Rental Property Manager Other
Amazon.com: Quicken Rental Property Manager: Software Your Store Software See All 32 Product Categories   Your Account | Cart | Wish List | Help | browse brands & products | top sellers | new & future releases | children's software | games | electronics | outlet Search Amazon.com Software Web Search This item is not eligible for Amazon Prime, but over a million other items are. Join Amazon Prime today. Already a member? Sign in . ITEM INFORMATION Explore this item buying info system requirements product description customer reviews See more by this manufacturer Intuit Customers also bought these other items... Share your thoughts write a review write a So You'd Like to... guide tell a friend about this item Help us help others submit a manual RATE THIS ITEM I dislike it I love it! 1 2 3 4 5 Edit your ratings Visit the Books Store Every Landlord's Tax Deduction Guide by Stephen Fishman Get it for less! A9.com users save 1.57% on Amazon. Learn how . Have one to sell? Quicken Rental Property Manager Other products by Intuit This item is currently not available. Customers also shopped for these similar items . Platform: Windows XP / Me / 2000 Media: CD-ROM See more pictures | System requirements Features: Schedule E category list shows what's deductible. Designed for rental property owners; ideal for fewer than 10 rental properties Easily organize rental income and expenses in one place Two-step set up; simply install and enter basic property information Details property performance; instant answers to questions about profitability Manufacturers, merchants, and enthusiasts: Submit a product manual for this item. Amazon.com Sales Rank: Today: #1,494 in Software Yesterday: #1,418 in Software ASIN: B00078UK2I Item model number: 294120 Date first available at Amazon: December 27, 2004 Average Customer Review: Based on 5 reviews. Write a review . Popular in: Harrisburg, PA(#18) , Cape Coral, FL(#11) Customers who bought this itemalso bought these items: Quicken 2005 Premier Home & Business [Old Version] by Intuit Quicken 2005 Premier [Old Version] by Intuit Quicken Premier Home & Business 2006 by Intuit, Inc. Quicken Medical Expense Manager by Intuit, Inc. Explore Similar Items : 15 in Software , and 18 in Books What similar items do customers ultimately buy after viewing this item? 1% buy Real Estate Pro 4.1 by Multicast Media Pty Limited 1% buy MYOB Business Essentials Pro 2005 by MYOB US Explore Similar Items : 7 in Software , and 4 in Books Customers who viewed this itemalso viewed: Quicken Rental Property Manager 2.0 by Intuit Dolf De Roos' Real Estate Investor's College: Real Estate Investing for Everyone (Audio and DVD Success) by Topics Product Description From the Manufacturer Quicken Rental Property Manager, designed for rental property owners like you, lets you easily keep an ongoing record of your critical income and expenses. Quickly get the information you need at tax time, and take the deductions you deserve. With just a click, see how your properties are performing! Benefits: Organize all your information in one place. Replace shoeboxes, spreadsheets, folders, and hand-written information with one simple solution. Ideal for fewer than 10 rental properties. Track all your income, expenses, and tax information. While less than 10 properties is recommended, some users track over 40 rental properties with multiple units. Get the tax deductions you deserve. The Schedule E category list shows you what's deductible. See how your properties are performing. Get instant answers to your questions about profitability. Two steps and you're set up. Just install the software and enter basic information about your properties. Designed for and tested by rental property owners like you. That's why it's so easy to use! Plus, you get a 60-day money-back guarantee. One year* free technical support. Ask questions and give feedback at http://www.quickenrental.com/support. Features: Save time at tax time Save time retrieving financial information when you're doing taxes. No frantic searching for the right receipts and paid invoices at tax