land For Sale Alabama

AFOA Forestland For Sale Opening Page Events Calendar News News Conferences Land For Sale Hunting Land For Lease Fee Hunting, Guided Hunts, Club Memberships Services & Supplies Archived 2004 News Archived 2003 News Archived 2002 News Archived 2001 News Archived 2000 News Archived 1999 News Archived 1998 News 2005 Calendar Past Events 2004 Calendar Past Events 2003 Calendar Past Events 2002 Calendar Past Events 2001 Calendar Past Events 2000 Calendar Past Events 1999 Calendar Past Events 1998 Calendar Past Events 1997 Calendar Past Events Forestland For Sale Alabama Forest Owners' Association (AFOA) AFOA does not check with sellers to learn if a propertyhas been sold. We rely on sellers to notify us. A property that has been listed for morethan a month or two has probably been sold. Members may list one forestland sale on this page each year at no cost as long as the price does not exceed 4 times the "current-use" bare-land assessment (approx. $1,000 to $2,400 per acre) plus the value of the standing timber and regeneration. Members who wish to list more than one timberland sale per year or list land priced higher than the above guidelines may list properties for a fee. The description will be color highlighted. Effective January 2005 , all professional land sellers must pay a minimum $30 to post an ad, including those sellers which represent or are represented by a member. Click here to Send Description of Your Land To Be Listed. ( 12/21/05) 38 acres for sale in Gosport, AL . Great dove field or home site, planted pine, hardwood timber, county road frontage, & Pond Site. Pond site was surveyed out by ASCS office. This tract would make a great rural residential site or recreational tract. It is convenient to Hwy. 84, Grove Hill, and & Monroeville. Asking $83,600. For more info, photos, maps, etc. visit www.forestryland.com or contact Clint Flowers of A&M Forest Consultants, Inc. at (251) 387-0787. Merry Christmas ! (12/21/05) 3,268 acres for sale on the Alabama River in South Clarke County , south of Carlton, AL. 4000+ sq. ft Lodge constructed of Pecky Cypress harvested from property with garden tubs overlooking river, manager’s house, helicopter pad, private plane hanger in Jackson, sold fully furnished, and more amenities too numerous too describe. Timber consists of old growth, ~23 year old, and planted hardwood. Established food plots. Excellent, deer, turkey, pig, & duck hunting. An additional 2,625+/- acres is also available with purchase of the 3,268. For more info, photos, maps, etc., visit www.forestryland.com or contact Clint Flowers of A&M Forest Consultants, Inc. at (251) 387-0787. Merry Christmas ! (12/20/05) 20 and 40 acres in Itawamba County, Mississippi ; fronts on Dorsey Evergreen Road, near I-22 and the TEN-TOM Waterway. Pine trees, some hardwood and fenced pasture, and a small farm pond. $3,000 to $3,500 per acre. Call (919) 489-0849. (12/05/05) 385 acres in Marion County, Al . 20+ year-old timber. $900/acre. Call (205) 631-2575. (12/05/05) 200-acre farm for sale in Walker County, AL , 12 miles north of Jasper off highway 195 on Bennett Road. Fronts on county road. 2bd/1bth house, barn, 2 storage houses, 1994 Ford 3930 tractor. Plantation pines recently appraised at $100k. Asking $650,000. Contact Keith Wood at (901) 854-1744 or keith.wood@ipaper.com , or Myron Wood at (918) 492-1949 or twood001@aol.com . (12/02/05) 405 acres in Greene County . Tombigbee River, frontage, hardwood timber. Camp house. Call Walter Tutt at (334) 534-1315. Visit Tutt Land Company . (11/28/05) 198.2 acres in Macon County , located on County Road 7, four miles from Interstate 85, in Shorter, AL. Eighty-five acres of open land and the rest in hardwoods and pines with hunting, home sites, and year-round water. Asking price - $2,800/acre. Will consider dividing into two tracts. Call (334) 727-4344 or (334) 398-4344. (11/18/05) 109 acres in Mobile County . Over 100ac in excellent deer hunting. 40 unit RV park. 1/2 ready to move in. Other 1/2 of park is 90% complete. City sewer available for entire property and water. 5 miles to city limits. 20 minutes to Gulf of Mexico. 40 acres in pasture. $3,600/ac. (256) 782-1444 (mobile). (11/16/05) 216 acres in north Walker County , close to Smith Lake, with deer and turkey. $1,500/acre. For details, call Perry Lollar at (205) 275-5251. (11/16/05) 40 acres FOR SALE IN BIBB COUNTY - For sale by owner off County Road 20. Property was cut in 1999 and spot planted. Some mature hardwoods left. Site index and hunting. Priced at $1,725/acre. Call (205) 908-0913, day or night. (11/11/05) 97 acres in Tallapoosa County , thirty miles north of Auburn, one mile from US 280. Road frontage, visibility, some loblolly sawtimber, forage for livestock, fences, perennial streams, game, building sites, 30X48 four-year old barn. Pond/pond sites, rolling Piedmont country. $239,000. Call (606) 247-2645 or (334) 524-4242. (11/07/05) 120 acres of timberland in northwest Autauga County , Alabama, with two-bedroom cabin, 10-acre duck pond, and timber. $1,800/acre. Call Mike at (334) 875-7229 (at night). (11/03/2005) 389 acres in Perry County (Marion) Alabama . FOR SALE BY OWNER: PRICE DROP $2,050/acre down from $2,150, FIRM - 30 DAYS ONLY! Will be given to agent in December and price will be raised to cover agent’s fee - buy now or pay later! 60 acres six-year pine/oak, 90 acres hardwood, 120 acres five-year pine, 75 acres three-year pine, and 42 acres open. Working timber and cattle farm - completely fenced. Large creek-crossing property with several pond sites; Black Belt land, two useable old barns, a well, food plots and winter grazing planted. Hunting. Paved road frontage and power available at the property line. Local property manager will consider continued management of property. Call (877) 553-6281 or (706) 662-7682 (voice mail). (10/27/05) 210 acres in Clay County, Alabama . Paved frontage on White Plains Road; creek on property. 40 acres of pine plantation, which needs thinning, and remainder in mature timber. $2,150 per acre or best offer. Call (256) 354-4325, (256) 283-1824, or e-mail to sonny@acs-isp.com . (10/25/05) 114 acres in Walker County, Alabama : 84 acres mature hardwood, 27 acres 2004 plantation; 3-acre lake and 1,200 feet county road frontage. $190,000. Call (205) 221-6960 or check website at www.jhgrahamllc.com for more information. (10/21/05) 204 acres in Fayette County, Alabama , located off of County Road 89: contiguous timberland planted in nine-year-old pine plantation - fully stocked - valued at $580 per acre. Total asking price $320,000. MINERAL RIGHTS INCLUDED. Also, food plots and many other pluses come with this land! Call (205) 344-5139, (205) 799-0291, or e-mail to hwoodard@mlforestresources.com . (updated 10/25/05). (10/12/05) 222 acres in Atkinson County, Georgia , 141 acres of which contains improved slash pine. Hunting. $2,500/acre. Call (334) 393-5036 or (334) 464-4004. If out, leave a message. (10/06/05) 330 acres in Coosa County , 5 miles south of Rockford. Mature mixed pine/hardwood timber with established roads, food plots, and plenty of water for hunting and recreational purposes. $2500/acre. Call Ron at (334) 850-7045. (09/27/05) HEAVILY Timbered tracts with great hunting available. Cruise info, maps, & pictures available at www.forestryland.com or Call Clint Flowers of A&M Forest Consultants, Inc. at (251) 246-4934. More than 20 tracts to choose from throughout South Alabama and Mississippi!!! Creek frontage, River frontage, road frontage... we've got a little bit of everything! (09/27/05) 300 acres in Cullman County between West Point and Jones Chapel. Mostly wooded with small pond, creek, deer, and other game. $3,500 per acre. Call Jim Tidwell (256) 734-7384 or cell 338-3974. (09/25/05) 61 acres in Chilton County. Two adjacent tracts (60.15 ac. & 1.33 ac.). 3 miles south of Montevallo. Bid opening: 2:00 PM, Friday, October 14. For bid prospectus & maps call Tom Brickman at (205) 870-5455 or (205) 936-2160. (09/23/05) 320 acres in Fayette County. Access by county-maintained roads. Various stages of timber growth, both pine and hardwoods. Deer, turkey, and small game. $1,200/acre. Call Grover Daniel (916) 362-8507 after 10 AM. (09/15/05) 80 acres in North Autauga County . $2,200 per acre. Excellent hunting land. Property located 1 mile west of I-65. Value in land only. For map to property call Bob Roberts, Dogwood Realty, LLC at (334) 850-6503 (truck) or e-mail at bobroberts@knology.net . (09/15/05) 220 acres in north Crenshaw Co., AL . Pine plantation approximately 8 years old. Approximately 25 miles south of Montgomery. Paved & dirt road frontage. Pond sites. Excellent hunting. $3,250/ac. Call Knox Norman at (334) 562-3623. (09/06/05) 410 acres in Lamar County , 15 miles West of Fayette. Excellent deer, turkey & dove hunting with 35 acres open field. Good site for developing a lake. One mile of Little Hell's Creek. Merchantable timber. $550,000. J. H. Graham, L.L.C. , (205) 221-7999. (08/31/05) Sealed Bid Sale September 29, 2005. One tract 179 acres; the other tract 361 acres, Clay County, Alabama. The minimum acceptable bid is $175,000 on the 179 acre tract and $385,000 on the 361 acre tract. Elevations over 1,400 feet with excellent mountain vistas. For a combined bid on both tracts as a whole (540 acres) the minimum acceptable bid is $560,000. Portions of both tracts join paved county road. Stephens Realty (334) 863-6412. (08/25/05) 80 acres in Autauga County , off U.S. 82. Billingsley area. Year round stream. Clear cut and planted pines in 1990. Joins International Paper. $2,000 per acre. Contact Harold Smith at (334) 281-1836 or lsmith121@charter.net . (08/23/05) 38 acres in Wilcox County near Kimbrough, mixed pine and hardwood stand, NE1/4 of NE1/4 of Section 1, T12N - R5E for $79,000. Call Hudson Hines (251) 564-1457 or at night (251) 575-7696. (08/17/05) 56 acres in Wayne County Ms. near Chatom Al. Mixed mature Hardwood and Pine Timber, power and water available, public road access onto property. Great hunting and fishing. Chickasawhay River borders property on the western side. Beautiful camp or home site overlooking the river. $3000 per acre OBO. For more information call Marlon Giles @ (601) 735-3892 (modified 08/26/05) . (08/02/05) 491 acre tract located in Russell County , Alabama near Pittsview with ten-year old pine stand. Gravel Road and Paved Road Frontage. Excellent timber-growing land. Land is offered for sale in two tracts or as a whole. Sealed bids due Tuesday, September 6, 2005 @ 2PM EST. SELLER RESERVES THE RIGHT TO REFUSE ALL BIDS . For more information, contact bette.carnell@wachovia.com or call (706) 571-9877. (07/22/05) 80 acres in Wilcox County , cut over in 2002. Excellent timber growing land. $1,500 an acre. Call Ken Lowry at (334) 272-1261. (07/14/05) 92 acres in Bullock County . Excellent deer and turkey hunting tract located at Blues Old Stand. $3000 per acre. Contact Will Curtis at (334) 319-1815 or chill222002@yahoo.com . (07/08/05) 173 acres in Coosa County close to Lake Mitchell for $1,734 per acre. Value in land and timber. Call Bob Roberts, DOGWOOD REALTY, LLC at (334) 850-6503 or bobroberts@knology.net for map/information. Updated 10/11/05. (07/06/05) 70 acres in Clarke County, Mississippi. . Mostly 12 yr. old pines. Gravel rd. frontage. 