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Amazon.com: Back Home: Music Your Store Music See All 32 Product Categories   Your Account | Cart | Wish List | Help | advanced search | browse styles | classical | top sellers | new & future releases | music you should hear | blowout music | used music | free downloads Search Amazon.com Popular Music - Artist Name - Album Title - Song Title Used Music Classical Music Music Downloads Web Search Join Amazon Prime and ship Two-Day for free and Overnight for $3.99. Already a member? Sign in . MUSIC INFORMATION Explore this album buying info listen to samples editorial reviews customer reviews RATE THIS ALBUM I dislike it I love it! 1 2 3 4 5 Edit your ratings Visit the DVD Store Cream - Royal Albert Hall - London May 2-3-5-6 2005 DVD Sign in to turn on 1-Click ordering. A9.com users save 1.57% on Amazon. Learn how . 120 used & new from $4.75 Available for in-store pickup now from: $16.99 Price may vary based on availability Enter your ZIP Code Have one to sell? Back Home Eric Clapton List Price: $18.98 Price: $13.49 & eligible for FREE Super Saver Shipping on orders over $25. See details . You Save: $5.49 (29%) Availability: Usually ships within 24 hours 120 used & new from $4.75 See more product details Best Value Buy Back Home and get American Made World Played at an additional $2 off Amazon.com's everyday low price. Total List Price : $37.96 Buy Together Today: $25.48 You Save : $12.48 Click here for promotion rules Customers who bought this title also bought: Souls Alike ~ Bonnie Raitt A Bigger Bang ~ The Rolling Stones Magic Time ~ Van Morrison Prairie Wind ~ Neil Young 80 ~ B.B. King Chaos and Creation in the Backyard ~ Paul McCartney Wildflower ~ Sheryl Crow Devils & Dust [DualDisc] ~ Bruce Springsteen Explore Similar Items : 20 in Music , 20 in DVD , and 20 in Books What similar items do customers ultimately buy after viewing this item? More than 33% buy CDs from The Bob Dylan Bootleg Series . 26% buy this item(Back Home~ Eric Clapton 12% buy Cost of Living ~ Delbert McClinton 6% buy Hillbilly Deluxe ~ Brooks & Dunn 4% buy All That I Am ~ Santana 4% buy The Word Is Live ~ Yes 2% buy At Carnegie Hall, Vol. 1-4 (Chicago IV) ~ Chicago Explore Similar Items : 9 in Music , 9 in DVD , and 9 in Books Product Details Audio CD (August 30, 2005) Number of Discs: 1 Label: Warner Bros / Wea ASIN: B000A3DFZE Average Customer Review: Based on 114 reviews. Write a review . Amazon.com Sales Rank: Today: #248 in Music Yesterday: #215 in Music Popular in: Osseo, MN(#13) , Coventry, RI(#13) . See more Customers interested in Eric Clapton may also be interested in Sponsored Links ( What's this? ) Feedback Eric Clapton Songs Download Your Favorite Songs 100% Free And Legal! www.GetMusicFree.com Eric Clapton Concert 01/06/06 Ahoy Rotterdam Bestel uw tickets op onze website www.onlineticketshop.nl Listen to Samples To hear a song sample, click on the "Listen ." Visit our audio help page for more information. 1. So Tired Listen Listen 2. Say What You Will Listen Listen 3. Im Going Left Listen Listen 4. Love Dont Love Nobody Listen Listen 5. Revolution Listen Listen 6. Love Comes To Everyone Listen Listen 7. Lost And Found Listen Listen 8. Piece Of My Heart Listen Listen 9. One Day Listen Listen 10. One Track Mind Listen Listen 11. Run Home To Me Listen Listen 12. Back Home Listen Listen Editorial Reviews Amazon.com Back Home is Eric Clapton in a good mood, filled with upbeat toe-tappers about hearth and home (a young child even puts in a cameo on "So Tired"). Blues-rock ("Lost and Found"), reggae ("Revolution"), and R&B (the Spinners' "Love Don't Love Nobody") mingle comfortably with laid-back pop (George Harrison's "Love Comes to Everyone"). Recorded around the same time as Me and Mr. Johnson , his bestselling collection of Robert Johnson songs, Clapton's first recording of (mostly) original material since 2001's Reptile is a combination of solo compositions, covers, and collaborations with writing partner Simon Climie. Backing musicians include John Mayer (guitar), Blind Faith mate Steve Winwood (synthesizer), and longtime associate Billy Preston (keyboards), whose expertise with the Hammond B3 shines brightest on the Vince Gill cowritten "One Day". There are no real surprises on Back Home , just Clapton doing what he does best--with an extra spring in his step. --Kathleen C. Fennessy Album Description Back Home, Eric Clapton's first album of original material in several years, follows this summer's historic and heralded Cream reunion and 2004's gold, Top 10 Me and Mr. Johnson covers disc (and it's audio/video companion, Sessions for Robert J). With Back Home, three-time Rock and Roll Hall of Famer and 16-time Grammy winner Clapton finds his way home with another modern classic. Spotlight Reviews (What's this?) Write an online review and share your thoughts with other customers. 104 of 126 people found the following review helpful: A happy Eric is not Eric... , September 2, 2005 Reviewer: Albert G. Smith Jr. (Daytona Beach, Fl USA)- See all my reviews I am torn here. In the review I posted for the last Mark Knopfler CD, I defended the lower prominence of lead guitar, based on the fact that this is 20-something years later than "Sultans of Swing", and an artist grows, as they should. I tried to apply this same standard to this Clapton album, but it just doesn't work for me. Knopfler might have cut back on the guitar gymnastics, but the tone and subject matter of the songs remain that same Knopfler that made me buy all of those albums. A happy Clapton is not Clapton. I'm glad his life is going well, but this also might prove that art comes from suffering. I am not a casual fan. I have every Clapton release (some on old vinyl), and tracked every vintage of his career. I can throw an old disc on that I have heard a thousand times, and experience it like new every time. I'm afraid "Back Home" will soon be relegated to the back of my CD shelf next to the dusty Pilgrim and Reptile discs. Thanks for the decades of great music Eric, but it looks like the days of buying every new album sight unseen has reached the end. I wanted to like this disc, I really did. 3 stars