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Buy my house, please! - Sep. 11, 2003 CNN/Money Web Autos Real Estate Money's Best Home Markets & Stocks News Jobs & Economy World Biz Technology Commentary Personal Finance College Credit and Debt Insurance Interest Rates Retirement Tax Center Ask the Expert Five Tips The Good Life Millionaire in the Making Money 101 Moneyville Retirement Planner Savings Calculator Asset Allocator Mutual Funds Money Magazine Video CNN TV Fortune 500 Best Employers Money 101 Portfolio Calculators Real-time Quotes Last 5 Quotes SPONSORED BY include virtual="/fn_adspaces/markets-stocks/last_five_quotes/sponsor.88x31.ad" -- CNN/Money Email newsletters RSS Mobile news Money archives Buy story reprints Find a Mortgage SPECIAL OFFER Your Money Your Home Buy my house, please! As the market cools, it will take more work to get that 'For Sale' sign out of your front yard. September 11, 2003: 5:10 PM EDT By Sarah Max, CNN/Money Staff Writer BEND, Ore. (CNN/Money) To say that it's been a seller's housing market is the understatement of the year. Homeowners looking to sell in most parts of the country haven't had to wait around very long for a suitable offer, and those in the best markets have seen their homes swooped up in a matter of days, even hours. In early 2003, in fact, 21 percent of all houses went into contract less than one week after going on the market, according to the National Association of Realtors (NAR). On average, houses sold in just five weeks nearly half the time it took throughout the 1990s. "I believe this may be our best year ever," said David Hemenway, a realtor in Cottage Grove, Ore., who's been in the business since 1968. On the other side of the country in Sebring, Fla., realtor Chip Boring is enjoying a record year. Yet, both are aware that great times can't last forever. "Up until the last 2 1/2 years the average time on the market was anywhere from 180 days to 210 days," Boring said. And Hemenway recalls the early 1980s when his listings lingered on the market, sometimes for years. As interest rates creep up, buyers' budgets creep down and markets return to more normal levels, sellers will discover that it takes a little more work (and patience) to unload their homes. Many already have. While there is little you can do to change the laws of supply and demand, you have some control over whether your house sits or sells. Here are the most common reasons houses don't sell, in order of importance. The price is not right Even in the best of markets, setting your price too high is a mistake -- unless you really don't want to sell your house. "Starting too high is the worst thing you can do," said Hemenway. More on Your Home • Mortgage Application Center • Beating higher rates • Mortgage demand hits 14-month low • Choosing the best mortgage now Why? Because your greatest opportunity for selling your house is immediately after it goes on the market. That's when the majority of serious buyers will see the house. "Even if you lower the price to reflect the market, you'll have fewer people coming through than if you'd just priced it right to begin with," said Hemenway. In fact, it's not until after you bring the price down below the market something few sellers want to do that interest will pick up again. To make matters worse, say real estate agents, the longer a house sits the harder it is to sell. "Everyone thinks there must be something wrong with the house if it hasn't sold," said Boring, adding that for this reason he won't take on a listing if the seller insists on asking more than the house is worth. To drum up new interest among buyers, sellers sometimes pay for extra advertising or offer to, for example, pay for closing costs as a way to get buyers' attention. "In markets where people don't have a lot of cash, paying for closing costs or buying down interest rates with points up front can put you at a huge advantage," said Ron Phipps, a realtor in Warwick, R.I. The house is in the wrong place When markets are good, buyers are more willing to buy on the outskirts of an area or turn a blind eye to busy streets, bad views and other problems. But when markets cool down, it's these spots that suffer the most, said Hemenway. Short of moving the house, there is not much you can do if it is in the wrong location. But while in the house you can take care to make sure you don't over-improve your property relative to the ones around it. "If you have a $300,000 house in a neighborhood of $100,000, be prepared to lower the price or let it sit," said Boring. Buyers can't get past the front door Realtors say that getting buyers to take a look inside a house is the biggest challenge of selling a house. Once they've stepped through the door buyers are more likely to consider a place. "I recently sold a house that from the front was not very inspired," said Phipps. "The buyers came to the open house only because they needed to kill time, but once inside they were interested." For this reason, a little time and money spent on curb appeal will go a long way. Trimming the grass, washing the windows and planting a few flowers may be all it takes. In the case of houses whose best features are inside or out back, Phipps recommends taking good interior pictures and putting 360-degree tours online. Sellers sometimes get buyers to look past their homes' imperfections with creative extras. "I've seen sellers offer decorating allowances, and pay for cleaning service and landscaping," said Phipps. "Several years ago a seller in the bakery business offered to bring the buyer a different cake every month." Too much chintz and tchotchkes Less is more when it comes to attracting buyers. "Put all of those pictures of your family and other personal treasures away," said Sheryl Gregory, a broker in Wynthrop, Maine. "It distracts buyers and makes it harder for them to picture themselves in the house." She also recommends taking down distracting curtains and putting on a fresh coat of paint. "Buyers sometimes get scared if they wander through a house and think they're going to have to do a lot of painting," she added. --* Disclaimer Selling? Buying? Click to compare top local real estate agents More on YOUR HOME • Your Home: Bracing for higher rates • Refinancing demand lags again • A rose is (not) a rose TODAY'S TOP STORIES • Most overvalued housing markets • Risks to the economy in 2006 • Which was the worst ad of all in 2005? CNN Money contact us | subscribe to Money magazine advertising -- | site map | glossary | RSS | press room OTHER NEWS: CNN | SI | Fortune | Business 2.0 | Time © 2005 Cable News Network LP, LLLP. A Time Warner Company ALL RIGHTS RESERVED. 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Purchase Property

