Real Estate Investing Courses

Real Estate Investing Books and Courses Find Out Which Real Estate Investing Courses Will Really Make You Money! Read (and Write!) Amazon-style Reviews Of The Most Popular Real Estate Investing Courses & Real Estate Investing Seminars & Speakers. Home Page Real Estate Courses Latest Reviews Site Map Contact Us For A Limited Time... Subscribe To Our Newletter and Get Our... 7 Day E-Course "The Top 5 Mistakes All Investors Make And How You Can Avoid Them" Retail Value of $29.99 - yours absolutely FREE! Name : Email : Best Sellers November 2005 Apartment House Riches By David Lindahl Real Estate Investor Business Plan By Steve Cook Quick Cash Quick Turning Houses By Chuck Smith Texas Houses For Pennies II By Darius Barazandeh Borrowing Millions From Private Lenders By Alex Gurevich What's New Motivated Seller Magnet By Ben Innes-Ker What's New How To Create A Bullet Proof Corporation By Bill Bronchick What's New Alternative Real Estate Financing By Bill Bronchick What's New Apartment House Riches By David Lindahl Best Seller Subject To Is What I Do By John "Cash" Locke Best Seller Deals On Wheels By Lonnie Scruggs Best Seller Ugly House Workshop DVD By Steve Cook Best Seller Quick Turning Houses For Amazing Profits By Chuck Smith Swap links with us! Click here if you own a real estate web site and you'd like to join our reciprocal link program and get more traffic. We are currently only linking to real estate related websites. If your website is not real estate related please don't link to us. Real Estate Investing Site Map Real Estate Investing Courses | Latest Reviews A.D. Kessler A.D. Kessler is the publisher of "Creative Real Estate Magazine" and other real estate investing products and programs. Al Aiello Albert "Al" Aiello is a CPA and has written several tax courses for real estate investors. Alex Gurevich Alex Gurevich sells real estate investment information products on how to raise and use private money, and how to "Super Charge" your cash flow. Alan Cowgill Allen Cowgill is the author of a course on how to raise private money to fund your real estate investment deals. Barney Zick Bernard "Barney" Zick has written 19 home study courses about creative real estate investing. He is also the author of a negotiation book called "The Negotiating Paradox." Barry Grimes Barry Grimes has written a creative real estate investment eBook called "Real Estate Jobbing 101." Ben Innes-Ker Ben Innes-Ker has written a creative real estate investment eBook called "Motivated Seller Magnet." Bill Bronchick William "Bill" Bronchick is a real estate attorney who has authored several books and courses on real estate financing, asset protection and more. Bill Gatten Bill Gatten has authored several books on real estate investing and is the inventor of the "Equity Holding Land Trust(tm) System" -- the PACTrust (tm) and NEHTrust(tm). Brad Martineau Bradley "Brad" Martineau is the author of "The Complete System" a book of "No Money Down" strategies. Bruce Norris Bruce Norris is the author of the "Making Power Profits" real estate investment series. Bryan Wittenmyer Bryan Wittenmyer has authored several books on the subject of creative real estate investing and how to develop and manage cash flow streams. Carleton Sheets Carlton Sheets is probably responsible for teaching more people about real estate investing than any other person. He is the king of late-night infomercial gurus. Charlie & Randy France Charlie and Randy France are the "Get The Deed" people. Their creative real estate investing courses deal with buying and selling property "Subject To" or "Sub 2" the existing financing. Chuck Smith Chuck Smith is a retired cop who has written a real estate course on quick-turning houses. Claude Diamond Claude Diamond is a creative real estate investor who uses lease options. He also has a mentoring program for beginning real estate investors. Darius Barazandeh Darius Barazandeh is a real estate attorney. His creative real estate courses offer information on real estate investing in tax liens, asset protection and more. David Alexander David Alexander is an expert bandit sign advertiser and he teaches courses on beginning and advanced subject to investing. David Butler David Butler is the author of "Tin Can Alley." He specializes in mobile home investing and mobile home parks. David Lindahl David Lindahl wrote a real estate investing course called "Apartment House Riches." Dean Graziosi Dean Graziosi is the author of a real estate investing course called "Think A Little Different" which he sells through an infomercial. Diane Kennedy Diane Kennedy is a "Rich Dad" Advisor for Robert Kiyosaki. She is a tax accounting expert and has written a book called "Legal Tax Loopholes." Dolf De Roos Dolf De Roos is one of Robert Kiyosaki's "Rich Dad Advisors ."TM He also puts on real estate investment seminars. Dwan Bent Twyford & Sharon Restrepo Dwan & Sharon have written real estate investing books and courses on short sales, wholesaling, and foreclosures. Dyches Boddiford Dyches Boddiford has written several books on various