Colorado Real Estate Guide


Mountain Homes Illustrated Colorado Real Estate: Mountain Homes, Land, Ranches and Commercial Properties in Summit County, Park County, Grand County, Chaffee County and surrounding areas BROKER LOGIN | PUBLISHER LOGIN | ADD YOUR COMPANY! December 29, 2005 165 UsersOnline | 45562 LeadsToDate | © 2005 MHPI UP-TO-THE-MINUTE INFORMATION ... 42913 LISTINGS AND GROWING BY THE MINUTE ... CLICK "NEWEST LISTINGS" BELOW ... OR SEARCH BY FEATURE AT LEFT ... TODAY'S ACTIVE BROKERS ARE LISTED FIRST BELOW... FIND OTHER ADVERTISERS ALPHABETICALLY BY CLICKING ON FIRST LETTER OF COMPANY NAME ... BROKERS LOG IN AT UPPER LEFT ... NEW ACCOUNTS SELECT "JOIN" ... OR CALL 1-800-841-5185 ... THIS SITE POWERED BY XDEADLINE.COM SEARCH 5,447 COLORADO PROPERTIES You can now be automatically notified when a new property matches your search criteria NEWEST Listings in... KEYSTONE MORRISON Buena Vista Guffey Westcliffe Florissant FRISCO BRECKENRIDGE COPPER MOUNTAIN GRAND LAKE SALIDA WINTER PARK Canon City SILVERTHORNE KREMMLING Central City Condos and Townhomes Single Family Homes Lots and Acreages Homes on Acreage Log Homes Commercial Properties Mountain Living Farm and Ranch Properties Getaway Properties Resort Properties Furnished Properties Duplex-TriPlex-Multi Recreational Properties Corner Lot Affordable Bed & Breakfast Golf Course Properties Country Living NEW LISTING Fine Homes Horse Properties Motivated Seller Creekfront Properties Victorian Fixer Upper Gorgeous Views Executive Homes MAGAZINE TITLES • Roaring Fork Valley Real Estate Guide • Mountain Homes Illustrated • Evergreen Conifer Real Estate Guide • Colorado Mountain Real Estate Guides • Summit County Real Estate Guide • Chaffee County Real Estate Guide • Grand County Real Estate Guide • Park County Real Estate Guide • Steamboat Springs Real Estate Guide • Pagosa Area Real Estate Guide • San Luis Valley Real Estate Guide • Vail Valley Real Estate Guide • Custer County Real Estate Guide • Southern Colorado Real Estate Guide • Royal Gorge Real Estate Guide ADVERTISING INFO • Distribution Map • Ad Proofs • Ad Rates • Suggestion Box • Pay Bill Online MAIN MENU Home • Add Your Link • Links • USAHomes.org • Site Statistics • Legal Notice • Contact Us / FTP AD DEADLINES Mountain Homes Illustrated Ski Season V15N1 ADS DUE: Wednesday, January 4 Carbon County Real Estate Guide Spring 2006 Number 5 ADS DUE: Wednesday, February 8 Evergreen Conifer Real Estate Guide March/April Number 10 ADS DUE: Wednesday, February 15 Grand County Real Estate Guide Number 33 Spring ADS DUE: Wednesday, March 1 Mountain Homes Illustrated Memorial Day V15N2 ADS DUE: Wednesday, March 15 Chaffee County Real Estate Guide Spring NUMBER 15 ADS DUE: Wednesday, March 22 Chaffee County Real Estate Guide Spring / Summer NUMBER 15 ADS DUE: Wednesday, March 22 Evergreen Conifer Real Estate Guide May/June Number 11 ADS DUE: Wednesday, April 19 Carbon County Real Estate Guide Summer 2006 Number 6 ADS DUE: Wednesday, May 10 Mountain Homes Illustrated 4th of July V15N3 ADS DUE: Wednesday, May 31 Site Map COLORADO MOUNTAIN HOMES PUBLISHING INC CLICK HERE To See Our Other Magazine Titles Mountain Homes Illustrated (548) Evergreen Conifer Real Estate Guide (488) Grand County Real Estate Guide (107) Summit County Real Estate Guide (91) Chaffee County Real Estate Guide (62) Park County Real Estate Guide (34) Vail Valley Real Estate Guide (16) Southern Colorado Real Estate Guide (16) Royal Gorge Real Estate Guide (10) San Luis Valley Real Estate Guide (9) Custer County Real Estate Guide (9) Pagosa Area Real Estate Guide (7) Colorado Mountain Real Estate Guides (4) Steamboat Springs Real Estate Guide (2) Roaring Fork Valley Real Estate Guide (0) SEARCH PROPERTIES | | 100 NEWEST LISTINGS | | ADVERTISER LINKS | | CONTACT US [A] [B] [C] [D] [E] [F] [G] [H] [I] [J] [K] [L] [M] [N] [O] [P] [Q] [R] [S] [T] [U] [V] [W] [X] [Y] [Z] [1-9] Listings Updated December, 29 (Kremmling) (27 Properties) "Specializing in Grand & Summit Counties!" (Grand Lake) (46 