because this is technically a fine recording. The two missing stars are for the missing desire for me to listen to this disc after the first couple of tries. Was this review helpful to you? ( Report this ) 33 of 37 people found the following review helpful: In a nutshell - pleasant, but unexciting , September 20, 2005 Reviewer: Amanda Richards (Georgetown, Guyana)- See all my reviews It's been about five years since Eric Clapton delivered an album with original material. Of the twelve songs, Clapton has writing credits for five, including the first single "Revolution", a reggae-based song reminiscent of "I Shot the Sheriff", except unlike the latter, this one is a somewhat flat, unexciting track. Boosted by guest appearances, the album mixes reggae, R&B, pop and country. Contributors include George Harrison, who wrote "Love Comes to Everyone"; The Spinners' "Love Don't Love Nobody"; "I'm Going Left" from Stevie Wonder and Syreeta Wright; plus Vince Gill, Steve Winwood and John Mayer among others. Most of the songs can be classified as "easy listening" and can evoke the occasional head bob and hum, but they're all relatively standard songs, with nothing really worth shouting about. An average album, and not one of Clapton's best, something like an Oreo cookie without the good stuff inside. Rated 3.5 stars Amanda Richards, September 21, 2005 Was this review helpful to you? ( Report this ) All Customer Reviews Average Customer Review: Write an online review and share your thoughts with other customers. Middle of the Road , December 29, 2005 Reviewer: John Harwell (Grove City, OH USA)- See all my reviews Eric Clapton's new CD is not Eric Clapton. That's as plain as I can say it. The majority of the cuts are lilting Top-40ish sounding ditties about love and kids and general non-offensive subjects. The few blues sounding cuts have huge organ runs and what sounds like an entire choir backing his vocals. Orchestrated Blues? C'mon. There will probably huge numbers of fans who like this album, but they are NOT Eric Clapton fans. This is purely a generic "hit" album. I am not saying EC should not do happy songs, but I did not buy the CD for this "kinder, gentler" music. I personally want raw guitar and damnable blues. He is too talented for this pop album. Pure middle of the road. Was this review helpful to you? ( Report this ) What's wrong with this album? , December 29, 2005 Reviewer: Andrew Brooks (Carson, California)- See all my reviews After one listen, particularly after the jigging "So Tired," I started liking this album immediately. It's an easy-listening/bluesy album about love, introspection ("Back Home" comes to mind), family, and belonging. I don't understand why people only listen to just Eric Clapton's guitar and not his vocal. The singer's vocal, as well as his/her instrument, is what sets the mood for the song. Just like that saying in "Death of a Salesman," it's not "what you say." It's how you say it. And here, Eric Clapton says it well. He's happy, he's living life to its fullest, and he wants his audience to know it. A person doesn't always have to be depressed in order to make good music. Eric Clapton is one of THEE best musicians that have ever lived, next to Bob Dylan. Give the man a break. :-) Was this review helpful to you? ( Report this ) 1 of 3 people found the following review helpful: quit knockin a great master , December 27, 2005 Reviewer: Patrick Tsushima (San Diego, CA USA)- See all my reviews Clapton has been through more than any other musician alive the only part he may have been beat on is the drugs by say perhaps ozzy but clapton can still talk like a normal person. Anyhow point is this album may not be his classic heavy blues and whiskeyed downtime kind of thing, but for some jack ass to say that a sad clapton is not clapton annoys me enough to waste my damn time writing this stupid review when I could be playing the git fiddle I was juts and will be in just a second laying on my lap. That jackass may not be a casual eric clapton fan but he probably doesn't play guitar otherwise he would know how to critique a guitarist singer, without making himself look like a fool, and yes jackass too. Was this review helpful to you? ( Report this ) 1 of 2 people found the following review helpful: Give him a break, he's happy! , December 23, 2005 Reviewer: C. Lyons (Phoenix, AZ USA)- See all my reviews I have been a fan of Eric Clapton since he was in Cream, and have every one of his CDs. I think that Mr. Clapton has earned the right to let his fans know that he has found love and happiness in his beautiful wife and children. I think he has accomplished that without being untrue to his roots. I for one, and happy that he has found happiness and I am enjoying this toe-tapping CD! Was this review helpful to you? ( Report this ) See all 114 customer reviews... Customers who bought titles by Eric Clapton also bought titles by these artists: Derek & The Dominos John Mayall Cream Allman Brothers Band Jimi Hendrix Explore similar artists So You'd Like To... Stock up on these great things. :by Philipa C. Field , SL Interpreter, shopper, parent Have A Fundamental Eric Clapton Collection :by Mike Vegas King , A Journeyman Fan delete a "so you'd like to?" but can't? lol :by MovedbyMusic , can find loopholes anywhere Listmania! What"s in the CD changer right now :A list by Earl Biringer , Music Listener The Rolling Stones Studio Albums :A list by DEAN M. Dent , Musician Bonnie Raitt: Blue Angel From ... 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foreclosure property is a
