Real Estate Investment, Seller

Real Estate investment with private mortgages and seller financing. Real estate investors. Sell Mortgage , Real Estate Investment, Seller Financing, Private Mortgage Investment , Discounted Mortgage , Hard Money Mortgage , Sub Prime Mortgage , Credit Report Place/View Listings: Sell Mortgage • Mortgage Wanted • Get Mortgage • Note Brokers • Mortgage Brokers • Lenders Site Index Real estate investment Why own a real estate investment: To rent the real estate and produce positive cash flow. To resell the real estate for a profit. [ Home ] [Why own investment real estate?] [ Why most real estate is sold at market price ] [ Where to find the deals ] [ Nothing down real estate deals ] [ Money making ideas for real estate investors ] [ Creative Financing Ideas ] [ Home inspection ] [ Construction problems with older homes ] [ Home construction Estimation form ] [ Tax benefits of investment real estate ] [ Tax Table 2005 ] [ Mortgage interest rates ] [ Income Real estate 10-yr spreadsheet Online ] [ Fixup houses Profitabilty Analysis Online ] [ HUD anti-flipping rules ] [ Buying real estate from senior citizens. Get rich slow. ] [ Real estate investors tax audit guide ] [ Understanding real estate legal descriptions ] [ Real estate investors credibility ] [ Print Rent payment coupons ] [ What is a triple net lease ] [ Commercial mortgage simple underwriting ] [ Commercial loan Qualifier ] [ Foreign investor & US real estate ] [ Real Estate for Sale ] There are lots of people out there giving late night TV shows and selling expensive courses that will guarantee to make you rich and famous. Some of their promoters are now in jail, some who aren't, deserve to be. So here are some simple aids that won't cost you a dime. First of all, you make your money when you buy, not when you sell. So finding the motivated seller who is willing to offer you a good deal in exchange for a quick sale is the single most important factor to your real estate investment success. Surprise, surprise, most owners of real estate want to sell it for full fair market value. In fact many owners are so proud of their real estate they want you to pay MORE than fair market value. Most real estate sellers don't want to give you a 30% discount on fair market value. But this is what you need if you intend to fix up and resell the real estate for a profit. Think it can't be done? A real estate investor we know in Tampa closed on a pre-foreclosure house for $46,000 in February 2004, using 100% hard money financing. They sold it for $98,000 in April 2004 having spent about $2,000 on fix-up work. Let's be clear on this. If you can buy a house for $70,000 that would be worth $100,000 if it was fixed up, but it will cost $30,000 to fix it up, you're paying market value, NOT getting a bargain. You need to buy this house for $45,000 or keep looking. Download our free spreadsheet to evaluate that real estate "bargain" in real terms. You need to factor in things like the real cost of fixing it up, the closing costs when you buy, the closing costs when you sell, the cost of money while you are fixing it up from the day you buy it to the day you sell it, any pre-payment penalties on the money you have borrowed etc. If you intend to keep and rent out the property then you can pay a little more. But don't forget, even with current interest rates you have vacancy. property taxes, insurance, repairs and maintenance to pay for before you get to positive cash flow. Download our free real estate investment spreadsheet to evaluate that real estate "bargain" over the next ten years. Or calculate your potential profits directly on this web site . (Note: It may a take couple of minutes for page to load). Don't spend hundreds or thousands of dollars on some real estate "get rich quick" seminar or course pitched by some late night TV smoothie, check out our books on real estate investment. Money making ideas. Where to find the deals Why it's hard to find good deals. Financial Calculators. Find Money for your transaction. Search our bookstore for books on real estate. Dictionary of real estate and mortgage terms. A marketplace for your seller's mortgage if they'd sooner have cash. Understanding legal descriptions Is that good deal as good as you thought it was? Projects all the costs involved for real estate investors who are thinking of "flipping" properties. Download our FREE Microsoft Excel (97 or higher) "fix up" analysis spreadsheet. (This is a self-executing compressed file, just note where you download it and double click on it.) Useful real estate and mortgage forms. Remember laws vary from State to State and even County to County. We have property management forms, deeds, leases, mortgage origination forms