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British Expat: Expat World: Moving to Spain: Buying Property in Spain - the Rights Group glossary British Expat Magazine | British Expat Forum | British Expat Country Forum | British Expat Classifieds | British Expat Mail | British Expat Shop British Expat Tax Havens Banking Anonymous ATM Cards BVI IBC Panama Company Gibraltar Company News, humour and information for Brits worldwide! Sitesearch powered by Web British Expat BE HOME PAGE EXPAT WORLD Resources Bulgaria France Germany Ireland Malta Poland Spain Moving to Spain English Lessons Features Switzerland Bahrain Cambodia China India Indonesia Israel & Occupied Territories Korea Malaysia Singapore Thailand Turkey Australia Fiji New Zealand Samoa Canada Costa Rica Mexico USA Botswana Ethiopia Ghana Malawi South Africa Tanzania Tunisia Uganda ABOUT BE Spain > Moving to Spain > Buying Property in Spain - the Rights Group glossary Buying Property in Spain - The Rights Group's Glossary of Property terms by Mark FR Wilkins Our colleagues at Overseas Property Professional have reported that Britons have spent £12 billion on second homes over the last two years, based on new statistics from the UK Office for National Statistics. Apparently, Britons are spending £6 billion a year on the purchase of second homes a staggering £4 billion more than two years ago. We at The Rights Group felt it would be useful to put together a glossary of terms that we use every day but which may be a little alien to would-be property purchasers in Spain. We are constantly striving to increase the level of information available to Northern Europeans who may be attracted to the idea of buying in Spain but who may equally be daunted by the press in recent months, which has portrayed our market as a den of thieves. It's not, particularly if you approach it with your eyes wide open seeking advice and assistance early in your quest for your dream property and making certain that the professional advice you receive is wholly independent. We see this as a "living" glossary, so if you come across words and phrases that could usefully be added please let me know at mark@therightsgroup.com . We hope you'll find it useful. Abogado Lawyer Adosado - Semi-detached or town house Aire acondicionado Air conditioning Agua Water Agua potable Drinking water Albañil - Bricklayer Alfombra - Carpet Amortización - Depreciation, Redemption Antigüedad(es) / Tienda de Antique/Antique shop Aparcamiento - Parking Arquitecto - Architect Armario Cupboard, wardrobe Asesoría Económica Accountant, Financial adviser Balcón Balcony Banco/cuenta de/tarjeta de - Bank/bank account/bank card Baño Bath/WC Barbacoa Barbecue Basura - Rubbish bins and rubbish taxes Bombilla Light bulb Buzón - Mailbox Caja de Ahorros - Savings bank Calefacción central Central heating Campo - Countryside Cargas Land charges registered against the property Carpintero Joiner Casa unifamiliar - Detached house Casita - Cottage Certificado registral - Certificate showing debts attaching to a property Chalet Villa Cocina Kitchen Comedor Dining room Comunidad de propietarios Committee of property owners Constructor - Builder Construido - Built area, of property Construir - Build Contable Accountant Contrato de Compraventa Privado - Property sales contract Costa del Sol Sun Coast Costa de la Luz Coast of Light Costa Blanca White Coast Corriente - Electricity Cortijo - A country property inland with farming roots Cuarto de Baño - Bathroom Cuenta de Banco - Bank account Documento privado - Private document Documento público - Public document Dormitorio - Bedroom Ducha Shower Duplex Apartment over two floors Ebanista Joiner Edificio Building Electricista Electrician Escayolista - Plasterer Escritura - Deeds of ownership Escritura pública de compraventa - Title Deeds Euribor Variable interest rate set by European banks Fontanero - Plumber Finca Farm house or small estate Fin de Obra Formal Completion of Works on a new property Fuente - Fountain Garaje - Garage Gas Butano Butane gas, often used for cooking and water heating Gestoría Specialists used to obtain official authorisations, permits and licences Habitación A Room Hipoteca - Mortgage IBI: Impuesto sobre Bienes Inmuebles - Property tax levied yearly Impuesto extraordinario sobre el patrimonio - Wealth Tax - extraordinary tax on assets Impuesto sobre el Incremento del Valor de los Terrenos - Tax on the increase of land value Impuesto sobre el patrimonio - Capital gains tax Incremento de patrimonio A Capital gain Inmobiliaria/agente - Estate agent Inversión en terreno - Land investment ITP Impuesto sobre Transmisiones Patrionales - Property Transfer Tax of 7% levied on all re-sale property IVA VAT Jardn - Garden Ladrillo Brick Libre de cargas Debt free Libro del edificio - Documents from