creative real estate investing topics including mobile home investing and asset protection. Ed Garcia Ed Garcia instructs a real estate seminar with Terry Vaughan on how to get bank lines of credit to finance your real estate investments. Ernest Tew Ernest Tew has one of the brightest minds in creative real estate investing. His primaryspecialties are mobile home parks and asset protection. Gary DiGrazia Gary DiGrazia is the author of a real estate investing course on buying probate properties called "Diamond Farming." Gerhard Cronje Gerhard Cronje is the author of "Marketing To Attorneys". H. Roger Neal H. Roger Neal writes real estate investing books and courses on fast-flip and rehabbing junkers. Hal Roark Hal Roark has written a real estate investing course called "Landlording Secrets" which shows you how to properly use section 8. Heather Seitz Heather Seitz has written a real estate course on rehabbing. Hugh Bromma Hugh Bromma teaches real estate investors how to invest their self directed IRA's in real estate. Jack Miller Jack Miller is one of the countries leading experts in mobile home investing. Jay Decima Jay Decima offers real estate books and courses on buying and rehabbing "ugly houses." Jeff Beaubien Jeff Beaubien sells real estate investing courses on Lease Option and Lease Purchase strategies. Jeff Kaller Jeff Kaller is "Mr. Preforeclosure." He's has real estate investing courses and seminars on preforeclosure investing and short sales. Jeffrey Taylor Jeffrey Taylor is "Mr. Landlord" and teaches real estate investors how to become better and more efficient landlords . Jerry Hoganson Jerry Hoganson is known as Mr. Mobile Home. Jerry specializes in Mobile Home Parks and Mobile Home note investments. Jim Banks Jim Banks teaches creative real estate investing techniques on the subject of probate investing. Jimmy Napier Jimmy Napier has written several real estate investing books on the subjects of discounted mortgages, buying notes and creating "paper." Joe Brillante & Lou Castillo Joe Brillante & Lou Castillo a real estate investing book called "The A to Z startup kit. Joe Crump Joe Crump is the author of "Zero Down Real Estate Investing" and the publisher of "Real Estate Money Maker" newsletter. Joe Kaiser Joe Kaiser has done a variety of products on creative real estate investing. He has some very interesting & unique approaches to finding foreclosure deals. John (Cash) Locke John "Cash" Locke is a popular writer & of buying real estate "Subject To" and "Bird Dogging." John Beck John Beck can be seen on T.V. infomercials selling his tax lien investing course. John Behle John Behle is the author of "The Paper Game" which teaches real estate investors how tobuy, sell, and create notes. John Burley John Burley has developed a plethora of creative real estate investing courses geared toward building wealth. John Hyre John Hyre is a tax attorney, accountant and real estate investor. He has developed a bookkeeping course for real estate investors and a course on entities. John Schaub Johan Schaub sells real estate courses and seminars on "Making It Big On Little Deals". Schaub has been teaching creative real estate investing for many, many years. John T. Reed John T. Reed is the watch-dog of the real estate investing gurus. He also sells his own real estate investing courses. John Ulmer John Ulmer has written several creative real estate investing books and courses including a private lending course. Jon Richards Jon Richards is the publisher of "Noteworthy Newsletter" a creative real estate investing newsletter about buying discounted cash flows. Kathy Kennebrook Kathy Kennebrook is a Ron LeGrand student who created a marketing system to find motivated sellers. Kevin Myers Kevin Myers is the author of "Buy It, Fix It, Sell It, Profit." Myers has rehabbed numerous single family houses over his 25 year career. Kris Kirschner Kris Kirschner is the author of "The Auto Pilot System For Selling Houses." Lisa Moren Lisa Moren is the author of "Soup To Nuts Real Estate" which is a beginners guide to real estate investing. Lonnie Scruggs Lonnie Scruggs is the best selling author of the mobile home investing book "Deals On Wheels." Lou Vukas Lou Vukas is the author of a real estate investing eBook called"Real Estate Uncovered." Lou Brown Lou Brown is the self-proclaimed "King of Cash Flow." Brown offers real estate investing courses on both acquiring property as well as landlording. Marco Kozlowski Marco Kozlowski sells a real estate course called "Big Fat Checks" which teaches investors how to buy and sell high end luxury homes. Mark Sumpter Mark Sumpter is a real estate investor specializing in the area of short sales. Michael Carbonare Michael Carbonare sells a real estate investing course which specializes in Lease Purchase information. Mike King Mike King has written a real estate investing course and teaches boot camps on forbearances. Pete Youngs Pete Youngs created a real estate investing course called "Rehab 101." Peter Conti & David Finkle Sell courses on lease options, buying apartment buildings, negotiating