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TPWD: News Release — Nov. 24, 2003/Texas Land Trusts Top 1-Million Mark in Acres Conserved Maincontent Local Navigation print friendly search Regulations Publications Outdoor Learning Kids Game Warden Grants Get Involved Shop FAQ Calendar Español Experience Texas Fishing & Boating State Parks & Destinations Hunting & Wildlife Land & Water Doing Business Home Land & Water Land Private Tltc News Articles Links: What's a Lone Star Land Steward? Preserving Texas's Cultural Heritage Turning Brownfields Green Private Landowners Wildlife/Agricultural Tax Exemption Nov. 24, 2003 Texas Land Trusts Top 1-Million Mark in Acres Conserved AUSTIN, Texas -- Private landowners working with Texas land trusts have now conserved more than 1,307,681 acres of land, according to new statistics from the Texas Land Trust Council. The new acreage total sets another record, an increase from last year’s record total of 995,122 acres, a figure roughly comparable to the size of the entire Texas State Parks system. There are 39 land trusts in Texas. Some are national organizations with active Texas chapters, such as The Nature Conservancy and the Trust for Public Land. But most are regional groups unique to Texas, such as the Katy Prairie Conservancy and the Valley Land Fund. “Land trusts have sometimes been behind-the-scenes players, working quietly but effectively to protect open space and wildlife habitat,” said Robert L. Cook, TPWD executive director. “But today the visibility and conservation role of land trusts in our state is growing. These organizations are increasingly important to private landowners who are looking for help to address our biggest threat to wildlife, which is loss of habitat.” According to the Natural Resource Conservation Service’s 1997 National Resources Inventory, Texas led the nation during the 1990s in converting rural prairies, forests and coastline into shopping centers and houses, farms and factories. Texas loses about 283 square miles of rural open space to development each year. Land trusts join ranchers and other landowners together to combat these threats, and they represent the fastest growing conservation movement today, according to Carolyn Vogel, who works with the Texas Land Trust Council at the Texas Parks and Wildlife Department. “With Texans searching for ways to address conservation at the local level, the number of land trusts has multiplied with 22 new land trusts established in Texas in the past 12 years,” she said. The Protected Lands Inventory Survey asked Texas land trust members about acres conserved in their operating area, conservation methods used, and conservation purposes such as providing wildlife habitat or protecting water quality. Lands conserved include cactus-studded deserts, mile-high mountains, sunny coasts and dense forests. “Today Texas has close to 21 million people,” said John Hamilton, Texas Land Trust Council board president. “In 25 years, the population is expected to grow by 50 percent to more than 30 million people. Our open spaces are under tremendous stress that is only going to multiply.” For a directory of Texas land trusts, plus information about tools such as conservation easements and links to other resources, see the Texas Land Trust Council Web pages ( http://www.tpwd.state.tx.us/landwater/land/private/tltc/ ). TH 11/24/2003 Contact Us | Help | Accessibility | Media | Site Policies | Complaints | Intranet | State of Texas | TRAILS Search | TexasOnline | Compact with Texans Texas Parks and Wildlife Department , 4200 Smith School Road, Austin, TX 78744 Toll Free: (800) 792-1112, Austin: (512) 389-4800 Content of this site © Texas Parks and Wildlife Department unless otherwise noted. Last modified: October 12, 2005, 12:46 pm

Home Loans To find

Home Loans Friday, 30.12.2005 Ways of Banking Ways to pay Loans Credit Cards Transaction Accounts Savings Accounts Investments Foreign Currency Service Fees Rebates More Information Search this site Go | BNZ Home | Site Map | Terms & Conditions | Contact Us | Rates & Fees | Careers | Home Loans To find out about the Interest Rates, Service Fees, Account Fee Rebates for our Home Loans just select the option you prefer below: Classic Home Loan Interest Rate Standard, Fly Buys, GlobalPlus Home Loans and Packaged Offers Interest Rates Service Fees Rebates All interest rates are current as at the dates shown below and are subject to change without notice. Classic Home Loan Interest Rate Fixed Rates  (Tailored and Standard Home Loans) Current % p.a. Effective from (new loans) Term 8.45* 28 November 2005 6 Month 8.45* 28 November 2005 1 