rental property software. You

Rental Property Tracker Plus Easy to use rental property management software for rental managers and landlords... Click here to get a free trial copy of this rental property software. You pay only $149 after your 10 day free trial! (Includes Customer Support) Satisfaction Guaranteed or Your Money Back! Rental Property Tracker Plus is easy-to-use , software for rental property management with which you can: • Keep track of all your rental units, tenants, rental income and expenses. • Organize all your property rental manager activities, tasks, contacts, and even appointments with this productivity software suite. • Accepts government subsidies (Section 8 certificate and voucher programs for example) as partial rent payments. • Assign multiple tenants to any unit. The number of units and tenants is only limited by memory and CPU speed. • Send form letters to any or all contacts, tenants or owners. • Prepare property manager accounting reports for printing or exporting to a spreadsheet quickly and accurately. • Make income tax preparation easier with this rental tracking software . • Receipts, Statements, Notices and Reports can be translated into any language . Free trial rental property software to download for all Windows and Macintosh computers. Data can be shared between any of these computers. Customize colors, currency symbol ($, £, ¥, €, etc.), date, time, distance and liquid measure formats, report font and size, etc. in this relational database. Guided Tour included with this rent tracking software. Get FREE Customer Support when you register! Version 1.8.5.2 has just been released. Click here to see what's new. Click here to find out about Vacation Rental Tracker Plus, the perfect lodging rental management software for single & multi-property Hotels, Motels, Resorts, Condos, etc... Rental Property Tracker Plus contains all of the following Rental Management Software: This rental expense tracking software keeps track of all your rental expenses including advertising, cleaning & maintenance, insurance, management fees, mileage, repairs, utilities, etc. You can also print checks and view balances with the Checkbook Register. Easily create reports for tax returns. Click here for more information about Rental Expense Tracker. This rent payment tracking software keeps track of all your rental income for weekly, monthly or multiple month rental periods. Easily generate rental receipts and reports for accounting or tax returns. Click here for more information about Rental Income Tracker. This component will help you keep track of deposits and payments to your Accounts, and all your miscellaneous income such as coin operated vending machines, laundry, etc. Click here for more information about Other Income Tracker. This building management software keeps track of all your rental property including past and present tenants, descriptions, condition notes, etc. Easily create reports. Click here for more information about Rental Unit Tracker. This tenant tracking software keeps track of all your tenants and their phone numbers, payment history, etc. Easily create leases, reports and notices. Click here for more information about Tenant Tracker. This electronic address book keeps track of both business and personal contacts including their name, address, phone(s), and associates as well as any notes about previous interactions. You can print or export your contact list to other programs including Palm Desktop. You can also easily print envelopes or all contact information including notes. Also includes an area code locator which will tell you what cities are in a specified area code and what area codes are in a specific city or state. Click here for more information about Contact Tracker. Keep track of all your appointments, birthdays, etc. with this versatile electronic date book. You can set an event to repeat every day, every other day, every week day, every week, every other week, every month on the same date, every month on the same day of the month, or every year for as long as you specify. You can print daily, weekly and monthly schedules too. Import or export your appointments to other programs including Palm Desktop. Click here for more information about Schedule Tracker. This To Do list generator helps you remember and prioritize all the things you think of as you are working. You can easily sort your task list by priority, date entered, deadline or task name. Then you can print or export your list to another program such as Palm Desktop. Click here for more information about Task Tracker. Here is a simple number calculator that will also: compute a date that is x number of days before or after a date you specify; let you know the day of the year of any date; tell you what time it is anywhere in the world; convert just about any US or British length, volume or weight to it's metric equivalent with the conversion calculator; figure the amount of foreign currency that a number of dollars is worth (or the other way around) given the current exchange rate with the currency calculator; and easily compute discounts and sales tax on any amount. Click here for more information about the Universal Calculator. Click here to get your copy of Rental Tracker now! ©2005 Garth Catterall-Heart SpiritWorks Software Development 503-560-1028 PO Box 685 Carlton, OR 97111 e-mail: info (at) SpiritWorks-software.com Terms of Use, Refund and Privacy Policy