etc. Download our custom designed Sample Quickbooks99 file to show how to easily account for real estate income. Are you better to pay cash and get conventional financing or pay a higher price and get low interest rate seller financing? Compares different offers and even make two or more offers on the same property with different terms. Download our FREE Microsoft Excel (97 or higher) " different offers " analysis spreadsheet. (This is a self-executing compressed file, just note where you download it and double click on it.) Just how much money will that investment property earn you over the next ten years? And how much will you make when you sell it? Down load our FREE Microsoft Excel (97 or higher) 10-year income analysis spreadsheet (This is a self-executing compressed file, just note where you download it and double click on it.) Or run it on this web site. Think a million dollars is a lot to retire on? Think again. See just how long your money will last under different scenarios. Download our FREE Microsoft Excel (97 or higher) " Retirement scenario" spreadsheet. (This is a self-executing compressed file, just note where you download it and double click on it.) How to survive a tax audit. Home construction and estimating forms for you to print and use. Why interest rates move. Property analysis card Your "Credibility Kit" as a home buyer Taxation of non resident investors in US real estate and mortgages. Commercial triple net leases explained Order on line valuation Our real estate investment bookstore [ Home ] [Why own investment real estate?] [ Why most real estate is sold at market price ] [ Where to find the deals ] [ Nothing down real estate deals ] [ Money making ideas for real estate investors ] [ Creative Financing Ideas ] [ Home inspection ] [ Construction problems with older homes ] [ Home construction Estimation form ] [ Tax benefits of investment real estate ] [ Tax Table 2005 ] [ Mortgage interest rates ] [ Income Real estate 10-yr spreadsheet Online ] [ Fixup houses Profitabilty Analysis Online ] [ HUD anti-flipping rules ] [ Buying real estate from senior citizens. Get rich slow. ] [ Real estate investors tax audit guide ] [ Understanding real estate legal descriptions ] [ Real estate investors credibility ] [ Print Rent payment coupons ] [ What is a triple net lease ] [ Commercial mortgage simple underwriting ] [ Commercial loan Qualifier ] [ Foreign investor & US real estate ] [ Real Estate for Sale ] FREE Newsletter! subscribe unsubscribe Site Index Bookstore Contact us Complete list of FREE Mortgage and Real Estate courses Send page to friend Calculators Current, historic interest rates FREE content for your web site About Us & Privacy Policy Forms library Real estate and mortgage Resources Dictionary of terms FREE Downloads Bookmark this site. Internet Explorer users Click here NetScape press CTRL-D. AOL users click the Heart. Mortgage-investments.com is our US Federally registered service mark no. 2,647,595 Free info on mortgage investments, private mortgages, hard money mortgages, discounted mortgages, seller financing. Mortgages , owner financing , deeds of trusts , discounted mortgages , seller financed mortgage , hard money mortgage Web sites design hosted for note brokers note and cashflow buyers web site design hosting Web site design hosting for mortgage brokers , mortgage broker web site design

PROPERTY LISTINGS SERVICE LINES

CB Richard Ellis - Property Listings Search / Advanced Search -- -- Employee Login Careers Contact Us Submit Acquisition Criteria Site Map About CBRE CBRE Worldwide Please select a country... - - - - - - - - - - - - - - - CBRE WORLDWIDE - - - - - - - - - - - - - - - United States Abu Dhabi Argentina Asia Pacific Asset Management Australia Austria Beijing Belgium Botswana Brazil Bulgaria Canada Chile Czech Republic Denmark Dubai EMEA Region France Germany Greece Guangzhou Hong Kong Hungary Ikoma/CB Richard Ellis India Indonesia Ireland Israel Italy Japan Kenya Korea Latin America / Caribbean Mexico Namibia Netherlands New Zealand Nigeria Norway Panama Peru Philippines Poland Portugal Romania Russia Shanghai Singapore South Africa Spain Sweden Switzerland Taipei Thailand Turkey Uganda The United Arab Emirates United Kingdom Venezuela Vietnam Zimbabwe PROPERTY LISTINGS SERVICE LINES RESEARCH CENTER OUR OFFICES OUR PEOPLE CLIENT TOOLS ABOUT US INVESTOR RELATIONS Global Home : USA : Property Listings email web link Property Listings :: Properties for Lease :: Properties for Sale Property Listings Online Search for properties meeting your criteria more quickly, easily and conveniently than ever before. Select one of the options to the left and search our updated database. Many of our listings include Web sites, online brochures, virtual tours, photographs and maps. For additional property listing information, please visit our Local Office Web Pages . These pages include detailed information on local market conditions, featured properties and specific information on the services offered in that area. CB Richard Ellis' online property listings are powered by LoopNet . Click here to view information on office space requirements under 2,500 Sq. Ft. Last Modified:Friday, December 02, 2005 © 2005 CB Richard Ellis / Disclaimer / Terms of use / Privacy Policy