3 green fields with shooting houses. Electricity available. Excellent deer hunting. $1375 per acre. Call Paul at (601) 735-3717 or (601) 270-7220. (06/22/05) 40 acres in Washington County : 16-year old replanted timberland located 5 miles south of Deer Park. Call Johnny D. Jones at (251) 777-8533. (06/16/05) 601 acres in Perry County , north of Marion, various stand types, road frontage, food plots, power and public water available for $901,500. Call Hudson Hines at (251) 564-1457. (06/02/05) Visit our Web Site at www.iplandsales.com . We have property available across the south. Regional sales coordinators can help you locate land that fits your needs. Check the website for listings and to find a sales coordinator that can help you in your area of interest. Blue Sky Timber Properties, LLC. (06/02/05) 197 ac North Autauga Co ., AL near Billingsly on County Road 1. Property includes 100 ac merchantable pine and hardwood timber. Paved road frontage. Public water and power accessible. 13 ac North Perry Co ., AL near Heiberger. One year old planted pines. One green field. Paved road access on Coon Landing Road. Public water and power accessible. Just minutes to Highway 5. Approximately 30 to 45 minutes drive South of Tuscaloosa. 82 ac Perry Co ., AL near Sprott on County Road 130. Call Tonya Johnson, Robjohn Realty Inc . (334) 289-1855. (06/01/05) 58 acres in Lamar County , Alabama. Big mature hardwood. Bottomland with creek; excellent hunting. Near Detroit, AL. $95,000. Call Joel Hubbert at (205) 412-3825. SOLD (06/01/05) 200 acres in Prentiss County , Mississippi in mostly 13-year old pine plantation about 14 miles east of Boonville, MS off Highway 30. Round frontage on 2 county roads. Good hunting and creek. $1250/acre. Call Joel Hubbert at (205) 412-3825. updated 7/22/05 (06/01/05) 1,142 acres NEAR MOBILE (and I-10), fronting Pascagoula River . Oxbow Lake, Fishing Slough, Duck Pond(s). Over $800/acre timber value, cruise available . Old Growth Hardwood-Pine, Pine Plantations, & some Regeneration HW. All timber unthinned. Great Deer, Duck, and Turkey Hunting... Even bear sign! Asking $1,400 per acre . Call Clint Flowers at (251) 246.4934, e-mail: clintflowers@forestryland.com , or view online at: www.forestryland.com . (06/01/05) 7.3 acres in Chilton County . Oak and pine timber. Price negotiable. Call Mary A. Daniel at (323) 757-2440. (05/23/05) 57 acres in Choctaw County . $1200/acre. Contact John Crook at (256) 409-7006 or mjnumber2@aol.com . SOLD (05/19/05) 401 acres in Perry County . 20 year old pines on 90% of property. Good road frontage. Mostly flat land. 10 green fields. Great investment. Only $2,150/acre. Contact Brad Adair (205) 824-3515. updated 9/28/05 (05/13/05) 360 acres, Madison County , Hunting land, good road system, ponds, springs, mature timber and 15 year regeneration, excellent deer herd and turkey flock, Contact Colin Bagwell (256) 852-4050 or your.forester@mchsi.com . (05/12/05) Land Auction June 25, 2005 10 AM. 400 acres located in Bankhead National Forest, Lawrence County, Alabama. Contact Chuck Crump, AmeriSouth Auctions (256) 353-7525. PENDING (04/11/05) LAND FOR SALE: Clarke County., 306 acres @ $1,350/ acre. 13 year old pines, food plots, on Bassett Creek! READY TO SELL!!! Contact Clint Flowers at (251) 246-4934. Many other properties, maps, and pictures available at: www.forestryland.com . (04/07/05) COURT SALE. 106.6 acres in Winston County. Land & Timber. T10S, R9W, Sec. 10 & 15. Auction at 11:00 AM, Friday, April 29, 2005. For information call (205) 932-0469 or (205) 612-7900 or write to michaelburrow@charter.net . (04/04/05) Clarke County: 40 + acres of clear cut: $60,000; 36.47 acres of dirt road frontage, unrestricted tract that can be broken down or sold as a whole: $70,000. Both properties in Gainestown. Hudson Hines (251) 564-1457. (04/04/05) Perry County: 471 acres : $701,500; 601 acres : $901,500; 130 acres : $200,000. Hudson Hines (251) 564-1457. (04/04/05) 78 acres in George Co., MS , $160,000 - mixed hardwood/pines. Sec 9, T1S R 7W. (601) 735-5016 after 6 PM. Lumberland, PO Box 482, Waynesboro, MS 39367. (03/22/05) 1242 Acre Tract -Timber, Hunting and Recreational investment; various timber stands, interior road system, and 14 acre lake; located on the Pickens and Tuscaloosa County line. For information call Dale Lancaster at Midsouth Forestry Services, Inc. at (205) 364-7145. (03/22/05) 139 acres in Clarke County near Silver Creek, only minutes from Alabama River and Claiborne Lock and Dam, thinned plantation with food plots and public water and power are available. $355,000. Hudson Hines (251) 564-1457. (03/10/05) 134 acres in Pickens County , Alabama on County Road No. 63. Located in Section 17 and 18 Township 22S, Range 13 W, near Mitchell Bluff Cemetery. Good hunting with small pond. Electricity and county water. Price: $1,250 per acre. Call John Davis after 7:30 PM at (405) 396-8180. (02/28/05) Seven timberland tracts for sale on the Cossatot River and Bakers Creek near Gilham Dam in the Ouachita Mountain Range, Howard County, Arkansas (2,359 total acres). Property has dual recreational and timber value. Kayaking, canoeing, camping, hiking, hunting and fishing. Bid opening date is March 24, 2005. Maps and timber volumes can be viewed at www.reynoldsforestry.com ; call Reynolds Forestry Consulting at 870-234-0200 (ext 1203); colleen@reynoldsforestry.com . (01/27/05) 320 acres in Calhoun County between Ohatchee and Southside. Property lays East of Hwy 77 and has deeded frontage to Hwy 77. Property consist of 10yr old natural regeneration pine, mature hardwood stream bottoms, 30acr of mature hardwoods by lake, 600 feet of lake frontage, 600 feet of creek frontage. Deer, Turkey and duck are abundant. Property has green fields, shooting houses and a good interior road system. Great for recreation or development. $2500.00 per acre. Call Joey Cooper at (256) 268-0498. SOLD (01/27/05) 159 acres in Marengo County , Alabama: Section 21, Township 12, Range 1 East with a 21 acre, 12 year-old pine plantation. Asking Price $268,700 (includes appraised timber value of $95,000). Second Parcel: 36 acres in Marengo County (same owner as first parcel): Section 16, Township 12, Range 1 East. Asking Price $32,408 or $900.22 per acre. Contact Holly Woodard at (205) 799-0291, 758-6182, 344-5139 or hwoodard@mlforestresources.com . (01/14/05) 208 acres in Franklin County for sale $192,000 Alabama (Northwest Alabama). Branch and underground spring. This is Dirt price but can get option for timber Planted 20 yr old pine, Hardwood, and 40 acres of 30 year old natural regeneration pine. 1 mile from beautiful 6800 acre Lake. Deeded easement to property, no road frontage. Public Water and Electricity 1700 feet from property line. Deer and turkey habitat. Lays Gently rolling with much flat. Ideal for wildlife food plot construction with much flats. Gated access. Contact Neal Taylor at (256) 332-7377, (256) 810-5552, or henrvt53@aol.com . SOLD (01/14/05) 469 ac in Greene and Tuscaloosa County . 322 ac in plantation pine from 3 to 11 years old. Site indexes for loblolly pine from 76 to 85. 8 green fields and a 16 ac beaver pond for duck hunters. 7.5 miles north of the Knoxville I-20/59 exit. Approximately 30 miles west of Tuscaloosa. Paved road access. Power and water accessible. Robjohn Realty Inc . Tonya Johnson (334) 247-2430 cell, Demopolis office: (334) 289-1855. (12/15/04) SEALED BID AUCTION : Property #1 : 681 acres in Henry County, Alabama near Abbeville. Offered in 2 tracts or as a whole, located on County Road 222. Tract #1 is 298 acres and Tract #2 is 383 acres. Property #2 : 255 acres in Henry County, Alabama near Abbeville located on County Road 217. Both properties are planted with 5-6 year old pines and have abundant wildlife. Sealed bids will be due by Monday, January 10, 2005 @ 2 PM EST. For complete auction details please visit our website, www.tranzon.com or contact Jeremy Masey at 1-800-942-6475. (12/14/04) 20.9 acres in Clarke County near Greenwood north of Grove Hill with 750 ft frontage on Goodhope and Thomasville Rd. $62,000. Call (256) 881-5139. (12/06/04) 78.9 acres in Noxubee County , MS, Mashulaville area - forestland or timber for sale: W1/2,NE1/4,S5,T14N,R15E. Mostly mature hardwood and pine timber in 55 to 75 year age class with 25 to 30% pole grade pine material. Contact Bill at (662) 234-5864 or 233 St Andrews Circle, Oxford, MS 38655. (11/24/04) 1080 acres in Macon County . Premier hunting and recreational property located in Central Macon County. Property consist of pine plantation, hardwoods, creek bottom, and excellent duck habitat. Improvements include a main lodge, guest house, barn with shop, game processing room with walk in cooler. Excellent interior road system, paved road frontage and dirt county road frontage. There is 3.4 miles of frontage on Calebee Creek which provides some of the best deer habitat around. Intensive wildlife management over the past 10 years have created one of the finest turn-key tracts on the market today. The property may be divided into 767 acres and 313 acres, the price per acre is $2860/ac. Contact Will Marks, www.landmarkslandco.com , (334) 832-7300 or wmmarks@mindspring.com SOLD (11/18/04) 210 acres in Jackson County . Hunter’s heaven. 