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Wells Fargo Home Page 1. Username : Forgot username? 2. Password : Forgot password? 3. Sign On to : Account Summary Transfer Bill Pay Brokerage Trade Messages & Alerts Account Services Need to set up online access? Sign Up Now or Learn More Customer Service | ATM/ Banking Stores | En Español About Wells Fargo Commercial Small Business Individuals Learn More About: Banking Online Banking Bill Pay Checking Savings & CDs Credit Cards More >> Loans Home Equity Loans Home Mortgage Student Loans Personal Loans Auto Loans More >> Investing & Insurance Mutual Funds Brokerage IRAs Private Client Services Insurance More >> Self Service View Account Balances View Check Images Request Statement Set Up Direct Deposit View Messages & Alerts More >> Our Security Guarantee We guarantee your online security and partner with you to prevent fraud . Check Today's Rates Mortgage , Home Equity , Credit Card , Personal Loans and more . Open an Account Online Its fast, secure, and easy! Apply instantly, or finish a saved application. Check application status for select accounts. Learn about your new account. About Wells Fargo | Employment | PRIVACY, Security & Legal | Report Email Fraud | Home Diversity & Accessibility | Online Access Agreement (9/10/05) | Important Notice on Trading in Fast Markets © 1999 - 2005 Wells Fargo. All rights reserved. Member FDIC. Brokerage Products: Not FDIC Insured • No Bank Guarantee • May Lose Value Brokerage is offered through Wells Fargo Investments, LLC (member SIPC), a non-bank affiliate of Wells Fargo & Company and is intended only for United States residents. System response and account access times may vary due to a variety of factors. Equal Housing Lender

Foreclosure Property Below Market

Buying a Foreclosure Property Below Market Value: Five Tips from the Pros Select USA State -- Alaska Alabama Arkansas Arizona California Colorado Connecticut Dist Columbia Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming Mortgage Broker Data -- Develop Loan Leads Loan Products Property Services Insurance Services International Lending Mortgage News News Miscellaneous Government Web Links Publications & Magazines Buying a Foreclosure Property Below Market Va Loans! | Advertise | FREE LINK! | Forum | Search | Help | EMail | News | Home    Home Loans | Media | Brokers | Mortgage Bank | Employment | Real Estate | Legal | Finance | Banking | Technology    Loan Officers   MORTGAGE LOAN OFFICER/BRO   ACCOUNT EXECUTIVES   Loan Officer   LOAN OFFICERS - INDEPENDE   I am seeking for a mort   Financial Services Dire   I am looking for a comp   Commercial Realty leasi   I am looking for contra   Liberty American Mortgage   New Account Executive Boo   CitiFirst Mortgage Servic   US Bank Introduces ``Fees   American Residential Fund   INDYMAC BANK ANNOUNCES N   What Does it Take to be a   Commercial Capital Bancor   Consortium Announces Laun   Meritage Homes Corporatio   Its All About PeopleAll   ABN AMRO Mortgage Group O   AMERIQUEST MORTGAGE LAUNC Visit the Veteran Loan Center to apply for a VA Mortgage or a VA Refinance Buying a Foreclosure Property Below Market Value: Five Tips from the Pros Buying a Foreclosure Property Below Market Value: Five Tips from the Pros House hunting can be a very daunting experience, especially in today s real estate market. Both investors and home buyers have been priced out of the market by escalating costs, and good real estate deals are increasingly difficult to find. But there are bargains out there, for people who know where to look. For people willing to do some homework, the foreclosure market offers some of the best opportunities in real estate today, explains James J. Saccacio, chief executive officer at RealtyTrac, the leading online foreclosure marketplace. Web-based services such as RealtyTrac give consumers access to foreclosure and pre-foreclosure information that was previously available only to professional real estate brokers and investors. Today, homebuyers can use these services to identify and research potential home purchases, as well as to find the tools and professional resources they need to help them close the deal. With interest rates ticking up and ARMs adjusting upward, experts predict an increase in the number of foreclosure properties on the market. RealtyTrac, which provides all the foreclosure data for both MSN House and Home and Yahoo! Real Estate, has already compiled a list of over 550,000 foreclosure properties across the country. Foreclosure properties can be a terrific investment, or give home buyers a much more affordable option than traditional properties, notes Saccacio. But they re not a way to get rich quick, and a foreclosure purchase needs to be approached in an educated, intelligent manner. Saccacio