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Crystal Mountain Michigan - Northern Michigan real estate listings, Northern Michigan property, Northern Michigan properties, Midwest real estate, Traverse City real estate listing, Traverse City real estate listings, Benzie County real estate listings Midwest and Northern Michigan Real Estate Listings and Properties at Crystal Mountain New Projects Vision 2010 Crystal Quarters Homes & Building Sites Condominiums View Current Listings RCI Vacation Exchange About Benzie County Construction Photos Looking for the perfect northern Michigan resort property? Located in Benzie County, not far from Traverse City, Michigan, Crystal Mountain has a number of northern Michigan real estate listings ranging from hotel rooms and condominiums to resort homes and northern Michigan building sites to suit your needs. Below is a list, by category, of all northern Michigan real estate properties currently available through Crystal Mountain Realty. For more information, contact us by e-mailing us at properties@crystalmountain.com , or by calling us at (800) 968-2911. Hotel Suites Condominiums Townhomes Cottages Homes Building Sites Hotel Suites Offered At: $109,900.00 COLONYSTUDIO #160 : Popular studio unit at the base of the slopes adjacent to Kinlochen Lodge. First floor unit on slopeside, whirlpool tub, fully furnished. Excellent rental history makes this an affordable four-season retreat. click for larger/additional photos Offered At: $112,900.00 COLONY STUDIO #256 : Popular studio unit at the base of the slopes adjacent to Kinlochen Lodge. Second floor on slopeside, whirlpool tub, 2 queen beds, fully furnished. Excellent rental history makes this an affordable four-season retreat. Completely remodeled in 2004 with lodge-style dcor. click for larger/additional photos Offered At: $121,900.00 HAMLET STUDIO #144 : Popular Hamlet studio unit enjoys first floor convenience and is just steps away from the slopes, pools, golf pro-shop, restaurants and future village center at Crystal Mountain. Fully furnished and completely renovated in 2002. Double whirlpool, 2 queen beds, convenient kitchenette, small outside deck and excellent rental history are but a few of its outstanding features. click for larger/additional photos Offered At: $129,900.00 HAMLET STUDIO #174 : At the base of the slopes, this popular studio offers easy access to all resort amenities and has recently had extensive interior renovation. Kitchenette, whirlpool, fully furnished and an attractive rental history. Adjacent to future village center. click for larger/additional photos Offered At: $129,900.00 HAMLET STUDIO #248 : Central location makes this suite a favorite accommodation of resort guests year round. Excellent rentals, fully furnished & completely remodeled. Double whirlpool, two queen beds, kitchenette and heat/ac unit. click for larger/additional photos Offered At: $132,900.00 HAMLET STUDIO #249 : In the center of everything! This popular studio unit offers wonderful ski slope views and and is just steps away from the slopes, pools, golf pro-shop, restaurants and future village center. Fully furnished, double whirlpool, two queen beds, convenient kitchenette, small outside deck and an excellent rental history. Sale also includes initiation fee into Four Seasons Club at the basic level. click for larger/additional photos Offered At: $132,900.00 HAMLET STUDIO #349 : Popular Hamlet studio unit enjoys first floor convenience and is just steps away from the slopes, pools, golf pro-shop, restaurants and future village center at Crystal Mountain. Fully furnished and completely renovated in 2002. Double whirlpool, 2 queen beds, convenient kitchenette, small outside deck and excellent rental history are but a few of its outstanding features. click for larger/additional photos Offered At: $137,500.00 HAMLET STUDIO #343 : This suite enjoys one of the best ski slope views and and is just steps away from the slopes, pools, golf pro-shop, restaurants and future village center. Fully furnished, double whirlpool, two queen beds, convenient kitchenette, small outside deck and an excellent rental history. click for larger/additional photos Offered At: $139,900.00 COLONY STUDIO #159 : The perfect getaway for two. This self-contained suite has a full kitchen, queen bed & queen Murphy bed, timbered mantle fireplace, sitting area, and a private bath. The Colony offers maximum convenience due to its location at the base of the slopes and adjacent to Kinlochen which houses Crystals Nordic/golf pro shop and the popular Thistle Pub & Grille. Year round rental appeal. click for larger/additional photos return to top Condominiums Offered At: $112,900.00 KINLOCHEN #340C - 1 BR/1 BA : The most peaceful corner of legendary Kinlochen-Skibo 340C. Very spacious kitchen/living area at the base of the slopes and overlooking Betsie Valleys #18 golf hole! Fireplace, whirlpool, sleeps six. Tuck away to your private, one-bedroom quarter ownership just steps away from Crystal Mountains new water park, the golf course, and the ski slopes-fun for every season. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $112,900.00 PINEHURST STUDIO #453 : The perfect weekend getaway spot. Studio unit on the 18th fairway. Near the slopes, pools and restaurants. Vaulted ceiling, kitchenette, double whirlpool, and all nicely redecorated in 2003. Excellent rental unit. click for larger/additional photos Offered At: $122,900.00 KINLOCHEN #237D - 1 BR/1 BA : Kellie Castle offers an exciting location for all seasons with its expansive ski slope view and large deck for lounging in the sun. This one-bedroom quarter ownership unit sleeps 6 and features a full kitchen, cut stone fireplace, whirlpool tub, owner's ski locker and is tastefully decorated. Luxurious accommodations and a vacation ownership property that really makes sense. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $142,900.00 KINLOCHEN #240A - 2 BR/2 BA : Luxurious quarter ownership unit with over 1,250 square feet of living space. This unit features a large great room with radius windows in the living area and a gas fireplace, well-equipped kitchen, private balcony off the master suite and spacious guest bedroom. A premier location in an elegant lodge at the base of the slopes. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $154,900.00 KINLOCHEN #236A - 3 BR/2 BA : Beautifully furnished quarter ownership condo with a delightful view of the #1 Betsie Valley tee and ski slopes. At the base of the slopes just steps away from pools and resort amenities. Private owner storage, popular rental & RCI property. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $169,900.00 KINLOCHEN #239C - 3 BR/2 BA : Premier location! This unit enjoys a commanding view of the ski slopes from the living area, bedrooms and balcony. Elegant lodge feeling with features including a full kitchen, fireplace, whirlpool tub and a floor plan for active families. With CQ ownership you can enjoy a week every month forever and this sale includes 2 years of unlimited skiing for your family through the Four Seasons Club. click for larger/additional photos Offered At: $174,900.00 INN AT THE MOUNTAIN #205 - 1 BR/1 BA : This one-bedroom suite is in a great location at the base of the slopes and adjacent to the pools, conference center and main lodge. All units share a cozy fireplace lounge on the main level and laundry on second level. Unit features a private bedroom, wall bed in living room, double whirlpool, kitchenette, fully furnished and redecorated in 2003. Excellent rental history. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $176,900.00 INN AT THE MOUNTAIN #102 - 1 BR/1 BA : An ideal location in the heart of the resort. This attractive suite is larger than most, handicap accessible, and features a private bedroom, comfortable living room with seating area and a queen Murphy bed, spacious bathroom, kitchenette, and a private balcony. Just steps from the indoor pool, outdoor water pool & playground, dining and the ski slopes. Sunny southern exposure with views towards the future Crystal Village. Excellent rental history. click for larger/additional photos Offered At: $184,900.00 PINEHURST #452 - 1 BR/1 BA : Spacious condo on 18th fairway near the slopes and Kinlochen. Upper unit privacy with vaulted ceilings, fieldstone fireplace, double whirlpool tub and attractive rental history. click for larger/additional photos Offered At: $198,500.00 WINTERGREEN #501 - 2 BR/1 BA : Attractive 1st floor overlooking the Betsie Valley #1 tee. Enjoy maximum convenience to Kinlochen. Conveniently located near the ski slopes & XC trailhead and adjacent to the Waters Edge complex. Double whirlpool, complete kitchen, nicely appointed living area w/ walkout deck, fully furnished & attractive year-round rental history. click for larger/additional photos Offered At: $224,900.00 WINTERGREEN #530 - 2 BR/2 BA : Attractive upper end unit in a very private location adjacent to a wooded setting with views of the pond and fairway of Betsie Valley #10. Fully upgraded in 2002. click for larger/additional photos Offered At: $225,900.00 WINTERGREEN #503 - 2 BR/2 BA : Right across from Kinlochen, the base of the Buck lift, and overlooking the #10 tee of the Betsie Valley course. Fully furnished featuring vaulted ceilings, gas fireplace and a complete kitchen. Come summer, you're located steps from the new Water's Edge pool & park complex. click for larger/additional photos Offered At: $226,900.00 WINTERGREEN #517 - 2 BR/2 BA : Conveniently located w/ an upper sun deck. Complete kitchen & master suite with king bed, double whirlpool & private bath. Guest bedroom w/ queen bed, living room w/ natural fireplace and queen sofa-sleeper. Golf course and XC ski trail views, easy access to the Peak indoor pool and fitness center, Water's Edge outdoor pool & park, and downhill ski lifts. Fully furnished, popular rental. click for larger/additional photos Offered At: $234,900.00 WINTERGREEN #538 - 2 BR/2 BA : Special location overlooks the #12 Betsie Valley green and the Water's Edge entry pond & park area. Private and wooded, yet just steps from the resort center. Enjoy views of the slopes from the master suite and sun deck. Newly remodeled, beautifully finished interior and excellent rental potential. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $238,900.00 WINTERGREEN #529 - 2 BR/2 BA : Spacious condo overlooking the Betsie Valley #10 fairway & green. South facing, with pond & lighted XC views. Steps from the new Water's Edge pool & park complex and resort center. Fireplace, fully furnished & excellent rental. click for larger/additional photos Offered At: $239,900.00 PINEHURST #422/423 - 2 BR/2 BA : Spacious, overlooking the #18 fairway of the Betsie Valley golf course and steps from Kinlochen, Peak pool/fitness center & the new Waters Edge water playground. Flexible floor plan enables occupancy as 2 separate units studio & 1-BR OR 2-BR. Fieldstone fireplace, full kitchen, dining room w/ bay window and generous living room w/ walkout deck. Master suite with private bath & entry. Fully furnished & excellent rental history. click for larger/additional photos Offered At: $242,900.00 WINTERGREEN #534 - 2 BR/2 BA : Well-maintained and updated unit in a nicely wooded location with a view of the 12th green. Adjacent to the Park & Pool at