the promoter when building is finished Licencia de obra - Building permission Licencia de prima ocupación Licence to occupy a completed property Limpiadora Cleaner Luz - Electricity Madera Wood Mármol - Marble Martillo - Hammer Metros cuadrados Square metres units floor area is measured in N.I.E. - Identity Number for Foreigners required for a property purchase Notario - Notary records the legal details of property and land sales Nota Simple - Certificate from Property Registry Obra nueva - Document certifying a new building Oferta vinculante - Bank document specifying mortgage conditions Ordenador Computer Pago en efectivo - Cash payment Parcela - Lot or plot Pestillo Door lock Pintor - Painter Piscina - Swimming pool Piso - Apartment Playa - Beach Plusvalía - Municipal Capital gains tax on the sale of property Poder Power of Attorney Pozo - Well Préstamo Loan Préstamo con techo Loan with variable interest with fixed minimum and maximum Préstamo hipotecario - Mortgage loan Pueblo - Town or village Puerta - Door Registro de la Propiedad - Register of Property Ownership Representante fiscal Foreigner's official tax representative Resale Property A second hand property, already registered at the property register in Spain. Residencia - Residency permit Residente - Resident Sala, salón - Lounge Se vende or en venta - For sale Se alquila For Rent Sevillana - Electricity company Seguro de amortización de préstamos - Loan repayment insurance Seguro Multirriesgo Hogar - House insurance Señal Deposit or down payment Solar - Lot for building Sótano Basement Subasta - Auction Tarjeta de Banco - Bank card Tasación - Independent valuation of property Tasa de cambio Exchange rate Tasadores Official Bank Valuers Techo - Roof Teja - Roof tile Terraza - Terrace Terreno - Land, plot of land Terreno en venta - Land for sale Terreno para construir - Building land on the Costa del Sol Tipo de interés - Rate of interest Título de propiedad - Deeds stating the ownership of property, date of sale etc. Trastero - Storeroom Valor Catastral - Assessed value of property for tax purposes Vidriero Glazier Yesero - Plasterer Yeso Plaster Compilation © Mark F R Wilkins 2005 (Marbella) Mark F R Wilkins The Rights Group SL email: mark(AT)therightsgroup.com website: www.therightsgroup.com tel.: +34 600 343 917 +34 952 930 435 Other links in this section Buying Property in Spain - the pitfalls! Why are property prices going through the roof? Relocation, Relocation, Relocation - Deciding to Move Buying Habits and New Hot Spots What made me up sticks? Relocation, Relocation, Relocation - Arriving in Spain Relocation, Relocation, Relocation - Checklist for a move to Spain Relocation, Relocation, Relocation - Sun, Sea and Risk The Rights Group Guide - How to Avoid... Part 1 Expat Websites in Spain Other relevant BE pages English Lessons: The Bonk On The Bitch English Lessons: A Lesson At Christmas English Lessons: The Pain In Spain English Lessons: Get Into The Bit English Lessons: Strong Arms And The Law English Lessons: Tiptoe Through The Tutus English Lessons: Chicken Chests And Cheeps English Lessons: Never Forget Lesson Number One English Lessons: Lesson Number One English Lessons: May And Daisy, Sam And Ella Canada for Brits: Property Canada Property: A Land of Opportunities Expat Resources: Property Tax: Let Property Property: UK Property Links Property: Investing in property Property index Expats Near You: Spain Spain Features: Fiesta Fireworks! Spain Features: Siesta in the Sierra Spain Features: I'm Turning into a Nomad (Part One) Spain Features: I'm Turning Into A Nomad (Part Two) Property: Selling your home in the UK Property: UK Buy to Let Spain Features: Hiring a Car in Spain Spain Features: Renting a Villa - Tips Spain Features: Having a Baby in Tenerife Spain Features: Feria at Sierra de Yeguas Spain Features: Renting a Villa Spain Features: Learning Spanish Spain Features: Shopping in Spain Spain Features: Timekeeping in Spain Back to Top EXPAT SERVICES Webmail Newsletter Send free eCards Buy BE stuff! BOOK NOW Flights Top Deals Hotels Holidays Published by British Expat Ltd © 2000-2005 All rights reserved Your use of this site constitutes acceptance of our Terms & conditions Privacy policy | Security policy | Morality policy | Advertising policy | Contact us Powered by Typo3 with additional scripting by ICi Technology Many thanks to sillyart.com for the "man with suitcase" logo
