Texas Land for Sale

Texas Real Estate, Texas Luxury Homes, and Texas Land for Sale Texas Real Estate Search Results Texas Luxury Homes and Texas Land for Sale HOME | SITE MAP | SEARCH | LUXURY HOMES | WHAT'S NEW | EMAIL THIS PAGE | UPDATE ME BY EMAIL | SIGN IN | PRINT Your search returned 3 Texas Properties Find More Luxury Real Estate and Land for Sale | Show All Texas Private Communities Properties 1 through 3 of 3 1 Mountain Springs Homesites Canyon Lake, Texas $40,000 To $100,000 Mountain Springs Ranch Newly opened hilltop neighborhood with jaw-dropping views-- many extending over 20 miles. Approximately half of the homesites overlook the adjacent 85-acre nature preserve so views will never change. The community is offering exceptional promotions during the early development phase. Read More about this Texas Land for Sale 2 Robert S. Thornton Great Homes Model San Antonio, Texas $959,000 4 Bedrooms 4 Full Baths 1 Half Bath Cordillera Ranch Spectacular Robert S. Thornton Great Homes model. Featured in the May issue of Country Lifestyle Magazine. 4 bedrooms (master down), 4.5 baths on 4+ acres. The separate Master Suite and gourmet kitchen must be seen to be appreciated. Wet weather creek and 43 acre neighbor enhance the privacy for... Read More about this Texas Real Estate 3 The Peninsula Spring Branch, Texas Mystic Shores at Canyon Lake Recently opened neighborhood in the exclusive gated section of The Peninsula. Neighborhood is surrounded by water on three sides and located on Canyon Lake where the Guadalupe River feeds into it. These homesites are among the best in the community offering both lake and river frontage as well as... Read More about this Texas Land for Sale Properties 1 through 3 of 3 Pick One - They're ALL Great! Albemarle Plantation - Hertford, North Carolina Bald Head Island - Southport, North Carolina Balsam Mountain Preserve - Sylva, North Carolina Barefoot Resort and Golf - North Myrtle Beach, South Carolina Bay Creek - Cape Charles, Virginia Bay Harbor - Bay Harbor, Michigan Bear Lake Reserve - Cashiers, North Carolina Bear River Lodge - Hot Springs, North Carolina Bedford at Falls River - Raleigh, North Carolina Berkshire Forest - Myrtle Beach, South Carolina Biltmore Lake - Biltmore Lake, North Carolina Brays Island Plantation - Sheldon, South Carolina Canyon Ridge - Lookout Mountain, Georgia Carriage Park - Hendersonville, North Carolina Champion Hills - Hendersonville, North Carolina Chapel Ridge - Chapel Hill, North Carolina Colleton River Plantation - Hilton Head Island, South Carolina Colonial Heritage - Williamsburg, Virginia Cordillera Ranch - San Antonio, Texas Cotton Bay - Rock Sound, Eleuthera Creston - Black Mountain, North Carolina Daniel Island - Charleston, South Carolina Dataw Island - Dataw Island, South Carolina DeBordieu Colony - Georgetown, South Carolina East Haven - Covington, Georgia Fairvue Plantation - Gallatin, Tennessee Fawn Lake - Fredericksburg, Virginia Ford's Colony - Williamsburg, Virginia Fox Acres Country Club - Red Feather Lakes, Colorado Glenmore - Charlottesville, Virginia GlenRiddle - Berlin, Maryland Governors Club - Chapel Hill, North Carolina Grand Harbor - Vero Beach, Florida Grand Haven - Palm Coast, Florida Grande Dunes - Myrtle Beach, South Carolina Grande Vista Bay - Rockwood, Tennessee Greenbrier Sporting Club - White Sulphur Springs, West Virginia Haig Point - Hilton Head Island/Daufuskie Island, South Carolina Hammock Beach - Palm Coast, Florida Hammock Dunes Private Community - Palm Coast, Florida Hampton Hall - Bluffton, South Carolina Harbour Ridge YCC/HR Properties - Palm City, Florida Heritage Hunt Golf and Country Club - Gainesville, Virginia Heritage Shores - Bridgeville, Delaware Indian River Club - Vero Beach, Florida Indian River Colony Club - Viera (Melbourne), Florida Jefferson Landing on the New River - Jefferson, North Carolina Kiawah Island - Kiawah Island, South Carolina Kicking Horse Mountain Resort - Golden, British Columbia Kingsmill on the James - Williamsburg, Virginia Lake Jovita - Dade City, Florida Longleaf at Callaway - Pine Mountain, Georgia MiraBay - Apollo Beach, Florida Mission Inn's Las Colinas - Howey-in-the-Hills, Florida Montreux - Reno, Nevada Mount Vintage Plantation - North Augusta, South Carolina Mountain Air - Burnsville, North Carolina Mountain Springs Ranch - Canyon Lake, Texas Mystic Forest at Queens Lake - Nantahala, North Carolina Mystic Shores at Canyon Lake - Spring Branch, Texas North Hampton - Fernandina Beach, Florida Oakbridge - Lakeland, Florida Oldfield - Okatie, South Carolina