Year 8.25* 12 December 2005 2 Years 8.15* 28 November 2005 3 Years 8.05* 28 November 2005 4 Years 7.90* 12 December 2005 5 Years 7.85* 12 December 2005 7 Years *Rate applies to Classic Home Loans only. Excludes Fly Buys, GlobalPlus Home Loans and packaged offers. Classic Home Loan fixed rate rolls onto our standard variable rate. All interest rates are current as at the dates shown below and are subject to change without notice. Standard, Fly Buys, GlobalPlus Home Loans and Packaged Offers Interest Rates Fixed Rates  (Tailored and Standard Home Loans) Current % p.a. Effective from (new loans) Term 8.55 28 November 2005 6 months 8.55 28 November 2005 1 year 8.35 12 December 2005 2 years 8.25 28 November 2005 3 years 8.15 28 November 2005 4 years 8.00 12 December 2005 5 years 7.95 12 December 2005 7 years Variable Rates  (Tailored, Standard, Rapid Repay, Mortgage One Home Loans) Current % p.a. Effective from (new loans) Effective from (existing loans) Loan type 9.55 16 December 2005 30 December 2005 Tailored/Standard 9.55 16 December 2005 16 December 2005 Rapid Repay 9.80 16 December 2005 16 December 2005 Mortgage One back to top Please note that Account Fees may be charged in addition to Service Fees and that all fees are subject to change without notice. Service Fees Type of Service Fee Loans they apply to Charge for service Establishment Fee** Residential owner occupied Home Loans $250 Establishment Fee** (includes switching to GlobalPlus) GlobalPlus $250 Top Up Fee, Rollover Fee, Re-draw (Standard Home Loans) All Home Loans (Excluding GlobalPlus) None Top Up Fee, Rollover Fee (Global Plus Home Loans) GlobalPlus $150 Re-draw Fee All Global Plus Home Loans $25 Account Fees for Rapid Repay Home Loan  Account Fee Rebates may apply³ Monthly¹ Base Fee Rapid Repay Home Loan $3.50 BNZ Internet Banking † Rapid Repay Home Loan 25 cents Service Fees may apply Electronic transactions: EFTPOS, Bill Payments, Direct Credits, Direct Debits, Telephone Banking†, self service transactions Rapid Repay Home Loan 35 cents Service Fees may apply Automatic Payments² Rapid Repay Home Loan 50 cents Service Fees may apply ATM † Rapid Repay Home Loan 50 cents Service Fees may apply Cheques Written Rapid Repay Home Loan 65 cents Freepost Deposits Rapid Repay Home Loan 65 cents Branch/Staff Assisted transactions Rapid Repay Home Loan $1.25 Service Fees may apply Express Deposit Tower deposits Rapid Repay Home Loan $1.25 Customer Account Fee Rebates Rapid Repay accounts are eligible for monthly Account Fee Rebates on account transaction fees, monthly base fee, overdraft facility fee and Telephone Banking call charges. The monthly Customer Account Fee Rebate is determined by the average daily Group Balance for the month, as follows: Rebates Group Balances 100% of Account Fees rebated each month to a maximum of: Less than $25,000 $0.00 $25,000 - $49,999 $5.00 $50,000 - $74,999 $10.00 $75,000 - $99,999 $15.00 $100,000 - $124,999 $20.00 $125,000 - $149,999 $25.00 $150,000 - $299,999 $30.00 $300,000 or more $40.00 Our usual Service Fees are not included in the Customer Account Fee Rebates. If you have more than one Rapid Repay transaction account under the same base number then the account with the highest fees accrued will automatically receive the rebate (unless you nominate a specific suffix) To find out more about Home Loans click here . For further information including terms and conditions please send us an email  or call us free on  0800 ASK BNZ  (0800 275 269).  back to top 1. Fees are charged on the last business day of each calender month and are based on the period between the last business day of the previous calender month and the second to last business day of the current month, inclusive. 2. Automatic Payments into your account from other parties are classed as Electronic Transactions. 3.  Our usual Service Fees apply and are not included in the Account Fee rebate.  † Although the Telephone and Internet Banking and ATM services will normally be available 24 hours a day, maintenance of the system is required from time to time.  Accordingly, certain options may not be available for an average of three hours a week.  This maintenance, however will be carried out at times which will cause the least disruption to you. ** For all home loans involving investment properties, family trusts and companies an establishment fee of up to 1% of the loan amount applies. © Bank of New Zealand 2001. Use of the information contained on this page is subject to our Terms and Conditions

