real estate brokers and

DOL - Real Estate Real Estate WELCOME to the website for the Real Estate program of the Business and Professions Division of the Department of Licensing. The Real Estate program, in conjunction with the Washington Real Estate Commission, provides public protection in the real estate marketplace through the education and licensure of real estate brokers and salespersons. The Washington Real Estate Commission is appointed by the Governor to advise the Director regarding the rules and regulations governing the activities of real estate licensees. The commission is authorized to hold educational conferences and authorized to prepare and conduct examinations for licensure. WHAT'S NEW: Online Renewal Service Available Real Estate Licensees now have the option of renewing online. The online renewal process can be used to provide continuing education and renewal payment information using a Visa or MasterCard debit or credit card, along with a unique password, which will be shown on your Notice to Renew. When the Renewal process is complete, a confirmation screen will be displayed that you can print for your records. Your license will be sent to the address on file within 14 business days.This alternative approach to renewing will provide a convenient and efficient process that is currently in use by many other departments. If you have any questions, please contact Real Estate Licensing by calling (360) 664-6500 or via email at RealEstate@dol.wa.gov . New Real Estate Administrator Mr. Lee Malott has accepted the Real Estate Administrator position.Lee comes to us from the east side of the mountains from the great city of Walla Walla and brings a wealth of knowledge and experience with him from the private sector. Lee has 10 years experience as a real estate salesperson and has been a memberof the Washington Association of Realtors. His most recent years of his career have been spent successfully in the hospital administration arena--leading large groups of employees working in hospital/nursing home settings. Lee will join us on Monday, October 17th as Real Estate, Appraiser, Timeshareand Camp Resort Section Administrator. 18.85 RCW Revision Task Force Information Join our mailing list - If you are interested in becoming a subscriber, you can sign onto the DOL Real Estate Program LISTSERV® today. There is no cost to subscribe and you may delete your address at any time. Change in Real Estate Fees - Effective June 27, 2005, the Department of Licensing is suspending the collection of the $26.50 fee for name and address changes and transfer. (WAC 308-124A-460) As a reminder, requests for the above changes postmarked before June 27, 2005 must still submit the required fee. Questions? Call (360) 664-6500 or email realestate@dol.wa.gov. As part of the Department of Licensing's ongoing initiative to ensure that real estate licensees endeavoring to earn the broker's (or associate broker's) license are receiving appropriate pre-license training, the Washington Center for Real Estate Research (WCRER) is coordinating a curriculum review. The current contents of the Brokerage Management and Business Management courses were adopted in late 1995 or early 1996, and have not been substantially reviewed until now. If you have recently taken either or both of those courses and have suggestions for modification to their content or emphasis, please forward your suggestions to the WCRER at wcrer@wsu.edu. Prescribed Core Curriculum Requirement The Washington State Real Estate Commission and Department of Licensing have adopted new rules that will require the completion of 3 clock hours of prescribed core curriculum, beginning with renewal dates on or after June 1, 2004. Core CurriculumRequirement Scenarios Notice to all Active Real Estate Licensees and Real Estate Schools Recognition Agreements Check the statusof a professional license. - An Internet-based application designed to give you access to Professional Licensing data. You can navigate the system using full and partial name, license number and other search criteria to perform searches for professional licensing information. FEATURES: Audit Guidelines Real Estate Resources - ARELLO Publications available. Washington State Guidelines for Advertising and Procuring Prospects on the Internet - Adopted September 19, 2000 Guidelines for Using Unlicensed Assistants SERVICES PROVIDED: Washington Real Estate Salesperson's License. Washington Real Estate Broker's License. Information on Examination Locations and Times. Information on Education Services and Publications. Prescribed Core CurriculumRequirement The department has revised its course approval application toprovide for approved providers to designate a course as including theprescribed curriculum. (Word Document) Information on Washington Center for Real Estate Research. - (To be able to use this link, your browser will need to support frames.) PUBLICATIONS: Real Estate Course Catalog Real Estate License Disciplinary Guidelines Washington Real Estate Curriculums For Real Estate related questions please e-mail RealEstate@dol.wa.gov . For Real Estate Audit related questions please e-mail ReAudit@dol.wa.gov . Mailing Address: Department of Licensing Real Estate Audit Section PO Box 2445 Olympia, WA 98507-2445 Phone Number: (360) 664-6515 Fax Number: (360) 570-4941 Please view the right side of this website for the various Real Estate licensing section's telephone and fax numbers. What's New Fees Forms Services Features Publications Meetings & Minutes FAQs Professional Licensing Internet Query Brokers License Salespersons License Appraisers Main Page Real Estate Education Washington Real Estate Commission Real Estate Complaint Form Real Estate Licensing Program Disciplinary Actions Washington Real Estate Licensing Law: RCW 18.85 Real Estate Brokerage Relationships: RCW 18.86 General Provisions: WAC 308-124 Licensing & Exams WAC 308-124A Brokers Office WAC 308-124B Records WAC 308-124C Operational Procedures WAC 308-124D Trust Accounts WAC 308-124E Education WAC 308-124H URBP - RCW 18.235 Telephone: Salesperson & Brokers Licensing Section: (360) 664-6488 or (360) 664-6500 Fax: (360) 586-0998 Education Section: (360) 664-6505 Fax: (360) 570-4977 Real Estate Audit Section: (360) 664-6515 Fax: (360) 570-4941 Office Hours: 8:00 a.m. to 5:00 p.m. Fees Accepted: 8:30 a.m. to 4:30 p.m. Pacific Time Monday through Friday Write: Department of Licensing Real Estate Program PO Box 9015 Olympia, WA 98507-9015 Business Location: 2000 4th Avenue West, Olympia, WA 98502 E-Mail: RealEstate@dol.wa.gov ReAudit@dol.wa.gov