Waters Edge, this upper end unit has an enclosed loft for privacy and a washer/dryer for convenience. Enjoy full ownership of this wonderful property with an option to exchange it worldwide through RCI. click for larger/additional photos Offered At: $287,900.00 PINEHURST #454/455 - 2 BR/2 BA : The warmth of an up-north cabin uniquely designed as a carefree vacation home. This 2-bedroom, 2-bath Pinehurst condominium enjoys upper end unit privacy with views of the 18th fairway just steps from the Kinlochen Lodge and base of the slopes. Full kitchen, fieldstone gas-log fireplace, vaulted ceilings with skylight, whirlpool tubs and a lock-off studio feature that makes this a popular rental property and wonderful vacation retreat. click for larger/additional photos Offered At: $289,900.00 PINEHURST #444/445 - 2 BR/2 BA : Spacious 1st floor condo w/ private deck overlooking the 18th fairway of the Betsie Valley golf course & lighted XC trails. Steps from the Buck ski lift & Kinlochen. Rich color palette, stone fireplace, vaulted ceilings. Double whirlpools & showers in both baths, master suite w/ kitchenette, king bed & private entrance. Excellent rental history. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $374,900.00 PINEHURST GREEN #460 - 4 BR/3 BA : This spacious whole-ownership townhome is located right in the heart of the resort, just steps from the slopes, pools, golf/Nordic pro shop and restaurants. Features include living and family rooms both with fireplaces, a game room, full kitchen, first-floor laundry and master suite with oversized whirlpool, sauna, wet bar, ample owner storage and a sun deck overlooking the #18 fairway of the Betsie Valley course. Year-round rental potential. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos return to top Townhomes Offered At: $394,900.00 MOUNTAINSIDE #615 - 4 BR/3 BA : Prime location overlooking the Betsie Valley Golf Course #9 hole and near ski-in/out trail. This newly refurbished and fully furnished townhome has a large south-facing deck overlooking the fairway and a spacious living room with vaulted ceiling and cozy fireplace. Master suite with double whirlpool & dressing vanity, fully equipped kitchen, and a 1-car garage for owner storage or use. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $424,500.00 MOUNTAINSIDE #601 - 5 BR/4 BA : Exceptional townhome overlooking the 18th green of the Mountain Ridge course. Recently renovated and fully furnished. Features a loft, 2 fireplaces, large family room, 2-car garage and large deck. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $434,900.00 MOUNTAINTOP #727 - 3 BR/3 BA : Just steps from the peak of the mountain w/ inspiring westerly views overlooking the Betsie River valley. Tiled entryway, fireplace, whirlpool, washer/dryer, tastefully decorated and fully furnished. Attractive rental and RCI exchange property. New private outdoor pool & grilling area. Sale includes 2 years ski membership in Four Seasons Club for 2 adults & 2 juniors. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $439,900.00 MOUNTAINTOP #726 - 3 BR/3 BA : Downhill skiing just steps from your door, and a new, private pool & picnic pavilion in your front yard. Couple this with long southwestern views over the beautiful Betsie River Valley, and you realize that MountainTop living is hard to beat! This gracious townhome features a private master suite with full bath & whirlpool, tiled entry & baths, main level fireplace, private deck, washer/dryer, ample owner storage, and a lower level outfitted for fun, including foosball and a game table. The home is fully furnished, qualified for RCI vacation exchanges, and has excellent rental potential. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $445,900.00 MOUNTAINSIDE #614 - 5 BR/4 BA : Wonderful 5-bedroom/4-bath townhome. New lower level finish and furnishings in 2003 with two fieldstone fireplaces and a large family room. Fully furnished and good rental history. Total renovation on main and upper floors in December 2004. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos return to top Cottages Offered At: $146,900.00 WATER'S EDGE #309D - 2 BR/2 BA : Adjacent to the Pool & Park at Waters Edge, and only steps from the ski slopes, dining and indoor pool & fitness center. This spacious 1/4 ownership cottage has a master suite with private bath, guest bedroom with 2 queen beds and an adjoining bath, full kitchen, laundry, screened porch, sun deck, and a vaulted great room with a cozy stove and a window seat overlooking the creek. Simple & clean this is a place for retreat. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos return to top Homes Offered At: $169,900.00 CRYSTAL MOUNTAIN CLUB #84 : Surrounded by pines, this cedar-sided 2-bedroom, 2-bath cabin enjoys westerly views of the golf course and sunsets, and is conveniently located near all the amenities at Crystal Mountain. Spacious 2+ car garage, large backyard with fire pit, paved driveway, fully furnished and ready for year 'round family fun. click for larger/additional photos Offered At: $245,900.00 CRYSTAL MOUNTAIN CLUB #29 : Attractive home on a nicely landscaped lot. Uniquely designed living space with high vaulted ceilings, natural wood fireplace, custom kitchen with breakfast bar and an abundance of windows surrounded by a wrap-around deck. Large master suite with a private balcony and whirlpool. 2-car garage, workshop and main floor laundry provide great spaces for projects and storage. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $280,000.00 CRYSTAL MOUNTAIN VILLAGE #23 : Quality 3BR/2BA cedar home nestled amongst the pines on a nicely landscaped lot near the Betsie Valley course. Open great room w/ fireplace, vaulted ceilings, high windows and spindled loft above. Large garage, full basement, spacious deck and paved circular drive. click for larger/additional photos Offered At: $349,900.00 CRYSTAL MOUNTAIN CLUB #26 : Within easy walking distance of the slopes and village center at Crystal Mountain. This new 3-bedroom, 2-bath home features high vaulted pine ceilings in the great room, custom interior doors & trim, spacious screened-in porch, gas-log fireplace, central air, main floor laundry and custom kitchen with island. Built with SIP panel technology, this home is energy efficient and easy to care for with its low maintenance exterior. Appliances and most furnishings are included so it's ready for instant fun! click for larger/additional photos Offered At: $369,900.00 CRYSTAL MOUNTAIN VILLAGE #21 : Custom 5BR/3BA home. Large tiled entry for ski equipment, great room w/ fieldstone fireplace & vaulted ceilings, two master suites-each with private whirlpool tub, 400 sq. ft. deck, western red cedar siding. Andersen windows and quality finishes throughout. Fully furnished. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $469,900.00 MOUNTAINWOODS #10 : Custom 3-BR/2-BA home in master-planned ski & golf course community. Vaulted ceilings and ample windows create light, bright living spaces, while the stone fireplace, maple cabinetry and ash flooring lend warmth to the home's interior. Features include a spacious lower-level family room, a 2+ car garage and a generous sun deck with a sunny southwestern orientation. Fully furnished and ready for immediate occupancy. PREMIUM MEMBERSHIP PROPERTY: Includes an ULTIMATE family ski/golf membership. click for larger/additional photos return to top Building Sites Offered At: $24,400.00 SCENIC NORTH VILLAGE LOTS : From $24,400 - $44,400. Phase II lots now available. Complimentary Crystal Mountain memberships included with sales. Generous homesites, both wooded & meadow, underground utilities, paved, private road, thoughtful restrictions. Secluded & quiet, yet adjacent to Crystal's skiing, golf, dining and pools. click for larger/additional photos Offered At: $78,900.00 MOUNTAINWOODS LOT 28 : Excellent building site offers a variety of home and driveway locations to fit your needs. Large hardwood trees and a private setting in an area of very attractive homes. click for larger/additional photos Offered At: $85,900.00 MOUNTAINWOODS LOT 25 : Premium lot with an elevated building site and ideal terrain for a walkout. Southwestern lot orientation provides plenty of sunlight. Covered in mature hardwoods, overlooks Mountain Ridge #3 tee. Underground utilities and thoughtful restrictions. click for larger/additional photos Offered At: $104,900.00 CRYSTAL MOUNTAIN VILLAGE #29-30 : Double lot totaling approximately 0.7 acres, level with red pines & scattered white birch trees. Building site overlooks the Betsie Valley Golf Course #16 tee & fairway, and has a view toward the #15 green and the newly reconfigured Betsie Valley #15 fairway. Underground utilities & thoughtful restrictions. Ready access to the cross-country & snowshoe trails. Private, yet not far from the pools & fitness center, ski slopes, tennis courts, biking trails, shopping & restaurants. An area of fine homes. click for larger/additional photos return to top Crystal Quick Links: Home , Hotel/Resort Reservations , Vacation Packages , Hotel/Resort info , Hotel/Resort Specials , Real Estate Info , Real Estate/Property Listings , Golf Info , Golf Vacation Packages , Golf Courses , Golf Lessons and Schools , Winter Info , Skiing , Cross Country Skiing , Snowboarding , Park Report , #1 Midwest Ski Resort , Meetings and Conference Info , Crystal Center , Art Park , Water Park Last Updated: 12/29/2005 12500 Crystal Mountain Dr - Thompsonville, MI 49683 Crystal Mtn. Realty: (800) 968-2911 - Crystal Mtn. Reservations: (800) 968-7686 tag---
Home Equity Conversion (HEC).
Home Equity Conversions: Reverse Mortgages Home Equity Conversions: Reverse Mortgages Authors: Celia Ray Hayhoe, Ph.D, CFP®, Family Resource Management Cooperative Extension Specialist and Stacey Williamson, Graduate Assistant; Virginia Tech Publication Number 354-025, Posted April 2004 Many senior adults are finding it hard to live on their fixed retirement incomes and are looking for ways to supplement those incomes. For some, the largest asset they own is their home, but they do not want to sell their home and move. For these individuals, there is an option called Home Equity Conversion (HEC). One type of home equity conversion is a reverse mortgage. The equity or cash value of the house is used to provide income to repay the loan. All reverse mortgage options are not the same. They have different eligibility requirements, income amounts, timing of payments, interest rates, and/or initial costs. Homeowners should compare the different options, keeping in mind their goals and needs. Advantages The value of your house, not your income, is used to determine eligibility. You can receive a lump sum, a line of credit, or a monthly amount, without having to make a monthly repayment. You do not have to sell your home and move, and can continue to live in the same familiar surroundings. You do not have to worry about losing your home to foreclosure since the payments are made out of your equity in the home, not from your income. The loan must be repaid when the house is no longer used as your personal residence. However, the lender can only look to the proceeds from the sale of the house for repayment. They cannot go to your heirs if the house sells for less than what was borrowed. Money can be used for any purpose. You must attend