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NOAA Home Page Thu December 29 2005 Home Contacts Media Disclaimer Search People Locator Home Page Menu Air Quality Aviation Charts Climate Coasts Contacts Disclaimer Diving Drought Fire Weather Fisheries Floods Hurricanes Jobs Lightning Meet the Administrator Navigation Ocean NOAA Leadership Past Weather Podcast Privacy Policy Question of the Month Research RSS Satellites Search this site Site Map Solar and Space Storm Watch Tornadoes Tsunamis Turtles Volcanoes Weather Weather Data Whales Site Map (includes pull-down menu text) NOAA RSS Podcasts Taking the Pulse of the Planet Your Local Forecast by City, State (not ZIP code) STORM WATCH Current Watches/Warnings Graphical Weather Maps and Other Weather Information Image of the Day • Meet the NOAA Administrator • NOAA Administrator's Speeches • NOAA Leadership • About NOAA • NOAA Strategic Planning • Annual Guidance Memo • FOIA • NOAA History • NOAA Organization Chart • Information Quality • Privacy Policy • Department of Commerce Emergency Information for NOAA Employees • Contracting • Employment • Diversity • Grants • NOAA National Weather Service • NOAA Satellites and Information • NOAA Fisheries • NOAA Ocean Service • NOAA Research • NOAA Marine & Aviation Operations • CIO/HPCC • Education Resources • Education and Sustainable Development • NOAA Corporate Services • General Counsel • Program Planning and Integration • IT Security • Legislative Affairs • NOAA Library • NOAA in Your State • Science Advisory Board • Employee Worklife Center • Hydrographic Services Review Panel • Media Contacts • News Releases • NOAA Background Info • Public Affairs • External Affairs • Story Ideas for Reporters NOAA TEACHER AT SEA PROGRAM LAUNCHES NEW WEB SITE NOAA’s Teacher at Sea program launched a new Web site, better enabling teachers from kindergarten through college to find and apply for opportunities to get first-hand research experience aboard NOAA hydrographic, oceanographic and fisheries research vessels. Teachers who sail aboard NOAA ships write daily logs of their experiences and e-mail them to the NOAA program coordinator. The new Web site’s main feature allows access to these logs, which include information about sea temperatures and other data, research of the day, and interviews with scientists and crew. Full Story Inside NOAA NATIONAL WEATHER SERVICE UNVEILS NEW PRECIPITATION WEB PAGE — High-quality precipitation analyses used for flood forecasts, drought monitoring and climate trends are being made available on the NOAA National Weather Service Web site on a trial basis through June 2006. During this time, comments regarding the service will be collected to determine whether it effectively meets users' needs and whether the service should be continued after the trial period. News Story Archive - Home page stories 1999 - Present NOAA SATELLITES HELP KEEP COMPETITIVE SAILORS SAFE — The international Search and Rescue Satellite-Aided Tracking System (COSPAS-SARSAT) is giving an extra measure of safety for sailors competing in the worldwide Volvo Ocean Race. The SARSAT program is providing life-saving, alert capabilities for 21 emergency beacons, which were purchased by race organizers to use in the race. NOAA Magazine - The stories behind the headlines. Ocean Etiquette: Promoting Responsible Encounters with Living and Submerged Cultural Resources NOAA REPORTS WARMER 2005 FOR THE UNITED STATES, NEAR-RECORD WARMTH GLOBALLY: HURRICANES, FLOODS, SNOW AND WILDFIRES ALL NOTABLE — After a record-breaking hurricane season, blistering heat waves, lingering drought and a crippling Northeast blizzard, 2005 is ending as a warm year in the United States. It will come close to the all-time high global annual average temperature, based on preliminary data gathered by scientists at the NOAA National Climatic Data Center in Asheville, N.C. AccessNOAA - NOAA Employees Make a Difference Hurricane Katrina Environmental Impacts NOAA Conducts Aerial Photography Missions over Regions Affected by Hurricane Wilma NOAA Performs Aerial Survey of Regions Affected by Hurricane Rita NOAA Hurricane Katrina Support Activities; Aerial Photography Flights Yield Thousands of Images NOAA Hurricane Hunter Pilot Captures Katrina at Her Meanest Weather Watches, warnings, floods, hurricanes, Weather Radio... Ocean Coral reefs, tides, currents, buoys, marine sanctuaries, estuaries, diving, spills Satellites Real-time imagery, environmental, geostationary and polar satellites Fisheries Protecting marine mammals, sea turtles, habitats, statistics, economics, enforcement Climate El Niño & La Niña, global warming, drought, climate prediction, archived weather data, paleoclimatology Research Environmental labs , air quality, atmospheric processes, climate and human interactions Coasts Coastal services, products, Great Lakes, coastal zone management Charting & Navigation Nautical & navigational charts, mapping, remote sensing, safe navigation Question of the Month What is the difference between "Tide Charts" and "Tide Tables"? NOAA Answers Your Questions A new Web site to help you find NOAA information. • NOAA David Johnson Award — Nomination Deadline Dec. 1, 2005 • FY 2008 Annual Guidance Memorandum (PDF) • Economic Statistics for NOAA (PDF) — Fourth Edition 2005 • Strategic Plan for the U.S. Integrated Earth Observation System • NOAA 2006 Budget Request — "Blue Book" Online • Dept. Of Commerce Consistency Appeal of Islander East Pipeline Company (54-page PDF File) • NOAA Strategic Plan , 2005-2010 (PDF) • Coastal Zone Management Act Consistency Appeals • NOAA Cooperative Conservation • NOAA Climate Data at a Glance - Find 108 years of weather data for the U.S. • New England Red Tide Information Center • Search & Rescue Satellite-aided Tracking/Emergency Beacon registration - See how NOAA's SARSAT helps to save mariners, aviators and other people in distress. • NOAA and the Preserve America Initiative - Find out about the nation's oldest scientific agency. • NOAA Ocean Explorer - Ocean exploration without getting wet! • Beach Temperatures Drifting Iceberg Visit the NOAA Photo Library and view more than 40,000 images. Visit NOAA's Undersea Research Program, or NURP, where scientists investigate the undersea environment to put together the pieces of the ocean’s puzzle. Scientists use tools such as submersibles, remotely operated vehicles, mixed gas diving gear, underwater laboratories and observatories, and other cutting edge technologies to explore the undersea universe. The Emmy award-winning NOAA documentary, Saving Springer , is a remarkable and inspirational story about the work that NOAA does every day. Springer, a young abandoned killer whale, might have faced a solitary existence, left to make her way as best she could. Instead, the work and dedication of NOAA professionals gave Springer a new chance at life and helped her return to her family. Want to Know About NOAA? — You'll need RealPlayer to view this streaming video clip. Click here for video text. Presidential Visit to NOAA Wells Estuary in Wells, Maine. You'll need RealPlayer to view this streaming video. Click here for video text. NOAA Launches the First of Four Planned NOAA Fisheries Survey Vessels — You'll need RealPlayer to view this streaming video clip. Read the story . Publication of the National Oceanic & Atmospheric Administration (NOAA), U.S. Department of Commerce . Last Updated: December 28, 2005 1:12 PM http://www.noaa.gov



rental property you want

Vacation Rentals-1st Choice Vacation Rentals the #1 Online Vacation Rentals Website. Worldwide Vacation Rentals, Lodging Vacation Rentals, Homes Vacation Rentals, Cabins Vacation Rentals, Bed and Breakfast's, Hotels, Resorts, Inns, Villa Vacation Rentals, and Vacation Rental Properties Home Search New Rentals List Your Rental About Us NotePad My 1stChoice Customer Login Destinations United States Mexico Caribbean Europe Australia Africa South Pacific New Zealand Asia South America Central America Canada Activities Open NotePad Close NotePad About NotePad Customer Service Press Help - FAQ Web Development News Letters My Destinations My Specials The Easiest Way on the internet to find vacation rentals world wide! Since 1994 1st Choice Vacation Rentals has been the easiest way on the Internet to find vacation rentals worldwide including properties in the United States, Mexico, Europe, South America, Australia, Africa, Canada and Asia.Choose from destinations like Orlando, North Lake Tahoe, South Lake Tahoe, West Lake Tahoe, Palm Springs, Hawaii, Maui and Kauai. Categories include homes, villas, condominiums, ski cabins, bed and breakfasts, timeshares and much more..... Select from our most traveled locations.. United States Lake Tahoe North Lake Tahoe South Lake Tahoe West Lake Tahoe Florida Orlando Florida Keys Fort Meyers Beach Hawaii Big Island / Kona Maui Oahu Kauai Molokai Mexico Cabo San Lucas Puerto Vallarta Mazatlan Cancun Manzanillo Select from listings around the world.. Africa Europe Asia Mexico Australia South America Canada South Pacific Caribbean New Zealand Central America Special Interest Vacation Rental Destinations Skiing Golfing Scuba Diving / Snorkeling Windsurfing / Kiteboarding Theme / Water Parks Deep Sea Fishing Large Group Retreats Mountain Biking EcoTourism United States Alabama Maine Oregon Alaska Maryland Pennsylvania Arizona Massachusetts Rhode Island Arkansas Michigan South Carolina California Minnesota South Dakota Colorado Mississippi Tennessee Connecticut Missouri Texas Delaware Montana Utah Florida Nevada Vermont Georgia New Hampshire Virginia Hawaii New Jersey Washington Idaho New Mexico West Virginia Illinois New York Wisconsin Indiana North Carolina Wyoming Kentucky North Dakota Louisiana Ohio Find Your Destination