Land Loan

Construction Loan Disbursement - Land Title Guarantee Company: Serving Colorado and its people since 1967 Home Lenders Construction Loan Disbursement Service Construction Loan Disbursing Service for Lenders For information about the Construction Disbursing process or pricing, please contact us via email or by calling the Construction Disbursement Department at 303-636-2760. The Benefits: Land Title's Construction Loan Disbursing Department is staffed by professionals with a total of over 51 years experience. Land Title keeps an accurate accounting of funds disbursed from the loan. Land Title employs its own professional inspectors to provide the highest quality inspections at no additional cost to you. Land Title collects Mechanic's Lien waivers throughout the project from each subcontractor, freeing up your time for other priorities. Land Title charges one flat fee for residential properties, which includes the inspection report, the Mechanic's Lien Endorsement, disbursement processing, and all delivery fees. A single fee means you can accurately budget for all your upcoming projects. Borrowers are included in the disbursement agreement, so no one is left out of the loop. Land Title maintains your escrow instructions. Land Title disburses on commercial projects and single family residences. Loans disbursed generally range from $200,000 to $50,000,000. However, we can disburse on loans of any amount. The Process: The construction Loan Disbursement process begins when the general contractor submits a Draw Request to Land Title. Land Title can provide a form upon request. However, your form, a computerized form, or an AIA form are all generally acceptable. The Draw Request includes the names and addresses of payees and the amounts to be paid. All invoices to be paid should be attached. The contractor presents the Draw Request to the owner and obtains the owner's approval and signature. Land Title conducts the Inspections and prepares a Construction Progress Report affirming that the work and materials are in place and estimates the overall percentage of completion. Land Title conducts a title search for Mechanic's Liens. Land Title forwards to the lender the Draw Request, together with the title search for Mechanic's Liens. While the draw is pending lender approval, Land Title cuts all checks, obtains W-9 tax identification numbers, prepares the check register, and is ready to disburse as soon as the lender's funds are deposited into Land Title's account. Items of construction interest, overhead and profit, and soft costs can be paid if they are in accord with the lender's policy. The lender and the borrower must both approve these payments in writing. When the lender approves the draw and funds are received, Land Title mails the already-prepared checks directly to the contractors, subcontractors, suppliers, and vendors as directed. Land Title's disbursement checks have a lien waiver imprinted on the face of the check. The lien waiver states the amount, the ownership, and the address, and the check stub gives the description of invoices or work being paid. The lien waiver must be signed separately and apart from the check endorsement. If the payee fails to sign the lien waiver, the check will not clear the bank. After Land Title has prepared and disbursed checks directly to all subcontractors and suppliers, Land Title will furnish a check register--listing all checks by check numbers, person(s) paid, and the amounts paid--to the contractor after each draw, and to the borrower and lender upon request. Land Title can furnish a check register from day one to any point in the construction. Land Title can also furnish a register for all payments to any individual payee at any time during or at the end of construction. The Pricing Land Title's Construction Disbursement pricing is based on the size of the loan and type of protection being provided. Please contact the Construction Disbursement Department by email or phone (303-636-2760) for a quote. Generally, the price for single family residences is $750 for loans up to $500,000, then 75 cents for each $1,000 thereafter.

