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Free information about buying French property - www.day-tripper.net £1 = 1.40 € Discount Tobacco In Adinkerke Book Hotels 1st Shop In Adinkerke Adinkerke Route 66 Tobacco Alley Tobacco Exit-5 Smokey's In Luxembourg Brazza Page Menu - Property Shows - Workshops - how to - Points to consider - buying - Terms - Land Measurements - SIRET numbers - Services - About us - Related pages Advertising Books / Maps Channel Hoppers Guides - £5.79 Related Pages - Property to Buy - Property to Rent Property to Buy - Points to consider when buying - Property Shows - Estate Agents - - Useful Words/Phrases Services - Architects - Builders / Property Maintenance - Finance - Foreign Exchange - House Insurance - Notary - Removals - Solicitors - Estate Agents - Other information - Hotels in France - French Tourist Offices New to Day-tripper.net? More About Eurotunnel Eurostar Norfolkline PO Ferries Seafrance Speedferries Updated: 24/9/05 Information on buying property (gites, cottages, chalets) in France - www.day-tripper.net the web magazine for visitors to France. French Property for sale Our interest is in the North West of France, in the departments of Nord (59), Pas-de-Calais (62), Picardie (80), Normandy - Seine-Maritime (76), Calvados (14), Manche (50), and Brittany - Ille-et-Vilaine (35), Côtes d'Armor (22), Finistère (29). If you are looking to buy or sell property in this part of France this page will give you the details. If your property is within 45 minutes drive of the port and you would like your gîte or apartment details to appear on this page - e-mail us with your details. We advertise properties for free, although a detailed page can be created with photographs and other details for which there is a charge ( more details ). ZEImmo , 41 rue de Boulainvilliers - 75016 Paris France. Tel: 0033 6 21 07 67 69 Book a fare - www.bestferryfares.com P&O Ferries Norfolk Line Useful outside links www.nexdom.com - Immobilier in France. www.french-property-news.com - French Property News. www.ouicanhelp.com - Any problem, anywhere, any time. www.french-property.com - . - www.infobilan.fr - SIRET numbers. Check if your artisan is legally registered and entitled to work in France. - www.apcm.com - Chambres de Métiers. - www.artisanatweb.com - About artisans in France. - www.avf.asso.fr - Settling in in France? This organisation can help. Aims include: To provide a “welcome service” for anyone who has moved to a new area. To help newcomers to meet new people. To improve the quality of life of each town and to contribute to the development of the region. AVF is a national association with 400 local branches throughout France, run by trained volunteers. - www.saynoto0870.com . www.dominican-republic-real-estate.net - Property for sale in Dominican Republic. North France - Nord (59), Pas-de-Calais (62), Picardie (80) Normandy - Seine-Maritime (76), Calvados (14), Manche (50) Brittany - Ille-et-Vilaine (35), Côtes d'Armor (22), Finistère (29) Riberac, Dordogne - Lectoure, Gers Calculation tools ( conversion tools ) Calculators (Entenial) Area Conversion Mortgage Calculator (Entenial) Notary Expenses (Entenial) Estate Agents Highly regulated in France, Estate Agents must be professionally qualified. Displayed in their office must be; his/her professional Charter (The Charter of Property and Business Transactions), Financial Guarantee document for at least 328,000 euro (if it is less than 328,000 euro he is not entitled to handle a clients money). Federation of Estate Agents (France); www.fnaim.fr . Pas-de-Calais Boulogne - Dieppe - Le Havre - Roscoff - Saint Malo France 123immo SA , 8 rue Jean Jaurès. 81470. Cuq-Toulza. France. Tel: 0033 826 00 31 31. Fax: 0033 563 70 82 86. Abbott Management (property search Provence), Tel: 020 7225 1995. Fax: 0207 225 1905. Fax: 0207 7225 1905. Agence Globe (Gers, Lot and Garonne), Tel: 0033 562 59 01 46. Fax: 0033 562 59 01 47. Agence Hamilton , Tel: 0033 468 72 48 38. Fax: 0033 472 62 26 68. Authentic France, 27 Gresham Road, London. E6 6DS. Tel: 020 8471 8600. Fax: 020 8471 8600. Agence Pierre Chretien - JB Transactions (Auvergne), 4 rue Montgolfier, 63600. Ambert. France. Tel: 0033 473 82 16 74. Fax: 0033 473 82 28 86. Agence Vallée des Rois (Loire Valley), rue de l'Hotel de Ville, 49250. Beaufort en Vallée, France. Tel: 0033 241 45 22 