Home Loan | Equity

Mortgage Rates, Home Loans, Home Equity Loans, Debt Consolidation and Bad Credit Loans - HomeLoanCenter.com Mortgage Refinance Home Equity Loans Home Purchase Credit Concerns Debt Consolidation Check Loan Status Loan Calculators Rate Quote Rate Watch FAQs Find the Right Loan 5 Reasons to Refinance Home Buying Tips Mortgage Terms Glossary Get Loan Approval in Minutes. Qualifying is Quick & Easy. -- Choose Your Loan Type -- Refinance Purchase Home Equity Loan -- Choose Your State -- AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY Our Mortgage Calculators will help you find the right loan. How Much Can You Afford? How Much Equity is in Your Home? How Much Could You Save? What Will Your Monthly Payment Be? Hsieh Joins Expert Panel on CNBC Anthony Hsieh appears on a special edition of CNBC Primetime with a panel of residential real estate industry experts. Anthony Hsieh, on CNN's Open House Hsieh appeared as a guest speaker on CNN's Open House to discuss good housing debt versus bad housing debt. Click below for a Personalized Payment and Rate. Option ARM 1.000% 1.106% 1 Month ARM 2.000% 2.116% 3/1 Libor ARM 5.000% 5.149% 15 Year Fixed 5.125% 5.384% 30 Year Fixed 5.625% 5.782% 30 Yr Fixed Jumbo 6.125% 6.289% Assumptions Site Map | About Us | Contact Us | Business Hours | Careers | Privacy Policy | Our Guarantees | Licensing | Legal Information Loan Payment Calculator | Mortgage Refinance | Home Equity Loan | Home Purchase | Adjustable Rate Mortgages | Second Mortgage Tools & Resources | Mortgage Interest Rates | Home Loan | Equity Loan | Debt Consolidation © 2005 Home Loan Center, Inc. All rights reserved. Loan programs are offered by Home Loan Center, Inc.

