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REALTOR.com: Real estate listings & homes for sale Welcome, Visitor! Sign Up to: Save Searches Save Listings Sign Up Now! Already a member? Sign In Homebuying Tools Find a Lender Find a Mover Market Conditions Neighborhood Tour Real Estate 101 Buyers Sellers For REALTORS® Resource Center News REALTOR.org Search the Web Select a Top Search: Bad Credit Contractors Homeowner's Insurance Debt Consolidation Interior Design Mortgage Rates Loan Types Rates Points 30-yr fixed 5.74% 0.37 15-yr fixed 5.38% 0.28 ARM 3/1, 30Yrs 4.87% 0.26 Updated: 12/29/2005 11:56:29 AM Check Local Rates Search our national directory of mortgage brokers and lenders. Find a Home Over 2.5 million listings for sale! State/Province AB AK AL AR AZ BC CA CO CT DC DE FL GA GU HI IA ID IL IN KS KY LA MA MB MD ME MI MO MN MS MT NC ND NE NH NJ NM NV NY OH OK ON OR PA PR RI SC SD TN TX UT VI VT VA WA WI WV WY - OR - Minimum Price $0 $500 $1,000 $1,400 $2,000 $5,000 $10,000 $20,000 $30,000 $40,000 $45,000 $50,000 $55,000 $60,000 $70,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $400,000 $450,000 $500,000 $550,000 $600,000 $650,000 $700,000 $750,000 $800,000 $850,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,500,000 $4,000,000 $4,500,000 $5,000,000 $6,000,000 $8,000,000 $10,000,000 to Maximum Price $1,000 $1,400 $2,000 $5,000 $10,000 $20,000 $30,000 $40,000 $45,000 $50,000 $55,000 $60,000 $70,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $400,000 $450,000 $500,000 $550,000 $600,000 $650,000 $700,000 $750,000 $800,000 $850,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,500,000 $4,000,000 $4,500,000 $5,000,000 $6,000,000 $8,000,000 $10,000,000 no maximum Beds 1+ Beds 2+ Beds 3+ Beds 4+ Beds 5+ Beds Baths 1+ Baths 1.5+ Baths 2+ Baths 2.5+ Baths 3+ Baths 3.5+ Baths 4+ Baths More Search Options Map Search Hurricane Relief Find or offer immediately available temporary housing to assist Hurricane victims: HurricaneHousing.net Relief.WelcomeWagon.com -- Find a REALTOR State/Province Alabama Alaska Alberta Arizona Arkansas British Columbia California Colorado Connecticut Delaware District Of Columbia Florida Georgia Guam Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Manitoba Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Ontario Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virgin Islands Virginia Washington West Virginia Wisconsin Wyoming From the National Association of REALTORS ® Join REALTORS® in supporting hurricane victims Why Use a REALTOR® With a GRI? Make the most of every moment with FamilyTime, an interactive DVD celebrating the family. Visit REALTOR® Magazine Online Read current NAR Press Releases For REALTORS ® REALTORS Relief Effort exceeds $5.2 million for Hurricane victims, donate now... Enter the Business Success Zone at REALTOR.org! Find out how REALTOR.com can help you secure more listings, sell homes for more and promote yourself and your brand NEW name for NAR member benefits offeringsthe REALTOR Benefits(sm) Program. Learn about the practical, everyday solutions for your professional and personal life! Reach new levels of success with NAR partner, The Pacific Institute! About the National Association of REALTORS ® Representing Home Owners State & Local Associations Real Estate Specialty Organizations Find an Appraiser Find a Commercial Property International Real Estate Search in popular metros: Atlanta | Austin | Boston | Chicago | Dallas | Denver | Houston | Las Vegas | Long Island | Los Angeles | Memphis | Miami | New York City | Orange County | Palm Beach | Phoenix | Sacramento | San Diego | Seattle Site Map | Corporate News & Info | Contact Us | Advertise With Us | Join our staff Terms of Use and PrivacyPolicy . 1995- NATIONAL ASSOCIATION OF REALTORS and Homestore, Inc. All rights reserved. Equal Housing Opportunity REALTOR.com is the official site of the National Association of REALTORS and is operated by Homestore, Inc. REALTOR -- A Registered collective membership mark that identifies a real estate professional who is a member of the National Association of REALTORS and subscribes to its strict Code of Ethics. Inquiries regarding the Code of Ethics should be directed to the board in which a REALTOR holds membership.

