Buy Property
British Expat: Expat World: Moving to Spain: Buying Property in Spain - the Rights Group glossary British Expat Magazine | British Expat Forum | British Expat Country Forum | British Expat Classifieds | British Expat Mail | British Expat Shop British Expat Tax Havens Banking Anonymous ATM Cards BVI IBC Panama Company Gibraltar Company News, humour and information for Brits worldwide! Sitesearch powered by Web British Expat BE HOME PAGE EXPAT WORLD Resources Bulgaria France Germany Ireland Malta Poland Spain Moving to Spain English Lessons Features Switzerland Bahrain Cambodia China India Indonesia Israel & Occupied Territories Korea Malaysia Singapore Thailand Turkey Australia Fiji New Zealand Samoa Canada Costa Rica Mexico USA Botswana Ethiopia Ghana Malawi South Africa Tanzania Tunisia Uganda ABOUT BE Spain > Moving to Spain > Buying Property in Spain - the Rights Group glossary Buying Property in Spain - The Rights Group's Glossary of Property terms by Mark FR Wilkins Our colleagues at Overseas Property Professional have reported that Britons have spent £12 billion on second homes over the last two years, based on new statistics from the UK Office for National Statistics. Apparently, Britons are spending £6 billion a year on the purchase of second homes a staggering £4 billion more than two years ago. We at The Rights Group felt it would be useful to put together a glossary of terms that we use every day but which may be a little alien to would-be property purchasers in Spain. We are constantly striving to increase the level of information available to Northern Europeans who may be attracted to the idea of buying in Spain but who may equally be daunted by the press in recent months, which has portrayed our market as a den of thieves. It's not, particularly if you approach it with your eyes wide open seeking advice and assistance early in your quest for your dream property and making certain that the professional advice you receive is wholly independent. We see this as a "living" glossary, so if you come across words and phrases that could usefully be added please let me know at mark@therightsgroup.com . We hope you'll find it useful. Abogado Lawyer Adosado - Semi-detached or town house Aire acondicionado Air conditioning Agua Water Agua potable Drinking water Albañil - Bricklayer Alfombra - Carpet Amortización - Depreciation, Redemption Antigüedad(es) / Tienda de Antique/Antique shop Aparcamiento - Parking Arquitecto - Architect Armario Cupboard, wardrobe Asesoría Económica Accountant, Financial adviser Balcón Balcony Banco/cuenta de/tarjeta de - Bank/bank account/bank card Baño Bath/WC Barbacoa Barbecue Basura - Rubbish bins and rubbish taxes Bombilla Light bulb Buzón - Mailbox Caja de Ahorros - Savings bank Calefacción central Central heating Campo - Countryside Cargas Land charges registered against the property Carpintero Joiner Casa unifamiliar - Detached house Casita - Cottage Certificado registral - Certificate showing debts attaching to a property Chalet Villa Cocina Kitchen Comedor Dining room Comunidad de propietarios Committee of property owners Constructor - Builder Construido - Built area, of property Construir - Build Contable Accountant Contrato de Compraventa Privado - Property sales contract Costa del Sol Sun Coast Costa de la Luz Coast of Light Costa Blanca White Coast Corriente - Electricity Cortijo - A country property inland with farming roots Cuarto de Baño - Bathroom Cuenta de Banco - Bank account Documento privado - Private document Documento público - Public document Dormitorio - Bedroom Ducha Shower Duplex Apartment over two floors Ebanista Joiner Edificio Building Electricista Electrician Escayolista - Plasterer Escritura - Deeds of ownership Escritura pública de compraventa - Title Deeds Euribor Variable interest rate set by European banks Fontanero - Plumber Finca Farm house or small estate Fin de Obra Formal Completion of Works on a new property Fuente - Fountain Garaje - Garage Gas Butano Butane gas, often used for cooking and water heating Gestoría Specialists used to obtain official authorisations, permits and licences Habitación A Room Hipoteca - Mortgage IBI: Impuesto sobre Bienes Inmuebles - Property tax levied yearly Impuesto extraordinario sobre el patrimonio - Wealth Tax - extraordinary tax on assets Impuesto sobre el Incremento del Valor de los Terrenos - Tax on the increase of land value Impuesto sobre el patrimonio - Capital gains tax Incremento de patrimonio A Capital gain Inmobiliaria/agente - Estate agent Inversión en terreno - Land investment ITP Impuesto sobre Transmisiones Patrionales - Property Transfer Tax of 7% levied on all re-sale property IVA VAT Jardn - Garden Ladrillo Brick Libre de cargas Debt free Libro del edificio - Documents from the promoter when building is finished Licencia de obra - Building permission Licencia de prima ocupación Licence to occupy a completed property Limpiadora Cleaner Luz - Electricity Madera Wood Mármol - Marble Martillo - Hammer Metros cuadrados Square metres units floor area is measured in N.I.E. - Identity Number for Foreigners required for a property purchase Notario - Notary records the legal details of property and land sales Nota Simple - Certificate from Property Registry Obra nueva - Document certifying a new building Oferta vinculante - Bank document specifying mortgage conditions Ordenador Computer Pago en efectivo - Cash payment Parcela - Lot or plot Pestillo Door lock Pintor - Painter Piscina - Swimming pool Piso - Apartment Playa - Beach Plusvalía - Municipal Capital gains tax on the sale of property Poder Power of Attorney Pozo - Well Préstamo Loan Préstamo con techo Loan with variable interest with fixed minimum and maximum Préstamo hipotecario - Mortgage loan Pueblo - Town or village Puerta - Door Registro de la Propiedad - Register of Property Ownership Representante fiscal Foreigner's official tax representative Resale Property A second hand property, already registered at the property register in Spain. Residencia - Residency permit Residente - Resident Sala, salón - Lounge Se vende or en venta - For sale Se alquila For Rent Sevillana - Electricity company Seguro de amortización de préstamos - Loan repayment insurance Seguro Multirriesgo Hogar - House insurance Señal Deposit or down payment Solar - Lot for building Sótano Basement Subasta - Auction Tarjeta de Banco - Bank card Tasación - Independent valuation of property Tasa de cambio Exchange rate Tasadores Official Bank Valuers Techo - Roof Teja - Roof tile Terraza - Terrace Terreno - Land, plot of land Terreno en venta - Land for sale Terreno para construir - Building land on the Costa del Sol Tipo de interés - Rate of interest Título de propiedad - Deeds stating the ownership of property, date of sale etc. Trastero - Storeroom Valor Catastral - Assessed value of property for tax purposes Vidriero Glazier Yesero - Plasterer Yeso Plaster Compilation © Mark F R Wilkins 2005 (Marbella) Mark F R Wilkins The Rights Group SL email: mark(AT)therightsgroup.com website: www.therightsgroup.com tel.: +34 600 343 917 +34 952 930 435 Other links in this section Buying Property in Spain - the pitfalls! Why are property prices going through the roof? Relocation, Relocation, Relocation - Deciding to Move Buying Habits and New Hot Spots What made me up sticks? Relocation, Relocation, Relocation - Arriving in Spain Relocation, Relocation, Relocation - Checklist for a move to Spain Relocation, Relocation, Relocation - Sun, Sea and Risk The Rights Group Guide - How to