Oleta Falls - Hendersonville, North Carolina Osprey Cove - St. Marys, Georgia Pinnacle Falls - Hendersonville, North Carolina Piper's Landing Yacht & Country Club - Palm City, Florida Private Escapes Platinum Destination Club PUNTACANA Resort & Club - Punta Cana, Higuey, Dominican Republic Quail Ridge Country Club - Boynton Beach, Florida Quail West - Naples, Florida Quechee Lakes - Quechee, Vermont Rarity Pointe - Lenoir City, Tennessee Renaissance - Fort Myers, Florida Reunion Resort & Club - Reunion, Florida Reynolds Plantation - Greensboro, Georgia River Dunes - Oriental, North Carolina River Hall - Fort Myers, Florida River Landing - Wallace, North Carolina River Oaks - Savannah, Georgia Roaring Fork Club - Basalt, Colorado Rock Barn Golf & Spa - Conover, North Carolina Roosevelt Ridge Private Reserve - Boulder, Colorado Rose Hall - Montego Bay, Jamaica Santeetlah Lakeside - Lake Santeetlah, North Carolina Savannah Lakes Village - McCormick, South Carolina Savannah Quarters - Savannah, Georgia Seabrook Island - Seabrook Island, South Carolina Seawatch at Sunset Harbor - Southport, North Carolina Sharp Mountain Preserve - Jasper, Georgia Somersby Park - Hendersonville, North Carolina Southbridge - Savannah, Georgia Southern Hills Plantation Club - Brooksville, Florida Southern Woods - Homosassa, Florida Spring Island - Spring Island, South Carolina Spruce Creek Country Club by Del Webb - Summerfield, Florida St. James Plantation - Southport, North Carolina Sugarloaf Country Club - Duluth, Georgia Superstition Mountain Golf and Country Club - Superstition Mountain, Arizona Symphony Village - Centreville, Maryland Tellico Village - Loudon, Tennessee Tesoro - Port St. Lucie, Florida Teton Springs - Teton Valley, Idaho The Abaco Club on Winding Bay - Marsh Harbour, Bahamas The Cliffs at Walnut Cove - Asheville, North Carolina The Cliffs Communities - Travelers Rest, South Carolina The Enclave - Savannah, Georgia The Ford Plantation - Richmond Hill, Georgia The Landings on Skidaway Island - Savannah, Georgia The Peninsula on The Indian River Bay - Millsboro, Delaware The Powder Horn - Sheridan, Wyoming The Ramble - Asheville, North Carolina The Reserve at Lake Keowee - Sunset, South Carolina The Reserve at Litchfield - Pawleys Island, South Carolina The Retreat - Lewisburg, West Virginia The Ridges at Mountain Harbour - Hayesville, North Carolina The Settings of Black Mountain - Black Mountain, North Carolina The Settings of Mackay Point - Jasper County, South Carolina Tidelands - Palm Coast, Florida Trillium - Cashiers, North Carolina Tucan Country Club & Resort - Balboa, Panama Turks & Caicos Sporting Club - Providenciales, Turks And Caicos Islands Verrado - Buckeye, Arizona Virginia Heritage at Lee's Parke - Fredericksburg, Virginia Vista at Bill's Mountain - Lake Lure, North Carolina Vista at The Riverbank - Tryon, North Carolina Wakefield Plantation - Raleigh, North Carolina WaterColor - Seagrove Beach, Florida Waterfall at Lake Burton - Clayton, Georgia Waterford of the Carolinas - Leland, North Carolina West Bay Club - Estero, Florida Winchester Country Club - Meadow Vista, California Windswept - Morristown, Tennessee Woodside Plantation - Aiken, South Carolina Wyboo Plantation - Manning, South Carolina Arizona California Colorado Delaware Florida Georgia Idaho Maryland Michigan Nevada North Carolina South Carolina Tennessee Texas Vermont Virginia West Virginia Wyoming Bahamas Canada Dominican Republic Jamaica Panama Turks And Caicos Islands Destination Clubs and Luxury Travel New! List by City Private Communities by Lifestyle Private Golf Communities Retirement Communities Oceanfront Private Communities Vacation Home Rentals Private Communities with Marinas Mountain View Private Communities Private Communities with Tennis Facilities Private Communities with Fishing Private Active Adult Communities Private Communities with Fitness Centers Equestrian Private Communities Lakefront Homes Communities Golf Course Real Estate Oceanfront Real Estate Mountain View Real Estate Home | Site Map | Search | Luxury Homes | Discovery Packages | What's New | Sign In Found a Community? Tell Us | Send This Site to a Friend | Update Me By Email Advertising Opportunities | Press Coverage | Developer Resources | Email | Disclaimer | Privacy Policy | Contact PrivateCommunities.com, a division of Private Communities Registry, Inc. Voice (772) 234-0434 | Toll Free (800) 875-3072 | FAX (772) 231-8443 © Private Communities Registry, Inc. 1996 - 2005. All rights reserved. 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home equity. Why? Certain