Properties) "." (Silverthorne) (24 Properties) "Serving Summit County and Neighboring Areas" (Salida) (120 Properties) "3 offices to serve you in Buena Vista, Salida and South Fork" (Gunnison) (29 Properties) (Divide) (12 Properties) (Westcliffe) (68 Properties) (Alma) (39 Properties) "KNOWLEDGEABLE AND PROFESSIONAL SERVICE" (Englewood) (Conifer) (8 Properties) (Buena Vista) (137 Properties) "OUTSTANDING AGENTS, OUTSTANDING RESULTS" (Grand Lake) (29 Properties) "A GRAND REAL ESTATE EXPERIENCE" (Evergreen) (36 Properties) "Excellence in Real Estate" (Divide) (8 Properties) "Serving Teller & Park Counties" (Buena Vista) (93 Properties) "We Specialize in Dream Properties" (Frisco) (29 Properties) "Enjoying Life in Summit County for over 20 Years" (Denver) (Breckenridge) (7 Properties) "Selling Great Views and Values in Summit County" (Winter Park) (9 Properties) "The Buyer's Agent of Winter Park and Grand County" (Woodland Park) (3 Properties) "Making your dreams a Reality!" Listings Updated December, 28 (Salida) (23 Properties) "Real Results For Real People" (Buena Vista) (25 Properties) (Alma) (31 Properties) "PROFESSIONAL AND EXPERIENCED IN PARK COUNTY REAL ESTATE" (Buena Vista) (Conifer) (4 Properties) "Working hard to make your transaction smooth!" (Breckenridge) (8 Properties) (Westcliffe) (8 Properties) "Homes, ranches, and vacant land." (Canon City) (37 Properties) "Come Live Your Mountain Dream!!" (Pine) (9 Properties) "EXPERIENCE, KNOWLEDGE, RESULTS!" (Breckenridge) (59 Properties) "Rock Solid in Summit County Real Estate" (Salida) (22 Properties) "MAKING REAL ESTATE REAL EASY!" (Frisco) (8 Properties) "Joanne Hanson's Mountain Living Team" (Alma) (32 Properties) "Cabins, Homes & Land in Park County" (Golden) (6 Properties) "Your Realtor For Life" (Salida) (111 Properties) "A HALLMARK IN REAL ESTATE" (Fairplay) (27 Properties) "In the Heart of the Rockies" (Grand Lake) (41 Properties) "Grand Lake's Newest Office!" (Lakewood) (3 Properties) "Sun-sational Transactions guaranteed!" (Buena Vista) (103 Properties) "Experience is our edge" Listings Updated December, 27 Listings Updated December, 26 TODAY'S FEATURED LISTINGS Westcliffe,CO BED & BREAKFAST IN THE MOUNTAINS Guffey,CO LARGE ACREAGE BORDERING NATIONAL FOREST ,CO OLD RANCH BLUE RIVER,CO 3 HUGE BEDROOMS W/ATTACHED BATHS Evergreen,CO EVERGREEN Guffey,CO WATCH THE ELK Westcliffe,CO UTE MESA HOME Westcliffe,CO COME ENJOY COUNTRY LIVING! Florissant,CO 65 ACRES WITH PANORAMIC VIEWS Guffey,CO NEARLY NEW HOME ON 6 ACRES XDEADLINE.COM LEGAL NOTICE UPDATED Dec 26, 2005 Our associated domains: () are a compilation of ads that have appeared in current or previous issues of our participating homes and real estate magazines, properties submitted by individual brokerages, and linkssubmitted by individual Web Site Owners. To report dead links, expired information, or to request removal of a link, please send email to the administrator: Craig Baker , and every effort will be made tocorrect the information, or remove the link. Our primary domain ( XDEADLINE.COM ) provides a list of participating magazines by independent publishers, and magazine titles by member publishers of The National Association of Real Estate Publishers (N.A.R.E.P.) . The information contained for each publisher or title is from the last information available to us. Unless specifically stated otherwise, we do not formally represent any independant publisher or magazine title linked to or mentioned on this website. All real estate advertised on this Internet Site is subject to the US Federal Fair Housing Act of 1968 and all amendments.and information is from sources deemed reliable. However, no warranty as to the accuracy of any ad or the suitability regarding any property advertised is offered. Neither the broker, the local magazine publisher, nor the internet publisher will be responsible for typographical errors, computer programming errors, or errors in fact that may appear on this website. Users are hereby advised to obtain independent property reports.