12,000 square foot horse barn, 3000+ square foot bed and breakfast retreat, view of Paint Rock Valley Mountains. Contact Colin Bagwell (256) 852-4050 or your.forester@mchsi.com . Modified 08/04/05 . SOLD (10/25/04) 123 acres in Clay County , Waits Road area, Sealed Bid Sale, November 18, 2004. For bid package call Stephens Realty (334) 863-6412. (10/18/04) 520 acres in Lamar County. Off of Steens / Vernon (County Road #9) about 4 miles from MS line. 80 acres of mature large timber, the remainder is planted in 5-7 year old pine plantation. Excellent hunting with deer, duck, turkey and squirrel and established food plots and shooting houses. Duck hunting is enhanced by a 32 acre beaver pond, sloughs, old creek runs and about 2 miles of Yellow Creek running through the property. Interior access roads through property and 4-wheeler bridge across creek. $655,200. Call (662) 327-4676 for information. SOLD (10/05/04) 160 acres, Northern Clay County on Shinbone Ridge for $168,000, timber cut in 2002, mountain land, elevation 1,060 to 1,480 feet, does not join a public road, good investment and hunting land Stephens Realty (334) 863-6412. SOLD (09/10/04) Lamar County: 30 acres. Mostly young pine timberland. Small creek. Highway frontage. Good hunting with roads & green field. $1,200 per acre. 40 acres. Same type land. Access road but no easement or road frontage. $800 per acre. Call Joel Hubbert at (205) 412-3825. (09/01/04) Visit http://www.alalandco.com to see all of AlaLandCo’s listings or call 1-256-825-4331 for a showing! 440 acres, Lee Co .--10 minutes from Auburn, nice big creek bottoms, 10 yr. old planted pine, terrific deer & turkey hunting, county road frontage. Will divide into 2 or 3 tracts. $1,100,000; 377 acres, Talladega Co .--Cotton & soy farm in the city of Talladega. Borders nice new neighborhood and the Bemiston community. Residential developer’s dream at $2500 per acre. $942,500; 164 acres, Clay Co .--This recreational/ hunting tract has it all! Rustic 3 BR, pine cabin on beautiful, large, swift, rocky creek. Canoeing, fishing, great deer & turkey hunting, awesome mountain views, many spring fed hardwood bottoms, good timber value. $328,000 SOLD (08/26/04) 453 acre tract in southeast Marion County. Frontage on paved road and New River. Bid date Sept 30th @ 2:00 p.m. For more information visit website at: www.jhgrahamllc.com or call (205) 221-7999. (08/26/04) 40 acres in Noxubee County, Mississippi . One mile North of Macon, MS, 30 miles West of Aliceville, AL. Timberland and recreational property. CRP income $1900+/yr. (planted pine, 10 & 13 yrs old, with riparian stream). Great hunting. $2000/acre. Call John Alford at (954) 561-1858. Editor's note (10/12/04): advertised price per acre was reduced by seller to $1500 from $2000 and location was modified to 25 miles W. from Aliceville from 30 miles. (08/06/04) 5 to 300 acres in East Central Alabama. Owner Financing Available. Timberland, Hunting Land, Pastureland, and Premium Home sites. Visit http://www.robertking.net . SOLD (07/23/04) 370 acres in Macon County. Excellent hunting and timber investment, paved frontage with water and power run into property, nine food plots, internal road system, 2 lakes, pine plantation and hardwoods , some open land. Between Tuskegee and Union Springs east of Hwy 29. $2,297/acre. Contact Will Marks, Landmarks Land Company , at (334)832-7300 or wmmarks@mindspring.com . Under Contract (07/13/04) 80 acres in Clay County off Alabama Hwy. 77. Property fronts two sides of Antioch road. Has year round water, roads, some timber. Food plots and excellent hunting with a variety of wildlife. $150,000. Contact Mr. or Mrs. Hopewell at (205) 274-0004 or nhopewell@otelco.net . Updated 06/27/05. (06/24/04) 126 acres in Elmore County on Rifle Range Road. Excellent hunting. Beautiful view all surrounded by rolling hills of pine plantation. Call D. S. Hopson Farms, (985) 898-1972 or 789-7330. (06/24/04) 64 acres in Elmore County on Rigsby Road. Some timber. Call D. S. Hopson Farms, (985) 898-1972 or 789-7330. SOLD (06/24/04) 103 acres in Bullock County. 65 acres in planted pines age 18 & 14. Balance in hardwoods. Direct access to State Highway 239 near Smuteye community. $1,650 per acre. Write to Dr. James S. McLelland at jsmtreefarmer@aol.com . SOLD (05/20/04) 164 acres in Clay County. 150 marketable mature hardwood. Small 3 br hunting cabin with central h/a. Food plots, creek, spring fed branches. Good fishing. Excellent deer, turkey and upland game hunting. $260,000. (256) 547-9522. ((05/17/04) www.farmsandtimber.com is a commercial website with links and contact information for numerous land sales companies. (03/28/04) 40 acres in Autauga County between Selma and Prattville, north of 14 off CR 1, deeded access, plantation and areas of mixed pine and hardwood for only $63,000.00. Hudson Hines, (251) 564-1457. (03/24/04) 1,656 acres in north Mobile County. Includes a 3 bedroom house, garage and utility building. Excellent stands of longleaf pine. Gallops Creek runs through property. Bid date: May 26, 2004. For bid package, call Jessica Little, Larson & McGowin, Inc., (251) 438-4581. (03/16/04) Three tracts of land in Sumter County, Alabama: 80 acres -- http://www.billmackeyproperties.com/livingston80ac.html SOLD (03/03/04) Approximately 6 2 / 3 acres in Macon County. Ideal for a trailer site. Will sell for $6,000. Call Mrs. Ida Catherine Richardson at (334) 727-1560. (slightly revised 7/14/04) SOLD (02/11/04) 7,174 acres in Jasper County, Mississippi. Timberland and recreational property. To be offered as a whole tract or on individual tracts ranging in size from 43 acres to 1,447 acres. Sealed bids to be opened on April 14, 2004. For additional information and bid package, call Greg Wittendorfer, AmSouth Bank Natural Resources Department, (251) 438-8359. SOLD (11/11/03) 122 acres in Randolph County for $244,000 located on paved road, partly in the city limits of Roanoke. No significant merchantable timber. Stephens Realty (334) 863-6412 dstephens@communicomm.com (11/04/03) 601 acres in Perry County north of Marion for $901,500.00*. Tract is on CR 29 and has plantations, and mixed pine and hardwood timber. Tract can be sold as 130 acres for $200,000 * or 471 acres for $701,500*. Hudson Hines (251) 564-1457. * revised from $844,000, $182,000, & $662,00, resp., 03/22/05 . SOLD (10/13/03) 70 acres in Clay County near Millerville. Timber recently cut except 10 acres on backside of creek. County road is the west boundary line. Will sell for $850 per acre and cut the remaining timber or will sell for $850 per acre and add remaining timber value to sales price. Contact Larry Jones at Thornton & Associates, Inc. at (334) 567-5436 or lrjones01@bellsouth.net . (10/09/03) 1,885 acres in Geneva County, Alabama and Walton and Holmes Counties, Florida. Auction November 8 at 11 AM. Call J.P. King Auction Company 1-800-558-5464. (09/06/03) 290 acres in Coosa County near Goodwater. Hwy. 9 is west property boundary in Section 33 & 34, Township 24 north, Range 20 east. Excellent hunting, creek, adequately stocked young pines and hardwoods as well as larger timber. Will bid in 5 parcels or total acres.Bid opening at Cecil’s Restaurant, Alex City, October 10 at 10:30 AM. Call Pennington Forestry at (205)596-3219 or 712-0995. (08/04/03) Eiland Forestry and Real Estate has several Recreational and Timber Tracts listed in central Alabama . Please contact us at (205) 655-0191 or on our website at EilandForestry.com for maps and locations. (07/01/03) John Hall & Company has several hunting, recreation, & timber investment tracts listed for sale in Bullock, Clay, Conecuh, Crenshaw, Dallas, Lowndes, Macon, Marengo, Monroe, Montgomery, Pike, and Russell counties. Acreage ranges from 50 to 2,500. Call 1-800-864-1281. SOLD (06/20/03) 200 acres in St. Clair County. 1000 feet frontage on County Road 22. Mostly hardwoods. 2 acre fishpond. 4 game food plots. $1550/acre. Contact Chip Grizzle at (205) 714-1004 or cgrizzle@brasfieldgorrie.com . SOLD (06/20/03) 80 acres in Blount County on Narrows Road between Hwys 75 & 79. 1/4 mile county road frontage. Surveyed. Call (931) 728-2358. SOLD (06/06/03) 163-acre farm in Cleburne County. Five miles off I-20. Includes barn, 1300 feet of river frontage, bass pond and 14 acres of bottom land. The remaining 143 plus acres is mature hardwoods. Great hunting tract for deer and turkey. Price reduced to $1800.00 per acre from $2250.00 per acre. (09/03/03) Call Tom at (256) 396-0025. (06/03/03) 40 acres in Covington County to be sold by sealed bid on July 17, 2003 at 10:00 AM. Mostly mature longleaf and slash pines surrounded by Conecuh National Forest. Call (251) 867-7724. SOLD (05/30/03) 231 acres in Randolph County. Court ordered auction, June 14, 2003, at 9:00 a.m. (CST) on the steps of the Randolph County Courthouse in Wedowee, AL. To be sold in tracts and/or as a whole. Prime hunting land. Call 1-866-814-5297. (05/02/03) 81 acres in Covington County. 18.9 in CRP 15 year oldpines, 50 acres in 5 year old pines, Balance in native hardwood. 2 branches, 3springs. 3 bedroom, 1 bath, 1200 sq. ft. wood frame farm house on Cothan Driveoff of Rose Hill Road. Call C. V. Wallace at (334) 347-9709. (02/22/03) 40 or 80 acres in Choctaw County. 