Home Equity Loans &
Wachovia Texas Home Equity Loan Home | Customer Service | Contact Us | Locations Search Tips Personal Finance Wealth Management Small Business Corporate & Institutional Home Personal Finance Lending Center Home Equity Loans & Lines Home Equity Loans Texas Only Online Services Center Banking Center Investing Center Retirement Center Lending Center Mortgage Loans Home Equity Loans & Lines Home Equity Loans Texas Only All Other States Prime Equity Lines of Credit Comparison Charts Education Loans Credit Cards Vehicle Loans Secured Personal Loans Insurance Center Planning Guides Customer Service T EXAS H OME E QUITY L OAN Check Current Home Equity Rates Home equity loans are used when you want to borrow a specific dollar amount against the equity in your home, and are available on both homestead and non-homestead properties. A homestead property is generally considered your primary residence in Texas. A non-homestead property is typically a second/vacation home, or a rental/investment property. The money can be used for a variety of purposes, such as refinancing, home improvements, debt consolidation 1 , vacations, and more. Why a home equity loan may be right for you: You may be able to deduct your interest expense on your taxes, just like your mortgage 2 The closing cost is typically lower than refinancing your first mortgage You may be able to borrow against the available equity in your home, up to 80% of the value of your homestead property 3 You may be able to borrow up to 100% of the available equity in your non-homestead property Features of a Wachovia home equity loan include: Up to 30-year terms 4 $8,000 minimum loan amount Up to $750,000 for loan requests to access equity Up to $250,000 for purchase requests The links below can also help you make a more informed decision and show you how the application process works. Texas Home Equity Comparison Chart How to Use the Equity in Your Home Understanding the Application Process Email This Page Printer Friendly Version 1 While consolidation may decrease your overall monthly payment obligations, refinancing pre-existing debt with a home equity loan/line will require you to give Wachovia a security interest in your home and may increase the total number of monthly debt payments, as well as the aggregate amount paid by a borrower over the term of the mortgage loan. Debt consolidation restrictions may apply. 2 Consult your tax advisor concerning interest deductibility. 3 Line amounts are based upon collateral value, creditworthiness and state maximum loan to value limitations. In accordance with state law, the maximum combined loan to value may not exceed 80% of the fair market value of your homestead property. 4 For example, repayment of a 30 year home equity loan would consist of 360 monthly payments of $6.42/$1,000 borrowed at 6.59% APR. The disclosed APR assumes that the borrower will pay 1% at the time of origination. The maximum loan amount for this offer is $750,000. If you pay off your loan early, there may be a prepayment penalty. You will be responsible for the cost of any mortgage recording or other taxes where applicable. Term of up to 360 months available on loan amounts greater than $35,000. Other rates and terms available. All loans and lines of credit are subject to credit approval, verification, and collateral evaluation. Initial decision is subject to your meeting specific underwriting requirements and final approval will be based upon your satisfying those requirements. Loans originated by Wachovia Mortgage Corporation or Wachovia Bank, National Association. Products not available in all states and are subject to change without notice. Member FDIC Personal Finance Login Home Equity Loans Contact Us Home Equity Loans Locations ATM/Branch Locations Related Links Loan Payment Calculator Loan Amount Estimator Customer Satisfaction Rating Personal Finance Customer Service Personal Finance Contacts Personal Finance FAQs Site Map Glossary Search Text Only About Wachovia | Privacy | Security | Legal | Merger © 2005 Wachovia Corporation. All rights reserved.
