Colorado Real Estate -

Durango Colorado Real Estate with Prudential Triple S Realty Prudential Triple S Realty Home Contact Us Site Map Southwest Colorado Properties Search Our Listings Search Other SW CO Properties Exclusive Developments Short-Term Rentals Long-Term Rentals HOA Documents About Our Company Why Prudential Triple S Realty? Meet our Agents Community Involvement Office Locations Careers The Prudential Brand Regional Informaton Why Southwest Colorado? Durango Cortez Resort Area Glacier Club Pagosa Springs Maps My Prudential Triple S Register / Login Favorite Properties Saved Searches Mortgage Calculators E-Newsletter Durango Colorado Real Estate - Prudential Triple S Realty Welcome to beautiful Southwest Colorado, one of the most healthy and diverse places to live and play in the Rocky Mountains. Picture 14,000-foot summits, high desert mesas and access to 2 million acres of wilderness. Cultural and educational opportunities in the area range from orchestral concerts at Fort Lewis College to sightseeing from aboard the historic Durango Silverton Narrow Gauge Railroad while traveling through the beautiful Animas River Valley to exploring the world-renowned Anasazi cliff dwellings in Montezuma County. Recreational activities include world-class golf, gold-medal trout fishing, hot springs, skiing, hiking and the best mountain biking on the continent. Small town hospitality, unique galleries, fantastic dining and big-city amenities make Southwest Colorado perfect for relocation or a second home purchase. Durango's oldest, most respected and advanced real estate firm, Prudential Triple S Realty , stands ready to serve you in every aspect of real estate with the most knowledgable professionals and state-of-the-art tools on the Western Slope and the Four Corners area. Durango 700 Main Avenue Durango, CO 81301 (970) 247-3840 (800) 477-8346 Resort Area / Glacier Club 40290 Hwy. 550 North Durango, CO 81301 (970) 382-9809 (N. County) (970) 382-7800 (Glacier Club) Pagosa Springs 262 Pagosa St. Pagosa Springs, CO 81147 (970) 264-1771 Cortez 1740 E. Main St. Cortez, CO 81321 (970) 565-8988 (800) 665-0460 ©2004, An independently owned and operated member of The Prudential Real Estate Affiliates, Inc. Site Development by Electric Sage Designs, LLC.

