Investment Property A tool

CNN/Money: Investment Property Web CNN/Money Home News Markets Technology Commentary Personal Finance Autos Real Estate Real Estate > Investment Property A tool kit for new landlords Many professions have their own special tools. Here's some for the well-equipped landlord. ( more ) Cuckoo for condos! Get in early! Get out fast! Sound familiar? Everyone knows how the dotcom party ended. Right? Right? ( more ) More in the INVESTMENT PROPERTY ARCHIVE »» TYCOONS IN THE MAKING Ted Theodoropoulos Ted Theodoropoulos learned early how lucrative real estate investing can be. ( more ) Dave Goldoff When the Internet bubble burst, Dave Goldoff left the industry and headed out into real estate. ( more ) Bo Apostolache Apostolache likes real estate investing so much, he's starting his own club. ( more ) CALCULATORS What will your payments be? How much house can you afford? Does it pay to refinance? If you're getting into real estate and want to be considered for the Tycoons in the Making series, tell us more about your strategies and goals. CNN/Money regrets it cannot respond to all submissions. Please note: Any information you provide may be used on our Web site and other Time Warner sites. Privacy Guidelines or Name Savings/investments Occupation Home equity Household income E-mail address Daytime phone number INVESTMENT PROPERTY ARCHIVE Oct 12: 8:38a Real estate for retirement...good idea? Sep 1: 6:03p The three myths of condo investing Aug 22: 1:47p What novices need most: A reality check Aug 19: 12:32p Rent the condo or sell for the profit? Aug 12: 12:04p Should we start flipping? Aug 3: 9:17a Taking your home away Jun 23: 11:27a The power of sweat equity May 16: 11:46a No-money down mania May 4: 4:58p U.K. went cold; U.S. could too Apr 21: 11:29a Real estate clubs: Telling bad from good Mar 15: 8:38a Sharing cash, contacts and contractors More »» CNN Money contact us | subscribe to Money magazine advertising -- | site map | glossary | RSS | press room OTHER NEWS: CNN | SI | Fortune | Business 2.0 | Time © 2005 Cable News Network LP, LLLP. A Time Warner Company ALL RIGHTS RESERVED. Terms under which this service is provided to you. privacy policy Reprints of site stories are available.

purchase property in Paris.