time! Easily categorize your financial information throughout the year using the income and expense log. And don't worry about having to do the math. Quicken Rental Property Manager automatically generates tax reports that you or your accountant can use to prepare your Schedule E tax forms. Maximize deductions Take every deduction you deserve. It's easy to capture allowable deductions all year as you record your expenses. You'll find your deductible expenses in the Schedule E category list. Flag deductions you're not sure about. Can't find the right category for a particular expense? Just choose "not sure", and at tax time you can print out a report for your accountant, who can help you make the right choices. Track your vehicle mileage with every entry. This is a deduction many property owners miss! Don't worry; we'll do all the calculations for you. See how your properties are doing Find out how your rental properties are performing. Which of your properties are profitable, or more profitable than the others? Find out if you're earning more than you're spending, or vice versa, by running reports that track your cash flow by each property over time. You'll have your answers in seconds. Compare performance month-by-month. You can check up on profitability for each property you own from one month to the next. Drill down for details. If you're not sure where a number in a report is coming from, just click on it. You'll be taken directly to the transaction that the number is based on. Get up and running in no time Two steps and you're set up. It's easy to get started. Just enter the basics--property names, the number of units per property--and start tracking your income and expenses right away. Our easy-to-use setup will guide you through the process. Memorized transactions cut down data entry. You won't have to enter similar data twice. Quicken Rental Property Manager remembers transactions and fills them in for you wherever applicable. One simple entry for mortgage payments. As you enter your monthly payments, don't worry about separating the interest from the principal. When you get your 1098, you can itemize the interest on the Tax Summary Report in one click. Designed for and tested by rental property owners like you. That's why it's so easy to use! Free technical support for one year*. Refer to the in-product help menu or visit http://www.quickenrental.com/support (or call 1-877-683-3274) to ask us questions or give us feedback at any time. *Offer available for one year from the date of purchase. Registration required. Additional terms, conditions, and limitations apply and are subject to change without notice. Quicken Rental Property Manager is a standalone product designed specifically to support the unique needs of rental property owners and at this point does not integrate with Quicken personal finance or TurboTax software. Product Description Organize your rental income and expenses in one place. New! Quicken Rental Property Manager, offers the easiest way to organize critical income and expense records in one place. We’ll help you eliminate the paperwork hassles, making tax preparation a much easier process. •Integration with Quicken® Personal Finance or Turbo Tax® software is not available. See all product description... Spotlight Reviews (What's this?) Write an online review and share your thoughts with other customers. 58 of 63 people found the following review helpful: User Unfriendly , March 29, 2005 Reviewer: Ryan P. Mcgovern (St. Paul, MN)- See all my reviews Poor program. It is not compatable with any other quicken software, and does not allow for any bank/ccard downloads. You need to enter each item individually, making it very time consuming. This is no better than a simple excel spreadsheet. Was this review helpful to you? ( Report this ) 53 of 55 people found the following review helpful: More of what you don't need, none of what you do. Can I give it a negative star? , June 23, 2005 Reviewer: PBNTOAU "pbntoau" (Illinois)- See all my reviews I've been managing rental property for about 15 years, starting with 2 buildings and 10 