Property Search
Real estate listings and homes for sale - RELO National Home Search Real estate listings and homes for sale - RELO National Home Search Search 2 million mls listings from The Leading Real Estate Companies of the World U.S. State Search U.S. Map --- Quick Search -- select state -- Alaska Alabama Arkansas Arizona California Colorado Connecticut Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming Selecting a Community Real estate agents play an important role in helping you find the right community. Whether relocating your family across the United States or buying a new home a mile from your current home or apartment, purchasing a home in the “right” community depends ... >> Click to continue Zip Code Home Search: County Search: Jump to State: Alabama Alaska Arkansas Arizona California Colorado Connecticut D.C. Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana North Carolina North Dakota Nebraska Nevada New Hampshire New Jersey New Mexico New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Search by Metro Area: New York Chicago San Francisco Los Angeles Washington DC Boston Save 15% on your FICO credit score. Enter promo code "RELO" to redeem your discount. RELO National Home Search helps consumers find real estate listings, homes for sale or real estate agents. The tool enables consumers to search 2 million local real estate listings and homes for sale. Before buying a home, search mls listings and homes for sale to find a real estate agent through RELO National Home Search. According to the National Association of Realtors, 72 percent of consumers look for a residential property online. RELO National Home Search provides moving assistance to relocating consumers and second-home buyers. RELO Home Search links over 600 RELO members' websites together, the majority offer local mls listings in their area. Further, RELO provides relocation assistance services and international relocation through the RELO network. Whether you are buying a home, considering moving to a new city, considering a second home or selling a home, use RELO National Home Search to tap into the country's largest network of leading independent residential real estate firms across the nation and around the world. All RELO real estate companies focus on relocation and home buying help. © 2002 – 2003 RELO ® All Rights Reserved. | Terms and Conditions | Bookmark Page | Read Real Estate Articles
Real Estate Prices
Domania - Do Your Home Work Here -- Home Price Check Online - Find Out What Their House Sold For - Get Home Prices | Domania Email: Password: Password: -- Home Resources » Home Price Check » Value Check » Mortgages » Home Improvement » Calculators » Property Tax Real Estate » For Sale Listings » Find a REALTOR » New Homes by iNest » Find a Builder by iNest » Find a Foreclosure Members » Log In » Register » My Domania » Edit My Account Learning Center » Real Estate Library » Using Domania » Expert Advice » Sitemap R.E. Agents » Partner with Us! Home Price Check Location Search -- Home Price Check by Location Search For Sale Listings Search by Price (Members, please login ) Street Address (ex. 113 Main St) City, State OR ZIP Code (ex. Santa Monica, CA OR 90405) Show me homes in this neighborhood Additional searches available to members: · on the entire street · just this address · 50#'s above & below · 200#'s above & below From 1987 1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 to present Company Information | Contact Us | Privacy | Security | Terms of Use | Licenses & Disclosures We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin. LendingTree technology and processes are patented under US Patent Nos. 6,385,594 and 6,611,816. © 1998 - 2005 Domania.com, a service of LendingTree, LLC. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. Find Houses for Sale or REALTORS ® at Real Estate .com REALTOR ® - A registered collective membership mark that identifies a real estate professional who is a member of the National Association of REALTORS® and subscribes to its strict Code of Ethics.
Las Vegas Real Estate