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Overseas Property Investment - Property Frontiers Newsletter Signup Free Newsletter - The latest emerging market news from Property Frontiers. Sign-up Property Syndicate Join Our Property Investment Syndicate for Unbeatable Discounts on International Property View Bulk Purchasing Discounted Investment Opportunities for Bulk Buyers! View News International Real Estate Outlook for 2006 HIFX: Property Frontiers' Exclusive Foreign Exchange Partner All abroad as spending on second home triples to £6 billion Far from Home for the Holidays Barclays reckons 2.2 million Brits own property abroad Chinese just a bunch of happy optomists Dubai now rent controlled Low fares dictate destinations More News Welcome to Property Frontiers - The Overseas Property Investment Specialists View some of our investment properties: Property in Shanghai Free Market Report Property in Bulgaria Free Market Report Property in Dubai Free Market Report Property in Turkey Property in Morocco Property in Thailand Overseas property is becoming an increasingly popular investment choice, but buying investment property abroad can be a real challenge. When it comes to buying in emerging markets the challenge can often be compounded due to a lack of available information. Property Frontiers' understand how difficult it can be for you to obtain the latest and correct information and advice that is needed when buying overseas property. What makes Property Frontiers different from our competitors is the research we conduct on the world's international property markets. This enables us to offer you an unrivalled level of service and advice. Whether you are looking for property in Dubai , Turkish Property , Property in Shanghai , a Ski Chalet in Bulgaria or luxurious apartments in Belize or any other emerging property market, the team at Property Frontiers are here to talk you though the different overseas investment opportunities that are available. Unlike most companies serving the foreign property market, Property Frontiers is based in the UK with offices in the majority of countiers we cover, enabling us to provide a comprehensive range of services to meet your investment needs. Property Frontiers' team of expert researchers constantly monitor the world's overseas property markets making us the best source of quality advice and providing you with the widest selection of overseas property in the following emerging markets: Europe: Bulgaria , Croatia , Cyprus , Czech Republic , Estonia , Greece , Hungary , Latvia , Malta , Montenegro , Poland , Romania , Russia , Serbia , Turkey , Ukraine , Asia: China , Hong Kong , India , Malaysia , Singapore , Sri Lanka , Thailand , Vietnam , Americas: Belize , Brazil , Caribbean , Costa Rica , Mexico , Panama , Africa & Middle East: Bahrain , Dubai , Egypt , Ghana , Kenya , Lebanon , Morocco , South Africa , Please contact one of our agents or call 0870 429 2884. 01865 242224 Hot Properties : A selection of some of Property Frontiers' hottest investment properties: Financed Properties : Al Hamra, Dubai Berjaya Central Park, Malaysia More Guaranteed Rental Properties: Plaza Hyundai Apartments, Shanghai Grand Hillside Condos, Thailand More Low Cost Properties: G-Bridge Apartments, Shanghai Eden Gardens, Dubai More Quick Search Country: -= Select A Country =- Property in Bahrain Belize Brazil Bulgaria Caribbean China Costa Rica Croatia Cyprus Czech Republic Dubai Egypt Estonia Ghana Greece Hong Kong Hungary India Kenya Latvia Lebanon Malaysia Malta Mexico Montenegro Morocco Panama Poland Romania Russia Serbia Singapore South Africa Sri Lanka Thailand Turkey Ukraine Vietnam Price Range (£): from to Quick Search Development Focus Property Frontiers has exclusive access to some of the world's most exciting developments: Find out more Find out more Investment Resources Become an intelligent investor. More resources on property, investments and personal finance. View Contact Property Frontiers: 0870 4292884 or Email: enquiries@propertyfrontiers.com terms & conditions | site map | © 2004 Property Frontiers |
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International Real Estate Digest (IRED) The Source for Independent Real Estate Information Find ANY word Find ALL words Find EXACT Help Search by PicoSearch -- -- The Directories Agent's Toolkit Appraisers Architecture Blogs Boards of Realtors® Builders Buyer's Corner Consumer Services For Sale By Owner Inspectors Law and Licensing Mortgage Finance Prime Locations Rental/Prop. Mgmt. Site Map Software True Agents Web-Biz The IRED Attitude Sri Lanka: Double prices for foreigners , Mitropolitski Alberta May Trigger Domino of Separation , Mitropolitski Waterless Grass = Artificial Turf , Lieberman Uruguay: Application for Richest Nations , Mitropolitski December Tips & Tricks , Peckham Pakistan: Initial Modernization Fever , Mitropolitski Atlanta's Luxury Condominiums , Springs Argentina: Recovery Pending Next Crisis , Mitropolitski Individual Property Websites , Mr. Internet Canada: From Rentals to Co-ops , Mitropolitski Attitude: Non-Confidence , Becky -- Index Attitude: Becky Blogs Archives: Pat Rioux, et al. Agency: Ray Wilson, et al. Berger