units at the beginning and now with 25 units in 5 buildings, containing a mix from studios and 1-bedrooms up to 4-bedroom apartments. I recently decided to update from a very old version of Quicken, and since they had this program specifically for rental properties, I thought I'd found a perfect match. I couldn't have been more wrong. You would think that a company that has made accounting software for this long would understand the most basic needs, like a running total alongside each transaction (which even my 7-year old edition of Quicken had). Nope. There is only a single running total. Make a mistake, and it is virtually impossible to backtrack and find. How about a field for your check number, the singular way to identify your checks/transactions? It doesn't have one. One of the 8 or so automatic fields they do give you is unit number. Problem is, it's a simple numeric assignment based on the number of units you input when you create each building's account, and it can't be altered. Apartments lettered instead of numbered, numbered in partial sequence, alpha-numeric, by floors, cardinal direction, etc? Tough luck. These are just a few of the problems or basic design flaws I've come across. It took several painstaking hours to transfer the entries from my old software and books into this new software, and now I'm stuck until I either find the time to transfer the data to something I trust, or I continue to use this program until the end of the year. It's half baked, and that's putting it lightly. I wouldn't recommend it for even the most entry-level rental property owners or managers. I can't imagine a big firm using it. Regular quicken costs half as much (though even that's getting horrible reviews on Amazon). The previous reviewer said it's no better than a simple excel spread sheet. I'd go further and say it's worse. Save your time and money, and just create a simple excel file. Was this review helpful to you? ( Report this ) All Customer Reviews Average Customer Review: Write an online review and share your thoughts with other customers. 1 of 1 people found the following review helpful: Program stinks! , November 16, 2005 Reviewer: Robert J. Uyttebroek "Disgusted with Intuit" - See all my reviews I bought the software about a month ago. Everything was working fine until a prompt for an update came across. The update process removed the aplication from my computer. Attempts to re-install the product were fruitless. The program is now worthless. Attempts to get a response from Intuit were also fruitless. Last time I buy an Intuit product and my advise is for everyone not to buy this worthless product and any other Intuit product. Was this review helpful to you? ( Report this ) 2 of 2 people found the following review helpful: Better than Paper, But Not Full Featured like Quicken , November 9, 2005 Reviewer: William Perez "About.com Guide to Tax Planning" (San Francisco, CA United States)- See all my reviews QRPM is a stand-alone software program for tracking rental income and expenses. It does not integrate with Quicken, Quickbooks, or Excel. It does allow you to export to TurboTax, but that's the extent of integration. QRPM is designed to replace paper-based systems, such as ledgers, envelopes, scratch paper, and checklists. This is not a full-fledged accounting software, so if you are looking for robust bookkeeping features (online banking downloads, bill payments, cost basis accounting), you are better off spending a few hours to customize Quicken or Quickbooks. Otherwise, for what QRPM does, it does well. In Version 2 you can add up to 100 properties and up to 100 units per property. You can name your units anything you want (such as "24A," or "Garage"). QRPM is designed to track rents and basic expenses. You can quickly see which tenants have paid, who hasn't paid, who has paid late, and which leases are expiring. QRPM is great at tracking this basic information. For anything more advanced, you'll want to develop customized categories (in Quicken) or accounts (in Quickbooks) along with customized reports to get a quick overview of your