22. Fax: 0033 241 57 13 21. AGERIM Côte d'Azure, 6, av. de Suéde, F-06000, Nice. France - . Tel: 0033 497 03 04 05. Fax: 0033 493 88 26 26. AIMS INTERNATIONAL , Le Bourdonne, 53640. Le Horps. Mayenne, France. Tel: 0033 243 04 26 99. Alpine Apartments Agency, Tel: 01544 388 234. Alpine Residences (Alpine areas), 5 Sky Business Park, Eversley Way, Egham, Surrey. TW20 8RF. Tel: 01784 471 377. Fax: 01784 435 248. A House in France Ltd., - Tel: 020 8959 5182. Fax: -. Beaches International, Tel: 01562 885 181. Brittany - Tel: 0871 717 4163. Charente - Tel: 0871 717 4164. Normandy - Tel: 0871 717 4162. - Collot Immobilier , 7, rue Dragut, 20137 Porto Vecchio. Tel: 0033 495 70 30 47. Fax: 0033 495 70 30 47. (CORSICA) Sue ELLIOT , . Tel: 0033 553 61 91 89. Fax: -. Erna Low, Tel: 020 7584 2841. Francophiles, . Tel: 01622 688 165. Fax: -. FRENCH DISCOVERIES CHARENTE , . Tel: 0033 545 37 69 90. Fax: 0033 545 37 69 99. www.frenchpropertylinks.com , - FrenchProperty Service , property for sale on the net. - French Property Shop (South West France), Clergyhouse, Churchyard, ashford. TN23 1QG. Tel: 01233 666902. Fax; 01233 666 903. Hamptons, Tel: 020 7589 8844. Hexagon France Limited, Webster House, 24 Jesmond Street, Folkestone. Kent. CT19 5QW. (Brittany, Normandy, Pas-de-Calais, Picardie). Tel: 01303 221 077. Fax: 01303 244 409. J. B. French Houses (Brittany & Normandy), Tel: 02392 297 411. KBM Consultancy (Most regions), Unit C, South Cerney Business Estate, Broadway Lane, South Cerney. Glos., GL7 5NX. Tel: 08700 11 31 41. Fax: 08700 11 32 42. E-mail: Leigniel Immobilier, agence de Sens (Bougogne), 14, Place Victor Hugo . Tel: 0033 386 65 20 58. Fax: -. Latitudes French Property Agents , Grosvenor House, 1 High Street, Edgware. Middlesex. HA8 7TA . Tel: 020 8951 5155. Fax: -. Le Lion immobilier , 34, place du Lion d'Or. 59800. Lille. Tel: 0033 320 13 81 81. Fax: 0033 320 13 85 84. (Lille) Live France Group (Languedoc, Normandy and the Midi-Pyrénées), Tel: 0871 717 4143. in France, +33 (0)4 68 45 69 19. Maison Individuelle, Tel: 01707 376 255. Moore Direct Properties, 9 rue d'Auray, 56150. Baud. France. Tel: 0033 297 08 01 75. Fax: 0033 297 08 01 76. Normandy Search Agent, Tel: 0033 231 93 97 43. North and West France Properties - . Tel: 020 8891 1750. Fax: 020 8891 1760. Papillon Properties, Tel: 01799 527 809. Paris Dream Home , Tel: 020 7820 1337. PARIS PROPERTY OPTIONS, 19 Warrior Gardens, St Leonards-on-Sea, East Sussex. TN37 6EB. Tel: 01424 717 281. Fax: 01424 722 387. Properties in France , La Croix de Noël. 49390. Mouliherne. France. Tel: 0121 744 0820. Fax: -. PROPERTIES 47 LTD. (Lot-en-Garonne, Gers, Beziers), Piquepe, 47130. Bazens. France. Tel: 0033 553 95 86 23. Fax: 0033 553 95 22 58. Purlow's Gascony. Tel: 0033 562 67 61 50. Real Estate Languedoc - Agence Immobilière, 35, rue de la Fontaine. 34480. Saint-Geniès-de-Fontédit. FRANCE. Tel: 0033 467 36 34 28. Fax: 0033 467 36 34 02. La Résidence , 17 St Martin's Street, Wallingford. Oxford. OX10 0EA. Tel: 01491 838 485. RURAL RETREATS (Languedoc), Tel: 01524 812 359. Fax: 01524 812 662. Sifex (Southern France), . Tel: 020 7384 1200. Fax: 0207 384 2001. SIMONS (most regions) - PO Box 1737, Fordingbridge, Hampshire. SP6 3QN. Tel: 01425 653 355. Fax: 0870 705 8458. SINCLAIR OVERSEAS PROPERTY NETWORK , The Business Centre, PO Box 492, Leighton Buzzard, Beds., LU7 7WG . Tel: 01525 375 319. Fax: 01525 851 418. Snow & Sea, Tel: 020 7494 0706. Time on Your Hands , Property Search (Calvados, Charente-Maritime, Haute-vienne, Limousin, Poitou-Charente, Provence, Vendée). Transaxia - La Châtre, 178 Route Nationale, 36400. La Chatre . Tel: 0033 254 06 00 60. Fax: -. VEFUK , Tel: (UK) 020 7515 8660. Fax: -. VIALEX INTERNATIONAL IMMOBILIER LTD. , Rue Messager, 47470. Beauville. France. Tel: 0033 553 95 46 24. Fax: 0033 553 95 46 25. WATERSIDE Properties International Ltd. , . Tel: 01892 750 011. Fax: 01892 750 033. ZEImmo 41 rue de Boulainvilliers. 