offers five tips to help you close a deal on a foreclosure property: 1. Learn about the different types of foreclosure properties, and the foreclosure process. There are three basic types of foreclosure properties, representing different stages in the foreclosure process: notice-of-default (NOD) and notice of trustee sale (NTS), which are both pre-foreclosure properties; and real-estate-owned (REO), a foreclosure property which has been re-purchased by the bank. For most consumers, buying a pre-foreclosure property from a private homeowner is the best option. It s important that both the buyer and the seller see the situation as a win-win situation, in order to ensure a smooth process. In this case, the seller is able to get out from under a mortgage without destroying their credit rating, the lender is saved the time and expense of foreclosing on the property, and the buyer gets a below-market price on a home. Foreclosure auction sales are typically the domain of the professional investor. These properties are formally in default, and sold to the highest bidder at an auction. Buyers are required to be physically present at the auction, and must pay 100% of the sale price in cash, on the spot. Though foreclosure auctions can offer significant savings, they are not for the feint of heart or the uninformed. Unless the buyer is already familiar with a particular property, there is usually little time to examine it. And the buyer will be competing against professional investors and sometimes even the lender at the auction. Once the lender officially reclaims a home, it becomes a real-estate-owned property (REO). While REO properties typically offer more time for evaluation and a more standard bank-managed transaction, their prices are usually very close to full retail market value. 2. Secure financing early It s important for a buyer to be pre-qualified before engaging in discussions with a seller. This ensures that the buyer is in a financial position to purchase the property, and is in the strongest possible position to negotiate. It s best to work with a lender who understands the foreclosure process, and can guide the buyer through certain steps, such as ensuring that a property is FHA-compliant. Another reason to consider pre-qualification is that not all lenders finance foreclosure properties. Having approved financing in-hand makes negotiations with both the seller and the lender easier, and may even make it possible for the buyer to simply cure the default and take over the existing loan to reduce loan processing fees. 3. Engage a real estate agent as a buyer s representative Most people hire a real estate agent to sell their home. These seller s representatives are charged with making the sale and negotiating the best deal for their clients. Buyer s representatives have the home buyer s interests at heart, and are charged with finding the right property and negotiating the best price for their clients. Picking the right real estate agent will make a buyer s life much easier. There are agents who specialize in the foreclosure market, with specific experience in REO properties. Look for an agent with foreclosure transaction experience, as well as knowledge of local, regional and state laws. But it s also important to consider the agent s knowledge of the area; their ability to close a deal; and their access to other professionals (attorneys, lenders, mortgage and title professionals) to ensure that the buyer is in good hands. 4. Do your homework Stocks offer higher potential returns for investors than traditional savings programs, but are also riskier. Similarly, purchasing foreclosure properties is somewhat more risky than buying traditional real estate properties, but offers much higher potential savings. With the right examination and due diligence, buyers can significantly reduce the risks. It makes sense to give any property under consideration a thorough examination. Here are eight steps for doing a professional-level exam. 5. Make a realistic offer Despite what you may see on late-night cable TV, investing in foreclosure properties isn t a sure fire get rich quick formula. Lenders aren t likely to give properties away, particularly in a real estate market where prices continue to rise. And homeowners in financial distress may be difficult to deal with, particularly early in the foreclosure process. The keys to a successful foreclosure property purchase are diligence and patience. As a rule of thumb, the best savings can be made at the pre-foreclosure stage, where home owners can avoid a foreclosure and lenders can save the time and cost involved in going through the process. Another critical point in the process is immediately prior to the auction date, when all parties might be most open to a last-minute solution. It s not unusual to save from 10-30% of the market value on a foreclosure property, and certain properties offer savings of 50% or even more. An educated buyer one who knows how much is owed on the property and what its market value is can usually come up with a realistic offer; one that offers significant savings, while meeting the requirements of the lender. Source: 10/06/2000 10/6/2000 410_024 Company: RealtyTrac Contact: jennifer white, jennifer@atomicpr.com Loans! | Advertise | FREE LINK! | Forum | Search | Help | EMail | News | Home   Mortgage Mag San Antonio, Texas 78255 Webmaster Email WebSite Map & Help