Real estate foreclosures information from Answerbag Real estate foreclosures What you need to know about buying property that has been foreclosed Home » Index » Real estate » Foreclosures Questions What is a foreclosure? Are foreclosures an option? What are problems buying foreclosures? What types of foreclosure are there? How do you get financing for a foreclosure? What happens at a trustee sale? How do you find government-repossessed homes? Can I get a HUD home for as little as $100 down? Where can I find foreclosures? Do I have to buy HUD homes through a realty agent? Where do I learn about HUD foreclosures? How does a home go into foreclosure? What happens at a trustee sale? How bad is a previous foreclosure on credit? What makes a newspaper "the newspaper of record" in a given state? Who takes care of delinquent property taxes that have been previously sold at tax certificate sale for prior years? Am I responsible for any liens that were on a foreclosed property before I had purchased it? I have the policy of title insurance. In the normal home buying process, issues found during the home inspection allow you to back out of the purchase. Does this apply to foreclosures also? How long does foreclosure take? Where can I find an example of a letter to send to home owner's who are facing forclosure asking them if they would like to sell before their home is forclosed on? If a bank initiates a foreclosure on a property which also has an IRS lien, and the bank ends up buying back the property for the amount of the unpaid loan, does the bank also have to satisfy the IRS lien? Can you use a prequalification letter to secure a bid on a property that has been foreclosed on by a mortgage company at the county sale? » Ask a question What is a foreclosure? (100%, 2 ratings) submitted by Andersen777 ( A++ , 99%, 1854 ratings), Apr 27, 04 A foreclosure is a legal procedure whereby a lender gains title or sells a mortgagors after he or she does not pay it in order to satisfy all or part of the unpaid debt (legal definition). Layman's terms: Essentially, due to lack of payments, the property is repossessed by the lender. The property is then re-sold as foreclosed. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top Are foreclosures an option? (0 ratings) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 9, 03 A foreclosure property is a home that has been repossessed by the lender because the owners failed to pay the mortgage. Thousands of homes end up in foreclosure every year. Economic conditions affect the number of foreclosures, too. Many people lose their homes due to job loss, credit problems or unexpected expenses. It is wise to be cautious when considering a foreclosure. Many experts, in fact, advise inexperienced buyers to hire an expert to take them through the process. It is important to have the house thoroughly inspected and to be sure that any liens, undisclosed mortgages or court judgments are cleared or at least disclosed. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top What are problems buying foreclosures? (0 ratings) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 9, 03 Buying directly at a legal foreclosure sale is risky and dangerous. It is strictly caveat emptor ("Let the buyer beware"). The process has many disadvantages. There is no financing; you need cash and lots of it. The title needs to be checked before the purchase or the buyer could buy a seriously deficient title. The property's condition is not well known and an interior inspection of the property may not be possible before the sale, says Wiedemer. In addition, only estate (probate) and foreclosure sales are exempt from some states? disclosure laws. In both cases, the law protects the seller (usually an heir or financial institution) who has recently acquired the property through adverse circumstances and may have little or no direct information about it. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top (0 ratings) submitted by Team Jackson (0%, 0 ratings), Nov 17, 05 There is however a difference in Sheriff Sale auction homes and REO foreclosure homes The ones up for auction are risky, no access, owners usually still in them, not sure the condition of the home b4 you bid Of course if the price is LOW enough then who cares REO homes have been auctioned to the bank, cleaned out, and listed with an REO agent in the area. Some of these will be priced high others will be dirt cheap, and you can go look inside them They are all sold AS IS, you can do an inspection but cannot use it to get out of the contract should you find something wrong. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top What types of foreclosure are there? (0 ratings) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 9, 03 Judicial foreclosure action is a proceeding in which a mortgagee, a trustee or another lien holder on property requests a court-supervised sale of the property to cover the unpaid balance of a delinquent debt. Non-judicial foreclosure is the process of selling real property under a power of sale in a mortgage or deed of trust that is in default. In such a foreclosure, however, the lender is unable to obtain a deficiency judgment, which makes some title insurance companies reluctant to issue a policy. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top How do you get financing for a foreclosure? (0 ratings) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 9, 03 One reason there are few bidders at foreclosure sales is that it is next to impossible to get financing for such a property. You generally need to show up with cash and lots of it, or a line of credit with your bank upon which you can draw cashier's checks. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top What happens at a trustee sale? (0 ratings) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 9, 03 Trustee sales are advertised in advance and require an all-cash bid. The sale is usually conducted by a sheriff, a constable or lawyer acting as trustee. This kind of sale, which usually attracts savvy investors, is not for the novice. In a trustee sale, the lender who holds the first loan on the property starts the bidding at the amount of the loan being foreclosed. Successful bidders receive a trustee's deed. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top How do you find government-repossessed homes? (0 ratings) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 9, 03 The U.S. Department of Housing and Urban Development acquires properties from lenders who foreclose on mortgages insured by HUD. These properties are available for sale to both homeowner-occupants and investors. You can only purchase HUD-owned properties through a licensed real estate broker. HUD will pay the broker's commission up to 6 percent of the sales price. Down payments vary depending on whether the property is eligible for FHA insurance. If not, payments range from the conventional market's 5 to 20 percent. One caution. HUD homes are sold "as is," meaning limited repairs have been made but no structural or mechanical warranties are implied. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top Can I get a HUD home for as little as $100 down? (100%, 2 ratings) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 9, 03 If you are strapped for cash and looking for a bargain, you may be able to buy a foreclosure property acquired by the U.S. Department of Housing and Urban Development for as little as $100 down. With HUD foreclosures, down payments vary depending on whether the property is eligible for FHA insurance. If not, payments range from 5 to 20 percent. But when the property is FHA-insured, the down payment can go much lower. Each offer must be accompanied by an "earnest money" deposit equal to 5 percent of the bid price, not to exceed $2,000 but not less than $500. The U.S. Department of Veterans Affairs also offers foreclosure properties which can be purchased directly from the VA often well below market value and with a down payment amount as low as 2 percent for owner-occupants. Investors may be required to pay up to 10 percent of the purchase price as a down payment. This is because the VA guarantees home loans and often ends up owning the property if the veteran defaults. If you are interested in purchasing a VA foreclosure, call 1-800-827-1000 to request a current listing. About 100 new properties are listed every two weeks. You should be aware that foreclosure properties are sold "as is," meaning limited repairs have been made but no structural or mechanical warranties are implied. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) User comments eric soto : very useful, thanks for the phone # » Add new answer » Add new question » Email me when a new answer is posted » Top (0 ratings) submitted by Team Jackson (0%, 0 ratings), Nov 17, 05 Now days you can pretty much buy anything for no money down There are even programs out there for investors with 0 Down to use on duplexs and 4 families This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top Where can I find foreclosures? (0 ratings) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 9, 03 In most states, a foreclosure notice must be published in the legal notices section of a local newspaper where the property is located or in the nearest city. Also, foreclosure notices are usually posted on the property itself and somewhere in the city where the sale is to take place. When a homeowner is late on three payments, the bank will record a notice of default against the property. When the owner fails to pay up, a trustee sale is held, and the property is sold to the highest bidder. The financial institution that has initiated foreclosure proceedings usually will set the bid price at the loan amount. Despite these seemingly straightforward rules, buying foreclosures is not easy as it may sound. Sophisticated investors use the technique so novices may find themselves among stiff competition. Resources: * "The Smart Money Guide to Bargain Homes, How to Find and Buy Foreclosures," James I. Wiedemer, Dearborn Financial Publishing, Chicago; 1994. * "Real Estate Principles," Charles O. Stapleton III, Thomas Moran and Martha R. Williams, Dearborn Financial Publishing, Chicago; 1994. * "Real Estate Investing From A to Z," William H. Pivar, Probus Publishing, Chicago, 1993. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top (0 ratings) submitted by Team Jackson (0%, 0 ratings), Nov 17, 05 For auctions go to your local courthouse For REO homes go to a site like foreclosure.com or find a broker like me in your area, I pay for the site and get all the info then i post a list weekly by email to hundreds of investors in the area FREE. Look around there is always a guy like me This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top Do I have to buy HUD homes through a realty agent? (0 ratings) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 9, 03 You can only purchase a U.S. Department of Housing and Urban Development property through a licensed real estate broker. HUD will pay the broker's commission up to 6 percent of the sales price. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top Where do I learn about HUD foreclosures? (100%, 2 ratings) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 9, 03 One good source is their Web page http://www.hud.gov This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top How does a home go into foreclosure? (75%, 1 rating) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 10, 03 (Answer last edited on Jul 5, 05) Foreclosure proceedings usually begin after a borrower has skipped three mortgage payments. The lender will record a notice of default against the property. Unless the debt is satisfied, the lender will foreclose on the mortgage and proceed to set up a trustee sale. For more questions or to learn about foreclosure prevention and information... http://www.propertyinvestmentadvisor.com/stop-foreclosure.html. To learn about foreclosure investing try here... http://www.propertyinvestmentadvisor.com This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) User comments Anonymous : kind of sketchy to those of us who really know nothing of real estate. » Add new answer » Add new question » Email me when a new answer is posted » Top What happens at a trustee sale? (0 ratings) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 10, 03 Trustee sales are advertised in advance and require an all-cash bid. The sale is usually conducted by a sheriff, a constable or lawyer acting as trustee. This kind of sale, which usually attracts savvy investors, is not for the novice. In a trustee sale, the lender who holds the first loan on the property starts the bidding at the amount of the loan being foreclosed. Successful bidders receive a trustee's deed. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top How bad is a previous foreclosure on credit? (0 ratings) submitted by Real Estate Guy ( A , 97%, 58 ratings), Sep 10, 03 A property foreclosure is one of the most damaging events in a borrower's credit history. In terms of the effect on credit history, a deed in lieu of foreclosure or a short sale is not as adverse an event as is a forced foreclosure. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top What makes a newspaper "the newspaper of record" in a given state? » Add new answer » Add new question » Email me when an answer is posted » Top Who takes care of delinquent property taxes that have been previously sold at tax certificate sale for prior years? » Add new answer » Add new question » Email me when an answer is posted » Top Am I responsible for any liens that were on a foreclosed property before I had purchased it? I have the policy of title insurance. (100%, 1 rating) submitted by breadmanpaul ( A+ , 97%, 219 ratings), Sep 21, 05 Your title insurance provides you with clear title to the property. You cannot obtain clear title without in some way dealing with all existing liens. When you purchased the property, you very likely paid off all of the liens. If there are still liens against the property that were there before you purchased the property, then you do not have clear title. If you have evidence of any existing liens, then take them to the title company that provided you with title insurance. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top (0 ratings) submitted by Team Jackson (0%, 0 ratings), Nov 17, 05 No... example Sold woman a reo home in Feb of this year had back taxes for 02, 03, 04 due 04 was paid at closing title company mistake now assessor wants 02 and 03 or will tax foreclose title insurance company just paid the assessor they are your insurance that ALL title is clear up to the contract phase then make sure you get a gap for the remainder This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top In the normal home buying process, issues found during the home inspection allow you to back out of the purchase. Does this apply to foreclosures also? (0 ratings) submitted by DARON J ( A- , 86%, 80 ratings), Nov 29, 04 Normally the sell of a forclosure is "as is" . This is supposed to be stated in the realestate listing. If this is the case then you would lose your earnest money if you back out of the contract. This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top How long does foreclosure take? (0 ratings) submitted by Team Jackson (0%, 0 ratings), Nov 17, 05 Most banks will let you be default for 12 months then they will start the procedure for auction this usually takes 90 days before its over and they are evicted depends on each area and the local laws This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top Where can I find an example of a letter to send to home owner's who are facing forclosure asking them if they would like to sell before their home is forclosed on? » Add new answer » Add new question » Email me when an answer is posted » Top If a bank initiates a foreclosure on a property which also has an IRS lien, and the bank ends up buying back the property for the amount of the unpaid loan, does the bank also have to satisfy the IRS lien? (0 ratings) submitted by Team Jackson (0%, 0 ratings), Nov 17, 05 Yes all liens must be clear to resell the property with clear title This answer is ( useful ¤ somewhat useful ¤ incorrect ¤ offensive/spam ) » Add new answer » Add new question » Email me when a new answer is posted » Top Can you use a prequalification letter to secure a bid on a property that has been foreclosed on by a mortgage company at the county sale? » Add new answer » Add new question » Email me when an answer is posted » Top » Ask a question » Send me updates Important: Answerbag cannot guarantee the accuracy of answers submitted by members, and we recommend that you use common sense when following any advice found here. Full disclaimer User tools » Ask a question » Send me updates » Send to a friend » Show in text format » RSS Feed Glossary · NOD » Add new term Related Links No links submitted yet » Add new link Answerbag experts on Real estate foreclosures 1. Andersen777 ( A- , 100%, 2 ratings) 2. 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Land For Sale Acreage
North Carolina Land for Sale | Asheville NC Land and Large Acreage Tracts Home | Featured Listings | MLS Search | About Us | Contact Us Horse Farms | Land | Luxury Homes | Condos & Lofts | Waterfront Property | Commercial | 1031 Exchange Phone Us 828.694.1558 North Carolina Land For Sale Acreage in the Greater Asheville NC Area I f you are seeking North Carolina land for sale, Sheelah Clarkson Asheville Real Estate Agency is pleased to assist you . We serve as buyer's agents helping national and international investors locate tracts of mountain land that are suitable for investment, 1031 exchange , or private estate property. As a land specialist, Sheelah Clarkson is a member of the Realtors Land Institute (RLI), the only national organization comprised of licensed real estate professionals who broker, sell, lease, manage, and develop land. This influential affiliation gives our agency the leverage and network necessary to identify and procure large acreage land tracts on behalf of our buyers and investors. Featured Land For Sale Our featured land for sale is a rare 228-acre tract of land in Waynesville, NC . This property has been passed down in the family for generations and is available on the open market for the first time. With frontage on all sides of an intersection along major Highway US 276 less than 1 mile from the city limits , this acreage is ideal for a major mixed use development or urban village. The prime location with multiple access points, level land, and nearby utilities make this acreage a developers ideal. View more information on this Waynesville NC land . Our featured investment land includes 101 acres and 62 acres near three pretigious Cliffs Communities with views to The Cliffs at Glassy in upstate South Carolina. This acreage is perfectly positioned for a private mountain estate, high end residential development, or a national retreat center. The 101-acre tract lies adjacent to more than 1,700 acres of the Chestnut Ridge Heritage Preserve , protecting your year