Purchase Property
Letter of Intent to Purchase Real Estate Search by: Both Documents Categories Subscribe & Save Click on a flag to find forms for your country LETTER OF INTENT TO PURCHASE REAL ESTATE ($12.50) Use this template to create your own Letter of Intent to purchase real estate, between a buyer and seller stating the buyer's intention to purchase a certain real estate property from the seller, and the terms on which the parties have agreed to conclude the transaction. The transaction is contingent upon the buyer obtaining sufficient mortgage loan financing. The letter of intent itself is NOT a legal contract and is not legally binding, but rather it is a means of ensuring that both parties have the same understanding of the provisions before executing a formal, final and legally binding agreement. This is a generic letter of intent form in MS Word format and is not specific to any country or region. Document Preview [to be prepared on letterhead of purchaser] [date] [name of addressee] [address] Re:Letter of Intent to Purchase Real Estate Dear Sirs: It is the intention of the parties that [Name of Seller] ("Seller") transfer to [Name of Buyer] ("Buyer") all of the Sellers right, title and interest in and to the following property (the "Property"): Terms & Conditions Property Address: Purchase Price Deposit Amount: Down Payment (including deposit): Amount and Type of Loan: Escrow Closing Date: Sellers Agent: Agents Address & Phone No: Acting For (choose one):____ Seller exclusively, or ____both Seller & Buyer Buyers Agent: Agents Address & Phone No: Additional Terms or Conditions: TOP OF PAGE Related Documents Other people who purchased this document also purchased: Purchase Order / Irrevocable Letter of Intent to Purchase Commodities CDA Offer to Purchase for Residential Property NS Counter Offer to Purchase Real Property AB Offer to Purchase & Agreement of Purchase and Sale of Condo BC Offer to Purchase Land for Development Bid for Purchase of Real Property (Estate Probate) AB Offer to Purchase Commercial Building In Category: TOP LEGAL FORMS & DOCUMENTS RESIDENTIAL REAL ESTATE FORMS OTHER COUNTRIES & GENERIC FORMS TOP LEGAL FORMS & DOCUMENTS LETTER OF INTENT FORMS OTHER COUNTRIES & GENERIC FORMS TOP LEGAL FORMS & DOCUMENTS COMMERCIAL REAL ESTATE FORMS UNITED STATES Number of Items: 0 Total Price: $0.00 ORDER BY PHONE! Members Login Username: Password: Sign Up Top | Site Map | Terms & Conditions | Privacy Statement | Contact Suite 440, 1111-11 Avenue S.W. Calgary AB Canada T2R 0G5 | Phone:1-866-634-2369 Fax:403-245-0569 Email: info@megadox.com Powered By
Sell House
Sell House FAST For Cash With an Easy QUICK Closing Home Buy Advantage Sell A House Fast! Home Sell A House Buy A House Hey Landlords! Hey Investors! Hey Brokers! We Pay U $$$ Testimonials Contact Us Is your home for sale? Do you want to Sell your house FAST For Cash With an Easy FAST Closing? Welcome to Home Buy Advantage! Our mission: To provide you a solution to your Real Estate problems in a swift manner that is economically in your best interest. Maybe you are a home seller, asking yourself "How can I sell this house?" or "How can I sell my house fast?" . Perhaps you are a home buyer, wishing to buy your dream house but you don't have the CASH to do so! Whether you are a home buyer, a home seller, or a Professional in the Real Estate industry, it is our hope that this site can benefit you in fulfilling your real estate needs. We are located in the Detroit Metroplitan area of South Eastern Michigan, and we also service Windsor, Ontario, Canada and surrounding Essex County. This is our Investment Zone. However, we don't limit ourselves to this area. We are a company on the internet, and frequently we receive leads on properties outside of our Investment Zone. That's OK! We buy houses in any area . Through our network of Real Estate Investors and Professionals across the United States, we are confident that we can present a reasonable offer that satisfies your immediate needs. Do you NEED to SELL your house FAST? Job Transfer? Behind on Payments? Foreclosure / Power of Sale? Bad Tenants? Lost Your Job? Need Fast Cash? House Vacant? Fire Damage? Moving or Relocating? Double Payments? Divorce? Probate or Estate Sale? Click Here To Sell Your House Fast! Do You Want Your Home Sold Fast? We Buy Houses! We Take Over Payments! FSBO? No Equity? For Sale By Owner? No Problem! We Will Buy or Lease your Home! No Commissions or Fees! 1.877.757.SELL Earn a SAFE 10-15% Return on your Money! Invest in Real Estate! IRA, 401k eligible! 100% secured by our houses. Click Here for Details! EarnHugeReturns.com Discover the Secret Your Mortgage Lender Doesn't Want You to Know! It Could Put An Extra $500-$1,000In Your Pocket Every Month! Get the FREE E-book That's Sweeping The Interet Now! Housing Information International Real Estate Digest (IRED) Links to real estate related sites as well as columns ... Real Estate Listings: Homes for Sale Search real estate and homes for sale by viewing mls ... Real Estate | Homes for Sale | Houses for Sale | RealEstate | REALTORs ... Nationwide search engine for real estate, mls listings, RE/MAX | residential and commercial real estate ... home of real estate's most experienced and professional ... Real Estate and Homes For Sale at HOMES.COM Search For Real Estate Find real estate, homes for ... ONE CLICK GETS YOU 3 OFFERS FOR YOUR HOUSE! We can offer a QUICK Sale at TOP Price with NO Costs! Discover Us Before your Neighbor Does!So if you are contemplating to sell your house by owner, you might be interested in hearing what we have to offer! Click Here to Sell a Home FAST! -- Click Here To Sell Your House Fast! The Best Price On DVDs, Electronics, and Much Much More! Home | Sell A House | Buy A House | Hey Landlords! | Hey Investors! | Hey Renters! | Hey Brokers! | We Pay U $$$ | Testimonials | Contact Us | Our Links Privacy Statement 2005 Home Buy Advantage, LLC [ Close ] Sample content here. FREE REPORT Reveals Secrets To Selling Your Home For Top Dollar! Get it here! VIEW OUR PROPERTIES! No New Loan Required! Bad Credit OK!