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SEQRents - Rental accommodation, property and share accomodation in Brisbane, Gold Coast, Logan City, Ipswich and South East Queensland SEQRents displays pictures and descriptions of rental property and share accommodation in Brisbane, Gold Coast, Logan City, Ipswich and South East Queensland. So if you are looking for a high rise apartment, flat, unit, house, townhouse, apartment, condo, duplex, tenant, flatmate, resort accomodation, holiday accommodation or share accommodation in Brisbane, Gold Coast, Logan City, Ipswich and South East Queensland. Why use real estate agents like LJ Hooker at www.ljhooker.com, Ray White at www.raywhite.com, Professionals Real Estate, Century 21, Raine & Horne, First National Real Estate, PRD Realty, Gabe Daly at www.gabedaly.com.au, REMAX Real Estate at www.remax.com.au, Jeff Jones Real Estate at www.jeffjones.com.au or WJ Tobin Real Estate. SEQRents displays executive accommodation, short term lease accommodation, long term lease accomodation, share accommodation, resort accommodation and holiday letting property. Unlike www.property.com.au, PropertiesRUs www.propertiesrus.com.au, Rentme www.rentme.com.au, No Agents Fee www.noagentsfee.com.au, Real Net www.realnet.com.au, Brisbane Exchange www.brisbaneexchange.com.au, Find a Bed www.findabed.com.au, The Owner Direct www.theownerdirect.com.au, Homehunter www.homehunter.com.au SEQRents displays pictures and descriptions of rental property and share accommodation in Brisbane, Gold Coast, Logan City, Ipswich and South East Queensland. So if you are looking for a flat, unit, house, townhouse, apartment, condo, duplex or share accommodation in Brisbane, Gold Coast, Logan City, Ipswich and South East QLD. Find out the rent, number of bedroom or bedrooms, bond, duration of lease or tenancy, if it is furnished or unfurnished, if your dog, cat, fish, bird, animal or pets are allowed in your rental flat, unit, house, townhouse, apartment, condo, duplex, resort accomodation, holiday accommodation or share accommodation in Brisbane, Gold Coast, Logan City, Ipswich and South East Queensland. Listing includes landlord, property manager, lessor, property owner, real estate agent, letting agent, flatmate, head tenant contact details for each flat, unit, house, townhouse, apartment, condo, duplex, tenant, flatmate, resort accommodation, holiday accommodation or share accommodation in Brisbane, Gold Coast, Logan City, Ipswich and South East Queensland appear on the page. SEQRents has the ability to show you rental flats, units, houses, townhouses, apartments, condos, duplexes, tenants, flatmates, resort accommodation, holiday accommodation or share accommodation if you are re-locating to Brisbane, Gold Coast, Logan City, Ipswich and South East Queensland, shifting to Brisbane, Brisbane Southside, Brisbane Northside, Gold Coast, Surfers Paradise, Noosa, Sunshine Coast, Logan City, Ipswich and South East Queensland, transferring to Brisbane, Gold Coast, Logan City, Ipswich and South East Queensland. You no longer have to travel to view rental property in Brisbane, Gold Coast, Logan City, Ipswich and South East Queensland, live locally to view places in Brisbane, Gold Coast, Logan City, Ipswich and South East Queensland, pay to get listings in Brisbane, Gold Coast, Logan City, Ipswich and South East Queensland or find that some of the places are not quite what they describe in the blurb. With SEQRents you can take a seat, make yourself comfortable and view rental property in Brisbane, Gold Coast, Logan City, Ipswich and South East Queensland at a time and place that suits you. seqrents has links to REIQ www.reiq.com.au, The Property Owners Association