a free HECM/HUD approved counseling session to see if this type of mortgage is right for you. Disadvantages Interest for a reverse mortgage is compounded, and cannot be deducted on income taxes until you repay it. The income you receive decreases the equity in your home, and the equity may not be adequate for your future needs or for your estate. Interest rates and initial costs (application fees, points and closing costs) are usually higher for a reverse mortgage than for other equity loans. Income ends when you sell your home or no longer use it as a principal residence. Payments may affect Supplemental Security Income and Medicaid payments. You must attend a free HECM/HUD approved counseling session. This may add time to the process of obtaining a loan. You may need to pay off your existing mortgage out of the proceeds of your reverse mortgage. You will be required to maintain the house, pay the taxes, and carry property insurance. Eligibility You could be eligible if you own your own home, use the home as your principal residence, and are at least 62 years of age. You must also have adequate equity in the home. A lender looks at the equity in the home plus any expected appreciation or depreciation in the value of the home to calculate a base amount. The costs associated with any reverse mortgage loan (application fees, interest rates, closing costs, initial charges, sales commissions, and homeowner's insurance) also must be considered. All reverse mortgages currently available in Virginia require homeowner's insurance. The lender and the homeowner must work together to determine the type of payment, the payment amount, and the time period. This is determined not only by the calculations of the base amount by the lender, but also by keeping your goals and financial needs in mind. Income Income from a reverse mortgage is not taxable, and will not affect Medicare eligibility or benefits. But the added income can affect both Supplemental Security Income and Medicaid eligibility and benefits for Virginia residents. Confused? A home equity conversion is not a home equity loan! Home-equity loans require that a homeowner has enough income to pay back the loan, and the payments are made in monthly amounts. A home-equity loan would not work for the majority of senior adults who are living on limited fixed incomes and who could not afford a loan payment. Example A wide variety of loan options are available depending upon your age, the amount of equity available, the time period of the loan, and the way payments are disbursed. For example, Mary Jones, a 75-year-old widow whose home is her principal residence, is looking at a ten-year reverse mortgage that will provide her with additional monthly income of approximately $450. At the end of the ten years the monthly income payment will stop. But because her loan is through an insured lender (loans offered by HUD approved lenders have government guarantees), the loan will not have to be repaid until she sells the home, moves, or dies. Home Equity Conversion Checklist These questions can to help you determine if you are eligible for a home equity conversion (HEC). YES NO 1. Are you 62 years of age or older? _____ _____ 2. Is your mortgage paid off in full or nearly so? _____ _____ 3. Do you use your home as your primary residence? _____ _____ If you have answered yes to questions 1 through 3, you might want to consult with an HEC lender for specific information. The following questions will help to determine if you are eligible for a Housing and Urban Development (HUD) home equity conversion. A HUD-HEC is similar to other HECs but with additional requirements for the property and residents. 4. Is your home a single-family dwelling? _____ _____ 5. Will your home probably meet HUD minimum property standards? _____ _____ 6. Is your family income less than 80% of area median? _____ _____ If you have answered yes to questions 1 through 6; you might want to consult with a HUD-HEC lender for specific information. The following is a list of HEC/Reverse mortgage programs. FHA - HECM (Home Equity Conversion Mortgage) Guaranteed by FHA/HUD Flexible Income Payment Option Growing Line of Credit Maximum Lending Limit - $ 280,749 Cash Account Flexible Income Payment Options Growing Line of Credit Higher Equity Release Options No Maximum Lending Limit HomeKeeper by Fannie Mae Guaranteed by Fannie Mae Line of Credit Options Maximum Lending Limit - $ 322,700 Zero Point Cash Account Closing Costs Limited Minimum Draw at Closing Required Interest Rate Cap No Maximum Lending Limit The following lenders offered HEC/Reverse mortgages as of March 2004: Mortgage Capital Investors Equity Division 6571 Edsall Road Springfield, VA 22151 (703) 941-0711 East West Mortgage - HECM, HK, CA 4321 Northview Drive Bowie, MD 20716 (866) 9REVERSE [(866) 973-8377] (301) 809-1568, ext. 225 Financial Freedom Senior Funding Corp. (Subsidiary of Lehman Brothers, FSB) - HECM, HK, CA (800) 368-3254 Reverse Mortgages of the Mid-Atlantic - HECM, HK, CA (800) 745-0102 Suntrust 564 Lynnhaven Parkway Virginia Beach, VA 23452 (757) 431-4876 Fidelity & Trust Mortgage, Inc. - HECM, HK, CA 7229 Hanover Parkway Suite C Greenbelt MD 20770 (703) 273-3797 (800) 458-4624 People's Choice Mortgage - HECM, HK, CA (757) 564-8596 Wells Fargo Home Mortgage - HECM, HK (888) 292-1180 Inclusion on this list of lenders does not imply endorsement by Virginia Cooperative Extension, nor does omission from this list imply a lack of endorsement. Home Equity Conversion Comparison Worksheet Name of Lender Features Payment Option: ----------------------- ----------------------- ----------------------- Lump Sum Option Line of Credit Option