real estate brokers and

DOL - Real Estate Real Estate WELCOME to the website for the Real Estate program of the Business and Professions Division of the Department of Licensing. The Real Estate program, in conjunction with the Washington Real Estate Commission, provides public protection in the real estate marketplace through the education and licensure of real estate brokers and salespersons. The Washington Real Estate Commission is appointed by the Governor to advise the Director regarding the rules and regulations governing the activities of real estate licensees. The commission is authorized to hold educational conferences and authorized to prepare and conduct examinations for licensure. WHAT'S NEW: Online Renewal Service Available Real Estate Licensees now have the option of renewing online. The online renewal process can be used to provide continuing education and renewal payment information using a Visa or MasterCard debit or credit card, along with a unique password, which will be shown on your Notice to Renew. When the Renewal process is complete, a confirmation screen will be displayed that you can print for your records. Your license will be sent to the address on file within 14 business days.This alternative approach to renewing will provide a convenient and efficient process that is currently in use by many other departments. If you have any questions, please contact Real Estate Licensing by calling (360) 664-6500 or via email at RealEstate@dol.wa.gov . New Real Estate Administrator Mr. Lee Malott has accepted the Real Estate Administrator position.Lee comes to us from the east side of the mountains from the great city of Walla Walla and brings a wealth of knowledge and experience with him from the private sector. Lee has 10 years experience as a real estate salesperson and has been a memberof the Washington Association of Realtors. His most recent years of his career have been spent successfully in the hospital administration arena--leading large groups of employees working in hospital/nursing home settings. Lee will join us on Monday, October 17th as Real Estate, Appraiser, Timeshareand Camp Resort Section Administrator. 18.85 RCW Revision Task Force Information Join our mailing list - If you are interested in becoming a subscriber, you can sign onto the DOL Real Estate Program LISTSERV® today. There is no cost to subscribe and you may delete your address at any time. Change in Real Estate Fees - Effective June 27, 2005, the Department of Licensing is suspending the collection of the $26.50 fee for name and address changes and transfer. (WAC 308-124A-460) As a reminder, requests for the above changes postmarked before June 27, 2005 must still submit the required fee. Questions? Call (360) 664-6500 or email realestate@dol.wa.gov. As part of the Department of Licensing's ongoing initiative to ensure that real estate licensees endeavoring to earn the broker's (or associate broker's) license are receiving appropriate pre-license training, the Washington Center for Real Estate Research (WCRER) is coordinating a curriculum review. The current contents of the Brokerage Management and Business Management courses were adopted in late 1995 or early 1996, and have not been substantially reviewed until now. If you have recently taken either or both of those courses and have suggestions for modification to their content or emphasis, please forward your suggestions to the WCRER at wcrer@wsu.edu. Prescribed Core Curriculum Requirement The Washington State Real Estate Commission and Department of Licensing have adopted new rules that will require the completion of 3 clock hours of prescribed core curriculum, beginning with renewal dates on or after June 1, 2004. Core CurriculumRequirement Scenarios Notice to all Active Real Estate Licensees and Real Estate Schools Recognition Agreements Check the statusof a professional license. - An Internet-based application designed to give you access to Professional Licensing data. You can navigate the system using full and partial name, license number and other search criteria to perform searches for professional licensing information. FEATURES: Audit Guidelines Real Estate Resources - ARELLO Publications available. Washington State Guidelines for Advertising and Procuring Prospects on the Internet - Adopted September 19, 2000 Guidelines for Using Unlicensed Assistants SERVICES PROVIDED: Washington Real Estate Salesperson's License. Washington Real Estate Broker's License. Information on Examination Locations and Times. Information on Education Services and Publications. Prescribed Core CurriculumRequirement The department has revised its course approval application toprovide for approved providers to designate a course as including theprescribed curriculum. (Word Document) Information on Washington Center for Real Estate Research. - (To be able to use this link, your browser will need to support frames.) PUBLICATIONS: Real Estate Course Catalog Real Estate License Disciplinary Guidelines Washington Real Estate Curriculums For Real Estate related questions please e-mail RealEstate@dol.wa.gov . For Real Estate Audit related questions please e-mail ReAudit@dol.wa.gov . Mailing Address: Department of Licensing Real Estate Audit Section PO Box 2445 Olympia, WA 98507-2445 Phone Number: (360) 664-6515 Fax Number: (360) 570-4941 Please view the right side of this website for the various Real Estate licensing section's telephone and fax numbers. What's New Fees Forms Services Features Publications Meetings & Minutes FAQs Professional Licensing Internet Query Brokers License Salespersons License Appraisers Main Page Real Estate Education Washington Real Estate Commission Real Estate Complaint Form Real Estate Licensing Program Disciplinary Actions Washington Real Estate Licensing Law: RCW 18.85 Real Estate Brokerage Relationships: RCW 18.86 General Provisions: WAC 308-124 Licensing & Exams WAC 308-124A Brokers Office WAC 308-124B Records WAC 308-124C Operational Procedures WAC 308-124D Trust Accounts WAC 308-124E Education WAC 308-124H URBP - RCW 18.235 Telephone: Salesperson & Brokers Licensing Section: (360) 664-6488 or (360) 664-6500 Fax: (360) 586-0998 Education Section: (360) 664-6505 Fax: (360) 570-4977 Real Estate Audit Section: (360) 664-6515 Fax: (360) 570-4941 Office Hours: 8:00 a.m. to 5:00 p.m. Fees Accepted: 8:30 a.m. to 4:30 p.m. Pacific Time Monday through Friday Write: Department of Licensing Real Estate Program PO Box 9015 Olympia, WA 98507-9015 Business Location: 2000 4th Avenue West, Olympia, WA 98502 E-Mail: RealEstate@dol.wa.gov ReAudit@dol.wa.gov