Property Search

REALTOR.com: Real estate listings & homes for sale Welcome, Visitor! Sign Up to: Save Searches Save Listings Sign Up Now! Already a member? Sign In Homebuying Tools Find a Lender Find a Mover Market Conditions Neighborhood Tour Real Estate 101 Buyers Sellers For REALTORS® Resource Center News REALTOR.org Search the Web Select a Top Search: Bad Credit Contractors Homeowner's Insurance Debt Consolidation Interior Design Mortgage Rates Loan Types Rates Points 30-yr fixed 5.74% 0.37 15-yr fixed 5.38% 0.28 ARM 3/1, 30Yrs 4.87% 0.26 Updated: 12/29/2005 12:05:52 PM Check Local Rates Search our national directory of mortgage brokers and lenders. Find a Home Over 2.5 million listings for sale! State/Province AB AK AL AR AZ BC CA CO CT DC DE FL GA GU HI IA ID IL IN KS KY LA MA MB MD ME MI MO MN MS MT NC ND NE NH NJ NM NV NY OH OK ON OR PA PR RI SC SD TN TX UT VI VT VA WA WI WV WY - OR - Minimum Price $0 $500 $1,000 $1,400 $2,000 $5,000 $10,000 $20,000 $30,000 $40,000 $45,000 $50,000 $55,000 $60,000 $70,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $400,000 $450,000 $500,000 $550,000 $600,000 $650,000 $700,000 $750,000 $800,000 $850,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,500,000 $4,000,000 $4,500,000 $5,000,000 $6,000,000 $8,000,000 $10,000,000 to Maximum Price $1,000 $1,400 $2,000 $5,000 $10,000 $20,000 $30,000 $40,000 $45,000 $50,000 $55,000 $60,000 $70,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $400,000 $450,000 $500,000 $550,000 $600,000 $650,000 $700,000 $750,000 $800,000 $850,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,500,000 $4,000,000 $4,500,000 $5,000,000 $6,000,000 $8,000,000 $10,000,000 no maximum Beds 1+ Beds 2+ Beds 3+ Beds 4+ Beds 5+ Beds Baths 1+ Baths 1.5+ Baths 2+ Baths 2.5+ Baths 3+ Baths 3.5+ Baths 4+ Baths More Search Options Map Search Hurricane Relief Find or offer immediately available temporary housing to assist Hurricane victims: HurricaneHousing.net Relief.WelcomeWagon.com -- Find a REALTOR State/Province Alabama Alaska Alberta Arizona Arkansas British Columbia California Colorado Connecticut Delaware District Of Columbia Florida Georgia Guam Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Manitoba Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Ontario Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virgin Islands Virginia Washington West Virginia Wisconsin Wyoming From the National Association of REALTORS ® Join REALTORS® in supporting hurricane victims Why Use a REALTOR® With a GRI? Make the most of every moment with FamilyTime, an interactive DVD celebrating the family. Visit REALTOR® Magazine Online Read current NAR Press Releases For REALTORS ® REALTORS Relief Effort exceeds $5.2 million for Hurricane victims, donate now... Enter the Business Success Zone at REALTOR.org! Find out how REALTOR.com can help you secure more listings, sell homes for more and promote yourself and your brand NEW name for NAR member benefits offeringsthe REALTOR Benefits(sm) Program. Learn about the practical, everyday solutions for your professional and personal life! Reach new levels of success with NAR partner, The Pacific Institute! About the National Association of REALTORS ® Representing Home Owners State & Local Associations Real Estate Specialty Organizations Find an Appraiser Find a Commercial Property International Real Estate Search in popular metros: Atlanta | Austin | Boston | Chicago | Dallas | Denver | Houston | Las Vegas | Long Island | Los Angeles | Memphis | Miami | New York City | Orange County | Palm Beach | Phoenix | Sacramento | San Diego | Seattle Site Map | Corporate News & Info | Contact Us | Advertise With Us | Join our staff Terms of Use and PrivacyPolicy . 1995- NATIONAL ASSOCIATION OF REALTORS and Homestore, Inc. All rights reserved. Equal Housing Opportunity REALTOR.com is the official site of the National Association of REALTORS and is operated by Homestore, Inc. REALTOR -- A Registered collective membership mark that identifies a real estate professional who is a member of the National Association of REALTORS and subscribes to its strict Code of Ethics. Inquiries regarding the Code of Ethics should be directed to the board in which a REALTOR holds membership.

