Real Estate Prices

CNN/Money: The hottest zip codes Web CNN/Money Buying & Selling Investment Property Home Improvement Million $ Life Financing Best Places This year's hottest zip codes By Sarah Max, CNN/Money senior staff writer PLUS: • What makes a zip code HOT? • Homes in hot zip codes • Ultimate home guide 2005 SALEM, Ore. (CNN/Money) - Whether home prices will rise or fall in the coming year is anyone's guess. The housing market continues to stump experts on both sides of the bubble debate. Even so, economists at Fiserv Case Shiller Weiss think they have a pretty good idea what's in the cards for most metros in 2005. Their prediction: Los Angeles will fizzle. Miami will sizzle. There's some reason to believe them. Fiserv CSW has been forecasting annual home-price growth at the metro level for more than a decade, with a not-too-shabby record: the group's median forecast error is less than 2 percent. To track housing performance, the researchers look at repeat sales data for a sample of houses in each zip code, a method they consider more accurate than simply looking at changes in an area's median home price. They also consider past price changes, employment trends and interest-rate trends to devise a forecast for the coming year. Finally, they make adjustments to individual areas to account for other factors that could influence an area's housing market. What's up in L.A.? Over the past five years home prices in the Los Angeles area appreciated 125 percent, with prices in a handful of zip codes up nearly 200 percent. But Fiserv CSW is predicting that prices in the greater Los Angeles area will increase by only 5.8 percent in 2005, with slightly better appreciation in some L.A. markets and price declines in others. "There is anecdotal evidence that the market there is weakening," said David Stiff, a senior economist with Case Shiller Weiss. "It hasn't worked its way into our model yet." For that reason, the firm declined to give a forecast for individual zip codes in Los Angeles. "We are very uncertain about what will happen to home prices in Los Angeles this year," Stiff added. Miami's market, however, may still have room to grow. Home prices in the Miami-Fort Lauderdale metro have doubled over the last five years, and Fiserv CSW is forecasting that they will appreciate another 16.4 percent this year. "Unlike L.A., Miami has a higher ceiling [for price appreciation] because affordability is less of an issue," said Stiff. What's the forecast for your hood? For each of the 10 largest metro regions tracked by Fiserv Case Shiller Weiss, here are the 10 zip codes with the largest median five-year price increases -- and their prospects for the coming year. Data on five-year price change are through the fourth quarter of 2004, while the forecasted change is for the first quarter of 2005 through the first quarter of 2006. Click on column headings to re-sort » Metro Area Median price 5-Yr Price Change 1 Forecasted change 2 Boston 338,000 73.60% 8.00% Lawrence MA 01841 226,000 121.10% 9.90% New Bedford MA 02744 207,000 120.50% 9.60% New Bedford MA 02740 225,000 118.10% 9.80% Worcester MA 01610 193,000 116.30% 16.20% Fairhaven MA 02719 254,000 113.50% 9.80% New Bedford MA 02745 245,000 112.30% 11.10% Wareham MA 02571 260,500 111.50% 8.20% Manchester NH 03102 242,000 111.10% 10.80% North Dartmouth MA 02747 324,500 110.90% 10.90% Mattapoisett MA 02739 353,500 110.70% 9.80% Chicago 254,000 49.60% 8.30% Chicago IL 60632 205,000 91.20% 13.80% Chicago IL 60638 237,000 90.90% 15.30% Chicago IL 60629 195,000 89.90% 16.70% Chicago IL 60652 180,000 84.60% 16.00% Chicago IL 60639 265,000 84.10% 11.20% Chicago IL 60630 318,000 83.30% 12.20% Chicago IL 60634 300,000 83.20% 12.50% Chicago IL 60640 511,000 82.20% 12.50% Oak Park IL 60302 450,000 80.50% 8.80% Chicago IL 60641 320,000 79.80% 11.10% Detroit 156,000 23.50% 4.50% Inkster MI 48141 85,000 39.80% 3.80% Pontiac MI 48342 75,000 37.90% 3.30% Mount Clemens MI 48043 136,000 35.90% NA Romulus MI 48174 145,000 35.80% 3.40% Dearborn Heights MI 48125 110,000 35.60% 3.40% Center Line MI 48015 125,000 35.60% 5.50% Ann Arbor MI 48103 263,000 35.50% 2.90% Detroit MI 48223 75,000 35.30% 2.00% Ann Arbor MI 48104 314,000 35.00% 1.30% Detroit MI 48235 97,000 34.30% 2.00% Los Angeles 418,000 125.70% 5.80% Rialto CA 92376 270,000 191.90% NA Littlerock CA 93543 230,000 185.80% NA Fontana CA 92335 272,000 184.70% NA Mira Loma CA 91752 449,000 182.50% NA Burbank CA 91502 677,500 180.50% NA Glendale CA 91203 538,000 180.40% NA Inglewood CA 90305 425,000 176.60% NA Santa Ana CA 92707 475,000 176.10% NA Riverside CA 92509 325,000 174.70% NA Inglewood CA 90303 390,000 173.80% NA Miami 246,000 106.00% 16.40% Miami FL 33137 265,000 171.30% NA Miami FL 33138 360,000 161.40% NA Miami FL 33150 142,000 147.80% 21.80% Fort Lauderdale FL 33311 175,000 134.50% 19.90% Pompano Beach FL 33062 355,000 133.00% 20.00% Deerfield Beach FL 33441 253,000 130.70% 17.10% Fort Lauderdale FL 33314 175,000 128.40% 22.80% Hollywood FL 33020 204,000 128.30% NA Pompano Beach FL 33064 171,000 126.90% 21.50% Miami FL 33179 169,000 125.50% 18.20% New York 360,000 87.50% 11.90% Beach Haven NJ 08008 687,500 146.00% 14.30% Tuckerton NJ 08087 216,000 134.50% 13.70% Mastic Beach NY 11951 228,000 130.20% NA Manorville NY 11949 392,000 128.80% 16.30% Brielle NJ 08730 519,000 127.70% 11.70% Bellport NY 11713 158,000 127.50% NA Mastic NY 11950 239,500 127.20% 17.10% Lavallette NJ 08735 557,500 127.00% 12.90% Perth Amboy NJ 08861 260,000 126.90% 13.00% Waretown NJ 08758 350,000 125.60% 15.50% Philadelphia 199,000 71.00% 11.40% Brigantine NJ 08203 358,500 149.50% 15.40% Sea Isle City NJ 08243 699,000 136.50% 20.10% Ocean City NJ 08226 650,000 133.80% 18.50% Ventnor City NJ 08406 285,000 132.20% 18.50% Villas NJ 08251 167,500 124.40% 20.60% Margate City NJ 08402 549,000 122.70% 17.10% Ocean View NJ 08230 325,000 118.50% 15.30% Northfield NJ 08225 207,500 117.30% 15.60% Marmora NJ 08223 265,000 116.50% 16.00% Somers Point NJ 08244 225,500 111.50% 16.00% San Francisco 576,000 82.00% 14.40% Vallejo CA 94590 361,000 149.00% 16.90% Oakland CA 94621 310,000 144.20% 15.00% Dixon CA 95620 448,000 140.70% 16.10% Fairfield CA 94533 367,000 137.00% 18.00% Vallejo CA 94589 370,000 135.70% 17.80% Oakland CA 94603 326,500 135.70% 15.30% Suisun City CA 94585 380,000 131.50% 17.20% Oakley CA 94561 400,500 130.20% 21.40% Pittsburg CA 94565 389,000 129.90% 20.10% Vacaville CA 95687 391,500 129.70% 14.80% Seattle 289,000 38.50% 10.10% Seattle WA 98126 294,000 57.80% 10.30% Seattle WA 98106 233,000 53.40% 12.30% Seattle WA 98109 556,000 53.00% 11.40% Seattle WA 98107 362,000 52.50% 9.50% Seattle WA 98117 380,000 52.40% 8.40% Seattle WA 98103 399,000 52.30% 8.90% Seattle WA 98199 510,000 51.10% 8.20% Seattle WA 98116 389,000 51.10% 8.10% Seattle WA 98105 441,000 50.60% 6.90% Seattle WA 98168 229,000 48.80% 9.00% Washington, D.C. 335,000 99.00% 14.90% Gaithersburg MD 20877 329,000 127.40% 14.30% Germantown MD 20874 291,000 117.80% 16.00% Silver Spring MD 20903 340,000 116.90% 12.40% Gaithersburg MD 20879 309,000 115.90% 13.70% Rockville MD 20851 320,000 112.50% 9.30% Silver Spring MD 20910 450,000 112.00% 8.70% Gaithersburg MD 20878 485,500 112.00% 10.60% Rockville MD 20853 400,000 111.10% 12.30% Rockville MD 20850 523,000 109.80% 9.30% Silver Spring MD 20901 365,000 109.60% 12.50% Notes: 1 Q4 1999 through Q4 2004 2 Q1 2005 through Q1 2006 Source: Fiserv CSW «top» The Hot List Most profitable renovations How risky is your 401(k)? 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Home Mortgage U.S. Bank