Home Mortgage

NY LI CT Jumbo Mortgages-first in home mortgages refinancing homeequity loans Program Rate APR 30yr Fixed 6.000 6.028 15yr Fixed 5.625 5.665 30yr Jumbo 6.250 6.262 15yr Jumbo 5.875 5.895 Adjustable 5/1 ARM 5.625 6.259 More Rates AMERICANA MORTGAGE GROUP SAVES YOU TIME AND MONEY We're first in jumbomortgages , home equity loans and refinancing of residential real estate inNew York, Long Island, Nassau, Suffolk, Queens and Connecticut. Americana Mortgage Group is also the fastest growing mortgage brokerage in the NY tri-statearea-- with over 90% of our loans coming from returning satisfied clients andtheir referrals . We pride ourselves on proven customer service and money savingtechniques. Our reputation is your guarantee. Improve your chances of getting the home loan andmortgage interest rates you want. Apply online right now . Or contact us today at 1-888-262-6685. Here's what to expect: Best Mortgage Rates andPrograms for Loans Large or Small, Long or Short-Term. Extended Rate Locks. Free Rate Float Downs. No Prepayment Penalties. We offer a variety of residential loans -- conventional and jumbo mortgages -- and creative financing strategies--such as no incomecheck loans, below market rate programs , nomortgage insurance options, biweekly programs , 100%financing for no money down real estate purchases, no point mortgages,bridge loans, interest only mortgages. Check out today's mortgageinterest rates and use our mortgage calculator tosee what you can afford. Americana Mortgage Group also arranges financingfor: a new home purchase, co-op or condo loans first-time home buyers jumbo mortgages and refinancing for luxury homes and home equity loan dreams self-employed no income check loans a second home or investment property land and construction loans debt consolidation, and those with bad credit home equity loans for home improvements or financing a college education Personal MortgageShoppers Do All the Research for You Our mortgage loanofficers are top notch. They're skilled in shopping the mortgage rates andterms of over 100 national banks and local lenders, to find the right loanprogram and mortgage lender fit for every client. With their expertise at work,you'll get qualified faster for an earlier loan approval. Get a Mortgage Loan--Quicklyand Simply. Office Visits Optional! Our processing is so streamlined that alltransactions can be done by mail , phone, fax, and email. No matter the method,your home loan will get the same priority and attention we give to clients whoprefer to do business in-person--at either of our NewYork, LI mortgage offices in Manhasset and Southampton . Yourconfidentiality is always ensured. Apply for a Home Loan RightNow Take a few minutes to complete our secure Express Online Mortgage Application . Try our mortgage payment calculator too! Email us , or apply over the phone at 516-627-0200 x10 to talk to an expert for a free no-riskconsultation and to get today's mortgage interestrates .