rental properties. Was this review helpful to you? ( Report this ) 9 of 9 people found the following review helpful: Like a spreadsheet, but less useful , September 11, 2005 Reviewer: W. Lundin - See all my reviews This Rental Property Manager is like having one register for each property to track credits and debits. Some reports. Thats it. Using the regular Quicken Basic, with a Banking account and a Property/Asset account, works better and gives you a way to compare operating expenses, income, mortgage/loan information, and property value. Since its scope is limited, having shorter lists of categories and tax schedules and lines to worry about than in the regular Quicken software, but the limited scope and higher cost for a focused subset of Quicken Basic? Not so useful. Was this review helpful to you? ( Report this ) See all 5 customer reviews... So You'd Like To... Work Less and Earn More :by carlamarie , Business Guru BE A REAL ESTATE INVESTOR :by G. 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Real Estate Agency Disclosure Laws You are here: About > Home & Garden > Home Buying / Selling Home & Garden Home Buying / Selling Essentials 10 Things Home Buyers Shouldn't Do Best Tips for First Time Home Buyers "Must-Do" Tasks Before You Sell How to Buy a Home, Step by Step For Sale by Owner Advice Articles & Resources How To Buy a Home How To Sell a House Celebrity & Historic Credit Reports & Scores Design & Remodel Home Maintenance Inspections & Appraisals Investing & Foreclosures Modular & Manufactured Mold, Radon, Lead, etc. Mortgage Advice Moving & Relocation Real Estate Careers Real Estate For Sale Vacation Homes Buyer's Guide Before You Buy Top Picks Home Buying Books Foreclosure Books Mortgage Books Product Reviews Forums Help FREE Newsletter Sign Up Now for the Home Buying / Selling newsletter! See Online Courses Search Home Buying / Selling Real Estate Agency Disclosure Laws Most states in the US require real estate agents to disclose who they work for, buyer or sellers or both. Some disclosures can be verbal and others must be in writing. Find out what type of disclosure the real estate agents in your state should make. Scroll down for disclosure table. State Disclosure Required? Find Details Alabama Yes: Transaction Brokerage, Single Agency, Limited Consensual Dual Agency A Consumer Information Booklet (pdf) Alaska Yes: Written agency disclosures required. Real Estate Commission Statutes (pdf) Arkansas Yes: Written agency disclosure required. Agency Representation (pdf) California Yes: Written agency disclosure required. Agency Relationship Disclosure Colorado Yes: Written agency disclosure required. Brokerage Relationships (pdf) Georgia Yes: Written agency disclosure required. License Law Rules & Regulations (pdf, page 51) Hawaii Yes: Written or oral agency disclosure required. Real Estate Rules (pdf, page 10) Idaho Yes: Disclosure will focus on the differences between a "customer" and a "client;" dual agency explained. Agency Disclosure Brochure (pdf) Illinois Disclosure requirements unclear in online materials. If you are an Illinois agent, I'd appreciate clarification . Agency Relationships Iowa Yes: Written agency disclosure required. Customer or Client, the Choice is Yours (pdf) Kansas Agents must give you the brochure: "Real estate brokerage relationships." Overview of Brochure Kentucky Yes: Written agency disclosure required. Consumer Information Brochure (A specific agency brochure is mentioned, but I could not find it online; ask your agent) Louisiana Agents should provide you with an information pamphlet. Agency Disclosure Pamphlet (pdf) Maine Agents should provide you with a disclosure form. Agency Disclosure Form (pdf) Maryland Seller Agency disclosure required at first substantial meeting. Disclosure Information Massachusetts Yes. Disclosure is required. Agency Information Michigan I did not find specific information about agency disclosure on the Web site. Michigan State Board Missouri Yes. Disclosure is required. Missouri Broker Disclosure Form (pdf) Nevada Yes. Disclosure should be made "as soon as is practicable." Duties