8 year old pine timber with great hunting and easy access from paved roads. Just east of Butler & 45 minutes from Meridian, MS. $1500 per acre. Contact B. J. Allen at (239) 283-4998 or bjall@aol.com . (02/21/03) 191 acres in Jackson County. Some open, some wooded, 1.5 paved miles of frontage on Jackson paved roads 43, 38 and 49 , public water, adjoins public school, $1545 per acre. Contact Howell Smith at (256) 377-1148 or dianews@wwisp.com . (02/08/03) 160 acres in DeKalb County. Auction at Fisher Crossroads: 10 AM, Saturday, February 15. For details call Dempsey Auction Company at 1-800-336-7739. Click here to visit sale webpage. (02/05/03) 250 acres in Crenshaw County. Mixed pine & hardwood timber. Good hunting. $2,250 per acre. Sell all or may divide. Call Mary P. Carlton at (334) 227-4660. (01/07/03) You may list land for sale at www.landbook.com at no cost for the next 6 months. Click here to view Archived Land for Sale (land that was listed on this page in the past) . (00/00/00) $15 PER UNIT (THIS IS SIX UNITS) X X X X X X X X X X X X X X X X X X X X 1 X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X 2 X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X 3 X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X 4 X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X 5 X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X 6 Contact Information: Alabama Forest Owners' Association, Inc. P. O. Box 361434 Birmingham, Alabama 35236 Phone: (205) 987-8811 Fax: (205) 987-9824 Email: AlaFOA@aol.com

NEW HOMES BUSINESS IMPROVEMENT

News Room : ENERGY STAR What is ENERGY STAR? | Newsroom Search History Partners News Archive Awards Media Resources PRODUCTS HOME IMPROVEMENT NEW HOMES BUSINESS IMPROVEMENT PARTNER RESOURCES -- Home > News Room -- -- News Room ENERGY STAR in the News What's New: Program Highlights Half of the States Join ENERGY STAR Challenge (December 2005) Half of the states across the nation are joining with the EPA to address critical energy issues in our communities in conjunction with EPA's ENERGY STAR Challenge. Through the ENERGY STAR Challenge, state governments will offer a variety of programs to help building owners assess how much energy their buildings use now, establish efficiency improvement goals of 10 percent or greater portfolio-wide, and make efficiency improvements wherever cost effective. EPA Press Release List of Participating States (87KB) More Information Businesses: Save on Energy Bills this Winter (November 2005) American businesses are experiencing higher than ever energy prices, which are expected to continue this winter. EPA has advice almost any business can take to save 10% or more on their energy bills this winter. The advice shares lessons learned from EPA's ENERGY STAR partners who have saved through simple steps and adopted longer term energy management strategies with even greater savings. If every business in the US saved 10% on their energy bills, Americans would save about $10 billion and reduce greenhouse gas emissions equivalent to those from 15 million vehicles. EPA Press Release Advice for Saving Energy EPA Recognizes 18 Leading Organizations for Efforts to Cut Energy Bills (October 2005) On October 26, EPA Administrator Stephen Johnson recognized 18 organizations as ENERGY STAR Leaders for achieving significant energy savings and leading their industries in responding to EPA's ENERGY STAR Building Challenge. The ENERGY STAR Commercial Building Challenge, launched in Spring 2005, encourages building owners and managers to make their buildings at least 10% more efficient. EPA Press Release Fact Sheet (66KB) Leader Profiles (36KB) More Information on the ENERGY STAR Challenge Save Energy this Winter with help from ENERGY STAR (October 2005) In the face of higher energy bills this winter, the EPA encourages everyone to take action in their home to be more energy efficient. The average American household spends $1,500 annually on energy bills — a number that may go up as much as 50 percent this year. EPA offers five places to look and practical advice for home energy savings. EPA Press Release Home Energy Quiz (240KB) More Information K-12 Schools take the ENERGY STAR Challenge (October 2005) Ten leading associations representing state school boards, superintendents, principals, facility planners, parents, and teachers are joining with the EPA to address critical energy issues in our nation's K-12 schools. Currently, the nation's more than 17,000 K-12 schools spend $5 billion on energy bills each year. However, school districts can save up to 30 percent on their energy bills through cost-effective energy efficiency improvements. Through the ENERGY STAR Challenge, school decision-makers assess how much energy school districts use now, establish efficiency improvement goals of 10 percent or greater district-wide, and make efficiency improvements wherever cost effective. EPA Press Release Fact Sheet (82KB) Participants List (62KB) More Information EPA and DOE Announce ENERGY STAR Change a Light Day (October 2005) EPA and DOE, together with more than half of US Governors, declared October 5th ENERGY STAR Change a Light Day, and encouraged every American to change a light in their home to one that is more energy efficient. Lighting accounts for 20 percent of a home's electricity costs. ENERGY STAR qualified bulbs reduce household energy bills because they use one-third the energy of traditional lighting and last up to 10 times longer. This small step can make a big difference for our nation's energy resources and environment. EPA Press Release Campaign Fast Facts (98KB) Governors Declaring ENERGY STAR Change a Light Day (307KB) 250+ Participating Organizations (628KB) Take the Pledge EPA Raises the Bar for New Homes to Earn ENERGY STAR Label (September 2005) Builders of new homes in the United States will have to significantly increase the energy efficiency of their homes to meet the new ENERGY STAR requirements which take effect July 1, 2006. To qualify under the revised ENERGY STAR specifications, new homes must have higher levels of insulation inspected for proper installation; complete framing and air barrier assemblies that enable insulation to perform at its full rated value; windows that meet or exceed ENERGY STAR requirements; high-efficiency and properly sized heating and cooling equipment appropriate to the climate; and more energy-efficient water heating, lighting and appliances. EPA Press Release More information ENERGY STAR Annual Report Released (September 2005) EPA recently released its annual report summarizing the success of ENERGY STAR and other voluntary climate protection programs. The report summarizes the accomplishments of these programs for 2004. For example, Americans, with the help of the ENERGY STAR, avoided greenhouse gas emissions equivalent to those from 20 million automobiles – up from 18 million in 2003 – while saving $10 billion on their energy bills. EPA Press Release 2004 Annual Report (1.27MB) New Partnerships for Home Energy Efficiency Announced (July 2005) On July 11 the EPA, DOE and HUD announced a new multi-agency effort, the Partnerships for Home Energy Efficiency, to bring greater energy efficiency to the U.S. housing market to save 10 percent or more on home energy bills over the next decade. A 10 percent savings would total almost $20 billion a year, help increase the affordability and comfort of homes, reduce demand for natural gas by more than 1 quad, avoid the need for 40 power plants and avoid the greenhouse gas emissions equivalent to those from more than 25 million vehicles. Home Performance with ENERGY STAR plays a large role in delivering these savings to consumers. EPA/HUD/DOE Press Release Report: Partnerships for Home Energy Efficiency (3.00MB) Overview Fact Sheet: Partnerships for Home Energy Efficiency (247KB) Home Performance with ENERGY STAR (141KB) ENERGY STAR Products for American Homes (186KB) Quality Installation for Air Conditioning Equipment (109KB) Case Studies: Home Performance with ENERGY STAR Aurora, CO (137KB) Austin, TX (131KB) Fresno, CA (214KB) Ithaca, NY (216KB) Manlius, NY (88KB) St. Louis, MO (146KB) Suwanee, GA (108KB) EPA Announces Energy Performance Indicator for Auto Assembly Plants (June 2005) The energy efficiency of automobile assembly plants can now be rated on a national basis. EPA has recently made available a tool to help the automobile industry evaluate the energy performance of its assembly plants. This tool, the first of its kind for a manufacturing facility, compares the energy efficiency of any assembly plant producing passenger cars, light duty trucks, sport utility vehicles, and vans in the U.S. to that of the entire industry. EPA Press Release Auto Assembly Plant Energy Performance Indicator EPA Offers Smart Ways to Stay Cool this Summer (June 2005) Energy use escalates when hot summer days set in across the nation. EPA's ENERGY STAR program is offering advice this summer on how to save money, remain cool and comfortable and help reduce the risks of global warming – all at the same time. Advice includes keeping your air conditioner maintained, using a programmable thermostat, sealing up gaps and cracks in the home envelope, and replacing old equipment with products that have earned the government's ENERGY STAR for energy efficiency. EPA Press Release EPA's Guide to Energy Efficient Heating and Cooling (663KB) Cool Your World Fast Facts (English) (150KB) Cool Your World Simple Steps (English) (44KB) Cool Your World Fast Facts (Spanish) (68KB) Cool Your World Simple Steps (Spanish) (49KB) New Water and Wastewater Industry Focus Announced (May 2005) EPA is launching a new initiative to increase the energy efficiency of U.S. drinking water and wastewater systems, with participation from more than 20 leading organizations. The new ENERGY STAR Water and Wastewater Industry Focus will work over the next year to develop an energy performance rating system, a guide to assessing energy