Land Loans :: Unimproved

Unimproved Property / Land Loans / Mortgages/Equity Loans / Loans / Accounts & Services / Wishing You a Prosperous 2006! - Florida Commerce Credit Union Search: Accounts & Services Account Disclosures Loans Deposit Accounts Rates Credit Cards Vehicle Services Safe Deposit Boxes About Us Contact Us News Locations Employment Board of Directors Frequently Asked Questions (FAQ) FCCU Annual Reports Privacy Notice and Disclosure Credit Union Philosophy History Membership Information Watch out for email scams! REPORT FRAUDULENT EMAILS FCCU Newsletters Promotions VISA Gift Cards On-Sale! FREE LUNCH for your office HOLIDAY Refer a friend campaign Events Member Resources Account Resources Technology and Security Center Calculators Consumer Education Mortgage Resources Other Helpful Resources Forms FCCU Facts Vehicle Services Mechanical Breakdown Coverage Vehicle Lending, Finance & Insurance Services Online New Car & Truck Research and Price Quotes (CarSmart) Verify your collateral insurance on-line Apply for a Loan Online Accounts & Services Account Disclosures Loans Student Loan Info Frequently Asked Questions Glossary for Financial Aid and Student Loan Student- High School Planning Guide Parents- High School Planning Guide FAFSA Completion Tips Apply for a loan Auto and Other Loans Personal Loans Auto Loans Mortgages/Equity Loans Deposit Accounts Sammy Squirrel Kids Club Investment MMAs IRAs CDs Small Business Accounts Personal Accounts Checking Accounts Savings Accounts Rates Credit Cards Vehicle Services Safe Deposit Boxes -- Home :: Accounts & Services :: Loans :: Mortgages/Equity Loans :: Land Loans :: Unimproved Property Rate Terms 8.1% - 12.6% 5 years or less 8.45% - 12.95% 5 to 10 years 9.1% - 13.6% 10 to 15 years Home | CommNet Home | iBranch! New User Instructions | Accounts & Services | About Us | Promotions | Member Resources | Vehicle Services Return to Home Page Print View Site Map Search Email This Link 2005 Florida Commerce Credit Union | 800.533.5772

Property Search

Century 21 Real Estate: home buying, home selling, financing and property listings. español Put My Century 21 to work for you, simply register your email address and create a password. Once you're registered, you'll be able to • save property descriptions • store your search criteria • file agent information • build a custom library Find out more or register now! Already registered? Sign in . -- Welcome to Century 21 Real Estate Century 21 Real Estate is your online resource for home buying, home selling, financing and property listings. Whether it's a house, condo, or any other type of property, we can assist you with your real estate needs. Search for Properties Looking to buy a new home, condo or any other property? Search thousands of properties in our real estate listings. Search Property Listings » First Time Homebuyers Guide » View Our Buyer Service Pledge » International Century 21 Real Estate LLC is part of the largest real estate referral network in the world - with over 110,000 brokers and sales associates in over 30 countries and territories. Access our world offices today» Sell a Property Let our real estate agents create a customized marketing plan to sell your property. List your Property » View Our Seller Service Pledge » View Mortgage Rates View current mortgage rates, apply for a home equity loan, crunch numbers with home mortgage calculators and more! Apply for a Mortgage Now» Use Our Mortgage Calculators » Find an Office or Agent Find and contact a CENTURY 21 Office or Agent to handle your real estate needs. Find an Office or Agent » Quick Vote! Your vote counts! Let us Know Where do you spend the most time? Bedroom Living Room Kitchen Bathroom Dining Room ©2005 Century 21 Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each CENTURY 21 Office Is Independently Owned And Operated. All rights reserved. Information appearing on this site has been produced by or obtained primarily from Century 21 Real Estate LLC and its representatives and from CENTURY 21 franchisees. Century 21 Real Estate LLC is not responsible for the accuracy or completeness of the broker information, sales associate information, listing information or other information provided by our franchisees appearing on or through this site. Such information has been provided by independent third parties who are solely responsible for such content. Certain conditions and restrictions apply to System promotions. Terms and Conditions of Use.