foreclosure property Kansas Foreclosure

Kansas Foreclosure Listings Information at Business.com Advertiser Center · Help Web News People Jobs Search the Business Internet ® Kansas Foreclosure Listings Databases and listings of residential, government and bank-owned foreclosures in Kansas. Home > Real Estate & Construction > Property Listings > Foreclosure > US States > Kansas Sponsored Links Stop Foreclosure Now Stop The Foreclosure On Your Home Today! We Can Help. Act Now. www.usahud.com Pre Foreclosure Listings Most up-to-date lists available Az, Ca, Fl, Mi, Nm, Nv, Wa www.defaultresearch.com Kansas Foreclosures Find a Foreclosure & Save Up to 50% Below Market! Search Now for Free. www.foreclosurefreesearch.com Kansas Foreclosure Search 500,000 National Foreclosure Reos, Auctions & Trustee Sales Free www.bankhomesdirect.com Kansas Foreclosures Save Big on KS Foreclosures 400,000 properties. Free trial. www.RealtyTrac.com Free Foreclosure Search Save up to 50% on your next home purchase. Start your free trial now www.ForeclosureTimes.com Popular Searches Forclosure property listings in Kansas foreclosure homes in Kansas foreclosure listings in Kansas homes foreclosed in Kansas Kansas foreclose home Kansas foreclosure home Kansas foreclosure house Kansas foreclosure list Kansas foreclosure listing « more more popular searches [x] Kansas Foreclosure Listings Kansas foreclosure properties Kansas foreclosure property Kansas Foreclosure property listing Kansas foreclosure real estate Kansas foreclosures Kansas home foreclosure Kansas house foreclosure Kansas real estate foreclosures Featured Listings RealtyStore: Kansas Foreclosure Listings Save 20 - 50% on Foreclosure and HUD real estate. Ideal for investors, bargain hunters and first timers. Free trial membership (Credit Card required). www.realtystore.com RealtyTrac: Foreclosed Property Listings in Kansas Provides foreclosure search engine for Kansas with daily data updates, tax roll information, and photographs. Free 7-day trial. www.realtytrac.com Sponsored Links I'm Paying Cash For Homes Any Price, Condition, Or Location Sell Your Home Quickly & Easily www.webuyhomesaz.com Foreclosure Listings Buy Foreclosures from 50% off Search 600,000 listings for only $1 www.Bargain.com/Foreclosures We Buy Homes Fast We will buy your house directly from you. No Fees AllHousesAZ.com Fresh Bankruptcy Lists Custom lists. Phone #, address, etc Accurate. Daily Updates. High ROI. www.ClickData.com Listings FederalHomes.com: Kansas Offers state-specific foreclosure listings for residential properties. Includes local mortgage and realtor resources. www.foreclosurenet.org ForeclosureFreeSearch.com: Kansas Free online resource offers foreclosure property listings by state. Includes links to mortgage and real estate information resources. www.foreclosurefreesearch.com ForeclosureNet.net: Kansas Foreclosure Listings Offers bank foreclosure and government foreclosured property listings in Kansas and across the US. Homes, rental properties, and commercial. Free Trial. Free Trial | Search Listings | Foreclosure Info. | Testimonials www.foreclosurenet.net RealEstateForeclosures.net: Kansas Browse foreclosure property listings in Kansas. Click on the map to find listings in that area. www.realestateforeclosures.net RealtyStore: Kansas Foreclosure Listings Save 20 - 50% on Foreclosure and HUD real estate. Ideal for investors, bargain hunters and first timers. Free trial membership (Credit Card required). www.realtystore.com RealtyTrac: Foreclosed Property Listings in Kansas Provides foreclosure search engine for Kansas with daily data updates, tax roll information, and photographs. Free 7-day trial. www.realtytrac.com Registry Line: Kansas Offers a daily feed of foreclosure property listings in Kansas. Become a member to access complete listing details. www.registryline.com Search the Business Internet ® Advertiser Center | Account Login | About Us | Careers at Business.com | Featured Listings Privacy | Terms Of Use | 2000-2005 Business.com, Inc. All Rights Reserved