of Australia POAA, The Property Owners Association of Queensland POAQ www.poaa.asn.au Tenants Union www.powerup.com.au/~tenunq and Residential Tenancies Authority RTA www.rta.qld.gov.au If you are looking for a flat, unit, house, townhouse, apartment, condo, duplex, tenant, flatmate, resort accomodation, holiday accommodation or share accommodation in Acacia Ridge, Albany Creek, Albany Hills, Albion, Alderley, Alexandra Hills, Algester, Annerley, Archerfield, Ascot, Ashgrove, Aspley, Auchenflower, Balmoral, Bardon, Beenleigh, Belmont, Boondall, Boronia Heights, Bowen Hills, Bray Park, Bribie Island, Bridgeman Downs, Brisbane City, Broadbeach Waters, Brookfield, Browns Plains, Bulimba, Buranda, Burbank, Burpengary, Caboolture, Calamvale, Camira, Camp Hill, Capalaba, Carina, Carindale, Carrara, Carseldine, Centenary Suburbs, Chapel Hill, Chelmer, Chermside, Clayfield, Clear Island Waters, Cleveland, Coolum, Coorparoo, Corinda, Cornubia, Crestmead, Daisy Hill, Doolandella, Durack, Dutton Park, Eagleby, Eagleby North, East Brisbane, Eatons Hill, Eight Mile Plains, Enoggera, Everton Park, Ferny Hills, Forest Lake, Fortitude Valley, Goodna, Gordon Park, Grange, Greenslopes, Hamilton, Hawthorne, Herston, Highgate Hill, Hill End, Hillcrest, Holland Park, Hope Island, Inala, Indooroopilly, Ipswich, Jamboree Heights, Jindalee, Kallangur, Kangaroo Point, Kedron, Kelvin Grove, Kenmore, Keperra, Kingston, Kuraby, Lawnton, Logan, Logan City, Logan North, Loganholme, Loganlea, Lutwyche, MacGregor, Manly, Manly West, Margate, McDowall, Meadowbrook, Mermaid Waters, Milton, Moorooka, Morayfield, Morningside, Mt Cotton, Mt Gravatt, Mt Gravatt East, Mt Ommaney, Nathan, New Farm, Newmarket, Newstead, Norman Park, Northgate, Nundah, Ormiston, Oxenford, Oxley, Paddington, Palm Beach, Palm Meadows, Parkinson, Raby Bay, Real Estate Agents, Real Estate Agents, Real Estate Agents, Real Estate Agents, Real Estate Agents, Real Estate Agents, Red Hill, Redbank, Redcliffe, Regents Park, Riverhills, Robertson, Robina, Rosalie, Runcorn, Russell Island, Salisbury, Samford, Seventeen Mile Rocks, Shailer Park, Shorncliffe, Sinnamon Park, Slacks Creek, South Brisbane, Southbank, Southport, Spring Hill, Springfield, Springwood, St Lucia, Stafford, Stones Corner, Sumner Park, Sunnybank, Sunnybank Hills, Taigum, Tanah Merah, Taringa, Tarragindi, Teneriffe, The Gap, Thorneside, Tingalpa, Toombul, Toowong, Victoria Point, Wacol, Wavell Heights, West End, Wilston, Windsor, Wishart, Woodridge, Woody Point, Woolloongabba, Wooloowin, Wynnum, Wynnum West, Yeronga or Zillmere SEQRents has free advertisements of residential and executive properties for rent. Complexes displayed on SEQRents include Archerfield Views at Acacia Ridge, Albion Place at Albion, Carrington Court at Algester, Algester Chase at Algester, Algester Gardens at Algester, A-Karma Courts at Algester, Aspromonte Court at Annerley, Drury Cottage at Annerley, Sorrento Apartments at Arncliffe NSW, Arundel Crest Terraces at Arundel, The Terraces at Arundel, Lakeside Manors at Arundel, Valencia Villas at Arundel, Country Club Meadows & Fairways at Arundel, Meadowlands Crest & Heights at Arundel, Country Club Meadows & Fairways at Arundel, Meadowlands the Park at Arundel, Arundel Links Estate at Arundel, Esperian Ascot at Ascot, Nexus Place at Ashmore, Ashmore Heights at Ashmore, Orchidcrest at Aspley, Aspley Mews at Aspley, Carsel Park Villas at Aspley, Aspley Rise at Aspley, Aspley Place at Aspley, Aspen Townhouses at Aspley, Aspley Chase at Aspley, Aspley Outlook at Aspley, Auchenflower Serviced Apartments at Auchenflower, Sylvan Grove Luxury Apartments at Auchenflower, 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Pinnacles at Caloundra, Sojos at