display-points -- This page uses JavaScript. Please enable it or upgrade your browser. UK Property Web - Home Buying and Selling Your browser does not support the script needed to run elements on this website. Please upgrade your browser or enable javascript in your browser's properties. Houses for sale. Dedicated to helping you buy and sell property throughout the UK. Houses For Sale UK Home :: Buy :: Sell :: Letting :: Services :: About us Property and Houses For Sale Privately in the UK We would like to welcome you to UK Property Web on your first visit! If your selling or buying you've come to the right place, we have 100's of houses for sale from all over the UK. Please be sure to contact us if you think we can help you purchase or sell a property. Advertise with us. Houses For Sale with UK Property Web Enter the name of a 'Town', 'County' or 'Region' and hit GO. e.g. 'Southampton' or 'Hampshire' or England. You can also search by Ref number enter all the numbers after Ref UKPW:00 UK Property Web is associated with the following websites: Search for houses from the comfort of your own home: advertise with us, you advertise with them... Houses for sale, flats, apartments, bungalows, cottages... advertisment You won't find another website that offers the same for less! Total Control of Enquiries No Commission Massive Savings Coverage Over 5 Websites Quality Photographs and Descriptions Wide Range of Properties Simple Property Search Total Coverage Over the UK UK PROPERTY WEB NEWS & UPDATES ~ Concerned about the housing market? Click here to find out more ~ ~ Will there be a repeat of the 1990 housing crash? ~ ~ Property Secrets ~ back to top @ UK Property Web we accept credit cards, debit cards and cheques. UK Property Web, 1 Pipit Close, Weymouth, Dorset, DT3 5RT. Email: contact us There are 22 active visitors. web design by

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USA REAL ESTATE DIRECTORY - INDEXED BY STATE Real Estate Services Indexed by State FIND NEW HOMES | FIND RENTAL APARTMENTS | REAL ESTATE FORECLOSURES Valuecom Real Estate GOLD providesa nationwide forum of Real Estate Agent Listings indexed by state. If you are looking for a real estate agent in your state or one in a state you wish to inquire about propertiesplease select a state below to browse the listing. If you are an agent and would like to sponsor a particular state please contact us by clicking here . Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming ADD LISTING | | SPONSOR A STATE FIND APARTMENTS IN MAJOR US CITIES This service provided by Valuecom © 1995 - 2005 Roger Bredow Find Moving Companies Atlanta Piano Tuning Search for Alabama Real Estate, home rentals, Real Estate , Alabama homes for rent, houses for rent, rental homes, and apartments in Alabama. Search for apartment rentals in AL, Alabama townhomes, or Real Estate in AL. 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West Virginia Real Estate areas include Huntington, Charleston, Morgantown, Parkersburg-Marietta, Weirton-Steubenville, Wheeling, Beckley, Bluefield, Clarksburg, Fairmont, Point Pleasant, in or about West Virginia. Search for Wisconsin Real Estate, home rentals, Real Estate , Wisconsin homes for rent, houses for rent, rental homes, and apartments in Wisconsin. Search for apartment rentals in WI, Wisconsin townhomes, or Real Estate in WI. Wisconsin Real Estate areas include Madison, Green Bay, Milwaukee, La Crosse, Appleton, Eau Claire, Janesville, Oshkosh-Neenah, Racine, Sheboygan, Wausau, Baraboo, Beaver Dam, Fond du Lac, Manitowoc, Marinette, Menomonie, Platteville, Stevens Point, Watertown-Fort Atkinson, Whitewater, Wisconsin Rapids-Marshfield, in or about Wisconsin. Search for Wyoming Real Estate, home rentals, Real Estate , Wyoming homes for rent, houses for rent, rental homes, and apartments in Wyoming. Search for apartment rentals in WY, Wyoming townhomes, or Real Estate in WY. Wyoming Real Estate areas include Cheyenne, Casper, Evanston, Gillette, Jackson, Laramie, Riverton, Rock Springs, Sheridan, in or about Wyoming.