round mountain views. Both offer paved road access and access to utilities. These land tracts are within easy driving distance of Greenville SC, Hendersonville NC, and the GSP Airport. View more details of this prime acreage. If you would like to see other properties on the market, contact us with your acreage requirements. Also, a number of land listings can be found in the Farms and Land section of the Asheville MLS or the Lots and Land section of the Tryon MLS . Ask us for more information on specific listings that interest you. Finding NC Mountain Land for Sale The magnificent vistas and ecology of our western North Carolina highlands have drawn people here for centuries. However, locating large acreage tracts of North Carolina land for sale can be challenging. Why? Portions of our most spectacular mountain ranges are protected by state and national agencies. More than one million acres are contained in the Pisgah and Nantahala National Forests. State parks and forests also hold thousands of acres. In the Brevard and Hendersonville area alone, The Gorges State Park and the Dupont State Forest protect more than 20,000 acres of pristine mountain land. Large acreage tracts are rare and exclusive mountain land for sale is not always listed in a public MLS. However, a number of significant land tracts in western North Carolina are still available if you know how to find them. Most real estate agents focus on houses and residential lots. Few realty professionals excel in the sale of land and acreage, perhaps because this specialty area is unique, requiring knowledge of an extensive geographic region, willingness to travel the back roads, and an in-depth understanding of land tract zoning, characteristics, and markets. Our North Carolina Land Services As large acreage buyer's agents, we cover 11 counties in the greater Asheville NC area, a wide territory that spans some of the most stunning mountain land and pastoral foothills in western North Carolina and upstate South Carolina. We help match your investment needs with the most appropriate land tract. We understand how the unique characteristics of a property can impact your proposed use of the acreage. For instance, the topography in western North Carolina varies greatly from rolling foothills that provide an exceptional location for horse farms , to steep mountains with scenic vistas, to valleys suitable for agri-business. Zoning and restrictions vary from county to county as well. We serve our buyers and investors by tapping into a network of land savvy specialists throughout our region to locate acreage for a variety of purposes, including property for 1031 exchange , land for investment, and acreage for private luxury homes and estates. We know this region. We drive the back roads. And we are pleased to work closely with qualified buyers who are ready to purchase land. Contact us to discuss your needs regarding large acreage land tracts for sale in western North Carolina. North Carolina Land Conservancy Under all is the land. Upon its wise utilization and widely allocated ownership depend the survival and growth of free institutions and of our civilization. - Code of Ethics and Standards of Practice of the National Association of REALTORS At Sheelah Clarkson Asheville Real Estate Agency, we believe in the wise use of land. We support land stewardship through such measures as personal responsibility, sustainability, and land conservancy. The North Carolina Conservation Tax Credit Program (CTC) North Carolina boasts some of the most progressive legislation in the nation regarding land conservancy. The North Carolina Conservation Tax Credit Program (CTC) offers financial incentives that encourage both corporate and private property owners to protect the land. Preserving our land benefits both the environment and future generations. Moreover, it can be a smart financial strategy for land owners because it offers substantial income tax credit for those who donate real property for conservation purposes. Land conservancy is a win-win for all involved. You can learn more about the tax credits offered through conservation easements and other land conservancy options by visiting the website of the North Carolina Conservation Tax Credit Program . North Carolina Land Conservancy Organizations A number of nonprofit groups are dedicated to protecting our North Carolina land. We invite you to visit these websites for more information on land preservation in the Tarheel state. The North Carolina Chapter of the Nature Conservancy Durham, NC State chapter protecting more than 100 sites across the state including several sites in western North Carolina. Million Acre Initiative Raleigh, NC State program dedicated to preserving one million acres of open space in North Carolina this decade. Conservation Trust for North Carolina Raleigh, NC Statewide organization working with local land trusts, community groups, and private landowners to protect North Carolina land and water resources. Carolina Mountain Land Conservancy Hendersonville, NC Local organization serving Henderson and Transylvania counties. Pacolet Area Conservancy Lynn, NC Local group focused on the Pacolet and Green River watersheds in portions of Polk County and Henderson County in North Carolina as well as parts of Spartanburg and Greenville Counties in South Carolina. Land Trust for the Little Tennessee Franklin, NC Local trust serving the upper Little Tennessee Valley area that lies along the corridor between the Nantahala and Cowee mountains of western North Carolina. Southern Appalachian Highlands Conservancy Asheville, NC Local conservancy serving Buncombe and Madison Counties plus Highlands of Roan, a major project that preserves 15,000 acres along the North Carolina and Tennessee border. Blue Ridge Rural Land Trust Boone, NC Local trust serving a seven county area in northwestern North Carolina including Alleghany, Ashe, Avery, Mitchell, Watauga, Wilkes, and Yancey Counties. National Committee for the New River West Jefferson, NC Local group focused on the protection and restoration of the New River and 5,000 acres of watershed in northwestern North Carolina. Foothills Conservancy of North