Selling Home & Garden

10 Steps to Take Before You Sell Your House - Home Selling You are here: About > Home & Garden > Home Buying / Selling > How To Sell a House > 10 Steps to Take Before You Sell Your House - Home Selling Home & Garden Home Buying / Selling Essentials 10 Things Home Buyers Shouldn't Do Best Tips for First Time Home Buyers "Must-Do" Tasks Before You Sell How to Buy a Home, Step by Step For Sale by Owner Advice Articles & Resources How To Buy a Home How To Sell a House Celebrity & Historic Credit Reports & Scores Design & Remodel Home Maintenance Inspections & Appraisals Investing & Foreclosures Modular & Manufactured Mold, Radon, Lead, etc. Mortgage Advice Moving & Relocation Real Estate Careers Real Estate For Sale Vacation Homes Buyer's Guide Before You Buy Top Picks Home Buying Books Foreclosure Books Mortgage Books Product Reviews Forums Help FREE Newsletter Sign Up Now for the Home Buying / Selling newsletter! See Online Courses Search Home Buying / Selling Stay up to date! Email to a friend Print this page More Home Selling Articles Understanding Material Facts and Property Disclosures Get Ready for Your Home Inspection Should You Buy a Home Warranty? More Home Selling Resources How to Read the HUD-1 Settlement Statement Getting the House Ready to Sell How To Measure Your Square Footage Recent Discussions Excellent credit, no savings- help!! Buying an out of state home ? Re-financing... Related Blogs Mortgage Fraud Blog The Real Estate Blog The Money Pit Most Popular Modular and Manufactured Homes Finding Your Best Place to ... Home Buying Don'ts First Time Home Buyer Tips Before You Sell Your Home What's Hot Coping with Unethical People How To Buy Land Real Estate Appraisal Before You Buy a Log Home Package Home Buying / Selling - GuideReviews Related Topics Home Repair Architecture Credit / Debt Management Housekeeping Landscaping 10 Important Steps to Take Before You Sell Your House From Janet Wickell , Your Guide to Home Buying / Selling . FREE Newsletter. Sign Up Now! Essential Home Selling Preparations The home selling process differs from state to state, but there are some important steps that most home sellers should take before listing a house with an agent or selling it for sale by owner. Every bit of prep work you do helps you get the most return from your investment. 1. Get Pre-Approved for a Home Loan I've known sellers who signed a contract to sell their house before they knew if they were qualified to buy another. Either their financial circumstances had changed since their last purchase, and they could no longer qualify for a loan, or they weren't able to sell at a price that allowed them to buy the type of replacement house they wanted. They ended up renting or buying something that was far from ideal. Before you decide to sell the house, get pre-approved by a lender you trust and research the housing market in the area where you wish to live so that you have a good idea how much it will take to buy a replacement. Start looking for two types of real estate: houses that seem to match the one you'd like to buy and houses that are similar to your current home. How do the two categories compare in price? Can you handle the difference if you're planning a step up? Mortgage Helpers: Are You Pre-Approved for a Mortgage? And to compare for-sale homes to your own, learn how to Measure Residential Square Footage . 2. Check Your Mortgage Payoff Call your lender to check the payoff for your current home mortgage. You'll need the figure to complete Step 6. 3. Determine How Much Your House Is Worth Determine your home's fair market value. Real estate agents will usually help you determine value as a courtesy, but you might take it a step further and order an appraisal . 4. Estimate Your Costs to Sell Real estate commission if you use an agency to sell. Advertising costs, signs, other fees if you plan to sell by owner. Attorney, closing agent and other professional fees. Excise tax for the sale. Prorated costs for your share of annual expenses, such as property taxes, home owner association fees, and fuel tank rentals. Any other fees typically paid by the seller in your area (surveys, inspections, etc.). Real estate agents deal with transactions every day and can give you a very close estimate of seller closing costs. 5. Estimate Costs to Buy a New Home Calculate moving expenses, loan costs, downpayment, home inspections, title work and title policy, paying for a new hazard insurance policy--all expenses related to buying a home. Your lender should give you a disclosure of estimated costs when you apply for loan pre-approval. 6. Calculate Your Estimated Proceeds Deduct your mortgage payoff from your home's fair market value. Deduct your costs to sell from the remainder to get an estimate of the proceeds you will be paid at closing. Will your closing proceeds cover your costs to buy a new home? If not, do you have cash or other funding to make up the difference? 7. Make Necessary Repairs Make all needed repairs unless you want the house to be regarded as a fixer-upper. I'm not referring to cosmetic updates--just items in need of repair. Anything that's obviously broken gives potential buyers a reason to offer you a lower price, especially if it's one of several repair hot spots that worry buyers the most. 8. Get the House Ready to Show Most houses need at least a little spiffing up before they are shown to potential buyers. Great curb appeal , fresh paint indoors (and sometimes out), organized closets and cabinets, sparkling clean windows and appliances and a clutter-free look are essential if you want the house to appeal to buyers. Be sure to avoid the things buyers hate most about houses. 9. Get Psyched Up to Let People In If you're listing with a real estate agent, she'll ask you to leave when the house is shown. Why? Because lurking sellers make buyers nervous--they don't feel comfortable inspecting the house when they feel they are intruding in your personal space. Unless there's a valid reason for it, don't ask your agent to be present for all showings, because that requirement can be the kiss of death for showing activity. Other agents want privacy with their buyers and they don't usually have time to work around your agent's schedule. Make the house accessible. That means it should always be ready to show. Many agents won't bother showing a house that takes 24 hours to get into. Important disclaimer information about this About site. Topic Index | Email to a Friend Our Story | Be a Guide | Advertising Info | Work at About | Site Map | Icons | Help User Agreement | Ethics Policy | Patent Info. | Privacy Policy | Kids' Privacy Policy ©2005 About, Inc., A part of the New York Times Company . All rights reserved. Around About Oprah's Life Vacation Ideas Shop Safely Online VIDEO: Craft Rooms VIDEO: Christmas Traditions What's Hot Coping with Unethical People How To Buy Land Real Estate Appraisal Before You Buy a Log Home Package Home Buying / Selling - GuideReviews

