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Search Denver MLS real estate; Colorado relocation information Relocation buyers need extra help, learning about the area, schools, drive times and finding the best neighborhood to suit your lifestyle isn't easy. I can assist you with a relocation package tailored to your needs. [ Click Here for More ] Personalize your search and have results delivered to your inbox daily. This HomeFinder service is the most popular of all. [ Click Here for More ] Select featured homes offering a virtual tour, so you can enjoy a tour from the comforts of your home anytime, day or night. [ Click Here for More ] only search Denver Real Estate Site Denver Real Estate Listings Never miss out on a new property again! Your criteria needs to be input to the following forms. Once completed the entire data base of the Denver Metro List will be searched. You will NOT receive an immediate response. The data is sent to a third party company, hired by me; you will receive and e-mail with the matches that fit your criteria. Hints for submitting; Try not to be VERY specific when inputting lot size, age, square footage. If you have any questions at all, e-mail me for assistance. In a short time I can help you, saving you time and trouble! Be precise with your e-mail address Kristal Kraft , ABR, CIPS, CRS Licensed real estate broker selling Colorado Since 1984 The Berkshire Group Realtors, Inc. 3801 E. Florida Ave, Suite 502, Denver, Colorado U.S.A. 80210 800-319-7738 toll free | 303-589-2022 direct | 720-554-7961 fax E-mail: Kristal Kraft, Realtor 1998-2005, © Reflective Motion Inc. | Privacy Policy | Site Credits | Disclaimer | Site Map ~2 ~3 ~4 Denver Relocation | Buy a Home In Denver | Sell a Home in Denver | Denver Map | Denver Neighborhood Profiles | Denver Sales Statistics | International Real Estate | A Bio | My Favorite Places | Real Estate Resources Denver Loft Homes | The Berkshire Group | Buy and Sell Denver | We Sell Denver | Denver Colorado Real Estate | Denver Blog



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Amazon.com: House of Flying Daggers: DVD Your Store DVD See All 32 Product Categories Your Account | Cart | Wish List | Help | Advanced Search | Browse Genres | Top Sellers | New & Future Releases | Television Central | Life & Learning | DVD Essentials | Blowout DVDs | Movie Showtimes | Used DVDs Search Amazon.com DVD Web Search Join Amazon Prime and ship Two-Day for free and Overnight for $3.99. Already a member? Sign in . DVD Information Explore this item buying info editorial reviews customer reviews cast and crew fun facts Listmania! All Things Sexy : A list by Eliza Add your List Ready to buy? Sign in to turn on 1-Click ordering. A9.com users save 1.57% on Amazon. Learn how . MORE BUYING CHOICES 123 used & new from $7.45 Available for in-store pickup now from: $19.99 Price may vary based on availability Enter your ZIP Code Have one to sell? House of Flying Daggers (2005) Starring: Takeshi Kaneshiro , Andy Lau Director: Yimou Zhang Rating: See larger image Share your own customer images List Price: $19.94 Price: $12.99 & eligible for FREE Super Saver Shipping on orders over $25. See details You Save: $6.95 (35%) Availability: Usually ships within 24 hours. Ships from and sold by Amazon.com. Want it delivered Friday, December 30? Choose One-Day Shipping at checkout. See details 123 used & new available from $7.45 Edition: Other Versions and Languages Other Versions (DVD) List Price Price Other Offers: DVD House of Flying Daggers (UMD mini for PSP) $28.95 $25.99 36 used & new from $13.97 DVD House of Flying Daggers/Crouching Tiger, Hidden Dragon $36.96 $25.88 71 used & new from $17.97 Other Versions (VHS Tape) VHS Tape House of Flying Daggers $14.95 $14.20 10 used & new from $7.50 Better Together Buy this DVD with Hero DVD ~ Jet Li today! Total List Price: $39.93 Buy Together Today: $25.98 Customers who bought this DVD also bought Hero DVD ~ Jet Li The Incredibles (Widescreen 2-Disc Collector's Edition) DVD ~ Maeve Andrews Sin City DVD ~ Robert Rodriguez Batman Begins (Two-Disc Deluxe Edition with Comic Book) DVD ~ Christian Bale Explore Similar Items : in DVD , in Music , and in Books Storyline Genres: Action , Drama , Romance Plot Outline: A romantic warrior breaks a beautiful member of a rebel army out of prison to help her rejoin her fellows, but things are not what they seem. Plot Synopsis: During the reign of the Tang dynasty in China, a secret organization called "The House of the Flying Daggers" rises and opposes the government. A police officer called Leo sends officer Jin to investigate a young dancer named Mei, claiming that she has ties to the "Flying Daggers". Leo arrests Mei, only to have Jin breaking her free in a plot to gain her trust and lead the police to the new leader of the secret organization. But things are far more complicated than they seem... Plot Keywords: Visually Impaired Person | Blind | Blindness | Police | Deputy | Police Officer | Martial Arts | Blind Girl | Brothel | China | Dancer | Doublecross | (Show all 22 plot keywords recommended by customers) Product Details Actors: Takeshi Kaneshiro , Andy Lau , Ziyi Zhang , Dandan Song , Yang Guang , See more Directors: Yimou Zhang Format: Ac- , Color, Dolby, Dubbed, Subtitled, Widescreen, Ntsc, Widescreen Anamorphic Region: Region 1 ( U.S. and Canada only. Read more about DVD formats. ) Number of discs: 1 Rated: Studio: Sony Pictures DVD Release Date: April 19, 2005 Run Time: 119 min (original theatrical or airing runtime) Average Customer Review: Based on 219 Reviews DVD Features: Available Subtitles: English, French Available Audio Tracks: (Dolby Digital 5.1), English (Dolby Digital 5.1) Commentary with actor Ziyi Zhang and director Zhang Yimou Creating the Visual Effects featurette "Making of" featurette Theme Song 'Lovers' Music Video Behind the Scenes Photo Gallery Costumes Gallery Storyboard Comparisons Previews From IMDb: Quotes & Trivia ASIN: B0007Q6VXC Amazon.com Sales Rank: #285 in DVD Theatrical Release Information US Theatrical Release Date: January 14, 2005 MPAA: for sequences of stylized martial arts violence, and some sexuality. Production Company: Beijing New Picture Film Co., China Film Co-Production Corporation, EDKO Film Ltd., Elite Group Enterprises, Zhang Yimou Studio USA Box Office: $11 Million Budget Estimate: $100 Million Filming Locations: Beijing, China| China| Kossiv National Park, Ukraine| Lviv, Ukraine| Sichun Province, China| Tea Mountain Bamboo Sea Scenery Park, Yongchuen, Chongqing, China| Ukraine Editorial Reviews Amazon.com No one uses color like Chinese director Zhang Yimou--movies like Raise the Red Lantern or Hero , though different in tone and subject matter, are drenched in rich, luscious shades of red, blue, yellow, and green. House of Flying Daggers is no exception; if they weren't choreographed with such vigorous imagination, the spectacular action sequences would seem little more than an excuse for vivid hues rippling across the screen. Government officers Leo and Jin (Asian superstars Andy Lau and Takeshi Kaneshiro) set out to destroy an underground rebellion called the House of