75016. Paris. France. Tel: 0033 6 21 07 67 69 Sort of properties offered 1 - Country house with pool (Tarn) 2 - 16th Century Chateau (Haute Garonne) Fax: 0033 - Web Site; www.zeimmo.com Area; All France. A placing like this from £100 a year - more Finance - Abbey National , Les Arcades de Flandre, 70 rue Saint Sauveur, 59046. Lille. Tel: FR. 0033 320 18 18 17. UK 0800 169 8470. Fax: 0033 320 18 18 55. Free Guide call 0033 320 18 19 80 or freephone 0800 169 84 70. Banque Scalbert Dupont, 9, Rue Royale, BP 182, 62104. Calais. Tel: 0033 321 19 11 96Fax.; 0033 321 97 44 56. Barclays France, Champs Elysées International Branch, 6 Rond point des Champs Elysées, 75008. France. Tel: 0033 1 44 95 13 80. Fax: 0033 1 42 25 73 60. UK 020 7977 4359. - Conti Financial Services , 204, Church Road, Hove, East Sussex, BN3 2DJ. England. Tel: 01273 772 811. Fax: 01273 321 269. - Credit Agricole , 14050. Caen. Cedex, France. Tel: 0033 231 55 67 89. Entenial (French Company) - French Mortgage Connection , Tel: 0800 0745 388. MFS Partners, Tel: 01752 664777. Norwich & Peterborough. Tel: 01733 372 006. Kevin SEWELL Mortgages , Tel: 01380 739 198. Fax: 01380 723 249. - Moneycorp Commercial Foreign Exchange , 2 Sloane Street, Knightsbridge. London. SW1X 9LA. Tel: 020 7823 7800. - Mortgage France , La Fraye Touarte, Route de Gréolières CD6. 06480. La Colle sur Loup. France. Tel: 0033 493 32 13 95. Siddalls Financial Services Ltd ., Lothian House, 22 High Street, Fareham. Hampshire. PO16 7AE. Tel: 01329 288 641. Fax: 01329 281 157. Templeton Associates , Rivers Street Place, Julian Road , Bath BA1 2RS. Tel: 01225 422 282. Fax: 01225 422 2879. Woolwich, Tel: 020 8298 4400 Foreign Exchange ( exchanging money ) Caxtonfx , 2 Motcomb Street, London. SW1X 8JU. Tel: 0845 658 2223 / 0207 201 0509. - Currencies 4 less. Bakery Place, altenburg Gardens, London SW11 1JQ, England. Tel: 020 7228 7667Fax.; 0207 228 76 78. Web; www.currencies4less.com . Foreign Currency Direct Ltd. The Old Malt House, Currencies Court, Old Amersham. Buckinghamshire. HP7 0HL. Tel: 0800 328 5884 / 0044 1494 725 353. Fax: 01494 727 041 / 0044 1494 727 041. Web; www.currenciesdirect.com . Foreign Payments, West End Office, Foreign Payments Limited, 34 South Molton Street. Mayfair. London. W1K 5RG. City Office, Unit 18, St. James's Park Underground Station. 55 Broadway. London SW1H OBB. Tel: 020 7344 9111. Web; www.foreignpayments.co.uk Halewood International Foreign Exchange (HIFX Ltd), Mistress Pages House, High Street, Windsor. Berks. SL4 1LD. Tel: 01753 859 159. Fax: 01753 859 169. Sucden (UK) Limited , 5 London Bridge Street. London. SE1 9SG. Tel: 0207 940 9663. French terms ( more property words/phrases ) Acte de Vente - Deed of sale Compromis de vente - commitment to sell (binds seller and buyer) Conditions suspensives - a condition that states the contract will only become binding if certain things happen. Mandate Exclusive - a mandate where the vendor entrusts all the negotiations to a single agent for a specified period. Mandate Simple - a mandate where the vendor still reserves the right to negotiate in the sale. Notaire - lawyer Promesse de vente - promise to sell (only binds seller) House Insurance ( Travel insurance ) Agence Eaton, Continent Assurances, 28, rue du Lt. Col Maury. BP285. 56008. Vannes Cedex. France. Tel: 0033 297 47 31 97. Andrew Copeland Group, Tel: 020 8656 8435 (property), 020 8656 2544 (motor). Enterprise Tredinnick, Tel: 0033 545 82 42 93. Hiscox Insurance , Tel: 0845 741 3551. London & European Title Insurance Services, Blagrave House, 17 Blagrave Street, Reading. Berks. RG1 1PW. Tel: 0118 957 5000. Fax: 0118 950 5030. Land Measurements When buying a house in France land is usually quoted in Hectares 1 Hectare = 10,000 square metres = 2.5 acres (approx) 8,000 square metres = 2 acres (approx) 4,000 square metres =1 acre (approx) 2,000 square metres = 0.5 acres (approx) 10 Ares =1000 square metres = 0.25 acre (approx) 1 Are = 100 square metres Magazines for French Property Buyers - Notaries A Notary in France is a public officer responsible to the Ministry of Justice. They have to ensure that all the requirements of French Law are satisfied, and that all taxes are paid. They cannot advice you and you should consider engaging your own solicitor. When you buy a property in France the money is always paid directly to the Notary, not the vendor. Title deeds must also be signed in front of a Notary. Other Measurements Plumbing and Central heating - copper pipe sizes in France (outside daimeter sizes) WC Basin Bidet Shower Bath Sink 10mm 12mm 12mm 14mm 16mm 14mm Equivalent sizes relating to British Standard Pipe Threads (BSP) are as follows; 1/4 BSP 3/8 1/2 3/4 1 inch 1 1/4 1 1/2 8/13 mm 12/17 15/21 20/27 26/34 33/42 40/49 Points to consider when buying See as many