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Denver Real Estate Site
Denver real estate; financial glossary Financial terms glossary Common Mistakes to Avoid Home buying mistakes can be avoided, you need to know what some of them are. Getting a Loan Follow these steps prior to applying for your home loan. The Mortgage Loan Application A few minutes of preparation can save you hours of hassle, here's the list of what you will need. Interest Rates Lock in your rate with confidence, after you have read these facts. Loan Approval What constitutes as loan approval in Denver? Earnest Money Why is it necessary to pay earnest money before I buy the house? Closing Costs Home buying costs vary by region, here are sample costs for Denver. Down payment for a mortgage Learn about the various allowable sources to obtain your down payment. What is PMI? PMI, do you really need it? FICO Scores FICO scoring is a standard, you need to understand the basics to protect your credit! The steps to getting a VA Loan The steps to getting a VA loan, do you need one? What does it take to get one? Reverse Mortgages Reverse Mortgages have many benefits for older home owners. search Denver Real Estate Site Glossary of Financial Terms Amortization - The gradual reduction of debt by means of periodic payments sufficient to pay principal and interest and thereby liquidate the debt. ARM - Adjustable Rate Mortgage. A loan where the interest rate can change according to the index, caps, and margin. Appraisal - An unbiased, professional estimate of a property's value based on style, appearance, quality of construction, improvements, usefulness, and the comparable value of nearby properties. Balloon Mortgage - A short term loan, usually 5 to 7 years, that features a fixed interest rate, and a final large balloon payment for balance of the mortgage. Borrower - A person who receives funds in the form of a loan with the obligation of repaying the loan in full with interest, if applicable. Broker - One who, for a commission or fee, brings parties together and assists in negotiating contracts between them. In real estate transactions, the broker usually brings together the buyer and the seller. Caps - The maximum or minimum amount by which the interest rate on an adjustable rate mortgage can change over each adjustment and over its life. For example a 2/6 cap means that the ARM cannot adjust more than 2% up or down each adjustment, or 6% from the start rate during its life. Chattel - Personal property. Closing - The final settlement of the transfer of property. Involves the buyer's signing the mortgage note and an exchange of title. Closing Agent - Assures that all documentation related to the sale of a house has been completed properly, including the title search and title insurance. The closing agent explains all closing documents to the buyer and the seller, obtains their signatures where necessary, and records the documents. Closing Costs - Fees and other charges paid by the buyer and seller at closing. Closing Statement - A financial disclosure giving an account of all funds received and expected at the closing, including the escrow deposits for taxes, hazard insurance, and mortgage insurance. Co-Borrower - The person who is sharing the mortgage responsibility with the borrower. Contingency - A clause within an Offer to Purchase or within the Contract For Sale that requires a certain condition be met before proceeding t closing. Contract - An agreement between two or more parties to do or not to do a particular thing. Contract for Sale - AKA: Conditional Sales Contract - A sales contract whereby the borrower has possession of the property, but seller retains ownership of the property until the buyer has fulfilled the obligations put forth in the contract. Conventional Mortgage - A Mortgage not insured by the government, such as FHA or VA. Counter Offer - The offer made by one party (buyer or seller) in response to an offer presented by the other. Credit Report - A report to a prospective lender on the credit standing of a prospective borrower, used to help determine credit worthiness. Debt-To-Income Ratio - Long-term debt expense as a percentage of monthly income. Deed - The instrument that transfers title from the seller to the buyer. Down Payment - The buyer's payment to the seller at closing for a percentage of the purchase price required by the buyer's mortgage loan. Earnest Money - Money paid by the buyer to the seller at the time the Offer to Purchase is presented. Generally, earnest money is applied to the purchase price. Equity - The home owner's interest in a property. It is different between fair market value and the current amount the owner owes on the property. Fair Market Value - The price at which a property is transferred between a willing buyer and a willing seller, each of whom has a reasonable knowledge of all pertinent facts and neither being under any compulsion to buy or sell. FHA - Federal Housing Administration - A division of the Department of Housing and Urban Development. Its main activity is the insuring of residential mortgage loans made by private