Florida real estate market

The Condo Company - Specializing in Condos and Real Estate from South Florida to California The Condo Company is a highly specialized real estate agency that focuses on the luxury condo market. The United States is currently experiencing unprecedented growth in condo developments; with this growth comes the need for a real estate company dedicated solely to helping customers buy, sell, or rent a condo. Select a location below to see information about condos in a specific area, or use our industry leading search tool. FLORIDA The Condo Company was started in south Florida and is continuing to expand throughout the state as condo craze continues in virtually every beachfront location in the state. Miami Miami Beach South Beach Sunny Isles Beach Aventura Surfside Bal Harbour Bay Harbor Coral Gables Key Biscayne Brickell Coconut Grove Fort Lauderdale Deerfield Beach Lauderdale By The Sea Hallandale Beach Lighthouse Point Hollywood Pompano Beach Coral Springs Wilton Manors Plantation Palm Beach West Palm Beach Delray Beach Boca Raton Jupiter Boynton Beach [more... Orlando West Orlando North Orlando Winter-Park Kissimmee Polk County East Orlando Lake County Metrowest Naples Marco Island Bonita Springs Fort Myers Beach Fort Myers Cape Coral NEVADA (LAS VEGAS) The latest venture that is sweeping the Las Vegas real estate market is the condo boom. Famed developers are now focusing their efforts on the still untapped Las Vegas condo market. Henderson / Green Valley Lake Las Vegas Southern Highlands Las Vegas The Strip Summerlin Downtown Anthem The Lakes Queensridge Peccole Ranch The Condo Company Information The Condo Company was originally formed in South Florida to meet the demands of consumers looking to invest in real estate, or purchase a vacation property for themselves or to earn extra income by renting. Like Miami and Fort Lauderdale, similar booms in condo sales are being seen in other regions of Florida such as Destin, Naples, Orlando, Sarasota, West Palm Beach, and many others. Outside of the state new developments are shooting up in Las Vegas, Hawaii, Los Angeles, Chicago, and Boston. Being the first company to concentrate on condos at a national and world-wide scale has given us a marked advantage over many companies trying to enter the market late. We have the largest online database of condos and an established internet presence. So for buyers we provide the largest inventory to browse; and for sellers we offer the most heavily searched condo site on the Internet. We will be expanding to the following areas soon: Sarasota Orlando Los Angeles Vail Atlanta Las Vegas Chicago Boston Real Estate & Condo News (12/21 14:41)- Appraising Las Vegas Homes: New Real Estate Value Search System (PR Web via Yahoo! News) - Las Vegas, NV (PRWEB) December 21, 2005 -- A new searchable automated appraisal real estate market database has been created for consumers wishing to receive an instant market value for their Las Vegas Homes . This first of its kind system allows Las Vegas homeowners to input information about their home in to this appraisal database to retrieve their homes present fair market value in Las Vegas (12/22 14:39)- Downtown land purchase could set stage for retail, condos (Houston Chronicle) - A real estate development group has purchased three blocks of prime downtown land, a move that takes it one step closer to building a proposed retail, condominium and office complex on the site. (12/20 19:06)- Area Apartment Complexes Converting to Condos (WCJB) - Hundreds of people renting apartments in North Central Florida are facing a big decision between moving out or coughing up the money to buy the apartment. It's a big trend in real estate right now to convert apartments to condos. Call it a spin-off of Florida's red hot real estate market. (12/19 01:04)- Miami Real Estate Market (Turks.US) - The Florida real estate market is on an upward swing, and the Miami area market is certainly no exception. With strong economic growth, jobs, and schools, its a prime growing location. City life, with great beach access, make it attractive to both newcomers to the area. Rankthenet.com The Luxury Condo Culture - Defined Condo n: one of the dwelling units in a condominium Such a bland definition hardly defines the word condo as it pertains to the luxury condo culture. In this world of convenience, opulence, and at times excess, the term condo represents a lifestyle, a point of view on life that demands the best. Here is where young professionals live among their peers and mingle around crystalline infinity-edged pools. Here is where retired baby boomers who have empty nests and sizable inheritances choose to establish their primary homes and vacation retreats. And here is where the international jet-set have their third, fourth, and fifth residences. As this culture continues to grow, a greater understanding of its nuances is needed. Convenience may be the most important attribute in the luxury condo culture. For the busy and well-to-do residents, many of whom only inhabit their units for a few months out of the year, the day-to-day upkeep that a single-family home requires is impractical. Rather, they prefer to pay a monthly fee and defer maintenance decisions to their condo associations. I just love being able to fly in from my place in Aspen and have my beachfront condo waiting so I can relax and unwind, says Elianne Divo Roth, resident of the luxurious Solimar in Bal Harbour, Florida. For others, safety is the key. Gabrielle Goldstein, a Los Angeles-based advertising executive, moved from her house in the Hollywood Hills to a luxury condo in West Hollywood. Sure, convenience was a consideration, she says, but really the security I feel when I pull my car up and the valet is waiting ... thats very important. I didnt have that feeling at my house in the Hills. For Goldstein, who often travels back and forth to New York, this peace of mind encompasses her automobile. I can leave my car for long periods of time and know its secure. Of course, these pragmatic reasons for living in a luxury condo are sufficient, but they barely scratch the surface of the luxury condo culture. Modern luxury buildings are equipped with the best of everything to provide their residents with a sexy and glamorous way of life. State-of-the-art gyms, rooftop pools, and full spa and concierge services are just a few of the lush amenities. Many of the newer buildings take it a step further with Smart Technology wired throughout anything you need at the touch of a button. What makes condo living unique are the amenities, says Tom Walsh, president of JJW Construction, a 40-year-old Florida construction company. Their latest building, the Argo Tower, will rise 15 stories high on Federal Highway in Fort Lauderdale . Socializing, entertaining and exercising are all taking place in the convenience of the magnificently decorated party rooms, library, guest rooms, gym, pool and spa. Beyond the amenities, which virtually all new developments embrace, is the decisive factor of location. While it is obvious why one chooses a winter retreat in Park City, Utah, or a summer getaway in Europe, those buying primary residences may be forsaking the suburbs to embrace urban surroundings. Perhaps their kids are grown and their