properties as possible Choose a lawyer who speaks French and understands the French legal system Be aware of the inheritance laws before you sign any document Remember that the notaire acts for both parties Don't even think of gazumping - it's illegal in France. Once an offer has been accepted, no others will be considered. Once the deposit is paid the deal is binding Estate agents fees can be split between the vendor and the purchaser. Check before you proceed. Always check the cost of installing services should they be needed - it could be prohibitive. Add about 10% of the purchase price as a guide to buying costs. There is no leasehold in France so find out about management arrangements when buying a flat. Property Shows Free tickets on 01323 726040. www.french-property-news.com . Property Taxes There are two taxes on all residential property (houses and flats). These are collected by the State for the local authority's. These taxes are assessed at individual rates according to location and can vary substantially. Ask your estate agent for these details when you are looking at properties to buy. 1 - Taxe foncière. As the owner of a property on the first day of January, you are liable for paying this tax which is due for payment by October/November. Penalties or fines are added for late payment, but it is possible to arrange a monthly payment scheme. 2 - Taxe d'habitation. The occupant of the property on the first day of January is liable for paying this tax. Even if you only use the property on occasional visits, if it is furnished and supplied with water and electricity you are liable for this tax. Swimming Pools Eau Sparke , 24700. St. Remy sur Lidoire. France. Tel: 0033 535 82 06 39. PBL (Piscines, Bateaux, Loisirs), Rue Joseph Arnal - ZAE de Bresles. 60510. Bresles. Tel: 0033 344 07 00 98. Fax: 0033 344 07 12 09. Splash Pools, Platts Road, amblecote. Stourbridge. DY8 4YR. Tel: 01384 390 380. Installation throughout France. Workshops / Courses Living France - Living France Magazine runs a serie sof workshops for people interested in buying a property in France. French Magazine - Home Buying France, courses at UK locations. Other Information The Federation of International Property Developers and Agents. Tel: 020 8941 5588. Ideas for housebuilding (in French) - www.ideesmaison.com . - www.avf.asso.fr - Settling in in France? This organisation can help. Aims include: To provide a “welcome service” for anyone who has moved to a new area. To help newcomers to meet new people. To improve the quality of life of each town and to contribute to the development of the region. AVF is a national association with 400 local branches throughout France, run by trained volunteers Services - this section lists many companies, services and individuals who may be of assistance when buying a property in France. Architects Cedric Mitchell Architects , Tel: 01834 831 100. Builders / Property Maintenance - Artisan Anglais. Find an English speaking artisan in France. British Builder, Tel: 0033 321 09 15 25. La Garde Maison, Tel: 0033 243 00 69 47. Gites 'R' Us, Tel: 01526 353 765. Le Manche Property Services, Tel: 0033 233 91 62 84. Welby (Brittany), Tel: 0033 296 87 57 37. - Rural Rénovations , L'Oriardiere, 53700 St Germain De Coulamer. France. Tel: 0033 243 0349 94. Fax: 0033 243 03 49 94. S&G Surveillance & Gardiennage - (Brittany), 11, Bis rue de Rosiers. 50800. Sainte-Cecile. Villedieu-les-Poeles. Welby (Brittany), Tel: 0033 296 87 57 37. SIRET numbers Check if your artisan is legally registered and entitled to work in France. - www.infobilan.fr - Type in the number to see if it is legal. www.cofacerating.fr - Surname, name and number checked. - www.infogreffe.fr - Surname, name and number checked. - www.societe.com . Quite a detailed check. What is a SIRET number? Information from - www.artisan-anglais.com. The SIRET number is an identification number for each French business. It is unique to that business and legally linked to a particular person. If several people engage in similar activities at the same geographical location then each must have their own SIRET number. The SIRET number is also linked to the geographical site as well so the same legal person should get a different SIRET number if his activity takes place in several different locations. It is set up by the INSEE (Institut National de la Statistique