Purchase Property

Construction News Special Focus X-Communication and X-presso Books: Tony Dierckins Around The Region Role of women in region's economy grows: wages are rising but it remains a perilous place for single mothers On The Move NRRI Forest Products promotes lean manufacturing processes News Makers Newsmakers for November-December Construction Minimize risk when you purchase real estate Thursday December 29, 2005 Business News CNNfn CBSMarketwatch Bloomberg Reuters BusinessWeek PRNewswire Political News Salon Slate The Atlantic The Nation Mother Jones Sports ESPN Local Sports Comment on This Story / Send This Article to a Friend Construction News Minimize risk when you purchase real estate 10/14/2005 by Paul Kilgore and Melissa Maloney Purchasing real property involves a substantial financial investment. Whether buying real property to start or relocate a new business, or solely for investment purposes, you can take certain steps to protect your investment. Together, a title insurance policy and survey can protect you from many of the risks. Title Insurance A title insurance policy insures the status of the title to a parcel of real property. Simply put, title means the formal right of ownership of property. While most insurance policies insure against unforeseen future risks, title insurance insures against possible defects in title based on events that have already happened. A title insurance policy may be an owners policy, issued to the purchaser of real property, or a lenders policy, issued in favor of the lender that finances the purchase. An owners policy provides for reimbursement of damages suffered by an owner as a result of title being different than that stated in the title insurance policy. Reimbursement is available up to the stated amount of the title insurance policy. Title insurance also covers attorneys fees and other costs of any covered claim. A lender financing a real property purchase almost always will require the purchaser to obtain and pay for a lenders policy of title insurance. Among other things, a lenders policy insures the lender has a valid, enforceable lien on the purchased property, and that the lien has priority over any other lien. A lenders policy should not be relied upon to protect the purchaser in case of a title defect. Most standard real estate purchase agreements require the seller to pay for and provide the purchaser with a commitment from a title insurance company to provide title insurance. The preparation of that commitment involves a search of the public records to determine the status of title. This process can take a title company a few days or a few weeks, depending on the complexity of the propertys title history. A title insurance commitment is the insurers proposal regarding the terms of the policy. To some extent, these terms are negotiable. The commitment includes the legal description of the property, its fee owner, the proposed insured party, and any exclusions from coverage. A title insurance commitment typically excludes coverage for liens, easements, or mortgages already recorded in the public records, as well as any facts - such as encroachments and roadways - that would be revealed by a survey. The purchaser, rather than the seller, typically pays the one-time premium for an owners policy. This responsibility may be negotiated between the parties. The premium is based on the purchase price. An owners title insurance policy provides coverage throughout the insureds ownership of the property. If it later is conveyed by warranty deed, coverage continues (for the insured party, not to the new buyer) even after the property is conveyed. Survey A property survey is the process by which a parcel of land is measured, and its boundaries and contents ascertained and mapped. The finished product of a survey most often is a scaled drawing that illustrates locations of buildings, fences, streets and other improvements in relation to property lines. A survey assists the parties to a real estate transaction in understanding exactly the property included in the transaction. In Wisconsin, only a professional land surveyor licensed by the states Department of Regulation & Licensing may perform a survey. The cost depends on the characteristics of the area to be surveyed, including the parcel size and level of detail required by the transaction. From the buyers perspective, the purchase agreement should make the obligation to purchase contingent upon an A.L.T.A.(American Land Title Association) survey by a registered land surveyor, with the results acceptable to the purchaser. The purchase agreement also should state who will pay for the survey. It should be ordered early in the purchasing process to allow sufficient time for completion. Obtaining the survey early also will leave time to deal with title defects or other issues the survey may reveal. To remove the title insurance policy exclusion regarding facts ascertainable by a survey, a recent survey performed by a registered land surveyor must be presented to the title insurer, along with the surveyors certificate of no encroachments. An encroachment occurs when a building or other improvement to a parcel of real estate overlaps the boundary line and encroaches onto a neighboring land parcel, or when a neighboring improvement overlaps onto the insured property. Therefore, unless a survey is obtained and the survey exclusion is deleted, a title insurance policy alone does not protect a purchaser if an encroachment is later