Buy Property

Which? bookshop | Buying Property Abroad Skip main navigation | | Sitemap | Help | Contact us Home News About us Campaigns Press Magazines Bookshop Which? Online search box Book categories Food & drink Home & garden Legal advice Personal finance Property Magazines Subscriptions Gift subscriptions Placing an order Ordering online Ordering offline Delivery Safe shopping Bookshop Bookshop Bookshop Buying Property Abroad Jeremy Davies 10.99 (free postage & packaging) For recreation,retirement or investment, buying property abroad has never been morepopular, and over a million Britons now have homes in another country.Unfortunately, buying abroad is fraught with difficulties. Differentcultures, languages, currencies and laws make expert advice essential. BuyingProperty Abroad takes an in-depth look at France, Spain, Portugal,Italy and Florida, as well as considering emerging markets in theMediterranean, the Balkan States and Eastern Europe. The book: outlines the sort of property you are likely to encounter looks at local taxes and how much you'll have to pay examines local law and how this relates to matters such as inheritance, insurance, liability and land searches considers the true cost of holiday homes - including maintenance charges, utility bills and management fees looksat the financial and legal implications of long-term residency, withparticular reference to retirement, taxation and health care. BuyingProperty Abroad can help you realise the dream of owning somewhere inthe sun, while making sure it doesn't turn into a nightmare. Paperback 256pp | Accessibility | Terms & Conditions | Privacy | © Which 2005 Gift subscriptions Buy any Which? magazine subscription as a gift: - Which? magazine | - Computing Which? | - Gardening Which? | - Holiday Which? | Which? magazines Buy Which? magazine subscriptions and binders: Subscriptions | Gift subscriptions | Binders | | Try Which? Online free for 30 days and save £££s. Which? campaigns Our food is killing us. Read how our food campaign is changing things.