Selling home on your

Alaska Journal of Commerce: Selling home on your own can prove costly 04/22/02 [an error occurred while processing this directive] [an error occurred while processing this directive] Home Focus In this Issue Calendar Bulletin Board Movers & Shakers Business History Archive Around the World Legals Viewpoint Profile Cartoons Contact Us Advertise with us Subscribe About Us Classified ADs Oil & Gas Special Sections Wealthbuilders Fish Factor Travel Insight Property Wise Tech Watch Law Page Philanthropy Health Book of Lists -5° 17° 9° 8° 27° 33° 35° 41° 44° 39° 35° Choose City Anchorage Barrow Bethel Cordova Deadhorse Denali Park Dillingham Dutch Harbor Fairbanks Galena Haines Homer Juneau Kenai Ketchikan Kodiak Kotzebue McGrath Nenana Paxson Petersburg Pribilof Islands Sitka Skagway Soldotna Talkeetna Valdez Wrangell Yakutat Email Newsletter Palm Pilot Delivery Letter to the editor Comments Locate a copy [an error occurred while processing this directive] [an error occurred while processing this directive] 042202 prop_wise 2 Alaska Journal of Commerce Late night television and local radio programming is rife with infomercials and advertisements touting how easy it is to buy and sell your houses, buildings and businesses all by yourself and save staggering amounts of money to boot. -- Web posted Monday, April 22, 2002 Selling home on your own can prove costly By Ken Jelinek For the Journal Late night television and local radio programming is rife with infomercials and advertisements touting how easy it is to buy and sell your houses, buildings and businesses all by yourself and save staggering amounts of money to boot. They can be rather insulting to those of us in the real estate industry because they attempt to make us sound unnecessary, unethical and expensive. But the fact is, you really can do it yourself successfully. Cynically speaking, however, you can also fix your own car, generate your own electricity, defend yourself in court, trade your own stocks and never visit a doctor. You could probably do your neighbor's job too. One day, when everything is perfectly computerized and digital, you probably won't need a real estate agent. But for now, for the rest of us, we need the help, and that help is going to cost us. So, before you go spiraling off in your declaration of independence, ask yourself, "If it's really so easy, then why aren't all real estate transactions conducted without an agent?" You might also ask yourself if you would want to eliminate the real estate agent and take on all of his or her responsibilities when you are already bogged down with your own life in general, and especially if you haven't done it enough to do it right or do it well? Then, listen closely to your answers because we professionals in the industry are often patching up real estate transactions gone sour behind the well-meaning do-it-yourselfers. Keep in mind that I'm referring to all professionals in the industry including agents, attorneys, loan originators, title officers, processors, surveyors, tax assessors, appraisers and inspectors. But I'm referring specifically to the agent because he or she is the center in this wheel. Nationally, only three to five of every 100 home sales consists of successful "For Sale by Owner" transactions. The vast majority of those that attempt it end up hiring an agent within the first 30 days after they have realized the true cost, time and demands required for marketing and showing a home. Locally, the statistics indicate 15-17 percent of FSBOs are successful. While there are a lot of reasons for this, one of the main ones is that we have a robust seller's market with relatively low inventory. This can be quite tempting for sellers to strike out on their own because it looks easier than it is. But even the owners that sell their own homes usually sell to a buyer who has an agent paid for by the seller. The truth is that the vast majority of all real estate transactions are completed with agents involved on at least one side of the sale, and for this reason, most transactions go very smoothly. But sometimes they don't. One recent seller took the advice of a local FSBO program on pricing his home. Several programs will give you limited service for a set fee. He put an ad in the paper and sold it within three days. When the appraisal report came back he learned that he priced his home too low but was still committed to that price. Sure, he might have saved 6 or 7 percent in brokerage fees but he lost a lot more than that to the happy buyer because his FSBO consultant didn't know the market well enough. In a similar incident, a very excited couple heard of a perfect home on the market For Sale By Owner in their neighborhood. The sellers told them that they didn't want to pay any brokerage fees and proceeded to negotiate down the asking price by $9,000, which made the buyers feel special. A market analysis revealed that the starting price was already about $10,000 too high. And yet, it's going to be sold at the same market price to the buyers whether or not they have an agent paid by the seller. Recently a buyer made an offer on a duplex that was accepted with a counteroffer to increase the earnest money. Both buyer and seller agreed verbally and the only thing lacking was the buyer's signature on that change. In the meantime, the seller sold the duplex to a second buyer to get a higher price and quicker closing. He now has two accepted offers on the same property at the same time. Which party in this potential lawsuit would you like to be? Not all sellers innocently try to save money on real estate commissions. Some choose to "overlook" disclosing pertinent and sometimes legally required information to buyers because doing so might lower the final sales price or prohibit a sale indefinitely because they can't afford to fix a deficiency. How would you protect yourself without the watchful eye of an expert? Agents usually take on quite a bit of risk in marketing your house for sale or driving you around looking at homes to buy. They pay for everything up front and often don't get paid until the day it is recorded, which makes him or her, actually, quite a bargain. On the other hand, you could do it yourself. Ken Jelinek is an associate broker with RE/MAX Properties in Anchorage. He can be reached at 907-257-0196. [an error occurred while processing this directive] © 2004 The Alaska Journal of Commerce and Morris Communications Corp.