Home Equity Scams: Borrowers Beware! Home Equity Loans : Borrowers Beware! D o you own your home? If so, it's likely to be your greatest single asset. Unfortunately, if you agree to a loan that's based on the equity you have in your home, you may be putting your most valuable asset at risk. Homeowners-particularly elderly, minority and those with low incomes or poor credit-should be careful when borrowing money based on their home equity. Why? Certain abusive or exploitative lenders target these borrowers, who unwittingly may be putting their home on the line. Abusive lending practices range from equity stripping and loan flipping to hiding loan terms and packing a loan with extra charges. The Federal Trade Commission urges you to be aware of these loan practices to avoid losing your home. The Practices Equity Stripping You need money. You don't have much income coming in each month. You have built up equity in your home. A lender tells you that you could get a loan, even though you know your income is just not enough to keep up with the monthly payments. The lender encourages you to "pad" your income on your application form to help get the loan approved. This lender may be out to steal the equity you have built up in your home. The lender doesn't care if you can't keep up with the monthly payments. As soon as you don't, the lender will foreclose-taking your home and stripping you of the equity you have spent years building. If you take out a loan but don't have enough income to make the monthly payments, you are being set up. You probably will lose your home. Hidden Loan Terms: The Balloon Payment You've fallen behind in your mortgage payments and may face foreclosure. Another lender offers to save you from foreclosure by refinancing your mortgage and lowering your monthly payments. Look carefully at the loan terms. The payments may be lower because the lender is offering a loan on which you repay only the interest each month. At the end of the loan term, the principal-that is, the entire amount that you borrowed-is due in one lump sum called a balloon payment. If you can't make the balloon payment or refinance, you face foreclosure and the loss of your home. Loan Flipping Suppose you've had your mortgage for years. The interest rate is low and the monthly payments fit nicely into your budget, but you could use some extra money. A lender calls to talk about refinancing, and using the availability of extra cash as bait, claims it's time the equity in your home started "working" for you. You agree to refinance your loan. After you've made a few payments on the loan, the lender calls to offer you a bigger loan for, say, a vacation. If you accept the offer, the lender refinances your original loan and then lends you additional money. In this practice-often called "flipping"-the lender charges you high points and fees each time you refinance, and may increase your interest rate as well. If the loan has a prepayment penalty, you will have to pay that penalty each time you take out a new loan. You now have some extra money and a lot more debt, stretched out over a longer time. The extra cash you receive may be less than the additional costs and fees you were charged for the refinancing. And what's worse, you are now paying interest on those extra fees charged in each refinancing. Long story short? With each refinancing, you've increased your debt and probably are paying a very high price for some extra cash. After a while, if you get in over your head and can't pay, you could lose your home. The "Home Improvement" Loan A contractor calls or knocks on your door and offers to install a new roof or remodel your kitchen at a price that sounds reasonable. You tell him you're interested, but can't afford it. He tells you it's no problem-he can arrange financing through a lender he knows. You agree to the project, and the contractor begins work. At some point after the contractor begins, you are asked to sign a lot of papers. The papers may be blank or the lender may rush you to sign before you have time to read what you've been given. The contractor threatens to leave the work on your house unfinished if you don't sign. You sign the papers. Only later, you realize that the papers you signed are a home equity loan. The interest rate, points and fees seem very high. To make matters worse, the work on your home isn't done right or hasn't been completed, and the contractor, who may have been paid by the lender, has little interest in completing the work to your satisfaction. Credit Insurance