Sell House

Boston.com / Real estate Buying Renting Recent sales Place an ad Luxury Living Community data Financing Commercial Moving Guides THE RIGHT LISTING AGENT Tips for home sellers to find a listing agent -- Interview at least three or four agents before making a choice. Sometimes a good agent can be found through recommendations from friends or relatives who have recently sold property. Many burrow their way through the Yellow Pages. Some pick up a name at the office water cooler or a health club. It's fine to happen onto names this way, as long as you follow up by screening candidates. Ask the right questions: • What is my home worth? The broker should prepare a market analysis recommending a selling price for your house. You should insist that the agents you interview provide detailed market information supporting whatever price they propose. You want to see "comparable sales" – that is, the selling prices of properties similar to yours, located in the same or similar neighborhoods, that have sold recently. You also want the agents to provide detailed information about current conditions in your market area. That information should include the average time properties are on the market before they sell, and a listing of homes similar to yours that are for sale. How are those homes priced and how does the broker explain the speed – or lack of speed – with which they are selling? You are not going to select the broker who recommends the highest selling price, tempting though that may be; you're going to select the one who seems most knowledgeable about your market, who gives you the most realistic assessment of how much you should ask for your house, and who can articulate the factors that are likely to enhance or impede its sale prospects. • What is your marketing plan for my home? Insist that the brokers you interview submit a comprehensive marketing plan, explaining precisely what steps they plan to take to sell your home. The plan should specify, among other details: - How, where, and how often the broker will advertise your property. Bear in mind that the major daily newspapers are not the only, or necessarily the best, advertising media. Depending on the property, the location and the market, community newspaper, direct mail and even handbills may be equally appropriate. - Will your broker list your house in the Multiple Listing Service, and if so, when? (The answers should be, "yes," and immediately after the agreement is signed.) - Will the broker hold one or more open houses for other brokers to introduce them to the property? (Definitely a good idea.) - How many buyer open houses will the broker host and how will those be advertised? - What repairs or improvements, if any, does the broker think will be needed? You should be concerned if the broker recommends a gut rehab, but listen carefully to suggestions that you do some repainting, trim the hedges, and repair broken railings. • What are the terms of the contract? Once you've selected your broker, pay careful attention to the terms of the listing contract. Make sure it obligates the broker to implement the key components of the marketing plan and allows you to terminate the agreement if the broker fails to do what the plan specifies. You also want to require the broker to report periodically, preferably in writing. Don't agree to an unnecessarily long listing term. TYPES OF CONTRACTS Exclusive right to sell. Most sellers use this. One agent is assigned your property to sell; if that listing broker sells the property, he or she gets the whole commission. If another agent sells, the commission is shared, usually equally. Exclusive agency listing. One agency gets the contract, but if you sell the property, you don't pay a commission. The disadvantage is that brokers may lose some incentive to sell, since you are competing with them. Open listing. Anyone can sell, including the owner, with only the selling broker getting a commission. Some brokers may want you to commit to a six-month listing, but you shouldn't accept a term any longer than 90 days. You always can renew a listing if you're satisfied with the broker's efforts. Also make sure you understand the listing terms. Most brokers will require what is known as an "exclusive agency" agreement. That means the broker will be entitled to a commission if the house is sold any time during the listing period (and for a specified period of time after it expires), even if the broker is not directly responsible for the sale. You should expect to pay a commission of around 6 percent. Although the fee is negotiable, as a practical matter, you won't find too much variation. • What are your references? Rarely do those signing on with a real estate agent check references the way they would when hiring an office employee. Any prospective agent should provide references readily. Goyeau said you should ask any reference you call, "Would you hire this agent again?" To gather accurate information on an agent, limit the references you use to those who have worked with the agent within the previous two years. "The agent could have been great five years ago, but slacked off lately for a variety of reasons," said Joan McLellan Tayler, the author of two real estate books. • Show me the statistics. Brokers should be able to present prospective clients with a computer printout that shows the number of sales they had in the last 12 months, the listing price, the selling price, and the length the homes stayed on the market, said Carol Brenner of Carol Brenner Realty in Newton Highlands. The difference between the initial listing price and the final selling price should be no more than five or 10 percent, she said. Also, an average home should not be on the market for more than three months, she said. What to look for in an agent: • A good reputation. Verify the reputation as well as the competence of any agent with whom you deal, so check with both the Board of Registration for Real Estate Brokers and Salesmen and the Better Business Bureau to see if there is a history of complaints against the broker or the broker's firm. Also contact friends, acquaintances and references the broker provides. "Sellers should look at the reputation of the firm and the integrity of the agent to be sure they are represented ethically and professionally," said Nora F. Moran, former president of the Greater Boston Real Estate Board. • Certification from a professional organization. There are a lot of real estate agents in the field, but not all of them are "Realtors," and you want to deal only with agents who have that (R) designation. That indicates the agent belongs to the National Association of Realtors, which implies a level of professional training and commitment, and adherence to ethical standards that you can't otherwise assume. Ask brokers if they have "board designations," or certification from professional organizations. For example, CRS stands for certified residential specialist, and is the toughest level to achieve in residential sales. It's awarded by the Residential Sales Council, a group with the National Association of Realtors, and requires the completion of course and a certain level of experience. The National Association of Realtors also certifies brokers as having completed the GRI – graduate realtor institute – a less-arduous set of courses, brokers say. • Someone you feel comfortable with. When choosing a broker to list a home with, you need someone you feel comfortable with, said John Neale, a broker with Sprogis Real Estate in the South End. "If you get a good feeling from a broker, a buyer is going to get that same good feeling, too. That's going to help you sell your house," he said. • An agent who specializes in your community. You could hire a perfectly good agent from across town. But unless that agent is well-known in your area, he may fail to fulfill the potential of your home sale. Why? Because real estate is a cooperative profession, and the odds are good it will be a local agent who brings you the right buyer for the best price and terms. More tips: • Try to work in concert with the agent you choose. Homeowners are sometimes resistant to the suggestions of their listing agents on matters as basic as keeping their property clean and their beds made. A capable, committed agent is worthy of your respect and cooperation. As Tayler explained, "The relationship between an agent and a client is supposed to be a partnership. That's how you sell your property fast and for top dollar." • Consider asking for an agent who meets your specific needs. Are you a young mother compelled to sell your home due to a divorce? Then perhaps you'd be most comfortable working with an agent who has a similar background. Likewise, a senior might wish to seek an older agent who understands the art of downsizing. One way to locate an agent whose background mirrors your needs is to call the owner, broker or sales manager of a realty office in your area. Be candid about your situation and ask for several names, said Tayler, who operated her own real estate company for 17 years. • Don't give your business to someone as a favor. With more than a half-million Americans involved in real estate sales, chances are you have a friend or relative in the field. Don't engage an agent solely on the basis of friendship or to do a favor. There's too much at stake. This article was compiled from the Boston Globe archives. feedback | help | site map | advertising | globe archives | rss © 2006 The New York Times Company Real Estate Guide - Massachusetts Home Builder - New Home Construction