Avoid... Part 1 Expat Websites in Spain Other relevant BE pages English Lessons: The Bonk On The Bitch English Lessons: A Lesson At Christmas English Lessons: The Pain In Spain English Lessons: Get Into The Bit English Lessons: Strong Arms And The Law English Lessons: Tiptoe Through The Tutus English Lessons: Chicken Chests And Cheeps English Lessons: Never Forget Lesson Number One English Lessons: Lesson Number One English Lessons: May And Daisy, Sam And Ella Canada for Brits: Property Canada Property: A Land of Opportunities Expat Resources: Property Tax: Let Property Property: UK Property Links Property: Investing in property Property index Expats Near You: Spain Spain Features: Fiesta Fireworks! Spain Features: Siesta in the Sierra Spain Features: I'm Turning into a Nomad (Part One) Spain Features: I'm Turning Into A Nomad (Part Two) Property: Selling your home in the UK Property: UK Buy to Let Spain Features: Hiring a Car in Spain Spain Features: Renting a Villa - Tips Spain Features: Having a Baby in Tenerife Spain Features: Feria at Sierra de Yeguas Spain Features: Renting a Villa Spain Features: Learning Spanish Spain Features: Shopping in Spain Spain Features: Timekeeping in Spain Back to Top EXPAT SERVICES Webmail Newsletter Send free eCards Buy BE stuff! BOOK NOW Flights Top Deals Hotels Holidays Published by British Expat Ltd © 2000-2005 All rights reserved Your use of this site constitutes acceptance of our Terms & conditions Privacy policy | Security policy | Morality policy | Advertising policy | Contact us Powered by Typo3 with additional scripting by ICi Technology Many thanks to sillyart.com for the "man with suitcase" logo
Florida Real Estate Commission
Cooke Real Estate School, leader in Florida Real Estate Classes and Online Courses Welcome to the Cooke Real Estate Licensing Course Website for Florida Using Technology is our Business: Cooke Real Estate School brings technology to the fingertips of its students. Cooke uses the most advanced and latest video conferencing hardware to provide this experience. Cooke's entire video conferencing network throughout the entire State of Florida is based solely on the internet. The opportunity of the internet gives the student a lot more flexibility as to where and when they want to attend a course we provide. Video Streaming: Along with the Video Conferencing experience, Cooke provides a live high quality video stream of the sales licensing course using Microsoft's Windows-Media technology. What this product does is makes available for the student, for a small fee, the ability to review the class they just attended at home in the comfort of their home. For the On-line or CD-Rom student, it allows them to be able to review the In-class version of the course they are taking at home. Easy Access to Information: Within the Cooke Real Estate website you will find access to links, downloads, pre-recorded video clips and a lot more. We try to put up as much information as possible so our students have access to the very latest and up to date information in anything regarding the Real Estate Educational market. Course Approval: All of the school and courses are approved by the Florida Department of Business and Professional Regulation under the Division of Real Estate and the Florida Real Estate Commission (FREC) . The video conference course is accredited by ARELLO - The Association Real Estate Law Enforcement Officials. The course approval code #2001 . Better Business Bureau: Cooke Real Estate School is a member in good standing with the Better Business Bureau and adheres to the Better Business Bureau's Code of Ethics . On-Line and CD-Rom Licensing Courses : Cooke is an approved provider for Dearborn's-REcampus real estate licensing educational courses. Dearborn is