efficiency opportunities, strategies for superior energy management, and innovative approaches to financing energy efficiency projects for each of the two industries. This new ENERGY STAR focus is part of a series of efforts to improve the energy efficiency of selected industries. EPA Press Release Fact Sheet (55KB) EPA announces ENERGY STAR Building Challenge (March 2005) EPA joined with more than 20 leading associations, States, and businesses to announce a national challenge for the owners of commercial and institutional buildings across the country. The ENERGY STAR Challenge encourages building owners to improve the efficiency of their buildings by 10 percent or more and to capitalize on the environmental benefits and cost savings that will result. EPA Press Release List of organizations partnering with EPA More information 2005 ENERGY STAR Awards (March 2005) EPA and DOE are recognizing 50 organizations as winners of the 2005 ENERGY STAR Partner of the Year Awards. These organizations have made outstanding contributions to reducing greenhouse gas emissions through energy efficiency. EPA and DOE sponsor these awards annually to recognize energy efficiency investments made by ENERGY STAR partners that saved consumers money while helping the environment. The Partners of the Year are selected from the over 7,000 ENERGY STAR partners based on their efforts to utilize energy-efficient technologies, communicate the benefits of energy savings to consumers and businesses, and encourage others to partner with ENERGY STAR. This year's award winners include Lowes Companies Inc., Food Lion, Pardee Homes, USAA Real Estate and 3M. EPA Press Release List of 50 award winners (15KB) More on Awards EPA's Public Service Announcement (PSA): 2005 ENERGY STAR Awards (2.84MB) International Power Supply Design Competition Winners Announced at Applied Power Electronics Conference and Exposition (APEC), Austin, TX, March 6-10, 2005 (March 2005) On March 7, 2005 at APEC's plenary session, the U.S. Environmental Protection Agency (EPA) and the California Energy Commission announced the winners of Efficiency Challenge 2004, an international design competition for power supply efficiency. Twelve winners were selected, including two Grand Champions: Power Integrations in the Market Ready Category and Hong Kong Polytechnic University in the Open Category. All the winning entries are more energy efficient, and in many cases radically smaller than typical power supplies on the market today, demonstrating what is possible in future consumer electronics products. Efficiency Challenge APEC Presentation (62KB) Andrew Fanara, EPA, Andy Williams, ON Semiconductor, and Peter Schwartz, representing the California Energy Commission Andrew Fanara, EPA, Balu Balakrishnan, Power Integrations, and Peter Schwartz, representing the California Energy Commission Andrew Fanara, EPA, Speaking at APEC 2005 Product Picture, Power Integrations, Winner of Best in Class A1, Market Ready Grand Champion EPA Efficiency Challenge Press Release (62KB) Judging Criteria Fact Sheet (55KB) Efficiency Challenge 2004 Judge Bios (33KB) Efficiency Challenge Winner Fact Sheets (162KB) ENERGY STAR Qualified Homes Near 10 Percent of Housing Starts Nationwide (March 2005) Nearly 10 percent of all homes built in 2004 earned the ENERGY STAR label. According to a recently released report, A Decade of Change in Home Building with ENERGY STAR (2.36MB), since 1995 over 360,000 of the Nation's new homes have earned the ENERGY STAR, saving homeowners an estimated $200 million and eliminating approximately 4 billion pounds of greenhouse gas emissions. EPA Press Advisory Report: A Decade of Change in Home Building with ENERGY STAR (2.36MB) More information on ENERGY STAR Qualified New Homes Almost 2,000 Buildings Have Earned EPA's ENERGY STAR (January 2005) As of January 1, 2005, almost 2,000 of the nation's most energy efficient buildings, representing almost 400 million square feet, have earned EPA's ENERGY STAR designation for superior energy performance. The buildings qualifying as ENERGY STAR use about 40 percent less energy than average buildings without compromising comfort or services. Press Release List of buildings (2.14MB) More information ENERGY STAR Awareness Climbs to Over 60 Percent (February 2005) Public awareness of ENERGY STAR has jumped to 64 percent of U.S. households, according to a recent nationwide survey. In many major markets where local utilities and other organizations use ENERGY STAR to promote energy efficiency to their customers, public awareness of ENERGY STAR is even higher, averaging 74 percent. EPA Press Advisory (14KB) Survey Report (1.58MB) Energy-Efficient External Power Adapters Can Now Earn the ENERGY STAR (January 2005) On January 6, 2005 EPA announced that the ENERGY STAR is now available for qualifying external power adapters. Power adapters, also known as external power supplies, are used to power many electronic products such as cell phones, PDAs, digital cameras, camcorders, MP3 players, routers and other electronics and appliances. As many as 1.5 billion power adapters are in use in the U.S. – which is about five for every person. The new guidelines for power adapters will help reduce greenhouse gas emissions; in the U.S., more efficient adapters have the potential to save over 5 billion kilowatt hours (kWh) of energy and prevent the release of more than 4 million tons of greenhouse gas emissions the equivalent to taking 800,000 cars off the road. Press Release More on Power Adapters Photos: CES Show , EPS Booth New ENERGY STAR Monitor Specification (January 2005) Beginning January 2005, computer monitors must meet more energy-efficient requirements to qualify for the ENERGY STAR label. For the first time, the specification addresses energy consumption while monitors are in use, as well as while they are idle. Many models on the market already meet EPA's new specifications. By 2010, EPA estimates that the new requirements will result in carbon emission savings of almost 5 million metric tonnes (carbon equivalent), or the equivalent of taking more than 3 million cars off the road. The previous computer monitor requirements called for only a "sleep mode" energy-saving function. Press Release More Information News Archives Press Contact: Maria T. Vargas, (202) 343-9451 Consumer Contact Information: energystar@optimuscorp.com 1-888-STAR-YES Products | Home Improvement | New Homes | Business Improvement | Partner Resources Newsroom | Privacy | Contact Us | Site Index EPA Home EPA Search DOE Home DOE Search

Buy Property

British Expat: Expat World: Moving to Spain: Buying Property in Spain - the Rights Group glossary British Expat Magazine | British Expat Forum | British Expat Country Forum | British Expat Classifieds | British Expat Mail | British Expat Shop British Expat Tax Havens Banking Anonymous ATM Cards BVI IBC Panama Company Gibraltar Company News, humour and information for Brits worldwide! Sitesearch powered by Web British Expat BE HOME PAGE EXPAT WORLD Resources Bulgaria France Germany Ireland Malta Poland Spain Moving to Spain English Lessons Features Switzerland Bahrain Cambodia China India Indonesia Israel & Occupied Territories Korea Malaysia Singapore Thailand Turkey Australia Fiji New Zealand Samoa Canada Costa Rica Mexico USA Botswana Ethiopia Ghana Malawi South Africa Tanzania Tunisia Uganda ABOUT BE Spain > Moving to Spain > Buying Property in Spain - the Rights Group glossary Buying Property in Spain - The Rights Group's Glossary of Property terms by Mark FR Wilkins Our colleagues at Overseas Property Professional have reported that Britons have spent £12 billion on second homes over the last two years, based on new statistics from the UK Office for National Statistics. Apparently, Britons are spending £6 billion a year on the purchase of second homes a staggering £4 billion more than two years ago. We at The Rights Group felt it would be useful to put together a glossary of terms that we use every day but which may be a little alien to would-be property purchasers in Spain. We are constantly striving to increase the level of information available to Northern Europeans who may be attracted to the idea of buying in Spain but who may equally be daunted by the press in recent months, which has portrayed our market as a den of thieves. It's not, particularly if you approach it with your eyes wide open seeking advice and assistance early in your quest for your dream property and making certain that the professional advice you receive is wholly independent. We see this as a "living" glossary, so if you come across words and phrases that could usefully be added please let me know at mark@therightsgroup.com . We hope you'll find it useful. Abogado Lawyer Adosado - Semi-detached or town house Aire acondicionado Air conditioning Agua Water Agua potable Drinking water Albañil - Bricklayer Alfombra - Carpet Amortización - Depreciation, Redemption Antigüedad(es) / Tienda de Antique/Antique shop Aparcamiento - Parking Arquitecto - Architect Armario Cupboard, wardrobe Asesoría Económica Accountant, Financial adviser Balcón Balcony Banco/cuenta de/tarjeta de - Bank/bank account/bank card Baño Bath/WC Barbacoa Barbecue Basura - Rubbish bins and rubbish taxes Bombilla Light bulb Buzón - Mailbox Caja de Ahorros - Savings bank Calefacción central Central heating Campo - Countryside Cargas Land charges registered against the property Carpintero Joiner Casa unifamiliar - Detached house Casita - Cottage Certificado registral - Certificate showing debts attaching to a property Chalet Villa Cocina Kitchen Comedor Dining room Comunidad de propietarios Committee of property owners Constructor - Builder Construido - Built area, of property Construir - Build Contable Accountant Contrato de Compraventa Privado - Property sales contract Costa del Sol Sun Coast Costa de la Luz Coast of Light Costa Blanca White Coast Corriente - Electricity Cortijo - A