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About the Texas Land Trust Council Maincontent Local Navigation print friendly search Regulations Publications Outdoor Learning Kids Game Warden Grants Get Involved Shop FAQ Calendar Español Experience Texas Fishing & Boating State Parks & Destinations Hunting & Wildlife Land & Water Doing Business Home Land & Water Land Private Tltc About Us Texas Land Trusts About Texas Land Trusts Starting a Land Trust Texas Land Trust Directory Foreword Listing Regional Index About the Texas Land Trust Council ( TLTC ) TLTC Board of Directors and Honorary Council News 2004 TLTC Conference Speech Bulletin Board TLTC Publications Land Trust Resources Texas Land Trusts Top 1-Million Mark in Acres Conserved The Texas Land Trust Council (TLTC) was formed in 1999 in partnership with Texas Parks and Wildlife to serve as a support association for all land trust organizations in Texas. The Council's mission is to promote and sustain the conservation efforts of Texas's land trusts. TLTC provides educational, organizational and technical support to land trusts, and also acts as a statewide clearinghouse for conservation information. TLTC publishes a newsletter, a land trust directory, a conservation easement handbook, an annual inventory of protected lands in Texas, and a conservation "packet" that can be tailored to meet the needs of land trusts, landowners and professional advisors. TLTC is governed by a 15-member board elected by the Council's land trust members. TLTC members receive newsletters, notification of events and seminars, and numerous opportunities to network and communicate with their conservation peers around the state. Contact Us... The Texas Land Trust Council Carolyn Vogel, Program Administrator Texas Parks and Wildlife 4200 Smith School Road Austin, TX 78744 Phone: (512) 389-4779 Fax: (512) 389-4469 E-mail: tltc@ Contact Us | Help | Accessibility | Media | Site Policies | Complaints | Intranet | State of Texas | TRAILS Search | TexasOnline | Compact with Texans Texas Parks and Wildlife Department , 4200 Smith School Road, Austin, TX 78744 Toll Free: (800) 792-1112, Austin: (512) 389-4800 Content of this site © Texas Parks and Wildlife Department unless otherwise noted. Last modified: July 29, 2005, 4:38 pm

Real estate loan software

Inman Real Estate News - Real estate loan software born from great pain Real estate innovator: DocuTech CEO got sick of tedious process Real+estate+loan+software+born+from+great+pain Real+estate+innovator%3a+DocuTech+CEO+got+sick+of+tedious+process %3ca+href%3d'http%3a%2f%2fwww.inman.com'+target%3d'_blank'%3eInman+News%3c%2fa%3e Janis+Mara 2005-04-07T00%3a00%3a00.0000000-07%3a00 45628 HOME | NEWS | JOIN | PRODUCTS | CONFERENCES | ADVERTISE | ADVICE | ABOUT US | CONTACT US | SUBMIT A TIP Member Resources Members Home Search Inman News Content Warehouse Cartoon Database Weekly Newsletter Special Reports Audio Files Inman Blog Feedback Connect Registration Audio Conference LETTERS TO THE EDITOR There's no denying real estate bubble Re: ' Worst-case scenario for housing next year ' (Dec. 28) Dear Editor: I have been a real estate investor since I was 19. I am now 54. To deny a real estate bubble is to ignore the obvious market fundamentals. Obviously, there are different factors in different markets, but as a longtime investor/Realtor/broker there is no logical argument against real estate prices declining 10 percent to 30 percent in the "hot markets." The South Florida condo market will be a blood bath. The median income cannot buy the median house in most markets; interest rates will continue creeping up; speculators have driven prices to insane levels and when the going gets rough they will walk from a lot of residential properties. Most "hot" areas are becoming alarmingly overbuilt with residential inventories rising; lenders have ticking time bombs in their ARMs, negative equity and interest-only mortgages. Do your homework. Be wary of those whose opinions are tainted by the fact that they or their company have a stake in this insane market continuing. Michael H. Mosieur Mosieur Business Brokers Re: ' America closes doors to architectural expression ' (Dec. 26) Dear Editor: This is one of the most insightful articles I've read in a long time. We might add, "And what are we doing to our children as we worship at the altar of the mundane?" Years ago I read that about 1,000 children were tested for creativity just prior to entering kindergarten. Eighty-five percent of the children tested "creative." Twelve years later the same group was tested, and only 35 percent of the students tested "creative." What happened to the children along the scholastic way, and does the country even care? Where's the outcry? Isn't the creativity of our generations one of our most precious resources? It's been said that we're only one generation away from losing our freedom. Could it be that with escalating offshore competition in view, and stultifying U.S. scholastic models utilized, that the above advisory could also apply to our economic freedom? A. Bruce Belfield III Associate real estate broker Hurricane, W.V. FREE website content! Make Inman.com your homepage Get the Inman News Toolbar Link to Inman News Consumer News Commercial News Real Estate Articles from Inman News Already a Member? Log in below to view full story: User ID: Password: Lost Password? Real estate loan software born from great pain Real estate innovator: DocuTech CEO got sick of tedious process Thursday, April 07, 2005 By Janis Mara Inman News To read this article, become a Member of Inman News now! JOIN NOW TO BECOME AN INMAN MEMBER 100% Satisfaction Guaranteed Group discounts available First Name: Last Name: E-mail: User Name: Call 1.800.775.4662 x128 8am - 5pm Pacific Time to order by phone or to get a discount group membership for your company or colleagues. View News Article Sample Hear Sample View Newsletter Sample Connect Info View Audio Conference Schedule Back Top © 2005 Inman News Home | Privacy | Editorial | Legal | Site Map