Tiny Vegas home sits at center of housing craze - Real Estate - MSNBC.com Skip navigation Business Stocks & Economy Personal Finance Real Estate U.S. Business Intl Business Oil & Energy Automotive Aviation Food Inc. CNBC TV Forbes.com BusinessWeek Financial Times Motley Fool Small Business Local Business U.S. News World News Business Sports Entertainment Tech / Science Weather Health Travel Blogs Etc. Local News Newsweek Multimedia News Video Most Popular NBC NEWS MSNBC TV Today Show Nightly News Meet the Press Dateline NBC MSNBC Home Business Real Estate Tiny Vegas home sits at center of housing craze His property in demand, former waiter raises asking price to $1.2 million Jae C. Hong / AP Manuel Corchuelo's 700-square-foot housein the Las Vegas neighborhood ofNaked City,purchased for $30,000 in 1978,is currently on the market for $1.2 million. The tract home is rapidly being surrounded by high-rise condominium projects. LAS VEGAS - Its front windows wish you "Feliz Navidad" in paint that won't wash off. The landscaping consists of four shriveling cacti and a patio piled with empty cat food boxes. Inside, it's 700 square feet of confirmed bachelor's clutter. And it can all be yours for $1.2 million - cash. There's perhaps no better evidence of the condo fever raging through Las Vegas' real estate market than the asking price on Manuel Corchuelo's home. Once considered deadlocked in the wasteland where the Las Vegas Strip fizzled into a decaying downtown, the World War II-era home is now happily nestled in the shadows of billions of dollars of new and proposed high-rise condominium projects. Corchuelo is sitting on much-coveted land. From his front lawn, Corchuelo likes to smile up at the cranes and listen to the clang of construction. "It's a good sound," he said. The former catering waiter and Colombian immigrant bought the home in 1978 for $30,000. He worked more than 20 years serving high rollers and conventioneers. He never married, saved some money and lost $15,000 of it on the stock market. Ten years ago, he started reading about investors' plans to build condominiums outside his door. He cut the clipping from the newspaper and put it in a three-ring binder. A few years later, he put his house on the market. He is still holding out for an acceptable offer. At last count, there were 93 luxury condominium projects, totaling 175 towers, proposed, planned or under construction in the Las Vegas valley in the second quarter of this year, according to a report released in September by Applied Analysis, a Las Vegas-based consulting firm. Though Brian Gordon, an analyst for the group, estimates that little more than one in three of the 93 will ever open its doors, 15 projects representing 10,000 units are expected to be completed by the end of next year. Developers tout the boom as the Manhattanization of Las Vegas, the move to "verticality" instead of sprawl. They promise an urban lifestyle, skyline views and celebrity neighbors. They court the young, rich and out of town. About 85 percent of condo buyers are non-Nevada residents or investors, Gordon said. Most of the projects are huddled on or around the Strip. "It's sort of like beach-front property. They're not making any more of it. Everybody that's within a stone's throw thinks their property is worth $20 million an acre," he said. The hype is fueling increases throughout the city. The cost of a vacant acre in the Las Vegas area has hit $601,600 - an 88 percent increase over last year. Corchuelo's home is one block off Las Vegas Boulevard and across the street from the future home of the Allure, a 41-story luxury complex under construction. Five years ago, his initial asking price of $350,000 attracted few offers. His agent dropped the listing. Corchuelo continued to collect articles about the market, filling three binders full of stories and notes handwritten in Spanish. He studied the moves of the city's real estate tycoons. "Even Trump makes mistakes," he said, citing a sale he says cost real estate mogul Donald Trump millions. "You have to know the area. Steve Wynn, he knew what he was doing. He had experience - 20 years building hotels. He knows everything moves in cycles." Corchuelo found an agent who, like him, is convinced they're riding an upturn that hasn't peaked. The pair has upped the asking price several times and are looking for a buyer who doesn't need financing. CONTINUED: Why they call it Naked City 1 | 2 | Next > Print this Email this MORE FROM REAL ESTATE Real Estate Section Front . Sales of previously owned homes fall . Mortgage rates continue December descent . U.S. mortgage applications fell last week . New-home sales tumble in November . Q3 mortgage delinquencies jump . Report: Millions face critical housing needs . Bubble, bubble -- then trouble . Calif. home affordability near record low . Slowdown could claim 800,000 jobs . ARCHIVE: More on real estate . Real Estate Section Front 'Nasty fires' feared in Texas, Okla. Rains raise flood fears in California NBC: 'Weighty' Mideast challenges Man turned in by sons gets 40 years Grieving Dungy rejoins Colts MSNBC-TV Question of the Day Man ending 1,000-bar journey NOPD Chief addresses shooting Scarborough vlog: Advice for Dems Red flags within Red Cross? SPECIAL REPORT Related coverage Hot or not? Affordability index Mortgage calculator Full coverage City-by-city data Midwest Northeast South West Related Stories | What's this? Turnberry keeps