Monthly Benefit Option APR (Annual Percentage Rate) Time Period Application Costs Closing Costs Sales Commissions Insurance Costs Other Initial Charges For More Information AARP Home Equity Information Center 601 E. Street NW Washington D.C. 20004 (202) 638-2863 http://www.aarp.org/revmort/ Reverse Mortgage Money (866) 363-1914 requestinfo@reversemortgagemoney.com American Credit Counselors Tudor Square, Ste. 10 211 Roanoke St. Christiansburg, VA 24073 (800) 926-0042 virginia@cccsswva.org http://www.americancredit.org HECM Counseling National Center for Home Equity Conversion 360 Robert Street North Suite 403 St. Paul, MN 55101 (651) 222-6775 People Incorporated 1173 W Main St Abingdon, VA 24210-2428 (540) 623-9000 HECM Counseling Original authors: Patricia Gorman, graduate assistant, and Kathleen Parrott, former Extension housing specialist, Virginia View this document in PDF format Visit Virginia Cooperative Extension
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Pottawattamie County Assessor Pottawattamie County Assessor Steve Palm Governed By the Pottawattamie County Conference Board City Mayors County Supervisors AVOCA Marvin Piittmann CARTER LAKE Emil L. Hausner CARSON Lyndon K. Taylor COUNCIL BLUFFS Tom Hanafan CRESCENT Taurino Delgado HANCOCK Wayne Bivens MACEDONIA James Braden MCCLELLAND Emmett Dofner, Jr. MINDEN Richard Armstrong NEOLA Donald E. Fischer OAKLAND Gayle Perkins TREYNOR Charles Killion UNDERWOOD Craig A. Zenor WALNUT Elwyn Ferry Find Your Property Data (how to) Owner: Last name First name Address: Street Town Parcel#: Map No warranty, express or implied, is provided for the data herein or its use. How to always reach our web page. Find Residential Sales Find Commercial/Industrial DOVs Board of Review Levy Computation Iowa State Association of Assessors Pottawattamie County Assessor's Office 227 South 6th Street Council Bluffs, Iowa 51501 Phone: (712) 328-5617 On Line Since September 1997 What are the Assessor's Duties? Misconceptions About the Assessor's Work Information About the Assessor What is Market Value? How the Assessor Estimates Market Value Why Value Changes Tax Levies and Assessed Values Exemptions and Credits Dates to Remember Things to Remember (Tax Example) Information About Property Taxation -- Melvyn Houser Delbert E. King Loren Knauss Lynn D. Leaders Betty J. Moats School Districts A-H-S-T COMMUNITY John Pattee COUNCIL BLUFFS Mark McGee GRISWOLD CSD Terry Whiley LEWIS CENTRAL Don Christensen MISSOURI VALLEY No Return RIVERSIDE Brad Cleaveland TREYNOR Doug Klahn TRI-CENTER James Fischer UNDERWOOD Julie Hanbury WALNUT Ellen Holtz
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Amazon.com: House of Wax(1953): Video Your Store Video See All 32 Product Categories   Your Account | Cart | Wish List | Help | advanced search | browse genres | top sellers | new & future releases | kids & family | movie showtimes | today's deals | used videos Search Amazon.com VHS Used Videos DVD DVD & VHS Movie Showtimes Web Search This item is not eligible for Amazon Prime, but over a million other items are. Join Amazon Prime today. Already a member? Sign in . VIDEO INFORMATION Explore This Video buying info technical information editorial reviews customer reviews RATE THIS VIDEO I dislike it I love it! 1 2 3 4 5 Edit your ratings Favorite Magazines! Explore our new Magazine Subscriptions store . Visit the DVD Store The Tingler DVD 35 used & new from $2.40 Have one to sell? House of Wax(1953) see larger picture Availability: Usually ships in 1-2 business days 35 used & new from $2.40 Edition: See more product details Customers who bought this video also bought: Diary of a Madman / Movie VHS Haunted Palace (1963) / Movie VHS The Raven VHS The Pit and The Pendulum VHS Pinky VHS Explore Similar Items : 5 in Video , and 20 in DVD Customers who viewed this videoalso viewed: Mystery of the Wax Museum VHS Dr X VHS Explore Similar Items : 2 in Video , and 8 in DVD Product Details Director: Andr De Toth Format: Color, Original recording reissued, NTSC Rated: Studio: Warner Home Video Video Release Date: July 28, 1998 VHS Features: NTSC format ( US and Canada only. This VHS will probably NOT be viewable in other countries. Read more about VHS formats .) Color, Original recording reissued, NTSC From IMDb: Quotes & Trivia ASIN: 0790736055 Other Formats: DVD Average Customer Review: Based on 58 reviews. Write a review . Amazon.com Sales Rank: Today: #767 in Video Yesterday: #1,048 in Video Editorial Reviews Amazon.com House of Wax brought Vincent Price into the horror genre, where he fit as snugly as a scalpel in a mad scientist's hand. A remake of the 1933 film Mystery of the Wax Museum , this entertaining Gothic shocker casts Price as a sculptor of wax figures; his unwilling victims--er, "models"--lend their bodies to his lifelike depictions of Marie Antoinette and Joan of Arc. The film was one of the top 10 moneymakers of its year, thanks in part to the 3-D gimmick, which explains why so many things are aimed at the camera (why else would the paddleball man be there?). Footnote to history: director Andre De Toth was blind in one eye, and thus could not see in three dimensions. --Robert Horton Spotlight Reviews (What's this?) Write an online review and share your thoughts with other customers. 