Find a vacation rental easier now with the Destination Finder! This search will quickly return the properties in the destination of your choice with advanced options. New Listings on 1st Choice View our newest vacation listings and destination categories. About 1st Choice 1st Choice has been online since 1994 and we have brought thousands of renters and property owners together over the years. Member of Vacation Rental Managers Association Some advantages 1st Choice Vacation Rentals has to offer You as a Vacation Rental Manager: Exposure to 20,000 visitors a day. Self manageable vacation rental page with quality tools and design that is easy to use. Top in search engine rankings. Only $11-$25/month for this kind of exposure. "I've been with 1st Choice for more than 3 years,and have had excellent success renting my condos. I also use 10 other providers, but 1st Choice Vacation Rentals responses has them beat by 10 to 1." - Mel Kalechstein - Woodland Hills, CA Do you have a vacation rental property you want to list on the internet? You should consider advertising with 1st Choice Vacation Rentals. Add Your Listings We invite you to give your vacation rental property the exposure of the tens of thousands of renters visiting 1st Choice Vacation Rentals each day. 1st Choice Testimonials Read what our valued customers have to say about 1st Choice Vacation Rentals. 1st Choice Features Descriptions of some of the exciting new features on 1st Choice Advertising Opportunities Find how easy it is to get started renting your vacation rental with 1st Choice. Featured Property of the Month.. Affordable Cabins in the Tennessee Smoky Mountains Join our 1st Choice Vacation Rentals Newsletter and get information on what's new with 1st Choice. Sign-Up Now! In the News Seven Great Tips for Making Your Vacation Photos Memorable IN THE NEWS: Wall Street Journal Instant Messages Are Popping Up All Overby Daniel NasawAcknowledging that instant messaging isn't just for gossiping teenagers anymore, companies increasingly are using new IM tools to promote products, boost productivi...... Full Story IN THE NEWS: New York Times RENTING A HOUSE WITH A CLICK OF A MOUSEBy Bob TedeshiRandy McNamara spent last spring in a protracted spin cycle of Internet irritation. Mr. McNamara, a salesman for a printing company in Phoenix, was hunting for a vaca...... Full Story Since 1994 1st Choice Remains a Leader in the Vacation Rental Industry! A pioneer and leader the online vacation rental industry since 1994, 1st Choice Vacation Rentals continues to lead the way in cost effective online advertising, marketing, and value added features for our customers.Reinve...... Full Story Home | About 1st Choice | Customer Service | Pricing Information | Help Press | Testimonials | Privacy Policy | Legal Notices | Site Map | Link Exchange © 1994 - 2005 1stChoice Internet | All Rights Reserved | Powered by 1stChoice Internet



Investment Property Calculator Our

Investment Property Friday, 30.12.2005 Calculate Everyday Banking Ways to Bank E-Commerce Solutions Borrow International Trade Property Finance Plant, Equipment and Vehicle Finance Information Debtor Finance Apply For... Search this site Go | BNZ Home | Site Map | Terms & Conditions | Contact Us | Rates & Fees | Careers | Investment Property Calculator Our investment property finance calculator is a unique tool developed to help you as an investor test the affordability of property investments you might be considering. It can help you to find out what level of surplus or deficit your "financed" property investment may generate. To move between fields use your mouse, or the Tab button on your keyboard. For further help on using the calculator, just read our instructions . Enter the property's annual rental income: $ Enter the yield you wish to obtain: % Purchase Price: $ ~ result Enter either: loan amount as % of purchase price: Or amount of cash or equity you wish to contribute: 30% 35% 40% 45% 50% 55% 60% 65% 70% 75% $ Loan Amount: $ ~ result Loan Repayments: Interest Only Principal & Interest Interest Rate: 6.00% 6.25% 6.50% 6.75% 7.00% 7.25% 7.50% 7.75% 8.00% 8.25% 8.50% 8.75% 9.00% 9.25% 9.50% 9.75% 10.00% 10.25% 10.50% 10.75% 11.00% 11.25% 11.50% 11.75% 12.00% Repayment based on year term Annual Repayment: $ ~ result Surplus: $ ~ result Surplus return on cash contribution: % ~ result How much will be owing on my loan after years? Amount Remaining: $ ~ result How to use the calculator: Rent is the source of income from any investment property that you may be considering. Key in the rental income that your proposed investment will generate. Yield is the rate of return you expect to achieve from any property investment you may wish to make. Key in the yield that you believe is an appropriate return on your investment. The combination of the rental income together with the yield you expect will determine the