Google Directory - Regional > Europe > United Kingdom > Business and Economy > Property > International Directory Help Search only in International Search the Web International Regional > Europe > United Kingdom > Business and Economy > Property > International Go to Directory Home Web Pages Viewing in Google PageRank order View in alphabetical order 1st for French Property - http://www.1st-for-french-property.co.uk/ Offers property search by region and includes information about adding properties. WEF - http://www.vefuk.com/ Estate agents specialising in the sale of properties in France, and international new build property. Federation of Overseas Property Developers, Agents and Consultants - http://www.fopdac.com Trade association for specialists in the international property market. Contains a directory of members and fact sheets. Owners Overseas - http://www.ownersoverseas.com/ Properties mainly in Spain and the USA. Site includes a database of properties and a buyers' guide. Solvista - http://www.solvista.co.uk Specialise in country properties in Andalucia, Southern Spain. Luxury coastal apartments, villas and farm houses with land for renovation. Spanish Connection - http://www.spanish-connection.co.uk Information for UK residents wishing to buy properties in Spain. Ultra Villas - http://www.ultravillas.co.uk/ Spanish property consultants specialising in the sale of freehold properties. Details of homes and prices available. Elite Spanish Properties - http://www.espvillas.com Offer estate agency service for villas on the Costa Blanca and Costa Calida coast. David Headland Associates - http://www.headlands.co.uk/ Offering property in Spain, Portugal and Cyprus. Includes a search feature and a brochure request form. French Property Service - http://www.frenchpropertyservice.com Buy, sell or rent French property. Searchable database. Spanish Property Auctions - http://spanishpropertyauctions.com Re-possesed property coming to auction in Spain. Fine Property France Estate - http://www.finepropertyfrance.com Properties for sale in South West France. Search the property database. The Turkish Property Centre - http://www.theturkishpropertycentre.com/ Turkish homes for sale. Details of properties, advice, rentals, services and customer testimonials. Sunny Property - http://www.sunny-property.co.uk/ UK and Turkey based estate agents offering property for sale in North Cyprus. Eurofarms - http://www.eurofarms.com Help for farmers wanting to relocate to continental Europe. Lemon Tree Villas - http://www.lemontreevillas.com/ British property management agents for the Costa del Sol offering both property for sale and holiday rental management and advertising. World Class Homes - http://www.worldclasshomes.co.uk Independent international real estate agency. Offering homes throughout Spain, the Balearic Islands, Gibraltar, Portugal and Bermuda. Spanish Property Company - http://www.spanishpropertycompany.co.uk Country properties and building plots for sale in Almeria, inland from Mojacar Southern Spain. Coastal Estates - http://www.coastal-estates.com/ Offers for homes for sale, rent and investment in Orlando, Florida. Details of properties and service. Based in Southampton. Propertunities - http://www.propertunities.co.uk Selling properties, villas, apartments, maisonettes, on the Spanish Costa Blanca. Spain Direct Ltd - http://www.torrevieja.uk.com/ Sells new freehold property on the Costa Blanca in and around Torrevieja. Profile, services and brochure request., CIPS International - http://www.cipsinternational.co.uk/ Assists and guides people through the property purchasing procedure in Spain and Portugal. Spain SA - http://spainsa.com/ New and resale property in Costa Calida and La Manga, Spain. Profile, property database, brochure request and buying hints. London Paris Dream Home - http://www.parisdreamhome.com/ Provide search, legalities, renovation, refurbishment and decoration services for those wishing to purchase property in Paris. The International Property Show - http://www.internationalpropertyshow.com/index2.htm UK exhibition for information on properties overseas. Your Property Abroad - http://www.yourpropertyabroad.com Guide for UK residents wishing to manage their properties abroad. Assist in property inspections, relocation, property sales, and holiday homes. Homes in Bulgaria - http://www.homesinbulgaria.co.uk/ Property and real estate purcasing in all areas of Bulgaria including advice on business and holidays in ski resorts and on black sea coast. DSI Properties - http://www.dsiproperties.co.uk Spanish Property for sale on the Costa Calida, Costa Almeria and Lanzarote. Harringtons Estates Limited - http://www.euro-properties.net Searchable database offering properties for sale in Spain. Information on schools, taxation, mortgages and legal terminology. Bluewater Homes - http://www.bluewater-homes.co.uk UK based real estate company specialising in the sale of properties on the Costa del Sol, Spain and in Crete. Overseas Property Shop - http://www.overseaspropertyshop.com/ Offers freehold apartments, villas, bungalows located in Jalon Valley, Moraira, Calpe, Denia, Torreveija and La Marina. Spanish Dream Homes Ltd - http://www.spanishdreamhomes.co.uk/ Offer a selection of properties for sales in Torrevieja. Rose Developments - http://www.rosedevelopments.com/ Independent Spanish home finder service focused on Almeria area. Details of service, location and buyer's guide. Office in Cheltenham. Spanish Property Sales - http://www.spanishpropertysales.co.uk Spanish properties for sale. Hotspotz - http://www.hotspotz.co.uk/ Sells new and used mobile homes in Spain, France, Portugal and the Canaries. Profile, services, available properties and FAQ. Classic Florida Realty, UK - http://www.classicfloridarealty.com/ Specializes in Florida villas for sale and rental. El Sol de Espana - http://www.elsoldeespana.co.uk/ Independent Spanish property agency with two offices in the UK. Details of regions and properties. Zafra - http://zafra.pwp.blueyonder.co.uk/ London based firm specialising in finding properties in Spain. Flamenca Homes Spain - http://flamencahomes.tripod.com/ Covering aspects of purchasing property in Spain for holiday, retirement or investment. Details of properties and resources for buyers available. Property in France - http://www.propertyinfrance.co.uk/ Property company specialising in the sale and rental of property in France. Details of service, properties and company background. Based in Solihull. Wrights Overseas Properties - http://www.wrights-overseas.com Property available in the Costa Blanca. Lowery's USA - http://www.lowerys.co.uk Specialists in US property sales and rental accommodation, based in the UK, but with offices in Kissimmee, Florida. Belair Spanish Homes - http://www.belaircasas.com/ A Marbella-based estate agent with a UK office offering properties for sale in Spain. Details of properties and the region. Properties of Distinction - http://properties-of-distinction.com Offers a selection of properties for sale throughout France with a search facility by area. The Overseas Property Partnership - http://www.property-partnership.com/ Introduction agency for properties in Spain and Cyprus. Details of services, properties and flights for viewing. Based in Yorkshire. Mayenne Properties - http://www.mayenneproperties.com/ Land and houses for sale in northern France. Picture and prices available online. Belle Maison French Property Investments - http://www.belle-maison.co.uk Information on investments based on the renovation and resale of French properties. ReposenFrance - http://www.reposenfrance.net Property locating service for Normandy, Brittany and northern France. Spanish Homes Direct - http://www.spanishhomesdirect.com/ Offers a single point of contact for advice on buying, furnishing and renting property on the Costa Del Sol. Move to France - http://www.movetofrance.co.uk/ Offers property for sale in Brittany and Normandy. Profile, illustrated property list and information about fees. Sol Mar Properties - http://www.solmarproperties.com Property agents selling new property on the Costa blanca and the Costa del sol. Sunstate Properties - http://www.i-buy-property-in-spain.com/ UK estate agent offering properties for sale in Spain. Details of region and current properties. Exchange Estates Ltd - http://www.exchange-estates.co.uk/ Offers a Spanish villa sales service with a UK showroom. Based in Liverpool. Grassroots - http://homepage.ntlworld.com/p.hortonis Brittany garden and property maintenance service. Estates24 - http://www.estates24.com A searchable online database of international real estate listings of residential and commercial property for sale. Database entries concentrated in United Arab Emirates. Help build the largest human-edited directory on the web. Submit a Site - Open Directory Project - Become an Editor Modified by Google - ©2004 Google Advertise with Us - Jobs, Press, Cool Stuff...