country property inland with farming roots Cuarto de Baño - Bathroom Cuenta de Banco - Bank account Documento privado - Private document Documento público - Public document Dormitorio - Bedroom Ducha Shower Duplex Apartment over two floors Ebanista Joiner Edificio Building Electricista Electrician Escayolista - Plasterer Escritura - Deeds of ownership Escritura pública de compraventa - Title Deeds Euribor Variable interest rate set by European banks Fontanero - Plumber Finca Farm house or small estate Fin de Obra Formal Completion of Works on a new property Fuente - Fountain Garaje - Garage Gas Butano Butane gas, often used for cooking and water heating Gestoría Specialists used to obtain official authorisations, permits and licences Habitación A Room Hipoteca - Mortgage IBI: Impuesto sobre Bienes Inmuebles - Property tax levied yearly Impuesto extraordinario sobre el patrimonio - Wealth Tax - extraordinary tax on assets Impuesto sobre el Incremento del Valor de los Terrenos - Tax on the increase of land value Impuesto sobre el patrimonio - Capital gains tax Incremento de patrimonio A Capital gain Inmobiliaria/agente - Estate agent Inversión en terreno - Land investment ITP Impuesto sobre Transmisiones Patrionales - Property Transfer Tax of 7% levied on all re-sale property IVA VAT Jardn - Garden Ladrillo Brick Libre de cargas Debt free Libro del edificio - Documents from the promoter when building is finished Licencia de obra - Building permission Licencia de prima ocupación Licence to occupy a completed property Limpiadora Cleaner Luz - Electricity Madera Wood Mármol - Marble Martillo - Hammer Metros cuadrados Square metres units floor area is measured in N.I.E. - Identity Number for Foreigners required for a property purchase Notario - Notary records the legal details of property and land sales Nota Simple - Certificate from Property Registry Obra nueva - Document certifying a new building Oferta vinculante - Bank document specifying mortgage conditions Ordenador Computer Pago en efectivo - Cash payment Parcela - Lot or plot Pestillo Door lock Pintor - Painter Piscina - Swimming pool Piso - Apartment Playa - Beach Plusvalía - Municipal Capital gains tax on the sale of property Poder Power of Attorney Pozo - Well Préstamo Loan Préstamo con techo Loan with variable interest with fixed minimum and maximum Préstamo hipotecario - Mortgage loan Pueblo - Town or village Puerta - Door Registro de la Propiedad - Register of Property Ownership Representante fiscal Foreigner's official tax representative Resale Property A second hand property, already registered at the property register in Spain. Residencia - Residency permit Residente - Resident Sala, salón - Lounge Se vende or en venta - For sale Se alquila For Rent Sevillana - Electricity company Seguro de amortización de préstamos - Loan repayment insurance Seguro Multirriesgo Hogar - House insurance Señal Deposit or down payment Solar - Lot for building Sótano Basement Subasta - Auction Tarjeta de Banco - Bank card Tasación - Independent valuation of property Tasa de cambio Exchange rate Tasadores Official Bank Valuers Techo - Roof Teja - Roof tile Terraza - Terrace Terreno - Land, plot of land Terreno en venta - Land for sale Terreno para construir - Building land on the Costa del Sol Tipo de interés - Rate of interest Título de propiedad - Deeds stating the ownership of property, date of sale etc. Trastero - Storeroom Valor Catastral - Assessed value of property for tax purposes Vidriero Glazier Yesero - Plasterer Yeso Plaster Compilation © Mark F R Wilkins 2005 (Marbella) Mark F R Wilkins The Rights Group SL email: mark(AT)therightsgroup.com website: www.therightsgroup.com tel.: +34 600 343 917 +34 952 930 435 Other links in this section Buying Property in Spain - the pitfalls! Why are property prices going through the roof? Relocation, Relocation, Relocation - Deciding to Move Buying Habits and New Hot Spots What made me up sticks? Relocation, Relocation, Relocation - Arriving in Spain Relocation, Relocation, Relocation - Checklist for a move to Spain Relocation, Relocation, Relocation - Sun, Sea and Risk The Rights Group Guide - How to Avoid... Part 1 Expat Websites in Spain Other relevant BE pages English Lessons: The Bonk On The Bitch English Lessons: A Lesson At Christmas English Lessons: The Pain In Spain English Lessons: Get Into The Bit English Lessons: Strong Arms And The Law English Lessons: Tiptoe Through The Tutus English Lessons: Chicken Chests And Cheeps English Lessons: Never Forget Lesson Number One English Lessons: Lesson Number One English Lessons: May And Daisy, Sam And Ella Canada for Brits: Property Canada Property: A Land of Opportunities Expat Resources: Property Tax: Let Property Property: UK Property Links Property: Investing in property Property index Expats Near You: Spain Spain Features: Fiesta Fireworks! Spain Features: Siesta in the Sierra Spain Features: I'm Turning into a Nomad (Part One) Spain Features: I'm Turning Into A Nomad (Part Two) Property: Selling your home in the UK Property: UK Buy to Let Spain Features: Hiring a Car in Spain Spain Features: Renting a Villa - Tips Spain Features: Having a Baby in Tenerife Spain Features: Feria at Sierra de Yeguas Spain Features: Renting a Villa Spain Features: Learning Spanish Spain Features: Shopping in Spain Spain Features: Timekeeping in Spain Back to Top EXPAT SERVICES Webmail Newsletter Send free eCards Buy BE stuff! BOOK NOW Flights Top Deals Hotels Holidays Published by British Expat Ltd © 2000-2005 All rights reserved Your use of this site constitutes acceptance of our Terms & conditions Privacy policy | Security policy | Morality policy | Advertising policy | Contact us Powered by Typo3 with additional scripting by ICi Technology Many thanks to sillyart.com for the "man with suitcase" logo

Buy Home

FCIC: HUD Home Buying Guide Return to Federal Citizen Information Center Home Page Printer-friendly page -- U.S. Department of Housing and Urban Development THE HUD HOME BUYING GUIDE www.hud.gov espanol.hud.gov YOUR DREAM HOME COULD BE A HUD HOME. OWNING A HOME OF YOUR OWN. Almost everybody has a dream home. A place they like to wander through in their thoughts, choosing imaginary wallpaper and putting in imaginary skylights. But for too many people, dream homes remain just thatdreams. The reality of owning their own home never seems to become theirs. Thats where the United States Department of Housing and Urban Development (HUD) comes into the picture. HUD is a government agency created to help make the American dream of homeownership a real possibility for everyone. Since 1934, HUDs Federal Housing Administration (FHA) has helped millions of Americans unlock the door to homeownership and have a home of their own. We do it by making homebuying easier and more affordable. One way we can do this is by selling homes HUD owns in many communities throughout the U.S., at attractive prices and economical terms. So that home youve been dreaming about just may be one you buy from HUD. But whether you decide on a HUD Home or not, you can use this guide to take you step by step through each stage of finding and buying your own home. HOW MUCH HOME CAN YOU AFFORD? Before you start shopping for a home, you need to know what kind of home to shop for. To determine that, of course, youve got to figure out how much you can afford to pay each month. Fortunately, theres a pretty simple formula for coming up with this number. Its the FHA formula that many mortgage lenders use. The FHA has found that most people can afford to budget 29 percent of their gross monthly income to housing expenses, depending on total debt. Buyers with no debt can budget as much as 41 percent of monthly income to housing. No need to reach for your calculatorweve done the math for you. The two charts on the opposite page should tell you everything you need to know. The first chart tells you how much 29 percent of your monthly income is. Find your annual income, or a figure close to it, in the column at the left. Then read across to find out howmuch yourmonthly gross income is, and finally,what 29 percent of that figureamounts to. This is approximately how much you can spend on total housing costs each month. The second chart tells you how much your monthly mortgage might be based on a homes selling price. Remember to keep in mind that the monthly figure from this second chart is based on a 30-year fixed mortgage and includes monthly principal and interest payments only. Taxes and insurance which vary from community to community are not included. So if 29 percent of your gross income is, say, $604, that doesnt mean you can pay a $604-per-month mortgage. You need to look at a mortgage somewhat below that, to leave room for taxes and insurance. Be sure to ask your lender to help you estimate how much your total costs will be. Annual Gross Income Monthly Gross Income 29% of Gross Income $15,000 $1,250 $363 20,000 1,667 483 25,000 2,083 604 30,000 2,500 725 35,000 2,917 846 40,000 3,333 967 45,000 3,750 1,088 50,000 4,167 1,208 MORTGAGE PAYMENT CALCULATOR. Monthly principal, interest payments for 30-year, fixed rate mortgage.Monthly taxes, insurance not included. COST 6% 6.5% 7% 7.5% 8% 8.5% 9% 9.5% 10% $25,000 $ 150 158 166 175 183 192 201 210 219 $30,000 $ 180 190 200 210 220 231 241 252 263 $40,000 $ 240 253 266 280 293 308 322 336 351 $50,000 $ 300 316 333 350 367 384 402 420 439 $60,000 $ 360 379 399 420 440 461 483 505 527 $70,000 $ 420 442 466 489 514 538 563 589 614 $80,000 $ 480 506 532 559 587 615 644 673 702 $90,000 $ 540 569 599 629 660 692 724 757 790 $100,000 $ 600 632 665 699 734 769 805 841 878 $110,000 $ 660 695 732 769 807 846 885 925 965 $120,000 $ 719 758 798 839 880 923 966 1,009 1,053 $130,000 $ 780 822 865 909 954 1,000 1,046 1,093 1,141 $140,000 $ 839 885 931 979 1,027 1,076 1,126 1,177 1,229 $150,000 $ 899 948 998 1,049 1,101 1,153 1,207 1,261 1,316 $160,000 $ 959 1,011 1,064 1,119 1,174 1,230 1,287 