Flying Daggers (named for their weapon of choice, a curved blade that swoops through the air like a boomerang). Their only chance to find the rebels is a blind women named Mei (Ziyi Zhang, Crouching Tiger, Hidden Dragon ) who has some lethal kung fu moves of her own. In the guise of an aspiring rebel, Jin escorts Mei through gorgeous forests and fields that become bloody battlegrounds as soldiers try to kill them both. While arrows and spears of bamboo fly through the air, Mei, Jin, and Leo turn against each other in surprising ways, driven by passion and honor. Zhang's previous action/art film, Hero , sometimes sacrificed momentum for sheer visual beauty; House of Flying Daggers finds a more muscular balance of aesthetic splendor and dazzling swordplay. --Bret Fetzer Customers who viewed this DVD also viewed Star Wars, Episode III - Revenge of the Sith (Widescreen Edition) DVD ~ Ahmed Best National Treasure (Widescreen Edition) DVD ~ Nicolas Cage Sideways (Widescreen Edition) DVD ~ Paul Giamatti Kung Fu Hustle (Widescreen Edition) DVD ~ Kwok Kuen Chan Explore Similar Items : in DVD , in Music , and in Video Spotlight Reviews Write an online review and share your thoughts with other customers. 179 of 199 people found the following review helpful: More Romance Than 'Hero' and More Beauty of Zhang Ziyi , October 7, 2004 Reviewer: T. Nakajima (Kyoto-shi, Kyoto-hu Japan) - See all my reviews Soon following the success of 'Hero,' director Yimou Zhang made another film featuring beautiful Zhang Ziyi. One of the good news for Zhang Ziyi fans (including me) is that 'House of Flying Daggers' features her almost all through the film. And this time director's stress is clearly given to the romantic side of the story -- and as if to match his intention, 'House' looks more beautiful, colorful, and gorgeous, than 'Hero.' And there are actions, and some of them are quite unique. The film is set in 859 AD, last days of the now corrupt Tang Dynasty in China. One underground sect called House of Flying Daggers are openly challenging the authority of the government, and to crush these rebels, two officers Jin -- also known 'The Wind' (Takeshi Kaneshiro, 'Chunking Express') and Leo (Andy Lau, 'Infernal Affairs') think of a good plan. Jin goes to meet a blind courtesan Mei (Zhang Ziyi), who is suspected to be connected with the secret clan, and he gains the confidence of this beautiful dancer by some tricks -- tricks meaning 'love.' Make her love you, and you get her secret. Hopefully she will lead Jin to the hiding place of the 'House of Flying Daggers,' but before the plan starts, Leo warns Jin: 'Don't fall in love for real.' But who can resist Mei's beauty? Or Zhang Ziyi's for that matter? The rest of the story is very melodramatic, and the film sometimes needs a good amount of suspension of disbelief (especially for Western audiences, I'm afraid). But, though melodramatic, it is aptly so, as this is basically about a romance, or a love story. Those who love the romantic mood in films would understand what I say. It's all about the tension and mood, and 'House' has lots of them. Actions are done by Tony Ching Siu-Tung, whose CV includes the action director of 'A Chinese Ghost Story.' He gives superb martial arts actions here again, without using too much of now-too-trendy wire actions. As the film title shows, there are some effectively shot scenes of 'flying daggers' which, with a good use of CGIs, gives a few of thrilling moments. And like I said before, the battles in the midst of a deep bamboo forest are not to be missed, if you are a real Hong-Kong film fan. Costumes are provided by Emi Wada (as in 'Hero'), whose colorful dresses are just wonderful. Particlularly those long-sleeved dancing costumes for Zhang Ziyi not merely enhance the exotic beauty of the dancer, but things to be treasured on their own merit. And Kathleen Battle sings the theme song at the end of the film. But first and foremost, to me, the film is made for Zhang Ziyi. Did I say she is beautiful? She is, and breathtakingly so, when her character betrays her hidden emotions before the camera. And sometimes the film reveals the character's very sensual side -- I say, for a Chinese film, of course, but it was a little surprising. Of course, top-credited Andy Lau and Takeshi Kaneshiro are the stars, and they are very good. The film is always beautiful to see, from the first to the end (the snow field was shot in Ukraine). And if you're a fan of Zhang Ziyi, this one is not to be missed for it's not too much to say that it belongs to her. Was this review helpful to you? ( Report this ) 214 of 333 people found the following review helpful: Opinion of a Chinese Viewer..... , December 13, 2004 Reviewer: C. Jen "chanteuse33" (Los Angeles, CA USA) - See all my reviews To be fair, this is not a bad movie considering how many bad movies Hollywood put out there each year. As a Chinese living in US for 20+ years and someone grew up devoting to Wushia films, this is a good but not outstanding movie. Certain aspects were distracting: 1. bamboo forest and the other forest don't mix. They are apparently from two very different regions. Weird how they traversed between the two like they were next door neighbors.... 2. Mei and Jin must be really young to fall so deeply for each other after only 3 days. Also said the House of Daggers leader, Mei (Zhang Ziyi) had used her beauty for business a few times before. She's not a spring chicken who had never ventured out of her confine to be a true Juliet (if you must use the Shakespearean connection.....) 3. Once the twist was revealed, Leo(Andy Lau)'s role became very unsympathetic. He's a classic case of possessive character that stalker/abuser is made of. House of The Flying Daggers is not a Wushia movie technically because its emphasis on the love story. Everything, the story structure, fight scenes, visuals, music, and editing, are all in support of the love story. A true Wushia movie is more about good vs. evil, right vs. wrong, underdog vs. oppressor, or moral vs. greed, much like a classic Western should. As a love story/melodrama, it is good. As a Wushia movie, it is not. Crouching Tiger Hidden Dragon is a better representation of the Wushia genre. Just my two cents.... Was this review helpful to you? ( Report this ) Customer Reviews Average Customer Review: Write an online review and share your thoughts with other customers. If nothing else, watch this movie for the 'Echo Game' scene... , December 28, 2005 Reviewer: Brandon Wiggins "Glass Onion Child" - See all my reviews This movie is primarily a love story that is kept mildly entertaining with some high flying martial arts and the absolutely stunning Zhiang Ziyi. What I enjoyed most about this film, however, was the choreography and wonderful use of colors throughout the movie. As mentioned before, the 'Echo Game' scene features Zhiang Ziyi performing a beautiful martial arts dance with a gown that has long flowing sleeves that are absolutely gorgeous to watch on screen as they move effortlessly around the circle hitting each specific drum. This was by far one of my favorite scenes in the entire movie. The use of colors