America 's largest provider of online and cd rom based real estate education courses. School Policies: It is a policy of the school's that students of the real estate license course can retake and/or review the real estate license course for up to one year from the date of the students' registration. This policy is good for the in-class video conferencing course. The online or cdrom students can review the course material up to one year. Other Courses: Besides the basic real estate licensing courses, we also provide a lot of other great real estate courses such as the Appraisal License Courses and the Home-Inspection Course. Our Goals: Cooke Real Estate School's goal is to provide the best possible real estate license course for all students wanting to succeed in a career in real estate. We know that we can provide this for each and every student that attends our school. News Flash 12/20/05 - Cooke Real Estate School has now available for all students a recording of all Sales Associate License Course sessions produced on this website for students to review and prepare for the course exam and State Exam. The Cooke Companies have been at the forefront of real estate education Since 1972 (Cooke Real Estate School Headquarter's State of Florida - Department of Business Professional Regulation real estate school license #ZH1000576) Privacy Statement home | about us | site map | Real Estate Licensing online courses Real Estate Licensing in-class courses | Real Estate Licensing cd-rom courses Cooke's Real Estate bookstore | search locations by county | testimonials | contact us
Las Vegas Real Estate
Spotlight: Las Vegas Real Estate Lawyers on Las Vegas Citysearch 7 BOC Spa & Beauty: 7 days till voting begins -- New to Citysearch? Sign In · Help · Dec 29 2005 Home Restaurants & Bars Hotels Shopping Spa & Beauty Movies Events See More Categories » Search Business name, category, and/or keyword Search by name only Address, city & state, or zip Address, city & state, or zip | Neighborhood Address, city & state, or zip | Airport Address, city & state, or zip | Attraction Select a Las Vegas Neighborhood Select an Las Vegas Airport Select an Las Vegas Attraction My Locations Add/edit locations Recent Locations Clear recent locations Spotlight: Las Vegas Real Estate Lawyers Find top real estate lawyers in Las Vegas. Citysearch has recommendations, ratings, tips and more for real estate lawyers in and around Las Vegas. On This Page: Real Estate Lawyers Real Estate Lawyers Back to Top Wood, Smith, Henning & Berman LLP 4175 S. Riley Street, Suite 204, Las Vegas, NV Bullivant Houser Bailey PC 3980 Howard Hughes Parkway, Suite 550, Las Vegas, NV Jones Vargas 3773 Howard Hughes Parkway Third Floor South, Las Vegas, NV Jones, J Randall - Harrison Kemp & Jones 3800 Howard Hughes Pkwy Ste 1700, Las Vegas, NV Rice, Stephen M. - Rice Silbey Reuther & Sullivan, LLP 3960 Howard Hughes Parkway Suite 700, Las Vegas, NV McCormick, Barstow, Sheppard, Wayte & Carruth LLP 3900 Paradise Road, Suite 201, Las Vegas, NV Lerner, Glen - Glen J Lerner & Associates 4795 S Durango Dr Ste C, Las Vegas, NV Go to Website Jolley Urga Wirth Woodbury & Standish 3800 Howard Hughes Parkway Suite 1600, Las Vegas, NV Berkley, Gordon & Goldstein, LLP 8330 West Sahara Avenue, Suite 290, Las Vegas, NV Robison, Belaustegui, Sharp & Low, A Professional Corporation 3800 Howard Hughes Parkway, Sixteenth Floor, Las Vegas, NV Greene, A Kent - Clark Greene & Associates Limited 3770 Howard Hughes Pkwy Ste 195, Las Vegas, NV Go to Website Bunin, Daniel M - Bunin & Bunin 626 S 3RD St, Las Vegas, NV Garcia-Mendoza, Eva - Garcia-Mendoza & Snavely 501 S 7TH St, Las Vegas, NV Go to Website Thompson, Ronald J - Santoro Driggs Walch Kearney 400 S 4TH St, Las Vegas, NV Go to Website Gordon & Silver, Ltd. 3960 Howard Hughes Parkway, Las Vegas, NV O'Reilly Law Group, LLC 325 South Maryland Parkway, Las Vegas, NV Fitzsimmons, Laura - Fitzsimmons Laura 509 S 7TH St, Las Vegas, NV Lane, Steve - Hale Lane Peek Dennison Howard 2300 W Sahara Ave Ste 800, Las Vegas, NV Go to Website Patti, Dean R - Dean R Patti & Associates 300 E Charleston Blvd Ste 105, Las Vegas, NV Gordon, Gerald M - Gordon & Silver Limited 3960 Howard Hughes Pkwy Ste 900, Las Vegas, NV Go to Website Related links: Search anything in Las Vegas · Search Yellow Pages in Las Vegas · Search other Cities · Browse Other Las Vegas Editorial Lists About Us | Advertise with Us | Contact Us | Press Center | Site Guide | List Your Business on Citysearch | Become an Affiliate | Job Opportunities | Other Cities | Get a Business Website | Submit an Event | Privacy Policy | Terms of Use | Las Vegas Yellow Pages Citysearch is a registered trademark of 720619 Ontario Inc. and is used under license (C) 2005 Citysearch.com All rights reserved. partner sites: Evite - Entertainment.com - Gifts.com - TripAdvisor - ServiceMagic - Ticketmaster - Expedia - Hotels.com - Hotwire - HSN - LendingTree - Match.com - RealEstate.com - ReserveAmerica - Zerodegrees - CondoSaver - ClassicVacations - Ballard Designs - Frontgate - Garnet Hill - Smith+Noble - The Territory Ahead - Travel Smith
Investment Property There is
Investment Property About The One Minute Millionaire Enlightened Millionaire? About Bob Allen About Mark Hansen Investment Property There is no better time than now to own an investment property. The world is only so big and land is a finite resource. Therefore investing in real estate is something that often pays off in the long run. There are a lot of options out there and you need to be sure that you will make the right choice. In short, investment property is any property that you own but don't occupy-it is property you own purely to generate profit. This could include real estate and apartments or commercial, retail, and industrial buildings. There is financing available for those that are interested and this plays a big part in your purchase of investment property. What You Need to Know Financing . Depending on what type of investment you are going to make you will need to assess the different financing needs that you have. There are a lot of different commercial lenders available and you will be able to find one who can give you the money you need at a reasonable interest rate and give you personal attention along the way. This is an aspect that many people don't look into enough and it can make your investment property even more profitable. Time Horizon . The property you invest in depends on the length of time you intend to keep it. If you keep a property for only five years, you often won't have to invest as much into it in terms of maintenance and repairs. You do, however, risk trying to sell in a volatile market. Longer term (like 20 years) investments require greater expenses for maintenance but they pay themselves in that time. Decide up front which you prefer and make your decisions accordingly. Networking . You can find out about available properties in a variety of ways from searching through local newspapers or on websites. One of the best ways, however, is to develop a network of contacts from real estate agents to other property owners. Doing this will get you connected with what is going on and will keep you informed. Additional Real Estate Advice There are also many people out there who can give you many helpful tips and advice as you look more into investment property. Two such individuals are Robert Allen, New York Times best selling author of The Road to Wealth and Nothing Down , and Mark Victor Hansen, co-creator of the bestselling Chicken Soup for the Soul series. They have teamed up to produce The One Minute Millionaire: The Enlightened Way to Wealth , a book that teaches how you can be on the path to becoming a millionaire through creating wealth. One of the ways that is a great source to building true wealth is through investment property. Visit the One Minute Millionaire website to order a copy of The One Minute Millionaire , register for one of their motivational seminars , or to read about becoming an Enlightened Millionaire . Become An Affiliate | Contact Us | Privacy Policy