et des Etudes Economiques ) in the framework of the system SYRENE. (Système National Informatique pour le Répertoire des Entreprises et des Etablissements) The SIRET number is made up of several different identifiers and is unique to the particular business. Companies (entreprises) who run several businesses in different areas must have a SIRET number for each business and different establishments who work individually in the same location must also have individual SIRET numbers. The SIRET consists of 14 digits. The first 9 numbers are the SIREN number for the business. The first 8 digits have no significance except for administrative purposes and to organisations such as communes, fiscal offices etc. They identify the business as well as its location on the national list. The ninth digit is a check digit and has no link to the characteristics of the type business concerned. The SIREN is only issued once and removed from the list as soon as the business ceases to function, the owner dies or the business is dissolved. As it is legally linked to an individual, it is not transferred. The second part of the SIRET number is the NIC (Numéro Interne de Classement) which consists of 5 digits. The first 4 identify the business (or one of several businesses in the case of an enterprise running several establishments) The 5th digit is another check digit to validate the complete 14 number code. All registered workers should be immatriculated with the Centres de Formalités des Entreprises (CFE) at their local Chambres de Commerce, Chambre de Métiers, Tribunaux de Commerce, or the URSSAF, Services Fiscaux, or regional office of the INSEE. The only real ways to check if someone is registered for all trades they advertise are: 1. Ask to see his/her "carte d'indentification" issued by the local Chambre de Metiers which lists the trades on the card. This is a white card with green writing on the cover, and everyone has to have one. 2. Contact the Chambre des Metiers and ask direct. 3. Ask to see insurance documents for responsabilité civile and decennial which are the two obligatory insurances in France. The insurance document will show and list the items or trades which the artisan is insured to undertake. Electricity, Gas, Water & T.V. - Electricité de France , 2, rue Louis Murat. 75384. Paris. Tel: 0033 140 42 22 22. - Gaz de France . - Générale des Eaux , National domestic water supplier. T.V. - Aerial Techniques , 59 Watcombe Road, Southbourne. bournemouth. Dorset. BH6 3LX. Tel: 01202 423 555. Fax: 01202 425 055. - France Telecom . Removals Anglo French Removals, Tel: 01622 729 911. H. Appleyard & Sons, Denby Way, Hellaby Industrial Estate, Rotherham. Yorks. Tel: 01709 549 718. Fax: 01709 700 649. Armishaws, tel 01963 34065 / 0208 995 3350. Bishop's Move Group , Tel: 020 7498 0300. Fax: 020 7622 1794. Bradshaw International , . Tel: 0161 946 0809. Burke Bros ., Tel: 0800 413 256. Fax: 01902 427 837. Cotswold Carriers , Unit 2, The Walk, Hook Norton Road, Chipping Norton. Oxon. OX7 5TG. Tel: 01608 730 500. Fax: 01608 730 600. Callington Carriers, Valentine Road, Callington. Cornwall. PL17 7DF. Tel: 01579 383 210. David Dale Removals , Dale House, Forest Moor Road, Harrogate. HG5 8LT. Tel: 01468 691 571. Ede Bros. , Tel: 01306 711 293. Fax: 01306 711 765. E.R.S. Ltd., Tel: 0033 553 93 75 52 Farrer & Fenwick Removals, Park House, 34 Bridge Street. Walton on Thames. Surrey. KT12 1AJ. Tel: 01932 253 737. French Connexion, Tel: 01935 872 222. French Moves, Tel: 0033 553 01 46 92. Home to Home, Tel: 0800 783 4602. www.internationalhouseremovals.com , Leicester. LE7 4TF. Tel: 01664 424 949. Fax: 01664 424 919. Langdon Removals, Tel: 0117 963 7404. Lawlers Removals , Tel: 0114 275 10 20. Metro Removals, Orion Way, Kettering. Northants. NN15 6NL. Tel: 01536 519 450. Pink & Jones, Tel: 01536 512 019. Richman-Ring Ltd. , Tel: 01795 427 151. - Removal Group , 46-48 Mere Green Road, Sutton Coldfield. Birmingham. B75 5BT. Tel: 0870 240 7432. Fax: 0121308 0810. Robinsons International Moving & Storage, Nuffield Way, abingdon. Oxon. OX14 1TN. Tel: 01235 552 274. Fax: 01235 553 573. Steele Removals , Tel: 0500 135 777. The Personal Moving Service, Tel: 0033 233 35 31 80. Security Marine Security - Tel: 01626 365 282. Mobile; 07957 384 896. Solicitors For a list of French speaking solicitors ring the Law Society of England & Wales. Tel: 