discovered. The title insurance commitment and survey should be examined by the purchasers attorney well in advance of closing to allow time to work out any title issues and to negotiate the terms of the title insurance policy. The bottom line: A comprehensive title insurance policy and survey protects the buyer from undiscovered title issues and minimizes risk in a real estate purchase. Paul Kilgore is a shareholder at Fryberger, Buchanan, Smith & Frederick, and practices in the areas of real estate acquisition, finance, litigation and mineral rights law. Hes a certified real property law specialist. Melissa Maloney is an associate attorney at the firm, practicing in the areas of commercial and residential real estate. They can be reached at the law firms Duluth office at 218-722-0861. Previous Construction Articles: Minimize risk when you purchase real estate -10/14/2005 Permit process begins for Range mine, steel mill -8/26/2005 UW-Barron County due for $6.5 million renovation -8/26/2005 Grand Marais landmark slated for vacation condos -5/27/2005 Resort condo developer markets phase 2 sales -5/19/2005 -- Site Map Home Page About Us Advertising Archives Around the Region BN Columnists BN Lists Business Law Business Mentor Calendar Coaches Corner Construction Daily Briefing Editorials Exclusives Investing Letters to the Editor News From KUWS News From KDAL Marketing Newsmakers Nonprofit Hotline On the Move Press Releases Search Send Us News Special Focus Stock Charts Subscribe Now! 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Land Loan

HDFC : Loans -- - Your Complaint - Your Questions - FAQs - Sitemap Search : Newsroom Home Page Resident Indian Land Purchase Loan Home Loan Home Improvement Loan Home Extension Loan Short Term Bridging Loan Land Purchase Loan Loans to Professionals for Non Residential Premises Loan Home Equity Loans Features Maximum loan 70% of cost of the land and based on the repayment capacity of the customer. Maximum Term 10 years subject to your retirement age. Applicant and Co- Applicant to the loan Home Loans can be applied for either individually or jointly. Proposed owners of the property, will have to be co-applicants. However, the co-applicants need not be co-owners. Adjustable Rate Home Loan Loan under Adjustable Rate is linked to HDFC's Retail Prime Lending Rate (RPLR). The rate on your loan will be revised every three months from the date of first disbursement, if there is a change in RPLR, the interest rate on your loan may change. However, the EMI on the home loan disbursed will not change * . If the interest rate increases, the interest component in an EMI will increase and the principal component will reduce resulting in an extension of term of the loan, and vice versa when the interest rate decreases. Fixed Rate without money market conditions- Rate of interest will not change. with money market conditions- Rate of interest will not change due to money market conditions for two years from the date of first disbursement of the loan * . *Conditions Apply Back to top Interest Rate Please get in touch with HDFC Home Line for the latest interest rate. Back to top Fees 1% of the loan amount applied plus applicable service taxes and cess. No Charges for Part or Full Prepayment of loan under Adjustable Rate (except in case of prepayment through a refinance from other bank or institutions prepayment charges will be applicable) Fixed Rate - Part prepayment upto 25% of opening loan outstanding in a financial year Replacement of cheques Income Tax Certificates Accelerated Repayment Option Back to top How to apply It's simple! You can choose any of the following ways to get in touch with us! Call the HDFC Home Line in your city – Our sales representatives will reach out to you for assistance HDFC Office Locator We have over 200 offices with flexible timings keeping in mind your work timings. The offices are conveniently located at a place closer to you. SMS HDFCHOME to 6767 Apply Online Back to top Documents You can download the Application Form and submit alongwith the following documents for an approval of loan. Salaried Customers Self Employed Professionals Self Employed Businessman Application form with photograph Application form with photograph Application form with photograph Identity and Residence Proof Identity and Residence Proof Identity and Residence Proof Latest Salary-slip Education Qualifications Certificate and Proof of business existence Education Qualifications Certificate and Proof of business existence Form 16 Last 3 years Income Tax returns (self and business) Business profile Last 6 months bank statements Last 3 years Profit /Loss and Balance Sheet Last 3 years Income Tax returns (self and business) Last 3 years Profit /Loss and Balance Sheet Processing fee cheque Last 6 months bank statements Last 6 months bank statements (self and business) Processing fee cheque Processing fee cheque Back to top Security for the Loan Security for the loan is a first mortgage of the property to be financed, normally by way of deposit of title deeds and/or such other collateral security as may be necessary. Interim security may be required, if the property is under construction. Back to top Suggestions Tell a Friend Print this Page Download Application Form -- HDFC Bank | HDFC Mutual Fund | HDFC Standard Life | HDFC Securities | HDFC Realty | HDFC Chubb | Intelenet Global | CIBIL Disclaimer 1999 Housing Development Finance Corporation Limited. Site Designed & Developed by IL&FS Infotech Limited .