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Canada Real Estate for Sale. Canadian property listing classifieds. Internet Property Listings Real Estate For Sale Throughout Canada Search for available FSBO Private Sales and MLS Realtor Listings or List your property for sale on our Classifieds Web Site. | Home | Search / Add Listings | Selling Through a Realtor | Selling Privately | Buying Tips | Selling Tips | Moving Tips | | Business Opportunity | Pricing / Special Promotion | Listing Benefits | Payment Options | Payment Procedures | Pay for Listing | | Franchise Opportunity | Teen / Child Safety Tips | FAQ's | Links | Terms of Use / Disclaimer | Contact Us | Refund Policy | Decided To Sell Your Real Estate On Your Own Through Private Sale? List your " For Sale By Owner " home or property with us and maximize its exposure to thousands of potential buyers from Canada and around the World! Selling Your Property Through A Realtor Or Real Estate Agent? 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Click on Canadian map to view available properties for sale If you are in the market to buy or sell a single family home, house, cabin, condo / condominium, mobile trailer homes, land, cottage, chalet, recreational or vacation land, fly-in-fishing or hunt camp, acreage, farm house, lake front, lot, resort, log home, ranch, modular home, vacation properties, apartment building, duplex, triplex, fourplex, horse ranch, barn, investment property, townhouse, house boat, lodge, bed and breakfast / B & B, time share, lake, sublet, ski resort, franchise, commercial building, restaurant, hotel, motel, inn, trailer park, business, warehouse and office warehouses, shopping centers, office buildings etc..... You've come to the right place! We list a wide variety of residential, recreational, seasonal, retirement, commercial and industrial real-estate properties, including for sale by owner through " Your Realtor " and for sale by owner ( fsbo ) through " Private Sale ". Here you will find every form of real-estate from tree houses to sky scrapers! Search for available properties in Canadian towns and cities including Victoria British Columbia, Edmonton Alberta, Regina Saskatchewan, Winnipeg Manitoba, Toronto and Ottawa Ontario, Quebec City and Montreal Quebec, Fredericton New Brunswick, St. John's Newfoundland, Halifax Nova Scotia, Iqaluit Nunavut, Charlottetown PEI, Yellowknife North West Territories etc...... Feel free to tour our site and view available listings for sale. Search through our many resources including a convenient mortgage calculator and detailed maps by MapQuest located on most listings. Also our moving and relocation tips, links and resources. MapQuest lets you see exactly where the property you are interested in viewing is located and also provides detailed driving directions to the driveway of your new home or land from any location. View All Properties For Sale! Special Promotion! Reg. $99.00 ........ Pay only $49.00 * $49.00 is a One Time Only fee for Advertising your home, condominium, cottage, farm, land, acreage, apartment, business etc. for sale on our Classifieds Web Site until it is sold. We will donate half of all income generated from this web site to help fund my cross Canada skate for MS. (Multiple Sclerosis) Click here for complete details. Our Company's Goal Our goal is to connect Realestate buyers with sellers, making our site "the place" people turn to first when buying or selling realestate across Canada, USA, UK, Asia, and Internationally! We help provide prospective realestate buyers from all provinces and states with a wide variety of properties to choose from. How? 1) By offering agents and private sellers affordable listing rates, special promotions and resources such as: House Hunter and Comparison Shopper . 2) By filling our classifieds database with as many private and MLS Realtor properties from every town, city, province and state across Canada, USA and the World! 3) By effectively promoting and marketing our web site locally, nationally and internationally so Canadian properties for sale will be seen by prospective buyers. 