1,345 1,404 $170,000 $1,019 1,075 1,131 1,189 1,247 1,307 1,368 1,429 1,492 IT'S TIME TO STOP TALKING ABOUT IT AND BEGIN DOING SOMETHING ABOUT IT. HELP IS AVAILABLE. You will have lots of questions and countless issues to consider when you buy a home. You'll need someone that can help you through the process.Agood real estate agent is a good place to start. The quality of local schools, neighborhood safety, the number of children in the area, and traffic patterns are just a few of the issues to be considered in shopping for the right home. A real estate professional can be helpful in guiding you to the right source for facts and useful information. And all the financial details that can seem so mind-boggling to first-time home buyers are something the agent deals with every day. He or she will help you figure the price range you can afford, explain the different types of mortgages, guide you through the paperwork, and be there to answer last-minute questions when you sign the final papers at closing. If you're buying a HUD Home, you're required to use a real estate agent. While purchasing a HUD Home may be easier than many private real estate transactions, there are still some requirements which must be metcertain forms that must be used, and procedures that must be followed. But these requirements are clearly stated in advance, and the real estate agent will be there to help you through it all. There are no negotiations between buyer and seller when you buy a HUD Home. This can be a real advantage. There's no haggling about priceeverything is spelled out in black and white. What's more, your offer is responded to promptly, and if it's accepted, closing on the home usually will occur within 30-60 days. Finding a HUD-approved selling broker is not difficult, especially since so many real estate brokers are happy to sell HUD Homes. All you need to do is to call a few brokers who work in the area you're interested in and you'll find someone willing and experienced. Some brokers specifically advertise their desire to sell HUD Homes in the real estate sections of newspapers. Best of all, the valuable help you'll receive from the real estate agent is usually free! In most instances, agents get their sales commission from the home seller, not you, the buyer. Even if you're buying a HUD Home, HUD will pay the broker's commission. THERE'S A HUD HOME WITH YOUR NAME ON IT. Out of all the homes for sale in your area, there is likely to be one that has everything you want. The trick is simply to find it. Of course, your real estate agent can be a big help. But even the agent will need to know what your priorities are. Is a short commute important to you? Or are schools your biggest concern? How many bedrooms do you think you need? Before you begin looking at homes, try to decide in advance exactly what you want. This can save you and the agent a lot of time. It's a good idea to actually write down your wishes, and share the list with your agent. This is helpful because he or she will usually have lists of the properties for sale in your area, including all the HUD Homes. HUD Homes are listed in the local multiple listing service (MLS) and on the internet at www.hud.gov. A broker should have all the information you need. Almost any home you look atwill have room for improvement. But the more that needs to be done to a home, the less you're going to have to pay for it.HUDHomes, because they're sold in as-is condition, can often be a great, affordable opportunity for the fixer-upper. Many are in fine neighborhoods and offer outstanding values. And while some HUD Homes do qualify as handyman specials, many are in very good condition. HUD does not warrant the condition of its properties, butwill give you the information it has about the condition of the property you're interested in. You can use this information in formulating your bid. There's even a HUD loan program available called the 203(K), where buyers can borrow money to make repairs on some properties. You repay these funds later, as part of your mortgage. Just be aware that 203(K) funds aren't available for all houses in all areas. Ask the real estate agent you're working with about 203(K) availability in your area. BEGINNING TO MAKE IT YOUR OWN. Once you've found the home of your dreams, it's time to make an offer to buy it. Before deciding how much to offer, HUD urges you to get a professional home inspection. It can also be helpful to find out how long the home has been on the marketif it's been for sale awhile, the seller may be more willing to bargain. After you and the agent have prepared your offer, he or she will present it to the seller. It may be accepted or rejected, or the seller may counter your offer by asking for a higher price or by making changes in the sales contract. Making an offer to buy a HUD Home is often much easier than the process of buying a homeon the private market.Your bidwill be submitted electronically through a computer, a touchtone telephone or by real estate broker. The person making the highest acceptable bid is generally awarded that HUD Home. Offers for HUD Homes can only be made through a licensed real estate broker. This way, HUD requirements are met and buyers get the help they need. HUD will pay real estate commissions if the commission amount is requested as part of the bid. The initial listing price of each property is HUD's estimate of current fair market value and is based upon an appraisal conducted by an independent real estate appraiser. HUD may accept an offer that is less than the listing price, depending on market conditions and the length of time the property has been on the market. In some instances, buyers will offer more than the listing price if they believe the market conditions demand it or if the home is particularly appealing. It is important for buyers to be aware of the property values established by HUD and submit offers knowingly. You will generally make your offer for a HUD Home during a designated Listing Period. With the commencement of the Initial Listing Period, bids may be submitted by all potential purchasers. However, priority will be given to owner-occupant purchasers for the first 10 calendar days as follows: All owner-occupant offers received during the first five days of this10 day period will be considered to have been received simultaneously. On the first business day following the expiration of the five day period, owner-occupant bids are reviewed, at which point the highest acceptable net owner-occupant will be accepted. Should there be no acceptable owner-occupant bids, owner-occupant bids will be reviewed on a daily basis for the remaining five days. At each such daily review, HUD will accept the highest acceptable net owner-occupant bid. At the conclusion of the 10-day owner-occupant priority period, should the property remain unsold, a review of all general public bids (e.g. investor) received during the 10 day period will be conducted. Earnest money. When you make an offer on a home, the seller will usually require an earnest money deposit as proof that your offer is serious. If the offer is accepted, your earnest money deposit will become part of your down payment or closing costs. If your offer is rejected, the broker will return your earnest money to you. YOU'RE ALMOST HOME. DIFFERENT LOANS FOR DIFFERENT HOME BUYERS. Just as there is more than one kind of home, there is more than one way to finance it. Mortgage lenders have come up with many different methods of helping you pay for a home each one with its own advantages and disadvantages. First of all, you should know that HUD itself does not provide financing. You obtain financing through a bank or mortgage lender. Since many HUD Homes are eligible for FHA-insured mortgage loans, this can make financing easier to obtain. However, you are not required to get an FHA loan to buy a HUD Home. Fixed-Rate Mortgage. With a fixed-rate mortgage, your interest rate stays the same for the term of the mortgage, which is usually 30 years. Your principal and interest payment remains stable, making it easier to plan a monthly budget. However, initial interest rates tend to be higher than with other types of loans. Adjustable-Rate Mortgage. With an ARM, your interest rate and monthly payments start out lower than with a fixed-rate, but your rate and payments can change either up or down, depending on where interest rates in general are going. (If they're going up, your monthly payments will probably go up as well, sometimes significantly.) FHA-Insured Mortgage. In this type of loan, the Federal Government insures the lender against loss in case the home buyer defaults on the loan. This program was set up so that Americans who can't afford the 10 percent to 20 percent down payment required by most lenders can still buy a home. Many HUD Homes can be bought with FHA-insured mortgages, which allow you to purchase the home with a low down payment. You do not have to be a first-time buyer in order to qualify for an FHA loan. VA Loan.Under this program, the Department of Veterans Affairs guarantees the lender against loss. HUD Homes may be purchased with a VA loan or any other loan. Assumable or Non-Assumable. You may find a home with a mortgage loan you can assume from the previous owner. This means that the lender is willing to transfer the old loan on the home to you. These loans can be wonderful bargains, and the paperwork is usually not very complicated. Before you decide which loan is right for you, talk to your loan officer. You'll get information that will help you figure out which option best suits your needs. HUD BRINGS UP-FRONT COSTS DOWN. The costs of buying a home are more than just the price you agree to pay for it. Before you move in, you'll have to pay various charges, which we explain below. The good news is, with HUD Homes these costs may be lower than they are with other homes. DOWN PAYMENT. Most people know that a down payment