rolling in Las Vegas Was that Elvis? Las Vegas Marathon set to roll Californians gamble on career in real estate Las Vegas buries a slice of history to end centennial events Station plans another neighborhood casino in North Las Vegas Most Popular Most Viewed Call it the year of lame excuses Insurgents slay 11 Shiite family members in Iraq Man turned in by sons gets 40 years in prison Body of missing N.J. police officer recovered Top 10 films of 2005 Most viewed on MSNBC.com Top Rated Dungy rejoins Colts, expected to coach Sunday Abramoff probe spells trouble for Congress Mother of 5 locked in battle with music industry The lowest scam Study: Vitamin D lowers risk of major cancers Most viewed on MSNBC.com Most E-mailed Call it the year of lame excuses 2-year-old gets drunk; baby-sitter charged Abramoff probe spells trouble for Congress FSU star linebacker accused of sexual assault Survey: One in 10 teens face major depression Most viewed on MSNBC.com Cover | U.S. News | World News | Business | Sports | Tech/Science | Entertainment | Travel | Health | Blogs Etc. | Weather | Local News Newsweek | Today Show | Nightly News | Dateline NBC | Meet the Press | MSNBC TV About MSNBC.com | Newsletters | RSS | Podcasts | Help | News Tools | Jobs at MSNBC.com | Contact Us | Terms & Conditions | Privacy © 2005 MSNBC.com MSN Privacy | Legal Feedback | Help
Foreclosure Property
Foreclosures Real Estate Website Directory [ Home ] [ Add a Website ] [ Modify a Website ] [ New ] [ Top Rated ] [ Email Updates ] [ Search ] Advanced search MAIN MENU TOP 100 SITES HOMES FOR SALE FOR REALTORS ADD YOUR WEBSITE JOIN THE TOP 100 LIST POST YOUR LISTINGS CONTACT SUPPORT ADVERTISING WEBMASTER Foreclosures Tips on buying a Foreclosure There are three types of foreclosure opportunities to look for. Pre-foreclosures, which are in the period before the foreclosure sale. Foreclosures, which exist when the property is taken back by the lender and sold at public sales. REOs, which exist when the lender ends up with the foreclosed property in it's own inventory after the public sale. How do I find the owners and borrowers? Pre-foreclosure Properties – You can approach the owner or borrower up until the time when the property actually is sold through foreclosure proceedings. If the owner or borrower isn’t living in the property, use one or more of these methods to hunt them down: * Don't be shy! KNOCK ON THE DOOR! - Simply be polite and see if you can gather information directly from the homeowner or renter. If you can get in the door you stand a much better chance of making an offer or finding out where the owner is. You are offering folks a way out of foreclosure -and possibly a more lenient approach than the bank might take to when they must vacate- if you buy the home. * By Mail – Send a letter to the owner/borrower at the property address or leave a letter for the owner/borrower at the property address (if you put it inside a mailbox, the USPS requires that you put a first-class stamp on it). In the letter, explain that you understand the property is going into foreclosure, and that you have some options so the owner/borrower can avoid credit problems, or possibly even retain ownership. * Use Public Records – If the owner/borrower doesn’t live in the property, check with the county courthouse. They’ll have the owner/borrower’s name on record. * Ask Neighbors – If the property is vacant, talk with neighbors to see if anyone knows how to reach the owner/borrower. Be sure to tell them you’ve got information to help the owner/borrower. * Open the Telephone Book – If you still can’t locate the owner/borrower, try calling people who have the same last name. You might happen upon a relative. Foreclosure Properties – You’ll find foreclosed properties at a public sales. The day, date, time and place is published in the newspaper. The usual location for foreclosure sales is at the county courthouse, and sometimes, they’re conducted on the courthouse steps. REOs – After the foreclosure proceedings, the lender may end up with the property if no one bids more than the lender’s bid, which is equal to the loan balance. At this point, the property is referred to as an REO or “real estate owned” (by the lender) property. REOs are great investment opportunities. REAL ESTATE NEWS CLICK HERE FOR REAL ESTATE NEWS MORTGAGE NEWS CLICK HERE FOR MORTGAGE NEWS MORTGAGE CALCULATOR Loan Amount Interest Rate (%) Term(Years) Starting: Mo.= January February March April May June July August September October November December Year= Amortization table No Yes Monthly Principal Prepayment Amount Annual Principal Prepayment Amount (Enter B here for Bi-weekly Loans) One-Time Prepayment Amount, to be paid before payment (month #) -- Powered by RealEstateAgencies.net