Packing You've just agreed to a mortgage on terms you think you can afford. At closing, the lender gives you papers to sign that include charges for credit insurance or other "benefits" that you did not ask for and do not want. The lender hopes you don't notice this, and that you just sign the loan papers where you are asked to sign. The lender doesn't explain exactly how much extra money this will cost you each month on your loan. If you do notice, you're afraid that if you ask questions or object, you might not get the loan. The lender may tell you that this insurance comes with the loan, making you think that it comes at no additional cost. Or, if you object, the lender may even tell you that if you want the loan without the insurance, the loan papers will have to be rewritten, that it could take several days, and that the manager may reconsider the loan altogether. If you agree to buy the insurance, you really are paying extra for the loan by buying a product you may not want or need. Mortgage Servicing Abuses After you get a mortgage, you receive a letter from your lender saying that your monthly payments will be higher than you expected. The lender says that your payments include escrow for taxes and insurance even though you arranged to pay those items yourself with the lender's okay. Later, a message from the lender says you are being charged late fees. But you know your payments were on time. Or, you may receive a message saying that you failed to maintain required property insurance and the lender is buying more costly insurance at your expense. Other charges that you don't understand-like legal fees-are added to the amount you owe, increasing your monthly payments or the amount you owe at the end of the loan term. The lender doesn't provide you with an accurate or complete account of these charges. You ask for a payoff statement to refinance with another lender and receive a statement that's inaccurate or incomplete. The lender's actions make it almost impossible to determine how much you've paid or how much you owe. You may pay more than you owe. Signing Over Your Deed If you are having trouble paying your mortgage and the lender has threatened to foreclose and take your home, you may feel desperate. Another "lender" may contact you with an offer to help you find new financing. Before he can help you, he asks you to deed your property to him, claiming that it's a temporary measure to prevent foreclosure. The promised refinancing that would let you save your home never comes through. Once the lender has the deed to your property, he starts to treat it as his own. He may borrow against it (for his benefit, not yours) or even sell it to someone else. Because you don't own the home any more, you won't get any money when the property is sold. The lender will treat you as a tenant and your mortgage payments as rent. If your "rent" payments are late, you can be evicted from your home. Protecting Yourself You can protect yourself against losing your home to inappropriate lending practices. Here's how: Don't: Agree to a home equity loan if you don't have enough income to make the monthly payments. Sign any document you haven't read or any document that has blank spaces to be filled in after you sign. Let anyone pressure you into signing any document. Agree to a loan that includes credit insurance or extra products you don't want. Let the promise of extra cash or lower monthly payments get in the way of your good judgment about whether the cost you will pay for the loan is really worth it. Deed your property to anyone. First consult an attorney, a knowledgeable family member, or someone else you trust. Do: Ask specifically if credit insurance is required as a condition of the loan. If it isn't, and a charge is included in your loan and you don't want the insurance, ask that the charge be removed from the loan documents. If you want the added security of credit insurance, shop around for the best rates. Keep careful records of what you've paid, including billing statements and canceled checks. Challenge any charge you think is inaccurate. Check contractors' references when it is time to have work done in your home. Get more than one estimate. Read all items carefully. If you need an explanation of any terms or conditions, talk to someone you can trust, such as a knowledgeable family member or an attorney. Consider all the costs of financing before you agree to a loan. For More Information The FTC works for the consumer to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. To file a complaint or to get free information on consumer issues , visit www.ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters Internet, telemarketing, identity theft and other fraud-related complaints into Consumer Sentinel , a secure, online database available to hundreds of civil and criminal law enforcement agencies in the U.S. and abroad. FEDERAL TRADE COMMISSION FOR THE CONSUMER 1-877-FTC-HELP www.ftc.gov April 1998

