects > Home & Garden > Buying & Developing Property > Property Guides Search for books by subject: Bulgaria Household Management Housing & property for the individual i.e., each book must be in subject 1 AND subject 2 AND ... 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