Home Equity Options About

Union Bank of California's home equity options help you to consolidate debt and fund many of your life's goals. " Union Bank of California - Home Equity Options About Union Bank | Contact Us | Locate Us | Privacy & Security | Accessibility | Sitemap Entire Site Personal Wealth Management Small Business Commercial About Union Bank Home Equity Options Products and Services Info Bank/Pay Bills & Invest Online Checking Accounts IRAs & Retirement Savings Insurance Investments & Brokerage Loans & Credit Cards Auto & Other Loans Credit Cards Home Loans Home Equity Options Apply Online FAQ - Home Equity Options Home Equity Line of Credit Home Equity Loans Second Property Loans & Lines of Credit Personal Loans Online Finance Applications Savings Accounts Trust & Investment Management How Do I...? Borrow Money Choose a Checking Account Choose Insurance Manage Wealth Plan for Retirement Save & Invest View & Print Forms Send Money Fast Worldwide Fund your life's ambitions with Union Bank of California's home equity account. Whether you plan to consolidate high interest rate debt, finance your child's education, or start a remodeling project, Union Bank provides you with the right resources to realize your dreams and goals. Choose a Home Equity Option Home Equity Line of Credit -- Our flagship FlexEquity(SM) account blends the best features of an equity line and a loan.   Apply now  for a home equity line of credit. Basic Home Equity Loan -- A traditional loan offering affordable rates and dependable payments. Second property loans and lines of credit -- Products to help you tap into the equity in the other properties you own.  Apply now  for a loan or line on your second property. Return to your saved application.    Finish Applying This is not a commitment to lend.  Loans subject to credit and property approval. Financing available for properties located in California, Oregon, or Washington.  Terms and conditions subject to change.  © 2005 Union Bank of California, N.A. All rights reserved. Member FDIC. Equal Housing Lender Apply online  or call 1-866-UB-LOANS Looking for financing tailored to your needs? You'll find it in our three exceptional relationship banking programs Read About the Differences Read more about the differences between our home equity choices in the  FAQ Home Equity Options  Related Information - Home Loans   - Auto & Other Loans   - Personal Loans  

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Unbiased property investment tips and advice to maximise profits from property! Maximise profits from property investment - free independent advice! "Hi Alan, am keen to know more on property investment and I have just subscribed to your Newsletter, and want to congratulate you on your informative site together with the contents." Barbara Burton "Hi Alan, You seem to have your head screwed on, and yes I'm in my fourth hour on your EXCELLENT site." Richard Harries, Pembrokeshire Enter your E-mail Address Enter your First Name (optional) Then Don't worry -- your e-mail address is totally secure. I promise to use it only to send you Property Investment Tips. Hi, Property investment is as good an investment as there is, so it still amazes me how little people know about the potential to make money from property, and property investment. There are people sitting on huge amounts of equity who, if they invest this money wisely could be retiring within 2 years!!!! Dont believe me? Thats exactly what I just did, aged 28!! After remortgaging my property, I reinvested that money and last year I made more than 100k after tax, and will make more than that this year. Now I had a good job beforehand, with a gross salary of over 50k, but when you compare that net amount of around 35k with the money I made from property - simply by releasing equity and spending my spare time understanding the vast possibilities in property and investing in some excellent opportunities, I cant believe more people do not do it. I am now in a position where I do not need a 9-5 job anymore . This gives me plenty of time to spend with my family, on the golf course, on holiday, at the football etc etc and I have no boss to report to!!! I believe there are possibilities for anyone out there, whether you are a first time buyer, and not sure where to buy, someone looking for a hands free property investment with guaranteed returns, someone looking to top up their pension, or someone who is willing to give 10 hours a week or so and be in a position to sack the boss in 3-4 years time!! However for anyone to succeed at property investment, they must have some good knowledge - a clear strategy, understand property tax, mortgages for investment properties and importantly understanding what a good property investment deal is and the power of leverage. Now when