Real Estate Prices
MONEY Magazine: Your Home 2005: The 100 Major Markets - Jun. 1, 2005 Web CNN/Money Buying & Selling Investment Property Home Improvement Million $ Life Financing Best Places SAVE | EMAIL | PRINT | SUBSCRIBE TO MONEY | The 100 Major Markets While currently hot real estate markets may cool, don't look for many outright losers just yet. June 1, 2005: 7:01 PM EDT More real estate Pros and cons of interest-only mortgages How much house can you afford? NEW YORK (MONEY Magazine) - Home prices across the country will likely keep rising over the next year. While many hot markets on both coasts could see a dramatic slowdown in their growth rates, the forecasters at housing research firm Case Shiller Weiss aren't predicting outright losers anywhere. Nationally, home values climbed 14 percent last year, or nearly double the 8 percent of 2003, when the bubble talk began in earnest. Prices are up 20 percent or more in some coastal cities, putting homes out of reach for many. In Los Angeles, for example, just 5 percent of homes sell at prices affordable to a median-income local family. Don't panic just yet, though. Any pop is unlikely to be nearly as severe as what can happen in the stock market. Local markets can drop 10 to 20 percent, but that's about as bad as it usually gets. And a crash is merely a paper loss as long as you don't need to move. Meanwhile, you get a roof over your head and, with a little luck, nice neighbors and good public schools too. Metro area Median home price 5yr change in avg home price Growth forecast to June 2006 United States $190,000 65.1% 7.1% New York/Northern New Jersey/Long Island/Connecticut New York City $435,000 91.2% 12.6% Nassau/Suffolk, N.Y. $440,000 92.1% 11.6% Newark $330,000 79.0% 11.4% Bergen/Passaic, N.J. $390,000 81.9% 11.3% Middlesex/Somerset/Hunterdon, N.J. $318,000 87.4% 11.1% Monmouth/Ocean, N.J. $328,000 97.0% 11.3% Jersey City $300,000 114.2% N.A. New Haven/Bridgeport/Stamford/Waterbury/Danbury $335,000 69.7% 9.0% Trenton $230,000 83.4% 11.0% Los Angeles/Riverside/Orange County Los Angeles/Long Beach $442,000 122.3% 5.0% Riverside/San Bernardino, Calif. $329,000 137.3% 4.5% Orange County, Calif. $610,000 126.3% 6.8% Ventura, Calif. $550,000 122.6% 5.8% Chicago $254,000 49.6% 8.6% Washington/Baltimore Washington $385,000 107.4% 13.9% Baltimore $140,000 85.3% 14.2% San Francisco/Oakland/San Jose Oakland $535,000 96.3% 13.3% San Francisco $750,000 67.7% 13.6% San Jose $619,000 63.0% 13.9% Vallejo/Fairfield/Napa, Calif. $449,000 125.1% 13.8% Santa Rosa, Calif. $500,000 107.8% 13.2% Santa Cruz/Watsonville, Calif. $599,000 86.2% 13.0% Boston/Worcester/Lawrence/Lowell/Brockton $339,000 73.6% 8.0% Dallas/Fort Worth Dallas $137,000 23.1% N.A. Fort Worth/Arlington N.A. 23.5% N.A. Philadelphia/Wilmington/Atlantic City Philadelphia $180,000 71.0% 11.7% Atlantic/Cape May, N.J. $249,000 112.6% 9.4% Detroit/Ann Arbor/Flint Detroit $160,000 24.3% 4.3% Ann Arbor $225,000 28.1% 1.2% Houston $136,000 25.2% N.A. Atlanta $188,000 25.2% 6.4% Miami/Fort Lauderdale Miami $240,000 106.1% 15.3% Fort Lauderdale $257,000 105.8% 16.3% Phoenix/Mesa $190,000 53.1% 17.7% Seattle/Tacoma/Bremerton Seattle/Bellevue/Everett $315,000 38.1% 