is also wonderful to watch, especially the green theme used for the House of Flying Daggers' scenes. As far as the plot goes, this movie offers nothing spectatuclar and is a melodramatic love story at best. But the acting is superb and the film offers enough plot twists to keep your interest until the end of the film. Overall, this film is not about action so much as it is about the overall mood created with the visuals and love story. Zhiang Ziyi is spectacular in her role as Mei and I would highly reccomend this to any fan of films such as 'Crouching Tiger, Hidden Dragon', etc. (CTHD has a much better story though.) Was this review helpful to you? ( Report this ) Better than Crouching Tiger! , December 21, 2005 Reviewer: David Foskin (Waterford, Ireland) - See all my reviews After raising his artistic level to lofty heights in "Hero," Chinese director Zhang Yimou returns to earth with the elegiac "House of Flying Daggers." In what could be considered the second film of his third different film-making period, Zhang now freely traffics in martial arts. Bringing to the genre his own cinematic sensibilities, he renders a film that equals Hong Kong artists in action sequences, while again displaying his mastery in overall technique. Working with a script from Li Feng, Wang Bin and himself, Zhang again returns to his country's history for an action tale full of romance, deceit, betrayal and loyalty. Set in 859 China, near the end of the Tang dynasty, "Daggers" centers on an on-going conflict between the established, corrupt emperor (whom we never see) and what must be called a terrorist group, known by the film's title, sworn to overthrow the ineffectual leader. But, strangely, even when dealing with such a variety of emotions, "Daggers" is often a cold, uninvolving movie. A romance is established between Mei (Zhang Ziyi), who may or may not be blind, and Jin (Takeshi Kaneshiro), who may or may not be a double agent for the government, with Leo (Andy Lau), who may or may not be a triple agent for the government, acting as a romantic foil. In the prolonged opening scene set in a brothel, full of flowery patterns and shimmering costumes, Mei dances for Leo, suggesting that the deft Zhang Ziyi can execute any physical demands. Before leaving the scene, however, director Zhang shows his perfect eye for composition and choreography with his production of Mei's "echo dance." Mei smoothly moves through her intricate paces, provocatively stimulating the senses. Carefully choreographed drummers surround her in perfect symmetry, setting up an unlikely stage from which Mei performs her stunning dance. After this initial interior sequence, the film goes outside and stays there for several pursuits. Zhang then parades several imaginative battle sequences in which armies are outrageously mowed down by one or two people. Consequently, much of "Daggers" follows a Hong Kong film tradition by taking place in the air, as fights erupt in bamboo forests, with warriors swaying in the trees, bending, and defying gravity. Zhang's pastoral fight scenes don't originate from the Hong Kong tradition of Tsui Hark or early John Woo films, but instead are his own inventions with much more emphasis on the aesthetic. And it's for this eye that Zhang is best known, even in epic works like "Hero" or in a film like "Daggers." And that alone makes it more entertaining, and better, than 98 percent of most movies. Was this review helpful to you? ( Report this ) 1 of 3 people found the following review helpful: From another Chinese viewer... , December 19, 2005 Reviewer: F. Quan (Orem, UT USA) - See all my reviews I rented this movie over the weekend so I could decide if I was going to buy it. Decided against buying it. The movie is slow and drawn out. This is really a love story with martial arts in it. If you're looking for a martial arts movie, move on to something else. If you're looking for a love story, there are better stories out there. Was this review helpful to you? ( Report this ) 2 of 2 people found the following review helpful: An Asian love story , December 15, 2005 Reviewer: Cory D. Slipman (Rockville Centre, N.Y.) - See all my reviews "House of Flying Daggers" directed by acclaimed Yimou Zhang is a romanntic drama disguised as a martial arts film. This visually appealing movie features terrific set designs and costuming to create 9th century China at the time of the Tang dynasty. The martial arts action sequences were choreographed beautifully as one would expect. The storyline however was merely an above average romantic plot. The Tang dynasty was in a state of decline and a clandestine underground group, the House of the Flying Daggers, was attempting to take over control of the country. The blind daughter of the recently assassinated leader of the group was purported to be working as a dancer in the lavishly decorated bordello, the Peony Pavilion. Two captains of the reigning government Jin and Leo schemed to use the girl to lead them to the secret hideout of the Flying Daggers. The girl Mei played by the ravishingly beautiful Ziyi Zhang is arrested on trumped up charges by Leo, played by Andy Lau and threatened with torture unless she reveals the secrets of the Flying Daggers. As previously, arranged Jin played by Takeshi Kaneshiro, helps her escape using an impressive array of martial arts moves. Jin and Mei, also an accomplished martial artist, are riding and running through the countryside being hunted by government soldiers. Jin is attempting to gain Mei's confidence so that he can coax her into leading him to the Flying Daggers, with Leo in hot pursuit. A funny thing happens as in their flight which includes frequent battles in that Jin and Mei fall in love. Mei had previously been Leo's love interest so this creates a muddle in the various allegiances. The film concludes in a fairly standard manner but not necessarily happily ever after. Was this review helpful to you? ( Report this ) See all 219 customer reviews... Listmania! Great Asian Movies, China, #1 ... : by Steve Vander The Best Tearjerkers : by Lyn All Things Sexy : by Eliza So You'd Like to... The Best of Eastern Directors : by Jason , Amateur Film Critic Have an awesome Movie collection like me : by kurt , Movie collector/ amatuer movie critic Get the BEST Cinema. : by Ruben , Amateur Movie Critic Fun Facts from IMDb.com: Awards Click here to see more Awards Boston Society of Film Critics Awards: BSFC Award for Best Foreign-Language Film, Best Director, Best Cinematography Golden Rooster Awards: Golden Rooster for Best Art Direction Golden Trailer Awards: Golden Trailer for Best Foreign, Best Foreign Independent Los Angeles Film Critics Association Awards: LAFCA Award for Best Foreign Language Film Motion Picture Sound Editors, USA: Golden Reel Award for Best Sound Editing in Foreign Features National Board of Review, USA: NBR Award for Outstanding Production Design National Society of Film Critics Awards, USA: NSFC Award for Best Cinematography, Best Director Satellite Awards: Golden Satellite Award for Best Visual Effects, Best Cinematography Nominations Click here to see more Nominations Academy Awards, USA: Oscar for Best Achievement in Cinematography Academy of Science Fiction, Fantasy & Horror Films, USA: Saturn Award for Best Fantasy Film, Best Costumes, Best Director, Best Actress BAFTA Awards: BAFTA Film Award for Best Editing, Best Production Design, Best Film not in the English Language, Best Make Up/Hair, Best Achievement in Special Visual Effects, Best Sound, Best Costume Design, Best Performance by an Actress in a Leading Role, Best Cinematography Broadcast Film Critics Association Awards: BFCA Award for Best Foreign Language Film Chlotrudis Awards: Chlotrudis Award for Best Cinematography European Film Awards: Screen International Award Golden Globes, USA: Golden Globe for Best Foreign Language Film Golden Rooster Awards: Golden Rooster for Best Picture, Best Sound, Best Director Golden Trailer Awards: Golden Trailer for Best Music Hong Kong Film Awards: Hong Kong Film Award for Best Asian Film Trivia Click here to see more Trivia Director Yimou Zhang has said that he will rewrite the screenplay to remove Anita Mui's character following the veteran star's death. This is meant to be a sign of respect for Mui. It was earlier reported that Michelle Yeoh or Brigitte Lin would be cast instead. This was originally going to be Anita Mui's final appearance in film and she had already accepted the role but, because she was battling cervical cancer, her part wasn't going to be filmed until early 2004. After her death on 30 December 2003, director Yimou Zhang decided to alter the script rather than find a replacement. Anita's name will still be listed in the credits. Goofs Click here to see more Goofs The music that the live musicians play during the drum duel scene, although beautiful, is not characteristic of classical Chinese music of that era. Crazy Credits Click here to see more Crazy Credits In Memory of Anita Mui1963-2003 The Chinese theatrical release has a Chinese translation of the ending song(which has lyrics in English) on the left side of the screen during thecredits. Movie Connections Click here to see more Movie Connections Featured in: The 77th Annual Academy Awards Quotes Click here to see more Quotes [reaches for dagger in back] Leo : Yee : Do not pull this dagger out. I'm sending you back to keep spying for us. You will be more convincing with a dagger in your back. Mei : To be free like the wind. For more information about "House of Flying Daggers" visit the Internet Movie Database (IMDb) Look for similar items by category Browse similar items in: DVD > Actors & Actresses > ( K ) > Kaneshiro, Takeshi DVD > Actors & Actresses > ( L ) > Lau, Andy DVD > Directors > ( Y ) > Yimou, Zhang DVD > Genres > Action & Adventure > General DVD > Genres > Art House & International > By Country > China DVD > Genres > Art House & International > By Country > Hong Kong > General DVD > Genres > Art House & International > By Original Language > Chinese DVD > Genres > Art House & International > General DVD > Genres > Drama > General DVD > Genres > Drama > Love & Romance > Romance DVD > Genres > Drama > Love & Romance > Star-Crossed Lovers DVD > Genres > Drama > Period Piece Suggestion Box Your comments can help make our site better for everyone. If you've found something incorrect, broken, or frustrating on this page, let us know so that we can improve it. 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Home Equity Scams: Borrowers Beware! Home Equity Loans : Borrowers Beware! D o you own your home? If so, it's likely to be your greatest single asset. Unfortunately, if you agree to a loan that's based on the equity you have in your home, you may be putting your most valuable asset at risk. Homeowners-particularly elderly, minority and those with low incomes or poor credit-should be careful when borrowing money based on their home equity. Why? Certain abusive or exploitative lenders target these borrowers, who unwittingly may be putting their home on the line. Abusive lending practices range from equity stripping and loan flipping to hiding loan terms and packing a loan with extra charges. The Federal Trade Commission urges you to be aware of these loan practices to avoid losing your home. The Practices Equity Stripping You need money. You don't have much income coming in each month. You have built up equity in your home. A lender tells you that you could get a loan, even though you know your income is just not enough to keep up with the monthly payments. The lender encourages you to "pad" your income on your application form to help get the loan approved. This lender may be out to steal the equity you have built up in your home. The lender doesn't care if you can't keep up with the monthly payments. As soon as you don't, the lender will foreclose-taking your home and stripping you of the equity you have spent years building. If you take out a loan but don't have enough income to make the monthly payments, you are being set up. You probably will lose your home. Hidden Loan Terms: The Balloon Payment You've fallen behind in your mortgage payments and may face foreclosure. Another lender offers to save you from foreclosure by refinancing your mortgage and lowering your monthly payments. Look carefully at the loan terms. The payments may be lower because the lender is offering a loan on which you repay only the interest each month. At the end of the loan term, the principal-that is, the entire amount that you borrowed-is due in one lump sum called a balloon payment. If you can't make the balloon payment or refinance, you face foreclosure and the loss of your home. Loan Flipping Suppose you've had your mortgage for years. The interest rate is low and the monthly payments fit nicely into your budget, but you could use some extra money. A lender calls to talk about refinancing, and using the availability of extra cash as bait, claims it's time the equity in your home started "working" for you. You agree to refinance your loan. After you've made a few payments on the loan, the lender calls to offer you a bigger loan for, say, a vacation. If you accept the offer, the lender refinances your original loan and then lends you additional money. In this practice-often called "flipping"-the lender charges you high points and fees each time you refinance, and may increase your interest rate as well. If the loan has a prepayment penalty, you will have to pay that penalty each time you take out a new loan. You now have some extra money and a lot more debt, stretched out over a longer time. The extra cash you receive may be less than the additional costs and fees you were charged for the refinancing. And what's worse, you are now paying interest on those extra fees charged in each refinancing. Long story short? With each refinancing, you've increased your debt and probably are paying a very high price for some extra cash. After a while, if you get in over your head and can't pay, you could lose your home. The "Home Improvement" Loan A contractor calls or knocks on your door and offers to install a new roof or remodel your kitchen at a price that sounds reasonable. You tell him you're interested, but can't afford it. He tells you it's no problem-he can arrange financing