Capalaba, Belgarah Place at Carina, The Links at Carina, Palmwood Place at Carina, Carindale Vista at Carindale, Carindale Links at Carindale, Monte Mariposa at Carindale, Carindale Landing at Carindale, Epala Villas at Carindale, Golden Outlook at Carindale, Carindale Views at Carindale, Nautilus Apartments at Carrara, Palm Crest Heights at Carrara, Carrara Gardens at Carrara, The Avenues at Carrara, Carseldine Gardens at Carseldine, Castlebrook at Carseldine, Paradise Isles at Chevron Island, Augusta Palms at Chevron Island, Chez Chaz Apartments at Chevron Island, Pacific Grande Apartments at Chevron Island, Clayfield Mews at Clayfield, Hampton Court at Clayfield, Promenade on Clayfield at Clayfield, The Crest on Bonny Ave at Clayfield, The Lakes at Island Quays at Clear Island Waters, Surfers Fairways at Clear Island Waters, Cleveland Central at Cleveland, Cleveland Terrace at Cleveland, Spinnaker Cove at Cleveland, Bayside Gardens at Cleveland, 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on Goodwin at Kangaroo Point, Aspire Apartments at Kedron, 45 Herston Rd at Kelvin Grove, Eureka Grove at Kelvin Grove, Grey Gum Cottage at Kenmore Hills, The Observatory at Kings Beach, Royale Gardens at Kingston, Royale Gardens at Kingston, Ocean Place Apartments at Kirra, Pearl of Kirra at Kirra, St Andrews Park at Kuraby, Chesterfield Lodge at Kuraby, Chesterfield Grove at Kuraby, Timbertop Grove at Kuraby, Jabiru Landing at Labrador, Granite Apartments at Labrador, Sandcastles on the Broadwater at Labrador, Grande Central at Labrador, Capistrano Bay at Labrador, Pebbles at Labrador, Metro On Central at Labrador, Central Heights at Labrador, Park Landing at Labrador, Grand Bay Luxury Apartments at Labrador, Springfields at Labrador, Broadwater Heights at Labrador, Coniston Townhouses at Logan North, Rosewood Park at Logan North, Country Meadows at Loganholme, Logandale Lakes at Loganholme, Suzette Court at Loganlea, Urban Ridge Terraces at Lutwyche, Park Lane Apartments at Main 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Edwardian at Spring Hill, Oxygen Apartments at Spring Hill, Frisco Apartments at Spring Hill, Spring Hill Manor Apartments at Spring Hill, Spring Hill Central at Spring Hill, Centrepoint Central Apartments at Spring Hill, Tribeca Apartments at Spring Hill, Avalon Parkside at Spring Hill, Bonapartes Serviced Resort Apartments at Spring Hill, Sedgebrook on Leichhardt at Spring Hill, Birley Lane Apartments at Spring Hill, Spring Hill Gardens Apartments at Spring Hill, Spring Hill Mews at Spring Hill, The Romantic Stone Cottage at Springbrook, Springbrook Canyon Cottage at Springbrook, Kempson Court at Springfield, Springfield Green at Springfield, Autumn Leaves & Forest Pines at Springwood, Henley Apartments at St Lucia, Sandford Manor at St Lucia, Bryce St at St Lucia, Cambridge Square at St Lucia, Killara Court at Stafford, The Lodge at Stapylton, The Grange at Strathpine, Sunnybank Boulevard at Sunnybank, Jackson Rise at Sunnybank, Sunnybank Central at Sunnybank, Sunnybank Pines at Sunnybank Hills, Acacia Green at Sunnybank Hills, Rosegarden Manors at Sunnybank Hills, Sunny Rose at Sunnybank Hills, Sheridan Park at Sunnybank Hills, Crown Pines at Sunnybank Hills, Surfers Riverside Holiday Apartments at Surfers Paradise, Budds Beach Apartments at Surfers Paradise, Beaches at Surfers Paradise, Trilogy Gold Coast at Surfers Paradise, Sydenham Mews at Sydenham VIC, Lemke On The Park at Taigum, The Oval at Taigum, Hanford Grove at Taigum, Parkwood Gardens Two at Taigum, Jargarra Villas at Tanah Merah, Taringa Quest at Taringa, Kingshome at Taringa, Manchester Mews at Taringa, Whitmore Park Apartments at Taringa, Ansonia Apartments at Teneriffe, Cannery