need for a single family home has run its course, or perhaps the luxury of leaving the car parked and walking to and fro is important. These people are looking for condos that have shops, restaurants and entertainment within walking distance. This school of thought is evident in rising developments like PGA Commons in Palm Beach Gardens, Fla., or Skyline at Mary Brickell Village in downtown Miami. Typical Skyline at Mary Brickell Village buyers are professionals who desire to live, work and play in a vibrant urban environment, says Steven Priebe, director of marketing for Skyline Equity Realty. They enjoy the luxurious amenities of the building as well as the convenience of being in a location surrounded by wonderful restaurants, upscale boutiques and typical errand-running destinations such as a market, dry cleaners and pharmacy. Architecture is another inviting characteristic. New condominiums come in a variety of configurations, with many exteriors marked by clean lines, stylish glass facades, and abstract details that set the buildings apart. New condominium developments are attracting renowned architects like Charles Gwathmey and Richard Meier. Gwathmey, who has designed condos and homes for Steven Spielberg and David Geffen, teamed with The Related Companies to build Astor Place in New York. According to Gwathmey, this stunning building was conceived in three dimensions with multiple facades and no true front or back. This sculptural approach, when applied by masters like Gwathmey or Meier, has a trickle-down effect on condo architecture throughout the world. The impact can be seen in buildings from New York to Miami, Las Vegas to Dallas-Fort Worth, London to Dubai. Then there is the interior layout of individual condo units. Often, the architect hired to design the dwellings is different than the architect used for the exteriors. Its a collaborative effort, says Ismael Leyva, one of New Yorks biggest names in this arena. His skills are evidenced in some of Manhattans most desirable luxury condos. Notable projects include Time Warner Center and Astor Place. When I work with an architect like Charles Gwathmey, hell come with a shape and then well work together with the principal to make the original design efficient for condo living. The efficiency involves aspects such as dimensions and depth one foot here, two feet there. Its very subtle. Of course, interior architecture is complemented by interior design. The French-styled 21-story Vendome in uptown Dallas features classic European architecture by New York-based Alayo Architects PC, while inside, the plush condos inhabited by young professionals like Jimmy Kent reflect the residents personal style. Kents most recent condo in the Vendome included a 275-gallon saltwater aquarium, a feature that along with the high-rises elegant exterior and French ambiance helped Kent awe and entice the condos new owners. For Kent, architecture and interior design have worked together to deliver an uncommon lifestyle. People who live in luxury condos tend to be a bit flashier, lavish and intrigued by unique elements of design, says Kent. The aquarium was the welcome mat of my last condo, the first thing you saw as you entered the unit. It definitely had shock value, and I think that is what condo dwellers are often looking for, the flair and the flash of a luxury lifestyle. Personal style is the obvious guiding force inside the individual condo units, but the interior design for common areas like lobbies and hallways, party rooms and lounges helps to give a luxury condominium its style or theme. We get involved at a very early stage of development, says Uli Petzold, creative director of XODesignGroup, an interior design firm based in Frankfurt and Miami. Developer BCOM hired us to create the theme and design for 1800 Club, which is on the water, by [Miamis new] Performing Arts Center. It is hip, young and stylish, and on the water, so our theme had to incorporate aquatic elements. These themes are important not only for the people who will be living in the building, but for developers marketing strategies. A luxury building that wishes to attract young and single professionals will have a wholly different interior design than a condo community that appeals to retired baby boomers. Some buildings elect chic, modern interiors with abstract art, bold colors, and retro furnishings. Conversely, other buildings feature opulent lobbies with marble fountains, imported fixtures, and unrestrained accessories like crystal chandeliers, grand pianos, and fine art. Still others are inspired by Eastern philosophy that embraces the disciplines of Feng Shui. Developers spare no expense when it comes to translating themes to their demanding demographic. Public relations firms and advertising agencies throw extravagant parties and launch extensive campaigns to ensure that these themes are understood during the pre-construction phase of sales. In Cambridge, Mass., the Regatta Riverview Residences threw a bash with free wine and champagne, and a jazz band. Other condominiums in the Boston area have turned entire floors in buildings adjacent to the construction site into nightclubs with open bars and flowing hors doeuvres. The nightclub setups are decorated to translate the developments image. In Miami, budgets for pre-construction parties are unrestrained. The historic Anglers Hotel, which was recently sold for $5 million and is being converted into a boutique condo/hotel, put up a massive tent with an open bar for roughly 1,000 guests. Exotic characters in full costume and stilt performers were scattered throughout, and a Bahamian marching band marked the nights climax. The night was electric, says Ana Oz, a luxury condo owner who was there, so many beautiful people in one place celebrating this booming industry. That party was the epitome of South Beach excess and style. The objective of such elaborate affairs is to sell condos, and after the party is over, real estate agents and brokers negotiate the deals. Colorful and detailed renderings, models, and computer-generated presentations are used to sell units in buildings that have yet to break ground. The Internet is also a valuable tool. We have people coming from all over the world who are looking to invest, says Michael Ledwitz, owner of The Condo Company. He notes that 77 percent of all people looking to buy a luxury condo go to the Internet first. This statistic makes it essential that condo developments feature the very best in Web design. Without a high-tech, impressive site, a potential buyer may stray elsewhere before any of the other sales tools can be utilized. From interior design and architecture to amenities and convenience, the luxury condo culture is a fascinating world that continues to evolve. With so many aspects and subtleties that contribute to this sophisticated way of life, a specific definition is difficult to ascertain. Although, when all of the data has been analyzed, the luxury condo culture is best defined by the people who live it. SITE MENU Sellers Advantage Featured Condos Condo Search Contact Vacation Rentals Myrtle Beach Condos Myrtle Beach Condos For Sale [CLICK TO ADVERTISE] HOT CONDOS Miami Beach Area The Setai Icon South Beach Boston Area Intercontinental The Folio 360 Newbury Agent Log In