through a lender he knows. You agree to the project, and the contractor begins work. At some point after the contractor begins, you are asked to sign a lot of papers. The papers may be blank or the lender may rush you to sign before you have time to read what you've been given. The contractor threatens to leave the work on your house unfinished if you don't sign. You sign the papers. Only later, you realize that the papers you signed are a home equity loan. The interest rate, points and fees seem very high. To make matters worse, the work on your home isn't done right or hasn't been completed, and the contractor, who may have been paid by the lender, has little interest in completing the work to your satisfaction. Credit Insurance Packing You've just agreed to a mortgage on terms you think you can afford. At closing, the lender gives you papers to sign that include charges for credit insurance or other "benefits" that you did not ask for and do not want. The lender hopes you don't notice this, and that you just sign the loan papers where you are asked to sign. The lender doesn't explain exactly how much extra money this will cost you each month on your loan. If you do notice, you're afraid that if you ask questions or object, you might not get the loan. The lender may tell you that this insurance comes with the loan, making you think that it comes at no additional cost. Or, if you object, the lender may even tell you that if you want the loan without the insurance, the loan papers will have to be rewritten, that it could take several days, and that the manager may reconsider the loan altogether. If you agree to buy the insurance, you really are paying extra for the loan by buying a product you may not want or need. Mortgage Servicing Abuses After you get a mortgage, you receive a letter from your lender saying that your monthly payments will be higher than you expected. The lender says that your payments include escrow for taxes and insurance even though you arranged to pay those items yourself with the lender's okay. Later, a message from the lender says you are being charged late fees. But you know your payments were on time. Or, you may receive a message saying that you failed to maintain required property insurance and the lender is buying more costly insurance at your expense. Other charges that you don't understand-like legal fees-are added to the amount you owe, increasing your monthly payments or the amount you owe at the end of the loan term. The lender doesn't provide you with an accurate or complete account of these charges. You ask for a payoff statement to refinance with another lender and receive a statement that's inaccurate or incomplete. The lender's actions make it almost impossible to determine how much you've paid or how much you owe. You may pay more than you owe. Signing Over Your Deed If you are having trouble paying your mortgage and the lender has threatened to foreclose and take your home, you may feel desperate. Another "lender" may contact you with an offer to help you find new financing. Before he can help you, he asks you to deed your property to him, claiming that it's a temporary measure to prevent foreclosure. The promised refinancing that would let you save your home never comes through. Once the lender has the deed to your property, he starts to treat it as his own. He may borrow against it (for his benefit, not yours) or even sell it to someone else. Because you don't own the home any more, you won't get any money when the property is sold. The lender will treat you as a tenant and your mortgage payments as rent. If your "rent" payments are late, you can be evicted from your home. Protecting Yourself You can protect yourself against losing your home to inappropriate lending practices. Here's how: Don't: Agree to a home equity loan if you don't have enough income to make the monthly payments. Sign any document you haven't read or any document that has blank spaces to be filled in after you sign. Let anyone pressure you into signing any document. Agree to a loan that includes credit insurance or extra products you don't want. Let the promise of extra cash or lower monthly payments get in the way of your good judgment about whether the cost you will pay for the loan is really worth it. Deed your property to anyone. First consult an attorney, a knowledgeable family member, or someone else you trust. Do: Ask specifically if credit insurance is required as a condition of the loan. If it isn't, and a charge is included in your loan and you don't want the insurance, ask that the charge be removed from the loan documents. If you want the added security of credit insurance, shop around for the best rates. Keep careful records of what you've paid, including billing statements and canceled checks. Challenge any charge you think is inaccurate. Check contractors' references when it is time to have work done in your home. Get more than one estimate. Read all items carefully. If you need an explanation of any terms or conditions, talk to someone you can trust, such as a knowledgeable family member or an attorney. Consider all the costs of financing before you agree to a loan. For More Information The FTC works for the consumer to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. To file a complaint or to get free information on consumer issues , visit www.ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters Internet, telemarketing, identity theft and other fraud-related complaints into Consumer Sentinel , a secure, online database available to hundreds of civil and criminal law enforcement agencies in the U.S. and abroad. FEDERAL TRADE COMMISSION FOR THE CONSUMER 1-877-FTC-HELP www.ftc.gov April 1998



Buy Property

Free information about buying French property - www.day-tripper.net £1 = 1.40 € Discount Tobacco In Adinkerke Book Hotels 1st Shop In Adinkerke Adinkerke Route 66 Tobacco Alley Tobacco Exit-5 Smokey's In Luxembourg Brazza Page Menu - Property Shows - Workshops - how to - Points to consider - buying - Terms - Land Measurements - SIRET numbers - Services - About us - Related pages Advertising Books / Maps Channel Hoppers Guides - £5.79 Related Pages - Property to Buy - Property to Rent Property to Buy - Points to consider when buying - Property Shows - Estate Agents - - Useful Words/Phrases Services - Architects - Builders / Property Maintenance - Finance - Foreign Exchange - House Insurance - Notary - Removals - Solicitors - Estate Agents - Other information - Hotels in France - French Tourist Offices New to Day-tripper.net? More About Eurotunnel Eurostar Norfolkline PO Ferries Seafrance Speedferries Updated: 24/9/05 Information on buying property (gites, cottages, chalets) in France - www.day-tripper.net the web magazine for visitors to France. French Property for sale Our interest is in the North West of France, in the departments of Nord (59), Pas-de-Calais (62), Picardie (80), Normandy - Seine-Maritime (76), Calvados (14), Manche (50), and Brittany - Ille-et-Vilaine (35), Côtes d'Armor (22), Finistère (29). If you are looking to buy or sell property in this part of France this page will give you the details. If