and more. Very active on the seminar circuit. Ray Alcorn Ray Alcorn is the author of "The Deal Makers Guide To Mobile Home Parks." Ray Como Ray Como sells real estate investing courses on transaction engineering, advanced house-buying and marketing for motivated sellers. Richard Roop Richard Roop sells creative real estate investing courses on marketing and finding motivated sellers. Robert Allen Robert Allen has written several best selling real estate investing books including Nothing Down and The One Minute Millionaire. Robert Kiyosaki Robert Kiyosaki is the author of the "Rich Dad/Poor Dad" book series. Robert Kiyosaki also sells a course on creative real estate investing. Robert Shemin Robert Shemin is another real estate attorney and real estate investor who has created courses on both creative real estate investing & landlording. Robyn Thompson Robyn Thompson is most noted for her real estate investing course on buying and selling distressed properties or "ugly houses." She is also a Ron LeGrand student. Roger Dawson Roger Dawson is a negotiating expert. He is the author of "Secrets Of Power Negotiating." Ron Legrand Ron LeGrand is one of the best-known real estate investing gurus. He had authored several creative real estate books and courses on wholesaling, lease options, and buying pretty houses. Russ Whitney Russ Whitney is another name you might recognize from late-night infomercials. Russ Whitney sells real estate investing books and courses as well as seminars. Scott Britton Scott Britton is the publisher of "The University Of Real Estate Letter" as well as a couple of creative real estate investing courses. Scott Rister Scott Rister has authored several real estate investing products on wholesaling, marketing for motivated sellers and more. Scott Scheel Scott Scheel is a real estate investor who invests in commercial properties. He also conducts a commercial real estate investing bootcamp. Stacy Holder Stacy Holder sells a course on rehabbing and speaks for Robert Allen. Steve Cook Steve Cook is an active real estate investor who has written courses on how to Wholesale & Rehab houses. Ted Thomas Ted Thomas teaches real estate investors how to invest in tax liens. Terry Vaughan Terry Vaughan is the author of the creative real estate investing book "Paper Into Gold." Tim Randle Tim Randle is a creative real estate investor who sells a course on how to buy real estate "Subject To", or "Sub 2" as it's also called. Vena Jones-Cox Vena Jones-Cox is the author of home study courses on basic real estate investing, wholesaling, deal-finding, selling on lease/options, and creative finance. Wade Cook Wade Cook is a best selling author of several real estate investing books as well as books on trading stocks. Wendy Patton Wendy Patton is the author of a real estate investing course on lease options. William Tingle William Tingle has written a real estate investing course on buying properties "Subect To" or "Sub 2" the existing financing. William Tingle is an active real estate investor. Wright Thurston Wright Thurston has written several creative real estate investing courses including "Diamonds In The Rough" which teaches investors how to invest in multi-family rentals property. Real Estate Investing | Real Estate Investing Products | Real Estate Investing Links | Real Estate Investing Site Map | Contact Us © 2003-2005 RealEstateCourseReviews.com™ • All Rights Reserved. No part of this web site may be reproduced electronically or otherwise without express written permission Loading Page...

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Buy or Sell a Home - For Sale By Owner Canada (FSBO) - Private Sale Real Estate Listing Service Home Search -- Featured New -- Articles FAQ's News About Directory Testimonials Contact -- -- City: Select City Barrhead Barrie Brampton Caledon Cambridge Campbellford Courtice East York Georgian Bay Georgina Hamilton King Kitchener Lambton Shores London London Magog Markham Meldrum Bay Milton Minden Mississauga Newmarket North York Oakville Orillia Oshawa Pickering Port Dover Port Perry Richmond Hill Rockwood Rosseau Scarborough Severn Stouffville Thornhill Toronto Vaughan Wassaga Beach Waterloo Woodbridge Property Type: Select Type Commercial Building Business Farm Industrial Investment Office Plaza Power Centres Retail Store w/ Apt, Office Vacant Land Condominium Co-Op Apartment Co-ownership Apartment Condo Apartment Condo Townhouse Detached Condo Semi-Detached Condo Time Share Freehold/House Attached/Row Townhouse Commercial/Residential Cottage Detached Duplex Farm Link Mobile/Trailer Multiplex Rural Residential Semi-Detached Triplex I Want to: Please Select buy rent Price Range: Price Range under 1 000 1 000 - 5 000 5 000 - 10 000 10 000 - 25 000 25 000 - 50 000 50 000 - 100 000 100 000 - 250 000 250 000 - 500 000 more than 500 000 $ 0 $380,000 4 bedroom(s) Magog $1,950,000 4 bedroom(s) Lambton Shores Please Select Your Province Alberta British Columbia Manitoba New Brunswick Newfoundland Northwest Territories Nova Scotia Ontario Prince Edward Island Quebec Saskatchewan Yukon -- What is "For Sale By Owner" Real Estate? For Sale By Owner (FSBO) is a term that is used to refer to real estate , usually homes, which are being sold by the owner without the help of a real estate agent or broker. The For Sale By Owner method of selling a home enables the home seller to save thousands of dollars by not having to pay a large commission to a real estate agent upon the sale of their property. Sell Your Own Home , Save Thousands! Savings from an FSBO real estate sale can either be kept by the home seller as increased profit or passed on to the FSBO real estate buyer by offering the home for sale at a lower price. Typically, owners will list their home, land, condo or other property for sale using FSBO websites like PropertySold , local newspaper classified ads, word of mouth or other inexpensive advertising methods such as the placement of a For Sale By Owner Yard Sign in their front yard. Sell Property Buy Property Rent Property Sell Canadian Real Estate By Owner Sell a Home, Sell a Condo, Sell Land... 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If you compare the cost of an mls listing with PropertySold with traditional MLS listing services or to the commissions you would have to pay to an agent upon the sale of your property it is easy to see why thousands of Canadians have already chosen the " For Sale By Owner " method to sell their own homes and save thousands in the process. PropertySold FSBO Listing Features Detailed online real estate listing of your property - comprehensive description + up to 12 images Affordable listing packages - sell your home for as little as $14! 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More Information Package Options Buy Canadian Real Estate By Owner Typically, property for sale through a traditional real estate agent is priced to accomodate the commission the property seller would need to pay the real estate agent upon the sale of the home. Since these commission charges are often added onto the actual value of the home and are included in the asking price you, the real estate buyer, is forced to pay up to 7% more for the property than it is actually worth. Buying " For Sale By Owner " private sale homes and property can help you avoid these commission charges and get you the real estate you want at a better price. PropertySold features nationwide FSBO listings of Canadian single family homes, vacant lots, commercial property, recreational property, farms and ranches, mobile homes and condos. Most of these FSBO properties can not be found in any other MLS listing service. 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Real estate foreclosures information from Answerbag Real estate foreclosures What you need to know about buying property that has been foreclosed Home » Index » Real estate » Foreclosures Questions What is a foreclosure? Are foreclosures an option? What are problems buying foreclosures? What types of foreclosure are there? How do you get financing for a foreclosure? What happens at a trustee sale? How do you find government-repossessed homes? Can I get a HUD home for as little as $100 down? Where can I find foreclosures? Do I have to buy HUD homes through a realty agent? Where do I learn about HUD foreclosures? How does a home go into foreclosure? What happens at a trustee sale? How bad is a previous foreclosure on credit? What makes a newspaper "the newspaper of record" in a given state? Who takes care of delinquent property taxes that have been previously sold at tax certificate sale for prior years? Am I responsible for any liens that were on a foreclosed property before I had purchased it? I have the policy of title insurance. In the normal home buying process, issues found during the home inspection allow you to back out of the purchase. Does this apply to foreclosures also? How long does foreclosure take? Where can I find an example of a letter to send to home owner's who are facing forclosure asking them if they would like to sell before their home is forclosed on? If a bank initiates a foreclosure on a property which also has an IRS lien, and the bank ends up buying back the property for the amount of the unpaid loan, does the bank also have to satisfy the IRS lien? Can you use a prequalification letter to secure a bid on a property that has been foreclosed on by a mortgage company at the county sale? » Ask a question What is a foreclosure? (100%, 2 ratings) submitted by Andersen777 ( A++ , 99%, 1854 ratings), Apr 27, 04 A foreclosure is a legal procedure whereby a lender gains title or sells a mortgagors after he or she does not pay it in order to satisfy all or part of the unpaid debt (legal definition). Layman's terms: Essentially, due to lack of payments, the property is repossessed by the lender. The property is then re-sold as foreclosed. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top Are foreclosures an option? (0 ratings) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 9, 03 A foreclosure property is a home that has been repossessed by the lender because the owners failed to pay the mortgage. Thousands of homes end up in foreclosure every year. Economic conditions affect the number of foreclosures, too. Many people lose their homes due to job loss, credit problems or unexpected expenses. It is wise to be cautious when considering a foreclosure. Many experts, in fact, advise inexperienced buyers to hire an expert to take them through the process. It is important to have the house thoroughly inspected and to be sure that any liens, undisclosed mortgages or court judgments are cleared or at least disclosed. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top What are problems buying foreclosures? (0 ratings) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 9, 03 Buying directly at a legal foreclosure sale is risky and dangerous. It is strictly caveat emptor ("Let the buyer beware"). The process has many disadvantages. There is no financing; you need cash and lots of it. The title needs to be checked before the purchase or the buyer could buy a seriously deficient title. The property's condition is not well known and an interior inspection of the property may not be possible before the sale, says Wiedemer. In addition, only estate (probate) and foreclosure sales are exempt from some states? disclosure laws. In both cases, the law protects the seller (usually an heir or financial institution) who has recently acquired the property through adverse circumstances and may have little or no direct information about it. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top (0 ratings) submitted by Team Jackson (0%, 0 ratings), Nov 17, 05 There is however a difference in Sheriff Sale auction homes and REO foreclosure homes The ones up for auction are risky, no access, owners usually still in them, not sure the condition of the home b4 you bid Of course if the price is LOW enough then who cares REO homes have been auctioned to the bank, cleaned out, and listed with an REO agent in the area. Some of these will be priced high others will be dirt cheap, and you can go look inside them They are all sold AS IS, you can do an inspection but cannot use it to get out of the contract should you find something wrong. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top What types of foreclosure are there? (0 ratings) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 9, 03 Judicial foreclosure action is a proceeding in which a mortgagee, a trustee or another lien holder on property requests a court-supervised sale of the property to cover the unpaid balance of a delinquent debt. Non-judicial foreclosure is the process of selling real property under a power of sale in a mortgage or deed of trust that is in default. In such a foreclosure, however, the lender is unable to obtain a deficiency judgment, which makes some title insurance companies reluctant to issue a policy. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top How do you get financing for a foreclosure? (0 ratings) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 9, 03 One reason there are few bidders at foreclosure sales is that it is next to impossible to get financing for such a property. You generally need to show up with cash and lots of it, or a line of credit with your bank upon which you can draw cashier's checks. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top What happens at a trustee sale? (0 ratings) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 9, 03 Trustee sales are advertised in advance and require an all-cash bid. The sale is usually conducted by a sheriff, a constable or lawyer acting as trustee. This kind of sale, which usually attracts savvy investors, is not for the novice. In a trustee sale, the lender who holds the first loan on the property starts the bidding at the amount of the loan being foreclosed. Successful bidders receive a trustee's deed. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top How do you find government-repossessed homes? (0 ratings) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 9, 03 The U.S. Department of Housing and Urban Development acquires properties from lenders who foreclose on mortgages insured by HUD. These properties are available for sale to both homeowner-occupants and investors. You can only purchase HUD-owned properties through a licensed real estate broker. HUD will pay the broker's commission up to 6 percent of the sales price. Down payments vary depending on whether the property is eligible for FHA insurance. If not, payments range from the conventional market's 5 to 20 percent. One caution. HUD homes are sold "as is," meaning limited repairs have been made but no structural or mechanical warranties are implied. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top Can I get a HUD home for as little as $100 down? (100%, 2 ratings) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 9, 03 If you are strapped for cash and looking for a bargain, you may be able to buy a foreclosure property acquired by the U.S. Department of Housing and Urban Development for as little as $100 down. With HUD foreclosures, down payments vary depending on whether the property is eligible for FHA insurance. If not, payments range from 5 to 20 percent. But when the property is FHA-insured, the down payment can go much lower. Each offer must be accompanied by an "earnest money" deposit equal to 5 percent of the bid price, not to exceed $2,000 but not less than $500. The U.S. Department of Veterans Affairs also offers foreclosure properties which can be purchased directly from the VA often well below market value and with a down payment amount as low as 2 percent for owner-occupants. Investors may be required to pay up to 10 percent of the purchase price as a down payment. This is because the VA guarantees home loans and often ends up owning the property if the veteran defaults. If you are interested in purchasing a VA foreclosure, call 1-800-827-1000 to request a current listing. About 100 new properties are listed every two weeks. You should be aware that foreclosure properties are sold "as is," meaning limited repairs have been made but no structural or mechanical warranties are implied. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) User comments eric soto : very useful, thanks for the phone # » Add new answer » Add new question » Email me when a new answer is posted » Top (0 ratings) submitted by Team Jackson (0%, 0 ratings), Nov 17, 05 Now days you can pretty much buy anything for no money down There are even programs out there for investors with 0 Down to use on duplexs and 4 families This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top Where can I find foreclosures? (0 ratings) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 9, 03 In most states, a foreclosure notice must be published in the legal notices section of a local newspaper where the property is located or in the nearest city. Also, foreclosure notices are usually posted on the property itself and somewhere in the city where the sale is to take place. When a homeowner is late on three payments, the bank will record a notice of default against the property. When the owner fails to pay up, a trustee sale is held, and the property is sold to the highest bidder. The financial institution that has initiated foreclosure proceedings usually will set the bid price at the loan amount. Despite these seemingly straightforward rules, buying foreclosures is not easy as it may sound. Sophisticated investors use the technique so novices may find themselves among stiff competition. Resources: * "The Smart Money Guide to Bargain Homes, How to Find and Buy Foreclosures," James I. Wiedemer, Dearborn Financial Publishing, Chicago; 1994. * "Real Estate Principles," Charles O. Stapleton III, Thomas Moran and Martha R. Williams, Dearborn Financial Publishing, Chicago; 1994. * "Real Estate Investing From A to Z," William H. Pivar, Probus Publishing, Chicago, 1993. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top (0 ratings) submitted by Team Jackson (0%, 0 ratings), Nov 17, 05 For auctions go to your local courthouse For REO homes go to a site like foreclosure.com or find a broker like me in your area, I pay for the site and get all the info then i post a list weekly by email to hundreds of investors in the area FREE. Look around there is always a guy like me This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top Do I have to buy HUD homes through a realty agent? (0 ratings) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 9, 03 You can only purchase a U.S. Department of Housing and Urban Development property through a licensed real estate broker. HUD will pay the broker's commission up to 6 percent of the sales price. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top Where do I learn about HUD foreclosures? (100%, 2 ratings) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 9, 03 One good source is their Web page http://www.hud.gov This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top How does a home go into foreclosure? (75%, 1 rating) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 10, 03 (Answer last edited on Jul 5, 05) Foreclosure proceedings usually begin after a borrower has skipped three mortgage payments. The lender will record a notice of default against the property. Unless the debt is satisfied, the lender will foreclose on the mortgage and proceed to set up a trustee sale. For more questions or to learn about foreclosure prevention and information... http://www.propertyinvestmentadvisor.com/stop-foreclosure.html. To learn about foreclosure investing try here... http://www.propertyinvestmentadvisor.com This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) User comments Anonymous : kind of sketchy to those of us who really know nothing of real estate. » Add new answer » Add new question » Email me when a new answer is posted » Top What happens at a trustee sale? (0 ratings) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 10, 03 Trustee sales are advertised in advance and require an all-cash bid. The sale is usually conducted by a sheriff, a constable or lawyer acting as trustee. This kind of sale, which usually attracts savvy investors, is not for the novice. In a trustee sale, the lender who holds the first loan on the property starts the bidding at the amount of the loan being foreclosed. Successful bidders receive a trustee's deed. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top How bad is a previous foreclosure on credit? (0 ratings) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 10, 03 A property foreclosure is one of the most damaging events in a borrower's credit history. In terms of the effect on credit history, a deed in lieu of foreclosure or a short sale is not as adverse an event as is a forced foreclosure. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top What makes a newspaper "the newspaper of record" in a given state? » Add new answer » Add new question » Email me when an answer is posted » Top Who takes care of delinquent property taxes that have been previously sold at tax certificate sale for prior years? » Add new answer » Add new question » Email me when an answer is posted » Top Am I responsible for any liens that were on a foreclosed property before I had purchased it? I have the policy of title insurance. (100%, 1 rating) submitted by breadmanpaul ( A+ , 97%, 219 ratings), Sep 21, 05 Your title insurance provides you with clear title to the property. You cannot obtain clear title without in some way dealing with all existing liens. When you purchased the property, you very likely paid off all of the liens. If there are still liens against the property that were there before you purchased the property, then you do not have clear title. If you have evidence of any existing liens, then take them to the title company that provided you with title insurance. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top (0 ratings) submitted by Team Jackson (0%, 0 ratings), Nov 17, 05 No... example Sold woman a reo home in Feb of this year had back taxes for 02, 03, 04 due 04 was paid at closing title company mistake now assessor wants 02 and 03 or will tax foreclose title insurance company just paid the assessor they are your insurance that ALL title is clear up to the contract phase then make sure you get a gap for the remainder This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top In the normal home buying process, issues found during the home inspection allow you to back out of the purchase. Does this apply to foreclosures also? (0 ratings) submitted by DARON J ( A- , 86%, 80 ratings), Nov 29, 04 Normally the sell of a forclosure is "as is" . This is supposed to be stated in the realestate listing. If this is the case then you would lose your earnest money if you back out of the contract. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top How long does foreclosure take? (0 ratings) submitted by Team Jackson (0%, 0 ratings), Nov 17, 05 Most banks will let you be default for 12 months then they will start the procedure for auction this usually takes 90 days before its over and they are evicted depends on each area and the local laws This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top Where can I find an example of a letter to send to home owner's who are facing forclosure asking them if they would like to sell before their home is forclosed on? » Add new answer » Add new question » Email me when an answer is posted » Top If a bank initiates a foreclosure on a property which also has an IRS lien, and the bank ends up buying back the property for the amount of the unpaid loan, does the bank also have to satisfy the IRS lien? (0 ratings) submitted by Team Jackson (0%, 0 ratings), Nov 17, 05 Yes all liens must be clear to resell the property with clear title This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top Can you use a prequalification letter to secure a bid on a property that has been foreclosed on by a mortgage company at the county sale? » Add new answer » Add new question » Email me when an answer is posted » Top » Ask a question » Send me updates Important: Answerbag cannot guarantee the accuracy of answers submitted by members, and we recommend that you use common sense when following any advice found here. Full disclaimer User tools » Ask a question » Send me updates » Send to a friend » Show in text format » RSS Feed Glossary · NOD » Add new term Related Links No links submitted yet » Add new link Answerbag experts on Real estate foreclosures 1. Andersen777 ( A- , 100%, 2 ratings) 2. 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Home equity for the