at Teneriffe, Kingsholme Apartments at Teneriffe, Signature Park Apartments at Teneriffe, Wharfside Teneriffe Apartments at Teneriffe, Ellington at Teneriffe at Teneriffe, Fusion at Teneriffe, Winchcombe Carson Woolstore at Teneriffe, Dakota Apartments at Teneriffe, MacTaggarts at Teneriffe, Nouvelle Apartments at Teneriffe, Saratoga Apartments at Teneriffe, Teneriffe Hill at Teneriffe, Teneriffe Village at Teneriffe, Walton Way at The Gap, Kirribilli Manor Bed & Breakfast at Thorneside, Bayshore Central at Thorneside, Kirribilli Gardens at Thorneside, Wondall Gardens Estate at Tingalpa, Fairwinds & Fairbreeze at Tingalpa, Fairbreeze at Tingalpa, Gateway Grove at Tingalpa, The Brook at Toombul, Rivers On The Park at Toowong, Miskin Hill at Toowong, Precinct Toowong at Toowong, Encore at Toowong, Regatta Riverside at Toowong, Inn On The Park at Toowong, Navarre Lodge at Toowong, Campbell Marque at Toowong, Centro @ Toowong at Toowong, Lu Elle Palms at Tweed Heads, The Grove at Tweed Heads, The Grove at Tweed Heads, Oxford Mews at Upper Coomera, Ellington at Upper Coomera, Harvard Mews at Upper Coomera, Oxford Residential Management at Upper Coomera, POAQ Members at Upper Mt Gravatt, Forest Mews at Varsity Lakes, Varsity Manor at Varsity Lakes, Lakeside on Varsity at Varsity Lakes, Northview Apartments at Varsity Lakes, Mapleton Crest at Varsity Lakes, Ranier Sunrise at Varsity Lakes, North Shore Villas at Varsity Lakes, Victoria Cove at Victoria Point, Victoria Cove at Victoria Point, Manly Crest at Wakerley, Huntington Estate at Warner, Riverbend Gardens at Waterford, Sealark Cove at Wellington Point, Wellington Shores at Wellington Point, Euro West End Apartments at West End, Ambleside Court at West End, Leftbank Apartments at West End, Ambleside Court at West End, Silhouette at West End, Regatta West End at West End, Greenwich on Cordelia at West End, Ambleside Court at West End, West End Central Apartments at West End, Leftbank Apartments at West End, Ambleside Court at West End, The Village at West End at West End, Westlake Villas at Westlake, Michael's Court at Windsor, Brisbane Cottages at Windsor, Garden City Close at Wishart, Garden City Manors at Wishart, Wishart Rise at Wishart, Eco Park at Wishart, Wishart Views at Wishart, Matswell Manor at Woodridge, Snooze Inn at Woolloongabba, Wynnum Gardens at Wynnum, Wynnum Cove at Wynnum, Nut Tree Hill at Wynnum, Wynnum Waters at Wynnum, Camellia Grove at Wynnum, Baytrees at Wynnum, Nuttree Grove at Wynnum, Melaleuca Chase at Wynnum West, Wynnum on the Bay at Wynnum West, Wynnum Shores at Wynnum West, Villa Aetna at Yeronga, Oxford Park Villas at Zillmere

Land Loans Fixed Rate

First Hawaiian Bank: Hawaii/Guam — Mortgage Options select an online service -------------------- FHB Online FHB Business Online StrataWeb PlanWeb QuickTax Web Cash Manager - Hawaii Web Cash Manager - Guam for a new account -------------------- CREDIT CARDS Gold Aloha AirAwards MasterCard Gold Aloha AirAwards Visa Aloha AirAwards MasterCard Aloha AirAwards Visa Aloha Business AirAwards Business MasterCard Gold MasterCard Diamond Head MasterCard Ukulele MasterCard Gold Visa Mosaic Visa Surfer Visa -------------------- LOANS Morgage Pre-qualification Personal Loan Personal Line of Credit Business FirstLine Business FirstTerm Business Equipment Lease -------------------- CHECKING FirstChecking Discount Checking Regular Checking Bonus Checking Priority Banking Checking Business Checking -------------------- SAVINGS Regular Savings MaxiMizer Savings Certificates of Deposit -------------------- PrimeTime/Primera about products & services Business Services Cash Management Checking Accounts Credit Cards Foreign Exchange Insurance Services Investment