Florida Real Estate

South Florida Real Estate - Homes, Condos, Apartments For Rent & For Sale - Palm Beach Post Real Estate Jobs | Autos | Classifieds | Personals | Shopping | Health | Travel Travel | Subscribe | Archives | Customer Care | Today's Paper All Residential | Condos | Luxury | Commercial | Land/Lots Neighborhood, School & Community Info Due to the storm, some information may be incomplete. ------ Search By Web ID What's a Web ID? Mapping the Housing Boom • Where The Investors Are. • Where and why prices and sales have jumped. • This Week's Housing Boom Advertisers Buying or Refinancing? • Mortgage Lender Guide | Mortgage Calculators Browse new homes in Real Estate Weekend Search the New Homes Locator Directory Find ads & articles from Residences - our guide to existing home sales View Rental ads in The BIG Apartment Magazine This month's featured... Developments | Properties | Realtors This week's... Hot Properties | Hot Rentals Must See! Open Houses Neighborhood Experts • Find a Real Estate Agent • Find a Real Estate Company • Find a Rental Agent LaPalmaInteractivo.com Clasificados • Clasificados en Español This Week's Local Commercial Real Estate • From Our Business to Business Section • Search For Sale Commercial Real Estate Listings Home Improvement • Design Center | Service Directory | Gardening New to the area? • Newcomer's Guide | Neighborhoods | Schools Local Property Values • Check Out Area Property Sales For information about advertising opportunities contact Linda Goings a product of The Palm Beach Post Classifieds ©2005 The Palm Beach Post By using PalmBeachPost.com, you accept the terms of our visitor agreement . Please read it. Customer Care | Privacy Policy | Want to advertise here? | Job Opportunities

Florida Real Estate

IFREC :: Florida Real Estate School :: Welcome to Central Florida's recognized leader in real estate education Site Map Your One Stop Real Estate School! Welcome to the IFREC Real Estate Schools website. We would like to extend our personal greetings to each and every visitor to our Internet home. [en espanol] IFREC Real Estate Schools is celebrating it's 23rd year as Florida's recognized leader in real estate education. IFREC is the only RealtyU affiliate school in Florida. Our real estate schools offer classes for anyone interested in a real estate career, with designation and certification programs held year round at convenient area locations. Please take a few moments to explore our site where you will find information on our school, our locations, our course offerings and our instructors, as well as important resources for real estate professionals such as links to industry-related sites and firms who are currently hiring. If you have any questions that have not been answered by your visit to our site, please e-mail us at info@ifrec.com and let us know. IFREC Offers Locations Throughout Florida IFREC Real Estate Schools offer real estate pre-license, post-license and continuing education courses in classroom and online for real estate professionals in many convenient Florida locations. A career in real estate starts with IFREC Real Estate Schools and continues with personal development courses earning prestigious designations and certifications offered exclusively by IFREC . Classroom locations throughout Florida include North Orlando, East Orlando, South Orlando (Orange County), Tampa (Hillsborough County), Kissimmee (Osceola County), Tavares, Clermont (Lake County), Merritt Island, Melbourne (Brevard County), Stuart (Martin County), Vero Beach (Indian River County), and Lakeland (Polk County). Find a RealtyU® School in Your State Online CE Grading Click Here Current Student Log-In Student ID: Password: HOME :: ABOUT IFREC :: REAL ESTATE COURSES :: DISTANCE LEARNING CONTACT :: RESOURCES :: FAQS REGISTER NOW :: BOOKSTORE :: SITE MAP :: SEARCH :: PRIVACY For Information in Spanish, please contact IFREC at 888-647-7277, Ext. 442 Para la Información en español, por favor contacto IFREC en 888-647-7277, Ext. 442 © 2005 :: ALL RIGHTS RESERVED :: IFREC Real Estate Schools :: 5029 Edgewater Drive :: Orlando, FL 32810 :: 888-647-7277 :: Site Design by 1 Stop Sites