11 of 11 people found the following review helpful: Solid, 50s Gothic Horror Flick , October 11, 2004 Reviewer: Westley (The South)- See all my reviews Horror films in the 1950s were often set in earlier times - including "House of Wax" - a gothic-styled thriller. Vincent Price stars, and this movie was his first of many, many horror films. He's perfect in this role, and it's puzzling why no one had cast him as this type of character before. He plays Prof. Henry Jarrod, a wax figure sculptor who's far too obsessed with his work. He's the head of an unsuccessful wax museum and watches in disgust as other museums make money by showing horror style wax figures, such as mass murderers. When his museum is burned to the ground, he re-emerges and seeks vengeance on persons responsible. The film received a great deal of buzz as the second 3-D film released by a major studio ("Bwana Devil" was the first); not surprisingly, it was a major hit, becoming the 7th biggest money-maker of 1953. "House of Wax" was actually a remake of a 1933 film, "Mystery of the Wax Museum." In addition, a remake of this film is currently in the works, and should be released in 2005. One of the stars of the upcoming film is Paris Hilton, which should be interesting! Although I prefer Castle's horror films from this period, Price alone makes this film worthwhile. Carolyn Jones ("Addams Family") is also fun as a kind harlot. Overall, the movie holds up pretty well, mostly because of its creepy tone. I saw the movie in 2-D but still enjoyed it quite a bit. Was this review helpful to you? ( Report this ) 18 of 19 people found the following review helpful: one of Price's best films , October 8, 2004 Reviewer: Deborah MacGillivray (Scotland, England & US)- See all my reviews This movie has wit, excellent pacing and a strong supporting cast (including a blonde Carolyn Jones "Morticia" from the Addams Family) and a small role for Charles Bronson (playing Igor and billed as Charles Buchinsky). Prince gets to be both understated and hammy in the brilliant film, that he is likely best know for. It catches the atmosphere of the Gaslight period, and is lighting speed, as Price goes from a brilliant artist of life-like wax figures, to a scarred man, nearly killed by his partner wanting the insurance. He is forced to watch his two crowning glories, his Joan of Arc and his Marie Antoinette destroyed in the fire. With scared hands, he is forced to use bodies to fill his new house of wax, while Price also manages to meet out a little revenge to his former partner. At first bodies are vanishing from the morgue, but when Price sees Jones - the living image of Joan of Arc - and Phyllis Kirk, his Marie Antoinette come to life in his mind - he knows he must possess the bodies of both women to see if greatest works recreated. Is so spooky, and Kirk ably screams her way from one mishap to the next. Just does not get any better. --This text refers to the DVD edition Was this review helpful to you? ( Report this ) All Customer Reviews Average Customer Review: Write an online review and share your thoughts with other customers. I'm Melting! Melllting!... , December 29, 2005 Reviewer: Bindy Sue Fr?nk?nschtein "bigfootsalienbaby" (under the rubble)- See all my reviews Poor Henry Jarrod (Vincent Price). He's a wax-sculptor / wax museum owner who just wants to bring a little beauty into the world w/ his life-like, historical figures. Unfortunately, the public doesn't want beauty, it wants wax versions of murderers and sensationalism. Jarrod's partner knows this and decides to torch the museum for the insurance money. When Jarrod resists, he gets torched as well. Years later, a new wax museum opens, run by Henry Jarrod! He didn't die after all. Now, people are being murdered by a mysterious, disfigured man in a black hat and cloak. Their bodies are then stolen from the morgue! Where are they going, and why are Jarrod's new wax figures so eerily familiar looking? HOUSE OF WAX is the first of a long line of horror / revenge movies for Vincent. You can see the same tormented / demented soul here that would later shine in movies like PIT AND THE PENDULUM, THEATRE OF BLOOD, MADHOUSE, THE ABOMINABLE DR. PHIBES, and DR. PHIBES RISES AGAIN. HOUSE OF WAX is an excellent remake of the 1933 film MYSTERY OF THE WAX MUSEUM w/ Lionel Atwill and Fay Wray (both are also in The Vampire Bat and Doctor X). I love both movies! While HOUSE is more gothic, MYSTERY is more '30s pulp. They each have their own creepy charm and interesting plotpoints. Atwill is sedate yet sinister, while Wray is her usual beautiful, vulnerable self. HOUSE OF WAX / MYSTERY OF THE WAX MUSEUM make a great double feature... --This text refers to the DVD edition Was this review helpful to you? ( Report this ) House of Wax- Phyllis Kirk , December 18, 2005 A Kid's Review An otherwise corny film, but viewers can delight in the closeup shots of Miss Kirk's beautiful wriggling toes as she struggles with her iron clamps that hold her down. Was this review helpful to you? ( Report this ) 3 of 3 people found the following review helpful: GOOD OLD FASHIONED GOTHIC THRILLS , November 6, 2005 Reviewer: Michael Butts (Martinsburg, WV USA)- See all my reviews It's 1953, and Vincent Price is about to appear in his first horror film, a move that of course predicated what was to be the genre we remember this marvelous actor for. Filmed in 3-D, a feat in itself for fifty years ago, this tale revolves around Price, a wax museum curator, who is badly disfigured in a fire set by his greedy partner (the effable Roy Roberts) in order to get the twenty five thousand dollars in insurance money. A few years later, a now demented Price wants revenge and gets it, while setting up a fanciful new wax museum whose figures have a secret twist. We all know how they're made, but it's fun guessing along. Carolyn Jones (Addams Family), Phyllis Kirk, Frank Lovejoy and Charles Bronson all show up in supporting roles and the end result is a campy, enjoyable thriller, actually much more interesting than the confusing 2005 remake. Price