amount you will need to pay for the property to satisfy your return expectations. Enter the cash (equity) you would like to contribute to the investment; or Select the loan amount as a percentage of the purchase property you are considering, to test the tolerance of your investment compared to debt levels. Which loan repayment option would you prefer? Interest only or principal and interest? Select an option. Interest rate? Select an interest rate option , or call a property finance lending manager for a quote. Term? The term of your loan will also affect the level of debt servicing that your financed investment property can sustain. Select a term over which you wish to repay your debt. What the calculator will tell you: The price you are prepared to pay for the property you are considering, based on the rental income from the property and the return (yield) you expect on your investment. The total of the annual payments to service the debt on this proposition, based on the percentage you have considered borrowing against the purchase price, the repayment option you have selected and the term you have chosen. The cashflow surplus before any overheads, depreciation, miscellaneous costs and taxation. What it won't tell you: The quality of the rent. Before you make any investment, you must independently check that the tenant(s) in the property you are considering purchasing have a sound track record, and can be relied upon (in your opinion) to pay the rent. The quality of the property. Check with a registered valuer about the quality of the investment you are about to make. Ask a property finance lending manager for some guidance on how to choose a registered valuer to help you in making a prudent decision. The quality of your investment decision. Once again, we recommend you seek guidance from a registered valuer, a solicitor and an accountant in helping you make a sound decision. Ask a property finance lending manager for some guidance on how to choose your professional advisors. DISCLAIMER The calculator is provided for general information purposes only and does not form advice given by Bank of New Zealand. Bank of New Zealand accept no liability whatsoever for the consequences of any use of the calculator which shall not constitute an offer of finance. back to top © Bank of New Zealand 2001. Use of the information contained on this page is subject to our Terms and Conditions



Denver Real Estate Leads

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Frequently Asked Questions Request More Information... Order Online or call 1-877-593-4157 , Monday through Friday, 8:30 a.m. to 5:00 pm ET. bizjournals.com accepts Visa, Mastercard, American Express and Discover. SALES LEADS Get There First with American City Business Leads New Businesses New Business data is collected every week from local government sources. Our information is never more than one step away from the source, and is always the freshest source of new business leads for your area.. » Click for New Business Leads New Homebuyers Home sales data consists of recent home purchase transaction informationgathered directly from the deed offices of local courthouses. This information is the freshest possible marketing data you will find for your area. Get there first! » Click for Homebuyer Leads Custom Leads Search our database of businesses and homeowners to create your customized prospect list. We have hundreds of thousands of listings from which you can create and download a prospect file immediately! We have your new customers, but you can't contact them until you click here! » Click here for Custom Leads Business & Consumer Listings Nationwide! We also have access to nearly 14 million existing businesses and over 104million household listings. Please call 877-593-4157, and a leadsconsultant will assist you in creating a unique marketing list. Home | Subscribe | Book of Lists | Reprints | Email Alerts | Classifieds | Latest News | Print Edition | Services Sales Power | Biz Finance | Entrepreneur | Community | Search | RSS Feeds The Denver Business Journal email: denver@bizjournals.com bizjournals | Contact Us | Site FAQ Our brands: Search Engine Optimization by Use of, or registration on, this site constitutes acceptance of our User Agreement Please read our Privacy Policy ©2005 American City Business Journals, Inc. and its licensors. All rights reserved. Contact us here . 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Real Estate Broker