Services IRA Leasing Lines and Loans * Home Equity Line of Credit * Personal Loans * Student Loans * Calculators Mortgages Online Banking PrimeTime/Primera Savings and TCDs Small Business Banking Student Banking Trust and Estate Services a branch or ATM Oahu * Oahu - Honolulu * Oahu - East Oahu * Oahu - Windward * Oahu - Northshore * Oahu - Leeward Maui & Lanai Big Island Kauai Guam Saipan First Investment Center Insurance Services Mortgage Banking • Mortgage Options • Mortgage Document Checklist • Current Rates • Foreclosures • Mortgage Glossary • Calculators • Realtor News • Contact Us Compare Options Pre-Qualify Now! Contact Us Mortgage Options For a free analysis and recommendation of the best mortgage loan program for you, please call us at 643-HOME (4663). Click on the options below to learn more about each of our mortgage solutions.  You can also use our  Online Comparison Tool  to compare options side by side. Fixed Rate Mortgage Adjustable Rate Mortgage (ARM) Balloon Mortgage First-Time Homebuyer Mortgage Absolute Zero Mortgage FHA/VA Flex 100 Rural Housing Service Loan (RHS) Construction Loans Home Improvement Loans Second Mortgage Land Loans Fixed Rate Mortgage Pre-Qualify Online Rates: · Interest rate is constant over the life of the loan Features: · Variety of terms available · Finance with as little as 3% down payment · Flexible qualifying guidelines Benefits: · Stable monthly payments · Protection against rising interest rates · Fully amortized over the life of the loan Best Suited For: · Borrowers seeking a set interest rate · Borrowers who want the certainty of knowing their payment amount · Borrowers on a fixed monthly income Adjustable Rate Mortgage (ARM) Pre-Qualify Online Rates: · Interest rates and monthly payments can adjust periodically over the life of the loan Features: · Conversion to a fixed rate option available · Initial interest rate may be lower than fixed rate products · Variety of terms available · Annual and lifetime interest rate caps Benefits: · Interest rates and monthly payments can adjust periodically over the life of the loan · Conversion to a fixed rate option available · Initial interest rate may be lower than fixed rate products · Variety of terms available · Annual and lifetime interest rate caps Best Suited For: · Borrowers who expect to move within 5-7 years · Borrowers who anticipate rising incomes · Borrowers who can manage payment changes · Borrowers expecting large cash settlements in the future Balloon Mortgage Pre-Qualify Online Rates: · Interest rate is fixed for a set term Features: · Monthly payments amortized over a longer period than the loan term · Balance is due on balloon date · Outstanding balance may be refinanced for qualified borrowers on balloon date Benefits: · Lower interest rate than fixed-rate mortgage · Borrower may qualify for higher loan amount · Stable monthly payments for term of loan · Rate re-set feature available after 7-years Best Suited For: · Borrowers who expect to move or refinance within 7 years · Borrowers who want to take advantage of lower short-term rates and can tolerate some uncertainty about future loan terms · Owner occupants and second homeowners First-Time Homebuyer Mortgage Pre-Qualify Online Rates: · Fixed or adjustable interest rates Features: · Variety of terms available · As little as 3% down payment · Flexible qualifying guidelines · Fully amortizing · Reduced loan fees Benefits: · Payments go towards equity rather than rent · Minimum down payment enhances buying power · Flexible guidelines may qualify borrower for larger loan amount · Reduced closing costs make buying easier Best Suited For: · First-times home buyers · Borrowers with limited personal funds for down