Home Loan | Equity

Mortgage Rates, Home Loans, Home Equity Loans, Debt Consolidation and Bad Credit Loans - HomeLoanCenter.com Mortgage Refinance Home Equity Loans Home Purchase Credit Concerns Debt Consolidation Check Loan Status Loan Calculators Rate Quote Rate Watch FAQs Find the Right Loan 5 Reasons to Refinance Home Buying Tips Mortgage Terms Glossary Get Loan Approval in Minutes. Qualifying is Quick & Easy. -- Choose Your Loan Type -- Refinance Purchase Home Equity Loan -- Choose Your State -- AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY Our Mortgage Calculators will help you find the right loan. How Much Can You Afford? How Much Equity is in Your Home? How Much Could You Save? What Will Your Monthly Payment Be? Hsieh Joins Expert Panel on CNBC Anthony Hsieh appears on a special edition of CNBC Primetime with a panel of residential real estate industry experts. Anthony Hsieh, on CNN's Open House Hsieh appeared as a guest speaker on CNN's Open House to discuss good housing debt versus bad housing debt. Click below for a Personalized Payment and Rate. Option ARM 1.000% 1.106% 1 Month ARM 2.000% 2.116% 3/1 Libor ARM 5.000% 5.149% 15 Year Fixed 5.125% 5.384% 30 Year Fixed 5.625% 5.782% 30 Yr Fixed Jumbo 6.125% 6.289% Assumptions Site Map | About Us | Contact Us | Business Hours | Careers | Privacy Policy | Our Guarantees | Licensing | Legal Information Loan Payment Calculator | Mortgage Refinance | Home Equity Loan | Home Purchase | Adjustable Rate Mortgages | Second Mortgage Tools & Resources | Mortgage Interest Rates | Home Loan | Equity Loan | Debt Consolidation © 2005 Home Loan Center, Inc. All rights reserved. Loan programs are offered by Home Loan Center, Inc.