fans will love this one. --This text refers to the DVD edition Was this review helpful to you? ( Report this ) 1 of 2 people found the following review helpful: Vincent Price enters the world of horror movies via the "House of Wax" , October 26, 2005 Reviewer: Lawrance M. Bernabo (The Zenith City: Duluth, MN United States)- See all my reviews With the new "House of Wax" out on DVD this week I thought it was time to go back and see the original version with Vincent Price. Of course, director Andr De Toth's 1953 film was based on Michael Curtiz's slightly superior 1933 film "Mystery of the Wax Museum," which why those two films have much more in common that the two "House of Wax" films. Besides, this "House of Wax" was shot in 3-D and part of the fun in watching it again is to spot the 3-D effect. The opening titles and the ping pong player (Reggie Rymal) going after our popcorn are the most obvious ones, but you will notice the film is not full of obvious 3-D shots (pay attentions to limbs and such, especially on the Can-Can dancers). The craze was launched the previous year with the release of "Bwana Devil," in an attempt to win back audiences from the exploding success of television. Fortunately, "House of Wax" stands on its own. This time the setting is in Baltimore before the Civil War rather than contemporary New York City. Henry Jarrod (Vincent Price) is a brilliant artist when it comes to making wax figures, although the way he talks to his creations makes us doubt his sanity. When Jarrod's partner, Matthew Burke (Roy Roberts), tries to burn down their wax museum for the insurance money, Jarrod fights him and is presumed killed in the inferno trying to rescue his beloved creations. Years later a hideously disfigured man kills both Burke and his gold digging mistress, Cathy Gray (Carolyn Jones), whose bodies are stolen from the morgue. At this same time Jarrod, now rolling around in a wheelchair with his hands horrible burned by the fire, opens up his new House of Wax. Jarrod has become interested in using Sue Allen (Phyllis), the ex-roommate of Burke's dead mistress, as the model for his new Marie Antoinette. Sue is seeing Scott Andrews (Paul Picerni), who is working as one of Jarrod's assistants, along with the deaf-mute Igor (Charles Bronson when he was still going by Buchinsky) and the squirrelly Leon Averill (Nedrick Young). Meanwhile, Lt. Brennan (Frank Lovejoy) and Sgt. Jim Shane (Dabbs Greer), are investigating the disappearing corpses and trying to figure out the mystery. The problem is that from the viewers point of view it is clear who is doing the murders, so there are no real surprises here. The only really spooky part is when the shadowy figure is following the damsel in distress through the misty streets. But there is fun to be had in just seeing the displays of wax works in the two museums, both of which are filmed in such rich colors that you forget their are dead people underneath the wax. If you have ever been to a real wax museum, that is to say a good one like one of Madame Tussaud's (in London for me), the only real difference is that the chamber of horrors is dimly lit to heighten the effects (and the shocks), while Jarrod's displays are bathed in light (all the better to see them in). Besides, it is the idea of what those figures really are that is at play here. The whole idea of preserving corpses as art, whether you use wax or plaster (as in "A Bucket of Blood") is pretty creepy. The whole idea of displaying perfectly preserved corpses, as was done with Vladimir Lenin and Eva Peron, seems rather ghoulish if you are not part of those respective cults of personality. The recent controversy over whether sending plastinated corpses on exhibition tours crosses the line between science education and desecration speaks to this as well. The climax of these films always comes when the wax breaks or melts away and the horrible truth is revealed. "House of Wax" also has the added advantage of letting us see Vincent Price's face crumble away to reveal the horrors beneath, which would be repeated in the Dr. Phibes movies. In fact, it was "House of Wax" that effectively launched Price on his career in horror films for which he is ultimately remembered. Was this review helpful to you? ( Report this ) See all 58 customer reviews... So You'd Like To... Own the Ultimate Horror Collection? :by Lonely Schoolboy , Screenwriter Watch Horror Movies :by jem-aja , Horror Fan find out horror's REAL timeline? :by Wes , horror fanatic, monster hunter Listmania! The Price of Legend: The 10 Best Vincent Price Appearances :A list by owl_stretching_time , Film Merchant and Price Nut. My Favorite Vincent Price Films :A list by Trish , Vinnie fan Best Classic Horror Movies--EVER :A list by Trish , Horror buff Browse for VIDEO in: Amazon.com Outlet > Video Outlet > Deals Under $12 VHS > Genres > Horror > General VHS > Genres > Horror > Classic Horror & Monsters > General VHS > Today's Deals in Video > Deals Under $12 VHS > Studio Specials > Warner Home Video > Warner Video Bargains > Horror I have seen this video, and I want to review it. tell a friend about this item . Write a So You'd Like to... guide . Check Purchase Circles . For more information about "House of Wax," visit the Internet Movie Database (IMDb) Suggestion Box Your comments can help make our site better for everyone. If you've found something incorrect, broken, or frustrating on this page, let us know so that we can improve it. Please note that we are unable to respond directly to suggestions made via this form. If you need help with an order, please contact Customer Service . 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