is a percentage of the price of the home that must be paid up front, in cash. The typical downpayment is three percent and family members may give a gift to make up the balance of the downpayment. CLOSING COSTS. This term covers various fees your lender charges for providing your loan, and other expenses. Closing costs typically add up to about 3 percent or 4 percent of the price of your home, depending on where you purchase it. But when you buy a HUD Home, these costs may be picked up by HUD if this incentive is offered by HUD and if they are specifically requested, by dollar amount, in the bid offering. If you buy a HUD Home, HUD may pay many of your usual and customary closing expenses plus real estate sales commissions. Just remember that closing costs and sales commissions are deducted from the bid amount in making the decision as to which offer brings the greatest return to HUD. Since bidding is competitive, you may, in order to offer a more competitive bid, pay your own closing costs. This makes HUD's net return greater, making your bid more favorable and increasing the likelihood that HUD will accept your offer. COMMISSIONS. These are paid to the broker by the seller, and usually amount to 6% or 7% of the cost of the house.When you buy aHUDHome, the selling agent's commissions are usually paid by HUD. CHECKING IT OUT BEFORE YOU CHECK IN. Before you buy anything, you'll want to know exactly what it is you're getting. With something as important as your home, you can't know too much. That's why it's a good idea to get a professional inspection of your home even before you make the offer. HUD strongly urges every home buyer to get a professional inspection, whether you're buying a HUD Home or not. HUD Homes are sold in as-is condition. That means you agree, if you buy the home, to accept it in its present condition. HUD does not pay for the correction of defects in existing homes that it sells or on homes purchased with FHA-insured mortgages. The owner of the home will be responsible for needed repairs. Therefore, be sure of the condition of the home before you submit your offer. THE FINISH LINE. The day you finally close on your new home will probably be one of the most exciting in your life. Finally, the long, tedious process of finding a home and getting a loan is over, and by the time the day is done, you'll be the proud and happy owner of your new home. Before that day ends, you will be asked to sign a seemingly endless number of forms, but the closing agent will go over each one with you. It's all necessary, but you can make it a little easier by asking the real estate agent about it before the big day comes. Also, when you apply for your loan, your lender is required to give you a booklet explaining closing costs, an estimate of how much cash you'll have to supply at the closing, and a list of all the documents you'll need. If you have any questions, perhaps they are answered in the Q and A section that follows. If not, why not go straight to the phone right now, and call a real estate agent and ask about HUD Homes? It's a small, first step. But the journey could eventually end at the door to a home you call your own. Good luck and have fun! QUESTIONS AND ANSWERS ABOUT HUD HOMES. What is a HUD Home? A HUD Home may be a single-family house, a townhome, condominium or other type of residence. The properties were deeded to HUD/FHA by mortgage companies who had foreclosed on FHA-insured mortgage loans. Now HUD must sell these homesas quickly as possible at market valuein order to obtain the maximum financial return on its mortgage insurance funds. Who can buy a HUD Home? Anyone who has the money or can qualify for the necessary amount of mortgage financing can purchase a HUD Home. You do not have to be low-income or meet any other such limitations. Can I get a HUD Home for free, or for one dollar? No. HUD acquires its properties through the foreclosure of FHA insured mortgages. One of HUD's many missions is to maximize return to the FHA insurance fund, which it does by selling the properties at fair market value. How do I buy a HUD Home? Our policy is to market acquired properties on a competitive basis with offers being submitted through any participating licensed real estate broker. Local brokers will assist you in the transaction. They can show the property to prospective buyers, as well as answer questions and provide information on the location of parks, schools, shopping, and employment centers. Are HUD Homes meant for low income people? HUD Homes come in a variety of price ranges, though most are affordably priced, making them accessible to low and moderate income Americans. What are the income requirements? If youmake a cash purchase, there are no income requirements. Otherwise, you must be able to qualify for a particular type of mortgage financing based on established mortgage lending criteria (see page 3). How does HUD decide how much to charge for a HUD Home? The listing price of a HUD property is a price based on the appraised value. Can investors purchase HUD Homes? Yes. However, HUD offers its properties to owner/occupants for a period before making them available to investors. What happens if I can't close the sale within the time permitted by HUD? You'll probably have to pay fees for an extension of time, usually in increments of 15 days. Is there any way for me to get advanced notice about homes that will be coming up for sale? No. HUD Homes are listed for sale in the local multiple listing service (MLS), the Internet at www.hud.gov or ask your broker. A WORD ABOUT LEAD-BASED PAINT. HUD and the Environmental Protection Agency (EPA) have begun a nationwide effort to alert home buyers to the risk that older homes may contain lead-based paint. Lead exposure can be harmful to young children. If you are making an offer on a home constructed prior to 1978, you should receive a copy of the EPA pamphlet Protect Your Family from Lead in Your Home from your broker. You will be required to submit a lead-based paint addendum with your offer on the HUD Home. You will be given the opportunity to conduct a risk assessment or lead-based paint inspection (at your own expense) prior to being obligated under the contract. TERMS YOU NEED TO KNOW. Adjustable Rate Mortgage (ARM) . A type of mortgage rate loan whose interest rate changes periodically up or down, usually once or twice a year. Annual Percentage Rate (APR). Everything financed in your mortgage loan package (interest, loan fees, points or other charges) expressed as a percentage of the loan amount (usually slightly above the actual interest rate alone). Assumable Loan. A loan in which the lender is willing to transfer from the previous owner of the home to the new owner, sometimes at the same interest rate, sometimes at a new rate. An assumable loan can make your home more attractive to buyers when you want to sell. Closing Costs. Costs the buyer must pay at the time of closing in addition to the down payment: including points, mortgage insurance premium, homeowners insurance, prepayments for property taxes, etc. Closing costs average 3 percent -4 percent of the loan amount. If you're buying a HUD Home, you can request they be paid by HUD, if the sales incentive is offered. Contingency. A condition put on an offer to buy a home; such as the prospective buyer making an offer contingent on his or her sale of a present home. Conventional Mortgage. A type of mortgage not insured by either the Federal Housing Administration (FHA) or the Department of Veterans Affairs (VA), and thus usually requiring a 10 percent - 20 percent down payment. (HUD Homes may be purchased with a conventional mortgage.) Earnest Money. Funds submitted with an offer to show good faith to follow through with the purchase. Earnest money is placed by the broker in an escrow/trust account until closing, when it becomes part of the down payment or closing costs. (HUD generally requires an earnest money deposit of $500-$2,000.) Escrow. A procedure in which documents or transfers of cash and property are put in the care of a third party, other than the buyer or seller. FHA Financing. Financing for a loan which will be insured against loss by the Federal Housing Administrationa part of the U.S. Department of Housing and Urban Development (HUD). Such financing allows for a lower down payment than required by most lenders. Homeowners Insurance. Insurance that protects the homeowner from casualty (losses or damage to the home or personal property) and from liability (damages to other people or property). Required by the lender and usually included in the monthly mortgage payment. Loan Origination Fee. A fee charged by the lender for evaluating, preparing, and submitting a proposed mortgage loan. Mortgage Insurance Premium (MIP). A charge paid by the borrower (usually as part of the closing costs) to obtain financing, especially when making a down payment of less than 20 percent of the purchase price, for example on an FHA-insured loan. Point. An amount equal to one percent of the principal amount being borrowed. The lender may charge the borrower several points in order to provide the loan. Property Taxes. Taxes (based on the assessed value of the home) paid by the homeowner for community services such as schools, public works, and other costs of local government. Paid as a part of the monthly mortgage payment. Title Insurance. Protects lenders and homeowners against loss of their interest in property due to legal defects in the title. VA Loan. A loan guaranteed by the Department of Veterans Affairs against loss to the lender, and made through a private lender. (HUD Homes may be purchased with a VA loan.) U.S. Department of Housing and Urban Development Office of Single Family Housing 451 Seventh Street, SW Washington DC 20410-3000 August 2004 Return to Federal Citizen Information Center Home Page Printer-friendly page --

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