Land Loan , In

LoanUniverse Community - Commercial Land Loan loanuniverse.com Help Search Members Calendar Welcome Guest ( Log In | Register ) LoanUniverse Community Community Forums Loanuniverse Forums Outline ·[ Standard ] · Linear+ Commercial Land Loan , In Miami Florida Track this topic | Email this topic | Print this topic Marnie1065 Dec 6 2005, 08:37 PM Post #1 Summer Intern Group: Members Posts: 1 Joined: 6-December 05 Member No.: 1,029 Hi everybody. I just found this website. I am looking for commercial loans. I have a client that owns 42 acres , it is zoned agriculture. It is a great location , next to a school and subdivision. He is looking to refi at the highest LTV possible. He does plan on building homes in the future or possible selling off individual lots. The land currently has a 2 million loan on it. The value is 6.5 million. He has owned it for 1 yr. It is actually a corporation of 4 and they all have great credit and tons of assets, their worth is in the millions They also want to purchase another piece of land for 12 million. Any ideas? Thanks -- loanuniverse Dec 7 2005, 09:27 AM Post #2 Administrator Group: Admin Posts: 1,089 Joined: 23-September 02 Member No.: 1 Is the $152M per acre value an as is value as agricultural land? Or an speculative value assuming a rezoning? Is it supported by actual sales? If the value can be supported, I am sure someone can be found to lend at least 50%. Depending on the adjusted net worth of the individuals, maybe significantly more. Many lenders are avoiding land right now in my market unless there is an existing relationship with the developer. I know that I would feel uncomfortable recommending a land loan unless the investors are experienced. -- lelting Dec 14 2005, 10:48 PM Post #3 Full-Time Teller Group: Members Posts: 13 Joined: 13-November 05 Member No.: 971 I can help you with the 12 million dollar purchase>I have private investors that will fund at 100 LTV -- LenderBuddy Dec 15 2005, 10:55 AM Post #4 Head-Teller Group: Members Posts: 23 Joined: 11-November 05 From: San Francisco Member No.: 968 If there are crops growing on the land or the land is zoned agricultural then we are talking agricultural land loan and that is a different beast. I haven't worked on one of them in a while but you need to speak with someone who specializes in ag loans. FarmerMac is involved in those transactions and I believe the LTV can go as high as 70%. Good credit and strong financial position are required. Drop me a personal message and I'll forward you the contact information of a guy who specializes in agricultural loans. He can give you all the information you need. -- « Next Oldest · Loanuniverse Forums · Next Newest » 2 User(s) are reading this topic (2 Guests and 0 Anonymous Users) 0 Members: Close Topic Options Track this topic Receive email notification when a reply has been made to this topic and you are not active on the board. Subscribe to this forum Receive email notification when a new topic is posted in this forum and you are not active on the board. Download / Print this Topic Download this topic in different formats or view a printer friendly version. Forum Home Search Help Community Forums |-- Loanuniverse Forums Lo-Fi Version Time is now: 29th December 2005 - 03:39 PM Invision Power Board v2.0.4 © 2005 IPS, Inc.