9.1% Tacoma, Wash. $212,000 36.9% 4.2% Minneapolis/St. Paul $225,000 63.2% 7.4% Cleveland/Akron Cleveland/Lorain/Elyria $153,000 20.0% 4.3% Akron $148,000 17.5% 0.7% San Diego $554,000 138.3% 5.9% St. Louis $129,000 38.1% N.A. Tampa/St. Petersburg/Clearwater $172,000 70.8% 14.7% Pittsburgh $108,000 31.1% N.A. Denver $250,000 33.3% 6.0% Cincinnati/Hamilton Cincinnati $172,000 18.9% 4.0% Hamilton/Middletown, Ohio $182,000 20.5% 3.2% Portland, Ore./Vancouver $226,000 36.6% 9.8% Sacramento/Yolo Sacramento $376,000 131.1% 17.1% Yolo, Calif. $379,000 140.9% 17.4% Kansas City, Mo. $149,000 30.8% N.A. Orlando $195,000 60.6% 14.3% Indianapolis $113,000 18.8% N.A. San Antonio $123,000 24.8% N.A. Norfolk/Virginia Beach/Newport News $168,000 60.9% N.A. Las Vegas $285,000 107.0% N.A. Columbus, Ohio $172,000 22.7% 3.7% Milwaukee/Waukesha $199,000 40.5% N.A. Charlotte/Gastonia/Rock Hill, N.C. N.A. 19.1% N.A. Salt Lake City/Ogden $155,000 -0.2% 0.0% Austin/San Marcos $151,000 24.9% N.A. Nashville $139,000 19.3% 6.4% Providence/Warwick/Pawtucket $257,000 111.7% 17.7% Raleigh/Durham $186,000 18.9% N.A. Hartford $228,000 54.1% 8.9% Buffalo/Niagara Falls $95,000 27.00% N.A. Memphis $126,000 11.5% 3.2% West Palm Beach/Boca Raton, Fla. $282,000 98.0% 21.0% Jacksonville, Fla. $154,000 57.4% N.A. Dayton/Springfield, Ohio $135,000 15.1% 0.3% Fresno $243,000 129.1% N.A. Tucson $179,000 46.6% 8.5% Albuquerque $146,000 13.3% 1.4% Knoxville $121,000 27.3% 7.0% Bakersfield, Calif. $195,000 114.1% N.A. Toledo $124,000 19.7% 0.6% Youngstown/Warren, Ohio $90,000 15.0% 1.8% Springfield, Mass. $182,000 64.1% 10.5% Sarasota/Bradenton $229,000 83.5% 17.0% Stockton/Lodi, Calif. $370,000 126.9% 21.8% Daytona Beach, Fla. $153,000 79.9% 22.0% Lakeland/Winter Haven, Fla. $133,000 46.5% 9.8% Johnson City/Kingsport/Bristol (Tenn./Va.) $90,000 16.2% 4.8% Lansing/East Lansing $134,000 33.0% 2.9% Modesto, Calif. $305,000 140.5% 15.2% Fort Myers/Cape Coral, Fla. $124,000 92.1% 15.1% Canton/Massillon, Ohio $129,000 16.7% 2.2% Salinas, Calif. $526,000 136.2% N.A. Santa Barbara/Santa Maria/Lompoc $445,000 147.9% N.A. Visalia/Tulare/Porterville, Calif. $190,000 86.1% N.A. Fort Pierce/Port St. Lucie, Fla. $280,000 99.8% 13.7% New London/Norwich, Conn. $226,000 71.9% 6.3% Naples, Fla. $300,000 109.3% 22.4% San Luis Obispo/Atascadero/Paso Robles, Calif. $475,000 137.7% 11.3% Merced, Calif. $270,000 126.2% 16.6% Clarksville/Hopkinsville (Tenn./Ky.) $95,000 15.3% 4.2% Chico/Paradise, Calif. $250,000 119.6% 15.2% Burlington, Vt. $226,000 62.7% 7.8% Barnstable/Yarmouth, Mass. $369,000 115.7% 5.6% Punta Gorda, Fla. $154,000 98.1% 17.5% Pittsfield, Mass. $165,000 57.8% 11.1% NOTES: Data as of 2004 unless otherwise noted. N.A.: Not applicable or not available. SOURCES: Fiserv CSW, U.S. Census Bureau, U.S. Department of Housing and Development, National Association of Realtors. «top» The Hot List Most profitable renovations How risky is your 401(k)? Big new tax credits for hybrid cars More Real Estate How to buy and build on rural land Most overvalued housing markets When booms go bust... contact us | magazine customer service | site map | glossary | RSS | press room OTHER NEWS: CNN | SI | Fortune | Business2.0 = Money subscribers = Premium content -- * - Time reflects local markets trading time. † - Intraday data is at least 15-minutes delayed. Disclaimer © 2005 Cable News Network LP, LLLP. A Time Warner Company ALL RIGHTS RESERVED. Terms under which this service is provided to you. privacy policy Reprints of site stories are available. Top Stories Most overvalued housing markets Risks to the economy in 2006 Which was the worst ad of all in 2005? After the ride, a rest Hilton brands reunite after 40 years YOUR E-MAIL ALERTS Real Estate or Create your own Manage alerts | What is this?