0870 606 6575. Blake Lapthorn Solicitors ; Tel: 020 7430 1709. Headon Consulting , Moulin de Lahontan, 32360. Jégun. Gers. France. Tel: 0033 562 68 00 81. Fax: 0033 05 62 68 01 49. Fox Hayes , Leeds. Tel: 0113 209 8922. Pannone & Partners solicitors , Tel: 0161 909 3000. John Howell & Co., 17 Maiden Lane, covent Garden, London. WC2E 7NL. Tel: 020 7420 0400. Fax: 020 7836 3626. Prettys Solicitors , Elm House, 25 Elm Street, ipswich. Suffolk. IP1 2AD. Tel: 01473 232 121. Fax: 01473 230 002. Riddle Croft & Co. Solicitors , 27 St Helen's Street, Ipswich. Suffolk. IP4 1HH. Tel: 01473 384 870. Fax: 01473 384 878. Russell Cooke Solicitors , 2 Putney Hill, Putney. London. SW15 6AB. Tel: 020 8789 9111. Fax: 0208 780 1679. Sean O'Connor & Co. Solicitors, 2 River Walk, Tonbridge. Kent. TN9 1DT. Tel: 01732 365 378. Stephen Smith (France) Ltd ., 161 Cemetery Road, Ipswich. IP4 2HL. Tel: 01473 437 186. Fax: 01473 436 573. Withers Solicitors, Tel: 020 7936 1000. Site Menu Property Homepage Architects Builders Estate Agents Finance Foreign Exch. Insurance Notaries Other Info. 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Denver Real Estate Lawyers

Spotlight: Denver Real Estate Lawyers on Denver Citysearch 7 BOC Spa & Beauty: 7 days till voting begins -- New to Citysearch? Sign In · Help · Dec 29 2005 Home Restaurants Bars & Clubs Hotels Shopping Spa & Beauty Movies Events See More Categories » Search Business name, category, and/or keyword Search by name only Address, city & state, or zip | Neighborhood Address, city & state, or zip | Neighborhood Address, city & state, or zip | Airport Address, city & state, or zip | Attraction Select a Denver Neighborhood Adams County Arvada Aurora Boulder Broomfield Castle Rock Central Denver Cherry Creek Colorado Springs Denver Intnl Airport Denver Tech Ctr Downtown Englewood Evergreen Golden Highlands Ranch Lakewood Littleton Longmont Louisville Park Meadows Parker South Denver Westminster Select an Denver Airport Select an Denver Attraction My Locations Add/edit locations Recent Locations Clear recent locations Spotlight: Denver Real Estate Lawyers Find top real estate lawyers in Denver. Citysearch has recommendations, ratings, tips and more for real estate lawyers in and around Denver. On This Page: Real Estate Lawyers Real Estate Lawyers Back to Top Drantch, Mitchel S - Mitchel S Drantch Law Offices 1780 S Bellaire St Ste 584, Denver, CO Lees, Robert A - Robert A Lees & Associates 5290 DTC Pkwy Ste 150, Greenwood Vlg, CO Meinhold, Don H. - Castle Meinhold & Stawiarski, LLC 102 N Cascade Ave Ste 350, Colorado Springs, CO Lewis, Robert - Ducker Montgomery & Lewis 1560 Broadway Ste 1400, Denver, CO Castle Meinhold & Stawiarski, LLC 999 18th Street, Suite 2201, Denver, CO Holt, Jennifer Ilene - Jennifer Ilene Holt Suite 2525, 1660 Lincoln Street, Denver, CO Ducker, Montgomery, Aronstein & Bess, P.C. Suite 1400, 1560 Broadway, Denver, CO Kerr Brosseau Bartlett O'Brien, LLC 1600 Broadway, Suite 1600, Denver, CO Bennington Johnson Biermann & Craigmile, LLC 370 17th Street Suite 3500, Denver, CO Stutz, Miller & Urtz, LLC 1660 Lincoln Street Suite 2850, Denver, CO Fowler, Schimberg and Flanagan, Professional Corporation 1640 Grant Street, Suite 300, Denver, CO Holland & Hart LLP 555 Seventeenth Street Suite 3200, Denver, CO Pryor Johnson Carney Karr Nixon, P.C. 5619 DTC Parkway, Suite 1200, Denver, CO Jacobs, Paul - Jacobs Chase Frick Kleinkopf 1050 17TH St Ste 1500, Denver, CO Go to Website McElroy, Deutsch, Mulvaney & Carpenter, LLP 1700 Broadway, Suite 1900, Denver, CO Castle, Lawrence E - Castle Meinhold Stawiarski LLC 1099 18TH St Ste 1600, Denver, CO Myer, Swanson, Adams & Wolf, P.C. 1600 Broadway, Suite 1480, Denver, CO Davis Graham & Stubbs LLP 1550 Seventeenth Street, Denver, CO Thomas N. Scheffel & Associates, P.C. 3801 East Florida Avenue, Suite 600, Denver, CO Plotkin, John C. - Sterling & Gregory, LLC 1331 17TH St Ste 602, Denver, CO Related links: Search anything in Denver · Search Yellow Pages in Denver · Search other Cities · Browse Other Denver Editorial Lists About Us | Advertise with Us | Contact Us | Press Center | Site Guide | List Your Business on Citysearch | Become an Affiliate | Job Opportunities | Other Cities | Get a Business Website | Submit an Event | Privacy Policy | Terms of Use | Denver Yellow Pages Citysearch is a registered trademark of 720619 Ontario Inc. and is used under license (C) 2005 Citysearch.com All rights reserved. partner sites: Evite - Entertainment.com - Gifts.com - TripAdvisor - ServiceMagic - Ticketmaster - Expedia - Hotels.com - Hotwire - HSN - LendingTree - Match.com - RealEstate.com - ReserveAmerica - Zerodegrees - CondoSaver - ClassicVacations - Ballard Designs - Frontgate - Garnet Hill - Smith+Noble - The Territory Ahead - Travel Smith