I first started researching on the internet, I came across some excellent resources and invaluable information - however there are also some who are more interested in charging you a fee than getting you a good deal. That is why I decided to share some of my experiences, and give some of my recommendations and property investment tips. Any of these recommendations I will have personally used, and will have confidence in their knowledge and integrity. I will not accept adverts or endorse any company I am not convinced about. I have now set up a second site - as from March 2005 - with all recommended property investment deals, as and when they arise - this gives me the opportunity to put more details down. Please, if are interested in updates on deals, also sign up on www.property-investment-deals.com for latest deals. I have a newsletter I send out every 2-3 weeks, where I discuss various strategies and property investment tips, and discuss exactly what I have done so far on this Tips site. I will also try to answer any questions, or at least point you in the right direction. I will also analyse deals/courses/mortgage options put forward by some of my contacts. Enter your E-mail Address Enter your First Name (optional) Then Don't worry -- your e-mail address is totally secure. I promise to use it only to send you Property Investment Tips. I will continually update any good sources I find, and I will continue to share my experiences with you. By no means is this list exhaustive and I am sure there are plenty more good sources, although I also know some not so good - email me with any good experiences/sources you have used for any property investment, and I will share this with the subscribers. Have a look down the left hand side, where I have covered what I consider the key factors when investing in property, and look at each of them, investment property mortgage options, property tax, property investment strategies/courses, and property investment deals at home and abroad, to see who I recommend and why. All this advice is free and is solely based on my experience and the contacts I have made - I will not be offended if you do your own thing, but I am completely independent, so I would at least take note of all my efforts over the last few years!! Of course, you should always do your own research, and do please note the disclaimer page. Any questions I will attempt to reply, please email me at alan@property-investment-tips.com. Also make sure you sign up for free newsletter before you forget, this is packed full of good tips and advice, so I've been told! "Alan, I have just read your back issues, and enjoy the way that you write! I am currently an ex-pat living in Ohio, but with an existing and pending property in the UK....look forward to your next issue " Amanda, Ohio "I've signed up for your newsletter today and from what I've seen of your website, it looks very informative, good balanced outlook on what people should do when investing in property." Nihar Dutt, www.propertynetworking.co.uk "I am impressed with the newsletters, very professional Alan. Your comments on Cyprus and Bulgaria are fab, especially for new investors - DD is vital - and even then I still think its risky so recommending agents shall be of great assistance". Alex Angel, Edinburgh "Hi Alan,First of all, thank you ever so much for sharing your experience. Your website is absolutely fantastic!" Patrice Lavallee, Suffolk "ALAN, I read your newsletters with interest and have recently been in discussions with Property Network Spain. Hopefully the outcome will be profitable!" ALEX CARAVELLO, Residential Lettings & Management "Alan, Great newsletter as per usual. My name is Tom Dyer and i got the info about your newsletter from a good friend of mine, who himself had it referred to him via another friend.It just goes to show that good information travels very fast.Great to have the opportunity to get access to the newsletters and some of your philosophy. Keep em' comingAll the very best" Tom Dyer "Hi Alanthanks again for the posts you send, they are a great eye opener - i'm learning a hell of a lot." Shuko mwambazi Alan just wanted to drop you a line, to say thanks!! For the past few months I had been looking to invest some money and saw property as a possible opportunity. However, having never previously bought, due to continued job relocation, my knowledge of this market was somewhat limited. The information and advice provided on property-investment-tips.com has proved invaluable in taking me from a position of knowing nothing - about how mortgages work, where to buy and which investment companies I could trust - through to the purchase of my first property!! I have bought in Cyprus through investincyprus.com, and am delighted with it! Maybe meet you out there in 18 months??!! Thanks again, and have subscribed to your newsletter to keep eye on other opportunites. Have also given details to my work colleague who is also keen to buy. James Thomson, Edinburgh Hi, I found out about your site and was pretty impressed with everything! I am very interested in purchasing ANY property