Property Search

Allegheny County Assessment ALLEGHENY COUNTY REAL ESTATE WEB SITE 12/29/2005 3:44:16 PM Help Home Legal Disclaimer The values contained herein have been provided by the Office of Property Assessments and are updated bi-weekly. All values represent the estimated market value of the property as of January 1, 2002, unless otherwise updated due to permits, appeals, corrections, flood loss or catastrophic loss. Annually, in July, the State Tax Equalization Board (STEB) releases a sales ratio study comparing the County assessed values to current sales prices. The most recent STEB ratio, for the year 2004, was 91.3%. That means for 2004, on average countywide, the assessed values were within 91.3% of the sales prices. When released, the STEB ratio for 2005 will be posted on this site. Both the 2005 and 2006 values are subject to ongoing maintenance throughout the course of the year. In accordance with County and State statutes, values may be adjusted in the following ways: The Office of Property Assessments can adjust values by way of the administrative change process for factual, mathematical or clerical errors. Values can also be adjusted due to a change in the physical nature of the property due to building permits for additions or demolitions. In addition, the Board of Property Assessment Appeals and Review and the Board of Viewers are distinct and separate entities from the Office of Property Assessments and have the authority to hear appeals and make decisions that can change assessed values. In these cases, the property owner and the taxing bodies are notified and the appeal decisions are regularly posted on the website. All property data has been provided by the Office of Property Assessments and does not include minor, detached structures such as garages, swimming pools and sheds. Sales prices are for the latest recorded sale and may not reflect invalid sales such as sheriff sales, love and affection sales or multiple parcel transactions. In the case of newly constructed buildings, the amount of the sale may reflect only the purchase of the vacant land. Therefore, sale to assessed value comparisons can be misleading. Local and County values may differ due to various abatement programs. To see information on the abatement programs for which you may qualify, please go to http://www.county.allegheny.pa.us/opa/abate.asp These applications are designed to be viewed using Internet Explorer 6.0. You may experience difficulties when using other browsers. For best printing remove left and right margins (consult help for more details) --

Real Estate Broker

License Search Approved Schools Course Requirements Real Estate Course Search Real Estate Exams Instructor Resources Forms and Applications Education Menu Broker Salesperson Company Reciprocal Fees Certification of Licensure Licensing Menu Loading. . . Formal Complaints Enforcement Jurisdiction Gifts, Rebates & Kickbacks Unlicensed Assistants Risk Management 101: Office Audit Checklist Legal Menu License Search Type of License: All Types Company Licensee Company Or Last Name: License Number (nine digits) : Records to show at a time: 10 25 50 100 About License Status Search Renewed 2005-2006 Online license renewal information is updated every 24 to 48 hours depending on the time of renewal transaction. License Paid Date License information is updated every 24 hours. Please allow 3-10 days for licensing changes to appear on a record. License paid date will reflect the date of the most recent license record change(s); i.e., date of renewal, date of transfer, etc. If any record information is no longer current, please contact the Alabama Real Estate Commission immediately. CE Hours To comply with Continuing Education all active licensees subject to CE will complete three (3) hours in Risk Management and twelve (12) hours in approved electives. The CE credit earned by a licensee will be sent electronically to the Commission. Paper certificates obtained from courses during the 2003-04 license period should be maintained for audit. But after October 2006 it is no longer necessary to maintain paper certificates for proving CE credit. D. Philip Lasater Email Us Privacy Policy Alabama Real Estate Commission Montgomery, AL 36106-3674 Executive Director Email Webmaster © 2002 AREC Telephone (334) 242-5544, TTY (334) 396-0064, Fax (334)270-9118