4) And by filling our web pages with helpful tips, links and resources for anyone buying or selling their home or land. New Realestate Listings Added Daily! Our rapidly growing realestate for sale classifieds database is being updated daily. Search for sales in rural areas, small towns and cities located in all Canadian Provinces and Territories . Please visit our realestate classifieds web site often to locate newly listed properties for sale by owner, through Realtors, agents and realestate professionals in your desired area. Since July 2003 Thank you for visiting Please come again! Click on the photos below to view our Feature Properties and to see how your listing will appear when viewed by prospective buyers. Feature Property # 1 Parrsboro Nova Scotia ( Realtor ) Feature Property # 2 Sudbury Ontario ( FSBO ) Feature Property # 3 North Bay Ontario ( FSBO ) Feature Property # 4 SOLD Manitouwadge Ontario ( FSBO ) Feature Property # 5 Lac du Bonnet Manitoba ( FSBO ) View All Properties For Sale! Alberta - British Columbia - Manitoba - New Brunswick - Newfoundland - Northwest Territories - Nova Scotia Nunavut - Ontario - Prince Edward Island - Quebec - Saskatchewan - Yukon - Alaska - USA - International Payment Options Internet Property Listings Accepts a wide variety of secure payment options including major Credit Cards, PayPal ®, Interac Direct Deposit ®, cheques and money orders. Thank you for the opportunity to be of service to you. Weather you are interested in buying or selling Real-estate, think of Internet Prop. Listings first. Internet Property Listings Built, owned and operated by J-R Daoust Member of the Kirkland Lake, Ontario Chamber of Commerce We service all Canadian provinces, the United States ( USA ), UK, Asia and International Countries. Alberta - British Columbia - Manitoba - New Brunswick - Newfoundland - Northwest Territories - Nova Scotia Nunavut - Ontario - Prince Edward Island - Quebec - Saskatchewan Africa, Antarctica, Asia, Australia, Europe, North America, South America Billions and Billions Served: Monthly Traffic to WSI Franchise Corporate Web Site Hits Record High By utilizing the same technologies that helped to establish online success for their clients, WSI Franchise own corporate Web Site now receives more traffic than any other franchise Web Site in the world. | Home | Search / Add Listings | Selling Through a Realtor | Selling Privately | Buying Tips | Selling Tips | Moving Tips | | Business Opportunity | Pricing / Special Promotion | Listing Benefits | Payment Options | Payment Procedures | Pay for Listing | | Franchise Opportunity | Teen / Child Safety Tips | FAQ's | Links | Terms of Use / Disclaimer | Contact Us | Refund Policy | Warning Beware of calls or e-mails from Africa regarding the purchase of your property. Click Here for "419 Africa Fraud Scam" information! Awards Alberta - British Columbia - Manitoba - New Brunswick - Newfoundland - Northwest Territories - Nova Scotia Nunavut - Ontario - Prince Edward Island - Quebec - Saskatchewan Africa, Antarctica, Asia, Australia, Europe, North America, South America

Home Mortgage

Refinance your Home Mortgage Loan or Home Purchase Loan for Debt Consolidation Ameriquest offers home purchase and mortgage refinanceloans. Refinance today to consolidate debt, lower your monthly paymentsand get cash out. Call for a Loan Today: 1-888-436-7571 Search Loan Purpose Refinance Consolidate debt Cash out Improve my home Purchase a home Other State AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY Ameriquest Racing Ameriquest announces its primary sponsorship of Roush Racing® in the 2006 NASCAR® Busch Series . >> Learn More RollingStones A Bigger Bang Get tour dates and other info about their 2005 North America tour . >> LearnMore Ameriquest In Your Community Making a Difference Where We Live! We support numerous community initiatives and encourage employees to participate in a range of worthy causes. >> Learn More Hurricane Katrina/Rita Assistance Ameriquest is committed to helping those affected by the hurricanes. Customers: If you have an Ameriquest loan and you have been impacted by the hurricanes, please call (800) 430-5262. >> Read More Associates: We are concerned about the well-being of our associates and we’re standing by to assist. If we haven’t been in contact with you since the disaster, please contact us at (800) 640-5262. Ameriquest has partnered with HomeAid. Join us in contributing to the Gulf Coast Rebuilding Fund. Use Our Online Calculators To: CONSOLIDATE YOUR DEBT PAY OFF YOUR MORTGAGE BY RETIREMENT REFINANCE AND GET CASH BACK LEARN WHAT YOUR CREDIT CARDS ARE COSTING YOU Find a Local Branch We have more than 150 locations nationwide. Zip Code AsSeen in Money Magazine Mortgages 101: A Pocket Guide to Netting the Mortgage That's Right for You >> DownloadNow Best Practices Ameriquest is leadingthe industry with their Best Practices Policy. >> ReadMore Ameriquest Mortgage Company is an Equal Housing Lender. Licensing | Legal © 2005 Ameriquest Mortgage Company. Trade/servicemarks are the property of Ameriquest Mortgage Company and/or its subsidiaries. All rights reserved. Ameriquest Mortgage Company, 1100 Town & Country Rd. Suite 1100, Orange, California 92868. (714) 541-9960. Refinance with Ameriquest Mortgage Company