INVESTMENT PROPERTY IN ROMANIA

Romania Real Estate - Investment Property - Economic Statistics for Romania Home | Statistics | Registration | Contact us | Company Profile | Newsletter | Print this page //-- Sponsored by Addison Read Romania Geography Climate Topography Natural Resources Energy Land use & Agriculture Population Demographics Government Cabinet Members Economy Exchange Rates Communications Transport ADDISON READ ROMANIA REQUEST PROJECT PROSPECTUS Romania Property Market Land Price Guide - 2005 Bucharest residential market supply & demand Investment - Commercial property Residential property - New build Foreign ownership of land in Romania Martha Bibescu - Villas - New build project Representative projects South-East Europe drives growth in the New Europe REPORTS Addison Read Brochure pdf Romania Property report 2005 pdf REAL ESTATE MARKET Industrial Parks in Romania Bucharest office market Business Park -Bucharest Business Park - Iride GENERAL REPORTS GDP comparison - ro - hu - bg - cz Relocation services Cost of living Indices by country / Descending order Detailed report - Bu Land for Sale in Transylvania The following plots will not be available to speculators. Addison Read will interview applicants......... ROMANIA'S REAL ESTATE PROFESSIONALS - ADDISON READ - FOR ALL INVESTMENT PROPERTY IN ROMANIA Addison Read have packaged Investment Land Location of Land The Investment Opportunity Reasons to Invest for Foreign Investors by incorporating a company for each land parcel - Land is located close to the planned Bucharest multi-lane ring highway, a 30 minute drive from the city centre in rush hour - Apply for prospectus Addison Read offer retail, commercial & logistics sites on a the location of a 400 acre business city 5 miles from the western edge of Bucharest. - Apply for prospectus ROMANIA'S REAL ESTATE PROFESSIONALS - ADDISON READ - LAND INVESTMENT OF THE CENTURY Land for sale at Poiana Mica - 17ha first offer above €35 secures Regional Location details & map Announcements in November 2005 - that will instantly cause price rises estimated to reach €250-€370 per sqm by mid 2006 New Gondola Ski Transport ropeway to be opened at Poiana Brasov by Christmas Contract to construct 18 hole Golf Course at Poiana Mica (adjacent to Poiana Brasov) Canadian company to build international airport at Ghimbav (8.3 kms from Poiana Brasov) More details... New Doppelmayr Gondola - Ski Transport system - Capacity 3,000 pers. per hour to be opened Chistmas 2005 Golf course construction contract signed with Brasov planning authorities Canadian construction company signs contract to construct International airport at Ghimbav - less than 20 minutes from Romania's premier ski resort at Poiana Brasov ADDISON READ ROMANIA RAISES PROFILE OF ROMANIA'S PROPERTY INVESTMENT MARKET Addison Read International is a UK Property Investment Group that has recognised the high investment potential of Real Estate investment in the SE European countries - initially Bulgaria and now Romania. The company has the widest range of Land & Property acquisitions, and provides a full services package to foreign investors, including company formation, due diligence and legal services. Call us before your arrival in Romania on +40 21 312 4828. There was a strong logic to the strategic reasoning to first enter the Bulgarian market with its associated infrastructure investments in Tourism. In 2005, Romania's Real Estate market is entering a boom period for all types of property - residential, commercial & land. This boom is fuelled by a growing national economy that has a solid basis to it - having attracted higher levels of FDI in 2004 than any CEE country other than the Czech Republic. Romania's GDP growth in 2004 was second only to Latvia at 8.3%. Addison Read represent investors large and small and combine the highest professional standards available on the market with an unmatched knowledge of all real estate investment sectors. The company's mission is to optimise investor's profits and minimise market risks. Click for Why Invest in Romanian Property Click for Addison Read's Romanian Brochure Contact: Richard Prior - +40 722 304 773 or Phil Stapley +40 743 145 443 for more information ROMANIA PROPERTY MARKET - A GOOD INVESTMENT OR A BUBBLE... A recent commentary by the UKs Telegraph property correspondent suggests that there is little understanding of the economic engine that is driving the Real Estate market in Romania & Bulgaria. Ms. Rosie Murray-West should take note, and reconsider advice to UKs enthusiastic stream of investors that have cottoned on to economic growth taking place in SE Europe..... LAND FOR SALE IN TRANSYLVANIA... In response to requests, Addison Read provide details of some land parcels that we have available in Transylvania - in some of Europes finest mountain scenery. Land prices are escalating rapidly, and provide sound investment opportunities yielding in excess of 25-30% capital growth. CLICK ON THE MAP - FOR LAND DETAILS LAND FOR SALE IN BUCHAREST... Addison Read have land opportnities for Investment & Development in all areas indicated on the map below. We aquire land and develop projects for Investors across the globe. Addison Read control risks and optimise investor return possibilities that yield in excess of 25-30% annual capital growth. INDUSTRIAL PARKS IN ROMANIA Industrial Real Estate in Romania produces highest yields in Europe... You will find details here of all Industrial Parks in Romania. Investor Services has been associated with the initial planning phases of many of Bucharest's business parks - and is well placed to assist companies with the selection of office or industrial space requirements please do not hesitate to contact Richard Prior at richard.prior@addisonread.ro Or Give us a call on +40 722 304 773 or +40 722 304 772 and we will be glad to talk to you. ROMANIA - TOURISM - THE HIDDEN JEWEL OF EUROPE Over the