Investment Property A tool

Home Equity Line of

Presidential Bank: Home Equity Line of Credit Information Presidential Loan Products..... Lending Overview Home Mortgage Programs Apply Online for a Home Mortgage Home Equity Line of Credit Car Loans Commercial Lending Home Equity Lines of Credit Home Equity Line of Credit Loan Calculator Line of Credit Amounts: $10,000 to $300,000 Introductory Interest Rate: 1.25% APR for first 4 months To qualify for the introductory rate, your line must be activated within thirty days of settlement, with a draw of at least $10,000 in the first 30 days after the closing date. Interest Rate after Introductory Period: Loans of 30,000 or more: Prime Rate Loans of less than $30,000: Prime Rate +1% As of today, the Prime interest rate is equivalent to a rate of 7.25% APR, and 1.00% over the Prime interest rate is equivalent to a rate of 8.25% APR. The Prime rate use is the prime rate as quoted in the Wall Street Journal. APR is the Annual Percentage Rate, as computed under applicable federal regulations. After the introductory period, the interest rate is subject to monthly adjustment, as the Prime rate changes. However, the APR will never exceed 24%. Closing Costs Waived You pay absolutely nothing to establish your Presidential Home Equity Line. No closing costs -- no application fee -- no appraisal fee -- no points. This can save you hundreds of dollars! This no closing cost feature is subject to the terms and conditions of the Home Equity Line Agreement, which require that the line must remain open for a minimum of 42 months and that the finance charges must be at least $1,000 during the period the line is open. Tax Deductions Unlike credit card interest and other non-mortgage interest you may pay, you can deduct the interest you pay on a home equity line of credit for federal income tax purposes, subject to the requirements of the Internal Revenue Code. Drawing Against Your Line You may draw against your line at any time, simply by writing a check. Free checks are provided. Eligible Property Owner occupied single-family residences. Lending Area Nationwide (state restrictions may apply) Maximum Loan To Value Ratio The combined amounts of your first mortgage and the dollar limit on your Home Equity Line may not exceed 80% of the value of your home. Repayment Monthly payments are required, whenever the Home Equity Line of Credit has a principal balance outstanding. Principal may be prepaid at any time without penalty. The Line has an initial draw period of 15 years (180 months), during which advances may be made, followed by a repayment period of 8 years and 4 months (100 months). During the first 180 months of the term of the Home Equity Line of Credit, principal may be advanced and repaid at any time, subject to the approved maximum loan amount. Whenever a loan balance is outstanding, monthly payments of interest are required. After the end of the first 180 months, no further advances of principal will be made, and the line of credit must be repaid over the succeeding 100 months in monthly installments equal to 1% of the principal outstanding at the beginning of this repayment period, plus accrued interest. Other Terms All applications are subject to credit approval. Adequate property insurance is required. The minimum draw amount is $100. If you fail to qualify for the waiver of closing costs, you will be charged for your credit report, property appraisal, mortgage recording fees and other out-of-pocket costs of closing your loan; these costs generally total between $250 and $1,550. We will provide an itemization of the closing costs of your loan upon request. For additional information, see the Presidential Home Equity Line of Credit disclosure statement and the Home Equity Line Agreement. For additional information about Home Equity Lines of Credit: Read about it at The Federal Reserve Board . For Home Equity Line inquiries call: (800) 281-2771, or apply online . Presidential Bank's Privacy Notice . Deposit Products | Loan Products | Investments | Online Banking | About Presidential | News | Home email@presidential.com © 1995, 1999, 2002 - 2005 Presidential Bank, FSB last updated 12.14.05 lmm Member FDIC

Texas Land

FLBA of Texas-Land Loans for Real Estate-Farms & Ranches While driving home, you decide to take a different route. That's when you see it. It's the ranch, or perhaps the hunting or fishing spot of your dreams - ideally located where the Hill Country, Edwards plateau and the rolling plains come together in some of the most beautiful and productive land to be found in Texas - but this time it's not a dream. And best of all, it's for sale. You're in luck. At the Federal Land Bank Association of Texas, we help finance dreams. The FLBA of Texas is a leader in true, long-term financing for farm, ranch and rural recreational property, and has been for more than 80 years. And since we are cooperatively owned and directed by our borrowers, we share our financial success with our customers - during the past number of years, we have distributed over $16 million in patronage refunds. These patronage distributions provide significant savings on interest costs to our borrowers. So whether you are looking for a retirement home by the lake, a sportsman's paradise in the Texas Hill Country or a farm or ranch somewhere in the rolling plains, our experienced loan officers have the products and services to meet your long-term needs. Page Up Home | About Us | Loans | Services | News | Links | Contact Us Land Measurements | Financial Reports Federal Land Bank Association of Texas Equal Housing Lender Equal Credit Opportunity Lender © 1999 Federal Land Bank Association of Texas All rights reserved. Privacy Practices .