your property is within 45 minutes drive of the port and you would like your gîte or apartment details to appear on this page - e-mail us with your details. We advertise properties for free, although a detailed page can be created with photographs and other details for which there is a charge ( more details ). ZEImmo , 41 rue de Boulainvilliers - 75016 Paris France. Tel: 0033 6 21 07 67 69 Book a fare - www.bestferryfares.com P&O Ferries Norfolk Line Useful outside links www.nexdom.com - Immobilier in France. www.french-property-news.com - French Property News. www.ouicanhelp.com - Any problem, anywhere, any time. www.french-property.com - . - www.infobilan.fr - SIRET numbers. Check if your artisan is legally registered and entitled to work in France. - www.apcm.com - Chambres de Métiers. - www.artisanatweb.com - About artisans in France. - www.avf.asso.fr - Settling in in France? This organisation can help. Aims include: To provide a “welcome service” for anyone who has moved to a new area. To help newcomers to meet new people. To improve the quality of life of each town and to contribute to the development of the region. AVF is a national association with 400 local branches throughout France, run by trained volunteers. - www.saynoto0870.com . www.dominican-republic-real-estate.net - Property for sale in Dominican Republic. North France - Nord (59), Pas-de-Calais (62), Picardie (80) Normandy - Seine-Maritime (76), Calvados (14), Manche (50) Brittany - Ille-et-Vilaine (35), Côtes d'Armor (22), Finistère (29) Riberac, Dordogne - Lectoure, Gers Calculation tools ( conversion tools ) Calculators (Entenial) Area Conversion Mortgage Calculator (Entenial) Notary Expenses (Entenial) Estate Agents Highly regulated in France, Estate Agents must be professionally qualified. Displayed in their office must be; his/her professional Charter (The Charter of Property and Business Transactions), Financial Guarantee document for at least 328,000 euro (if it is less than 328,000 euro he is not entitled to handle a clients money). Federation of Estate Agents (France); www.fnaim.fr . Pas-de-Calais Boulogne - Dieppe - Le Havre - Roscoff - Saint Malo France 123immo SA , 8 rue Jean Jaurès. 81470. Cuq-Toulza. France. Tel: 0033 826 00 31 31. Fax: 0033 563 70 82 86. Abbott Management (property search Provence), Tel: 020 7225 1995. Fax: 0207 225 1905. Fax: 0207 7225 1905. Agence Globe (Gers, Lot and Garonne), Tel: 0033 562 59 01 46. Fax: 0033 562 59 01 47. Agence Hamilton , Tel: 0033 468 72 48 38. Fax: 0033 472 62 26 68. Authentic France, 27 Gresham Road, London. E6 6DS. Tel: 020 8471 8600. Fax: 020 8471 8600. Agence Pierre Chretien - JB Transactions (Auvergne), 4 rue Montgolfier, 63600. Ambert. France. Tel: 0033 473 82 16 74. Fax: 0033 473 82 28 86. Agence Vallée des Rois (Loire Valley), rue de l'Hotel de Ville, 49250. Beaufort en Vallée, France. Tel: 0033 241 45 22 22. Fax: 0033 241 57 13 21. AGERIM Côte d'Azure, 6, av. de Suéde, F-06000, Nice. France - . Tel: 0033 497 03 04 05. Fax: 0033 493 88 26 26. AIMS INTERNATIONAL , Le Bourdonne, 53640. Le Horps. Mayenne, France. Tel: 0033 243 04 26 99. Alpine Apartments Agency, Tel: 01544 388 234. Alpine Residences (Alpine areas), 5 Sky Business Park, Eversley Way, Egham, Surrey. TW20 8RF. Tel: 01784 471 377. Fax: 01784 435 248. A House in France Ltd., - Tel: 020 8959 5182. Fax: -. Beaches International, Tel: 01562 885 181. Brittany - Tel: 0871 717 4163. Charente - Tel: 0871 717 4164. Normandy - Tel: 0871 717 4162. - Collot Immobilier , 7, rue Dragut, 20137 Porto Vecchio. Tel: 0033 495 70 30 47. Fax: 0033 495 70 30 47. (CORSICA) Sue ELLIOT , . Tel: 0033 553 61 91 89. Fax: -. Erna Low, Tel: 020 7584 2841. Francophiles, . Tel: 01622 688 165. Fax: -. FRENCH DISCOVERIES CHARENTE , . Tel: 0033 545 37 69 90. Fax: 0033 545 37 69 99. www.frenchpropertylinks.com , - FrenchProperty Service , property for sale on the net. - French Property Shop (South West France), Clergyhouse, Churchyard, ashford. TN23 1QG. Tel: 01233 666902. Fax; 01233 666 903. Hamptons, Tel: 020 7589 8844. Hexagon France Limited, Webster House, 24 Jesmond Street, Folkestone. Kent. CT19 5QW. (Brittany, Normandy, Pas-de-Calais, Picardie). Tel: 01303 221 077. Fax: 01303 244 409. J. B. French Houses (Brittany & Normandy), Tel: 02392 297 411. KBM Consultancy (Most regions), Unit C, South Cerney Business Estate, Broadway Lane, South Cerney. Glos., GL7 5NX. Tel: 08700 11 31 41. Fax: 08700 11 32 42. E-mail: Leigniel Immobilier, agence de Sens (Bougogne), 14, Place Victor Hugo . Tel: 0033 386 65 20 58. Fax: -. Latitudes French Property Agents , Grosvenor House, 1 High Street, Edgware. Middlesex. HA8 7TA . Tel: 020 8951 5155. Fax: -. Le Lion immobilier , 34, place du Lion d'Or. 59800. Lille. Tel: 0033 320 13 81 81. Fax: 0033 320 13 85 84. (Lille) Live France Group (Languedoc, Normandy and the Midi-Pyrénées), Tel: 0871 717 4143. in France, +33 (0)4 68 45 69 19. Maison Individuelle, Tel: 01707 376 255. Moore Direct Properties, 9 rue d'Auray, 56150. Baud. France. Tel: 0033 297 08 01 75. Fax: 0033 297 08 01 76. Normandy Search Agent, Tel: 0033 231 93 97 43. North and West France Properties - . Tel: 020 8891 1750. Fax: 020 8891 1760. Papillon Properties, Tel: 01799 527 809. Paris Dream Home , Tel: 020 7820 1337. PARIS PROPERTY OPTIONS, 19 Warrior Gardens, St Leonards-on-Sea, East Sussex. TN37 6EB. Tel: 01424 717 281. Fax: 01424 722 387. Properties in France , La Croix de Noël. 49390. Mouliherne. France. Tel: 0121 744 0820. Fax: -. PROPERTIES 47 LTD. (Lot-en-Garonne, Gers, Beziers), Piquepe, 47130. Bazens. France. Tel: 0033 553 95 86 23. Fax: 0033 553 95 22 58. Purlow's Gascony. Tel: 0033 562 67 61 50. Real Estate Languedoc - Agence Immobilière, 35, rue de la Fontaine. 34480. Saint-Geniès-de-Fontédit. FRANCE. Tel: 0033 467 36 34 28. Fax: 0033 467 36 34 02. La Résidence , 17 St Martin's Street, Wallingford. Oxford. OX10 0EA. Tel: 01491 838 485. RURAL RETREATS (Languedoc), Tel: 01524 812 359. Fax: 01524 812 662. Sifex (Southern France), . Tel: 020 7384 1200. Fax: 0207 384 2001. SIMONS (most regions) - PO Box 1737, Fordingbridge, Hampshire. SP6 3QN. Tel: 01425 653 355. Fax: 0870 705 8458. SINCLAIR OVERSEAS PROPERTY NETWORK , The Business Centre, PO Box 492, Leighton Buzzard, Beds., LU7 7WG . Tel: 01525 375 319. Fax: 01525 851 418. Snow & Sea, Tel: 020 7494 0706. Time on Your Hands , Property Search (Calvados, Charente-Maritime, Haute-vienne, Limousin, Poitou-Charente, Provence, Vendée). Transaxia - La Châtre, 178 Route Nationale, 36400. La Chatre . Tel: 0033 254 06 00 60. Fax: -. VEFUK , Tel: (UK) 020 7515 8660. Fax: -. VIALEX INTERNATIONAL IMMOBILIER LTD. , Rue Messager, 47470. Beauville. France. Tel: 0033 553 95 46 24. Fax: 0033 553 95 46 25. WATERSIDE Properties International Ltd. , . Tel: 01892 750 011. Fax: 01892 750 033. ZEImmo 41 rue de Boulainvilliers. 