lender. FHLMC - Federal Home Loan Mortgage Corporation - A private corporation created by Congress to support the secondary mortgage market. It sells participation certificates secured by pools of conventional mortgage loans, their principal and interest guaranteed by the federal government through FHLMC. Popularly known as Freddie Mac. First Mortgage - A mortgage that is a first lien on the property pledged as security. FNMA - Federal National Mortgage Association - A private corporation created by Congress to support the secondary mortgage market. FNMA sells mortgage - backed securities backed by pools of conventional loans. Payment of principal and interest on these securities is backed by the US Government. Popularly known as Fannie Mae. Gross Monthly Income - The amount of consistent and stable income that an individual receives each month. averaged over a period of time. This amount includes overtime pay, bonuses, commissions, and income from dividends and interest, provided that the individual can show a consistent history of receiving such income. Hazard Insurance - A contract whereby, for an agreed premium, one party undertakes to compensate the other for loss on a specific subject by specified hazards, such as acts of God or war. Homeowners Association - An organization of homeowners residing within a particular development whose major purpose is to maintain and provide community facilities and services for the common enjoyment of the residents. Housing Expense Ratio - A home owner's percentage of their monthly income. Index - A published financial benchmark used to help determine the interest rate for an adjustable rate mortgage on its adjustment. The margin is added to it. Interest - Money paid for the use of money - that is, money paid for a loan. Loan-To-Value Ratio - The relationship between the amount of a home loan and the total value of the property. For example if you receive a loan of $95,000 on ah home that costs $100,000, the loan-to-value ratio is 95%. Margin - The amount added to the index to help determine the new interest rate of an adjustable rate mortgage. Mortgage Insurance - A policy that allows mortgage lenders to recover part of their financial losses if a borrower fails to fully re-pay a loan. Mortgage insurance makes it possible to buy a home with as little as 5% down. Offer To Purchase - A legally-binding, written contract that declares how much a buyer will pay for a house, provided certain condition are met. Origination Fee - Similar to a point, it is a fee paid to lenders for originating the mortgage. PITI - Principle, Interest, Taxes, and Insurance - the four main parts of a monthly mortgage payment. Planned Unit Development -(PUD) - A subdivision having lots or areas owned in common and reserved for the use of some or all of the owners of the separately owned lots. Discount Points - One point equals one percent of the total mortgage amount. This is a fee paid to lenders to get lower rate on the mortgage. Pre-Approval - Having the loan processed, underwritten, and obtaining loan approval before an Offer to Purchase has been accepted by a seller. Pre-Qualify - Preliminary indications on how large a mortgage a buyer can quality for. Qualify - Ability to meet a lender's mortgage approval requirements. Servicer - After a mortgage loan closes, the loan servicer collects the payments, manages escrow accounts, pays taxes and insurance, and manages delinquent payments. Lenders may often sell or "release" servicing to another business, which means that a home buyer will not necessarily send house payments to the original lender. Title - The right of ownership and possession of a property. Title Insurance - A policy that protects a buyer against errors or omissions or defects in the title of the property. Veterans Administration - (VA)An independent agency of the federal government created in 1930. The VA home loan guaranty program is designed to encourage lenders to offer long-term, low down payment mortgages to eligible veterans by guaranteeing the lender against loss Home Buying Directory Buyer Broker Down Payment How to Qualify for a Mortgage Loan Application Locking in Interest Rate Earnest Money Loan Application Checklist Fico Scores Moving List Moving Pets What is PMI? Finance Glossary Financing Your Home Reverse Mortage Home Buying Process Closing Costs Kristal Kraft , ABR, CIPS, CRS Licensed real estate broker selling Colorado Since 1984 The Berkshire Group Realtors, Inc. 3801 E. Florida Ave, Suite 502, Denver, Colorado U.S.A. 80210 800-319-7738 toll free | 303-589-2022 direct | 720-554-7961 fax E-mail: Kristal Kraft, Realtor 1998-2005, © Reflective Motion Inc. | Privacy Policy | Site Credits | Disclaimer | Site Map ~2 ~3 ~4 Denver Relocation | Buy a Home In Denver | Sell a Home in Denver | Denver Map | Denver Neighborhood Profiles | Denver Sales Statistics | International Real Estate | A Bio | My Favorite Places | Real Estate Resources Denver Loft Homes | The Berkshire Group | Buy and Sell Denver | We Sell Denver | Denver Colorado Real Estate | Denver Blog
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