Carolina Morganton, NC Local organization serving Alexander, Burke, Caldwell, Catawba, Cleveland, Lincoln, McDowell and Rutherford Counties. If you are interested in purchasing large acreage land tracts of land for sale in North Carolina, contact us to discuss the benefits of land conservancy. Sheelah Clarkson is a member of the Realtors Land Institute (RLI) Asheville Real Estate | Asheville North Carolina MLS | Tryon North Carolina MLS | Asheville Homes For Sale | Asheville Condos North Carolina Luxury Homes | North Carolina Land For Sale | North Carolina Acreage | North Carolina Mountain Real Estate North Carolina Horse Farms | Equestrian Communities | Horse Property | Equestrian Property | North Carolina Mountain Land North Carolina Commercial Real Estate | 1031 Exchange Real Estate | NC Waterfront Property | Sitemap | Links | About Us | Contact Info © 2005 Sheelah Clarkson Sheelah Clarkson Asheville Real Estate Agency • PO Box 8804 • Asheville,NC 28814-8804 Phone 828.694.1558 • Fax 828.694.1549 • Email sheelah@sheelahclarkson.com
Sell House
AutoTrader.com - How to Sell Your Car Home > Research > How to Sell Your Car How to Sell Your Car Why should I sell my car instead of trading it in? It's simpleto boost your profit. Sell it yourself, and you get a higher value out of your car. Depending on the age and condition of your car, you can pocket an extra $1,000 to $2,000 or more. If you have a late-model vehicle, you stand to make much more. Just think of it as cutting the middle man out. If you trade your car in, the dealer has to pay to clean it, advertise it and sell it while making a comfortable profit. Your lower trade-in reflects that. Besides, with today's online resources, selling your car is easier than ever. Find out all you need to know to put your car up for sale, and then list it at a less expensive price than traditional printed classified listings. Plus, you reach more buyers in your areaand across the country. Place Your Ad Today Get a CARFAX Vehicle History Report Provide buyer assurance. Check your vehicle's history before you sell. Enter VIN Find Info on Specific Models Get the details on your old car before you advertise. Find out options, standard features, safety and more. What are my first steps? Selling your car yourself can be rewarding, especially with a little guidance. We've come up with a few tips to make the experience easier and to help you get the best price for your car. View Hide Set a competitive price A good place to start is determining the market value of your car. Check out our used-car values page to find out what your car is worth. You'll want to price competitively in your local market-look at our online ads in your area to see what used cars similar to yours are being sold for. If you're open to negotiation, determine the least amount you will accept. Based on that amount, you may want to create some cushion in your price$500 is a good minimum. Remember, buyers are looking at the same online pricing guides, so if your price is close to or lower than the price they found, your car could be that much more appealing. Once you set your price, consider using the proper ad lingo to make your point: Inserting "or best offer" (OBO) or "asking price" signals you'll consider an offer lower than the stated price. You may get more responses. Stating your price is "firm" signals that you're sticking to your price. View Hide Get your car ready Appearance is everything. That means you should thoroughly clean your car, inside and out. And consider taking care of any minor maintenance issues. Here's a laundry list of things you can do to improve your car's appearance: Wash, wax and vacuum your car. Wipe down the dashboard and other surfaces. Gloss up the tires and polish the wheels. Clean all glass inside and out, including mirrors. Clean out any junk from inside your car and the trunk. Replace any burnt lights or fuses. Top off the fluids. View Hide Gather your car's records Smart car shoppers want to know how well maintained your vehicle is and will ask for maintenance records. A presentable maintenance log with all of your receipts, especially oil changes, can be a powerful selling tool. Consider collecting the receipts you have and creating a maintenance log. If you know you had something done but can't find the receipt, log it anyway. Warranty receipts are especially important. If you've recently replaced your tires or battery, present the warranty to the buyer. View Hide Purchase a vehicle history report You can put buyers at ease by showing a copy of your car's vehicle history report . One of the biggest fears of used-car buyers is unwittingly buying a car that has been in a wreck. A vehicle history report reveals if a car was ever wrecked, whether the odometer was rolled back and other costly problems. Presenting your maintenance records and a clean vehicle history report instills confidence in buyersit could make the sale! How do I advertise my car? Your best bet is to place an online ad . Think about it this way: how many newspaper readers are looking to buy a car? Compare that to the number of people visiting auto websites like this one looking to buy a car now. You'll also get more sophisticated options, like editing tools and more space to show off your car. Here are some surefire bets to bring you more responses. View Hide Post quality photos Although photos are not required for listing your car online, they are a key selling tool. You have a far greater chance of buyers clicking on your Search Results Listing if you have photos. In fact, 85% of buyers look for listings with photos in their initial search. You don't need to have a digital camera to post photos. Just take your traditional film to your local photo-processing lab and ask for a photo CD. You can easily upload photos from the CD to your ad. Or, you can turn your prints into digital pictures with a scanner. Before you point and shoot, remember these guidelines: Photograph your car in daylight. Avoid reflections and shadows from the sun and trees. Photograph your car at a front-side angle to achieve a good view of the entire car. Park your car against a flattering backdrop. Make sure your car is