Find low interest home mortgage financing and mortgage loans with the help of U.S. Bank U.S. Bank Home Customer Service Contact Us Locations Careers About U.S. Bancorp Related Links Account Access Achieve Your Goals Email from U.S. Bank Products & Services Resources Personal > Products & Services > U.S. Bank Home Mortgage U.S. Bank Home Mortgage Current Loan Rates U.S. Bank Mortgage Products, Programs and Pre-qualification First Time Homebuyers Getting Started Seminar Registration Free U.S. Bank Services Ask Mike-First Home Help Apply Now Email U.S. Bank Home Mortgage Find a U.S. Bank Loan Officer Existing Customer Account Information REO Properties Home Mortgage Calculators U.S. Bank Mortgage Business Partners Corporate Relocation National Account Services Wholesale /Correspondent Lending U.S. Bank Mortgage FAQ U.S. Bank Mortgage Glossary Search U.S. Bank Mortgage Tools Whatever your home mortgage and loan needs, our qualified experts at U.S. Bank are dedicated to helping meet all of your home ownership goals. Are you buying a new home? Are you refinancing your existing home? Are you simply shopping for rates? Are you concerned about your credit? Full-Service Mortgage Operation U.S. Bank Home Mortgage is a full-service mortgage operation serving all 50 states. We are proud to offer Builder and REALTOR® Services and Corporate Relocation Services to help corporate and business clients meet their goals. Applying Is Easy Apply over the Internet, by calling 1-888-461-4944, or by visiting one of our convenient bank locations to meet face-to-face with a helpful U. S. Bank Loan Officer. Stop Mortgage Fraud U. S. Bank Home Mortgage supports the National Mortgage Bankers Association's Web site, designed to help prevent predatory lending practices. To learn more, visit them today * . * By clicking this link, you will leave usbank.com. U.S. Bank is not responsible for the content of or products and services provided by the site you will be entering, nor does it guarantee the accuracy of information contained in the site. Enroll Today View All Logins Privacy Pledge | © 2005 U.S. Bancorp Site Map