payments and closing costs · Borrowers on modest incomes Absolute Zero Mortgage Pre-Qualify Online Rates: · Fixed interest rate loan Features: · 0 points and 0 closing costs · Competitive fixed rate pricing · Finance with as little as 3% down Benefits: · Allows buyers to save on closing costs and use the savings towards their down payment instead · Gives borrowers an opportunity to refinance and reduce their interest rate without paying expensive closing costs make buying easier Best Suited For: · Ideal for those limited on cash to close their loan · Best for those considering a move or refinance in 5-7 years · Ideal for those who want to reduce their rate without paying for points or closing costs · For those with limited down payment who want to buy now instead of later · Restricted to owner occupants FHA/VA Pre-Qualify Online Rates: · Fixed or adjustable interest rates Features: · Requires little or no down payment · Flexible qualifying guidelines Benefits: · Low down payment · Certain closing costs may be financed · Less cash on hand required to qualify Best Suited For: · First-time home buyers · Borrowers on modest incomes · Eligible veterans Flex 100 Pre-Qualify Online Rates: · Fixed long term rates Features: · No down payment · Able to use "flexible" funds for closing cost such as gifts, grants, or unsecured loans from relatives Benefits: · No income limits · Stable monthly payments for term of the loan · Possibly maximize your tax deduction Best Suited For: · Borrowers with excellent credit · Borrowers on modest incomes · Eligible veterans Rural Housing Service Loan (RHS) Pre-Qualify Online Rates: · Fixed long term rates Features: · No down payment · Guaranteed loan to assist eligible households in rural areas Benefits: · No reserves required · May be able to finance all closing costs Best Suited For: · Limited to owner occupants · For borrowers located in rural areas Construction Loans Pre-Qualify Online Rates: · Fixed or adjustable interest rates Features: · Interest only payments during the construction period · Permanent financing means applying only once · Competitive pricing Benefits: · Buy your land and build, all with one permanent financing plan · Interest only payments provide some relief on the budget during the construction period · Flexible pricing to meet your construction contract terms Best Suited For: · Those planning to buy land and build within a year · Large dollar home improvement projects Home Improvement Loans Pre-Qualify Online Rates: · Fixed long term interest rate loan with competitive pricing Features: · As little as 5% down payment Benefits: · Buy a home and renovate with one loan · Stable monthly payments for term of loan Best Suited For: · Those who are owner occupants, second homeowners and investors · Those who want to buy a "fixer-upper" Second Mortgage Pre-Qualify Online Rates: · Fixed rate and adjustable rate mortgages Features: · Competitive pricing Benefits: · Use the equity in your home to consolidate higher interest rate loans, purchase automobiles, make home improvements and more. · Does not affect a current low rate first mortgage Best Suited For: · Those with established equity in their homes · Best for shorter term obligations Land Loans Pre-Qualify Online Rates: · Fixed rate or adjustable rate mortgages available Features: · Competitive pricing Benefits: · Buy the land now, build later · Recieve a discount on fees when applying for a construction loan at First Hawaiian Bank within a 1-year period Best Suited For: · Those seeking to invest in land, but not ready to build just yet About Us | Career Opportunities | Bancwestcorp.com | Member FDIC | Equal Housing Lender | Site Map | Contact Us

Florida real estate courses