clean and neat in appearance. If you post multiple photos, photograph the interior and any special features about your car, such as specialty tires and wheels. View Hide Give details buyers will respond to Another benefit of advertising online is providing a complete description of your car. You get to give buyers those extra details that grab their attention. In your AutoTrader.com ad, you will list your car's basic details and options installed. With that important information already out of the way, you can focus on making your description enticing. Keep in mind the first 150 characters of your description will show on your Search Results Listing. Put your most important details first, so buyers see them right away. Consider giving some of the following details: Appeal to a buyer's lifestyle. Ex. Van"great family car," economy car"excellent gas mileage makes it a great commuter car," truck"a dependable work truck." Use key phrases that typically signal you've taken care of your car, like "one owner," "kept in garage" and "maintenance records available." But do be honest! Mention any non-standard modifications and improvements, such as stereo, speakers and specialty wheels. List any recent replacements, like new tires or battery. View Hide Be prepared to field inquiries Once you place your ad, be ready to answer questions. Keep a list of basic facts about your car near the phone and computer. Print out the online sources that show your car's market value. Buyers are making a big decision, so try to answer every question honestly and openly. You'll save yourself time instead of making unnecessary appointments. Make appointments for a specific time, rather than allowing a buyer to show "sometime after work." It increases the chances of the buyer making it, and it doesn't waste your time. If you feel uncomfortable with a buyer coming to your house, arrange to meet in a populated, well-lit area. How do I close the deal? You've done your homework. Now it's time to sell your car. With a little preparation and patience, you should do just fine. View Hide Show your car to interested buyers Once you make an appointment, a buyer will most likely want to take your car for a spin. Before the test-drive, remember to: Ask to see a valid driver's license and proof of insurance. Let the buyer drive, but you navigate. Have a planned route in mind that allows the buyer to experience different driving conditions. If a buyer is very interested and wants you to hold the car, ask for a deposit and specify that it's only for a certain amount of time. Also, some buyers may want to have the car inspected by their mechanic. This is a reasonable request, but it's up to you how you want to handle it. View Hide Negotiate a fair price By now, you know what your car is worth, and you know what you're willing to accept. Prepare yourself with possible responses when a buyer begins to negotiate. For example: If a buyer mentions a scratch or ding, say it's normal wear and tear and that it's accounted for in the depreciated market value. If a buyer makes an offer lower than your asking price, counter offer. Never seem too eager to lower your price. And don't budge beyond your minimum. If a buyer shows you a mechanic's receipt for repairs needed on your car, take a look at the repairs. If they're warranted, consider reducing the price based on the amount needed for the repairs. If you advertised that your car is being sold "as is," then simply refer to your ad. View Hide Finalize the sale Once you settle on a price, accept only cash or a cashier's check before you sign over the title. And make sure the check has cleared at the issuing bank. Be suspicious of any buyer who offers a complicated payment arrangement that involves overpayment with a refund. This is often a sign of fraud. To learn more about spotting a scam, read our fraud awareness tips . You should have a bill of sale ready for both parties. A bill of sale is a sales receipt that shows transfer of ownership to the buyer and contains both parties' contact information, details about the car, the agreed upon sell price and the odometer reading. To find a bill of sale, your state motor vehicle website should offer a detailed form. If not, try an office supply store for a generic form that you can add to if needed. Also, check with your state motor vehicle website to find out what the requirements are to transfer the title to the new owner. Generally, you will have to sign and date the title before turning it over to the buyer. Notifying your local motor vehicle office of the transaction and ensuring the title is correctly transferred will prevent you from being liable for any accidents. If you still owe money on the car and a lending institution is holding the title, you can finish the sale with the buyer at the offices of the lender. Once you have the money and the loan has been paid off, sign the title to the buyer. If the bank is out of state, you can go with the buyer to the motor vehicle office and get a temporary operating permit based on the bill of sale. Once you pay off the balance of the loan with the money from your car sale, you'll receive the title. Sign it over to the new owner and the transaction is complete. One last thingdon't forget to cancel or transfer your insurance policy to your new car. I want more resources... Credit Tools Free Credit Report Be prepared before getting an Auto Loan. Vehicle Valuation Trade-in & Retail Pricing Get free trade-in values and retail pricing. Car Loans Loan Center Get up to 4 offers with one simple form. Refinance Auto Loan Center Refinance your auto and save. Payment Calculator Calculate the monthly loan payment for a car. Safety Safety Info Information and articles on safe driving and vehicle safety features. Reviews and Tips Search Reviews Search the latest car reviews. Buying Tips Information and articles to help you make the most informed buying decisions. Home > Research > How to Sell Your Car Find A Dealer | Become an AutoTrader.com Dealer | About | Help | Site Map | Employment Opportunities | Email Us | Press Room By using this service, you accept the terms of our Visitor Agreement . ©2005 AutoTrader.com L.L.C.