Denver Real Estate

Denver Real Estate - Find Homes in Denver at REALTOR.com Denver Real Estate Find Homes For Sale In Greater Denver, Colorado 4487 Listings in this area Select an area of Denver Select from the list below to search for homes and real estate in Greater Denver DCW-Douglas County West JFS-Jefferson County South JFW-Jefferson County West (Golden) JSC-Jefferson County South Central MCC-Clear Creek County MCP-Mountain Conifer Pine MEN-Mountain Evergreen North MES-Mountain Evergreen South MJC-Central Jefferson County Mtn MJS-South Jefferson County Mtn MPC-Mountain Park County MPE-Mountain Evergreen East Other Areas To select two or more, hold down control key (command key on a Macintosh) while clicking mouse. or... Enter the MLS # Search in popular metros: Atlanta | Austin | Boston | Chicago | Dallas | Denver | Houston | Las Vegas | Long Island | Los Angeles | Memphis | Miami | New York City | Orange County | Palm Beach | Phoenix | Sacramento | San Diego | Seattle Site Map | Corporate News & Info | Contact Us | Advertise With Us | Join our staff Terms of Use and PrivacyPolicy . 1995- NATIONAL ASSOCIATION OF REALTORS and Homestore, Inc. All rights reserved. Equal Housing Opportunity REALTOR.com is the official site of the National Association of REALTORS and is operated by Homestore, Inc. REALTOR -- A Registered collective membership mark that identifies a real estate professional who is a member of the National Association of REALTORS and subscribes to its strict Code of Ethics. Inquiries regarding the Code of Ethics should be directed to the board in which a REALTOR holds membership.

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Delta Community Credit Union :: Mortgages :: Lot/Land Rates New Page 1 | Technical Support | Contact Us | Apply Online | DECU Service Locator | Signup Reset Access Code Tab Menu Bar Loan Center Mortgages Online Banking Account Services Join DECU Home > Mortgages > Lot/Land Rates 1st Morgages Mortgage Products Online Application Rate Tracker 1st Mortgage Rates Purchase Money 2nd Rates Mortgage Calculators Home Equity Loans Home Equity Products Interest Only Lot/Land Loans Home Equity LOC Rates Home Equity Fixed Rates Lot/Land Loan Rates Lot/Land Rates Effective Date: 12/01/05 Loan Program Term Interest Rate Annual Percentage Rate APR*** Other Requirements 5 Yr. Fixed Rate 5 6.875% 6.875% Maximum LTV* 80% 7 Yr. Fixed Rate 7 7.000% 7.000% Maximum LTV* 80% 10 Yr. Fixed Rate 10 7.250% 7.250% Maximum LTV* 80% 5 Yr Balloon** 5 7.500% 7.500% Maximum LTV* 80% 5 Yr. Fixed Rate 5 7.125 % 7.125% Maximum LTV* 100% Loan amounts up to $75,000 7 Yr. Fixed Rate 7 7.250 % 7.250% Maximum LTV* 100% Loan amounts up to $75,000 10 Yr. Fixed Rate 10 7.500% 7.500% Maximum LTV* 100% Loan amounts up to $75,000 5 Yr Balloon** 5 7.750% 7.750% Maximum LTV* 100% Loan amounts up to $75,000 Automatic Loan Payment Withdrawals: Your loan payment can be payroll deducted or automatically transferred from your DECU checking or savings account or an outside institution. The payment frequency can be semi-monthly or monthly. Rates are subject to change without notice. The above loan product information is applicable as of the effective date shown. * LTV - The relationship between the amount of the mortgage loan and the value of the real property expressed as a percentage. The LTV is calculated by dividing the amount that you owe on the property by the value of the property. ** Lot/Land Balloon loans are amortized over a 20-year term. *** APRs are based on a $25,000.00 loan amount. Search www.decu.org Terms & Conditions of Use | Privacy Statement | Browser Compatibility | Legend | Other DECU Sites |