Real Estate Program at the University of Florida REAL ESTATE at the University of Florida and to indicate current menu selection -- Home Degree Programs Student Resumes & Placement Info Friends & Alumni Center Events Alfred A.Ring Speaker Series Research & Faculty and to indicate current menu selection -- Main Real Estate Activities MSRE Class of 2005 University of Florida real estate courses and degree programs are housed in the Warrington College of Business (WCB), Department of Finance, Insurance & Real Estate (FIRE). The degree programs and activities are supported by the Center for Real Estate Studies (CRES). Although housed in the WCB, CRES actively promotes interaction with related programs such as Urban Planning, Architecture, and Building Construction. This multidisciplinary approach, coupled with the active involvement of real estate professionals, provides a premier educational experience for University of Florida students. Why study at UF? 2005 CRES Conference, September 16-17, 2005 The Fall 2005 University of Florida – Center for Real Estate Studies Advisory Board Retreat & Conference was held September 15-17 at the University of Florida Hilton Hotel & Conference Center in Gainesville. This yea r's Conference was attended by 220 industry professionals, UF alumni, students and faculty. Highlights of the Fall Conference An action plan and vision of the Center's objectives presentation by Ray Sandelli, Chairman of the CRES Advisory Board Introduction to the Master of Science in Real Estate (MSRE) Class of 2006 Preliminary results of the inaugural UF CRES Survey of Emerging Markets Conditions This year's Open Forum Summit was moderated by Steve Cohen, SVP, SunTrust Banks and Dr. Hank Fishkind, Florida Economist, Fishkind & Associates Ray Sandelli hosting the Conference Keynote Address by Mr. Terry Stiles, CEO, Stiles Corporation (View video 56K Broadband ) Real Estate Case Studies Condo Conversion - The Greens at West End Download PPT Presentation Retail Shopping Center Development View video 56K Broadband Preparing the Property Prospectus & Offering Memorandum Download PPT Presentation View video 56K Broadband Industry Roundtable Presentations Industry Roundtable discussions were led by Advisory Board members from leading firms and industry sectors from across Florida on topics of current interest to Conference attendees. These discussions produced insightful questions, instructive comments and lively interaction. Dr. Hank Fishkind, Florida Economist and Co-Moderator of the Open Forum Steve Cohen, SVP, SunTrust Bank, Co-Moderator of the Open Forum Rob Gidel, Prof. David C. Ling, Todd Jones and Mark Monroe at CRES Reception on September 15, 2005 The event concluded Saturday, September 17th with the MSRE-hosted tailgate just prior to the UF- Tennessee football game. For those who were unable to attend, a summary of the retreat is included in the Center Events Webpage . Prof. David C. Ling accepting award for “Exemplary Leadership and Commitment to the UF Real Estate Program” We look forward to seeing everyone at the following events Spring 2006 – UF CRES Advisory Board Retreat to be held May 11-12, 2006 at the Omni Orlando Resort at ChampionsGate, Orlando, FL Fall 2006 – UF CRES Advisory Board Conference to be held September 21-23, 2006 at the University of Florida Hilton Hotel & Conference Center in Gainesville About CRES Invest In CRES & Graduate Real Estate Programs CRES Advisory Board Contact Us Center for Real Estate Studies West University Avenue and 13th Street 301 Stuzin Hall P.O. Box 117168 Gainesville, Florida 32611-7168 Pam DeMichele pam.demichele@cba.ufl.edu Ph: 352-273-0310 Fax: 352-392-0301 Last updated on September 05, 2005. 2001 University of Florida