Owed by a Nevada Real Estate Licensee (pdf) New Hampshire Yes. You must be given an Agency Disclosure Form. Agency Disclosure Forms New Mexico I did not find specific information about agency disclosure on the Web site. New York Yes. Disclosure is required. Real Estate Agency Disclosure Form (pdf) North Carolina Yes. Written disclosure is required. Working with Real Estate Agents (pdf) Ohio Yes. Disclosure is required. Agency Disclosure Statement (pdf) South Carolina Yes. Disclosure is required. Consumer Information Brochure (pdf) South Dakota Yes. Disclosure is required. Real Estate Consumer Guide Tennessee I did not find specific information about agency disclosure on the Web site. Utah I did not find specific information about agency disclosure on the Web site. Virginia I did not find specific information about agency disclosure on the Web site. Washington Yes. Disclosure is required. Agency Law (pdf) West Virginia Yes. Disclosure is required. Notice of Agency Relationship (pdf) Wisconsin I did not find specific information about agency disclosure on the Web site. Wyoming I did not find specific information about agency disclosure on the Web site. A few states are missing and will be added as they are found. State Web sites have a habit of frequently changing their links. If you find a link that goes to different information, I'd appreciate it if you would send me an email so that I can update this file. Talk About Real Estate From Janet Wickell , Your Guide to Home Buying / Selling . FREE Newsletter. Sign Up Now! 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Fill out our easy loan request form and a local Mortgage Specialist will contact you about your loan options .They'll help you fill out all your paperwork, even your loan application . Refinance Now Refinance now while mortgage rates are still low. Getthe cash you need to make home improvements and consolidatedebt . Your overall monthly payments will be reduced and mayeven be tax deductible . Compare our interest rates with other top mortgage lenders such as ING Direct , eLoan , Countrywide , New Century , Full Spectrum , Ditech.com , and IndyMac Bank . Ameriquest Mortgage is a sponsor of Major League Baseball(MLB) including these teams: Padres, Angels, Dodgers, A's, Mariners,Twins, Orioles, Nationals, Mets, Astons, Rangers, Marlins and the DevilRays. Ameriquest Mortgage is a sponsor of the New York Jets National Football League (NFL) team. 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At Ameriquest , we support numerous nonprofit initiatives includingHabitat for Humanity, Big Brothers Big Sisters and the Fulfillment Fund.Ameriquest also has 2 airships (blimps), AmeriquestAirship 'Freedom' and AmeriquestSoaring Dreams Airship . You may have also seen our Do the Math Infomercial with Chuck Woolery where the benefits of Refinancing are easy as 1, 2, 3. Calculate how much you can lower your monthlypayments by refinancing – and hear from real people who'vedone it themselves. Ameriquest Mortgage offers other consumer tools including a MortgageDictionary , and various mortgage calculators . Find AmeriquestMortgage.com and Ameriquest.com on themajor search engines and sites such as Google , Yahoo , MSN , AOL , Ask Jeeves , and Ebay . Ameriquest has over 150 local branches nationwide andoffers local branch listings includingdirections served by MapQuest . To request a loan , you canvisit one of our local branches , call us toll free at 888-436-7571or click here .
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Financial , Redondo Beach Chase Financial Services , Beverly Hills Chase Manhattan Mortgage Chelsea Mortgage , Corona del Mar Diversified Mortgage , Irvine Effective Mortgage , Tarzana First Citadel , Mission Viejo First Manhattan Funding First Republic Mortgage , Santa Ana Freedom Financial HFC (Household Finance) , citywide Home Security Financial , Whittier HomeSafe Mortgage , Huntington Beach Imperial Credit Industries , Torrance Inter Mountain Mortgage , Pomona Irwin Mortgage , Ventura Lucero, Jim , Carson - Irwin Mortgage KPL Select Mortgage , Northridge KT Homes & Loans , Mission Viejo La Paz Mortgage , Laguna Beach Loan Leaders of America , Newport Beach Loans America , Newport Beach Metrociti Mortgage , citywide Mission Hills Mortgage Bankers , Palm Desert Monarch Lending Group , Laguna Hills Mortgage Loan Specialists Mountain West Financial , Lake Arrowhead, Redlands MyBestMortgage.com , El Segundo National Pacific Mortgage , Anaheim Nation Mortgage , Pasadena Newport Center Mortgage , Newport Beach Pacific Capital Mortgage Group , Irvine Pacific States Mortgage , Santa Ana Pacific Transit Mortgage , Santa Ana Paradise Financial Group , El Segundo Paterson Financial Services , San Marino Platinum Capital Group , Irvine Portfolio Financial , Laguna Beach Primary Mortgage Group , Monarch Beach Prime Mortgage , Northridge Profed Mortgage, Osborn, Doug Ranch & Country Loan Group , West LA Schenker, Skip - FHA 203K Your Expert , Anaheim - National Pacific Mortgage Shea Mortgage , Brea Southern California Funding , Laguna Hills Southland Funding , Redondo Beach Star Mortgage Group , Rancho Santa Margarita Troxler & Associates , Woodland Hills Trust Solutions , Laguna Hills - creative financing Ultimate Funding , Tustin UltimateRate.com , Santa Ana United American Mortgage , Irvine Valley Wide Funding Mortgages , Indian Wells Vintage Lending , Laguna Hills Wells Fargo Financial , citywide Western Pacific Mortgage , Woodland Hills Index Lenders: 2nd Trust Deed/Second/Equity/Debt Consolidation/Home Improvement Investments Aames Home Loan , Downtown, citywide Abacom Loans , Tarzana Abacus Home Loans , Mission Viejo Adams Financial A-Debt-Consolidation.com , Mission Viejo A-Second-Mortgage.com , Ontario AKT Mortgage Group , Anaheim All Lenders Mortgage Services , Temecula American Home Bancorp , Huntington Beach American Home Equity Loans , Irvine American Lenders Annex , Laguna Hills American World Financial Group , Rancho Cucamonga Americorp Credit , Temecula ARC Mortgage , Crestline Bad Credit Loans & Mortgages Bann-Cor Mortgage , Mission Viejo Capital Resource Mortgage Castle Express , Covina Debt Consolidation Loans , Mission Viejo Debt Consolidation Store , Anaheim Direct Equity Lending , Irvine Equity Direct Mortgage , Laguna Hills Equity Home Loans , Blue Jay Equity Loaners , Monarch Beach Financial Freedom Senior Funding , Irvine - reverse mortgages 1st Home Improvement Loans , Torrance First National Direct Funding , Laguna Hills First West Lending , Tarzana Home Equity Loan America , Anaheim Home Loan Country , Monarch Beach Independent Mortgage , Tustin L & W Mortgage , Costa Mesa MCA Mortgage Division , Irvine Mortgage Refinance Online , Anaheim Pacific Properties , Studio City R.C. Temme , Woodland Hills Sterling Coast to Coast Financial Group , Irvine United Pacific Mortgage , Tarzana Western Thrift & Loan , Huntington Beach Index Commercial ARCS Commercial Mortgage , Calabasas Baron Real Estate Loans , Northridge Carpenter Mortgage Services , Irvine Certified Funding , Wrightwood Dayco Funding George Smith Partners Grace Capital Group , Irvine Holliday Fenoglio Fowler , West LA, Irvine Impac Companies , Newport Beach L.J. Melody & Company , Century City Liberty Capital Advisors , Ontario Lyndel Funding Northmarq Capital , Newport Beach Ocean Pacific Capital , Irvine - residential Rubicon Realty Capital , Laguna Hills Soehnel, Edward J. , Alta Loma - construction Terrix Financial , Beverly Hills, Santa Ana Trinity Financial Group , Agoura Hills Index Professional Organizations American Agents Alliance Financial Women International Golden West Chapter , Orange Financial Women International (FWI) Inland Empire Financial Women International (FWI) Orange County National Home Equity Mortgage Association , Chino REOMAC - REal Estate Owned Managers Association of California , Marina del Rey Internet Services Database Applications All text, images and HTML © 1995-2005 Technique Development . All Rights Reserved.@LA is a registered trademark of Technique Development.The information on this page is presented as is. 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home equity line of