Real Estate Agent

Coldwell Banker Real Estate Corporation Today's Mortgage Rates 6.06% APR* 6.225% > Go to Mortgage Center > Apply now Quick Search country United States Australia Bahamas Bermuda Canada Cayman Islands Dominican Republic Jamaica Mexico Nevis/St. Kitts Philippines Saint Lucia Turks & Caicos US Virgin Islands or by map search by price No min $10,000 $25,000 $50,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $350,000 $400,000 $450,000 $500,000 $600,000 $700,000 $750,000 $800,000 $900,000 $1M $5M $10M to No max $10,000 $25,000 $50,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $350,000 $400,000 $450,000 $500,000 $600,000 $700,000 $750,000 $800,000 $900,000 $1M $5M $10M beds Any 1+ 2+ 3+ 4+ 5+ baths Any 1+ 2+ 3+ 4+ new listings in past 7 days only Detailed Search Special Properties country United States Australia Bahamas Bermuda British Virgin Islands Canada Cayman Islands China Costa Rica Dominican Republic Egypt France India Indonesia Ireland Israel Jamaica Lebanon Mexico Netherlands Nevis/St. Kitts Poland Singapore Sint Maarten Spain Turks & Caicos US Virgin Islands Venezuela or by map city state AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA PR RI SC SD TN TX UT VA VT WA WI WV WY zip radius n/a up to 1 up to 2 up to 5 up to 10 up to 15 up to 20 up to 25 miles first name last name language Any English Albanian American Sign Language Arabic Armenian Bulgarian Burmese Cambodian Cantonese Chaochou Chinese Creole Croatian Czech Danish Dutch English Farsi Filipino Finnish French Gaelic German Greek Gujarati Hawaiian Hebrew Hindi Hindustani Hmong Hungarian Icelandic Indonesian Italian Japanese Korean Latvian Luxembourgish Malay Mandarin Morrocan Norwegian Persian Polish Portuguese Punjabi Romanian Russian Serbian Shanghainese Slovak Spanish Swahili Swedish Swiss Tagalog Tahitian Taiwanese Tamil Teluga Thai Tongan Turkish Ukrainian Unknown Urdu Vietnamese Yiddish Yoruba Detailed Search country United States Australia Bahamas Bermuda British Virgin Islands Canada Cayman Islands China Costa Rica Dominican Republic Egypt France India Indonesia Ireland Israel Jamaica Lebanon Mexico Netherlands Nevis/St. Kitts Poland Singapore Sint Maarten Spain Turks & Caicos US Virgin Islands Venezuela or by map city state AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA PR RI SC SD TN TX UT VA VT WA WI WV WY zip radius n/a up to 1 up to 2 up to 5 up to 10 up to 15 up to 20 up to 25 miles office name language Any English Albanian American Sign Language Arabic Armenian Bulgarian Burmese Cambodian Cantonese Chaochou Chinese Creole Croatian Czech Danish Dutch English Farsi Filipino Finnish French Gaelic German Greek Gujarati Hawaiian Hebrew Hindi Hindustani Hmong Hungarian Icelandic Indonesian Italian Japanese Korean Latvian Luxembourgish Malay Mandarin Morrocan Norwegian Persian Polish Portuguese Punjabi Romanian Russian Serbian Shanghainese Slovak Spanish Swahili Swedish Swiss Tagalog Tahitian Taiwanese Tamil Teluga Thai Tongan Turkish Ukrainian Unknown Urdu Vietnamese Yiddish Yoruba Detailed Search city or by map state AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA PR RI SC SD TN TX UT VA VT WA WI WV WY zip radius n/a up to 1 up to 2 up to 5 up to 10 up to 15 up to 20 up to 25 miles office name Detailed Search SM -- My Coldwell Banker SM Let us do the searching for you! With the Coldwell Banker Personal Retriever ® Service Learn more Sign up today! Log In Forgot your Password? Concierge Home Services International Coldwell Banker Commercial® About Us Careers Contact Us Site Map Terms and Conditions Privacy Policy Buy | Sell | Contact | Learn | My Coldwell Banker © 2005 Coldwell Banker Real Estate Corporation . Coldwell Banker ® is a registered trademark licensed to Coldwell Banker Real Estate Corporation.An Equal Opportunity Company.Equal Housing Opportunity.Each Office Is Independently Owned and Operated Except Offices Owned and Operated By NRT Incorporated.