Real Estate Investing -

B2B Real Estate Investment Opportunities in the Yahoo! Directory Search: the Web | the Directory | this category B2B > Real Estate Investment Opportunities Email this page Suggest a Site Advanced Search Directory > Business and Economy > Business to Business > Business Opportunities > Investment Opportunities > Real Estate CATEGORIES Real Estate Investment Trusts@ SPONSOR LISTINGS ( What's this? ) Creative Real Estate Investing - offering teaching and training in various techniques, including foreclosure, no money down, rent to own, lease option, fixer uppers, hard money loans, and more. SITE LISTINGS By Popularity | Alphabetical ( What's This? ) Sites 1 - 40 of 76 Real Estate Promo - lists local investment clubs and provides education, training, mortgage calculators, and a weekly real estate investing newsletter. Top-Invest - real estate in Germany and Citrus County, Florida, plus investment opportunitues. Offers in English and German. Creative Real Estate OnLine - "how-to" resource for anyone who wants to make money in real estate. Articles, money-making ideas and much, much more. U.S. Land Company, The - offers real estate investing resources including free leads, articles, bookstore, investing clubs, and more. Real Estate Investing Depot - directory of real estate investing resources. RealEstateCourseReviews.com - read and write reviews of the most popular real estate investing courses. Also offers products, articles, and links related to real estate investment. Access Investment Property - find real estate property for sale throughout the world. REIClub.com - provides real estate investing resources such as how-to articles, discussion forums, newsletters, online chats, books, clubs, and more. RealEstateInvesting.com - offers information, books and courses on real estate investing with no-down-payment, lease options, flipping houses, and more. Carleton Sheets - offers products, software, newsletter, audio programs, videos, and more about their real estate investment program. Lease 2 Purchase .com - offers tips and strategies for creative real estate investing. Real Estate Investment Forum - features an investment guide and field reference manual for investing in apartments, houses, and commercial buildings. Pierre & Vacances Conseil Immobilier - designs, builds, and manages holiday homes and apartments throughout Europe. Wiltshire Properties - offers news, reviews, and how to articles. Home Business Solutions - offering information on lease purchasing and homebased businesses. Aaron's Investments - offering tax defaulted land, lien certificates, and foreclosed property deeds. Cash Flow Institute LLC - presents fresh investment plans for real estate investing including foreclosures. Resultsnow.com - offers free real estate investor tips, a book, a newsletter, and information on creating monthly streams of income to generate greater wealth. Fast Home Offers - offers leads for real estate investors with mortgage calculators, a glossary, and homeowner information. Tax Lien Certificates Network - for investors who buy, sell, and trade tax lien certificates. Flipping Homes - offers articles and an active newsgroup on no money down, foreclosure, rehab, fixer upper, and other forms of real estate investing. Creative Real Estate Investing [SPONSOR] - offering teaching and training in various techniques, including foreclosure, no money down, rent to own, lease option, fixer uppers, hard money loans, and more. Note Investors Group - offers programs focused on real estate investment strategy and the discounted cash flow business. B&B Online: Inns for Sale - U.S. bed & breakfast and country inns for sale. Aminoff & Co. - real estate investment opportunities. Invest In Belize - Assisting investors in the purchase, development, and management of Belize real estate and business opportunities. Exodus Island Ventures - specializes in Dominican Republic real estate investment opportunities, Caribbean luxury villa and condo development projects, and property management services. 4 Tax Lien Certificates - tax lien certificate sales and tax deed sale directories and property listings. Fuller Apartment Homes, LLC - An $8,000,000 offering of Limited Liability Company Shares to construct a 138-unit apartment home telecommunity in Bakersfield, California. Available to California Residents only. BnBForSale - features bed and breakfasts for sale. Kilimani Development Holdings - manages investments in small to medium sized residential, retail, and commercial properties in South Africa. Lennox Group, The - specializes in tax lien certificate investments, offering security through collateralized loans secured as legal liens over asset-based property. Operation Enterprise - for commercial and industrial businesses seeking competitive advantages through affordable and strategic site locations. Eastern Consolidated Properties - a commercial real estate brokerage company and commercial real estate investment banking firm. Investment Property Guide - offers advice on investment property in Spain, Dubai, France, Portugal, Thailand, Cyprus, and the United States. Nosy B Resort Hotels Construction Project - features construction plans and information about Andilana, Palm Beach, and Nosy Iranja resort hotels off the north coast of Madagascar. Seaquest Ventures Real Estate, BizOps & Telecommunications Abode Federal Foreclosed Homes - provides reports on homes for sale through bank and government institutions. Euroasian Equities Limited - international mortgage banking, equity capital, and project financing. Ted Thomas Tax Lien Certificates - offers a audio interview and a wealth conference tele-seminar. Results Page: 1 2 Next B2B > Real Estate Investment Opportunities Email this page Suggest a Site Advanced Search Directory > Business and Economy > Business to Business > Business Opportunities > Investment Opportunities > Real Estate Search: the Web | the Directory | this category