Home Loan Program VA

Information on the VA Home Loan Program Information on the Home Loan Program Am I Eligible for a VA Loan? Property Management Construction and Valuation Lenders & Servicers Contact VA Loan Guaranty Service Forms Loan Guaranty HomePage VBA HomePage VA Homepage If You Owe VA VA Monitoring Unit Loan Production Specially Adapted Housing Information on the VA Home Loan Program VA Pamphlet 26-4 VA-Guaranteed Home Loans for Veterans. This pamphlet is designed to help veterans planning to purchase or construct homes, particularly those veterans who intend to finance with VA home loans VA Pamphlet 26-91-1 A Quick Guide for Homebuyers & Real Estate Professionals VA Pamphlet 26-6 To the Homebuying Veteran - A guide for veterans planning to buy or build homes with a VA loan Start here for brief information about VA Home Loans. Pamphlet 26-71-01 Questions and Answers on Manufactured Home Loans for Veterans . The questions and answers included in this pamphlet are intended to cover major items of interest to veterans interested in buying a manufactured (mobile) home. VA Pamphlet 26-93-1 VA Direct Home Loans for Native American Veterans Living on Trust Lands . VA direct home loans are available to eligible Native American veterans who wish to purchase or construct a ho me on trust lands. Home Buying Links Useful links to help you with your homebuying experience . Fact Sheet Information on VA Home Loans Information on the Home Loan Program / Am I Eligible for a VA Loan? / Property Management Construction and Valuation / Lenders & Servicers / Contact VA Loan Guaranty Service / Forms Loan Guaranty HomePage / If you owe VA / Monitoring Unit / Loan Production / SAH Disclaimer / Privacy & Security Statement / Freedom of Information Act Contact the VA / VBA HomePage / VA HomePage This page has been accessed since February 16, 2003. Reviewed/Updated: May 19, 2005 [kt]

Florida real estate info.

Sarasota Florida real estate K Beavers REMAX Properties * Sarasota Florida real estate. Siesta Key real estate. Longboat Key real estate. Lakewood Ranch real estate. * Kathy Beavers 2000 Webber Street, Sarasota, Florida 34239 Direct Line: Toll-Free: E-Mail: (941) 308-3826 (800) 966-2334 kathy@propertiesofsarasota.com You're visiting www.propertiesofsarasota.com Search the Sarasota MLS for Your New Home Add This Page to your Favorites and come back often for the latest Sarasota Florida real estate info. Find your perfect golf or waterfront Sarasota real estate property in our paradise of white sands, warm water and delightful golf courses. Enjoy exceptional Sarasota Florida real estate service from a REMAX Properties realtor® with over 15 years of experience. Our Sarasota real estate properties listings are updated daily. Whether you are a first time buyer or an experienced investor, you will find on this website useful Sarasota real estate information on choosing the "right" property, making an offer, mortgage rates, moving and everything else involved in making an informed Sarasota real estate decision in today's market. Search Sarasota MLS Intro to Sarasota Meet Kathy Request Free Info School Info Golf Courses Area Weather Real Estate Articles Consumer Info Site Map This Sarasota real estate website visited times since May, 2002 FastCounter by bCentral Sarasota real estate properties by REMAX Properties ' Kathy Beavers. Info provided here is thought to be accurate and timely but not warranted. © 2002 - 2005. All names & logos are the property of their respective owners. All Rights Reserved. This Sarasota Florida real estate website design by BerStan Web Creations Other Real Estate Resources: Real Estate Resource Directory Real Estate Resources AL - AR Real Estate Resources - CA Real Estate Resources CO - DE Real Estate Resources FL - GA Real Estate Resources HI - MO Real Estate Resources MN - SC Real Estate Resources SD - WY Mortgage & Int'l Real Estate Resources Other Real Estate Resources Reals.com Florida Realtors Link Partners.com My Other Website National REALTOR Directory Best Realtors in Florida InternetRealtyNetwork.com Click on the graphic below to vote for this page as a "Starting Point Hot Site."