Box: Michael Berger Blackstone Commentaries: Rodriguez Environmental Issues: Lieberman Held Together: Alice Held Housing: Henry Springs International Perspective: Mitropolitski Mortgage & Foreclosure Mr. Internet: Michael Russer Optimize Performance: Brotherton Plumbline: Joann Chokrach Real Estate Champions: Dirk Zeller RECyber: Jack Peckham Taxation: various Technology: Steven Canale Your E-Mail: Jim Swann FORECLOSED HOMES - From only $25,000, Free Search! [adv] Real Estate - Homes - NUMBER1EXPERTS Sell More! [adv] Brio Real Estate, Real Estate Listings, CA, MD, VA, WA [adv] Submit a Link | Boldface a link! | About IRED Send comments and new or broken link reports to For advertising info e-mail © 1995-2005 IRED.Com, Inc 817-481-4677 Fax-817-488-3693 -- Favored Sites: Gourmet Gift Baskets U.S. Legal Forms US Real Estate Forms Moving Companies VA Loans
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Buy to let mortgage quotes uk property landlord information Let -a- Property .info The Home for Landlords, Tenants and Letting Agents " Providing buy to let mortgage, UK rental property investment, landlord information and guidance " Add a Site Landlord E-Book & Buy to Let Profitability Calculator Introduction > Why Buy to Let- > e-Book > Calculator > Trial Download > Bonus > Order The Practical Guide to Buy to Let - 2005 (ISBN 0-9544860-0-5) is Published by Infoguides. It is a dowwnloadable 'electronic book package' consists of an electronic book 'The Practical Guide to Buy to Let' , Buy to Let 'Profitability' Calculator Software and bonus Property Letting Checklist Software....... Are you an existing landlord hoping to maximise your current investment return. As a prospective landlord , are you concerned about a price crash or interest rate fluctuation. Would you like to let your property out as a rental property but not sure where to start. Are you presently investigating the best use of landlord mortgages products. Can you currently analyse all factors that impact investment profitability . How can you identify, minimise and control the risks of your Uk Property investment. Are you aware of your legal obligations as a Uk Property landlord. How can you plan for maximum property investment return with a letting property- ....... ..... What is an 'e-book' ? "This is a great package that will greatly assist my first venture into the Buy to Let market." D. Wright - London, 25/8/05 "I must say the whole package is very impressive, it has helped me a great deal during the stages of 'buying to let'. Plus any updates are sent without any issues at all." J. Belassie - 31/8/05 "I found the book both easy to read and informative. The calculator was an excellent tool that allowed me to see at a glance the financial viability of my potential investment. A must have purchase for all of those considering a purchase of this nature." 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If you are serious about becoming a UK property landlord and looking at purchasing an investment property (or perhaps you are already a landlord), save yourself thousands of 's, and weeks of time and frustration by simply purchasing this e-book and software toolset to help you make the right decisions. This unique package offers completely independent information . We are NOT selling you a property, or financial products, legal or other servicesall were selling is sound researched information. NO STRINGS GUARANTEE : If you're serious about venturing into the property letting market, this guide is the best small investment youll ever make. That's why well refund your money in full if you're not completely satisfied with this product. Why Pay for a Book When I Can Get Free Information- True, on the Internet youll find plenty of 'free information' about the becoming a landlord. But beware! If its free, its probably there as encouragement for purchasing some other product or service on the back of it and it's usually a mortgage or a property! As property consultants, the publishers of this guide are completely impartial and are not affiliated with any individual or organisation in the housing or financial services industry. Our e-book package provides comprehensive, sound and totally impartial informtion based on practical landlord experiences of Uk property investment. Here is what a few of our readers have said about the package:- What Our Customers Say... "Overall, I was very impressed by the content and by the delivery mechanism (downloading it over the internet).... I would recommend this book as a must for anyone considering venturing into the property rental business." Allan McBain, Prospective Landlord, Surrey "As someone who was struggling to build an adequate model, I would strongly recommend the Buy-to-let calculator. 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