NYS Banking Department-Home Equity Line Of Credit Survey Interest Rate Information Home Equity Line Of Credit Markets Albany Buffalo Long Island New York Metro Rochester Syracuse Westchester Co, NY Definition of terms used in this survey. New York State home equity line of credit Average Highest Lowest 6.72 8.25 1.74 Albany Institution Telephone Date Rate Fees and Conditions Adirondack Trust Co 518-584-5844 12/23/05 7.00 P+0.00% (no floor); no yrly fee; $10,000 min Central National Bank 800-449-6842 12/23/05 8.25 P+1.25% (no floor); no yrly fee; $7,500 min Citibank 800-627-3999 12/23/05 7.25 P+0.25% (no floor); no yrly fee; $25,000 min Citizens Bank, N.A. 800-922-9999 12/23/05 7.00 P+0.00% (no floor); $50 yrly fee; $10,000 min First Niagara Bank 518-270-3200 12/23/05 7.75 P+0.75% (no floor); no yrly fee; $10,000 min HSBC Bank USA 800-975-HSBC 12/23/05 5.99 P+1.25% (1.25% floor); 4-mo intro; no yrly fee; $10,000 min KeyBank 888-KEY-1234 12/23/05 7.69 Range: P+0.69% to P+1.44% (no floor); $99 fee; $5,000 min M&T Bank 800-724-2440 12/23/05 5.49 P+0.95% (no floor); 6-mo intro; no yrly fee; $15,000 min Pioneer Savings Bank 518-274-4800 12/23/05 6.75 P-0.25% (no floor); no yrly fee; $2,000 min TrustCo Bank 518-436-9043 12/23/05 7.50 P+0.50% (no floor); no yrly fee; $7,500 min Buffalo Institution Telephone Date Rate Fees and Conditions Bank of Akron 716-542-5401 12/23/05 2.49 P-0.25% (no floor); 4-mo intro; no yrly fee; $10,000 min Bank of America 800-299-2265 12/23/05 7.49 P+0.24% (no floor); .25% disc w/auto debit; no yrly fee; $10,000 min Chase Bank 800-CHA-SE24 12/23/05 7.50 Range: P+.50% to P+5.00% (no floor); $50 yrly fee; $5,000 min Citibank 800-627-3999 12/23/05 7.25 P+0.25% (no floor); no yrly fee; $25,000 min Citizens Bank, N.A. 800-922-9999 12/23/05 7.00 P+0.00% (no floor); $50 yrly fee; $10,000 min Evans National Bank 716-549-6000 12/23/05 1.74 P+0.00% (no floor); 3-mo intro; $99 yrly fee; $7,500 min First Niagara Bank 877-722-9842 12/23/05 8.00 P+0.75% (no floor); no yrly fee; $10,000 min HSBC Bank USA 800-975-HSBC 12/23/05 5.99 P+1.25% (1.25% floor); 4-mo intro; no yrly fee; $10,000 min KeyBank 888-KEY-1234 12/23/05 7.69 Range: P+0.69% to P+1.44% (no floor); $99 fee; $5,000 min M&T Bank 800-724-2440 12/23/05 6.20 P+0.95% (no floor); 6-mo intro; no yrly fee; $15,000 min Long Island Institution Telephone Date Rate Fees and Conditions Astoria Federal S&LA 800-278-6742 12/23/05 7.00 P+0.00% (no floor); .25% disc w/auto debit; $25 yrly fee; $10,000 min Bank of America 800-299-2265 12/23/05 7.49 P+0.24% (no floor); .25% disc w/auto debit; no yrly fee; $10,000 min Bank of New York 212-495-1784 12/23/05 4.25 P+0.99% (no floor); 6-mo intro; no yrly fee; $5,000 min Chase Bank 800-CHA-SE24 12/23/05 7.50 Range: P+.50% to P+5.00% (no floor); $50 yrly fee; $5,000 min Citibank 800-321-2484 12/23/05 7.25 P+0.25% (no floor); no yrly fee; $25,000 min HSBC Bank USA 800-975-HSBC 12/23/05 5.99 P+1.25% (1.25% floor); 4-mo intro; no yrly fee; $10,000 min North Fork Bank 877-694-9111 12/23/05 7.00 P+0.00% (no floor); no yrly fee; $25,000 min Queens County Svgs Bk 718-433-4368 12/23/05 7.00 Range: P+0.00% to P+4.25% (no floor); $500-$600 fee; no yrly fee; $10,000 min Ridgewood Svgs Bk 718-240-4800 12/23/05 7.25 P+0.25% (no floor); no yrly fee; $10,000 min Washington Mutual Bank 800-788-7000 12/23/05 8.00 Range: P+0.75% to 3.75% (no floor); $45 yrly fee; $10,000 min New York Metro Institution Telephone Date Rate Fees and Conditions Astoria Federal S&LA 800-278-6742 12/23/05 7.00 P+0.00% (no floor); .25% disc w/auto debit; $25 yrly fee; $10,000 min Bank of New York 212-495-1784 12/23/05 4.25 P+0.99% (no floor); 6-mo intro; no yrly fee; $5,000 min Chase Bank 800-CHA-SE24 12/23/05 7.50 Range: P+.50% to P+5.00% (no floor); $50 yrly fee; $5,000 min Citibank 800-321-2484 12/23/05 7.25 P+0.25% (no floor); no yrly fee; $25,000 min HSBC Bank USA 800-975-HSBC 12/23/05 5.99 P+1.25% (1.25% floor); 4-mo intro; no yrly fee; $10,000 min Independence Community Bank 800-732-3434 12/23/05 7.25 P+0.25% (no floor); .25% disc w/auto debit; no yrly fee; $10,000 min Manufacturers and Traders Trust Co 800-724-2440 