Selling home on your

Alaska Journal of Commerce: Selling home on your own can prove costly 04/22/02 [an error occurred while processing this directive] [an error occurred while processing this directive] Home Focus In this Issue Calendar Bulletin Board Movers & Shakers Business History Archive Around the World Legals Viewpoint Profile Cartoons Contact Us Advertise with us Subscribe About Us Classified ADs Oil & Gas Special Sections Wealthbuilders Fish Factor Travel Insight Property Wise Tech Watch Law Page Philanthropy Health Book of Lists -5° 17° 9° 8° 27° 33° 35° 41° 44° 39° 35° Choose City Anchorage Barrow Bethel Cordova Deadhorse Denali Park Dillingham Dutch Harbor Fairbanks Galena Haines Homer Juneau Kenai Ketchikan Kodiak Kotzebue McGrath Nenana Paxson Petersburg Pribilof Islands Sitka Skagway Soldotna Talkeetna Valdez Wrangell Yakutat Email Newsletter Palm Pilot Delivery Letter to the editor Comments Locate a copy [an error occurred while processing this directive] [an error occurred while processing this directive] 042202 prop_wise 2 Alaska Journal of Commerce Late night television and local radio programming is rife with infomercials and advertisements touting how easy it is to buy and sell your houses, buildings and businesses all by yourself and save staggering amounts of money to boot. -- Web posted Monday, April 22, 2002 Selling home on your own can prove costly By Ken Jelinek For the Journal Late night television and local radio programming is rife with infomercials and advertisements touting how easy it is to buy and sell your houses, buildings and businesses all by yourself and save staggering amounts of money to boot. They can be rather insulting to those of us in the real estate industry because they attempt to make us sound unnecessary, unethical and expensive. But the fact is, you really can do it yourself successfully. Cynically speaking, however, you can also fix your own car, generate your own electricity, defend yourself in court, trade your own stocks and never visit a doctor. You could probably do your neighbor's job too. One day, when everything is perfectly computerized and digital, you probably won't need a real estate agent. But for now, for the rest of us, we need the help, and that help is going to cost us. So, before you go spiraling off in your declaration of independence, ask yourself, "If it's really so easy, then why aren't all real estate transactions conducted without an agent?" You might also ask yourself if you would want to eliminate the real estate agent and take on all of his or her responsibilities when you are already bogged down with your own life in general, and especially if you haven't done it enough to do it right or do it well? Then, listen closely to your answers because we professionals in the industry are often patching up real estate transactions gone sour behind the well-meaning do-it-yourselfers. Keep in mind that I'm referring to all professionals in the industry including agents, attorneys, loan originators, title officers, processors, surveyors, tax assessors, appraisers and inspectors. But I'm referring specifically to the agent because he or she is the center in this wheel. Nationally, only three to five of every 100 home sales consists of successful "For Sale by Owner" transactions. The vast majority of those that attempt it end up hiring an agent within the first 30 days after they have realized the true cost, time and demands required for marketing and showing a home. Locally, the statistics indicate 15-17 percent of FSBOs are successful. While there are a lot of reasons for this, one of the main ones is that we have a robust seller's market with relatively low inventory. This can be quite tempting for sellers to strike out on their own because it looks easier than it is. But even the owners that sell their own homes usually sell to a buyer who has an agent paid for by the seller. The truth is that the vast majority of all real estate transactions are completed with agents involved on at least one side of the sale, and for this reason, most transactions go very smoothly. But sometimes they don't. One recent seller took the advice of a local FSBO program on pricing his home. Several programs will give you limited service for a set fee. He put an ad in the paper and sold it within three days. When the appraisal report came back he learned that he priced his home too low but was still committed to that price. Sure, he might have saved 6 or 7 percent in brokerage fees but he lost a lot more than that to the happy buyer because his FSBO consultant didn't know the market well enough. In a similar incident, a very excited couple heard of a perfect home on the market For Sale By Owner in their neighborhood. The sellers told them that they didn't want to pay any brokerage fees and proceeded to negotiate down the asking price by $9,000, which made the buyers feel special. A market analysis revealed that the starting price was already about $10,000 too high. And yet, it's going to be sold at the same market price to the buyers whether or not they have an agent paid by the seller. Recently a buyer made an offer on a duplex that was accepted with a counteroffer to increase the earnest money. Both buyer and seller agreed verbally and the only thing lacking was the buyer's signature on that change. In the meantime, the seller sold the duplex to a second buyer to get a higher price and quicker closing. He now has two accepted offers on the same property at the same time. Which party in this potential lawsuit would you like to be? Not all sellers innocently try to save money on real estate commissions. Some choose to "overlook" disclosing pertinent and sometimes legally required information to buyers because doing so might lower the final sales price or prohibit a sale indefinitely because they can't afford to fix a deficiency. How would you protect yourself without the watchful eye of an expert? Agents usually take on quite a bit of risk in marketing your house for sale or driving you around looking at homes to buy. They pay for everything up front and often don't get paid until the day it is recorded, which makes him or her, actually, quite a bargain. On the other hand, you could do it yourself. Ken Jelinek is an associate broker with RE/MAX Properties in Anchorage. He can be reached at 907-257-0196. [an error occurred while processing this directive] © 2004 The Alaska Journal of Commerce and Morris Communications Corp.



Las Vegas Real Estate

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