75016. Paris. France. Tel: 0033 6 21 07 67 69 Sort of properties offered 1 - Country house with pool (Tarn) 2 - 16th Century Chateau (Haute Garonne) Fax: 0033 - Web Site; www.zeimmo.com Area; All France. A placing like this from £100 a year - more Finance - Abbey National , Les Arcades de Flandre, 70 rue Saint Sauveur, 59046. Lille. Tel: FR. 0033 320 18 18 17. UK 0800 169 8470. Fax: 0033 320 18 18 55. Free Guide call 0033 320 18 19 80 or freephone 0800 169 84 70. Banque Scalbert Dupont, 9, Rue Royale, BP 182, 62104. Calais. Tel: 0033 321 19 11 96Fax.; 0033 321 97 44 56. Barclays France, Champs Elysées International Branch, 6 Rond point des Champs Elysées, 75008. France. Tel: 0033 1 44 95 13 80. Fax: 0033 1 42 25 73 60. UK 020 7977 4359. - Conti Financial Services , 204, Church Road, Hove, East Sussex, BN3 2DJ. England. Tel: 01273 772 811. Fax: 01273 321 269. - Credit Agricole , 14050. Caen. Cedex, France. Tel: 0033 231 55 67 89. Entenial (French Company) - French Mortgage Connection , Tel: 0800 0745 388. MFS Partners, Tel: 01752 664777. Norwich & Peterborough. Tel: 01733 372 006. Kevin SEWELL Mortgages , Tel: 01380 739 198. Fax: 01380 723 249. - Moneycorp Commercial Foreign Exchange , 2 Sloane Street, Knightsbridge. London. SW1X 9LA. Tel: 020 7823 7800. - Mortgage France , La Fraye Touarte, Route de Gréolières CD6. 06480. La Colle sur Loup. France. Tel: 0033 493 32 13 95. Siddalls Financial Services Ltd ., Lothian House, 22 High Street, Fareham. Hampshire. PO16 7AE. Tel: 01329 288 641. Fax: 01329 281 157. Templeton Associates , Rivers Street Place, Julian Road , Bath BA1 2RS. Tel: 01225 422 282. Fax: 01225 422 2879. Woolwich, Tel: 020 8298 4400 Foreign Exchange ( exchanging money ) Caxtonfx , 2 Motcomb Street, London. SW1X 8JU. Tel: 0845 658 2223 / 0207 201 0509. - Currencies 4 less. Bakery Place, altenburg Gardens, London SW11 1JQ, England. Tel: 020 7228 7667Fax.; 0207 228 76 78. Web; www.currencies4less.com . Foreign Currency Direct Ltd. The Old Malt House, Currencies Court, Old Amersham. Buckinghamshire. HP7 0HL. Tel: 0800 328 5884 / 0044 1494 725 353. Fax: 01494 727 041 / 0044 1494 727 041. Web; www.currenciesdirect.com . Foreign Payments, West End Office, Foreign Payments Limited, 34 South Molton Street. Mayfair. London. W1K 5RG. City Office, Unit 18, St. James's Park Underground Station. 55 Broadway. London SW1H OBB. Tel: 020 7344 9111. Web; www.foreignpayments.co.uk Halewood International Foreign Exchange (HIFX Ltd), Mistress Pages House, High Street, Windsor. Berks. SL4 1LD. Tel: 01753 859 159. Fax: 01753 859 169. Sucden (UK) Limited , 5 London Bridge Street. London. SE1 9SG. Tel: 0207 940 9663. French terms ( more property words/phrases ) Acte de Vente - Deed of sale Compromis de vente - commitment to sell (binds seller and buyer) Conditions suspensives - a condition that states the contract will only become binding if certain things happen. Mandate Exclusive - a mandate where the vendor entrusts all the negotiations to a single agent for a specified period. Mandate Simple - a mandate where the vendor still reserves the right to negotiate in the sale. Notaire - lawyer Promesse de vente - promise to sell (only binds seller) House Insurance ( Travel insurance ) Agence Eaton, Continent Assurances, 28, rue du Lt. Col Maury. BP285. 56008. Vannes Cedex. France. Tel: 0033 297 47 31 97. Andrew Copeland Group, Tel: 020 8656 8435 (property), 020 8656 2544 (motor). Enterprise Tredinnick, Tel: 0033 545 82 42 93. Hiscox Insurance , Tel: 0845 741 3551. London & European Title Insurance Services, Blagrave House, 17 Blagrave Street, Reading. Berks. RG1 1PW. Tel: 0118 957 5000. Fax: 0118 950 5030. Land Measurements When buying a house in France land is usually quoted in Hectares 1 Hectare = 10,000 square metres = 2.5 acres (approx) 8,000 square metres = 2 acres (approx) 4,000 square metres =1 acre (approx) 2,000 square metres = 0.5 acres (approx) 10 Ares =1000 square metres = 0.25 acre (approx) 1 Are = 100 square metres Magazines for French Property Buyers - Notaries A Notary in France is a public officer responsible to the Ministry of Justice. They have to ensure that all the requirements of French Law are satisfied, and that all taxes are paid. They cannot advice you and you should consider engaging your own solicitor. When you buy a property in France the money is always paid directly to the Notary, not the vendor. Title deeds must also be signed in front of a Notary. Other Measurements Plumbing and Central heating - copper pipe sizes in France (outside daimeter sizes) WC Basin Bidet Shower Bath Sink 10mm 12mm 12mm 14mm 16mm 14mm Equivalent sizes relating to British Standard Pipe Threads (BSP) are as follows; 1/4 BSP 3/8 1/2 3/4 1 inch 1 1/4 1 1/2 8/13 mm 12/17 15/21 20/27 26/34 33/42 40/49 Points to consider when buying See as many properties as possible Choose a lawyer who speaks French and understands the French legal system Be aware of the inheritance laws before you sign any document Remember that the notaire acts for both parties Don't even think of gazumping - it's illegal in France. Once an offer has been accepted, no others will be considered. Once the deposit is paid the deal is binding Estate agents fees can be split between the vendor and the purchaser. Check before you proceed. Always check the cost of installing services should they be needed - it could be prohibitive. Add about 10% of the purchase price as a guide to buying costs. There is no leasehold in France so find out about management arrangements when buying a flat. Property Shows Free tickets on 01323 726040. www.french-property-news.com . Property Taxes There are two taxes on all residential property (houses and flats). These are collected by the State for the local authority's. These taxes are assessed at individual rates according to location and can vary substantially. Ask your estate agent for these details when you are looking at properties to buy. 1 - Taxe foncière. As the owner of a property on the first day of January, you are liable for paying this tax which is due for payment by October/November. Penalties or fines are added for late payment, but it is possible to arrange a monthly payment scheme. 2 - Taxe d'habitation. The occupant of the property on the first day of January is liable for paying this tax. Even if you only use the property on occasional visits, if it is furnished and supplied with water and electricity you are liable for this tax. Swimming Pools Eau Sparke , 24700. St. Remy sur Lidoire. France. Tel: 0033 535 82 06 39. PBL (Piscines, Bateaux, Loisirs), Rue Joseph Arnal - ZAE de Bresles. 60510. Bresles. Tel: 0033 344 07 00 98. Fax: 0033 344 07 12 09. Splash Pools, Platts Road, amblecote. Stourbridge. DY8 4YR. Tel: 01384 390 380. Installation throughout France. Workshops / Courses Living France - Living France Magazine runs a serie sof workshops for people interested in buying a property in France. French Magazine - Home Buying France, courses at UK locations. Other Information The Federation of International Property Developers and Agents. Tel: 020 8941 5588. Ideas for housebuilding (in French) - www.ideesmaison.com . - www.avf.asso.fr - Settling in in France? This organisation can help. Aims include: To provide a “welcome service” for anyone who has moved to a new area. To help newcomers to meet new people. To improve the quality of life of each town and to contribute to the development of the region. AVF is a national association with 400 local branches throughout France, run by trained volunteers Services - this section lists many companies, services and individuals who may be of assistance when buying a property in France. Architects Cedric Mitchell Architects , Tel: 01834 831 100. Builders / Property Maintenance - Artisan Anglais. Find an English speaking artisan in France. British Builder, Tel: 0033 321 09 15 25. La Garde Maison, Tel: 0033 243 00 69 47. Gites 'R' Us, Tel: 01526 353 765. Le Manche Property Services, Tel: 0033 233 91 62 84. Welby (Brittany), Tel: 0033 296 87 57 37. - Rural Rénovations , L'Oriardiere, 53700 St Germain De Coulamer. France. Tel: 0033 243 0349 94. Fax: 0033 243 03 49 94. S&G Surveillance & Gardiennage - (Brittany), 11, Bis rue de Rosiers. 