last 10 years, The Editor has observed the steadily widening gap between the improving tourism infrastructure and the 'black hole' - an almost total lack of organised marketing effort. A few years ago, much of Romania's tourist industry was "in the wrong hands" - owned by those who imagined that quick profits would be obtained - for both little investment & even less effort..... The tourism and hospitality business does not grant quick profits to cheap operators.......! Now, in 2004, there are strong signs that the right people are getting into the industry & the infrastructure is developing rapidly - certainly in the premier mountain resorts - if not the Black Sea resorts. At Poiana Brasov for example, there are many new hotels & villas in the market, together with a well developed infrastructure for ski lifts and cable cars & restaurants - BUT the tourist board is ineffective and disorganised at getting out the message - that Romania has the most dramatic tourist assets of '"New Europe'. The final & essential element of apres-ski environment is dependent upon an effective Tourist board. Private operators, such as Andrei of Villa Andrei lead the way in terms of quality & value BUT need an influx of international tourists to generate the next steps of development. Romania is Europe's hidden jewel....... INVESTOR SERVICES - MARKET ALERTS Investor Services provides monthly Market Alert reports - detailing the market research activities of multi-national companies that are actively investigating the Romanian market. Gain and edge on your competition by responding to your target clients needs - before they approach the market. The reports are intended for senior management, and include Company profiles, Contact details and a charted analysis of research activities on the Romanian market. Contact: Richard Prior For executives relocating to Bucharest, Factbook has collaborated with Investor Services srl to provide a full relocation support service - A first stage is our offer of an interactive settling-in support sytem that is compatible with PDAs, Notepads & PCs. Apply for details FDI / LABOUR COSTS & COST OF LIVING For Transnational companies researching the Romanian market, Investor Services has provided a series of decision support reports covering FDI , Labour Cost s & Cost of Living comparisons. If you are seeking specific market research for the Romanian market, we shall be pleased to provide a compatitive quotation. In the first instance contact richard@ines.ro QUALITY CHAUFFEUR-DRIVE CAR HIRE - A BETTER OPTION THAN TAXIS IN BUCHAREST "Chauffeur Mercedes" provides E-Class saloons for the discerning Businessman or Diplomat. Immaculately dressed drivers - trained to the highest standards. Airport Transfers & for all your transport needs in Bucharest & throughout Romania Rates are surprising value - Drivers are a refreshing change from the near lethal tactics of the average Romanian Taxi driver. .... If you value your health - try Chauffeur Drive TRAVELLING TO ....... OR INVESTING IN ROMANIA. - 2005 The Editor has spent several years working in Hungary and other Central European countries. Each country has its strong points - Romania has now taken over as the fastest growing economy in the developing countries of Europe. GDP Growth is at the top of the European League. Foreign Direct Investment is 50% higher than Hungary for 2004 at EUR 3.5bn. Multi-National companies are increasingly migrating operations to Romania & the property market is booming. PROFESSIONAL SERVICES FOR INWARD INVESTORS Check out Investor Services before taking a decision about selection of your primary professional service provider. Our business partner iNES Advertising has extended the its range of services - for details see:- site UK LAND BANK OPPORTUNITY - 19 MILES LONDON 8.3 acre site - Located in attractive commuter village 19 miles North of London. Strong Residential development opportunities. WORLD STATISTICS OF MUSLIM POPULATION -COUNTRY BY COUNTRY Business leaders are aware of the waves of Anti-american, Anti British - and generally anti western feelings that are erupting throughout the Muslim world Just what is the extent of the Muslim world. Factbook has produced World Statistics for Muslim Population on a country by country basis - including world map of Muslim distribution. REPORT - EUROPEAN FILM INDUSTRY Factbook has published a detailed statistical report on the European Film Industry. Similar in style to the Global Traffic Accident report, with statistics ranging from admissions per film by country to Cinemas, revenues, GDP etc. Whether you are an industry professional or an amateur cinema buff this is worth a look... POWER GENERATION PROJECTS The modernisation and development of Romania's energy infrastructure represents one of the most significant opportunities for Power Generation and Construction companies during the period leading up to EU accession. more Current projects call for investments totalling over EUR 4 billion. Nuclear - €1.018bn Conventional - €2.465bn Hydro projects - - €651.2bn Our team have key experience with World Bank infrastructure financing in China, Malaysia, Turkey & Hungary. INVESTMENT IN ALLOY WHEEL PRODUCTION UNIT Investor Services are in discussions with leaders in the Automotive industry - with a view to locating a Wheel Production unit at a Romanian 'Free trade' Zone. East European Vehicle Production 2001 Projects The project includes proposals to locate a Wheel/Tyre assembly plant at the same location with a view to providing added value services to European car manufacturers. Project outline - English or Italian - for Cast alloy production unit. Sponsored by Addison Read Romania - Investment Property in Romania - Contact:- sales@addisonread.ro service provided by Investor Services , 33 Maguricea, Bucharest 1, - t. +40 722 304 773/2 fx. +40 21 232 6737 & iNES , © Factbook 2000; Site search Search Factbook Search WWW