12/23/05 5.49 P+0.95% (no floor); 6-mo intro; no yrly fee; $15,000 min North Fork Bank 877-694-9111 12/23/05 7.00 P+0.00% (no floor); no yrly fee; $25,000 min Queens County Svgs Bk 718-268-6801 12/23/05 7.00 Range: P+0.00% to P+4.25% (no floor); $500-$600 fee; no yrly fee; $10,000 min Washington Mutual Bank 800-788-7000 12/23/05 8.00 Range: P+0.75% to 3.75% (no floor); $45 yrly fee; $10,000 min Rochester Institution Telephone Date Rate Fees and Conditions Bank of America, NA 800-299-2265 12/23/05 7.49 P+0.24% (no floor); .25% disc w/auto debit; no yrly fee; $10,000 min Canandaigua National Bank 585-394-4260 12/23/05 7.75 P+0.75% (no floor); .25% disc w/auto debit; no yrly fee; $10,000 min Chase Bank 800-CHA-SE24 12/23/05 7.50 Range: P+.50% to P+5.00% (no floor); $50 yrly fee; $5,000 min Citibank 800-627-3999 12/23/05 7.25 P+0.25% (no floor); no yrly fee; $25,000 min Citizens Bank, N.A. 800-922-9999 12/23/05 7.00 P+0.00% (no floor); $50 yrly fee; $10,000 min First Niagara Bank 716-434-6621 12/23/05 7.75 P+0.75% (no floor); no yrly fee; $10,000 min Five Star Bank 888-624-2300 12/23/05 7.25 P+0.25% (no floor); 0% 3 month intro; no yrly fee; $7,500 min HSBC Bank USA 800-975-HSBC 12/23/05 5.99 P+1.25% (1.25% floor); 4-mo intro; no yrly fee; $10,000 min KeyBank 888-KEY-1234 12/23/05 7.69 Range: P+0.69% to P+1.44% (no floor); $99 fee; $5,000 min M&T Bank 800-724-2440 12/23/05 6.20 P+0.95% (no floor); 6-mo intro; no yrly fee; $15,000 min Syracuse Institution Telephone Date Rate Fees and Conditions Alliance Bank 800-310-6275 12/23/05 1.99 P-0.26% (no floor); 4-mo intro; no yrly fee; $5,000 min Bank of America, NA 800-299-2265 12/23/05 7.49 P+0.24% (no floor); .25% disc w/auto debit; no yrly fee; $10,000 min Chase Bank 800-CHA-SE24 12/23/05 7.50 Range: P+.50% to P+5.00% (no floor); $50 yrly fee; $5,000 min First Niagara Bank 877-722-9842 12/23/05 8.00 P+0.75% (no floor); no yrly fee; $10,000 min Fulton Savings Bank 315-592-4201 12/23/05 6.00 P+0.00% (no floor); 12-mo intro; no yrly fee; $5,000 min HSBC Bank USA 800-975-HSBC 12/23/05 5.99 P+1.25% (1.25% floor); 4-mo intro; no yrly fee; $10,000 min KeyBank 888-KEY-1234 12/23/05 7.69 Range: P+0.69% to P+1.44% (no floor); $99 fee; $5,000 min M&T Bank 800-724-2440 12/23/05 6.20 P+0.95% (no floor); 6-mo intro; no yrly fee; $15,000 min Solvay Bank 315-468-1661 12/23/05 7.00 P+0.00% (4.00% floor); no yrly fee; $2,500 min The Oneida Savings Bank 315-363-2000 12/23/05 5.25 P+0.00% (no floor); 6-mo intro; no yrly fee; $7,500 min Westchester, Co Institution Telephone Date Rate Fees and Conditions Astoria Federal S&LA 800-278-6742 12/23/05 7.00 P+0.00% (no floor); .25% disc w/auto debit; $25 yrly fee; $10,000 min Bank of America, NA 800-299-2265 12/23/05 7.49 P+0.24% (no floor); .25% disc w/auto debit; no yrly fee; $10,000 min Bank of New York 212-495-1784 12/23/05 4.25 P+0.99% (no floor); 6-mo intro; no yrly fee; $5,000 min Chase Bank 800-CHA-SE24 12/23/05 7.50 Range: P+.50% to P+5.00% (no floor); $50 yrly fee; $5,000 min Citibank 800-321-2484 12/23/05 7.25 P+0.25% (no floor); no yrly fee; $25,000 min First Niagara Bank 877-722-9842 12/23/05 8.00 P+0.75% (no floor); no yrly fee; $10,000 min HSBC Bank USA 800-975-HSBC 12/23/05 5.99 P+1.25% (1.25% floor); 4-mo intro; no yrly fee; $10,000 min Manufacturers and Traders Trust Co 800-724-2440 12/23/05 5.49 P+0.95% (no floor); 6-mo intro; no yrly fee; $15,000 min Wachovia Bank, NA 800-922-4684 12/23/05 7.25 Range: P+0.00% to 2.00% (no floor); no yrly fee; $8,000 min Washington Mutual Bank 800-788-7000 12/23/05 8.00 Range: P+0.75% to 3.75% (no floor); $45 yrly fee; $10,000 min Rates are subject to change without notice and may vary from branch to branch. Although the rates reported here have been obtained from the financial institutions themselves, the accuracy of the information cannot be guaranteed by the publisher. 2005: Bankrate.com All rights reserved. | Home Search | Site Map | | Interest Rates | | Credit Cards | MortgageRates | Home Equity Lines of Credit | | Home Equity Loans | New Auto Loans | Used Auto Loans | Last Modified Friday, December 23, 2005 FastCounter by bCentral