50800. Sainte-Cecile. Villedieu-les-Poeles. Welby (Brittany), Tel: 0033 296 87 57 37. SIRET numbers Check if your artisan is legally registered and entitled to work in France. - www.infobilan.fr - Type in the number to see if it is legal. www.cofacerating.fr - Surname, name and number checked. - www.infogreffe.fr - Surname, name and number checked. - www.societe.com . Quite a detailed check. What is a SIRET number? Information from - www.artisan-anglais.com. The SIRET number is an identification number for each French business. It is unique to that business and legally linked to a particular person. If several people engage in similar activities at the same geographical location then each must have their own SIRET number. The SIRET number is also linked to the geographical site as well so the same legal person should get a different SIRET number if his activity takes place in several different locations. It is set up by the INSEE (Institut National de la Statistique et des Etudes Economiques ) in the framework of the system SYRENE. (Système National Informatique pour le Répertoire des Entreprises et des Etablissements) The SIRET number is made up of several different identifiers and is unique to the particular business. Companies (entreprises) who run several businesses in different areas must have a SIRET number for each business and different establishments who work individually in the same location must also have individual SIRET numbers. The SIRET consists of 14 digits. The first 9 numbers are the SIREN number for the business. The first 8 digits have no significance except for administrative purposes and to organisations such as communes, fiscal offices etc. They identify the business as well as its location on the national list. The ninth digit is a check digit and has no link to the characteristics of the type business concerned. The SIREN is only issued once and removed from the list as soon as the business ceases to function, the owner dies or the business is dissolved. As it is legally linked to an individual, it is not transferred. The second part of the SIRET number is the NIC (Numéro Interne de Classement) which consists of 5 digits. The first 4 identify the business (or one of several businesses in the case of an enterprise running several establishments) The 5th digit is another check digit to validate the complete 14 number code. All registered workers should be immatriculated with the Centres de Formalités des Entreprises (CFE) at their local Chambres de Commerce, Chambre de Métiers, Tribunaux de Commerce, or the URSSAF, Services Fiscaux, or regional office of the INSEE. The only real ways to check if someone is registered for all trades they advertise are: 1. Ask to see his/her "carte d'indentification" issued by the local Chambre de Metiers which lists the trades on the card. This is a white card with green writing on the cover, and everyone has to have one. 2. Contact the Chambre des Metiers and ask direct. 3. Ask to see insurance documents for responsabilité civile and decennial which are the two obligatory insurances in France. The insurance document will show and list the items or trades which the artisan is insured to undertake. Electricity, Gas, Water & T.V. - Electricité de France , 2, rue Louis Murat. 75384. Paris. Tel: 0033 140 42 22 22. - Gaz de France . - Générale des Eaux , National domestic water supplier. T.V. - Aerial Techniques , 59 Watcombe Road, Southbourne. bournemouth. Dorset. BH6 3LX. Tel: 01202 423 555. Fax: 01202 425 055. - France Telecom . Removals Anglo French Removals, Tel: 01622 729 911. H. Appleyard & Sons, Denby Way, Hellaby Industrial Estate, Rotherham. Yorks. Tel: 01709 549 718. Fax: 01709 700 649. Armishaws, tel 01963 34065 / 0208 995 3350. Bishop's Move Group , Tel: 020 7498 0300. Fax: 020 7622 1794. Bradshaw International , . Tel: 0161 946 0809. Burke Bros ., Tel: 0800 413 256. Fax: 01902 427 837. Cotswold Carriers , Unit 2, The Walk, Hook Norton Road, Chipping Norton. Oxon. OX7 5TG. Tel: 01608 730 500. Fax: 01608 730 600. Callington Carriers, Valentine Road, Callington. Cornwall. PL17 7DF. Tel: 01579 383 210. David Dale Removals , Dale House, Forest Moor Road, Harrogate. HG5 8LT. Tel: 01468 691 571. Ede Bros. , Tel: 01306 711 293. Fax: 01306 711 765. E.R.S. Ltd., Tel: 0033 553 93 75 52 Farrer & Fenwick Removals, Park House, 34 Bridge Street. Walton on Thames. Surrey. KT12 1AJ. Tel: 01932 253 737. French Connexion, Tel: 01935 872 222. French Moves, Tel: 0033 553 01 46 92. Home to Home, Tel: 0800 783 4602. www.internationalhouseremovals.com , Leicester. LE7 4TF. Tel: 01664 424 949. Fax: 01664 424 919. Langdon Removals, Tel: 0117 963 7404. Lawlers Removals , Tel: 0114 275 10 20. Metro Removals, Orion Way, Kettering. Northants. NN15 6NL. Tel: 01536 519 450. Pink & Jones, Tel: 01536 512 019. Richman-Ring Ltd. , Tel: 01795 427 151. - Removal Group , 46-48 Mere Green Road, Sutton Coldfield. Birmingham. B75 5BT. Tel: 0870 240 7432. Fax: 0121308 0810. Robinsons International Moving & Storage, Nuffield Way, abingdon. Oxon. OX14 1TN. Tel: 01235 552 274. Fax: 01235 553 573. Steele Removals , Tel: 0500 135 777. The Personal Moving Service, Tel: 0033 233 35 31 80. Security Marine Security - Tel: 01626 365 282. Mobile; 07957 384 896. Solicitors For a list of French speaking solicitors ring the Law Society of England & Wales. Tel: 0870 606 6575. Blake Lapthorn Solicitors ; Tel: 020 7430 1709. Headon Consulting , Moulin de Lahontan, 32360. Jégun. Gers. France. Tel: 0033 562 68 00 81. Fax: 0033 05 62 68 01 49. Fox Hayes , Leeds. Tel: 0113 209 8922. Pannone & Partners solicitors , Tel: 0161 909 3000. John Howell & Co., 17 Maiden Lane, covent Garden, London. WC2E 7NL. Tel: 020 7420 0400. Fax: 020 7836 3626. Prettys Solicitors , Elm House, 25 Elm Street, ipswich. Suffolk. IP1 2AD. Tel: 01473 232 121. Fax: 01473 230 002. Riddle Croft & Co. Solicitors , 27 St Helen's Street, Ipswich. Suffolk. IP4 1HH. Tel: 01473 384 870. Fax: 01473 384 878. Russell Cooke Solicitors , 2 Putney Hill, Putney. London. SW15 6AB. Tel: 020 8789 9111. Fax: 0208 780 1679. Sean O'Connor & Co. Solicitors, 2 River Walk, Tonbridge. Kent. TN9 1DT. Tel: 01732 365 378. Stephen Smith (France) Ltd ., 161 Cemetery Road, Ipswich. IP4 2HL. Tel: 01473 437 186. Fax: 01473 436 573. Withers Solicitors, Tel: 020 7936 1000. Site Menu Property Homepage Architects Builders Estate Agents Finance Foreign Exch. Insurance Notaries Other Info. 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