Land Loan

Lot Loans Florida :: Land Loans Lot Loans Florida Florida Mortgage Corporation Offers A Variety Of Lot Loans In Florida You've found the perfect lot on which you'd like to build your dream home. If you can't build immediately, many banks can't provide appropriate financing. Florida Mortgage Corporation specializes in the unique needs of people seeking land only financing. 100% FINANCING NO DOWN PAYMENT MINIMUM $125,000 LOAN CLICK HERE Minimum 10% Down Payment = Owner-Occupied Stated income (No income verification) - Minimum 25% Down Payment Up to 30 year amortization Up to 5 acres 3/1 Fixed ARM -- No balloon Investment - Minimum 25% Down Payment "Interest only" mortgage available (lower payment) Our loan officers are full time professional experts able to help you with lot loans in Florida. Florida Mortgage Corporation finances lot loans in Florida only. Weve been helping families realize the dream of home ownership for years. We are committed to making Florida mortgage loans in every community. Our lot loan consultants have the expertise to help you select the lot loans program that best fits your needs Be it a fixed rate loan, or one of our flexible adjustable rate mortgage loans. We consider your lot loan Florida to be an important customer relationship. Weve been here since 1989 with quality service for a number of years and well continue to be here for you. Count on us to get things moving. Youre ready to buy a house. Or your children have left the nest and you need a home that fits your new lifestyle. Or perhaps, youve decided to buy your dream vacation home. Whatever the situation, we want you to know that Florida Mortgage Corporation will be there for you. Were dedicated to making applying for your mortgage as easy and hassle-free as possible. Together well discuss a variety of mortgage options and help you select the one that meets your needs. Well thoroughly explain the loan approval process and keep informed every step of the way. And whenever you have a question, just call us. Your peace of mind is important to us. OUR CONSTRUCTION LOAN PROGRAMS - CLICK HERE Lot Loans Florida back to top MCMXCVIII Florida Mortgage Corporation, All Rights Reserved ▪ Site Map