Real Estate Broker

Atlanta Real Estate: Metro Brokers/GMAC Atlanta real estate, Georgia, brokers, agent, buckhead, atlanta mortgage, cobb, midtown, homes for sale -- Atlanta Real Estate & Atlanta Homes for Sale Metro Brokers/GMAC Real Estate Community Search Builders/Developers New Home Services for Agents Order relocation kit Who's who in relocation GM Family First Quote Form Claims Dictionary FAQ's Privacy notice Services offered Businesses for sale Commercial division info Property search Agent roster Who wants to be a millionaire? Comprehensive sales training Broker support Coaching Agent Testimonials Contact us A little history Marketing Communications Technology Office locations/directions Market share comps Company News Premier Service Have a question? Ask your online guide. E-mail Metro Mike. Learn how to schedule appointments online to see properties. Order our FREE 250+ page home guide with thousands of area homes for sale. Click here to learn how to get a Georgia real estate license for free! Click here to view your shopping cart or create a new account. Metro Brokers Financial offers competitive rates on a variety of mortgage products. Click here to prequalify! Search the largest database of Atlanta homes for sale 72,310 HOMES more than any other website! Database last updated Dec 29 2005 6:58AM Market Share Comps Metro Brokers/GMAC Real Estate grew its Atlanta real estate market share by one percent in 2004, while every other local residential realty company with at least 2,000 closings lost market share – one company by 15 percent. Over the last four years, Metro Brokers has increased its metro area market share by 3.4 percent – far better than any other local company. In fact, Atlanta’s other top 10 residential real estate companies experienced market share declines over that same period by an average of 23.5 percent. Metro Brokers did even better in specific real estate submarkets of Atlanta. The company saw double-digit market share gains in Butts, Cherokee, Coweta, Dawson, Douglas, East Cobb, Forsyth, Gilmer, Gwinnett, Henry, Intown Atlanta, Newton, North Fulton, Paulding, Rockdale, Walton and West Cobb. The company remains the Atlanta market share leader south of I-20, with nearly 1 out of every 4 homebuyers represented by a Metro Brokers sales associate. According to Metro Brokers President and CEO Kevin Levent, the primary reason for the company's market-leading growth is the increased productivity of its sales associates. "Our associates sold more homes in Atlanta than any other year in the history of our company," Levent said. "Our training programs are invigorating experienced real estate sales associates and helping new real estate licensees hit the ground running." Metro Brokers is also the largest license holder in the state of Georgia. The market share study was completed by Smart Numbers, an independent, Atlanta-based company that provides residential real estate information. Smart Numbers used closing data from MLS and FMLS to compile its report. Company News ATLANTA - Once again, the Greater Atlanta Home Builders Association (HBA) has selected metrobrokers.com Best Realtor Website in the Atlanta area for the fourth consecutive year. MetroBrokers.com was chosen by HBA’s judges for its functionality, ease-of-use and overall design. The only organization recognizing Atlanta companies for excellence in website design, the HBA has been promoting, protecting and preserving homeownership in the greater area since its inception in 1945. HBA is an affiliate of the National Association of Home Builders (NAHB), headquartered in Washington, D.C. During the last year, Metro Brokers became the first local company to successfully launch an appointment setting tool that allows homebuyers to schedule a showing while viewing a listing online. As a result, Metro Brokers has generated more than 2,000 real estate showing requests – a figure that’s 30 percent higher than the national average of other metro realty companies. REALTORS RESPOND TO METRO BROKERS’ NEW BILLBOARDS Joyce Hay of the Gwinnett office: “Awesome! Awesome! Awesome! I love the billboards. My clients think the boards are cool, too. They say it’s better than any other billboard they’ve ever seen and that Metro Brokers is far and above any other company.” Salim Lokhandwalla of the Tucker office: “It’s very eye-catching. The locations are excellent especially the one on I-85 south. If my 11 year old daughter notices it, I’m sure others will too.“ Jamie Hook of the East Cobb office: “It’s really impressive, especially when you have clients in the car and drive by it.” Radley Reiff of the Buckhead office: “I love it. I think it’s great for brand recognition…A perfect ‘10’.” Serrie Fields of the Stone Mountain office: “The billboard can’t be beat. It’s bold, easy to read in traffic and very visible. It makes our name well known in the community and reinforces our large market presence. I envision the billboards helping me on listing presentations when I mention them to customers.” Bo Krejci of the North Fulton office: “I think the billboard is great. It really pops out at you when you drive down GA-400. I can only imagine the impact on morning commuters as the traffic crawls by the billboard.” Real Estate Atlanta, Georgia

Denver real estate ,

Denver Real Estate - Find Realtors and Denver Homes using Realtor.com DENVER REAL ESTATE Are you looking for real estate in Denver or the surrounding area? Realtor.com has great information about Denver real estate , Denver neighborhoods and suburbs, new and existing Denver homes, and Denver-area Realtors. When it comes to real estate, Denver is a competitive market. Realtor.com stays on top of it for you, offering you the most comprehensive and current directory of Denver real estate listings you'll find anywhere. Take a look at the Denver real estate information you'll find at Realtor.com: Denver Homes: Realtor.com has over two million active home listings nationwide. If a Realtor is listing a home in Denver or the surrounding area, you'll find it at Realtor.com, along with relevant details like description, property photos, maps, and neighborhood information. Realtor.com's listing of Denver real estate includes both existing Denver homes and new construction, so no matter what your taste or budget, you'll find plenty of home options. Denver Realtors: Almost anyone can sell you real estate, but only Realtors are backed by the National Association of Realtors and are bound by its strict Code of Ethics. Realtor.com is the headquarters for Denver Association of Realtors and is eager to help find a Realtor near you. Home Buying Help: Realtor.com has the information you need for buying real estate in Denver. For all sorts of real estate information -- ranging from how to sell your present home to real estate tax information to finding a competitive local mortgage lender or contractor -- Realtor.com helps you from start to finish.