Atlanta Real Estate: Metro Brokers/GMAC Atlanta real estate, Georgia, brokers, agent, buckhead, atlanta mortgage, cobb, midtown, homes for sale -- Atlanta Real Estate & Atlanta Homes for Sale Metro Brokers/GMAC Real Estate Community Search Builders/Developers New Home Services for Agents Order relocation kit Who's who in relocation GM Family First Quote Form Claims Dictionary FAQ's Privacy notice Services offered Businesses for sale Commercial division info Property search Agent roster Who wants to be a millionaire? Comprehensive sales training Broker support Coaching Agent Testimonials Contact us A little history Marketing Communications Technology Office locations/directions Market share comps Company News Premier Service Have a question? Ask your online guide. E-mail Metro Mike. Learn how to schedule appointments online to see properties. Order our FREE 250+ page home guide with thousands of area homes for sale. Click here to learn how to get a Georgia real estate license for free! Click here to view your shopping cart or create a new account. Metro Brokers Financial offers competitive rates on a variety of mortgage products. Click here to prequalify! Search the largest database of Atlanta homes for sale 72,310 HOMES more than any other website! Database last updated Dec 29 2005 6:58AM Market Share Comps Metro Brokers/GMAC Real Estate grew its Atlanta real estate market share by one percent in 2004, while every other local residential realty company with at least 2,000 closings lost market share – one company by 15 percent. Over the last four years, Metro Brokers has increased its metro area market share by 3.4 percent – far better than any other local company. In fact, Atlanta’s other top 10 residential real estate companies experienced market share declines over that same period by an average of 23.5 percent. Metro Brokers did even better in specific real estate submarkets of Atlanta. The company saw double-digit market share gains in Butts, Cherokee, Coweta, Dawson, Douglas, East Cobb, Forsyth, Gilmer, Gwinnett, Henry, Intown Atlanta, Newton, North Fulton, Paulding, Rockdale, Walton and West Cobb. The company remains the Atlanta market share leader south of I-20, with nearly 1 out of every 4 homebuyers represented by a Metro Brokers sales associate. According to Metro Brokers President and CEO Kevin Levent, the primary reason for the company's market-leading growth is the increased productivity of its sales associates. "Our associates sold more homes in Atlanta than any other year in the history of our company," Levent said. "Our training programs are invigorating experienced real estate sales associates and helping new real estate licensees hit the ground running." Metro Brokers is also the largest license holder in the state of Georgia. The market share study was completed by Smart Numbers, an independent, Atlanta-based company that provides residential real estate information. Smart Numbers used closing data from MLS and FMLS to compile its report. Company News ATLANTA - Once again, the Greater Atlanta Home Builders Association (HBA) has selected metrobrokers.com Best Realtor Website in the Atlanta area for the fourth consecutive year. MetroBrokers.com was chosen by HBA’s judges for its functionality, ease-of-use and overall design. The only organization recognizing Atlanta companies for excellence in website design, the HBA has been promoting, protecting and preserving homeownership in the greater area since its inception in 1945. HBA is an affiliate of the National Association of Home Builders (NAHB), headquartered in Washington, D.C. During the last year, Metro Brokers became the first local company to successfully launch an appointment setting tool that allows homebuyers to schedule a showing while viewing a listing online. As a result, Metro Brokers has generated more than 2,000 real estate showing requests – a figure that’s 30 percent higher than the national average of other metro realty companies. REALTORS RESPOND TO METRO BROKERS’ NEW BILLBOARDS Joyce Hay of the Gwinnett office: “Awesome! Awesome! Awesome! I love the billboards. My clients think the boards are cool, too. They say it’s better than any other billboard they’ve ever seen and that Metro Brokers is far and above any other company.” Salim Lokhandwalla of the Tucker office: “It’s very eye-catching. The locations are excellent especially the one on I-85 south. If my 11 year old daughter notices it, I’m sure others will too.“ Jamie Hook of the East Cobb office: “It’s really impressive, especially when you have clients in the car and drive by it.” Radley Reiff of the Buckhead office: “I love it. I think it’s great for brand recognition…A perfect ‘10’.” Serrie Fields of the Stone Mountain office: “The billboard can’t be beat. It’s bold, easy to read in traffic and very visible. It makes our name well known in the community and reinforces our large market presence. I envision the billboards helping me on listing presentations when I mention them to customers.” Bo Krejci of the North Fulton office: “I think the billboard is great. It really pops out at you when you drive down GA-400. I can only imagine the impact on morning commuters as the traffic crawls by the billboard.” Real Estate Atlanta, Georgia




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