MSN Money - Home equity for the holidays MSN Home Hotmail My MSN Sign In Money S earch MSN Money: Help Home News Banking Investing Planning Taxes My Money Portfolio Loans Insurance Banking Home My Accounts Bill Pay Mortgages/Loans Services Credit Reports Financial Tools Track your bills Resources Decision Centers Home Buying Guide Home Financing Your Credit Rating Financial Privacy Better Banking Credit Card Smarts Bankruptcy Guide Commentary Index Related Links Manage Debt More on Budgeting Print-friendly version Send this to a friend See where rates stand Calculate your debt burden here Find a home-equity loan Find books on home buying Find It! Article Index Finance Q&A Tools Index Site Map Recent articles by Bankrate.com: • Mortgage rates hit 18-month high , 11/2/2005 • Best deal? Go to the source , 10/27/2005 • When it pays to stay single , 10/24/2005 More... The Basics Home equity for the holidays advertisement Borrowing from a home-equity loan for holiday spending is tempting because of the lower rates and tax-deductible payments. But theres a huge risk involved. By Bankrate.com This season, many consumers will charge against the home for the holidays. They will use home-equity debt to pay for gifts and travel. Some will do it directly, paying for presents and airline tickets with charge cards tied to home-equity lines of credit. More will do it indirectly, by using equity to pay off credit-card balances that end up as bloated as a turkey-sated family. Home-equity debt traditionally has been spent on investments that bring some kind of return -- renovating houses, paying for college, starting small businesses. More recently, as consumers have become more clever about using debt, equity loans are seen as a cheaper, smarter way to consolidate debt and pay for such items as cars and furniture. But gifts and airline tickets to visit family? Believe it or not, bankers and consumer advocates agree that there are times when it's appropriate to pay for something so fleeting by charging it against the roof over your head. It's not exactly wise to go into debt to pay for presents, but if you're going to do it, you might as well do so as inexpensively as possible. Find a loan that's right for you at the Loan Center Debt for gifts "Don't let these things be excuses to be in debt. That's the issue," says Anthony Hsieh, president of Home Loan Center, an online lender based in Orange County, Calif. If you listen long enough to AM radio, you are likely to hear a holiday-themed sales pitch for these loans, which allow you to borrow money and use the accumulated equity in your home as collateral. Generally, it takes two to four weeks to get access to the money after you apply. Home-equity loans, also known as second mortgages, come in a lump sum. You repay them with equal monthly payments at a fixed rate for a specified period. Related news and commentary on MSN Money • Gift cards are not gifts • 15 worst holiday gift ideas • The fine art of holiday tipping: why, who and how much • The 13 worst holiday spending blunders • 12 rules for regifting without fear • 10 low-cost gifts from the heart Home equity lines of credit, or HELOCs, on the other hand, work like credit cards. Instead of getting a lump sum, you start out with a credit line and can draw up to the credit line's limit. During the first years of the account, the minimum monthly payment covers only the interest on the balance. The rate is variable and usually is tied to the prime rate. The tax deduction On both kinds of equity debt, the interest you pay is deductible from your federal income taxes in most cases. That's the key, Hsieh says. If you decide to take some time to pay off your holiday debt, why not do it with tax-deductible interest? "Is it irresponsible to dig into equity (to pay for gifts?)" Hsieh asks. "Yes. But if you're going to get into debt and you're disciplined enough to pay it off in a predetermined time, there is an advantage to using a HELOC because the interest is deductible." Rudy Cavazos of Money Management International , a national, nonprofit credit-counseling agency based in Houston, agrees that buying things with low-rate home equity debt "beats using that credit card" with higher rates and no tax-deduction. But he's not sure every consumer understands all the differences between regular credit cards and cards tied to HELOCs, including the biggie: "You're placing your home on the line as security, as collateral, for these funds." No walking away from equity debt Sure, the HELOC has a lower rate and the interest is tax-deductible. But the regular credit card is unsecured, meaning that the balance is not backed by collateral -- so the debt can be wiped clean in some bankruptcies. Not so with a card tied to a HELOC. If you buy your godson a Christmas gift with your HELOC, you are pledging your house as collateral. You can't walk away from the debt, even in bankruptcy. This important point might not be stressed at the time of the loan application. That's why Cavazos recommends that consumers get some kind of loan counseling before they take out home-equity loans or get HELOCs. Consumer credit counseling agencies, such as MMI, often hold workshops or do one-on-one education for people who get home loans of all kinds. Cavazos hears radio advertisements all the time that urge listeners to use home equity as a way to consolidate debt "or improve their lifestyle in some way. That's all good, but you have to remember to educate yourself before you enter into these types of financial tools." When it comes to gifts and holiday travel, the best financial tool is to stay away from debt in the first place. Instead, use the financial tool that can't be beat: a savings account. 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