HOME LOAN? The two

Veteran Home Loans from the VA Mortgage Center 800-405-6682 Contact Why a VA Loan? Pre-Qualify VA Loan SHOULD I GET A VETERAN HOME LOAN? The two main reasons for using your eligibility to obtain a VA home loan are because it can save you a great deal of money and it is much easier for you to qualify for one of these loans at a low rate. Pre-qualify now for a VA Loan A VA Home Loan can save you money by giving you an excellent rate, with no monthly mortgage insurance. And since it is easier to qualify for a VA military loan as compared to a conventional mortgage, individuals with poor credit are given a large advantage by using their eligibility for a VA Loan. BENEFITS OF VETERAN HOME LOANS There is zero down payment required when purchasing a home. If you have bad credit, you are likely to get a much lower rate with a VA loan compared to a conventional loan (and if you have been improving your credit history for the past year, you may be able to get the same low interest rates that are available to those with good credit. Even with a Loan-to-Value of 100%, there is no monthly Mortgage Insurance required for a VA home loan. The VA mortgage loan is guaranteed with no money down for any loan up to $359,650. VA mortgage loans are often assumable. VA has released a hybrid ARM product. Veterans now have a choice of a Fixed rate or an Adjustable rate VA mortgage. Individuals with poor credit are more likely to qualify for a loan and, most of the time, you will see significant savings as a result of a lower rate on your loan (the VA also offers extra benefits for disabled veterans). Find out how much you can save with a VA Loan. ARE THERE ANY FEES FOR A VA MORTGAGE LOAN? There is a Funding Fee required by the Department of Veteran Affairs that varies between 0-3.3% of the amount of the military loan depending on your current Veteran Status. The funding fee is added into the total loan amount, so the borrower is not required to pay this out of pocket. To determine the exact funding fee, see the funding fee chart . Benefits for disabled veterans dictate that if you are 10% or more disabled due to active military service, you will not be required to pay a funding fee. Those which are required to have a funding fee may lower their fee by putting money down on their VA home purchase. WHAT YOU WILL NEED TO GET A VA LOAN You will need a certificate of eligibility to qualify. Whether you are a first time user or you have used your eligibility in the past, you must have your certificate. A certificate can be mailed directly to you if you fill out this short form . If you have your Certificate of Eligibility, you can Pre-qualify for a VA home purchase VA LOAN SPECIALIST If you have questions or if you want to determine if a Veteran Home Loan is actually the best financial decision for you, you may get advice from a VA mortgage specialist online or call 800-405-6682 . Read more about the Veterans Benefit Act of 2004 . "This was our first home purchase, but Nathan and the other folks at VA Mortgage Center helped eliminate any concerns we had from day one. They answered all our questions, and qualified us for a home that fit perfectly within our budget. Thank you for helping us take a step towards achieving our financial goals!" Jesse Jacobs- E-2- Private First Class MCB Camp Lejeune- North Carolina Read More Testimonials about VA Mortgage Center VA Loan Information VA Loan FAQs VA Loan VA Loan Qualification Home Purchase VA Refinance Cash-Out Refinance Contact Us Privacy Policy The VA Mortgage Center is a private lender specializing in Veteran Home loans , we are NOT affiliated with any government agency. We originate loans in most states . But in order for us to best serve our customers, the VA Mortgage Center may share customer information with trusted affiliates. We aim to provide you with the best financial advice possible as well as help you determine how you can get the best rates on your loan.