Ameriquest Mortgage Company specializes in refinance loans, homemortgage loans, and new home purchases. Ameriquest Mortgage can help you consolidate your debt and lower your monthly payments , evenif you have less than perfect credit or bad credit . Ameriquest Mortgage gives you everything you need to get the loan that's right for you – including your own Personal Mortgage Specialist . Fill out our easy loan request form and a local Mortgage Specialist will contact you about your loan options .They'll help you fill out all your paperwork, even your loan application . Refinance Now Refinance now while mortgage rates are still low. Getthe cash you need to make home improvements and consolidatedebt . Your overall monthly payments will be reduced and mayeven be tax deductible . Compare our interest rates with other top mortgage lenders such as ING Direct , eLoan , Countrywide , New Century , Full Spectrum , Ditech.com , and IndyMac Bank . Ameriquest Mortgage is a sponsor of Major League Baseball(MLB) including these teams: Padres, Angels, Dodgers, A's, Mariners,Twins, Orioles, Nationals, Mets, Astons, Rangers, Marlins and the DevilRays. Ameriquest Mortgage is a sponsor of the New York Jets National Football League (NFL) team. 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At Ameriquest , we support numerous nonprofit initiatives includingHabitat for Humanity, Big Brothers Big Sisters and the Fulfillment Fund.Ameriquest also has 2 airships (blimps), AmeriquestAirship 'Freedom' and AmeriquestSoaring Dreams Airship . You may have also seen our Do the Math Infomercial with Chuck Woolery where the benefits of Refinancing are easy as 1, 2, 3. Calculate how much you can lower your monthlypayments by refinancing – and hear from real people who'vedone it themselves. Ameriquest Mortgage offers other consumer tools including a MortgageDictionary , and various mortgage calculators . Find AmeriquestMortgage.com and Ameriquest.com on themajor search engines and sites such as Google , Yahoo , MSN , AOL , Ask Jeeves , and Ebay . Ameriquest has over 150 local branches nationwide andoffers local branch listings includingdirections served by MapQuest . To request a loan , you canvisit one of our local branches , call us toll free at 888-436-7571or click here .

home equity options line

home equity home owners guide home loan glossary equity credit line process home ownership tips your credit report home equity options line of credit options quick approval options rates & costs home equity calculator loan advisor apply now call us: 1-800-785-8016 Home Equity Calculator Financial Information How much credit could you have available? Use this calculator to get an estimated line of credit based upon your home equity. Property ZIP Code: ZIP code finder Current Loan Balance: $ Property Value: $ Monthly Income: $ Monthly Debt*: $ Total Payment (PITI): $ Credit Rating: Excellent Good Average Cost: I'll pay the costs Include costs in rate * Exclude home loans and debts to be paid off with the initial draw from your credit line. Click the links for more information. Equal Housing Lender. © 2005 Countrywide Home Loans, Inc. Trade/service marks are the property of Countrywide Financial Corp., and/or its subsidiaries. *UpFront Approval is subject to satisfactory appraisal and title review and no change in financial condition. If the rate is not locked or rate protection expires, any rate increase may lower the loan amount for which the borrower has pre-qualified. Some products may not be available in all states. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation. State Licensing . Privacy & Security. 1-800-785-8016 contact us | site map | log in CFC home | about us | investor relations | business partners service guarantees | why choose Countrywide? | loan status | find a branch | current customers | home loans | log in loans en espaol | Countrywide's Full Spectrum Lending Division | we house america | banking | insurance | investments your accounts | contact us | site map | careers | about us | investor relations | privacy & security | licenses & registrations Equal Housing Lender. © 2005 Countrywide Home Loans, Inc. Trade/service marks are the property of Countrywide Financial Corp., and/or its subsidiaries. *UpFront Approval is subject to satisfactory appraisal and title review and no change in financial condition. If the rate is not locked or rate protection expires, any rate increase may lower the loan amount for which the borrower has pre-qualified. Some products may not be available in all states. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation. State Licensing . Privacy & Security.