with good growth and rental prospects in the UK. I am living and working in Shanghai..... Look forward to hearing from you. Yours sincerely Robert Gavin Hi Alan, I found your website very informative and helpful. Thank you very much. My husband is British and I am Vietnamese. We have been working abroad as expats. We have some savings and would like to invest in land and property anywhere, in the UK or Vietnam or abroad. We would appreciate very much if you could give us some advice on what and how to do as we feel uncertain. We feel that we have the potential and could do something good with our savings but did not know where and how to start then we found your site. Thank you very much and I look forward to hearing from you, Best regards, Linh Dear Alan, Thank you for the latest edition of your newsletter and links to the superb articles on your excellent website - it is certainly coming along nicely! I am a first-time property investor and recently had the pleasure of meeting you at the Property show at the ExCel centre in Docklands, accompanied by my wife Christine..... above all, if he comes with your recommendation then I'm sure he is someone that can be relied upon. Ironically, I had been meaning to drop you a line for a while to further enquire about your exploits in property renovation, which I have so keenly read in your emails lately. But now your site has blossomed with so much information, I have learnt an awful lot by just scrolling through the wealth of advice available. Looking forward to hearing from you. ..........Many thanks for your prompt reply. It would be great to meet up with you again in the future, Alan - if anything to buy you a pint for your troubles! Thanks again for your support Kind regards, John Marsden Hi AlanI'll attempt to be brief and to the point! I like your website without having met you or had any communication with you - you do seem to come accross someone who is approachable and kind of normal!! Hence I write to you. I am interested in a one to one consultaion session with you and would like to make a reservation for a London meeting sometime after May. Is that possible? I am currently in Sudan undertaking 5 months voluntary work (back in May) and since being here I have had much time to reflect, to consider my next 'project', look at where I'm heading and to set some more goals and achievements for myself. I also have time while I am out here to do some homework and research (which is how I found you!).I have signed up to your e-zine, and have not yet read everything you have to offer on your site, however I wanted to book in with you as soon as possible, Mandy Evill So, have a look at the headings for the specific area you want to find out more on, and start to share some of the potential to be made in the world of property investment!!! Regards Alan Forsyth Why Property? Why property as an investment? Property Investment Strategies to maximise profits Property Investment Strategies - I'll give you some tips and advise on the best places to learn what is best for you! Location, location,l... Location - why it is still as important as ever, do not limit yourself! Buy to Let What to look out for when considering buy to let in UK and abroad Buy to Re-sell or Remortgage Buy to Re-sell, or Property renovation is as popular as ever, you only need to switch on the TV to see! I give my tips when starting out. UK property investment has become very popular over last few years My thoughts/tips on UK property investment Overseas Property Investment Overseas property investment is becoming more and more popular - check out my tips! Spanish property investment Spanish Property Investment is as popular as ever, read my recommendations on best companies to invest with in Spain Cyprus Property Investment Cyprus Property Investment is getting very popular - read my tips on the best company/places for property investment in Cyprus Bulgaria Property Investment Bulgaria property investment - why it is such good value Scotland Property Investment Scotland Property Investment Estonia property Estonia property Property Tax advice Importance of understanding types of property tax when investing in property. Best sources of information Mortgage advice for Investment Property Mortgage Advice for Investment Property, my tips and advice overseas mortgages Recommended overseas mortgages for property investors 1 to 1 Consultancy 1 to 1 Consultancy Recommended Property Investment Courses Property Investment Courses Landlords Insurance Landlords Insurance - my recommendations Rental Property Investment Software Recommended Rental Property Investment Software Articles Articles written and published by Alan Forsyth Rich Dad, Poor Dad Rich dad poor dad Books Best value books for property investment, financial freedom Resources Quick summary of best property resources on the internet when looking to invest in property. Contact Me Contact me for any further advice on products advertised here, or any further property questions Exchange URLs Exchange URLs Disclaimer Disclaimer other resources general other resources general About us About us